1. When you are selecting a mouse for a particular computer system, what is the most important consideration?

(1) The type of drivers that come with the mouse (2) The length of the mouse cord (3) The type of connector the mouse is equipped with (4) The number of buttons the mouse has (5) Ans: 2. How is power supplied to a low-power USB device? (1) Through a power cable (2) From an external power supply (3) Directly from the computer's power supply (4) Through the USB cable (5) Ans: 3. All of the following are basic principles of net works, except (1) each computer must have a network card (2) there must be communications media connecting the network hardware devices (3) there must be at least one connecting device (4) each computer must have software that supports the movement of information (5) Ans: 4. The.data mining technique derives rules from real-world case examples. (1) Rule discover (2) Signal processing (3) Neural nets (4) Case-based reasoning None of these (2) None of these (4) None of these (3)

(5) Ans:

None

of

these (3)

5. .are used to identify a user who returns to a Website. (1) Cookies (2) Plug-ins (3) Scripts (4) ASPs (5) Ans: (1) None of these

Professional Knowledge
1. One of the following is not included in the 7 Ps of Marketing. Find the same_____________ (A). Placement (B). Price (C). Production (D). Promotion (E). Product Ans. (C). Production

2. Analysis of marketing problem helps in ______________ (A). Evaluating marketing opportunities (B). Reducing marketing staff (C). Reducing profits

(E). Motivation Ans. (A). Evaluation Marketing Opportunities

3. Innovation is marketing is same as _________________ (A). Motivation (B). Perspiration (C). Aspiration (D). Creativity (E). Team work Ans. (D). Creativity

4.Market Segmentation is required for _________________ (A). preferential market (B). OTC Marketing (C). Internal Marketing (D). Identifying sales persons (E). Identifying prospects Ans. (E). Identifying prospects

5. Bank ATMs are__________________

(A). Delivery outlets (B). market plans (C). Personalized Products (D). Tools for overcoming buyers resistance (E). Motivating tools Ans. (C). Personalized Products

Directions(Q. 15) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make it meaningful and grammatically correct. If the sentence is correct as it is and No correctionis required, mark (E) as the answer. 1. We have accepted over two billion dollars from them yet it is been used to build hospital in the (A) (B) (C) (D) (E) Ans (C) 2. People have respond in favour the governments efforts to resolve the budget crisis (A) (B) (C) (D) (E) Ans (C) 3. Striking this deal will enable the company to expand its operations in Europe (A) (B) (C) (D) (E) Ans (E) 4. We admire they are taking this step despite the numerous risks involved (A) (B) (C) (D) (E) Ans (B) 5. The management has been left with no option else to change the branch timings to avoid losing business. that how them them they their have to for taken taking take taking over of to by this strike strike striking deal was this off this deal this deal struck that deal to which response responded been favourably in favour favourably responding responded of to favourably No correction required that although not which is it yet will yet has being be to been area use used used used No correction required

No correction required

No correction required

(A) (B) (C) (D) (E) Ans (A) except unless other

but the it than

to change changes the

change of with changing No correction required

Directions(Q. 6 20) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions The great fear in Asia a short while ago was that the region would suffer through the wealth destruction already taking place in the U.S. as a result of the financial crisis.Stock markets tumbled as exports plunged and economic growth deteriorated. Lofty property prices in China and elsewhere looked set to bust as credit tightened and buyers evaporated. But with surprising speed, fear in Asia swung back to greed as the region shows signs of recovery and property and stock prices are soaring in many parts of Asia. Why should the sharp Asian turnaround be greeted with scepticism ? Higher asset prices mean households feel wealthier and better able to spend, which could further fuel the region s nascent rebound. But just as easily, Asia could soon find itself saddled with overheated markets similar to the U.S. housing market. In short the world has not changed, it has just moved places. The incipient bubble is being created by government policy. In response to the global credit crunch of 2008, policy makers in Asia slashed interest rates and flooded financial sectors with cash in frantic attempts to keep loans flowing and economies growing. These steps were logical for central bankers striving to reverse a deepening economic crisis. But theres evidence that there is too much easy money around. Its winding up in stocks and real estate, pushing prices up too far and too fast for the underlying economic fundamentals. Much of the concern is focused on China, where governmentstimulus efforts have been large and effective. Money in China has been especially easy to find. Aggregate new bank lending surged 201% in the first half of 2009 from the same period a year earlier,to nearly $ 1.1 trillion. Exuberance over a quick recovery which was given a boost by China s surprisingly strong 7.9% GDP growth in the second quarterhas buoyed investor sentiment not just for stocks but also for real estate. Former U.S. Federal Reserve Chairman Alan Greenspan argued that bubbles could only be recognisedin hindsight. But investors who have been well schooled in the dangers of bubbles over the past decade are increasingly wary that prices have risen too far, and that the slightest bit of negative economic news could knock markets for a loop. These fears are compounded by the possibility that Asias central bankers will begin taking steps to shut off the money. rumours that Beijing

was on the verge of tightening credit led to Shanghai stocks plunging 5%. Yet many economists believe that, there is close to a zero possibility that the Chinese government will do anything this year that constitutes tightening. And without a major shift in thinking, the easy money conditions will stay in place. In a global economy that has produced more dramatic ups and downs than anyone thought Former U.S. Federal Reserve Chairman Alan Greenspan argued that bubbles could only be recognised in hindsight. But investors who have been well schooled in the dangers of bubbles over the past decade are increasingly wary that prices have risen too far, and that the slightest bit of negative economic news could knock markets for a loop. These fears are compounded by the possibility that Asias central bankers will begin taking steps to shut off the money. rumours that Beijing was on the verge of tightening credit led to Shanghai stocks plunging 5%. Yet many economists believe that, there is close to a zero possibility that the Chinese government will do anything this year thatconstitutes tightening. And without a major shift in thinking, the easy money conditions will stay in place. In a global economy that has produced more dramatic ups and downs than anyone thought possible over the past two years, Asia may be heading for another disheartening plunge. 6. To which of the following has the author attributed the 2008 Asian financial crisis ? (1) Reluctance of Asian governments to taper off the economic stimulus

(2) Greed of Asian investors causing them to trade stocks of American companies at high prices (3) (A) (B) (C) (D) (E) Ans (D) 7. What does the author want to convey through the phrase The world has not changed it has justmoved places ? Only Only Only (1) Only and Inflated real estate prices in Asian countries None (1) (3) (2) (2)

(A) At present countries are more dependent on Asian economics than on the US economy (B) Economies has become interlinked on account of globalisation

(C) Asian governments are implementing the same economic reforms as developed countries (D) All economies are susceptible to recession because of the state of the US economy (E) Ans (A) None of these

8. Which of the following can be said about the Chinese governments efforts to revive the economy (A) (B) These were largely unsuccessful as only the housing market The governments only concern was to boost investor confidence ? improved in stocks

(C) These efforts were ineffectual as the economy recovered owing to the US market (D) (E) These They were blindly appropriate imitated and the accomplished economic the reforms goal of stabilising economic by the revival US

adopted

Ans (B) 9. Why do experts predict that Asian policy makers will not withdraw fiscal stimulus ? (1) The US economy is yet of not to revolt likely to regain by recover their for a former greedy long time levels citizens None Only Only (1) Only Only (2) and and (3) (3) (2) (3)

(2) Stock (3) (A) (B) (C) (D) (E) Ans (D)

markets are Fear

10. What do the statistics about loans given by Chinese banks in 2009 indicate ? (A) (B) (C) (D) (E) Ans (D) 11. (1) (2) (3) (A) (B) (C) (D) All Only (1), Only Why has investor confidence prices has the in the which Chinese stock are market been and tighten by GDP restored ? There The China was Chinese will take hardly government longer than of None any has the US China demand borrowed to recover was of for funds from loans from the in the 2008 U.S. crisis

economic

The

GDP

below

expectations these

Existing The Healthy

property government growth of

stable to

affordable credit figures (3)

decided economy Only (1) (2)

indicated

and and

(2) (3) (2)

(E) Ans (A) 12. What is the

None main objective

of in writing the

these passage ?

authors

(A) Illustrating that Asian economies are financially more sound than those of developed countries (B) Disputing financial theories about how recessions can be predicted and avoided (C) Warning Asian countries about the dangers of favouring fast growth and profits over sound economic (D) Extolling Chinas incredible growth and urging other principles countries to emulate it

(E) Advising governments about the changes in policy to strengthen economic fundamentals Ans (C) 13. Why does the author doubt the current resurgence of Asian economics ?

(A) Their economies are too heavily reliant on the American economy which is yet to recover (B) Central banks have slashed interest rates too abruptly which is likely to cause stock markets to crash

(C) With their prevailing economic conditions they are at risk for a financial crisis (D) (E) Ans (B) 13. Why does the author doubt the current resurgence of Asian economics ? Their GDP has not grown significantly during of the last financial year these

None

(A) Their economies are too heavily reliant on the American economy which is yet to recover (B) Central banks have slashed interest rates too abruptly which is likely to cause stock markets to crash

(C) With their prevailing economic conditions they are at risk for a financial crisis (D) (E) Ans (B) 14. (1) Which All of Asian the following economies can are be inferred from at the the passage same ? pace Their GDP has not grown significantly during of the last financial year these

None

recovering

(2) Experts are apprehensive about the state of Asian economies despite their recovery (3) Developed countries should implement the same economies reforms as Asian ones (A) (B) (C) Only Only Only (2) (1) and and (1) (3) (2)

(D) (E) Ans (D) None

Only of

(2) these

15. According to the passage, which of the following factor(s) has/ have had a negative impact on (1) (2) (3) (A) (B) (C) (D) (E) Ans (B) Directions(Q. 1618) Choose the word or group of words which is MOST SIMILAR in MEANING 16. (A) (B) (C) (D) (E) Charge Ans (B) 17. (A) (B) (C) (D) (E) Ans (C) 18. (A) (B) (C) Evaporated Dehydrated Melted Vaporised Flooded Surged Saturated Overflowed Deluge Overcome to the word printed in bold as used in the passage. Fuel Petrol Stimulate Sustain Heat All Only (1), Only (1) Only (1) (2) and and and the Abrupt Extravagant Raising of drop Asian in stock exports of rates by housing by the markets Asian loans in Central ? countries 2009 Bank None (2) (1) (3) (3)

disbursement interest

(D) (E) Ans (D)

Vanished Dodged

Directions(Q. 19 to 20) Choose the word or group of words which is MOST OPPOSITE in MEANING 19. (A) (B) (C) (D) (E) Ans (E) 20. (A) (B) (C) (D) (E) Ans (E) Directions(Q . 2 1 30) Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the letter of that part with error as your answer. If there is No error, mark (E). 21. Arranging such a large amount Sharp Blunt Incomplete Naive Indistinct Gradual to the word printed in bold as used in the passage. Buoyed Heavy Stifled Numbed Dull Abated

(A) /of funds now will be a problem why (B) / banks are usually not open (C) /so early in the morning. Ans (C) 22. He had telephoned yesterday to (D) No error (E)

(A) /ask how much of the youth (B) /who attend our classes would be (C) /interested in working for Ans (B) 23. (A) (C) Ans (A) / the / Though banks all board his as current he a director has (B) / he promoted continues (D) No to carry error to out (E) a textile company. (D) No error (E)

responsibilities.

24. (A) (B) 100 Ans (D) 25. (A) / to (C)

The / / / shares

Boards employees to by the

decision with

has the acquire

provided opportunity upto

company.

(D)

No

error

(E)

If grow

the at the

manufacturing same rate for (B)

sector / the

continues next few

months, I think it (C) / has a high growth rate this year. (D) No error (E) Ans (D) 26. (A) (C) / / out a The new system below to the government compensate market (B) / is those (D) companies No working to sell (E)

products

price.

error

Ans (C) 27. (A) (B) (C) Ans (B) 28. We were forced into react / / / drastic drop The government has in success sponsor job resulted poverty. (D) No of guarantee in error the programme a (E)

(A) / as no organisation can (B) / afford to adhere to (C) / these outdated regulations. (D) No error Ans (A) 29. We had extensively discussions (E)

(A) / with the participants and (B) / obtained their feedback (C) / regarding our new services. (D) No Ans (A) 30. Their failure to inspect error (E)

(A) / our factories is a (B) / clear indications that our (C) / license will not be renewed. (D) No error Ans (C) Directions(Q. 31 35) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words (E)

printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. All correct as your answer. 31. Ans (E) 32. Ans (B) 33. In order to confront According to these estimates Though these programmes have proved

(A) to be extremely (B) effective (C) they do have certain drawbacks. (D) All correct (E)

(A) our profitable (B) margin (C) will be higher if we adopt (D) this approach. All correct (E)

(A) the threat (B) of global warming it is imperative (C) that we work altogether. (D) All correct (E) Ans (D) 34. Any failure

(A) to complicit (B) with these fundamental (C) regulations will result in a fine. (D) All correct (E) Ans (B) 35. (C) Ans (C) Directions(Q. 36 40) Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the questions given below them 1. However if this happens it will cause problems for the elderly who mainly use cheques. 2. The use of cheques has fallen dramatically in the past few years. Every to organization ensure needs the to be proactive (D) in (A) in staff. devising All (B) stratergies (E)

retention

correct

3. Thus cheques may be phased out gradually making sure that the needs of all consumers including the elderly are met.

4. This is because more and more consumers are transferring money electronically by direct debit or credit cards.

5. Without cheques they are likely to keep large amounts of cash in their homes making them vulnerable to theft.

6. British banks have thus voted to phase cheques out in favour of these more modern payment methods. 36. Which of the following should be the FIFTH sentence after rearrangement ? (A) (B) (C) 1 2 3

(D) (E) Ans (C)

4 5

37. Which of the following should be the FIRST sentence after rearrangement ? (A) (B) (C) (D) (E) Ans (A) 38. Which of the following should be the SECOND sentence after rearrangement ? (A) (B) (C) (D) (E) Ans (D) 1 2 3 4 6 2 3 4 5 6

1. When you are selecting a mouse for a particular computer system, what is the most important consideration? (1) The type of drivers that come with the mouse (2) The length of the mouse cord (3) The type of connector the mouse is equipped with (4) The number of buttons the mouse has (5) None of these

Ans: (3) 2. How is power supplied to a low-power USB device? (1) Through a power cable (2) From an external power supply (3) Directly from the computers power supply (4) Through the USB cable (5) None of these Ans: (4) 3. All of the following are basic principles of net works, except (1) each computer must have a network card (2) there must be communications media connecting the network hardware devices (3) there must be at least one connecting device (4) each computer must have software that supports the movement of information (5) None of these Ans: (2) 4. The.data mining technique derives rules from real-world case examples. (1) Rule discover (2) Signal processing (3) Neural nets (4) Case-based reasoning (5) None of these Ans: (3) 5. .are used to identify a user who returns to a Website. (1) Cookies (2) Plug-ins (3) Scripts (4) ASPs (5) None of these Ans: (1)

Ibps Specialist Officer Sample Question papers for IBPS Law officer Scale-1 and scale-2 & Rajbhasha adhikari Sample Questions of general awareness with special reference to banking industry,useful for ibps Specialist officer exam 2012.General awareness section only for ibps law officer and rajbhasha adhikari exams. Which of the following is a private bank?

(1) Small industries development bank ofIndia (2) NABARD (3) National housing bank (4) ICICI bank (5) None of the above The working of SEBI includes (1) To regulate the dealing of the share market (2) To check the foul dealings in the share market (3) To control the insider trading of the shares (4) All the above (5) None of the aboveThe rate at which banks lend to RBI is known as? (1) Bank rate (2) Repo rate (3) Reserve Repo rate (4) Interest rate (5) None of the above Which of the following 1st state to introduced e-payments system for commercial fax payers recently? (1)Maharashtra (2) Uttarankhand (3) Karnataka (4) Madhya Pradesh (5) None of the above Market regulator SEBI on 25 April 2011 sought more time from the supreme court to give its view on the report of a high powered committee that probed case that dates back 2006. Name the scam being referred to ? (1) IPO scam (2) Telgi stamp paper scam (3) UTI scam (4) Madhu Coda scam (5) None of the above Which of the following is not among the industries/sectors given priority in natural gas supply in the country? (1) Fertilizers (2) LPG (3) Steel (4) Power

(5) None of these According to the economic survey of India 2010-11, forex reserves are estimated at .. US dollars? (1) 297.3 billion US dollars (2) 245.6 billion US dollars (3) 285.4 billion US dollars (4) 113.2 billion US dollars (5) 301.3 billion US dollars The stance of RBI monetary policy is (1) Inflation control with adequate liquidity for growth (2) Improving credit quality of the bank (3) Strengthening credit delivery mechanism (4) Supporting investment demand in the economy (5) Any of the above Money laundering normally involves (1) Placement of funds (2) Layering of funds (3) Integrating of funds (4) All of A B and C (5) None of A B and C Which of the following is the regulator of the credit rating agencies inIndia? (1) RBI (2) SBI (3) SIDBI (4) SEBI

1. When a marketing research organization chooses a segment of the population that represents the population as a whole, they have chosen a _____ (a) group (b) bi-variant population (c) sample (d) market target Answer : C 2.Joining with foreign companies to produce or market products and services is called (a) direct exporting (b) indirect exporting (c) licensing (d) joint venturing Answer : D 3.If advertising constantly sends out messages about materialism, sex, power, and status, which of the following categories of social criticism most closely matches this problem? (a) Too much advertising (b) Too few social goods (c) Cultural pollution (d) Too much political power Answer : C 4.A(n) ____ is a name, term, sign, symbol, or design, or a combination of these that identifies the marker or seller of a product or service. (a) product feature (b) sponsorship (c) brand (d) logo Answer : C 5.If an advertiser wants flexibility, timeliness, good local market coverage, broad acceptability and high believability, the advertiser will probably choose which of the following mass media types? (a) Newspapers (b) Television (c) Direct Mail (d) Radio Answer : A 6.When producers, wholesalers, and retailers as a unified system, they comprise a (a) conventional marketing system (b) power-based marketing system (c) horizontal marketing system (d) vertical marketing system Answer : D 7.The type of trade-promotion discount in which manufacturers agree to reduce the price to the retailer in exchange for the retailers agreement to feature the manufactures products in some way is called (a) discount (b) allowance (c) premium (d) rebate Answer : B 8.The study of human populations in terms of size, density, location, age, gender, race, occupation, and other statistics is calledAnswer : (a) Geothermy (b) Demography (c) Ethnography (d) Hemos-popography Answer : B 9.Today, advertising captures about ___ percent of total promotion spending (a) 15 (b) 23 (c) 29 (d) 33 Answer : B 10.The process that turns marketing strategies and plans into marketing actions in order to accomplish strategic marketing objectives is calledAnswer : (a) Marketing strategy (b) Marketing control (c) Marketing analysis (d) Marketing implementation Answer : D 11.The goal of the marketing logistics system should be to provideAnswer : (a) a targeted level of promotional support. (b) a targeted level of customer service at the least cost. (c) a targeted level of transportation expense ratio. (d) a targeted level of field support. Answer : B 12.The practice of going after a large share of a smaller market or subsets of a few markets is calledAnswer :

(a) undifferentiated marketing (b) differentiated marketing (c) concentrated marketing (d) turbo marketing Answer : C 13.The shrinking of distances due to technological advance such as computer and fax connections by telephone, are one characteristic of what new challenge to marketing? (a) Rapid globalization (b) The changing world economy (c) The call for more socially responsible marketing (d) The micro-chip revolution Answer : A 14.If Mark Mars pays Hershey Foods Corporation for the right to use their name on his line of T-shirts, then Mr. Mars is using which type of branding? (a) Licensed brand (b) Manufacturers brand (c) Private brand (d) Co-brand Answer : A 15.If your company were to make light bulbs to be used in photocopies, you would most likely be selling to a ______ market. (a) reseller (b) business (c) government (d) service Answer : B 16._____ has the advantage of being high in selectivity; low cost, immediacy, and interactive capabilities (a) Direct Mail (b) Outdoor (c) Online (d) Radio Answer : C 17.If your company were to make a product such as a suit of clothes and sold that product to a retailer, your company would have sold to the _______market. (a) reseller (b) business (c) government (d) service Answer : A 18.In 1985, the Coca-Cola Company made a classic marketing blunder with its deletion of its popular Coca-Cola product and introduction of what it called New Coke. Analysts now believe that most of the companys problems resulted from poor marketing research. As the public demanded their old Coke back, the company relented and reintroduced Coca-Cola Classic (which has regained and surpassed its former position) while New Coke owns only 0.1 percent of the market. Which of the following marketing research mistakes did coca-Cola make? (a) They did not investigate pricing correctly and priced the product too high. (b) They defined not investigate dealer reaction and had inadequate distribution. (c) They defined their marketing research problem too narrowly (d) They failed to account for the Pepsi challenge taste test in their marketing efforts Answer : C 19.Marketers are sometimes accused of deceptive practices that lead consumers to believe they will get get more value than they actually do. ____ includes practices such as falsely advertising factory or wholesale prices or a large price reduction from a phony high retail price. (a) Deceptive promotion (b) Deceptive packaging (c) Deceptive pricing (d) Deceptive cost structure Answer : C 20.The advantages of audience selectivity, no ad competition and personalization apply to which type of media? (a) Newspapers (b) Television (c) Direct Mail (d) Radio Answer : C

21.The first modern environmental movement in the United States began in theAnswer : (a) 1940s (b) 1950s (c) 1960s and 1970s (d) mid 1980s Answer : C 22.Costs that do not vary with production or sales levels are calledAnswer : (a) fixed costs (b) variable costs (c) standard costs (d) independent costs Answer : A

Model Questions : The Descriptive Test should be Prepared on Basis of All Books of Degree Exam with Special Emphasis on Banking .We are Listing Sample Questions 1. What do you understand by 'Authentication' and 'Encryption' in the context of system security? In this context explain (a) Kerberos (b) IP Security (c) RSA Encryption 2.Write short notes on each of the following: (a) Trojan Horse (b) Smart Cards 3. Write short notes on each of the following: (a) Trojan Horse (b) Smart Cards (c) Physical threats and security (d) PGP

4. Explain the DMA controller with block diagram. What is meant by a block transfer? What are the various phases of an instruction cycle ? Give the micro operation of fetch and decode phases.? Compare Static RAM with Dynamic RAM.? 5. Using NAND gate generate the AND and NOR functions? 6. Which of the following services should be enabled in a secure workstation connected in an Ethernet LAN ? Give reasons for your answer. Anacron, ftp, netfs, nfs, telnet, sendmail, SSH, syslog, SNMP, time. (Assume the LAN is connected to the Internet but is not connected via Firewall nor is Kerberos used). 7. What is a Socket ? Write two differences between a TCP Socket and a UDP Socket. 8. What are the standard port numbers for (i) Web Server (ii) Mail Server (iii) FTP Server (iv) Telnet ? 9 What is Network Address Translation (NAT) ? Give any two advantages and two disadvantages of NAT. 10 What is VPN ? How is it useful for an organization ? 11. What is a Search Engine ? How is it useful for Internet/Intranet ? Give the names of any four Search engines. 12 What is WAP ? Give any two advantages and two limitations of WAP. Also explain its layered architecture.
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