Websites for Student Aid & Default Prevention

Loan Counseling
Ensuring Student Loan Repayment – http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html
Repaying Your Student Loans –
http://www.studentaid.ed.gov/students/publications/repaying_loans/index.html
FSA Assessments – http://www.ifap.ed.gov/IFAPWebApp/qualityassurance/SFAAssessment.jsp
IFAP Loan Counseling – 2005-06 FSA Handbook, School Eligibility & Operations, pages 2-98 through 2-106
Students – http://www.studentaid.ed.gov
Get you Personal Identification Number – http://www.pin.ed.gov
Federal Direct Loans:
Borrower – http://www.dl.ed.gov or http://www.dlssonline.com/index.asp
School - http://www.dl.ed.gov/schools
Direct Loan Home Page – http://www.ed.gov/offices/OSFAP/DirectLoan/index.html
Mapping Your Future – http://www.mapping-your-future.org
Credit Card Management:
Public Research groups – http://www.truthaboutcredit.org
Credit card management – http://www.nelliemae.com/index.asp
Counseling for student borrowers:
Student Loan Funding – counselor hotline – http://www.studentloanfunding.com
Contacting Lenders:
The National Student Loan Clearinghouse - http://www.studentclearinghouse.org
Perkins Loan Cancellation for Teachers –
http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelperk.jsp?tab=repaying
Stafford Loan Cancellation for Teachers –
http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying
Ombudsman Office – http://www.ombudsman.ed.gov
AmeriCorps Check Out The Benefits – http://www.americorps.org

Calculators
Financial Aid Calculators – http://www.finaid.org/calculators/
Loan Payment Calculator – http://www.finaid.org/calculators/loanpayments.phtml
Tally credit card debt and figures monthly payment using a calculator - www.bankrate.com &
www.bankrate.com/brm/news/checkup/backtoschool.asp?prodtype=cheap
Planning for College SallieMae – http://www.wiredscholar.com
Foreign Exchange Currency Converter – http://www.oanda.com/convert/classic

Applying for Student Aid

FAFSA on the Web – http://www.fafsa.ed.gov and http://www.studentaid.ed.gov
Get your Personal Identification Number – http://www.pin.ed.gov
The Student Guide – http://www.studentaid.ed.gov/students/publications/student_guide/index.html
What Are My VA Benefits – U.S. Dept. of Veterans – http://www.va.gov/
Avoiding Scams – http://www.ftc.gov/bcp/conline/edcams/scholarship/index.html
NSLDS Student Access – National Student Loan Data System – http://www.nslds.ed.gov

Scholarships/Foundations
911 Scholarship Alliance – http://www.scholarships911.org
Fulbright Program, Educational & Cultural Affairs, US – http://exchanges.state.gov/education/fulbright/
Grantsnet – http://www.grantsnet.org
Our mission is to ensure equal access to education and to promote educational excellence throughout the nation.
 FastWeb – Free Scholarship Search – http://www.fastweb.com or http://www.fastweb.monster.com

Cohort Default Rates

Cohort Default Rates - http://www.ed.gov/offices/OSFAP/defaultmanagement/cdr.html
Cohort Default Rate Guide - http://www.ifap.ed.gov/drmaterials/finalcdrg.html
Change Pages to CDR Guide – http://www.ifap.ed.gov/drmaterials/changelog.html
NSLDS School Repayment Information Loan Detail Report (aka national cohort default rates) –
http://www.nsldsfap.ed.gov (report tab) or https://www.nsldsfap.ed.gov/secure/logon.asp (report tab)

Primary Tools for Data Accuracy of FFEL and DL Program borrower data
NSLDS Enrollment Reporting Guide (formerly SSCR User’s Guide) available at
http://www.ifap.ed.gov/nsldsmaterials/010904NSLDSEnrollRepGuide.html
NSLDS Date Entered Repayment Report – http://www.nsldsfap.ed.gov (report tab) or
https://www.nsldsfap.ed.gov/secure/logon.asp (report tab)

Primary Tools for Schools for Default Prevention

FSA Assessments under Tools for Schools –
http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html (default
prevention)
Ensuring Student Loan Repayment (best practices) --
http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html
2005-06 FSA Handbook -- School Eligibility & Operations, pages 2-98 through 2-106
Sample of Default Management Plan (DCL ID:GEN-05-14)
http://www.ifap.ed.gov/dpcletters/attachments/GEN0514Attach.pdf
NSLDS Date Entered Repayment Report, NSLDS School Repayment Information Loan Detail Report,
Borrower Default Summary Report, & Exit Counseling Report – http://www.nsldsfap.ed.gov
(report tab) or https://www.nsldsfap.ed.gov/secure/logon.asp
DL Program Delinquency Reports – http://www.dl.ed.gov/schools
Late Stage Delinquency Assistance Report*

* Late Stage Delinquency Assistance (LSDA) Report: This report, for Direct Loan schools, is available at the Direct Loan Servicing/Schools
website, which is accessed via the COD website. Here are the necessary links:
First, log into the COD website: http://www.cod.ed.gov
Second, go to the bottom of the Welcome page and click on “Links”. The first link on the list is for the Direct Loan Servicer/Schools website:
https://schools.dlssonline.com/main.asp
Third, once you are at the Servicer/Schools website, click on “School Reports”, and choose “Delinquency Reports” from the list. The LSDA Report
will appear as one of four choices available to you. To create the report, simply click on the LSDA Report icon, highlight your school in the dialogue
box, and click on “Execute” at the bottom of the page. This will create a list of your “Late Stage” borrowers.
Fourth, if you have questions, contact DL School Services at 1-888-877-7658. They can provide immediate assistance in creating or downloading
this report, explain its purpose, and even send you a User Guide, via email, which explains the LSDA process for Direct Loan schools.
For FFEL Schools, see Default Prevention Strategies at http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html

General Connections/Publications
IFAP (Information for Financial aid Professionals) Library with publications, training, tools, references,
laws, etc. – http://www.ifap.ed.gov
IFAP Search Page – http://www.ifap.ed.gov/kserver/index.html
The Office of Federal Student Aid – http://www.ed.gov/about/offices/list/fsa/index.html
PEPS (Postsecondary Education Participants) – http://www.ed.gov/offices/OSFAP/PEPS/
The Student Guide – http://www.studentaid.ed.gov
NSLDS – http://www.nsldsfap.ed.gov or http://www.nsldsfap.ed.gov/secure/logon.asp
CFR – The Federal Register – http://www.gpoaccess.gov/fr/index.html