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Профессиональный Документы
Культура Документы
):
This Scheme being of three years maturity was introduced in February, 1990 keeping in
view the periodic needs of depositors. These certificates are available in the denomination of Rs.500,
1000, 5000, 10000, 50000, 100000, 500000 and Rs.1,000,000/-. Profit is paid on the completion of each
period of Six months. In case, the profit earned on these certificates is not drawn on due date, the
undrawn profit will automatically stand reinvested from date of its accrual.
Profit payable on Special Saving Certificates (Regd.)
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
26.75 53.50
267.50
535.00
2,675.00
5,350.00
26,750.00
53,500.00
26.75 53.50
267.50
535.00
2,675.00
5,350.00
26,750.00
53,500.00
26.75 53.50
267.50
535.00
2,675.00
5,350.00
26,750.00
53,500.00
26.75 53.50
267.50
535.00
2,675.00
5,350.00
26,750.00
53,500.00
26.75 53.50
267.50
535.00
2,675.00
5,350.00
26,750.00
53,500.00
28.25 56.50
282.50
565.00
2,825.00
5,650.00
28,250.00
56,500.00
Profit already
drawn for the
period from
1
Years
1 Year
2 Years
2 Years
3 Years
5.350
10.986
16.919
23.174
29.759
36.998
Ist 6 months
5.350
10.986
16.919
23.174
30.059
2nd 6 months
5.350
10.986
16.919
23.474
3rd 6 months
5.350
10.986
17.219
4th 6 months
5.350
11.286
5th 6 months
5,650
Nil
Page 1 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
29.75 59.50
297.50
595.00
2,975.00
5,950.00
29,750.00
59,500.00
29.75 59.50
297.50
595.00
2,975.00
5,950.00
29,750.00
59,500.00
29.75 59.50
297.50
595.00
2,975.00
5,950.00
29,750.00
59,500.00
29.75 59.50
297.50
595.00
2,975.00
5,950.00
29,750.00
59,500.00
29.75 59.50
297.50
595.00
2,975.00
5,950.00
29,750.00
59,500.00
31.50 63.00
315.00
630.00
3,150.00
6,300.00
31,500.00
63,000.00
Profit already
drawn for the
period from
Nil
Ist 6 months
2nd 6 months
3rd 6 months
5.950
1 Year
1
Years
2 Years
2 Years
3 Years
12.254
18.930
26.004
33.501
41.795
5.950
12.254
18.930
26.004
33.851
5.950
12.254
18.930
26.354
5.950
12.254
19.280
5.950
12.604
4th 6 months
5th 6 months
6.300
Page 2 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
29.50 59.00
295.00
590.00
2,950.00
5,900.00
29,500.00
59,000.00
29.50 59.00
295.00
590.00
2,950.00
5,900.00
29,500.00
59,000.00
29.50 59.00
295.00
590.00
2,950.00
5,900.00
29,500.00
59,000.00
29.50 59.00
295.00
590.00
2,950.00
5,900.00
29,500.00
59,000.00
29.50 59.00
295.00
590.00
2,950.00
5,900.00
29,500.00
59,000.00
30.50 61.00
305.00
610.00
3,050.00
6,100.00
30,500.00
61,000.00
Profit already
drawn for the
period from
Nil
Ist 6 months
2nd 6 months
3rd 6 months
5.900
1 Year
1
Years
2 Years
2 Years
3 Years
12.148
18.762
25.765
33.182
41.235
5.900
12.148
18.762
25.765
33.382
5.900
12.148
18.762
25.965
5.900
12.148
18.962
5.900
12.348
4th 6 months
5th 6 months
6.100
Page 3 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
29.00 58.00
290.00
580.00
2,900.00
5,800.00
29,000.00
58.000.00
29.00 58.00
290.00
580.00
2,900.00
5,800.00
29,000.00
58.000.00
29.00 58.00
290.00
580.00
2,900.00
5,800.00
29,000.00
58.000.00
29.00 58.00
290.00
580.00
2,900.00
5,800.00
29,000.00
58.000.00
29.00 58.00
290.00
580.00
2,900.00
5,800.00
29,000.00
58.000.00
30.00 60.00
300.00
600.00
3,000.00
6,000.00
30,000.00
60,000.00
Profit already
drawn for the
period from
Nil
Ist 6 months
2nd 6 months
3rd 6 months
5.800
1 Year
1
Years
2 Years
2 Years
3 Years
11.936
18.427
25.294
32.555
40.440
5.800
11.936
18.427
25.294
32.755
5.800
11.936
18.427
25.494
5.800
11.936
18.627
5.800
12.136
4th 6 months
5th 6 months
6.000
Page 4 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
31.00
62.00
310.00
620.00
3,100.00
6,200.00
31,000.00
62,000.00
31.00
62.00
310.00
620.00
3,100.00
6,200.00
31,000.00
62,000.00
31.00
62.00
310.00
620.00
3,100.00
6,200.00
31,000.00
62,000.00
31.00
62.00
310.00
620.00
3,100.00
6,200.00
31,000.00
62,000.00
31.00
62.00
310.00
620.00
3,100.00
6,200.00
31,000.00
62,000.00
32.50
65.00
325.00
650.00
3,250.00
6,500.00
32,500.00
65,000.00
Profit already
drawn for the
period from
Nil
1
Years
1 Year
2 Years
2 Years
3 Years
6.200
12.784
19.772
27.193
35.073
43.743
Ist 6 months
6.200
12.784
19.772
27.193
35.373
2nd 6 months
6.200
12.784
19.772
27.493
3rd 6 months
6.200
12.784
20.072
4th 6 months
6.200
13.084
5th 6 months
6.500
Page 5 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
33
66
330
660
3,300
6,600
33,000
66,000
33
66
330
660
3,300
6,600
33,000
66,000
33
66
330
660
3,300
6,600
33,000
66,000
33
66
330
660
3,300
6,600
33,000
66,000
33
66
330
660
3,300
6,600
33,000
66,000
35
70
350
700
3,500
7,000
35,000
70,000
Profit already
drawn for the
period from
Nil
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
1
Years
1 Year
2 Years
2 Years
3 Years
6.600
13.636
21.133
29.126
37.646
47.128
6.600
13.363
21.133
29.126
38.046
6.600
13.636
21.133
29.526
6.600
13.636
21.533
6.600
14.036
7.000
Page 6 of 16
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Profit already
drawn for the
period from
Nil
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
30
60
300
600
3,000
6,000
30,000
60,000
30
60
300
600
3,000
6,000
30,000
60,000
30
60
300
600
3,000
6,000
30,000
60,000
30
60
300
600
3,000
6,000
30,000
60,000
30
60
300
600
3,000
6,000
30,000
60,000
32
64
320
640
3,200
6,400
32,000
64,000
1
Years
1 Year
2 Years
2 Years
3 Years
6.000
12.360
19.098
26.238
33.810
42.238
Ist 6 months
6.000
12.360
26.238
34.210
2nd 6 months
6.000
19.098
26.638
3rd 6 months
19.098
12.360
121.936
6.000
4th 6 months
6.000
12.760
5th 6 months
6.400
7.600
12.360
19.498
Page 7 of 16
Period
Rs.500
Rs.1000
29
58
290
580
2,900
5,800
29,000
58,000
29
58
290
580
2,900
5,800
29,000
58,000
29
58
290
580
2,900
5,800
29,000
58,000
29
58
290
580
2,900
5,800
29,000
58,000
29
58
290
580
2,900
5,800
29,000
58,000
30
60
300
600
3,000
6,000
30,000
60,000
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Profit already
drawn for the
period from
Nil
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
1
Years
1 Year
2 Years
2 Years
3 Years
5.800
11.936
18.427
25.294
32.555
40.440
Ist 6 months
5.800
11.936
18.427
25.294
32.755
2nd 6 months
5.800
11.936
18.427
25.494
3rd 6 months
5.800
11.936
18.627
4th 6 months
5.800
12.136
5th 6 months
6.000
7.600
Page 8 of 16
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
32.50
65.0
325
650
3,250
6,500
32,500
65,000
32.50
65.0
325
650
3,250
6,500
32,500
65,000
32.50
65.0
325
650
3,250
6,500
32,500
65,000
32.50
65.0
325
650
3,250
6,500
32,500
65,000
32.50
65.0
325
650
3,250
6,500
32,500
65,000
35.50
71.0
355
710
3,550
7,100
35,500
71,000
Profit already
drawn for the
period from
Nil
1
Years
1 Year
2 Years
2 Years
3 Years
6.500
13.423
20.794
28.639
36.998
46.497
Ist 6 months
6.500
13.423
20.794
28.639
37.598
2nd 6 months
6.500
13.423
20.794
29.239
3rd 6 months
6.500
13.423
21.394
4th 6 months
6.500
14.023
5th 6 months
7.100
7.600
Page 9 of 16
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
36
72
360
720
3,600
7,200
36,000
72,000
36
72
360
720
3,600
7,200
36,000
72,000
36
72
360
720
3,600
7,200
36,000
72,000
36
72
360
720
3,600
7,200
36,000
72,000
36
72
360
720
3,600
7,200
36,000
72,000
38
76
380
760
3,800
7,600
38,000
76,000
Profit already
drawn for the
period from
Nil
1
Years
1 Year
2 Years
2 Years
3 Years
7.200
14.918
23.191
32.054
41.558
52.146
Ist 6 months
7.200
14.918
23.191
32.054
41.958
2nd 6 months
7.200
14.918
23.191
32.454
3rd 6 months
7.200
14.918
23.591
4th 6 months
7.200
15.318
5th 6 months
7.600
Page 10 of 16
@ 12.8% p.a. for 1st five profits and @ 14% p.a. for the last profit.
Period
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
32.00
64.00
320.00
640.00
3,200.00
6,400.00
32,000.00
64,000.00
32.00
64.00
320.00
640.00
3,200.00
6,400.00
32,000.00
64,000.00
32.00
64.00
320.00
640.00
3,200.00
6,400.00
32,000.00
64,000.00
32.00
64.00
320.00
640.00
3,200.00
6,400.00
32,000.00
64,000.00
32.00
64.00
320.00
640.00
3,200.00
6,400.00
32,000.00
64,000.00
35.00
70.00
350.00
700.00
3,500.00
7,000.00
35,000.00
70,000.00
Profit already
drawn for the
period from
Nil
1
Years
1 Year
2 Years
2 Years
3 Years
6.400
13.210
20.454
28.160
36.358
45.682
Ist 6 months
6.400
13.210
20.454
28.160
*36.958
2nd 6 months
6.400
13.210
20.454
28.760
3rd 6 months
6.400
13.210
21.054
4th 6 months
6.400
13.810
5th 6 months
7.000
*The figure appearing in row 2 of column 7 in the above table has been revised as 36.958
instead of 45.157 vide Finance Divisions Notification No.F.20(4)GS-1/2008-25 dated 02.01.2009.
Page 11 of 16
Rs.500
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
27.50
55.00
275.00
550.00
27.50
55.00
275.00
27.50
55.00
27.50
Rs.1,000,000
2,750.00
5,500.00
27,500.00
55,000.00
550.00
2,750.00
5,500.00
27,500.00
55,000.00
275.00
550.00
2,750.00
5,500.00
27,500.00
55,000.00
55.00
275.00
550.00
2,750.00
5,500.00
27,500.00
55,000.00
27.50
55.00
275.00
550.00
2,750.00
5,500.00
27,500.00
55,000.00
31.25
62.50
312.50
625.00
3,125.00
6,250.00
31,250.00
62,500.00
Profit already
drawn for the
period from
Nil
1 Year
11.303
5.500
1
Years
17.424
11.303
2 Years
3 Years
23.881
30.690
38.623
17.424
23.881
31.440
17.424
24.631
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
5.500
2 Years
11.303
5.500
11.303
5.500
-
18.174
12.053
6.250
Page 12 of 16
Rs.500
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
26.25
52.50
262.50
525.00
2,625.00
5,250.00
26,250.00
52,500.00
Profit already
drawn for the
period from
Nil
1 Year
1
Years
2 Years
2 Years
3 Years
9.203
14.117
19.251
24.615
30.972
4.500
9.203
14.117
19.251
25.365
4.500
9.203
14.117
20.001
4.500
9.203
14.867
4.500
9.953
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
5.250
Page 13 of 16
Rs.500
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
22.50
45.00
225.00
450.00
2,250.00
4,500.00
22,500.00
45,000.00
25.00
50.00
250.00
500.00
2,500.00
5,000.00
25,000.00
50,000.00
Profit already
drawn for the
period from
Nil
1 Year
1
Years
2 Years
2 Years
3 Years
9.203
14.117
19.251
24.615
30.722
4.500
9.203
14.117
19.251
25.115
4.500
9.203
14.117
19.751
4.500
9.203
14.617
4.500
9.703
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
5.000
Page 14 of 16
Rs.500
Rs.1000
Rs.5000
21.00
42.00
210.00
21.00
42.00
210.00
21.00
42.00
21.00
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
2,100.00
4,200.00
21,000.00
42,000.00
420.00
2,100.00
4,200.00
21,000.00
42,000.00
210.00
420.00
2,100.00
4,200.00
21,000.00
42,000.00
42.00
210.00
420.00
2,100.00
4,200.00
21,000.00
42,000.00
21.00
42.00
210.00
420.00
2,100.00
4,200.00
21,000.00
42,000.00
24.00
48.00
240.00
480.00
2,400.00
4,800.00
24,000.00
48,000.00
420.00
Profit already
drawn for the
period from
Nil
1 Year
1 Years
2 Years
2 Years
3 Years
8.576
13.133
17.884
22.831
28.589
4.200
8.576
13.133
17.884
23.431
4.200
8.576
13.133
18.481
4.200
8.576
13.733
4.200
9.176
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
4.800
Page 15 of 16
Rs.500
Ist 6
months
2nd 6
months
3rd 6
months
4th 6
months
5th 6
months
6th 6
months
Rs.1000
Rs.5000
Rs.10,000
Rs.50,000
Rs.100,000
Rs.500,000
Rs.1,000,000
17.00
34.00
170.00
340.00
1,700.00
3,400.00
17,000.00
34,000.00
17.00
34.00
170.00
340.00
1,700.00
3,400.00
17,000.00
34,000.00
17.00
34.00
170.00
340.00
1,700.00
3,400.00
17,000.00
34,000.00
17.00
34.00
170.00
340.00
1,700.00
3,400.00
17,000.00
34,000.00
17.00
34.00
170.00
340.00
1,700.00
3,400.00
17,000.00
34,000.00
19.25
38.50
192.50
385.00
1,925.00
3,850.00
19,250.00
38,500.00
1 Year
1 Years
2 Years
2 Years
3 Years
6.916
10.550
14.307
18.193
22.659
3.400
6.916
10.550
14.307
18.643
3.400
6.916
10.550
14.757
3.400
6.916
11.000
3.400
7.366
Ist 6 months
2nd 6 months
3rd 6 months
4th 6 months
5th 6 months
3.850
Note :(i) Zakat is deducted at the time of actual encashment @ 2.5% on the
principal amount (Face Value) where applicable.
(ii) With Holding Tax: As per directions of the Federal Government, the tax on profit from
Investment made on or after, the Ist July, 2002, shall be deducted at source at the rate of
ten percent(10%) of such profit if such deposit exceeds Hundred and fifty Thousand
Rupees(150,000).
(iii) In regard to the procedure for purchase, encashment and transfer, nomination and all
other matters pertaining to the Registered Certificates, the Defence Saving Certificates Rules,
1966(S.R.O. 1076(K)/66) shall apply equally.
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