The Michigan Banner September 1 2012 Edition

Volume
9 Number 17
The Michigan Banner First Great Lakes Bay Regional Newspaper
September 1, 2012
Congratulations to the Michigan Banner
Leading in Diversity
Empowering Communities and Changing Lives

Saginaw County Branch National Association for the Advancement of Colored People
42nd Annual Freedom Fund Banquet

Bishop Ronald E. Chipp - Page 7
Leola Wilson, President Odail Thorns, Banquet Chair
NAACP : Your Power, Your Decision ~
VOTE!
Sunday, September 23, 2012
Tickets Adults ~ $60.00 Children 13 & Under $30.00 For tickets call 989.752-0614 5:00 pm Reception 6:00 pm Dinner & Program Horizons Conference Center
Bishop Ronald E. Chipp
Jerome Buckley, I want you to know that this is not just a salutation but also an appreciation of the heart and vision of One Youth at a Time the Michigan Banner. As Page 25 I reflect on the many conversations you and I have had concerning your vision for this Publication, I know your Pastor & Mrs. Paul E. heart is to empower the Broaddus Page 29 dreams and visions of your readers and their communities by providing opportunities for them to give voice to Jamie & Wendy Englehart the vital issues that Page 29 concern them. On a
Project F.I.S.H. Page 22
Eric Gilbertson President Saginaw Valley State University Christine Jones Past President Houghton Jones Neighborhood Task Force Rev. Dr. Marvin T. Smith, Pastor Mt. Olive Institutional Missionary Baptist Church
Ronald Spess Retired CEO Saginaw County Youth Protection Council
Keynote Speaker Hilary O. Shelton NAACP Washington Bureau Director and Senior Vice President for Advocacy
Saginaw Winners
of the
2012
Afro-Academic Cultural, Technological, and Scientific Olympics
The NAACP, founded in New York in 1909 and headquartered in Baltimore, Maryland is a 501(c) 3 entity comprised of seven regions representing 49 states, five countries and the District of Columbia. The NAACP ensures the political, educational, social and economic equality of minority group citizens through democratic processes.
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September 1, 2012
Congratulations
It is with great pleasure that I offer my congratulations to the Saginaw County Branch NAACP on their 42nd year. Gil Johnson, President Saginaw Valley Ford Lincoln Saginaw Valley Ford Lincoln is one of less than 60 African American owned dealerships in the United States. Saginaw Valley Ford Lincoln is the only African American owned dealership between Royal Oak, Michigan and the entire Northern sector of the State of Michigan. Continuing to deliver, Saginaw Valley Ford Lincoln was recognized by Black Enterprise Magazine among the top 100 successful African American Auto dealerships again in 2012.
1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
September 1, 2012
Page 3
The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
Thank you
The Michigan Banner family would like to thank our readers, advertisers, sponsors, and all those who continually support the vision of positive news while empowering communities and changing lives. The vision would be impossible without each one of you. The past nine years have been challenging, however, very rewarding with each edition. We are excited about the future as we continue to work with our communities. Jerome Buckley, Publisher Refuse to be average. Let your heart soar as high as it will. A.W. Tozer
Congratulations Michigan Banner Staff and Partners!!

It is with tremendous joy that I send this greeting saluting The Michigan Banner and its 9 year history. Being a part of its beginnings and several years thereafter, I know that this has not been an easy feat. You are an example that success comes to those who believe in and are committed to their dreams. I am looking forward to the 20th year anniversary celebration!! Annie R. Graham Former Saginaw resident and Michigan Banner Advertising Exec
Regional Leaders Selected for SVSU Board of Fellows

The Board of Fellows is a community advisory group established in 1966, for the President of Saginaw Valley State University. Appointments to the Board are approved by SVSUs Board of Control. Members of the Board of Fellows represent a wide range of professions and communities within the Great Lakes Bay Region. In addition to holding informative meetings, the Board of Fellows host an annual breakfast for legislators and is committed to supporting the personal and educational development of SVSU students, especially through community service. The new members selected in 2012, were Gil Johnson, President of Saginaw Valley Ford Lincoln, Tom Braley, vice president at Merrill Lynch, the Isles group, in Saginaw, and Ken Kousky, CEO of the MidMichigan Innovation Center, a privately funded, non-profit business incubator based in Midland.
Editorial ................................................................................................Page 8 Business ..............................................................................................Page 15 Health...................................................................................................Page 18 Michigan Banner Outreach ..................................................................Page 25
In This Issue
Page 4
September 1, 2012
believe. do.
At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
Thats why we proudly support the Michigan Banner.
2011 AT&T Intellectual Property. All rights reserved.
The Michigan Banner 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
September 1, 2012
Page 5
Public Policy Update

Dear Friends: This years Michigan summer is unfortunately soon coming to an end. I hope that Dear Friends: you were able to enjoy Michigan and enjoy time with your family, friends and colleagues Michigan North, on golf course or cheering on the an end. This yearswhether Upsummer isaunfortunately soon coming to Tigers. I hope that
you were able to enjoy Michigan and enjoy time with your family, friends and colleagues whether Up North,timea golf course or all across Michigan with Summer, of course, is the busy on in communities cheering on the Tigers. festivals, events, fairs and vacationers. Like many of you, AT&T Michigan has Summer,most of what our communities have to offer by participating in great made the of course, is the busy time in communities all across Michigan with festivals, events, fairs and vacationers. Like many of you, AT&T Michigan has events all over our state. made the most of what our communities have to offer by participating in great events all a couple of minutes to outline just a few of the activities weve Ive taken over our state. Jim Murray enjoyed working with this summer and included a quick update on enhancements Ive taken a communications network this summer to better keep your weve enjoyedPresident made to our couple of minutes to outline just a few of the activities friends, AT&T Michigan working with this summer and included a quick update on enhancements made family and co-workers connected. Jim Murray to our communications network this summer to better keep your friends, family President AT&T and co-workers connected. read this and enjoy the rest of your summer. Michigan Thanks for taking a minute to Thanks for taking a minute to read this and enjoy the rest of your summer. Sincerely, Sincerely, Jim Murray President AT&T Michigan Jim Murray President AT&T Michigan All That Jazz Support Helps Kick-Off Sterling Heights Jazz and Art Festival for 5th Consecutive Year ___________________________________________________________________________
Drive to Collect Cell Phone for Soldiers In June, AT&T Michigan joined Donated used cell phones help connect military families with the City of Sterling Heights in supporting the Sterlingfest Art & As part of its sponsorship of this years Bay City Jazz Fair. 2012 marked the fifth th Fireworks 50 Anniversary Festival and in line with its consecutive year AT&T has been long-standing mission of connecting members of our nationsable to support Sterlingfest, an military with their loved ones back home, AT&T conducted a event drawing more than 100,000 Cell Phones for Soldiers drive in July on the grounds of local residents from Southeast the festival. Michigan.
Started in 2004, Cell Phones for Soldiers uses funds from "We are most grateful for the recycled cell phones to buy prepaid phone cards for active partnership we've built with AT&T duty military members, helping them connect them with their to help bring our residents a family families. AT&T and its customers have supported Cell AT&T joined State Rep. Jeff Farrington Utica celebration of the arts that we call Phones for Soldiers since 2007. In the past six years, AT&T (left) and Sterling Heights Mayor Richard J. Notte Sterlingfest," Sterling Heights has donated more than $4 million and distributed more in supporting Sterlingfest for the 5th consecutive Mayor Richard J. Notte said. than 600,000 AT&T prepaid calling cards to servicemen year. Farrington and Notte are pictured with Lori and women overseas. Doughty, AT&T Regional Director of External Affairs. We were absolutely thrilled to have AT&Ts participation in this years festival and even more so with this great effort to benefit veterans and their families, said Doug Clark, president of the Bay City "Thanks to the continued support came out to enjoy the the Sterlingfest were Music celebrate the 4th Fireworks Festival. As families over the past few years, fireworks, they Art & able toFair has grown to be one of Michigan's best summer festivals. of July by helping our troops, too.
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September 1, 2012
Hawkins Honored for Global Business Sustainability Leadership

Midland - The Corporate Eco Forum (CEF), an elite membership Neil Hawkins organization for corporations that demonstrate a commitment to environment as business strategy, presented Dows vice president of sustainability and environment, health & safety (EH&S), Neil Hawkins, with the 2012 C.K. Prahalad Award for sustainability leadership by an individual. Hawkins was recognized for his long track record of exceptional sustainability leadership, including forging the breakthrough collaboration with The Nature Conservancy to help Dow and other companies recognize, value, and incorporate natures services into global business strategies. Former U.S. President Bill Clinton congratulated Hawkins and the 2012 winners in a special video. Created in honor of the late Dr. C.K. Prahalad, one of the worlds most influential business strategists, the award celebrates globally significant private sector action that exemplifies the fundamental connection between sustainability, innovation and longterm business success. For more information about the 2012 C.K. Prahalad Award, visit http://bit.ly/Nun2WG.
POWERCORE: First Corn Trait with Five Technologies in Argentina

Midland - Dow AgroSciences a n n o u n c e d the launch of POWERCORE in Argentina to control major pests in corn. The new corn hybrid combines two herbicide-tolerant genes plus three genes resistant to pests of economic importance to Argentina and is the first product approved in Argentina with five genes stacked in corn. The trait incorporated into Dow AgroSciences hybrid portfolio will be available for sale in late 2012 in Argentina and Brazil. POWERCORE will provide increased corn yield between five and 10 percent depending on the technological level of crops and weather conditions. The launch of POWERCORE in Argentina is a significant milestone for our Latin American corn business and is aligned with Dow AgroSciences commitment to continue the introduction of novel biotech products globally, said Rolando Meninato, Global Leader, Seeds, Traits & Oils, for Dow AgroSciences. POWERCORE enables Argentinean growers the opportunity to adopt new traits and higher yielding hybrids from Dow AgroSciences. Through its multiple modes of action, POWERCORE combines the control of major corn pests, such as Fall armyworm (Spodoptera frugiperda), Sugarcane borer (Diatraea saccharalis), Corn earworm (Helicoverpa zea), Corn stalk borer (Elasmopalpus lignosellus) and Black cutworm (Agrotis ipsilon), and tolerance to two types of herbicides - glyphosate and glufosinate. POWERCORE brings an important advantage to Argentinean corn growers because the refuge area is reduced to five percent instead of the traditional ten percent refuge recommended for other technologies. About Dow AgroSciences Dow AgroSciences, based in Indianapolis, Indiana, USA, develops leading-edge crop protection and plant biotechnology solutions to meet the challenges of the growing world. Dow AgroSciences is a wholly owned subsidiary of The Dow Chemical Company and had annual global sales of $5.7 billion in 2011. Learn more at www.dowagro.com. Follow Dow AgroSciences on Facebook and YouTube or subscribe to the News Release RSS Feed.
Beliefs & Culture

At Dow, we believe that connecting chemistry and innovation can generate new ways to solve challenges and exceed customer expectations. We believe that taking the extra step to be socially responsible does not hold us back, but instead sets us apart. We believe in the worth of our people, in the value of each individual employee and their differing experiences, backgrounds and perspectives. We believe in the power of difference. Every day, we strive to build a culture that embraces innovation, responsibility and diversity.
September 1, 2012
Page 7
Join
Congratulations to the Michigan Banner
YOUR
for the official release of their EP
GREAT
NAME
Bishop Ronald E. Chipp
Saturday, September 29, 2012 - 7 P .M.

Faith Harvest Church 1734 N. Mason Saginaw, MI 48602
For more info. contact 989-799-4200 or info@moderndaycure.com moderndaycure.com
Modern Day Cure to Release Debut CD The Road to Destiny

The Road to Destiny
Modern Day Cure to Release Debut CD
Every one of us has a God-given purpose for our lives and a destiny to fulfill. The road Every one of us has a to destiny is a journey of faith that eachand a destiny take,fulfill. The meet to God-given purpose for our lives individual must to however, we road destiny is a journey of faith thatalong the way that we know without a doubt our destinies are along the people each individual must take, however, we meet people divinely way that we know without connectedour destinies are divinelycase with Modern Day Cure, alinked. Such is a doubt and forever linked. Such is the connected and forever contemporary the case with Modern Day worship a contemporary Michigan. Modern Day Cure (MDC) is Michigan. Chipp, Cure, band from Saginaw, worship band from Saginaw, led by Aaron Modern along with founding members Tamar Chipp and Tifani Hall. The heart of MDC isTifani Day Cure (MDC) is led by Aaron Chipp, along with founding members Tamar Chipp and to exalt Jesus, share His truth His truth and see people changed by His power. Hall. The heart of MDC is to exalt Jesus, share and see people changed by His power. Their purpose is exemplified in their name, which comes from Hebrews 13:8, which says that: Jesus Their purpose is exemplified in their name, which comes from Hebrews 13:8, which says that: Christ is the same yesterday, today and forever, making Him the Modern Day Cure.
Jesus Christ is the same yesterday, today and forever, making Him the Modern Day Cure. Born of a command to Born of a command to return to their love for music, Aaron with his wife Tamar and return to their love for music, Aaron with his wife Tamar and their friend Tifani stepped out theirfaith, obeyed Godsout on faith, obeyed Gods voice and started MDC 2009. on friend Tifani stepped voice and started MDC in September of in Along the way the trio hasSeptember of 2009. Along musicians trio has found other talented musicians who found other talented the way the who believe in the bands vision. They believe in faith. are excited to be in this journey of the bands vision. They are excited to be in this journey of faith. These talented musicians and singers journey of faith started early in life. Aaron met Tamar These talented musicians and They became high school in life. Aaron while at church when they were in elementary school. singers journey of faith started earlysweetheartsmet Tamar at church when they were in elementary school. They became high school attending Arthur Hill High School in Saginaw and also both attended Central Michigan University sweethearts while attending Arthur Hill High School in Saginaw and also both attended graduating in 2007. They Central marriedUniversity graduating in graduate of Saginaw in 2008.School amet were Michigan in 2008. Tifani, a 2007. They were married High Tifani, Aaron and Tamar at church. The trio now lead worship at Faith Harvest Church in Saginaw, graduate of Saginaw High School met Aaron and Tamar at church. The trio now lead Michigan where they continue to at Faithas songwriters Saginaw, Michigan where they continue to grow as worship grow Harvest Church in and musicians. songwriters and musicians. As they continue on their road to destiny Aaron states, As I look back, I remember telling Tamar, when we were in high school, that I would write songs for her to sing. I had no idea then As they continue on their road to destiny Aaron states, As look back, I everything that the road we traveled would lead us to this moment of fulfillment. I lookI forward toremember telling Tamar, when we God has for us as we continue to follow Him.were in high school, that I would write songs for her to sing. I had no idea then that the road we traveled would lead us to this moment of Modern Day Cure willfulfillment. theirforwardCD on Septemberfor us as we continue to follow Him. release I look first to everything God has 29, 2012 entitled, Your Great Name. The public is invited to join MDC for a night of worship and celebration at their CD release party Saturday, September 29, 2012 at 7:00 p.m. This free event will be held at Faith Harvest Church, 1734 N. Mason in Saginaw. For more information contact Modern Day Cure at info@moderndaycure.com or call Faith Harvest Church at (989) 799-4200.
Jerome Buckley, I want you to know that this is not just a salutation but also an appreciation of the heart and vision of the Michigan Banner. As I reflect on the many conversations you and I have had concerning your vision for this Publication, I know your heart is to empower the dreams and visions of your readers and their communities by providing opportunities for them to give voice to the vital issues that concern them. On a spiritual note, I also appreciate your heart to promote and stand for righteousness in the midst of many voices! Again, congratulations and thanks to you, Rae Lynn and the staff of the Michigan Banner. Bishop Ronald E. Chipp, Faith Harvest Church
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September 1, 2012
Editorial
Two Cops at Milton Hall Shooting Didnt Fire Their Guns, a Councilman Says
By Mike Thompson For The Michigan Banner Two of the police officers at the scene of the Riverview Plaza shooting death of Milton Hall, a mentally ill homeless black man, did not fire their guns, says Saginaw City Councilman Norm Braddock. He says his information comes not from the City Hall administration, but from reliable outside sources. Media reports have indicated six officers found a lifeand-death need to fire 46 shots, but have not mentioned non-shooters The July 1 shooting of Hall, 49, who was wielding a knife and shouting, gained national attention in mid-August when CNN obtained and aired an amateur video of police shooting Hall in the parking lot. The CNN report has been viewed widely on the Internet and can be seen by Google searching for CNN Milton Hall August 17. When The Michigan Banner went to the printer, Prosecutor Mike Thomas had not yet released his investigation results, the Rev. Jesse Jackson was considering a visit to join local protesters and the six officers remained reassigned to non-patrol desk duty. The Banner tried repeatedly to reach Thomas, without success. Mayor Pro-Tem Dennis Browning, a retired city officer, became the latest leader to criticize the slow pace of the probe, saying protesters should go to the courthouse rather than City Hall. Browning also said state police have completed their portion of the investigation. Braddock says sources have told him that the pair of non-shooting officers are feeling pressure from their peers to keep quiet. Police want us to snitch when witnessing violent crimes in the community, Braddock says, but they wont snitch on one another. Law enforcement officers from neighboring communities are disgusted with the Saginaw scenario, he adds, because they feel all of their reputations are tarnished. Questions focus on the number of shots, the distance between the officers and Hall, why they didnt use tasers or a police dog, and why they didnt cordon the area of the conflict. Halls family is suing the city. Courthouse records indicate that city police arrested Hall 13 times going back to the middle 1990s, on charges related to disorderly conduct and panhandling. None of the cases involved drinking or drugs, and most often charges were dropped. He resided most often at Restoration Community Outreach, a shelter in the former fire station at Fifth and Norman. Other council members have remained quiet during the protests and the probe following Halls death, but Braddock -elected in November after prior service on the Board of Education -- has been outspoken. In a TV5 interview, he asserted that the officers have not been around black people before and that former Chief Gerald Cliff, who departed in June for an out-of-state post after seven years in Saginaw didnt care about diversity. Cliff was hired by the late Cecil Collins Jr., who was manager in 2005, after 31 years with the Detroit Police Department. He won an unspecified out-of-court settlement after he sued Detroit in 2003 on allegations of black-on-white reverse discrimination in promotions. The Banner last December took note of the lack of minority hiring and interviewed Ralph Carter, the retired City Hall labor relations administrator. (Google search for Ralph Carter Michigan Banner and scroll to Page 7.) Carter did not criticize the current administration, but he offered suggestions, such as relying more on verbal interviews and less on written tests. City Manager Darnell Earley at the time delegated his response to Phil Ludos, assistant city manager for public safety. Ludos wrote that the administration is very aware of the need to recruit and hire candidates who are true representatives of our community and said a new list of candidates will be compiled next year. He disagreed with Carter, however, on the citys legal authority to rely less on written tests. One of his ideas is to work with Saginaw city schools to emphasize public safety as a career option. At the same time, Carter said the City Hall should help minority candidates obtain tuition loans for training at the Delta College police academy. Saginaw now is without a police chief or a fire chief as Earley and the City Council consider costcutting options, including a public safety consolidation of police and fire duties. Tax revenue is scant because of the bad economy and the sharp decline in property values. While the Milton Hall shooting has created various racial divisions, a small number of white residents have joined in the call for justice. Its unfortunate that white people tend to think of this as a black problem. Its a family problem, said 56-year-old Jeff Moffitt, who attended a Riverview Plaza prayer service at the shooting site near Genesee Street. SEE P 9, Milton Hall
September 1, 2012
Page 9
Touring The Nexteer Automotive Global Headquarters

By Marcello Vallegos Media Intern As a participant of the This is my Year program with the Disability Network of MidMichigan, and working with The Michigan Banner Newspaper as a media intern, I really enjoyed the tour recently at the Nexteer Plant located in Buena Vista Township. On the tour we saw the procedure of how the parts are made by the employees that work together as a team to assure the best product, and a smooth running line function. There was also a great presentation by the representatives of the tour about safety, and how important it is to stay in school and graduate. Nexteer is the second largest employer in the Saginaw County and their highlight on excellence and follow through will be remembered.
The Michigan Banner Photos /Media Interns This is my YEAR! Disability Network of Mid-Michigan Youth visit Nexteer Automotive Global Headquarters
The Korean War: Voices from the 38th Parallel

Delta College Public Broadcastings Q-TV will premiere its new local documentary, The Korean War: Voices from the 38th Parallel, on Saturday, September 8 at 8 pm. The program will be repeated on Thursday, September 13 at 8 pm. Produced over several months by Q-TV staff, the program involves in-depth interviews with dozens of veterans, most of whom live in mid-Michigan. The project is more than simply telling war stories, says Producer/Director Bob Przybylski. Every person that served his or her country during the Korean War had their own reason for doing so. One of our goals was to find out what those reasons were, and what sacrifices they made. With historical footage and first-hand commentary, the documentary takes the viewer on a historical journey from the beginning of the invasion in 1950 to the hold-at-all-cost battle at Pusan, from MacArthurs brilliant military landing at Inchon to the harrowingly epic stand of the Marines at the Chosin Reservoir. The documentary recounts the heroic actions of men and women from Michigan who fought bravely to defend an Asian peninsula half a world away and its people from Communism. We are very pleased with the results of this FROM P 8, Milton Hall effort and are confident our audiences will be pleased Ernest Loehne, 58, is a member of Rev. Rufus Bradleys as well, said Barry Baker, New Life Baptist Church who proves that the saying, 11 General Manager. This oclock on Sunday is Americas most segregated hour does documentary shines a not always hold true. Im here representing New Life, light on how many of our Loehne said after the service. I would love to see peace Michigan citizens made come to this city, so we can become a better community and great personal sacrifices a model for others. for our freedom. Baker confirms this show reflects a commitment from Delta College Quality Public Broadcasting to continue serving its broadcast communities by producing documentaries and special programs that are relevant to mid-Michigan audiences. Q-TV serves a potential audience of 1.2 million people daily. The station has an education mission and is operated fully by Delta College.
Hal Barber, Private First Class US Marines, of Ferndale discusses his Korean War experiences in a new Q-TV documentary
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September 1, 2012
3 Steps To College Success

In order to succeed, your desire for success should be greater than your fear of failure. ~ Bill Cosby Its your second year in college. What opportunities await you? What decisions will you need to make? What goals would you like to achieve? These are a few questions that you might be asking yourself as you begin your second year in college. For some, this may be an exciting opportunity to learn and develop; while for others, it might be filled with uncertainty and anxiety due to decisions about your major, your future career, and student organizations of interest. Hopefully, this article will provide three easy steps on how to successfully maneuver through your collegiate experience and relieve some anxiety related to decision-making. Step 1: Reflect The importance of reflection is often forgotten in the stir of the day. However, I suggest that in order to be successful at (fill in your college/University name here) University you take the opportunity to reflect on your past experiences and practices. By taking the time to consider what did and did not work best, you are well on your way to determining what needs to be done in order to increase success for the year. According to George Edward Woodberry, Defeat is not the worst of failures. Not to have tried is the true failure. If you live by this quote, you will always learn from any defeat and will persevere through any challenging journey, such as college. Remember, nothing beats a failure, but a try. Step 2: Remain Academically and Professionally Motivated At times, social gatherings, television, and absolutely nothing (idle time) have the ability to distract you from completing your academic or professional work. While it is very important to maintain a healthy academic and social balance, you must not allow yourself to procrastinate. Procrastination can be the biggest hindrance in fulfilling tasks to the best of your ability and in a timely fashion. Often times we dont want to complete or attempt certain tasks because they seem too time-consuming or difficult, but a little time management can be helpful in this situation. For example, if you are assigned a lengthy reading, attempt to break it up into smaller sections (5-10 pages a day for each class) or specify a day of the week that you will read for each class. Remaining connected with your academic and professional atmosphere will also be helpful in maintaining motivation throughout the semester. Therefore, make sure you utilize your resources, such as attending the library and assistance centers, meet with professors, and seek out tutors when necessary. Maintaining motivation and being persistent can place you in the direction of success. Step 3: Get Involved As mentioned before, it is very important to maintain a healthy academic, professional, and social balance. Therefore, during college, you should take the time to get involved in student organizations, volunteer opportunities, and school- sponsored programs or events. Another opportunity that could enhance your collegiate experience includes participating in a study abroad program. There are so many benefits to studying abroad. Studying abroad is an extension of your studies at Central Michigan University. Your time abroad should be an integrated part of your 4, 4 or 5-year undergraduate academic plan (depending on your major). Attending or participating in any of these events could serve as a great way to meet new people, contribute to campus life, and increase in your global awareness. Getting involved and finding an academic, social, and professional balance may enhance your overall collegiate experience. These are just a few of the many things you can do to ensure not only a successful second year, but also a successful time while at Central Michigan University. Best of luck in your college experience! If you ever feel you need someone to motivate you, just let me know. I know you can do it! For more information regarding Multicultural Academic Student Services, call 989-7743945 or email mass@cmich.edu. Amber Johnson, Assistant Director Multicultural Academic Student Services Central Michigan University Dr. Traci L. Guinn, Interim Associate Vice President Office for Institutional Diversity Central Michigan University
Diversity
Y OPPORTUNIT
and solve problems
is the
le who with peop and work to interact
CALENDAR
AUGUST
29, 2012
Join us on Warriner Mall to get to know resources on campus! Registered Student Organizations, departments, offices and local businesses will all be there to share information and free giveaways.
2012-2013 EVENTS
RLD VIEW THE WO Y.

ons. l the soluti Imagine al
~Denise ONeil Green, nt Associate Vice Preside ty for Institutional Diversi
GET ACQUAINTED DAY
DIFFERENTL
HISPANIC HERITAGE MONTH
Celebrate the contributions of Hispanic/Latinos in America. Come try delicious Latin cuisine or learn how to salsa dance. Make sure to check out the keynote speaker who will share a unique viewpoint on current events in the United States.
SEPT. 15 THRU OCT. 15, 2012
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8-12, 2012
OCTOBER
Coming Out Week is a time full of celebratory and educational events celebrating the coming out experience of LGBTQ individuals and allies.
COMING OUT WEEK
NATIVE AMERICAN HERITAGE MONTH

Native American Heritage Month offers organized cultural events for the CMU campus and surrounding community which include, speakers, panels, classroom presentations, workshops, and a food taster. November was nationally proclaimed Native American Heritage Month in 1992.
NOVEMBER
2012
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UNIFIED HOLIDAY CELEBRATION
What holidays do you celebrate? See some of the traditional holidays that CMU students celebrate through songs, dances, and other performances at this annual event.
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7 -363 ) 774 (989 110
MARTIN LUTHER KING JR. DAY
Honor the legacy and work of Dr. Martin Luther King, Jr. at our annual peace brunch. Join us in the afternoon for our annual peace march through CMUs campus where we end in downtown Mount Pleasant for a candlelight vigil.
JANUARY
21, 2013
offic
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FEBRUARY
dive rsity educ atio n
2013
African-Americans have contributed a lot to the foundation of our country. Hear about contemporary issues in the African-American community from our keynote speaker, or join us for a little soul food at our annual food taster.
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ASIAN PACIFIC AMERICAN HERITAGE MONTH

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Many unique and wonderful things come from Asian culture. You could try out a new food or learn a new exercise like yoga or tai chi. Dont forget to see our keynote speaker who will share about current Asian-American issues.
MAR. 15 THRU APR. 15, 2013

PRIDE WEEK
8-12, 2013
CMU POW WOW
APRIL
Pride Week is a time for the students, faculty, and staff of CMU to celebrate the LGBTQ community and the diversity within. The week includes guest speakers, education, celebration, and the annual Drag Show.
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The Central Michigan Celebrating Life annual Pow wow is held in the spring of every year to celebrate the new beginning of life and to share Native American culture and traditions with the CMU campus and surrounding community through featured dancers, singers and craft vendors.
MAR. 23 THRU MAR. 24, 2013
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iate
MONTHLY
A semi-monthly presentation series that provides members of the campus community and the greater Mt. Pleasant area an opportunity to hear a substantive presentation on a diversity-related topic over a free lunch of soup and bread.
SOUP & SUBSTANCE
Go to: www.cmich.edu/Institutional_diversity.htm to find out how you can help us in our efforts to create an environment of inclusiveness.
September 1, 2012
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Successful Michigan Programs Making a Difference

By Noah Bruner, MSW, LLMSW Operation Reach Operation Reach located at 1208 Court Street in Saginaw was recently involved with the two youth crime deterrent programs offered by the Michigan Department of Corrections, The Ryan Correctional Facility, and the Saginaw Correctional Facility. Both Facilities have been very successful in teaching at-risk youths the pitfalls of involvement in criminal activity. The Ryan Correctional Facility located at 17600 Ryan Road in Detroit, hosted a Youth Deterrent Workshop on August 24. The Saginaw Correctional Facility located at 9625 Pierce Road, in Freeland, hosted a Youth Deterrent Workshop on August 28.
Operation Reach Reading Workshop

UNITED WAY OF MIDLAND COUNTY PRESENTS
CHEF JEFF HENDERSON

CHEF, AUTHOR & FOOD NETWORK PERSONALITY
September 12 @ 6:30 p.m.

Midland Center for the Arts
TICKETS: (989) 631-8250 or visit www.mcfta.org
CHEF JEFF grew up on the streets of Los Angeles and began dealing drugs as a teen. He was rescued from the streets when he was arrested and sent to prison. His passion for cooking turned his life around. Jeff will share his recipe for overcoming barriers and the power of potential. Working with culinary students at Windover High School, he will prepare some of his favorite desserts for everyone during the book signing reception.
TICKETS $10 VIP SEATING $25 VIP TASTING PACKAGE $60
A LIMITED NUMBER of VIP Tasting Packages are available for a 5-course tasting party with Chef Jeff from 5:00 - 6:30 p.m., which includes VIP seating at his presentation.
FOR MORE INFORMATION, CALL UNITED WAY AT (989) 631-3670. THIS EXCITING COMMUNITY EVENT IS SPONSORED BY:
Prisoners talk to the youth about the pitfalls of criminal involvement at the Saginaw Correctional Facility and the Ryan Correctional Facility in Detroit
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September 1, 2012
State Rep. Stacy Erwin Oakes Appointed to House Committee on Transportation

LANSING State Representative Stacy Erwin Oakes (D-Saginaw) was recently appointed to the House Committee on Transportation. During my tenure as an Assistant Attorney General, I represented the Michigan Department of Transportation for more than four years. As a result of this, I am well aware of the many issues which the department faces, Oakes stated. The 95th District includes many important pieces of key infrastructure, from the interstate highways, to the Zilwaukee Bridge. Rep. Oakes understands the critical role in which infrastructure plays in our community; her appointment to the House Transportation Committee is well-suited, stated Eugene Jolin, Mayor of Zilwaukee. Transportation issues and investment in our states crumbling infrastructure are key to strengthening our states economy, in addition to making Michigan an attractive place to do business, Oakes said. Michigan residents understand the necessity of road and infrastructure improvement because of the key role which automobiles play in our everyday lives, she concluded. In addition to this most recent assignment, Oakes sits on the House Committees on Agriculture and Judiciary. She also serves as a member of the Michigan Legislative Council.
By Cynthia W. Edwards Social Security Public Affairs Specialist
Celebrate Hispanic Heritage Month; Use Online Services

or additional paperwork to fill out. Online is the easiest way to apply and you can do it in English or Spanish. In addition to applying for Social Security retirement benefits, you also can apply for Medicare in as little as 10 minutes, from start to finish. But you can do more than apply for benefits. You can find a lot of information and a number of online services that allow you to complete your Social Security business online, in English or Spanish. One of the most popular is our Retirement Estimator, which provides an instant, personalized estimate of your future Social Security benefits. Using the actual wages posted in your Social Security record, the Estimator will give you a good picture of what to expect in benefits. It protects your personal information by providing only retirement benefit estimates it does not show the earnings information used to calculate the benefit estimate, nor does it reveal other identifying information. You can plug in different retirement scenarios and future wage amounts to get estimates for different situations. If you already are entitled to Medicare and are having trouble with the cost of prescription drugs, you might qualify for Extra Help from Social Security. The Extra Help can save you as much as $4,000 each year. You can learn all about it and apply online. Whether you prefer to do business online in Spanish or English, our website is the place for you. Visit www.segurosocial.gov or www.socialsecurity.gov during Hispanic Heritage Month, or anytime. Its so easy!
FLINT Hispanic Heritage Month begins on September 15, and whether you prefer communicating in English or Spanish, there are some important online services wed like you to know about. You can find them at www.socialsecurity.gov and at our Spanish site, www.segurosocial. gov. If you are ready to apply for Social Security retirement benefits now, you can do it quickly and easily on your home or office computer. The online application takes as little as 15 minutes. Once you complete the online application and sign it with the click of a mouse, your application is complete. In most cases, there are no documents to submit
PBS Celebrates Hispanic Heritage Month September 15 - October 15, 2012

Virginia - PBS celebrates Hispanic Heritage Month 2012 with a lineup of programming that entertains, informs and explores the culture of Hispanic and Latino Americans. With subjects ranging from mariachi music to masked wrestlers, from visionary architects to poets, these special programs provide fascinating insights into the lives of generations of Hispanic Americans who have enriched our nation and society. PBS is committed to airing informative programming that not only pays tribute to the historic contributions of the culture, but also celebrates its impact on our nation, said Donald Thoms, Vice President, Programming. We hope viewers will find PBS commemorative programming both enriching and enjoyable. For program scheduling visit http://www. pbs.org.
September 1, 2012
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STOP THE VIOLENCE: Saginaw Must Invest in Drug Education and Crime Prevention Programs
By Hon. M.T. Thompson, Jr. Saginaw County District Court Judge First, a preliminary comment about Saginaws gang and youth crime problem. You save a community from the inside out not from the outside in. The African American Community must accept primary responsibility for stopping the violence in our community. We need help from our friends. But, our friends must stop trying to superimpose their analysis, plans and programs for saving us on us. They have little, if any, appreciation for the internal dynamics of the African American Community or the psychic damage suffered by many of our children and young adults who have given up on the American Dream and believe that gangs, drugs and violence are their only option. This problem requires leadership that understands not just what Saginaw looks like from the top down, but what it looks like from the bottom up. I understand most of the sociological reasons as to why crimes are committed and we must continue our efforts to eradicate them. However, before we can proceed with our efforts to eliminate poverty, substandard housing, inadequate education, etc., we must stop the violence. Our first priority must be to make Saginaw a safe place to live, work and raise our children. We must get rid of the criminals who are committing the shootings, murders, and other assaults in our community. We must face some harsh realities. The youth crime problem which has won Saginaws spot on the FBIs list of the ten most violent cities in America is essentially a problem of black criminals preying upon black victims. Look at the race and age of the shooters and victims in Saginaw so far this year. From January through July, 25th there were 17 homicides. (This includes those listed by the police as justifiable and accidental.) Fourteen of the victims were black males. Only four of them were 30 years old or older. During this same period, there were an additional 70 shootings in the City of Saginaw. Fiftyfive of the 70 victims were black males and 8 were black females. In 2011, 10 of the 12 homicide victims were black males. Simply put, the victims of violent crimes in Saginaw are black. Tragically, our crime problem is aided and abetted by black people who say Its none of my business or I am not a snitch. When the police come nobody will admit to seeing anything or serve as a witness. We cannot get rid of the criminals who are terrorizing our community unless we summon the courage to identify and testify against them. There is no other way. Its time to man up. Let me say a word about our police. I understand the lack of trust and confidence a lot of us have in the police and why we dont cooperate with them. The Milton S. Hall shooting touched a raw nerve. It reminded us that historically the police have had black blood on their hands. I believe that the majority of our current police officers are good, decent and honest men and women who are committed to justice for all. However, they must abandon their dont snitch on blue code and help us identify and get rid of those who are not. We must also demand a professional police department which understands the different socio-cultural perspectives of the community it serves. A police department whos command structure and composition reflects the community it serves. This is the only way to establish the type of relationship we need between the police department and the African American community. We Must Restore Our Childrens Belief In The American Dream Finally, we cannot solve Saginaws youth crime problem without understanding the frustration, hopelessness and desperation that fuels gang members, drug use and violence. In many cases it boils down to how young African American adults see their future and life options. Let me explain. When I graduated from Saginaw High, a young African American male had four basic options: (1) General Motors; (2) the armed services; (3) college; or (4) prison. During my senior year at Saginaw High, we were summoned to the office to meet with a General Motors representative. We were told that we were being put on coop and that we would be released from school early to go to work. For the rest of my senior year, I went to school in the morning and then to work for General Motors. At that time, you could make more working for General Motors than you could make teaching school. See P 14, Stop the Violence
Page 14 From P 13 Stop the Violence The majority of my classmates retired from General Motors and everybody assumed that their sons and grandsons would too. As a result, many of us did not consider any other option or prepare our children for anything else. There was no need to worry about the quality of our local schools or their failure to educate our children, Generous Motors was waiting. It hired all of our school drop-outs and educational failures. Nobody anticipated plant closings, downsizing or outsourcing. Our number one employment option disappeared right in front of our eyes. The armed services and college options have also been significantly reduced. For the last several years, the armed services have been downsizing. During the 1960s, 70s and 80s, many colleges and universities were actively recruiting minority students and financial aid was available. College was a realistic option. Since that time, we have witnessed a growing hostility to affirmative action. Most colleges have discontinued their minority admissions and support programs. As a result of these lost opportunities, Saginaw has witnessed a growing street force. It consists of those young adults who historically would have been employed by G.M., or went to the army or college. This street force spends most of its time just hanging out. Many of these young adults have tried so often and failed so many times that they have given up hope. They have rejected the American Dream of getting ahead by getting a good education and working hard. They see that the American Dream did not work for their relatives or other members of their community and they have no reason to believe it will work for them. They have adopted the defeatist mentality that some things are simply beyond their reach. They hang around
September 1, 2012
temptation all day long with nothing to do and eventually they get pulled into gangs, drugs and crime. Most of these young adults are illiterate, have no job skills and cant pass a drug test. Even if they wanted to go back to school, all the local school districts have discontinued their adult education programs and there is no place to go for a free GED. Those who have a high school degree cant do college work. If you catch a criminal case its over. Most of the local employers will not hire anyone with a felony conviction. Approximately one-third of the African American men in this country have a felony conviction. If these men are permanently locked out of the legal job market, what options are left? They are not going to quietly starve to death on the street corner. We need a free GED program, employers to reconsider their employment practices and policies and a criminal record expulsion statute which will allow felons to earn their way back into the job market. Saginaw Must Invest In Drug Education And Crime Prevention Programs Drug education and crime prevention programs are the only way to stop the flow of young adults into the street force. A few years ago, we developed a drug education and crime prevention program specifically for distressed communities with a youth crime problem. Communities like Saginaw, Flint, Pontiac and Detroit. It is designed to stop the violence and restore our childrens faith in the American Dream by providing: (1) Character Training. It teaches children and young adults why and how to make the right choice every time they are confronted with the temptations of gangs, bullies, violent crimes, drugs, alcohol and other destructive behavior.
(2) Role Models. It exposes children and young adults to successful men and women who grew up in the same type of neighborhood and who successfully faced the same types of challenges and temptations that they face. Children and young adults need positive examples to emulate. (3) Positive Influences. It exposes children and young adults to other stimuli and experiences that can enhance their growth. Our published curriculum is set forth in Making Choices And Facing Consequences: Gangs, Bullies & Violent Crimes, Volume I and Making Choices And Facing Consequence: Drugs And Alcohol, Volume II. The program has been formally endorsed in writing by the Saginaw County Police Chiefs Association, the City of Saginaws Police Chief and three local Saginaw County school superintendents, to name but a few. No other local drug education and crime prevention program can make this claim. Major pilot programs using this curriculum and involving hundreds of students were conducted in Saginaw and Pontiac in 2008, 2010 and 2012. The pilot programs were sponsored by the faith-based community and were called Project Future. Professional Psychological & Psychiatric Services, III, Delta College and Oakland University each conducted comprehensive studies of the students who participated in these pilot programs and issued written outcome reports. All three studies confirmed the effectiveness of the program and the fact that it reduced the likelihood of program participants engaging in gang related activities, bullying and violent crimes. It also reduced the use of drugs and alcohol. No other local drug education and crime SEE P 26 Stop the Violence
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Business & Financial

By Cal Talley President/CEO The Growth Coach Great Lakes Bay Region
Keep What You Have, Grow What You Got

currently have. First, you must measure your current attrition rate (loss of customers) and set a goal for dramatically reducing this rate. For example, lets say, on average, that you lose 20% of your customers every year. A realistic goal would be to reduce this attrition rate to 10% per year. Bottom line, it is easier and nearly eight times cheaper to serve and retain current clients/customers than to pursue new ones. Once you have plugged the holes in your attrition bucket, you want to serve better and get closer to these profitable and worthy customers. You want to better understand their needs and then fulfill as many of these needs as possible with additional products and services. Continually communicate with your customers. Give them value. Give them solutions. Focus on them and their needs, not on your products/ services. Communicate with them in person, in letters, in faxes, in emails, via your website, brief newsletters, etc. Dont worry, you cant over-communicate with your customers. Like employees, keep them informed, involved, and inspired to continue doing business with you. Also, repeatedly ask your customers the following questions: How are we doing? What other needs do you have? and How could we improve our value to you? Your objective is to provide them with more value more frequently and as a result, you will benefit with more profits. Never sell a customer only once. Real profits come from repeat business. As such, set goals to increase the frequency and size of repeat business. You want ongoing relationships and ongoing sales.
Dont underestimate the need to satisfy and retain customers. Most businesses put too much money, time, and effort into chasing new customers/prospects and far too little resources trying to keep their current ones. However, we all know that you cant fill up a bucket if you dont plug the current leaks. Real profits and stable revenue streams come from long-term relationships and repeat business with your current loyal, profitable customers. Some experts declare that 80% of a companys future growth comes from existing clients, if served and cultivated properly. As such, customer satisfaction and retention should be your #1 marketing priority. Again, the purpose of a business is to attract and retain customers. You cant grow and remain in business without keeping the customers you
FREE BUSINESS START-UP SEMINAR

Anyone interested in starting a new business can get helpful advice and make useful contacts at the MI-SBTDC Entrepreneurial Series: Guide to Starting a Business, a free business start-up seminar jointly sponsored by the Public Libraries of Saginaw, the Small Business and Technology Development Center, the Saginaw County Chamber of Commerce, and Saginaw Future, Inc. This 2 1/2-hour seminar will be held on Thursday, September 20 at 6 p.m. at the Hoyt Library, 505 Janes, and is free of charge. For more information, contact Lynn Heitkamp at the Hoyt Public Library, 755-0904, ext. 822, or use the librarys T.D.D. services for the speech and hearing impaired at 755-9831. Registration is encouraged. Telephone the MI-SBTDC Region 5 office at 989686-9597 or visit www.misbtdc.org/region5 and click on training. The seminar will cover the basics of starting a new business such as financing, creating a business plan, and community resources. It is aimed at people interested in starting a business. Participants will receive free handouts and learn about community agencies that can help.
Saginaw County Chamber of Commerce Welcomes New Member

1000 businesses strong: Are YOU a member? Contact Susan@saginawchamber.org or 989 757-2112 for more information.
Fifth Third Processing Solutions Deidra Price 126 Garden Lane Saginaw, MI 48602 P: 989.233-7009 W: www.ftpsllc.com
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September 1, 2012
Business Directory
Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 LocAccents Tonita Lawson Sisterlocks Consultant 6327 Laurentian Ct. Flint, MI 48532 810-240-9665 www.LocAccents.Blogspot.com www.Sisterlocks.com Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600 Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Carrollton Public Schools Craig C. Douglas Superintendent P.O. Box 517 Carrollton, MI 48724 (989) 754-1475 Fax (989) 754-1470 Direct Dial (989) 399-8860 cdouglas@carrollton.k12.mi.us Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Community Centers and Services First Ward Community Services Sheilda Braddock President/CEO Human Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Computers Creative Computers Lathan Wilson (Buddy) 817 East Genesee Saginaw, MI 48607 989-755-9290 Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial Odail Thorns, Director of Development Saginaw Economic Development Corporation 1315 S. Washington Ave., Rm 207 Saginaw, MI 48601 989-759-1395 Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130 Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 REAlTORS Century 21 Rose Chandler, Realtor 5580 State Street, Suite 4 Saginaw, Michigan 48603 989.921.7000 office 989.921.7001 fax 989.753.5796 home office Rchandlerc21@aol.com 989.928.5501 cell Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Kennys Clothes 310 Johnson St. Saginaw, MI 989-753-4552 Cell 989-239-2732 championkenny@yahoo.com Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
Advertise your business with us!
September 1, 2012
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STANDARD LOAN GUIDELINES FOR ALL LOANS
ACCEPTABLE PROPERTY TYPES

Apartment (5-20 Units) Apartment (21+ Units) Auto Services Bed & Breakfast Campground / RV Park Carwash Church Condo Conversion Convenience Store with Gas Day Care Center Dry Cleaner Educational Center Equipment Financing Funeral Home Gas Station Golf Course Health Care / Assisted Living Hospital Hotel Condo Hotel / Motel Investment Condo Laundromat Light Industrial Mixed Use Mobile Home Park Multi Family (2-4 Units) Multi Family (5+ Units) Office Office Condo Parking Garage Restaurant Retail Rooming House Self Storage Single Family Residence Townhome / Residential Condo Warehouse
lOAN to VAlUES:
65-75% LTV all Properties 80% LTV for Multi-Family Purchases in Tier I & Tier II areas Only
INTEREST RATES:
3.75 6% Interest Average 8.99 11% Bridge Loans/Hard Money
PREPAYMENT PENAlTY:
5% Declining; 5% 1st yr., 4% 2nd yr., 3% 3rd yr., 2% 4th yr., 1% 5th yr.
TERMS:
5, 7 and 10 year Terms
On August 16, the U.S. Patent and Trademark Office (USPTO) announced its plans to conduct a roundtable to obtain public input from organizations and individuals on issues relating to the USPTOs proposed implementation of the first-inventor-to-file provisions of the America Invents Act. The USPTO plans to invite a number of roundtable participants from among patent user groups, practitioners, industry, independent inventor organizations, academia, and government. The roundtable also is open for any member of the public to provide input. The roundtable will be held on September 6, 2012 from 1:30 p.m. to 4:30 p.m. The roundtable will be held at the USPTO in the Madison Auditorium on the concourse level of the Madison Building, which is located at 600 Dulany Street, Alexandria, Virginia. For further information contact Janet Gongola, Patent Reform Coordinator, at (571) 272-8734, or by electronic mail message at janet. gongola@uspto.gov.
USPTO Announces September Roundtable on Proposed First to File Rules
AMORTIZATION:
25-30 years
ASSET BASED:
No Personal Guarantee Must close in LLC. Non-Credit Score Driven
E AC H l O AN M U S T Q U Al I F Y O N I T S OWN MERIT
September 11 is National Day of Service and Remembrance
Saginaw Valley State University-Office of Continuing Education and Professional Development is currently accepting registrations for the SHRM Essentials of Human Resource Management, November 9, and November 16, 2012 with instructor Tim Quinn. If youre a small business owner, if youre new to HR, or if HR is one of your many responsibilities, the newly updated SHRM Essentials of HR Management course focuses on the key topics you need to know. This two day training covers a breadth of HR issues in a condensed, easy-to-understand format. Youll gain practical skills to handle HR challenges that are relevant to you and can help your company avoid potentially costly lawsuits. To register or obtain more information about these programs, contact 989.964.4048, email continuing-ed@svsu.edu or visit www.svsu.edu/ ocepd.
SVSU Offers SHRM Essentials of Human Resource Management
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September 1, 2012
Better Choices, Better Medicine, Better Healing

Dr. Nashs Dental Corner
Dr. Jack Nash has been practicing dentistry for over 35 years. He is a graduate of the University of Michigan Dental School. He has also been an adjunct faculty member at Delta College and is currently a Fellow of the American Academy of General Dentistry and a graduate of the prestigious Council on Innovative Dentistry. To ask Dr. Nash dental questions write to him at: Dr. Jack W. Nash, POB 1442, Saginaw, MI 48607, or email him at Drjacknash@aol.com. All opinions discussed in these articles are those of Dr. Nash; treatment options should be discussed with an individuals personal dentist. Dear Dr. Nash: I just noticed that my son still has some baby teeth in his mouth and he is 12 years old. I know I am not a dentist, but shouldnt he have lost all of his baby teeth by now? I am concerned that his permanent teeth will not develop properly and this may interfere with his smile, his normal jaw growth or his bite as he gets older. Could you help me understand what is going on? --Diamond Dear Diamond: I am glad that you are concerned about the baby teeth that are still in your sons mouth. The first thing I would do is to have your dentist do a full examination with a Panographic X-Ray. The Panographic (or as we call it, the Pano), will show the entire upper and lower jaw which will be a visual guide to what is going on. The information gathered in the Pano will show if your son actually has permanent teeth in the jaw under the baby teeth that have not erupted yet, or maybe your son did not develop the permanent teeth at all -- and this does happen. The number of teeth an adult should have is 32, but in my many years of practice I have seen some people with more than 32 teeth and some who do not develop 32 permanent teeth. Again, I strongly suggest that you have a Pano done on your son to see if maybe the permanent teeth are situated at an odd angle that is interfering with proper alignment, or to see if the permanent teeth have developed at all. If your son has not developed the permanent teeth that should replace his baby teeth, your dentist may then refer your son to an orthodontist or to another dental professional. Every dental treatment plan is different, just like we are all different, but often a professional dental team can make sure your sons mouth develops properly so deeper complications wont emerge when he is an adult. In my next column I will explain more about what to do when someone does not develop a full set of permanent teeth because there are many options, but please, when you see a child with baby teeth still in their mouth at a time when they should have been replaced by adult teeth, I strongly urge you to have a Panographic X-Ray done to make sure there is not something more serious preventing the teeth from erupting properly. Until next time, May the Floss be with you. --Dr. Nash Dr. Jack W. Nash, 1320 S. Washington Ave., Saginaw, Michigan 48601-2591 Office 989.752.1200 Fax 989.752.2481
Hospital Hospitality House and Covenant McNally House Celebrate 25,000th Overnight Stay
On March 9, 2009, McNally House opened its doors as an affordable safe haven for family and loved ones of hospitalized patients. As of Thursday August 23, the guest who checked in spent the 25,000th overnight stay in the space. For persons who live more than 20 miles from the hospital, McNallys 16 bedrooms and private bathrooms are conveniently located next to the Covenant Medical Center. The Hospital Hospitality House staff tends to the day-to-day operations of the facility and assisting guests. They see to it put aside an amount of money for maintenance and unexpected repairs that may arise over the years, says Carol Cottrell, Director of the Covenant HealthCare Foundation. This speaks volumes for the sustainability of the home to continue fulfilling its mission throughout the years. Regarding the 25,000 overnight stay milestone, The Covenant Foundation is incredibly grateful to be a vehicle to help support a project that touches the lives of so many people, says Cottrell. We are excited to see the continued success of this project.
that the spacious kitchen is stocked with a variety of donated food items to make guests feel at home during what can be a worrisome time. Donors were so generous that we were able to
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Tips to Promote Social-Emotional Health Among Young Children

Teach your child to ask for help and identify who can help her when she needs it. Find opportunities to show her how to ask for help. Everyone experiences anger and stress! Help your child to find acceptable ways of working through these feelings. It is okay to be mad but never okay to hit or destroy property. Listen to and respect your child. Remind your child that he or she can always come to you to discuss concerns, fears, and thoughts. Calmly discuss the issues and talk to your childs pediatrician with any concerns you might have as a result. Give choices when your child is oppositional (eg, Would you like me to carry you upstairs to bed or would you like to walk?) Help your child think of the consequences of her choices when she is demonstrating oppositional behavior.
What Early Education and Child Care Providers Can Do:

Greet each child warmly. Smile, make eye contact, and use a positive tone of voice that says you are happy to see the child. Be friendly and affectionate with each child. Warmth and affection can be shown through your expression, laughter, voice, and words. Look for each childs strengths. Make sure that your words and interactions with children are more positive than negative. Show children how to talk to other children and build friendships. Teach children how to handle problems with others and to ask for help when they need it. Teach children how to follow directions, including listening, asking questions, and finishing tasks. Reinforce desirable behaviors by ignoring things that are trivial, providing frequent praise when you see positive behaviors start to emerge, and modeling respectful communication. Provide children with opportunities to make choices when possible and help them to learn to understand the consequences of their actions. Talk to a childs parents early on if you observe problem behaviors. Some child care facilities and schools provide mental health services on site; others can help students connect with community resources and providers of these services. Promoting positive staff morale among child care workers can help to minimize staff turnover. To the extent possible, maintain the same staff members for the same children.
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Project LAUNCH Focus Goals

Project LAUNCH Michigan is making a difference in the lives of the children in our state and community. A federally-funded program, Project LAUNCH has numerous services to enable the child to reach their potential in every way: physical, social, emotional, behavioral, and cognitive. The focused 5 goals of Project LAUNCH to make this happen are: Giving you better access to screening tests to track your childs development, assessments, and services Providing services that have proven to be helpful (called evidence-based practices). Teaching people who work with young children about healthy physical, social, emotional, and behavioral development. Improving the service system by working with area pediatricians, educators, child care providers, etc. Helping more children get ready to do well in school.
If you want to learn more about Project LAUNCH contact Pamela at 989.992.6353, or PAMELA@URBANREGENERATIONLLC.COM.
September is Baby Safety Month Three Feet Away Is Where Your Monitor Should Stay
digital zoom to take a closer look Dont you love spending time with your video recording to capture a special new baby? Watching them grow, hearing moment them coo and even changing diapers all two-way intercom with the ability to become cherished memories. You love to talk to your baby through the monitor capture every moment and cherish the time built-in nightlights to keep your baby you spend with them. Perhaps the only time comfortable that your baby is separated from you is when multi-lingual operation so any family they sleep. member can use it During these rare moments of separation, parents and caregivers tend to rely on baby household plug-in or rechargeable batteries that make your monitor monitors which provide an extra set of eyes and ears while their baby sleeps. Monitors portable multiple channel options for allow you to complete other tasks, such as that decreased interference much-needed load of laundry or a chance to The following tips can help you coordinate wash the dishes, while still ensuring that you a safe and sound sleep environment for your are connected to your baby while she rests. Choosing the right monitor for you and baby: Check the location of all monitors and your baby is important. There is a wide range of baby monitors available on the market other products with electric cords, including those mounted on the wall, today and monitors are sold at a variety of prices. Some of the features range from: to make sure cords are out of your childs reach. temperature monitoring of your Place monitor and other cords at babys nursery least three feet away from any part of the crib, bassinet, play yard, or other safe sleep environment. Never position a monitor inside or on the edge of a crib. Be aware that what is a safe distance will change as your baby grows. Be sure that you continuously evaluate your babys development and baby proof your home regularly. By incorporating the above tips into your babys safe and sound sleep environment, you are taking one more step to protect your little one. Next time you encounter an unusual moment to complete some chores, or even the chance to sit down, be sure that your baby monitor is keeping a helpful eye on your baby. Source: www.jpma.org - JPMA sponsors Baby Safety Month each September to help educate parents and other child caregivers on the safe selection and use of all baby products.
September 1, 2012
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A child with Severe Emotional Disturbance gets support from many places. But that support only helps that child if each provider works as part of a well coordinated team. We maximize teamwork by making sure every step the team takes is focused on the betterment of that child.
Contact Wardene Talley
Teamwork
Maximize
989-754-2288
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September 1, 2012
Project F.I.S.H. Casts Fun, Unique Methods For Teaching Kids Life Lessons
Project F.I.S.H. (Friends Involved in Sport fishing Heritage) is a unique community program offering lessons and activities for kids ages 8 to 17. The program offers a chance to study and receive handson experience in aquatics, biology, research, health and disease control. Project F.I.S.H. was developed in response to kids who have asked for positive, constructive activities during the summer. It aims to bring awareness, collaboration and fun to area youth, plus mentoring opportunities to adults, while instilling interest, respect and knowledge for the environment, the community and each other. Project F.I.S.H. is made available to youth through a partnership between Max System of Care, the DNR, Friends of Bay City State Recreation Area, the MSU Extension office and local and state law enforcement. Program coordinators and volunteers hope that this type of productive, fun activity, with mentoring from area law enforcement, will build friendships and trust between kids and police officers and decrease the potential development of criminal activity. Officer Henry Reyna of the Saginaw Township Police Department explained, professional. But I learned how to tie knots and make lures I didnt know they were that simple, he said. And eight-year-old Steven is excited about the fish. Hes already caught two bullheads and a bluegill, said Culver. Steven has made a lot of new friends. All the kids are very nice and theyre always helping each other out. Everyone accepts each other right away. The relationships that are built are the icing on the cake. Reyna said, Im one of the lucky police officers in Saginaw Township were reaching youth with this fishing program and giving them a lifetime activity they can enjoy. And they learn patience and appreciation for our environment as well. The program runs July 17 through August 30. Max System of Care is a federally-funded partnership between a broad-based coalition of childrens mental health service providers within Saginaw County. Max is designed to transform service delivery to youth ages 6 to 21 with complex emotional or behavior challenges, ensuring that youth and family actively participate in their own recovery planning. For more information visit Maxsaginawsoc.org or call 989-754-2288.
Students are immersed in the program. Some have a little knowledge of fishing, but most dont. We look at ecology. We discuss the watershed in our area and identify plants and bugs in the water. Kids learn that those plants and bugs are what the fish eat. He added, That makes it an easy transition into teaching the importance of clean water we even do a water analysis. The program keeps kids interested while they learn and understand why we need to keep water clean. Jim Culver is a Project F.I.S.H. volunteer and also the dad of Steven. Both are excited about fishing, and about the new things theyre learning at Project F.I.S.H. I already like fishing, so I thought Id be like a
U-No Youth Making a Difference

Submitted by U-No Youth Organization U-No is an organization of youth from different backgrounds and cultures. We work closely together as a family to change the policies that govern our youth today. Our vision is to promote a positive youth voice for ages 7-17, with complex mental health needs in Saginaw County. This includes the youth dealing with the juvenile justice system, mental health, foster care, and issues in school, as well as, in their own homes. We are geared toward changing the policies of the system that deal with these situations, while helping the youth become a part of the decision making process in their everyday lives. We promote the youth guided principles through collaboration with system partners, CMH, DHS, Juvenile Justice, and schools, and collectively enjoy speaking at social events dealing with empowering youth opinions. Our participation in community service opportunities help to carry out a positive youth role in our neighborhoods. We travel in state, as well as, nationally to meet with other young people and experts to personally research and collaborate concerning successful youth programs. Our goal following collaboration is to bring the procedures and findings back to our communities to enrich the lives of our youth and everyone. We meet every Tuesday, 4:30 6 p.m. For additional information contact Willie Hillman, Max Resources Youth Program Coordinator at 989.272.7232
September 1, 2012
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Weve Got You Covered! Weve Got You Covered!

Providing health care and wellness your entire Providing health care and wellness forfor your entire family with eight convenient locations. Call the family with eight convenient locations. Call forfor the center nearest you calling 989-759-6400. center nearest you byby calling 989-759-6400.
Now Accepting New Patients Now Accepting New Patients Now Accepting New Patients Everyone Accepted Regardless of Insurance Coverage
Most Insurances Accepted including Medicard Most Insurances Accepted including Medicard
Mobile Medical Response, Inc., (MMR) provides emergency and non-emergency services to 11 Counties throughout the State of Michigan. Services include; ambulance and wheelchair transportation, emergency medical management contracts, state-of-the-art medical dispatch capabilities through the MMR MEDCOM Dispatch Center, and two high-tech maintenance centers staffed with master mechanics and technicians that successfully keep MMR vehicles in premium condition 24/7. The MMR Education Department is an integral part of our success. MMR Education offers excellent initial EMT and Paramedic Programs, Specialty Courses and Refreshers, and Continuing Education Credits (CEs) monthly. MMR Education is proud to be one of three education centers to host testing for the National Registry of Emergency Medical Technicians. The Emergency Medical Technician 2012 fall training schedule is as follows: Location: Saginaw Education Annex, 2nd Floor, MCVI Building Date/Time: 8/28/12-12/13/12 Tues/Thurs: 9 a.m. 2 p.m. One Saturday per month. Location: Saginaw Education Annex, 2nd floor, MCVI Building Date: 8/28/12 12/13/12 Tues/Thurs: 5 p.m. 10 p.m. Location: Tawas Public Safety Building, Iosoco Campus Date: 10/2/12 2/2/13 Tues/Thurs: 5 p.m. 10 p.m, Saturdays 9 a.m. 5 p.m. For additional information call the MMR front office at 989.758.2900. At MMR, were committed to professionalism, respect, integrity, dedication and excellencewe call it PRIDE. And to that end, it is our mission to provide our communities with unrivaled access to medical care by embodying all of these foundational principles. MMR not only provides non-profit transport and education services, our profit-arm Mercy Sales & Services (MSS) is the exclusive dealer of Marque and Osage Ambulances, as well as Accubuilt Wheelchair Vans. MSS operates out of a contemporary 11,000-square-foot facility in Mt. Pleasant dedicated to providing remount and rechassis services specific to each and every clients needs. 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
1857631-01
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September 1, 2012
Underground Railroad, Inc. Receives $9,405 From The Saginaw Community Foundation
Underground Railroads mission is to provide shelter and services for survivors of domestic violence, sexual assault and stalking. The agencys goal is to provide leadership and programs to end domestic violence against women in Saginaw County. Annually, Underground Railroad provides shelter for over 400 women and children, and over 4,000 families in Saginaw County access one or more of our services. Support for Transitional Supportive Housing (TSH) is provided by Saginaw Community Foundation (SCF) to fund the gap period, July 1, 2012 to September 30, 2012, the time period in which the TSH ARRA (stimulus) grant ends and a new HUD Transitional Housing for Domestic Violence grant begins. SCF grant funds will be used to prevent closing and restarting the program for the three month gap period and prevents four families from becoming homeless. Safe housing is vital for survivors, says Valerie Hoffman, CEO of URR. Our Transitional Supportive Housing assists women in achieving goals such as: job training, education, recovery from injury or illness and employment. URR will continue to provide housing support, as well as other services, to survivors of domestic violence, sexual assault, and stalking for as long as the demand exists. For more information about Underground Railroad, Inc. services, visit www.undergroundrailroadinc.org.
Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE

A Dedicated Non-Medical Home Care Agency
The ComForcare Mission To improve the quality of life and level of independence for every client and family receiving our services. We focus on four initiatives that are critical to the well-being of seniors: Fall Prevention Medication Adherence Chronic Disease Management Transition of Care
Wilbert J. Smith and Alois B. Smith Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com
NON PROFIT DIRECTORY

A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 Family & Children Services 2806 Davenport Saginaw, MI 48602 989-790-7500 First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 100 S. Jefferson Ste. 201 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286
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Changing Lives One Youth at a Time

Submitted by Michigan Banner Outreach Staff People all around the world ask themselves often and some more often than others, how can they change the world. In those times, those same people may think they must be the most talented, have the most money, and on and on and so forth. Well, in 2010, the Michigan Banner Outreach program was established, as a non-profit 501 (C) (3) program to counteract the negative media that our youth are bombarded with 24/7. However, as sound usually does not have a physical barrier, we are ALL listening to the same media, and perhaps that is why so many have become numb to exactly what is being rapped, sung, or spoken. It is said that it takes 10-15 positive thoughts to negate 1 negative thought. If you think about how often you see someone with the earplugs in the ears, I would say continuously all day or how long and often the T. V. is being viewed, and add whatever technology they may be using to stay in touch with their peers, the amount of influential Michigan Banner Outreach Photo/Diamond McGee information being received is overwhelming. We are all aware of the negative and life changing actions of many, but where was the seed planted. I think it is safe to say, we A NEW BEGINNING need to not only know what is being listened to, but there must be a positive alternative to listen to they create. While offering an opportunity for their voice to be heard in a positive way, it is amazing the talent and positive creativity that exists among the youth in our communities of all ages as they become empowered and realize how they are empowering others in their sphere of influence. Why dont you check their thoughts out at www.michiganbanneroutreach.wordpress.com, and like our page at http://www.facebook.com/ pages/Michigan-Banner-Outreach/238985396146551? We all can be involved in the positive creativity of the next generation.
LIBRARY SPONSORS CHILDRENS PROGRAMS TO CELEBRATE HISPANIC HERITAGE MONTH

The Public Libraries of Saginaw has scheduled special activities for children to celebrate National Hispanic Heritage Month. The free programs are especially designed to help children gain an appreciation for the Hispanic heritage and culture. For more information on library programs, call 755-9826, go to www.saginawlibrary.org, or visit any of our library branches. Lowrider: Mexican American Cultural Art Form will be held on Monday, September 17, at 4 p.m. at Wickes Library, 1713 Hess. Celebrate Hispanic Heritage Month by learning about this personal, moving art form. Explore its origins, development, and mix of technology and art. Color your own design while enjoying a small snack. Familiar Tales from Other Lands Hispanic Heritage Storytime is taking place on Friday, September 21, at 10:30 a.m. at Zauel Library, 3100 N. Center. This storytime is for children 3-5 years of age, and features some familiar tales with a Hispanic flair. Hispanic Heritage Super Saturday is packed with LIVE music by Manuel Cadena, snacks and activities on Saturday, September 22, at 2 p.m. at Butman-Fish Library, 1716 Hancock. This is a free family event! Children under 7 must be accompanied by an adult. Create a Mexican Folk Art Etching Craft on Saturday, October 6, at 2:30 p.m., at Hoyt Library, 505 Janes. Create a colorful etching in the style of Mexican folk art, then frame it to take home. Children under the age of 7 need a helper. In honor of Hispanic Heritage month, Claytor Library, 1410 N. 12th, will be celebrating Dia de Los Muertos (Day of the Dead) on Thursday, October 11, at 4:30 p.m. Children will craft and decorate paper skulls to share with their loved ones. There will be a special reading of Michael Dahls, Zombie in the Library. All ages are welcome to attend this program.
Page 26 From P 14, Stop the Violence

MAKING CHOICES AND FACING CONSEQUENCES:
September 1, 2012
MAKING CHOICES AND FACING CONSEQUENCES:
prevention program has been subjected to this type of scrutiny. The authors of the program received both the Saginaw Branch NAACPs 2010 Community Service Award and the State Bar of Michigans prestigious Champion of Justice Award. We believe that if you place a loving and caring adult volunteer in the life of a young adult and give that adult the right tools to work with you can change the direction of that young adults life. We believe that Making Choices And Facing Consequences is such a tool and can help stop the violence.
GANGS, BULLIES & VIOLENT CRIMES

By: Hon. M.T. Thompson, Jr. Prof. Monica R. Nuckolls
Drugs And Alcohol

By: Hon. M.T. Thompson, Jr. Prof. Monica R. Nuckolls
A Drug Education And Crime Prevention Program, Volume I
A Drug Education And Crime Prevention Program, Volume II
By Donyea Freeman Media Intern
My View of the Youth and News

people no matter the age or race. I think a great example of the misrepresentation and misunderstanding in the news is the generalization concerning the news about the youth of our generation today. The news, whether local or national, in the newspapers, television, or radio tries to classify the youth of this generation in one particular category. This category has labels like, rebel, weak, close-minded, and selfish. This belief of the youth portrayed in the media couldnt be farther from the truth. The youth of this generation are full of strongminded advocates who are not afraid to stand up for what they believe in. Young leaders have started organizations to fight world problems and formed after school programs to help their peers stay out of trouble. So, I believe that the youth should be treated, if not as equals, as individuals.
Over past decades the news has brought people together, but has also torn people apart. From the creation of the news it has not only helped to solve global problems, but to also fix many corrupt systems within our own country as well. However, along with the good there are two problems that continue to occur of misrepresentation and misunderstanding of certain groups. It is wrong to stereotype and put labels on
Media Intern Insight Is there ever a right time to give into peer pressure?
I personally feel that theres never a right time to give into peer pressure. No one should ever have time for peer pressure because we should be too busy trying to set positive examples. - Tori
September 1, 2012
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Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820 Faith Harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org
Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net
New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650 New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple COGIC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New Hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023
Saginaw Valley Community

Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769
St. John Missionary Baptist Church

Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678
Lansing
St. Stephens Community Church Reverend Herman Haller 1007 Kimberly Drive Lansing, MI 48912 (517) 484-2180
Saginaw
Bethel AME Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011
St. Lukes CME Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351
Transforming Life Ministries

Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573
Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866
Bread of Life Harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Church of Christ Minister James Sanderson 1325 N. Center Road Saginaw, MI 48638 (989) 790-2707 World Outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957
Greater Williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life In Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org
Truevine Baptist Church

Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751
Victorious Believers
Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692
Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Saginaw, MI 48607 (989) 754-9621
Mt. Olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 Source: www.samhsa.gov/children (989) 752-8064
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September 1, 2012
Pastor Larry D. Camel and 1st Lady Shirley Camel
New Birth Missionary Baptist Church

Pastor Dempsey Allen
Jacobs Ladder Ministries 1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning Worship - 11:15 a.m.
1418 S. Warren Avenue Saginaw, MI 48601 989-755-6604 Sunday 9:30 a.m. Sunday School 11:00 Worship Service
CMAS 25th Year Celebration Banquet

THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 The Ezekiel Project invites you to our Fire of Faith Rekindling Democracy Annual Public meeting on Saturday, October 27, 2012, at Greater Coleman The Ezekiel Project invites you to our Fire of Faith Rekindling Democracy Annual Public Temple Church (C.O.G.I.C.) located at 2405 Bay Road, in Saginaw from 11 meeting on Saturday, October 27, 2012, at Greater Coleman Templewill introduce newlocated a.m. to 12:30 p.m. The Department of Human Services Church (C.O.G.I.C.) at 2405 Bay Road, in Saginaw from 11 a.m. need, community benefits platform Services approaches to assisting families in to 12:30 p.m. The Department of Human to willcreate jobs for local residents, andfamilies in need, economic and social justice introduce new approaches to assisting advocacy for community benefits platform to issues. If local residents, and advocacy for economic and social our educational create jobs for you are concerned about parent involvement injustice issues. If you are system, acting as one community, and holding our acting officials concerned about parent involvement in our educational system,electedas one community, and accountable, officials accountable, this is holding our electedthis is the place for you. the place for you.
For more information contact Mr. Grady Holmes, Jr., Executive Director of For more information contact Mr. Grady Holmes, Jr., Executive Director of Ezekiel Project at Ezekiel Project at 989.755.1620. 989.755.1620.
The Church of God in Christ Ministerial Alliance of Saginaw (CMAS) will celebrate 25 years of service to God and the community on Thursday, September 6, 2012 at 6:00 p.m. A celebration banquet will be held at the Horizon Conference Center, 6200 State Street, Saginaw, Michigan. The keynote speaker will be Bishop J. Drew Sheard, of Detroit, and International President of AIM for the Churches of God in Christ, Inc. For ticket information and reservations please contact Pastor Charles H. Coleman, CMAS Chairman or Supt. Arthur Aiken, Celebration Committee Chairman,cogicallianceofsaginaw@ gmail.com or call 989-755-7692.
September 1, 2012
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Saginaw Valley Community Church 3660 Hermansau Dr. Sunday 10 a.m. ~ Morning Worship Saginaw, MI 48603
6 p.m. ~ Celebrate Recovery 6:30 p. m. ~ Young Adults Life Group Bible Study/Worship Monday 7 p. m ~ Womens Life Group Tuesday (2nd & 4th) 10 a.m. 3 p.m. ~ Heavens Manna Food Distribution 7 a.m. ~ Mens Life Group 6:30 p.m ~ Prayer Night 10 a.m. & 7 p.m ~ Healing Rooms Wednesday 6:30 p.m ~ Equipping Classes, all ages Thursday 1 p. m & 6:30 p .m ~ Healing Rooms Saturday 6 p.m. ~ Youth Worship
True Vine Missionary Baptist Church Celebrates Pastoral Anniversary

True Vine Missionary Baptist Church located at 2930 Janes Street will celebrate the 22nd Pastoral Anniversary of Pastor and Mrs. Paul E. Broaddus on Sunday, September 9, at 10:45 a.m. and 4 p.m. The theme for this grand occasion is Celebrating Our Pastor: A Man of God Pastor and Mrs. Anointed & Appointed to Preach the Gospel Paul E. Broaddus (Isaiah 61:1). We are looking to have a Glorious time in the Lord beginning at 10:45 a.m. with our speaker Rev. Columbus Clayton of the True Vine Missionary Baptist Church, and we will continue in celebration with our 4 p.m. guest speaker, Pastor Eddie Jackson, and the New Friendship Missionary Baptist Church in Saginaw. The public is invited to come out and celebrate this special occasion with us. For additional information, call 989. 752.0751, Monday to Friday, between the hours of 9:30 a.m. to 2:30 p.m.
Making the Connexion to Affect Generations

Rev. Jamie Englehart is the president and founder of Heart International Ministries (HIM), Heritage International Ministries, a network of churches, as well as, a business owner. Rev. Jamie primarily functions in the apostolic and prophetic gifting, and gives oversight to many churches and pastors, as Bishop of H.I.M.; while serving on several ministry and church boards. With over 22 years in ministry, where he has traveled to approximately 43 states and 9 nations, Rev. Jamie has a multidimensional understanding of the Kingdom of God, prophetic truth, and the process of maturity to help establish proper foundation and government that Rev. Jamie and will bring Kingdom order to the local assembly. Wendy Englehart We believe there is only one church in Saginaw that meets in different locations, and we are not here to take away, but to add to the Kingdom in this region, stated Rev. Englehart. The first addition to the regional Kingdom was the Connexion Church founded in Saginaw by Rev. Englehart over a year ago. The Connexion Church, spelled with an x, is representation of Christ in the Greek language. I had preached in Saginaw for many years, and I did not want to take any sheep from other churches, many of our members are either unchurched, or de-churched; which means they have not been in church for awhile, said Rev. Englehart. The Connexion Church is conveniently located at 4355 Bay Road, behind Chilis Restaurant. The services are on Sunday at 6 p.m. to allow the family to have a day of rest together. When Rev. Jamie is traveling to oversee the Network of Heritage International Ministries of 20 churches and 40 ministers and leaders around the nation, Pastor Gabriel Martinez, is the campus pastor. Pastor Gabriel, the spiritual son, of Rev. Jamie, has been preaching since the age of 14, as well as, serving as an associate pastor and youth minister. The vision to continue the grace-based, new covenant and the heart of the Father message by Rev. Jamie is to expand the multicultural and multigenerational fellowship to affect generations throughout the region with plans for four additional campuses throughout the Great Lake Bay Region. To connect with Connexion Church visit www.maketheconnexion.net, or www.himconnect.net, or call 989.964.1941
Visit the Healing Room Ministry located at 3660 Hermansau Dr., in Saginaw, Michigan Tuesday Thursday 10 a.m. 12 p.m. 1 3 p.m. 7 a.m. 9 p.m. 6:30 - 8:30 pm No appointment is needed; however, it is helpful to make one to avoid waiting. Appointments can be made by calling 989-752-4769.
Sick of being sick?
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September 1, 2012
Judge Marable Students Of The Month Pilot Summer Reading Program A Success
FLINT- Flint 68th District Judge Herman Marable, Jr, and his Students of the Month participated in a reading program last Thursday with young children at a local church day camp. The Community Super Summer Fun Camp, for children ages 5 through 16, is hosted by Cathedral of Faith Church of God in Christ where Superintendent Chris Martin is the pastor. UAW Region 1C is also a co-sponsor of the camp which began July 23rd and ends August 25. In a pilot program, Judge Marable and a couple of his students read childrens books about the biographies of President and Mrs. Obama as well as African-American inventors to children aged 5-7 years old. The purpose was to inspire the youngsters to think about future careers and goal setting in their own lives and to demonstrate the importance of reading for fun. Another benefit to the Students of the Month was that the older students saw firsthand the importance of mentoring to younger kids. Young children have the spark of curiosity when you read and talk to them. They were a joy to read to said Judge Marable. I think that it was just as much fun for the student readers and me as the little ones that listened to us. Judge Marable indicated that he would like to see the Judge Marable Students of the Month read to young kids throughout the school year. This was our first crack at this, and I hope that we have the opportunity to do this in other forums in the future. Thanks to Supt. Martin and his staff for letting us spend some time with his day campers. After the reading session, camp director Cameron Martin, Judge Marable, and his students addressed teen participants of the camp about the importance of staying in school, and doing their best. Judge Marable Students of the Month participating included Cameron Robinson who is a junior at Genesee Early College, and Brittney Major who is a senior at the University of Michigan--Flint. The Judge Marable Student of the Month/ Year program was established in 2004 by Judge Marable and his Citizens Advisory Committee to encourage Flint area high school students to focus on academic achievement and career goals. Each month during the school year a 10th grade student is recognized and awarded a $75.00 savings bond, trophy, and certificate based on the completion of an application and essay about their career goals. Within weeks one of the monthly awardees from the 2011-2012 school years will be selected as Judge Marables Student of the Year and will receive a $500.00 savings bond. Tenth grade students who are Flint or Genesee County residents are eligible to apply for the Judge Marable Student of the Month/ Year Award. Further information on the Judge Marable Student of the Month/Year Award and applications are available from high school guidance counselors, principals, or from the www.judgemarable.net website or by calling 810.597.7795.
Brittney Major (background) and Cameron Robinson (foreground) read to young day campers at Cathedral of Faith Church of God in Christ
Judge Herman Marable, Jr. reads to young day campers
September 20 (third Tuesday) Take A Loved One to the Doctor Day

September 1, 2012
Page 31
Finally, Football Season is Near!

By James Falls For The Michigan Banner We actually have something to look forward to besides Major League Baseball coverage all day long; no offense to baseball but 100-plus games in one season is way too many. I dont know about the football fans here in Michigan, but we do have a season to look forward to this year. For what reason? Check out last season! To make a long story short, the Lions started the season 5-0 and made its first appearance in the NFL playoffs since 1999. Though they did not go far, it was still a time for Detroit to celebrate; triumphing over years and years of losing seasons and controversial draft picks. The Lions could be watched for the full four quarters! Though the numbers were almost equivalent to the 2010 season, Detroit still made some valid improvements: The Lions scored 57 touchdowns this past season, 16 more than from the 2010 season. An extra 45 first downs increased their season total to 349 and allowed 41 sacks, three less from the previous season. But enough with the statistics, the facts can speak for themselves. Detroit has put together the ultimate defense that has struggled for years and the offense is finally coming together. Quarterback Matthew Stafford threw over 5,000 passing yards for 41 touchdowns and its certain that those numbers will increase this season. After the four preseason games, September, 9 is the first game of the regular season and the St. Louis Rams will be roaming into Ford Field. This may be the year that Detroit reigns supreme in the NFC North.
SVSU Lady Cardinals Soccer Picked 7th in GLIAC Preseason Rankings

BAY CITY- The head womens soccer coaches of the Great Lakes Intercollegiate Athletic Conference (GLIAC) chose Grand Valley State University to win the 2012 GLIAC womens soccer title in preseason balloting. The leagues 14 head coaches participated in the balloting, but were not allowed to vote for their team. The Lakers outdistanced Ohio Dominican University by 23 points and collected 13 first-place votes. GVSU, which has won the last seven GLIAC titles, will work towards earning its 10th-straight NCAA Tournament bid this year. ODU, only in its third year of GLIAC action, finished second in the preseason poll receiving 146 points and the only other first-place vote. Ashland University was voted third in the poll with 136 points. After making it to the GLIAC Tournament, Ashland saw its 2011 season come to an end in the GLIAC Tournament finals. Tiffin University grabbed fourth place and tallied 124 points, followed closely by Northern Michigan University by one vote, with 123 points to finish in fifth place. Ferris State University collected 111 points to finish in sixth place, while Saginaw Valley State University earned 101 points to finish in seventh place. Michigan Technological University finished in eighth place, garnering 80 points. The University of Findlay received 70 points to finish just six points ahead of Northwood University for a ninth place finish. Northwood tallied 64 points and took tenth place in the polls. Walsh University, beginning its first year as a full member of the GLIAC earned 52 points for a tenth place finish. GLAC affiliate Notre Dame College was voted 11th with 48 points, followed by first-year GLIAC member Malone University in 12th place with 28 points. Lake Erie College rounded out the poll in 14th place with 26 points.
Bullying Prevention Workshop Sponsored

The Sexual Assault Center of Child and Family Services are offering a Bullying Prevention Workshop for teachers, principals, and educational Administrators on September 20, 8 a.m. 12 p.m. at Saginaw ISD Transitions Center, located at 3860 Fashion Square Blvd, in Saginaw. The fee is $10, and there is a limit of 50 seats for this training. The registration deadline is September 17. Stephen M. Thompson, nationally recognized expert on aggression and Associate Professor/Sexual Aggression Services Director at Central Michigan University, will be conducting training on bullying; identifying bullies and targets, recognizing bullying behavior, involving bystanders, and strategies for preventing it. Please contact Ash Christians for a registration form at 989.790.7500, ext. 226 or achristians@sac-saginaw.org.
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September 1, 2012
The Soulful Sounds of Kem & Special Guests Coming to Dow Event Center
The artful sounds of renowned R&B artist KEM with special guests Kindred The Family Soul will be performing at The Dow Event Center Theater on Friday, October 19, 2012 at 8:00 p.m. Doors open at 7:00 p.m. Tickets go on sale to the public on Friday, August 24, at 10 a.m. and are available at all Ticketmaster Outlets including Wal-Mart Stores, Ticketmaster.com, The Dow Box Office and Charge-by-Phone (800) 7453000. Ticket prices are $61.50 and $51.50. KEM has carved a niche for himself in the music world with his jazz-influenced, contemporary, R&B vocal styles-claiming a loyal following in the African-American musical environment dominated by hip-hop sounds. Signed to the Motown Label with a five album deal, KEM stood ready to make music rooted in his own experiences. Born in Nashville, Tennessee, his birth name was Kim Owens; the KEM spelling was a mistake on an associates part that the singer adopted because he thought it sounded distinctive and marketable. KEMs family moved to a suburb of Detroit, Michigan when he was young where he was influenced by R&B giants of the day like Stevie Wonder & Marvin Gaye and jazz pop-stars Steely Dan and Grover Washington Jr. His debut album Kemistry took him on the road nationally and the album cracked the top 20 of the Billboards top Hip-Hop/R&B albums chart. The special guest Kindred, The Family Soul, is an American R&B, soul, and neo soul duo consisting of the married couple of Fatin Dantzler and Aja Graydon. Signed to Hidden Beach Recordings, Kindred emerged from the Philadelphia neo soul where they were discovered while the couple was performing at the Black Lily Film & Music Festival. Stacey Richardson Crawford, aka Sarahs girl is a contemporary soul and R&B singer from Cleveland Ohio. She was an accomplished backup singer for the late great Gerald Levert, The Ojays and soul singer Anthony Hamilton. She has been recognized as one of the industrys best kept secrets.
By Steve Holsey The talented and lovely Alicia Keys has been a consistent top attraction since 2001 when she made her recording debut. But she feels that there is more that the public might want to know about Alicia Keys her. And evidently, she is also enjoying a new sense of liberation. Keys next album will be provocatively titled Girl on Fire. She explains, I felt like a girl misunderstood that no one really knows. I felt like it was time to stop making excuses for any part of my life that I wanted to change. Once I made that choice, I became a girl on fire! Sounds exciting. Speaking of being on fire, of all the songs I have heard by Detroits own KEM, the
Reflections: The Heat Is On

one that has the most impact is Share My Life, featured on his top-selling 2010 album Intimacy. KEM sings with such conviction and passion that it might make you stop what you are doing to listen. Brandy is working on her new album, interestingly titled Two Eleven. Fans will be interested to know that an October release date has been set. THE DEBUT of the remake of the 1976 film Sparkle has created renewed interest in the original, and in particular one of its main stars, Detroits own Lonette McKee as the talented and beautiful but ultimately doomed Sister Williams. She recently expressed some of her feelings to USA Today. I feel its an honor that a movie in which I was prominently featured is regarded highly enough that filmmakers thought it was worthy of being remade, said McKee, someone I have known since she was 14 years old (she was the second person I ever interviewed; Little Carl Carlton was the first). Im a longtime Whitney Houston fan (who coproduced the movie) and love Jordin Sparks work as well. Im thrilled about them doing a remake. WHICH BRINGS to mind the fact that a new Whitney Houston greatest hits album is slated for fall release. Of course, there was a greatest hits album in 2000, but that one featured the original versions of her ballad hits and remixes of the up tempo ones. The new collection will feature only originals. Thats fine and dandy, but the bottom line is that this second collection was put together for one reason: to benefit from all the excitement surrounding the release of the Sparkle movie. Thats the way it goes in the music business, and elsewhere. The Michigan Chronicle
September 1, 2012
Page 33
and who said Detroit is Dead? The Hair Industry is alive and well !!
The theme: Going Back To The Future, as we salute 100 years of hair from 1950-2050
HAIR WARS returns to Detroit, April 28, 2013 at Cobo Halls Riverview Ballroom
Second Part of Bridal Exhibit Takes The Icing On The Cake

The Castle Museum of Saginaw County History opened the second part of its exhibit Here Comes the Bride: Wedding Dresses Through the Years Tuesday, on August 28. The first part, which opened in June, featured six dresses from the Museums collection. The second part will have 10 dresses from 1915 through the 1970s and the gowns are exquisite, says Chief Curator Sandy Schwan. Some of the dresses because of the economy or other reasons appear to be quite simple, but if you take a closer look you will find so many beautiful details, she notes. Other dresses are much more elaborate and give an indication of the country experiencing prosperity and growth. The new set of dresses will remain on display until October 14th. The Castle Museum of Saginaw County History is open Tuesday through Saturday from 10 a.m. to 4:30 p.m. and Sundays from 1 p.m. to 4:30 p.m. It is closed on Mondays. Admission is $1.00 for adults and 50 cents for children. It is free for Historical Society members and their guests.
LIGHTHOUSE BAKERY & DELI

285 S. Outer Drive Tel: 754-7088 Fax: 754-7099
Be good to yourself
We bake from scratch!
Hungry?
Donuts Cookies Cakes Pies
Stop in today and try one of our homemade specialties
Page 34
September 1, 2012
Terry Reed Sales Professional Used Cars
Phone (989) 667-2000 Ext 341 Direct (989) 460-0341 Fax (989) 667-0103 E-Mail terry.reed@labadieauto.com Website www.labadieauto.com labadie Buick Cadillac GMC 711 S. Euclid Ave. Bay City, MI 48706
September
September 25, 2012
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Have a Safe Labor Day!

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Kick off this flu season with our improved online registration system to get your flu shots fast.
Oakland County Health Department Clinics
Pontiac and Southfield Monday, 12pm - 8pm Tuesday - Friday, 9am - 5pm
Outreach Clinics
Walled Lake Community Center October 9th, 3pm - 7pm November 2nd, 9am - 1pm Troy Civic Center October 16th, 10am - 1pm Farmington Hills Costick Center October 23rd, 9am - 1pm
www.oakgov.com/health
Fight the flu @
September 1, 2012
Page 35
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Top prize Cash For Life winners will receive their prize payments in annual installments over their lifetime or over 20 years, whichever is greater, unless within 60 days from the date they claim their prize, they request the Cash Option method of payment. Overall odds of winning $1 Cash For Life: 1 in 4.73. Overall odds of winning $2 Cash For Life: 1 in 4.51. Overall odds of winning $5 Cash For Life: 1 in 4.12. Overall odds of winning $10 Cash For Life: 1 in 3.98. If you bet more than you can afford to lose, youve got a problem. Call 1-800-270-7117 for confidential help.
Page 36
September 1, 2012

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The Michigan Banner First Great Lakes Bay Regional Newspaper

Congratulations to the Michigan Banner

Empowering Communities and Changing Lives

42nd Annual Freedom Fund Banquet

Leola Wilson, President Odail Thorns, Banquet Chair

NAACP : Your Power, Your Decision ~

Bishop Ronald E. Chipp

Project F.I.S.H. Page 22

Ronald Spess Retired CEO Saginaw County Youth Protection Council

Afro-Academic Cultural, Technological, and Scientific Olympics

The Michigan Banner First Great Lakes Bay Regional Newspaper

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The Michigan Banner First Great Lakes Bay Regional Newspaper