REVISED

PRP COVERAGE LIMITS AVAILABLE EFFECTIVE OCTOBER 1, 2012

14 FAMILY RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS1, 2, 3
WITH BASEMENT OR ENCLOSURE4
BUILDING

CONTENTS

WITHOUT BASEMENT OR ENCLOSURE5

PREMIUM

BUILDING

CONTENTS

PREMIUM

$ 20,000

8,000

$159

$ 20,000

8,000

$129

$ 30,000

$ 12,000

$191

$ 30,000

$ 12,000

$165

$ 50,000

$ 20,000

$243

$ 50,000

$ 20,000

$217

$ 75,000

$ 30,000

$285

$ 75,000

$ 30,000

$254

$100,000

$ 40,000

$313

$100,000

$ 40,000

$282

$125,000

$ 50,000

$334

$125,000

$ 50,000

$303

$150,000

$ 60,000

$353

$150,000

$ 60,000

$322

$200,000

$ 80,000

$389

$200,000

$ 80,000

$353

$250,000

$100,000

$417

$250,000

$100,000

$376

RESIDENTIAL CONTENTS-ONLY COVERAGE

CONTENTS ABOVE GROUND LEVEL MORE THAN 1 FLOOR
CONTENTS
$

1, 2, 6

ALL OTHER LOCATIONS (BASEMENT-ONLY NOT ELIGIBLE)

PREMIUM

CONTENTS

PREMIUM

8,000

$51

8,000

$ 12,000

$67

$ 12,000

$70
$95

$ 20,000

$99

$ 20,000

$132

$ 30,000

$113

$ 30,000

$151

$ 40,000

$126

$ 40,000

$169

$ 50,000

$138

$ 50,000

$186

$ 60,000

$150

$ 60,000

$204

$ 80,000

$175

$ 80,000

$225

$100,000

$200

$100,000

$245

OTHER RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS

1, 2, 3

With Basement or Enclosure4

BUILDING COVERAGE

CONTENTS COVERAGE

$8,000

$12,000

$20,000

$30,000

$40,000

$50,000

$60,000

$80,000

$ 20,000

$173

$187

$201

$214

$227

$238

$249

$260

$100,000
$270

$ 30,000

$187

$202

$215

$229

$241

$252

$264

$274

$284

$ 50,000

$222

$237

$250

$264

$276

$287

$299

$309

$319
$336

$ 75,000

$239

$253

$267

$280

$293

$304

$315

$325

$100,000

$262

$276

$289

$303

$315

$327

$338

$348

$358

$125,000

$269

$283

$297

$310

$322

$334

$345

$355

$366
$371

$150,000

$274

$288

$302

$315

$328

$339

$350

$361

$200,000

$306

$320

$334

$347

$359

$371

$382

$392

$403

$250,000

$323

$338

$351

$365

$377

$388

$400

$410

$420

OTHER RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS1, 2, 3

Without Basement or Enclosure5

BUILDING COVERAGE

CONTENTS COVERAGE

$8,000

$12,000

$20,000

$30,000

$40,000

$50,000

$60,000

$80,000

$100,000

$ 20,000

$144

$157

$168

$179

$190

$200

$209

$218

$227

$ 30,000

$163

$174

$185

$197

$207

$217

$227

$236

$244

$ 50,000

$199

$210

$221

$233

$243

$253

$263

$272

$280

$ 75,000

$219

$231

$242

$252

$263

$273

$282

$291

$300

$100,000

$238

$249

$261

$271

$281

$291

$301

$310

$318

$125,000

$247

$259

$270

$280

$290

$300

$309

$318

$327

$150,000

$254

$266

$277

$287

$298

$307

$316

$325

$334

$200,000

$283

$295

$306

$316

$327

$336

$345

$353

$362

$250,000

$299

$310

$321

$332

$342

$351

$361

$369

$377

1 Add the $50 Probation Surcharge, if applicable.

2 Premium includes Federal Policy Fee of $20.
3 Premium includes ICC Premium of $5. Deduct this amount if the risk is a condominium unit.
4 Do not use this section of the table for buildings with crawlspaces or subgrade crawlspaces; see footnote 5. Use this section of the
table if a building elevated on a crawlspace has an attached garage without openings.
5 Use this section of the table for buildings with crawlspaces or subgrade crawlspaces.
6 Use this All Residential Contents-Only Coverage premium table for individual residential condominium unit contents-only policies.

PRP 5

REVISED
PRP COVERAGE LIMITS AVAILABLE EFFECTIVE OCTOBER 1, 2012 (continued)
NON-RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS1, 2
With Basement or Enclosure3

BUILDING COVERAGE

CONTENTS COVERAGE

$100,000

$150,000

$200,000

$250,000

$300,000

$350,000

$400,000

$450,000

$500,000

$ 50,000

$50,000
$924

$1,191

$1,446

$1,689

$1,921

$2,141

$2,350

$2,547

$2,733

$2,907

$100,000

$1,309

$1,576

$1,830

$2,073

$2,305

$2,526

$2,735

$2,931

$3,117

$3,291

$150,000

$1,592

$1,859

$2,114

$2,357

$2,588

$2,809

$3,018

$3,215

$3,400

$3,574

$200,000

$1,746

$2,013

$2,267

$2,510

$2,742

$2,962

$3,171

$3,368

$3,554

$3,728

$250,000

$1,854

$2,121

$2,375

$2,618

$2,850

$3,070

$3,280

$3,476

$3,662

$3,836

$300,000

$1,973

$2,240

$2,495

$2,738

$2,969

$3,190

$3,399

$3,596

$3,781

$3,955

$350,000

$2,105

$2,372

$2,627

$2,870

$3,101

$3,322

$3,530

$3,727

$3,912

$4,086

$400,000

$2,192

$2,459

$2,713

$2,956

$3,188

$3,408

$3,616

$3,813

$3,998

$4,173

$450,000

$2,291

$2,557

$2,812

$3,055

$3,287

$3,507

$3,715

$3,912

$4,097

$4,271

$500,000

$2,399

$2,666

$2,920

$3,163

$3,395

$3,615

$3,823

$4,020

$4,205

$4,380

NON-RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS1, 2

Without Basement or Enclosure4

BUILDING COVERAGE

CONTENTS COVERAGE

$50,000

$100,000

$150,000

$200,000

$250,000

$300,000

$350,000

$400,000

$450,000

$500,000

$ 50,000

$584

$726

$862

$992

$1,115

$1,233

$1,344

$1,449

$1,548

$1,641

$100,000

$782

$924

$1,060

$1,190

$1,313

$1,431

$1,542

$1,647

$1,746

$1,839

$150,000

$929

$1,071

$1,207

$1,337

$1,461

$1,578

$1,689

$1,794

$1,893

$1,986

$200,000

$1,083

$1,225

$1,361

$1,490

$1,614

$1,731

$1,843

$1,948

$2,047

$2,139

$250,000

$1,186

$1,328

$1,464

$1,593

$1,717

$1,834

$1,946

$2,051

$2,150

$2,242

$300,000

$1,295

$1,437

$1,573

$1,703

$1,826

$1,944

$2,055

$2,160

$2,259

$2,351

$350,000

$1,353

$1,496

$1,632

$1,761

$1,885

$2,002

$2,114

$2,219

$2,318

$2,410

$400,000

$1,418

$1,560

$1,696

$1,826

$1,950

$2,067

$2,178

$2,284

$2,382

$2,475

$450,000

$1,489

$1,632

$1,767

$1,897

$2,021

$2,138

$2,250

$2,355

$2,453

$2,546

$500,000

$1,567

$1,709

$1,845

$1,975

$2,098

$2,216

$2,327

$2,432

$2,531

$2,623

NON-RESIDENTIAL CONTENTS-ONLY COVERAGE1, 2

CONTENTS ABOVE GROUND LEVEL MORE THAN 1 FLOOR
CONTENTS

ALL OTHER LOCATIONS (BASEMENT-ONLY NOT ELIGIBLE)

PREMIUM

CONTENTS

$167

$ 50,000

$357

$100,000

$244

$100,000

$533

$150,000

$321

$150,000

$708

$200,000

$399

$200,000

$883

$250,000

$476

$250,000

$1,058

$300,000

$553

$300,000

$1,233

$350,000

$630

$350,000

$1,408

$400,000

$708

$400,000

$1,583

$450,000

$785

$450,000

$1,758

$500,000

$862

$500,000

$1,933

1 Add the $50 Probation Surcharge, if applicable.

2 Premium includes Federal Policy Fee of $20.
3 Do not use this section of the table for buildings with crawlspaces or subgrade crawlspaces. See footnote 4.
4 Use this section of the table for buildings with crawlspaces or subgrade crawlspaces.

PREMIUM

$ 50,000

PRP 6