VERACITY

INSURANCE SOLUTIONS
Providing Creative Solutions to Insurance Problems

Morgan D Cole, CIC

260 South 2500 West, Suite 303 Pleasant Grove, UT 84062 www.veracityinsurance.com morgan@veracityins.com Ph. 801-216-8258 Fax. 801-763-1374

Specializing in the development, marketing and management of insurance solutions for affinity groups and specific niche markets.

Contact Information
Veracity Insurance Solutions, LLC
260 South 2500 West, Suite 303 Pleasant Grove, UT 84062 www.veracityinsurance.com Ph. 1-866-395-1308 Fax. 801-763-1374 Agency Principals Daryle E. Stafford, President & CEO Chris Van Leeuwen, VP of Sales Melanie Allen, VP of Operations Brokerage Cameron S. Allen Justin Taylor Morgan D. Cole Ross Graham Underwriting Ally Christopherson Chelsea Ciena Daniel Steadman Missy Parry Natasha Gray Robbin Street Accounting Tatyana Korotayeva Compliance Jerilyn Debenham Mindy Rudelich Taylor Van Leeuwen Vilate Van Leeuwen Product Development Miriam Ball mball@veracityins.com jerilyn@veracityins.com mindy@veracityins.com taylorvl@veracityins.com vilate@veracityins.com tatyana@veracityins.com ally@veracityins.com chelsea@veracityins.com daniel@veracityins.com missy@veracityins.com natasha@veracityins.com street@veracityins.com cam@veracityins.com taylor@veracityins.com morgan@veracityins.com rgraham@veracityins.com stafford@veracityins.com chris@veracityins.com melanie@veracityins.com

General & Product Liability Coverage

Overview
As the casualty environment continues to change, it is imperative that you have access to products that are continually evolving to ensure proper exposures are met. With our Casualty program, we can tailor coverage for most any type of risk. From the small low-hazard risk to a multi-national high-hazard account, Veracity Insurance Solutions can deliver the necessary product.

Manufacturers, Distributors, Importers & Wholesalers of:

Amusement Devices Automobile Parts Bicycles Bio-Medical Contractors Equipment Diagnostic Equipment Equipment & Machinery Furniture Industrial Machines Marine Products Medical Equipment Medical Products Metal Goods Mobile Homes Motorcycles & ATV Personal Protective Equipment Sporting Goods Equipment Tanks Toys Trailers Truck Bodies Valves

Program Highlights:
Low Minimum Premiums New Venture & Start Up Companies Welcome Occurrence & Claim Made Forms Available Excess & Liability Coverage Available Vendors Coverage Foreign Liability Coverage Available

Submission Requirements:
Acord Applications Supplemental Application 5-yr. Current Valued Loss Runs

1-866-395-1308
www.veracityinsurance.com

Medical Equipment Insurance Program

Overview
The insurance program responds to the needs of those who sale, repair, service, and rent various types of medical equipment.

Eligible Equipment:
Anesthesia Equipment LifeSupportVentilation Defibrillators Therapeutic X-Ray Liver Accelerators Bypass Equipment Neonatal Incubators Endoscopes Surgical Lasers CT Scanners Dialysis Equipment Surgical Tables/Lights MRI Scanners Sterilizers/Washers Film Processors Ophthalmic Lasers Pacemakers Catherization Labs

Program Highlights:
No GL Deductible Additional Insured Endorsement Available Inland Marine Coverage Available Hired/Non-Owned Auto Available Employee Benefits Liability Available Up to $5M Limits Available

Submission Requirements:
Acord Applications Medical Equipment Supplemental Application 3-yr. Current Valued Loss Runs

1-866-395-1308
www.veracityinsurance.com

Beauty & Cosmetic Insurance Program

Overview
With over 2,000 clients nationwide in the beauty/cosmetic industry, Veracity has set themselves apart as the insurance leader. Our policies are tailored to address the liability exposures many policies overlook or exclude. In addition to manufacturers, distributors, and importers of cosmetics and skincare products, we are able to accommodate any size company specializing in baby skincare products, jewelry, variety of apparel and accessories, animal skincare products, beauty equipment, and more!

Target Classes of Business:

Cosmetics Skin Care Products Toiletries Perfume & Body Fragrance Jewelry Candles Essential Oils Topical Ointments Pre-Made Bases & Materials Beauty Accessories Spa Supplies Topical Products for Animals

Program Highlights:
Minimum Premiums - $500.00 24-48 Hour Quote Turnaround Additional Insured Vendors Endorsement Available Inland Marine Coverage Available Worldwide Coverage Available Limits Up To $50,000,000 Hired/Non-Owned Auto Available Employee Benefits Liability Available Tradeshow Coverage Available Low Deductible Options Products Withdrawal Coverage Available Pollution Legal Liability Coverage Available

Submission Requirements:
Acord Applications Supplemental Application 5-yr. Current Valued Loss Runs

1-866-395-1308
www.veracityinsurance.com

Vitamins, Supplements, & Nutraceuticals Insurance Program

Overview:
With an extensive background in the beauty and health products industry, Veracity Insurance Solutions developed a comprehensive and highly competitive insurance program for companies engaged in the vitamin, supplement, and nutraceutical business. Veracity not only focuses on providing cost effective products, but also creating a product that offers their clients the best business protection available. This program was designed to cover the needs many policies exclude or overlook for companies manufacturing, distributing, or importing vitamin and nutritional supplements.

Target Classes of Business:

Nutraceuticals Vitamins Non-Compounded Herbs Energy Supplements Protein Supplements Body Building Supplements Weight Loss Products Topical Creams Compounded Herbs

Program Highlights:
Minimum Premiums - $3,000.00 Limits up to $25,000,000 A XV Rated Paper Manuscript Endorsements True Worldwide Coverage Additional Insured Endorsements Product Withdrawal Expense Pollution Legal Liability

Submission Requirements:
Acord Applications Supplemental Application 5-yr. Current Valued Loss Runs

1-866-395-1308
www.veracityinsurance.com

Outdoor Recreation Insurance Program

Overview
The Outdoor Recreation Insurance Program (ORIP) was designed over eight years ago, with a goal to provide an affordable and comprehensive insurance product for outdoor program owners & operators who provide quality programs centered on safety and education. The guidelines were created based on the safety procedures recognized and utilized throughout the outdoor industry.

Targeted Classes
Challenge/Ropes Courses Climbing Gyms Skate Parks Bicycle Rentals & Tours Kite Surfing Riding Clubs Paintball Facilities Equine Risks Zip Lines/Canopy Tours Motocross Tracks Horse Arenas & Stables Hunting & Fishing Guides Snowmobile Tours Parasailing Hunt Clubs Canoe/Kayak Rental Whitewater Rafting Christmas Tree Lots Climbing Walls Family Fun Centers Go-Cart Track Hang Gliding Trap Shooting Ranges Trial Rides Rinks Ice & Roller Campgrounds Corn Mazes

Program Highlights
In-house Underwriting and Policy Issuance on certain classes Minimum Premiums as low as $750.00 Association Endorsed Programs

Submission Requirements
Acord Application Supplemental Application 5-yr. Currently Valued Loss Runs Expiring & Target Premiums

1-866-395-1308
www.veracityinsurance.com

Garage liability Insurance Program

Overview
Garage insurance can often be confusing and intimidating to procure, but Veracity Insurance Solutions can simplify this process for your more difficult to place garage exposures.

Target Classes of Business:

Commercial Truck Service & Repair Commercial Trailer Service & Repair Diesel Mechanics Auto Service & Repair Collision Centers Motorcycle Service & Repair Mobile Auto/Diesel Mechanics RV Service and Repair

Prohibited Exposures:
Mechanic shops specializing in brakes, oil changes, suspension, or transmission work Tire shops installing recaps on private passenger autos Applicants with more than 4 power units Tow truck operations Truck or trailer mechanics repairing refrigeration units Valet parking for special events located in residential neighborhoods

Program Highlights:
Minimum Premiums: $1,000 Garage Keepers Limits: $1M/$3M Garage Keepers Legal Liability or Direct Primary Broad Form Coverage Available Employees Tool Coverage Available Available in all states except: DC, HI, IA, IL, KS, MA, MN, NH, NY

Submission Requirements:
Veracity Garage Application 5-yr. Current Valued Loss Runs

1-866-395-1308
www.veracityinsurance.com

Veracity Program Division

Overview:
Veracity Insurance Solutions, LLC acts quickly when responding to agents, brokers, associations, and purchasing groups who need a solid program. Veracity has created multiple programs from scratch, while assisting others to refine or place their coverage in a difficult marketplace. Our program division specializes in association based, or homogeneous group, product liability and professional liability insurance. Veracity has been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group (RPG) programs.

Target Classes of Business:

Associations Homogeneous Groups Franchises

Program Highlights:
Low Minimum Premiums Available in all 50 States Tailored Coverages Voluntary and Involuntary Participation Plans Occurrence or Claims Made General & Products Liability Professional Liability Inland Marine/Property Insurance AD&D Coverage Group Life

Some Current Programs:

Chimney Sweep Insurance Program Handmade Industry Association Property Management Franchise Massage Therapists Artist & Crafters Associations Special Events

Contact Information:
Daryle E. Stafford stafford@veracityins.com

1-866-395-1308
www.veracityinsurance.com