Fathers or Mothers son = Brother Fathers or Mothers daughter = Sister Fathers or Mothers brother = Uncle Fathers or Mothers sister

= Aunt Fathers or Mothers father = Grandfather Fathers or Mothers mother = Grandmother Brothers or Sisters Son = Nephew Brothers or Sisters Daughter = Niece Uncles or Aunts son or daughter = Cousin Sisters Husband = Brother-in-law Brothers wife = Sister-in-law Sons wife = Daughter-in-law Daughters Husband = Son-in-law Husbands or wifes sister = Sister-in-law Husbands or wifes Brother = Brother-in-law Numerical Ability/Quantitative Aptitude Number System Decimal Fractions HCF and LCM Average Ratio and Proportion http://www.bankpoclerk.com/community/study-material/english-language/sentence-co rrection-mcq http://www.bankpoclerk.com/community/study-material/english-language/sentence-ar rangements-mcq http://www.bankpoclerk.com/community/study-material/mental-ability-verbal Problem on Ages Percentage Profit and Loss Ratio & Proportion Time and Work Time and Distance Alligation or Mixture Probability Simple & Compound Interest Area CONCEPT: Important Points to Note: When any value increases by 10%, it becomes 1.1 times of itself. (since 100+10 = 110% = 1.1) 20%, it becomes 1.2 times of itself. 36%, it becomes 1.36 times of itself. 4%, it becomes 1.04 times of itself. Thus we can see the effects on the values due to various percentage increases.

When any value decreases by 10%, it becomes 0.9 times of itself. (Since 100-10 = 90% = 0.9) 20%, it becomes 0.8 times of itself 36%, it becomes 0.64 times of itself 4%, it becomes 0.96 times of itself. Thus we can see the effects on a value due to various percentage decreases. Note: 1. When a value is multiplied by a decimal more than 1 it will be increased and when multiplied by less than 1 it will be decreased. 2. The percentage increase or decrease depends on the decimal multiplied. Eg: 0.7 => 30% decrease, 0.67 => 33% decrease, 0. 956 => 4.4% decrease and so on . Eg: When the actual value is x, find the value when it is 30% decreased. Soln: 30% decrease => 0.7 x. Eg: A value after an increase of 20% became 600. What is the value? Soln: 1.2x = 600 (since 20% increase) x = 500. Eg: If 600 is decrease by 20%, what is the new value? Soln: new value = 0.8 X 600 = 480. (Since 20% decrease) Thus depending on the decimal we can decide the % change and vice versa. Eg: When a value is increased by 20%, by what percent should it be reduced to ge t the actual value? Soln: (It is equivalent to 1.2 reduced to 1 and we can use % decrease formula) % decrease = (1.2 1)/1.2 X 100 = 16.66%. When a value is subjected multiple changes, the overall effect of all the change s can be obtained by multiplying all the individual factors of the changes. Eg: The population of a town increased by 10%, 20% and then decreased by 30%. Th e new population is what % of the original? Soln: The overall effect = 1.1 X 1.2 X 0.7 (Since 10%, 20% increase and 30% de crease) = 0.924 = 92.4%. Eg: Two successive discounts of 10% and 20% are equal to a single discount of __ _ Soln: Discount is same as decrease of price. So, decrease = 0.9 X 0.8 = 0.72 => 28% decrease (Since only 72% is remaining). practice problems: If 20% of 40% of a = 25% of a% of b, then what is b? a. 8/5 b. 16/25 c. 8/25 d. None 2. By what % is 200 more than 50? a. 100 b. 200 c. 300 d. None 3. A value changes from 30 to 80. What is the percentage change? a. 125 b. 166.66 c. 156 d. None 4. The population of a city is increased by 30% and thus became 78000. What is t he original population? a. 76000 b. 64200 c. 60000 d. None 5. In a theatre, the number of seats is increased by 20% and the price per ticke t is increased by 10% but the public response decreased by 30%. What is the net effect on the economy of the theatre? a.10% rise b. 7% fall c. 7% rise d. None 6. A saves 20% of his income. His income is increased by 20% and so he increased his expenditure by 30%. What is the percentage change in his savings? a. 20% fall b. 4% fall c. 20% rise d. 4% rise 7. The price of petrol is increased by 25%. By what percent the consumption be r educed to make the expenditure remain the same? a. 25% b. 33.33% c. 20% d. None 8. The side of a square is increased by 20%. The percentage change in its area i s ___ a. 20% b. 44% c. 36% d. None 9. If the length of a rectangle is increased by 33.33%, by what percentage shoul

d the breadth be reduced to make the area same? a. 20% b. 33.33% c. 25% d. None 10. In an election between two candidates, A and B, A secured 56% of the votes a nd won by 48000 votes. Find the total number of votes polled if 20% of the votes were declared invalid. a. 500000 b. 400000 c. 600000 d. None clear explanation for above problems: 1/5 X 2/5 X a = X a X b => b = 8/25 % difference = (200-50)/50 X 100 = 300 % % increase = (80-30)/30 X 100 = 166.66 % 1.3 x = 78000 => x = 60000. Net effect = 1.2 X 1.1 X 0.7 = 0.924 => 7.6% decrease. Let I be the income. Expenditure = 0.8I Savings = 0.2I => 20% New income = 1.2I (since 20% rise) New expenditure = (0.8I) X 1.3 (Since 30% rise) = 1.04I So, new savings = 1.2I 1.04I = 0.16I => 16% (So income decreased form 20% to 16%) % decrease = (20-16)/20 X 100 = 20%. It is equivalent to 1.25 decreased to 1. % decrease = (1.25-1)/1.25 X 100 = 20% 8. % change in area = 1.2 X 1.2 (since area = side X side) = 1.44 => 44%. It is equivalent to 1.25 decreased to 1. So 20% decrease. Valid Votes: A got 56% => B got 44% Difference = 12% = 48000 So, 100% = 400000. These are valid votes. But valid votes are only 80% of total votes. So, 80% of total votes = 400000 => total votes = 500000

Check SBI Bank Clerk Numerical Ability Examination Question Paper and get assure d Clerical Job at SBI Bank (State Bank of India) branches in West Bengal. Exam Paper of SBI Bank Clerk Numerical Ability Examination, 2008 1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hou r, how many minutes will the clock gain by 9 p.m.? (a) 30 minutes (b) 25 minutes (c) 28 minutes (d) 34 minutes 2. Find the right number, from the given options, at the place marked by the que stion mark: 2, 4, 8, 32, 256, ? (a) 4096 (b) 8192 (c) 512 (d) 1024 3. Find the number missing at question mark:10, 11, 23, 39, 64, ?, 149 (a) 100 (b) 103 (c) 78 (d) 128

4. A super fast bus of KSRTC starting from

Trivandrum and reaches Attingal i

n 45 minutes with an average speed of 40 km/hr. If the speed is increased by 10 km/hr how much time it will take to cover the same distance? (a) 34 minutes (b) 36 minutes (c) 38 minutes (d) 40 minutes 5. The difference between 6 times and 8 times of a figure is 14. What is the fig ure? (a) 12 (b) 9 (c) 7 (d) 6 6. If 92y = 36 what is 9y? (a) 4 (b) 6 (c) 9 (d) 18 7. One fourth percent of 180 is: (a) 4.5 (b) 0.45 (c) 0.045 (d) 45 8. A candidate appearing for an examination has to secure 40% marks to pass pape r I. But he secured only 40 marks and failed by 20 marks. What is the maximum ma rk for paper I? (a) 100 (b) 200 (c) 180 (d) 150 9. Find the missing number 32, 52, 74, 112, 135 ............... (a) 16 (b) 15 (c) 17 (d) 14 10. If 250 is increased to 300, what is the percentage increase? (a) 16.67 (b) 20 (c) 23 (d) 17 11. The ratio of 9 seconds to 10 hours is ............. (a) 1:40 (b) 1:4000 (c) 9:10 (d) 1:400 12. A person lost 10% when he sold goods at Rs.153. For how much should he sell them to gain 20%? (a) 204 (b) 250 (c) 240 (d) 210 13. What will be xy if 7862xy is to be divisible by 125? (a) 25 (b) 00 (c) 75 (d) 50 14. A train of 100 meters long is running at the speed of 36 km per hour. In wha t time it passes a bridge of 80 meters long? (a) 30 seconds (b) 36 seconds (c) 20 seconds (d) 18 seconds 15. If two-third of a bucket is filled in one minute then the time taken to fill the bucket completely will be ....... (a) 90 seconds (b) 70 seconds (c) 60 seconds (d) 100 seconds 16. If a quarter kilogram costs Rs. 60 then how much will cost for 150 grams? (a) Rs. 30 (b) Rs. 24 (c) Rs. 36 (d) Rs. 40 17. If 3 men or 6 boys can do a piece of work in 20 days then how many days with 6 men and 8 boys take to do the same work? (a) 5 (b) 8 (c) 10 (d) 6 18. Find the sum of first 100 natural numbers (a) 5050 (b) 5005 (c) 9900 (d) 9050 19. Two poles of height 6 meters and 11 meters stand on a plane ground. If the d istance between their feet is 12 meters then find the difference in the distance between their tops: (a) 12m (b) 5m (c) 13m (d) 11m 20. How many balls of radius 4 cm can be made from a solid sphere of lead of rad ius 8 cm?

(a) 4 (b) 8 (c) 16 (d) 2 21. The solution to x2 +6x+9 = 0 is ........ (a) x1 = + 3, x2 = -3 (b) x1 = 3, x2 = 3 (c) x1 = -3, x2 = -3 (d) No solution 22. What is the chance of getting a 2 or 4 in rolling a die? (a) 2/3 (b) 1/6 (c) 1/3 (d) 1/2 23. At what rate of simple interest per annum an amount will be doubled in 10 ye ars? (a) 10% (b) 7.5% (c) 16% (d) 15% 24. Five times an unknown number is 5 less than 50. The unknown number (a) 10 (b) 11 (c) 9 (d) 5 25. The acute angle between the hour hand and minute hand of a clock at 4 PM (a) 900 (b) 1200 (c) 1500 (d) 2400 26. Water is filled in a cylindrical vessel in such a way that its volume double s after every five minutes. If it takes 30 minutes for the vessel to be full, th en the vessel will be one fourth full in (a) 20 minute (b) 25 minutes (c) 7 minutes 30 seconds (d) 10 minutes 27. If 10 cats can kill 10 rats in 10 minutes how long will it take 100 cats to kill 100 rats (a) 1 minutes (b) 10 minute (c) 100 minutes (d) 10000 minutes 28. If 75 % of a number is added to 75, the result is the number itself, then th e number is: (a) 250 (b) 750 (c) 400 (d) 300 29. A school has enough food for 400 children for 12 days. How long will the foo d last if 80 more children join them? (a) 6 days (b) 7 days (c) 10 days (d) 8 days 30. The sum of two consecutive numbers is 55, which is the largest number? (a) 25 (b) 28 (c) 26 (d) 27 31. When a shop keeper sold 2/3 of an item, he got the cost price of the whole l ot. What is the percentage of his profit? (a) 33 1/8 % (b) 66 2/3 % (c) 25 % (d) 50 % 32. The perimeter of a rectangular field is 480 meters and the ratio between the length and breadth is 5:3. The area of the field is: (a) 7,200m2 (b) 15,000m2 (c) 54,000m2 (d) 13,500m2 33. If you add 100 to a certain number, the result will be more than, if you mul tiply that number by 1000 what is that number? (a) 1.5 (b) 1.0 (c) 2.5 (d) 2.0 34. A student has to secure 40 % marks to pass. He gets 150 marks and fails by 3 0 marks. What is the maximum marks? (a) 400 (b) 500 (c) 475 (d) 450 35. (a) (b) (c) The circumcentre of an obtuse triangle will always be in the Interior of the triangle Midpoint of the diameter Exterior of the triangle

(d) Midpoint of the side of the triangle 36. What is the degree measure of a semicircle? (a) 360 (b) 90 (c) 270 (d) 180 37. Which among the following is the point of intersection of the medians of a t riangle? (a) Circumcentre (b) Centroid (c) Orthocenter (d) Incentre 38. The height of a cone and its base diameter are equal. If the base radius is r what is its slant height? (a) 3r (b) 4r (c) v5r (d) v3r 39. The radii of two spheres are in the ratio 2:3. What is the ratio of their su rface areas? (a) 4:9 (b) 2:3 (c) 8:27 (d) 4:6 40. What is the common ratio of the progression 3v2, 6, 6v2 ? (a) 3 (b) 2 (c) v2 (d) v3 41. In class of 100 students 50 students passed in Mathematics and 70 passed in English, 5 students failed in both Mathematics and English. How many students pa ssed in both the subjects? (a) 25 (b) 30 (c) 50 (d) 45 42. Speed of a boat in still water is 9 km/hr. It goes 12 km down stream and com es back to the starting point in three hours.What is the speed of water in the s tream? (a) 3 km/hr (b) 4 km/hr (c) 4.5 km/hr (d) 5 km/hr 43. A student was asked to add 16 and subtract 10 from a number.He by mistake ad ded 10 and subtracted 16. If his answer is 14 what is the correct answer? (a) 20 (b) 26 (c) 30 (d) 32 44. Find the area of a right angled triangle whose hypotenuse is 10 cm and base 8 cm. (a) 48 sq.cm (b) 34 sq.cm (c) 24 sq.cm (d) 42 sq.cm 45. Find the next term of the series: 3, 6, 9, 18, 27, 54, ...... (a) 81 (b) 69 (c) 63 (d) 57 46. A number consists of 20 plus 20% of its value. The number is: (a) 20 (b) 22 (c) 25 (d) 30 47. 20% of 5 + 5% of 20 = (a) 5 (b) 2 (c) 6 (d) 21 48. The angle between the minute hand and the hour hand of a clock, when the tim e is 8.30 (a) 800 (b) 600 (c) 1050 (d) 750 49. Rs. 1581 is divided among A, B and C in the ratio 10 : 15 : 6. What is the s hare of B? (a) 306 (b) 765 (c) 700 (d) 510 50. The sum of four consecutive counting numbers is 154. Find the smallest numbe r: (a) 36 (b) 37 (c) 38 (d) 31

Answers of SBI Bank Clerk Numerical Ability Examination Paper, 2008 1> A. 11> B. 21> C. 31> D. 41> A 2> B. 12> A. 22> B. 32> D. 42> A 3> A. 13> D. 23> A. 33> B. 43> B 4> B. 14> D. 24> C. 34> D. 44> C 5> C. 15> A. 25> B. 35> C. 45> A 6> B. 16> C. 26> A. 36> D. 46> C 7> C. 17> D. 27> B. 37> B. 47> B 8> D. 18> A. 28> D. 38> C. 48> D 9> C. 19> C. 29> C. 39> C. 49> B 10> B. 20> B. 30> B. 40> C. 50> B

------------time and work 3. A is thrice as good a workman as B, then: Ratio of work done by A and B = 3 : 1. Ratio of times taken by A and B to finish a work = 1 : 3. ----pipes 1. Inlet: A pipe connected with a tank or a cistern or a reservoir, that fills i t, is known as an inlet. Outlet: A pipe connected with a tank or a cistern or a reservoir, emptying it, i s known as an outlet. 2. (i) If a pipe can fill a tank in x hours, then : part filled in 1 hour = 1/x (ii) If a pipe can empty a full tank in y hours, then : part emptied in 1 hour = 1/y (iii) If a pipe can .fill a tank in x hours and another pipe can empty the full tank in y hours (where y> x), then on opening both the pipes, the net part fille d in 1 hour = (1/x)-(1/y) (iv) If a pipe can fill a tank in x hours and another pipe can empty the full ta nk in y hours (where x > y), then on opening both the pipes, the net part emptie d in 1 hour = (1/y)-(1/x) -----------boats 1.In water ,the direction along the stream is called downstream and ,the directi on against the stream is called upstream. 2.If the speed of a boat in still water is u km/hr and the speed of the stream i s v km/hr,then: speed downstream=(u+v)km/hr. speed upstream=(u-v)km/hr. 3.If the speed downstream is a km/hr and the speed upstream is b km/hr,then : speed in still water=1/2(a+b)km/hr rate of stream=1/2(a-b)km/hr --------permuntations

Factorial Notation: Let n be a positive integer. Then, factorial n, denoted by n ! is defined as: n! = n(n-1)(n-2)........3.2.1. Examples: (i) 5! = (5x 4 x 3 x 2 x 1) = 120; (ii) 4! = (4x3x2x1) = 24 etc. We define, 0! = 1. Permutations: The different arrangements of a given number of things by taking s ome or all at a time, are called permutations. Ex. 1.All permutations (or arrangements) made with the letters a, b, c by taking two at a time are: (ab, ba, ac, bc, cb). Ex. 2.All permutations made with the letters a,b,c, taking all at a time are: (abc, acb, bca, cab, cba). Number of Permutations: Number of all permutations of n things, taken r at a tim e, given by: nPr = n(n-1)(n-2).....(n-r+1) = n!/(n-r)! Examples: (i) 6p2 = (6x5) = 30. (ii) 7p3 = (7x6x5) = 210. Cor. Number of all permutations of n things, taken all at a time = n! An Important Result: If there are n objects of which p1 are alike of one kind; p 2 are alike of another kind; p3 are alike of third kind and so on and pr are alike of rth kind, such that (p1+p2+.......pr) = n. Then, number of permutations of these n objects is: n! / (p1!).p2!)......(pr!) Combinations: Each of the different groups or selections which can be formed by taking some or all of a number of objects, is called a combination. Ex. 1. Suppose we want to select two out of three boys A, B, C. Then, possible s elections are AB, BC and CA. Note that AB and BA represent the same selection. Ex. 2. All the combinations formed by a, b, c, taking two at a time are ab, bc, ca. Ex. 3. The only combination that can be formed of three letters a, b, c taken al l at a time is abc. Ex. 4. Various groups of 2 out of four presons A, B, C, D are: AB, AC, AD, BC, BD, CD. Ex. 5. Note that ab and ba are two different permutations but they represent the same combination. Number of Combinations: The number of all combination of n things, taken r at a time is: nCr = n! / (r!)(n-r)! = n(n-1)(n-2).....to r factors / r! Note that:nCr = 1 and nC0 = 1.

An Important Result: nCr =nC(n-r) Example: (i) (11C4 = (11x10x9x8)/(4x3x2x1) = 330. (ii)16C13 = 16c(16-13) = 16x15x14/3! = 16x15x14/3x2x1 = 560. -------probability 1.Experiment :An operation which can produce some well-defined outcome is called an experiment 2.Random experiment: An experiment in which all possible outcome are known and t he exact out put cannot be predicted in advance is called an random experiment Eg of performing random experiment: (i)rolling an unbiased dice (ii)tossing a fair coin (iii)drawing a card from a pack of well shuffled card (iv)picking up a ball of certain color from a bag containing ball of different c olors Details: (i)when we throw a coin. Then either a head(h) or a tail (t) appears. (ii)a dice is a solid cube, having 6 faces ,marked 1,2,3,4,5,6 respectively when we throw a die , the outcome is the number that appear on its top face . (iii)a pack of cards has 52 cards it has 13 cards of each suit ,namely spades, c lubs ,hearts and diamonds Cards of spades and clubs are black cards Cards of hearts and diamonds are red cards There are 4 honors of each suit These are aces ,king ,queen and jack These are called face cards 3.Sample space :When we perform an experiment ,then the set S of all possible ou tcome is called the sample space eg of sample space: (i)in tossing a coin ,s={h,t} (ii)if two coin are tossed ,then s={hh,tt,ht,th}. (iii)in rolling a die we have,s={1,2,3,4,5,6}. 4.event:Any subset of a sample space. 5.Probability of occurrence of an event. let S be the sample space and E be the event . then,ES. P(E)=n(E)/n(S). 6.Results on Probability: (i)P(S) = 1 (ii)0P(E)1 (iii)P()=0 (iv)For any event a and b, we have: P(ab)=P(a)+P(b)-P(ab) (v)If A denotes (not-a),then P(A)=1-P(A).