12/21/11

Loan Payer

Terms and Disclaimer Thank you for choosing to use University Accounting Service, LLC. Online Account Services. This service is another example of our commitment to providing you the highest level of customer satisfaction possible. This Agreement details your responsibilities as a user of this service. It also includes disclaimers of liability and other matters that are of interest to users. Online Account Services Agreement In this Agreement the words "you" and "your" mean every person with an interest in an account that is accessible by UAS and any person who is authorized for such access. The words "UAS", "we", "us", and "our" mean UAS Financial Corporation and its subsidiaries, including, but not limited to, UAS Bank and UAS. The words "Online Account Services", "service", or "UAS" mean the electronic service that allows UAS customers to access a number of financial and other services provided through the use of personal computers or similar equipment. Accepting this Agreement You understand that by using any of the services of this site you agree to all terms and conditions in this Agreement. If a new service is added, your use of that service constitutes your acceptance of the Agreement in effect at the time of the use. You agree to use this service solely as provided in this Agreement. If you do not accept the Agreement in relation to any service, you must discontinue use. Scope of the Agreement This Agreement covers all services available on this site now or in the future. This Agreement is a supplement to any other agreement you have with us. In the event of any inconsistency between this Agreement and any other agreement you have with us, the terms of the other agreement shall control. All transactions or communications initiated by you will not be recognized until actually received by us. Security You are responsible for protecting the security of any access security device, including your user name and password. You agree to keep all access security devices and means to attain an access security device confidential to prevent unauthorized access to your account and to prevent unauthorized use of the service. In the event you believe the security of your access security device is compromised, you must change the components of the device. It is your obligation to inform us if you believe unauthorized use has occurred. We can cancel your access to this service at our discretion and without prior notification. Statement of Record Any account information provided by UAS is not the statement of record. The periodic statement that is mailed to you will be the statement of record. You are still responsible for reviewing any statement that is mailed to you. The mailed statement will continue to contain important information about your account regardless of whether you access your account through UAS or not. Payments or Transferring Funds to Your Account By using any payment or funds transfer service available through UAS, you warrant that you are an authorized signer on the account from which the funds are being drawn to make such payment or transfer. You agree that any payment to a credit account made through UAS can not be in an amount greater than the balance outstanding at the time of the payment plus a margin of 10%. Change of Address If you use this service to notify us of a change of address, that change will become effective no later than 60 days from our receipt of the request. Marketing Regardless of whether you have chosen to opt out of certain marketing offers from UAS, by using UAS you agree that we may market our services and the services of other companies on the site through the use of banner ads, "hyper-links," and other similar marketing devices. Products offered will be at the sole discretion of UAS, and may be provided by companies not affiliated with UAS. Nonaffiliated companies will be solely responsible and liable for the provision of or failure to provide stated services, benefits, or products. Performance of the Service In no event will we or our officers, directors, employees, or agents be liable to you for any consequential, incidental, or indirect damages arising out of the use, misuse, or inability to use the service, or for any loss of any data, even if we have been informed of the possibility of such damages. Copyrights and Service Marks All content and information on this site is copyrighted by UAS LLC. And any unauthorized reproduction or distribution is prohibited. UAS is a federally registered service mark of UAS Financial Corporation. Any other service mark or trademark will be duly signified herein. Privacy UAS supports information privacy protection. See our Web site at www.uasecho.com/privacy.html. Amendability and Severability We may amend or change any part of this Agreement at any time. If we do so, we will give you notice, if required by law, of any such amendment or change. The invalidity of any provision of this Agreement shall not affect the validity of any other provisions. Applicable Law This Agreement will be governed by Wisconsin law and Federal law.

https://www.uasecho.com/disclaimer.html

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