Loan Amount

Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
Totals

100,000.00
12
10.00%
Yes
EMI Amount
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
8,718.93
104,627.17

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
8,718.93
7,958.26
8,024.57
8,091.45
8,158.87
8,226.86
8,295.42
8,364.55
8,434.26
8,504.54
8,575.41
8,646.87
100,000.00

Equivalent simple interest rate

Interest
0.00
760.68
694.36
627.49
560.06
492.07
423.51
354.38
284.68
214.39
143.52
72.06
4,627.17
4.63 %

Outstanding Principal
91,281.07
83,322.81
75,298.24
67,206.79
59,047.92
50,821.05
42,525.63
34,161.08
25,726.83
17,222.29
8,646.87
(0.00)

if EMIs are paid in arrears

Loan Amount
Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
Totals

200,000.00
24
10.00%
Yes
EMI Amount
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
9,152.71
219,665.10

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
9,152.71
7,562.32
7,625.34
7,688.88
7,752.96
7,817.56
7,882.71
7,948.40
8,014.64
8,081.43
8,148.77
8,216.68
8,285.15
8,354.19
8,423.81
8,494.01
8,564.79
8,636.17
8,708.13
8,780.70
8,853.87
8,927.66
9,002.05
9,077.07
200,000.00

Equivalent simple interest rate

Interest
0.00
1,590.39
1,527.37
1,463.83
1,399.76
1,335.15
1,270.00
1,204.31
1,138.08
1,071.29
1,003.94
936.04
867.56
798.52
728.90
658.70
587.92
516.55
444.58
372.01
298.84
225.06
150.66
75.64
19,665.10
4.92 %

Outstanding Principal
190,847.29
183,284.97
175,659.63
167,970.75
160,217.79
152,400.23
144,517.52
136,569.12
128,554.48
120,473.05
112,324.28
104,107.61
95,822.46
87,468.27
79,044.46
70,550.45
61,985.65
53,349.49
44,641.36
35,860.65
27,006.78
18,079.12
9,077.07
(0.00)

if EMIs are paid in arrears

Loan Amount
Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
Totals

300,000.00
36
10.00%
Yes
EMI Amount
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
9,600.15
345,605.58

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
9,600.15
7,180.16
7,239.99
7,300.32
7,361.16
7,422.50
7,484.36
7,546.73
7,609.62
7,673.03
7,736.97
7,801.45
7,866.46
7,932.01
7,998.11
8,064.76
8,131.97
8,199.74
8,268.07
8,336.97
8,406.44
8,476.50
8,547.13
8,618.36
8,690.18
8,762.60
8,835.62
8,909.25
8,983.49
9,058.36
9,133.84
9,209.96
9,286.71
9,364.10
9,442.13
9,520.81
300,000.00

Interest
0.00
2,420.00
2,360.16
2,299.83
2,238.99
2,177.65
2,115.80
2,053.43
1,990.54
1,927.13
1,863.18
1,798.71
1,733.70
1,668.14
1,602.04
1,535.39
1,468.19
1,400.42
1,332.09
1,263.19
1,193.71
1,123.66
1,053.02
981.80
909.98
837.56
764.54
690.91
616.66
541.80
466.31
390.20
313.45
236.06
158.02
79.34
45,605.58

Outstanding Principal
290,399.85
283,219.69
275,979.70
268,679.37
261,318.21
253,895.71
246,411.35
238,864.63
231,255.01
223,581.98
215,845.01
208,043.56
200,177.10
192,245.09
184,246.98
176,182.22
168,050.25
159,850.51
151,582.44
143,245.47
134,839.03
126,362.54
117,815.40
109,197.04
100,506.86
91,744.27
82,908.65
73,999.40
65,015.90
55,957.55
46,823.71
37,613.75
28,327.04
18,962.95
9,520.81
0.00

Equivalent simple interest rate

5.07 %

if EMIs are paid in arrears

Loan Amount
Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

400,000.00
48
10.00%
Yes
EMI Amount
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
10,061.19
6,811.70
6,868.46
6,925.70
6,983.42
7,041.61
7,100.29
7,159.46
7,219.12
7,279.28
7,339.94
7,401.11
7,462.78
7,524.97
7,587.68
7,650.91
7,714.67
7,778.96
7,843.78
7,909.15
7,975.06
8,041.52
8,108.53
8,176.10
8,244.24
8,312.94
8,382.21
8,452.06
8,522.50
8,593.52
8,665.13
8,737.34
8,810.15
8,883.57
8,957.60
9,032.25
9,107.51
9,183.41
9,259.94

Interest
0.00
3,249.49
3,192.73
3,135.49
3,077.77
3,019.58
2,960.90
2,901.73
2,842.07
2,781.91
2,721.25
2,660.08
2,598.41
2,536.22
2,473.51
2,410.28
2,346.52
2,282.23
2,217.41
2,152.04
2,086.13
2,019.67
1,952.66
1,885.09
1,816.95
1,748.25
1,678.98
1,609.13
1,538.69
1,467.67
1,396.06
1,323.85
1,251.04
1,177.62
1,103.59
1,028.94
953.68
877.78
801.25

Outstanding Principal
389,938.81
383,127.11
376,258.65
369,332.94
362,349.53
355,307.92
348,207.63
341,048.17
333,829.05
326,549.76
319,209.82
311,808.71
304,345.93
296,820.96
289,233.27
281,582.36
273,867.69
266,088.73
258,244.95
250,335.80
242,360.74
234,319.22
226,210.69
218,034.59
209,790.36
201,477.42
193,095.21
184,643.14
176,120.65
167,527.13
158,862.00
150,124.66
141,314.51
132,430.94
123,473.34
114,441.09
105,333.58
96,150.17
86,890.23

40
41
42
43
44
45
46
47
48
Totals

10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19
10,061.19

9,337.10
9,414.91
9,493.37
9,572.48
9,652.25
9,732.69
9,813.80
9,895.58
9,978.04

724.09
646.28
567.82
488.71
408.94
328.50
247.40
165.61
83.15

482,937.13

400,000.00

82,937.13

Equivalent simple interest rate

5.18 %

77,553.12
68,138.21
58,644.84
49,072.35
39,420.10
29,687.41
19,873.62
9,978.04
(0.00)

if EMIs are paid in arrears

Loan Amount
Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

500,000.00
60
10.00%
Yes
EMI Amount
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
10,535.72
6,456.86
6,510.66
6,564.92
6,619.63
6,674.79
6,730.41
6,786.50
6,843.05
6,900.08
6,957.58
7,015.56
7,074.02
7,132.97
7,192.41
7,252.35
7,312.79
7,373.73
7,435.17
7,497.13
7,559.61
7,622.61
7,686.13
7,750.18
7,814.77
7,879.89
7,945.55
8,011.77
8,078.53
8,145.85
8,213.73
8,282.18
8,351.20
8,420.79
8,490.97
8,561.73
8,633.07
8,705.02
8,777.56

Interest
0.00
4,078.87
4,025.06
3,970.81
3,916.10
3,860.94
3,805.31
3,749.23
3,692.67
3,635.65
3,578.14
3,520.16
3,461.70
3,402.75
3,343.31
3,283.37
3,222.94
3,162.00
3,100.55
3,038.59
2,976.11
2,913.12
2,849.60
2,785.54
2,720.96
2,655.84
2,590.17
2,523.96
2,457.19
2,389.87
2,321.99
2,253.54
2,184.52
2,114.93
2,044.76
1,974.00
1,902.65
1,830.71
1,758.17

Outstanding Principal
489,464.28
483,007.42
476,496.76
469,931.84
463,312.21
456,637.42
449,907.01
443,120.51
436,277.46
429,377.38
422,419.80
415,404.24
408,330.22
401,197.24
394,004.83
386,752.48
379,439.69
372,065.96
364,630.79
357,133.65
349,574.04
341,951.43
334,265.31
326,515.12
318,700.36
310,820.47
302,874.92
294,863.15
286,784.62
278,638.77
270,425.03
262,142.85
253,791.65
245,370.85
236,879.89
228,318.16
219,685.09
210,980.07
202,202.51

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Totals

10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
10,535.72
632,143.48

8,850.70
8,924.46
8,998.83
9,073.82
9,149.44
9,225.68
9,302.56
9,380.08
9,458.25
9,537.07
9,616.54
9,696.68
9,777.49
9,858.97
9,941.13
10,023.97
10,107.50
10,191.73
10,276.66
10,362.30
10,448.65

1,685.02
1,611.27
1,536.89
1,461.90
1,386.29
1,310.04
1,233.16
1,155.64
1,077.47
998.66
919.18
839.04
758.24
676.76
594.60
511.76
428.22
343.99
259.06
173.42
87.07

500,000.00 132,143.48

Equivalent simple interest rate

5.29 %

193,351.81
184,427.35
175,428.52
166,354.70
157,205.26
147,979.58
138,677.02
129,296.94
119,838.69
110,301.62
100,685.08
90,988.39
81,210.91
71,351.94
61,410.81
51,386.84
41,279.34
31,087.61
20,810.95
10,448.65
(0.00)

if EMIs are paid in arrears

Loan Amount
Loan Duration
Interest Rate
Advance EMI
EMI No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

600,000.00
72
10.00%
Yes
EMI Amount
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64

rupees
months
monthly reducing balance; fixed for tenure
Enter Yes if one EMI is paid in advance; Change to No if EMIs are paid in arrears
Principal
11,023.64
6,115.50
6,166.47
6,217.85
6,269.67
6,321.92
6,374.60
6,427.72
6,481.28
6,535.29
6,589.76
6,644.67
6,700.04
6,755.88
6,812.17
6,868.94
6,926.18
6,983.90
7,042.10
7,100.79
7,159.96
7,219.63
7,279.79
7,340.45
7,401.62
7,463.30
7,525.50
7,588.21
7,651.45
7,715.21
7,779.50
7,844.33
7,909.70
7,975.61
8,042.08
8,109.09
8,176.67
8,244.81
8,313.52

Interest
0.00
4,908.14
4,857.17
4,805.79
4,753.97
4,701.72
4,649.04
4,595.92
4,542.36
4,488.34
4,433.88
4,378.97
4,323.60
4,267.76
4,211.46
4,154.70
4,097.46
4,039.74
3,981.54
3,922.85
3,863.68
3,804.01
3,743.85
3,683.19
3,622.02
3,560.33
3,498.14
3,435.43
3,372.19
3,308.43
3,244.14
3,179.31
3,113.94
3,048.02
2,981.56
2,914.54
2,846.97
2,778.83
2,710.12

Outstanding Principal
588,976.36
582,860.86
576,694.39
570,476.54
564,206.87
557,884.96
551,510.36
545,082.64
538,601.36
532,066.06
525,476.31
518,831.64
512,131.60
505,375.72
498,563.55
491,694.60
484,768.42
477,784.52
470,742.42
463,641.63
456,481.67
449,262.05
441,982.26
434,641.80
427,240.18
419,776.88
412,251.38
404,663.17
397,011.72
389,296.51
381,517.01
373,672.68
365,762.98
357,787.37
349,745.29
341,636.19
333,459.52
325,214.71
316,901.20

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
Totals

11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
11,023.64
793,702.01

8,382.80
8,452.65
8,523.09
8,594.12
8,665.73
8,737.95
8,810.77
8,884.19
8,958.22
9,032.88
9,108.15
9,184.05
9,260.58
9,337.76
9,415.57
9,494.03
9,573.15
9,652.93
9,733.37
9,814.48
9,896.27
9,978.74
10,061.89
10,145.74
10,230.29
10,315.54
10,401.50
10,488.18
10,575.58
10,663.71
10,752.58
10,842.18
10,932.53

2,640.84
2,570.99
2,500.55
2,429.52
2,357.90
2,285.69
2,212.87
2,139.45
2,065.42
1,990.76
1,915.49
1,839.59
1,763.06
1,685.88
1,608.07
1,529.61
1,450.49
1,370.71
1,290.27
1,209.16
1,127.37
1,044.90
961.75
877.90
793.35
708.10
622.14
535.46
448.05
359.93
271.06
181.46
91.10

600,000.00 193,702.01

Equivalent simple interest rate

5.38 %

308,518.40
300,065.75
291,542.66
282,948.54
274,282.81
265,544.86
256,734.09
247,849.90
238,891.68
229,858.81
220,750.66
211,566.61
202,306.02
192,968.27
183,552.70
174,058.66
164,485.51
154,832.59
145,099.22
135,284.74
125,388.47
115,409.74
105,347.85
95,202.11
84,971.82
74,656.28
64,254.78
53,766.59
43,191.01
32,527.30
21,774.72
10,932.53
0.00

if EMIs are paid in arrears

35000