GOOD TIMES

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January 2013

OHIO MADE SNACKS

TRIVIA CROSSWORD FUN FINANCIAL ADVICE AND MUCH MORE

Get ready for the Super Bowl with

BOOMER MEMORIES

Contents
4..... IN THE SAME BOAT Fighting the shopposition 5 .....CROSSWORD FUN Theme: Winter Fun 8 .....WHERES THE BEEF? Super Bowl commercial trivia 9 .....I DIDNT KNOW THAT Why we say the things we say

Birthday Trivia
1. I was born in Florida on January 14, 1941. I have starred in movies such as Network, Chinatown and played Bonnie in Bonnie and Clyde. Who am I? 2. I was born January 22, 1959 in Missouri. I am an actress who was a child model from the age of six and won a Gloden Globe for Best Supporting Actress in my most prominent role as the possessed child in The Exoricist. Who am I? 3. I was born January 27, 1948 in Russia. I am a star ballet dancer. I starred in many Hollywood movies such as White Nights and The Turning Point Who am I? 4. I was born on January 19, 1958 in California. I was a Christmas and landscape artist known as The Painter of Light. Who am I? 5. I was born on January 20, 1930 in New Jersey. I was the second human being to ever walk on the moon and was the pilot on Apollo 11. Who am I?
6. I was born on January 10, 1949 in Texas. I am a two-time heavyweight boxing champion. I have 10 children and five of my sons are named after me. Who am I?

3..... THOSE WERE THE DAYS Despised producer creates TV Idol

GOOD TIMES
Vol. 7 No. 4 Don Hemple, Publisher Nancy Spencer, Editor A monthly publication for Allen, Auglaize, Putnam, Logan, Mercer and Van Wert Counties. For editorial information: Nancy Spencer: 1-800-589-6950 Ext. 134 Email - nspencer@delphosherald.com For advertising information: 1-800-589-6950 Marilyn Hoffman Ext. 131 Stacy Prine Ext. 129

6 .....SUPER BOWL PARTY TIME Celebrate with Ohio produced snacks!

A DELPHOS HERALD PUBLICATION 405 N. Main St., Delphos, Ohio 45833

10...FIVE FINANCIAL RESOLUTIONS FOR YOU IN THE NEW YEAR! 11...CALENDAR OF EVENTS

1. Faye Dunaway 2. Linda Blair 3. Mikhail Baryshnikov

Birthday trivia answers

4. Thomas Kincaid 5. Edwin Buzz Aldrin 6. George Foreman

You Know You Are A Boomer If...

You rode in the back of the station wagon and you faced the cars behind you.

Schoolhouse Rock played a HUGE part in how you actually learned the English language. A predominant color in your childhood photos is plaid.
2 GOOD TIMES January 2013

You had a rotary dial telephone. You werent considered fashionable if you didnt own a pair of black & white saddle shoes or a pair of stride rites.

Despised producer creates TV idol

By Paul Niemann George Washington Trendle was born on the Fourth of July in 1884. You probably dont recognize his name, but youve seen his most important contribution to society. He was a writer and producer who brought us one of the Wests most popular characters. George is not the lone producer to be featured in this column; a few years ago we introduced you to Ian Fleming, who created the James Bond character. No one would ever accuse George of having a heart of gold or even a heart of silver; in fact, he was a ruthless business owner. He created a show around his character in order for his WXYZ radio station to compete with the other stations in the Detroit area. His show began in 1933 during the golden age of radio, in the thrilling days of yesteryear. George was known for his refusal to pay his employees a fair salary. Despite large royalties flowing in from sales of the radio shows spin-off products, including a weekly TV show, books, movies and merchandise, the writers and actors never received a dime of any royalty money. In fact, George Trendle was such a skinflint that he hired many of his employees for no wages, promising them that they would someday get paid when things got better. Even the writer who created the character, Fran Striker, was refused any royalties and had to scrape by on the meager salary that George paid him. In a move that would make Scrooge jealous, George fired 26 of his employees on Christmas Day in 1936. Why would his employees tolerate all of Georges mistreatment? Because it was during the Great Depression, when people would take and hold onto any job they could find. So what character did George Trendle produce? Now that you know the background of the owner, lets Scout out the facts so we can unmask this mystery. The radio show was adapted for TV in 1949 and the series ran until 1957. It was made into a movie in 1981. The main characters name was John Reid, but thats not much of a hint because his name was never revealed in the show, just like the fact that no one ever called Gilligan by his first name. Or MacGyver, for that matter. In fact, none of the other characters on the show even knew John Reids name. His brother, along with four other law enforcement colleagues, were shot and killed by the evil Cavendish gang. John Reid was the only one to survive. He was found by an Indian friend and nursed back to health in a nearby cave (there always seems to be a cave nearby in these Western shows when you need one). His friend became one of the stars of the show, along with their horses. John Reid was The Lone Ranger. Now that you know the mystery behind George Trendles idol, the answer could be found in the clues given above: The lone producer, a heart of Silver (Silver was the name of his horse), the thrilling days of yesteryear, lets Scout out the facts (Scout was the name of Tontos horse), and so we can unmask this mystery. The Lone Ranger and his loyal friend Tonto recognized each other because the Lone Ranger saved Tontos life after his family was killed when Tonto was a boy. As the Lone Ranger was recovering from being shot, Tonto dug six graves in order to mislead the Cavendish gang into thinking that all six rangers had died. He wore a mask to hide his identity from the Cavendish gang, and he made his mask out of his deceased brothers vest. (As a side note about Trendles penny pinching - Trendle specified the music on his shows should be non-copyrighted classical so the music was royalty-free. This is the reason that the William Tell Overture was adopted as the Lone Ranger theme and The Flight of the Bumble Bee became the theme for the Green Hornet show ( another of Trendles creations). In case youre still trying to figure out what Gilligans first name was, it was Willie. And MacGyvers first name, which was revealed in a dream on the show, was Angus.
In 1936, The Green Hornet was added to the roster of WXYZ programs under George Trendl. The Green Hornet was a modern day masked crime fighter, named Britt Reid and was descended from the Lone Rangers nephew Dan Reid. He was assisted by his Japanese valet Kato,(changed to Filipino after Pearl Harbor), who used martial arts.

January 2013 GOOD TIMES 3

In the Same Boat

Fighting the Shopposition

I just returned from a shopping trip with my husband. Let me tell you, Id rather stick a thousand needles in my eye than go shopping, especially with my husband, and he would rather do the same. But the recent Christmas season, and our busy schedules (aka our proclivity to procrastinate) compelled us to grab our coupons and sales flyers, gas up the van, put our names on the churchs prayer list and take off together for the Great American Mall Adventure. Let it be known that I am not the stereotypical female shopper. I do not shop recreationally. When my girlfriends and I find ourselves at a mall, I usually end up in a nearby bookstore, reading (and possibly napping) in a corner chair with a stack of potential buys in my lap. While I do love a bargain, and I enjoy finding the perfect gift for someone, I am basically a random, drive-by shopper who puts very little planning into my efforts. Long forays in while he ran in to JCPenneys, grabbed the first thing he saw in the ladies department, threw it on the counter along with some cash and dashed back out to the car. Happy Birthday! he said, with a look of triumph on his face. It was a hideous plaid dress, three sizes too big. Knowing what a big step he had just taken, I couldnt be too upset. But I did return the dress. While we have both increased our shopping stamina somewhat over the years, the two of us on a shopping excursion remains a losing combination. Its bad enough on the rare occasion when we get groceries together (I admit: I only have him come along when Im tired and dont want to carry all those bags to and from my vehicle. I accept that my bill will be twice as big, the junk food twice as numerous and the trip twice as long). But put us in a mall together and its a battle of the brainsthe easily distracted kind. We went for DVDs, a pair of jeans, a set of towels and a

By Mary Beth Weisenburger stores make me go weak in the knees and cause my patience levels to drop to non-existent. Its too much stimuli for someone so scatterbrainedI just cant focus. My husband is even worse. When I first met him, he acted like the mall was the house of the devil and he often waited in the car while I went in to make a purchase. Once, on my birthday, he made me wait in the car

Some people, no matter how old they get, never lose their beauty they merely move it from their faces into their hearts. ~Martin Buxbaum

couple of books. Simple. He emerged an hour later with a remote control toy helicopter, a pair of high-end sunglasses and a box of CinnabonsTM. I followed shortly after, with fewer hairs on my head and ten books. For myself. We argued over each others purchases, WE APPRAISE then went SELL and orand / BUY / home ANTIQUES of dered gifts online. will all kinds and we We appraise or buy! come to your home todid manage to efficiently

team up and devour the Cinnabons. Im calling that progress.

Mary Beth Weisenburger believes whoever invented online shopping deserves a medal. See what else shes up to at inthesameboatwithmarybeth.wordpress.com.

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4 GOOD TIMES January 2013

Crossword Fun
THEME:

WINTER FUN

ACROSS 1. Mt. Everest, McKinley and such 6. Cleopatras cause of death 9. Crack in a lip 13. *Hot toddy, e.g. 14. Former Chinese communist leader 15. Glowed or beamed 16. Pronouncements 17. ___ to Joy 18. Bird of prey weapon 19. Hungarian composer Bela ______ 21. *Popular winter sculpture 23. Thus far 24. Greenish blue 25. Former refrigerant 28. *A snow____ is one for trekking on snow 30. Astronomers sighting 35. Miners bounty, pl. 37. One who ____ on the safe side 39. Start eating! 40. Heavens Gate, e.g. 41. 1:3, e.g. 43. Captured in fun 44. Well-_____ machine 46. Falls behind 47. Like tiny print 48. Like number 1 to hydrogen 50. Cuzco valley empire 52. Jack Kerouacs Paradise 53. Pottery oven 55. Everybody or everything 57. *_______ break 61. Done after a trip 64. Wombs 65. Gas station abbreviation 67. Florida Key, e.g.

69. Turf, as opposed to surf 70. Unagi 71. *Heard on sleigh ride? 72. Cab blower 73. *Snow falls from it 74. Irregularly notched DOWN 1. Sum it up 2. Where a baby goes 3. Maryland Institute College of Art 4. Diary note 5. *Used for gliding 6. In a frenzy 7. ___ but true 8. Literature in metrical form 9. Tobacco mouthful 10. River islet 11. Dwarf buffalo 12. In the Ivy League 15. Pitted peach, e.g. 20. Not the same one 22. Indian restaurant staple 24. Feeling no doubt 25. *Hot treat 26. *Ingredient in infamous cake 27. Played by Yo-Yo Ma 29. Kind of surgeon 31. Marty McFlys antagonist 32. Tangerine-grapefruit hybrid, pl. 33. Tarzans swing rope 34. *Snow impression 36. Kind of cell 38. *Capricorn or Aquarius, e.g. 42. Extinct Italic language 45. Tiny antelope 49. Result of Trumans

National Security Act of 1947 51. *Kind of skiing 54. Ancient Greeks harps 56. Lightsaber beam 57. Be quiet! 58. The Simpsons palindrome 59. Malicious look 60. Ayatollahs home 61. Pre-swan state? 62. Greek muse of history 63. Party casks 66. Expresses mild alarm or surprise 68. ___ End by The Doors Answer on page 9.

January 2013 GOOD TIMES 5

Super Bowl Party Time

For some reason, the Super Bowl is synonymous with eating and eating a lot! Dont forget that some people dont come to Super Bowl parties to watch football. Noooooo, they come for the food, and then the commercials, then the game! Forget the diet for one day. Enjoy all the great, fun party food that comes with having a whole day dedicated to the Super Bowl. So why not host your party with all Ohio produced snack foods. We are highlighting just a few of the many great snack producers in our state. Many of these companies offer tours of their facilities to the public. Check out their websites for more information. Shearers Foods Perfect compliment to some tasty dip! Shearers Foods, Inc., the

Celebrate with OHIO MADE SNACKS!

home of Shearers award-winning snacks finds its home in Brewster, Ohio. The company brands include Shearers Potato Chips, Pretzels, Pork Rinds, and Salsa Con Queso; Tangos Tortilla Chips; and many other must-have Super Bowl snacks. What ever your taste buds crave, Shearers has a flavor of chip for you from Classic, BBQ, Sour Cream to Hot Dog. Shearers Chicago Style Hot Dog Kettle Chips are loaded with that classic hot dog flavor of plump, juicy wieners smothered with mustard and relish. Ballreich The famous Marcelled chips It was 1920 in Tiffin, Ohio when Fred Ballreich and his wife, Ethel, opened their homemade potato chip operation in a dirt floor garage, using a copper kettle heated with wood scraps. It was an all day process that produced only 14 pounds of potato chips. Ballreichs

chose to call their potato chips marcelled which means wavy taken from the popular ladies wavy hairstyle of the 1920s. The quality of Ballreichs Potato Chips created a huge demand that couldnt be met by a husband and wife operation, so Fred contacted his brother, Carl Ballreich. With the combination of Freds sales and baking skills along with Carls strong work ethic and management skills, the company was well on its way to success. Carls wife, Emma, and Freds wife, Ethel, worked hard peeling, sacking, and packing. Both couples lived side by side at 180 & 186 Ohio Avenue in Tiffin, Ohio. Eventually a small factory was built behind their homes. With the addition of warehouses, new equipment and processing plants the local company continued its rapid growth producing everything from pretzels to corn puffs! Rudolph Foods Pork Rinds and Morei Rudolph Foods is a Lima, Ohio-based producer of snack food, in particular pork rinds and cracklins. The company has six

facilities in the United States and three international ventures; it was founded in 1955, by John Rudolph. The home of the corporate offices, main pellet production facility, and a packaging facility is in Lima. The town claims the name of Pork Rind Capital of the World and is the center of the operation. Throughout the years, the complex has changed and expanded to grow with the company.

However, one thing remains the same Mrs. Rudolphs secret recipe, which is why they can say, Nobody makes better tasting pork rinds! When John Rudolph first started the business in 1955, he bought rinds already smoked, on the bacon, as they had been for decades. But just two years later, the meat industry stopped smoking the rind on bacon, and the Rudolphs were met with a challenge. So, putting her home economics background to work, Mrs. Rudolph created the perfect pork rind. From there, her sure-fire recipe and her husbands leadership they created the snack industry success story that is Rudolph Foods, the worlds largest producer of pork rinds. Frito-Lay The King of Corn Chips In 1932, C.E. Doolin entered a small San Antonio cafe and purchased a bag of corn chips. He then bought the recipe from the manufacturer and began to sell FRITOS Corn Chips from his Model T Ford. That same year, Herman W. Lay began his potato chip

6 GOOD TIMES January 2013

ence from Tulane University and serving in the Armed Forces during World War II, he returned to San Antonio, Texas in 1945 and began a career in the food industry. Pace began his own food business of bottled syrups, as well as jellies and jams, and all were made, packed and shipped out of a small space in the back of a liquor store. In 1947 he decided the real syrup of the Southwest was Mexican sauce - which is now known as salsa. Pace pursued his new idea passionately and urgently. Starting with a basic recipe, he dove into experimentation with different blends of ingredients, testing the results on his golf buddies, before settling on the winning mix of jalapenos, onions and tomatoes. He named his creation picante sauce - Spanish for piquant, meaning flavorful or spicy. Whats a party without great casual food to nibble on? These dips and little bites fit the bill perfectly for a laid back party. SLIM JIMS Snap into a Slim Jim The Troy facility has become the primary site for ConAgras meat snacks production. Slim Jim is a convenient, one-of-a-kind snack, well known for its intense flavor and snap that people love. The unique combination of great taste, spice and attitude makes Slim Jim the No. 1 brand of meat snack sticks. Plus, Slim Jim offers a full line of Beef Jerky, including Slim Jim DARE with three levels of heat and Moist and Tender Steakhouse Strips. Mikesells Potato Chips Creating deliciousness since 1910 The story of Mikesells Potato Chip Company begins over 100 years ago, when the founder Daniel W. Mikesell went into business selling dried beef and sausage throughout Dayton, Ohio. Shortly thereafter, he began producing Saratoga Chips, named for the place they were discovered. Instead of standard inexpensive vegetable oil, Daniel was committed to preparing his potato chips in premium oil giving them a unique taste and texture. Today, Mikesells is still a privately held manufacturer and distributor of snack foods ranging from potato chips and pretzels, to corn products, pork rinds and dips. And still headquartered in Dayton, Ohio distributing flavorful snacks to Ohio, Indiana, Kentucky and Illinois. CONNS POTATO CHIPS Conns has been serving the potato chip and snack foods markets with great passion for over 70 years. They

have built a name with great-tasting, quality potato chips and snack foods and friendly customer service. Throughout the years, the company has gown from Mrs. Ida Conn delivering delicious Conns Potato Chips in a market basket around her neighborhood to their current state-of-theart manufacturing and distribution facilities in Zanesville, Ohio. Tradition is important to them, so the company continues to focus on making the best chip possible and to providing outstanding customer service. These are just a few of many local companies we can support Super Bowl Sunday. When you do your party shopping, check out the label for Ohio produced dips, spreads and more. Watch for more Ohio made products and snacks in future editions of Good Times.

SUPER FOOD BOWL

Super Bowl Sunday is the second largest day of food consumption behind Thanksgiving. The No. 1 snack choice during the game for 32 percent of viewers will be dips and spreads, while chicken wings are second at 23 percent, 1,200 calories: Amount the average Super Bowl watcher will consume while snacking. Football fans are expected to eat an estimated 69.6 million pounds of avocados during this years Super Bowl (mostly in guacamole). The most popular take-out and delivery items on Super Bowl Sunday are pizza, chicken wings, and sandwiches. It is estimated that Americans will eat 90 million pounds of chicken wings, which breaks down to 450 million individual wings! An astounding 14,500 tons of chips and 4,000 tons of popcorn are eaten on Super Bowl Sunday. Super Bowl Sunday is the biggest winter grilling day of the year.

The 150th birthday of Americas favorite salty snack food, potato chips, was celebrated in 2003 by teaming up with area potato chip manufacturers to create the Worlds Largest Bag of Potato Chips at the Ohio State Fair, a Guinness World Record! A whopping 4,250 pounds of Ohio potatoes, 710 pounds hydrogenated soybean oil and 80 pounds of salt were used to make approximately 288,000 individual potato chips all in one bag!

business in Nashville by delivering snack foods. Not long after, Mr. Lay purchased the manufacturer, and the H.W. Lay & Company was formed. In 1961, the Frito Company and the H.W. Lay company merged to become Frito-Lay, Inc. Today, Frito-Lay brands account for 59% of the U.S. snack chip industry. There are several Frito-Lay plants in Ohio making snacks that are shipped regionally, and the Frito-Lay factory in Canton, is the nations sole provider of the Rold Gold pretzel rod. The plants 175 employees produce 34 million pounds of Rold Gold product annually. PACE PICANTE SAUCE From Texas to Napoleon, Ohio David Pace grew up in Louisiana, learning the ins and outs of his familys syrup business. After earning an undergraduate degree in sci-

January 2013 GOOD TIMES 7

Wheres the Beef...

For those among us who arent really football fans, we still glue ourselves to our seats for those extra special, extra costly Super Bowl Commercials. The cost of ads has gone from $600,000 in mid 80s to $3.5 million for a 30 second spot. Lets see if the money was well spent and you remember these ads from the past. 1. These U.S. TV commercials began running in Super Bowl XXI and has become a catchphrase in the United States. New York Giants player, Phil Simms, was the first to announce his immediate plans using this popular slogan following the Super Bowl. 2. 2005 featured one of the most moving Super Bowl commercials ever aired. The only sound heard is the background noise of an airport terminal until you hear one person starting to clap their hands. Others start to clap until the entire waiting room is filled with the sounds of clapping hands. Who was passing by the crowd in this scene of the Super Bowl commercial? 3. In a Super Bowl commercial Larry Bird and Michael Jordan engage in a friendly little game of shot making. The game featured shots from simple mid court to Off the expressway, over the river, off the billboard, through the window, nothing but net. Michael Jordan and Larry Bird were playing to win what in this commercial? a price tag of $3,199 during the 1983 SuperBowl? 6. Which was the first pizza retailer to advertise during a Super Bowl? 7. What was the price of the 1981 Crysler K Cars advertised during the 1981 Super Bowl? 8. What was the first fast food retailer to advertise salads in a Super Bowl Commercial in 1988? 9. What food chain advertised the Magnificent Seven breakfast of two eggs, two strips of bacon or sausage and three pancakes for $1.89 during the 1987 Super Bowl? 10. In this inspiring Budweiser commercial, Hank was downcast after he didnt make the Clydesdale hitch team. The horse was then guided through training by another animal, accompanied by Gonna Fly Now from Rocky. What animal coached Hank?
Answers: 1. I am going to Disney World. 2. Desert Storm soldiers 3. A Big Mac 4. Wendys 5. Radio Shack 6. Dominos 7. $5,980 8. McDonalds 9. Perkins 10. Dalamation

See how well you remember this Super Bowl commercials!

Ready for a Winter get-a-way?

Why not dare to be different and take a winter vacation getaway? If you are a skier, snowboarder, or just someone who enjoys the winter months, a winter vacation may be just what you have been looking for. Take a look at these suggestions from Travel and Leisure.

Yellowstone. During the winter the Yellowstone National Park offers Lodging and Learning programs where guests of all ages can stay at Yellowstone and participate in educational lessons during the winter. These programs offer a great way for visitors of all ages to learn about the beautiful and fascinating Yellowstone Park. Wisconsin Dells. This small Wisconsin town offers a great winter vacation at the Great Wolf Lodge, home of huge indoor water parks. Great Wolf Lodge is a popular destination for families. Visitors of Wisconsin Dells get the best of both worlds with summertime perpetually recreated indoors and snow falling outdoors. Wisconsin Dells is located near both Milwaukee and Madison, Wisconsin.

4. A hamburger chain introduced a new phrase to American culture when Clara Peller bellowed Wheres the beef? Which chain can we blame? 5. Which retailer advertised computers with easy to read green screens, 8 inch floppy disks and

Mount Washington

New England. One of the most historical areas in the United States, New England is where the country was founded. In addition to the number of historical sites throughout the six states that make up the re(Continued on page 12)

8 GOOD TIMES January 2013

ODDS & ENDS AND THE GLOVE BOX

ends were, in their original context, created from lumber mills of old. The first odds were pieces of wood split irregularly by sawmills, worthless to the project at hand, but sold as remnants in large piles or bins. Ends were (as the name suggests) end pieces trimmed from boards that had been ordered to specified lengths. Dishonest merchants were said to have sold their odds and ends by re-adding the inches of the scraps to the total footage count. But whether sold as bit pieces, or added back to the builders tab dishonestly, the first odds and ends did have some perceived value, (which is more than I can say for the heaps in my hallway). Glove Box Why do we call that space in our cars dash, a glove box (or glove compartment) And have you ever heard the same referred to as a jockey box? Short answer: yes! Now heres the scoop For starters, that the box held gloves makes sense, but jockey? (Youve either got a very short driver, or a different form of garment being stashed all together. Those of you thinking of the same joke I am, please refrain.) A glovebox is, as the phrase suggests, a compartment where once, early drivers stored their gloves. But before you say duh you might find it interesting to note that in the earliest automobiles, gloves were necessary equipment. Why? Well, believe it or not, the first big consumer complaint of Henry Fords horseless buggy was the freeze factor as the first cars were not fully enclosed and those up front got cold fingers and noses. But jockey box? (For starters, call it that and Ill know youre not from heremore likely

Odds & Ends Nothing like a good home renovation project to jump start your juices. In a decision I can only chalk up to temporary insanity, I decided to tackle several home repair projects all at once, the result of which involved a weekend move of everything from the upstairs of my home. As if hoisting the furnishings up and down steps werent taxing enough, I today face the unenviable task of sorting through the leftover remnants of clutter, to assess if there were anything of value (sentimental or otherwise) before heading to the

dumpster. Ever the multi-tasker, I looked upon the chaos and pondered, What possible connection can I make of word origins and the miscellaneous junk now cluttering my floors? Then it hit me! Odds and ends! One might not think of odds and ends as a matter of home repair, but truth be told, the origin of the phase did begin with construction. While the original odds and ends had nothing to do with the odd gloves, files and paper clips now staring me in the face, they did have to do with building, as odds and

Crossword answer from page 5

from the Mid West or Canada, but I digress.) Think jockey, and you think horse riders and for good reason. Linguists tells us term jockey was a derivative of the generic name Jack (a.k.a. their version of John Doe), which was the nickname given those farm hands who worked with horses. By the mid-17th century, these jacks (think jack of all trades) evolved to jockeys, covering a wider range of horse-whisperin professionals, including carriage drivers and race trainers. The first jockey boxes were small locked containers found under the drivers seat, used to store tools or other personal belongings. As cars replaced horses, glove box replaced jockey box as the term of choice for that same space found in cars today, used for more or less the same. And that, as Paul Harvey would say, is the rest of the story!

January 2013 GOOD TIMES 9

Nearing retirement?
As we say goodbye to 2012 and prepare for the New Year, resolutions come to end. While everyone can benefit from a year-end financial health check-up, if youre in the final stages of your career now is a good time to make sure you have your affairs in order. Consider adding these resolutions to your list to help ensure a smooth transition from the workplace to retirement. Review your monthly expenses and budget. By JoAn It is useful to know exactly what you spend each month and create a budget that makes sense for your long-term needs. Examine what is costs to cover the es-

Five financial resolutions for you in the New Year

sentials and determine how much you spend on discretionary items. Look carefully at the expenses that tend to fluctuate each year including entertainment, recreation, travel and healthcare. When it comes to your financial picture, this added knowledge will help you plan accordingly.

Smith, CFP

Upon retirement, one of the best moves you can make is to replace the paycheck you used to receive on a regular schedule so you have a predictable amount of income every month. To do so, you will want to carefully examine your retirement account balances, your lifestyle needs and wants and any additional major financial changes on your horizon (proceeds from the sale of a home, for example). The process might seem complicated, especially if you want to structure your withdrawal in the most strategic and efficient way. A financial advisor and tax professional are two great resources to turn to for help and advice. With expert input, you can create a plan for your retirement years and rely on this road map to help alleviate stress that might come with managing a fixed income. If youre nervous about your retirement accounts and invested assets, meet with a financial advisor and review your portfolio. Perhaps your investments fluctuated during the recession. Maybe its time to reallocate assets to a stable set of funds that wont waver widely with the market. Either way, knowing exactly where you stand will help you sleep peacefully each night. A financial advisor can help evaluate how your assets are allocated and make investment suggestions that can help offer a level of growth, income or preservation thats right for you. If its your habit to watch the 24/7 financial news networks do yourself a favor and find a new hobby as you enter retirement. A steady stream of economic news puts many people on red alert status. The constant swings of the market can even cloud good judgement and prompt you to make sudden changes to your investment strategy. Its just not healthy. When you retire, try to adopt and maintain a steady as she goes philosophy. Making risky investments, buying or selling property or withdrawing all of your money from liquid investments may seem like a good idea today, but might cost you financial security in the long run. Instead focus on stabilizing your financial situation. Consider developing a retirement network of friends and family members with whom you can talk candidly about financial decisions. This network will help you through anxieties and keep you on solid footing when it comes to financial decision making. If you dont already have a will, resolve to get one in the New Year. If you have one in place, make sure it reflects your current wishes and double check your beneficiary designations. Also set aside time to discuss your plans with your spouse or significant other as well as your children - and tell those closest to you where they can find your important documents. These can be difficult conversations for everyone involved, but they will help reduce the amount of stress you and your family may face in the future. Developing a good relationship with a financial advisor - and staying in touch with him or her during these crucial years - should also be a part of your retirement plan, a financial advisor will help keep you on the right path to ensure your years of retirement meet your expectations.
JoAn M. Smith, CFP, is a Financial Advisor with Ameriprise Financial Services, Inc. in Delphos, Ohio. She specializes in fee-based financial planning and asset management strategies and has been in practice for 26 years. To contact her call (419) 695-7010 or visit 227 North Main Street, Delphos, Ohio 45833. Advisor is licensed/registered to do business with U.S. residents only in the states of Ohio, North Carolina, South Carolina, Florida and Maryland. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services., Inc. Member FINRA and SIPC. 2012 Ameriprise Financial, Inc. All rights reserved.

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Jo An M M. Smith Financial Advisor 227 N Main St Delphos, OH 45833 419-695-7010 joan.m.smith@ampf.com www.ameripriseadvisors.com/ joan.m.smith

Remain calm and rational.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial cannot guarantee future financial results. 2012 Ameriprise Financial, Inc. All rightsreserved.

10 GOOD TIMES January 2013

Jan. 7 - 27 Bluffton University Portraits Art Exhibit Weekdays 9 a.m. - 5 p.m. Saturdays & Sundays 1-5 p.m. At Bluffton University, Grace Albrecht Gallery, Sauder Visual Arts Center, 1 University Dr, Bluffton Art Exhibit: By Amanda Joseph Portraits. A reception will be held from 1-3 p.m. on Jan. 13. Working Jan. 11, 12, 13, 18, 19 and 20 Fridays & Saturdays: 8 p.m. Sunday Matinees: 2 p.m. Location: Encore Theatre, 991 North Shore Dr., Lima. Hey somebody, doncha wanna hear the story of my life? The hopes, dreams, joys and concerns of the average working American are the focus of this musical. The everyday lives of common men and women are presented in a series of compelling songs and monologues. Based on Studs Terkels best selling book of actual interviews with American workers, the show paints a portrait of the men and women the world so often takes for granted. Cost: Adult - $14; Senior $12; Youth (High School & Under) - $9. Musicals: Adult - $16; Senior $14; Youth - $11. Contact: 419-223-8866 Friday Nights at the City Club Jan. 18, 25 Feb. 1, 8 15, 22 March 1, 8 , 15, 22, 29 5:3 -9 p.m. At The City Club,

AREA CALENDAR OF EVENTS

144 S. Main St., Lima. Admission is free. Cash Bar/ Appetizers. Meet up with friends after work and enjoy scrumptious hors doeuvres by the Civic Center Catering Network, wonderful wines and beverages, and great local music! Friday Nights at the City Club will feature all styles of music. Please check the Civic Center website for current information on food, wines, and bands - www. limaciviccenter.com. Contact: Veterans Memorial Civic Center, 419-224-5222 Ohio Poker Extravaganza Jan. 18, 19, 20 Jan 18 at 6 p.m. (Session 1a) Jan 19 at 1 p.m. (Session 1b) and 6 p.m. (Session 1c) Jan 20 finals start at 12 p.m. Veterans Memorial Civic Center, 7 Town Square, Lima Live action begins at 3 p.m. on Jan. 18. All tournaments will follow TDA rules. Tournaments will have volunteer dealers, players will not deal themselves. Contact: www.ohiopokerchampionship. info Jan. 26, Feb. 2 and Feb, 9 Hand Quilting 3-part workshop from 9 a.m. to noon Our ancestors, prior to the availability of sewing machines, pieced their quilts by hand. Join Carolyn Corey as she teaches us to draft a pattern, make templates, and hand piece a traditional block. This workshop is for all ages. Cost for this 3 session work-

Monty Pythons Spamalot on January 23 at 7:30 p.m. in the Veterans Memorial Civic Center, 7 Town Square, Lima. shop and kit is $30. McElroy Environmental Education Center, 2355 Ada Road, Lima. Register by calling 419-2211232 before Jan. 23. Jan. 14 The Reagan Presidency 7 p.m. At the Veterans Memorial Civic Center, 7 Town Square, Lima. National premier of documentary on Ronald Reagan being shown in Crouse Performance Hall. Free and open to the public. Jan. 18 Holiday Beer Tasting at the Arts Place Collective Center The Arts Place Collective Center will hold its third annual fundraiser beer tasting from 7-10 p.m. located at 142 East Spring Street, St. Marys. Preregistration for this event is required and admission is a $30 donation. The event will be stocked with a variety of holiday flavored beers. For more information, contact Mary Hone at 419-394-0707, mhone@artsland.org. Veterans Memorial Civic Center, 7 Town Square, Lima. 7:30 p.m. Winner of the 2005 Tony Award for Best Musical, Monty Pythons Spamalot is the outrageous new musical comedy lovingly ripped off from the film classic Monty Python and The Holy Grail. Spamalot tells the tale of King Arthur and his Knights of the Round Table as they embark on their quest for the Holy Grail. Flying cows, killer rabbits, taunting Frenchmen and show-stopping musical numbers are just a few of the reasons audiences everywhere are eating up Spamalot. Individual ticket: $56. Contact: 419-224-1552 Jan. 24, 25, 26, 27; Feb. 1, 2, 3, 7, 8, 9 Big River Van Wert Civic Theatre 8 p.m. with 2 p.m. Sunday matinees Big River is a musical version of the classic book, Huckleberry Finn. You will enjoy the wonderful music in this play, all written by Roger Miller, the composer and performer of King of the Road. For more information visit their web site at www.vwct. org or call the box office at 419238-9319 Jan. 26 The Rippingtons / Niswonger Performing Arts Center 7:30 PM The Rippingtons is Grammynominated American contemporary jazz band celebrating its twenty-fifth anniversary. Started by guitarist Russ Freeman in 1985, the band has hosted many well-known musicians that have launched successful careers, and has created the life soundtrack for hundreds of thousands of contemporary jazz fans worldwide for a quarter of a century... including Kilimanjaro, Tourist in Paradise, Welcome to the St. James Club, Weekend In Monaco, Live in L.A., Sahara, Brave New World and Live Across America. For more information, call the box office at 419-238-6722 or visit their web site at www.npacvw.org Feb. 9 and 10 Womens Expo & Home Show Saturday: 10 a.m. - 7 p.m. Sunday: noon - 5 p.m. Location: Lima Mall, 2400 Elida Rd., Lima. This is Maverick Medias Annual Womens Health, Home & Garden Expo. Contact: Tiffany Kayser 419331-1600

The Rippingtons at the Niswonger Performing Arts Center on January 26.

Jan. 23 Broadway in Lima Monty Pythons Spamalot

January 2013 GOOD TIMES 11

The Good Times is always looking for interesting stories for future issues.

WE WOULD LOVE TO HEAR FROM YOU.

WINTER GET-AWAYS

(Continued from page 8) gion, you will also find plenty to do in the winter months. You will find a plethora of ski resorts and the historical Mount Washington, the highest peak in the Northeastern United States. Orlando. If skiing is not really your thing and you are looking to get away from the snow for a few weeks then travel to Florida, one of the most frequented states in the US by vacationers each year. Walt Disney World offers discounted rates during specific periods of the winter months, considered the theme parks off-season. Not only will the parks and restaurants be less crowded than during summer or a school vacation week, but you will be able to enjoy the beautiful Florida weather during your stay. Caribbean. Why not take a cruise during the winter months? Like Florida, a Caribbean cruise offers a change of pace from the snowy, cold winter months that you may be used to. Winter is typically a perfect time for a cruise because the weather in the Caribbean has calmed down. Summer is hurricane season, spelling trouble for cruises but winter is perfect for calm seas and a relaxing cruise. Alaska. If you are traveling with children, Alaska may be the perfect vacation choice for you. Offering everything from dog sledding, one of Alaskas most popular sports, to viewing the Northern lights, Alaska is one of the best winter vacation destinations. Although it is notorious for its cold, wintry weather, Alaska also holds a number of entertainment options that are likely to keep the whole family busy.

Do you have an interesting hobby? Have you visited somewhere that you would like to let others hear about? Do you have pictures or favorite memories that you would like to share?
If you would like to share a story or picture to share of a special memory, please phone 419-695-0015 ext. 134. You may also email Good Times at nspencer@delphosherald.com or clooser@delphosherald.com.

12 GOOD TIMES January 2013

Alaska is one of the best places to view the Northern Lights.