Brokerage Structure - Fixed Income (December 2012)

Notes:ROI & Brokerage structure may revise without prior notice. Its advisable to consult Branch before deposit of application.
RR reserves right to amend brokerage structure without prior notice.
All queries related to brokerages must be informed within 2 months of deposit of applications. After that no queries will be entertained.
Brokerage mentioned are net in hand and subject to TDS.
All the Rates are Exclusive of Services Tax. In case you are liable to pay Service Tax and registered under the said Act, please raise an invoice for the above rate & Service Tax (mentioning the Service Tax registration number on
the face of the invoice).

FOCUSED FIXED DEPOSITS SCHEMES

COMPANY

SCHEMES

DHFL-AASHRAY DEPOSIT
PLUS SCHEME

DHFL - Aashray Deposit

Plus 40 Months (DHFLAASHRAY DEPOSIT (36
Months))

DHFL-Dewan Housing
Finance Ltd.

DHFL - Aashray Deposit

Plus 14 months (Earlier
DHFL-400 Days)

DHFL - Aashray 13 months Trust Deposit (Earlier

DHFL-365 Days)

DHFL-Swayam Sidha
Scheme for Women only
(500 Days)

RATING

CARE (AA+)
BWR (FAAA)

CARE (AA+)
BWR (FAAA)

INTEREST
FREQUENCY

10000*1000

Yearly

10.75

10.75

36-84M 10.75

Cum/Half Yrly

10.50

10.50

36-84M 10.50

Cum-2000*1000
H/Y- 10000*1000
10000*1000

Qtly

10.38

10.38

36-84M 10.38

20000*1000

Mtly

10.30

10.30

36-84M 10.30

2000*1000

Cum/yrly

11.00

Half Yrly

10.70

Qtly

10.55

10000*1000
20000*1000

CARE (AA+)
BWR (FAAA)

CARE (AA+)
BWR (FAAA)

10000*1000

50000*1000

Cum-2000*1000
H/Y- 10000*1000
CARE (AA+)
BWR (FAAA)

10000*1000
20000*1000

HDFC (Individual Deposits)

CRISIL (FAAA)
ICRA (MAAA)

HDFC- Housing
Development Finance
Corporation Ltd.

HDFC (Trust Deposits)

Mtly

10.45

Cum/Half Yrly

10.75

Yrly

11.01

Qtly

10.62

Mtly

10.54

Cum/Half Yrly

11.00

Yrly

11.28

Qtly

10.86

Mtly

10.78

Cum/Half Yrly

10.50

Yrly

10.75

Qtly

10.38

Cum

8.90

9.05

Yearly

9.05

Half Yrly

8.70

8.85

Qtly

8.60

8.75

Mtly

8.55

8.70

Cum

8.90

9.05

Yearly

9.05

Half Yrly

8.70

8.85

Qtly

8.60

8.75

8.55

8.70

20000*1000

40000*1000

Mtly
Cum

HDFC PLATINUM

CRISIL (FAAA)
ICRA (MAAA)

20000*1000

40000*1000

STANDARD RATES
12
24
36
12-23M 0.70
24-35M 1.20
36-84M 1.70

1.70

12

OPE
24

36

REMARKS
0.50% extra for Privilege Depositors ( Sr.Citizens above 60 yrs,
DHFL Shareholders, DHFL H.L Customers, Armed forces Personnel
& Widows ), 0.25% extra on single application deposit 25 Lacs and
above. Interest Compounded Half Yearly

0.50% extra for Privilege Depositors ( Sr.Citizens above 60 yrs,

DHFL Shareholders, DHFL H.L Customers, Armed forces Personnel
& Widows ), Interest Compounded Annually

In Single Deal wise

< 1 Cr = 0.90
>=1Cr to 5Cr = 1.10
>=5 Crore = 1.20

0.50% extra for Privilege Depositors ( Sr.Citizens above 60 yrs,

DHFL Shareholders, DHFL H.L Customers, Armed forces Personnel
& Widows ), 0.25% extra on single application deposit 25 Lacs and
above. Interest Compounded Half Yearly

In Single Deal wise

< 1 Cr = 0.90
>=1Cr to 5Cr = 1.10
>=5 Crore = 1.20

0.25% extra on single application deposit 1 Crore and above. For

365 Days Scheme. Interest Compounded Half Yearly

0.85

0.50% extra for Women depositors in the segment such as Senior

Citizens , Widows, Armed Forces Personnel, DHFL shareholders and
DHFL Home Loan Borrowers . Ist depositor should we woman.
Interest Compounded Half Yearly

10.30

Mtly

20000*1000

40000*1000

CRISIL (FAAA)
ICRA (MAAA)

INTEREST RATE (%)

12
24
36M & ABOVE

MIN. DEPOSIT
AMOUNT/MULTIPLE

15M-9.40

36-47M 9.15
48-60M 8.90
36-47M 9.15
48-60M 8.90
36-47M 8.95
48-60M 8.70
36-47M 8.85
48-60M 8.60
36-47M 8.80
48-60M 8.55
36-47M 9.15
48-60M 8.90
36-47M 9.15
48-60M 8.90
36-47M 8.95
48-60M 8.70
36-47M 8.85
48-60M 8.60
36-47M 8.80
48-60M 8.55
33M-9.40

12M = 0.35

15M = 0.35

Yearly

33M-9.40

Half Yrly

15M-9.20

33M-9.20

Qtly

15M-9.10

33M-9.10

Mtly

15M-9.05

33M-9.05

Cum

20M-9.80

40M-9.80

24M = 0.70
36M = 1.05

0.25% extra for Sr. citizen above 60 years. Compounded Annually.

Interest Rates for deposits below Rs. 1 Crore only. Approval
Required for Deposit Rs. 1 Crore and Above

48M = 1.40
60M = 1.65
12M = 0.25
24M = 0.60
36M = 0.95

0.25% extra for Sr. citizen age 60 years. Compounded Annually.

Interest Rates for deposits below Rs. 1 Crore only. Approval
Required for Deposit Rs. 1 Crore and Above

48M = 1.30
60M = 1.65

33M = 0.80

0.25% extra for Sr. citizen above 60 years. Compounded Annually.

Interest Rates for deposits below Rs. 1 Crore only.

COMPANY

SCHEMES
HDFC PLATINUM SENIOR
DEPOSIT PLAN

MAHINDRA FINANCE

SHRIRAM TRANSPORT
FINANCE LTD.

Mahindra Finance Ltd

SHRIRAM UNNATI

RATING
CRISIL (FAAA)
ICRA (MAAA)

CRISIL "FAAA"

CRISIL"FAA+"
ICRA "MAA+"

MIN. DEPOSIT
AMOUNT/MULTIPLE
20000*1000

INTEREST
FREQUENCY
Yearly

40M-9.80

Half Yrly

20M-9.60

40M-9.60

Qtly

20M-9.50

40M-9.50

40000*1000

Mtly

20M-9.45

40M-9.45

10000*1000

Cum

18M
9.75

9.25

10.00

25000*1000

Half Yrly

9.00

9.75

50000*1000

Qtly

8.90

9.65

Cum/Yrly

9.25

9.75

Half Yrly

9.05

9.52

Qtly

8.95

9.41

10.25

10.25

25000*1000

10000*1000 upto 25Lacs

Kerala Transport
Development Finance
Corporation Limited

KTDFC

Guaranteed by
Government of
Kerala

>=2500000*1000

KTDFC SALUTE

STANDARD RATES
12
24
36

10.50

10.50

12

OPE
24

36

20M = 0.35

REMARKS
Maximum deposit amount is Rs. 25 Lac per Individual. Exclusively
for Senior Citizens (60 Yrs +)

40M = 0.80

36M-10.25
48-60M 9.75
36M-10.00
48-60M - 9.50
36M-9.90
48-60M - 9.40
36M-10.75
48M-10.75
60M 10.75
36M-10.47
48M-10.47
60M 10.47
36M-10.34
48M-10.34
60M 10.34

12M = 0.50
18M = 0.70
24M = 0.90
36M-60M = 1.40

0.25% extra for Sr. Citizen above 60 years/Employee. Interest

Compounded Annually

12M = 1.30
24M = 1.55
36M-60M = 1.80

36M-10.25
48-60M 10.00

12M = 0.16
24M = 0.20
36M-60M = 0.37
No Brok. in Renwal

36M-10.50
48-60M 10.25

12M = 0.25
24M = 0.37
36M = 0.45
48M = 0.50
60M = 0.60
No Brok. in Renwal

60-120M - 10.50

60-120M - 0.35

60-120M - 10.50

60-120M - 0.55

Interest Compounded Annually. Post Dated Interest Cheque of

each F/Y will be issued in advance

0.25% extra for Sr. citizen above 60 years. Interest Compounded

Monthly in cumulative and Quarterly option. Interest is paid by
way of ECS/NEFT/Interest warrants. Post dated Interest cheques
for each F/Y will be sent in advance

Employed children (Self/Govt/Pvt Sector) can make deposits under

the scheme in the name of their parent(s). Interest Compounded
Monthly.

Cum
>=2500000*25000

New rates effective

from 10th Dec'2012

Cum/Mtly/Qtly

25000*25000 upto
25Lacs

Ansal Properties &

Infrastructure Ltd

INTEREST RATE (%)

12
24
36M & ABOVE

Cum/Qtr-25000*1000,
Mth 50000

12.00

12.25

12.50

1.00

1.50

2.00

BILCARE Ltd

20000*1000

11.00

11.50

12.00

1.00

1.50

2.00

Jaiprakash Associates Ltd

20000*1000

11.50

12.00

12.25

12.50

0.15

0.90

1.40

1.90

Min 1 Share. Max. Amt. per investor for six mts duration - Rs. 10
Lakh, Interest Compounded Mnthly, Post Dated Interest Cheque of
each F/Y will be issued in advance

Jaypee Infratech Ltd.

20000*1000

11.50

12.00

12.25

12.50

0.15

0.90

1.40

1.90

Maximum Amt. per investor for six mts duration - Rs. 10 Lakh
Interest Compounded Monthly, Post Dated Interest Cheque of
each F/Y will be issued in advance

Surya Roshni Ltd.

Only Cumulative
30000*1000

10.50

11.50

12.00

0.85

1.10

1.35

Interest Compounded Yearly

Unitech Limited

25000*1000

11.50

11.50

12.00

12.50

0.50

1.00

1.50

2.00

10000*1000

10.50

11.00

11.50

0.85

1.35

1.85

Valecha Engineering Ltd

0.35

0.25

0.50

0.75

Post dated interest warrants in advance for each Financial

Year.Interest Compounded Monthly.

0.25

0.25

0.25

0.25% Extra for senior citizens/ shareholders (10 Share)/

Employees of company.
Interest Compounded Quarterly. Non - Cum Interest Pay Quarterly.

0.85

0.60

1.30

Renewal only Principal Amount. Interest Compounded Monthly on

deposit of 1 year and more in cumulative

0.25% extra for above 1 lac in a single application. 0.50 % extra for Sr.
citizen, Employee & Share holder (Min. 100 share)

OTHER FIXED DEPOSITS SCHEMES

COMPANY

Min. Deposit
Amount

INTEREST RATE
12
24

36

Alembic Ltd.

50000*10000

9.00

9.00

9.00

Ansal Housing & Construction

10000*1000

10.00

11.00

11.00

11.50

Apollo Hosp. Ent. Ltd.

25000*1000

9.00

9.25

9.50

Birla Shloka Edutech Ltd

10000*1000

11.50

12.00

Damodar Threads Ltd.

5000*1000

11.00

Darcl Logistics

5000*1000

10.00

11.00

Dcm Shriram Consolidated Ltd

0.30

0.75

1.25

1.00

1.50

2.00

0.12

0.12

0.12

12.50

0.90

1.40

1.90

11.50

12.00

0.35

0.60

0.80

11.00

11.00

0.25

0.45

0.65

0.50

0.25

OPE
12
24

REMARKS
36
0.25 % extra on deposits of Rs. 5 Lacs & Above

0.10

0.30

0.75

1.25

Interest Compounded Monthly

Post dated Interest cheques for each F/Y will be sent in advance

0.50% p.a. additional interest to Senior Citizens (60 Years & above),
0.25% p. a. Single deposit of Rs. 1,00,000/- and above, (for a period up to two years)
subject to maximum of 12.50 p.a.
Option to receive int. warrants on qtrly/half yrly basis for senior citizens only.

0.50% p.a for Sr. Citizen(60Yrs). Monthly Interest min 50000*10000

10000

8.50

0.75

0.25% p.a for Shareholders

Deepak Nitrite Ltd

20000*1000

9.25

9.00

9.00

0.35

0.75

1.15

0.25% p.a for Sr. Citizen & Shareholders. Compounded Half Yearly

Fenner India Ltd

25000*5000

9.00

9.25

9.50

0.35

0.50

0.75

Food & Inns Ltd

STANDARD RATES
6
12
24
36

10000

11.00

11.50

12.00

0.70

1.15

1.60

0.50% p.a for Shareholders, Senior Citizen.

Gati Ltd.

21000*1000

10.00

10.50

11.00

0.40

0.60

0.80

0.50% p.a for Shareholders, Employee of company

Godrej Boyce & Manufact. Ltd.

25000*1000

10.00

0.30

Godrej Boyce & Manufact. Ltd.

101000*1000

10.00

0.70

Godrej Industries Limited

9.25

9.00

9.50

10.00

11.00

11.00

11.00

25000*1000

12.00

12.00

25000

7.00

7.50

12&24M-10000
36M-5000*1000

10.00

Jindal Stainless Steel Ltd

21000*1000

Jindal Cotex Ltd.

25000*1000

J K Corp.(Jk Lakshmi Cement Ltd)

20000*1000

9.00

Gujarat Apollo Industries Ltd (Share Holder)

Helios & Matheson
Ion Exchange (India) Ltd
Jagsonpal Pharma

13M-7.75
-

100000*25000

13M-0.30

8.50

Gujarat Apollo Industries Ltd

10000*1000
N.Cum 50000*10000
Cum 50000*25000

0.25% p.a for Employees, Retired Employees, Spouses of Deceased

Employees/Retired Employees. Only from IND. Only half yearly option available
0.25% p.a for Employees, Retired Employees, Spouses of Deceased
Employees/Retired Employees. Only from IND. Only half yearly option available

0.65

1.25

0.70

1.10

1.50

0.20

0.20

0.20

12.00

1.00

1.50

2.00

8.00

0.25

0.60

0.85

10.00

10.00

1.00

1.50

2.00

9.75

10.00

10.25

0.35

0.35

0.60

12.00

12.25

12.50

0.90

1.20

2.00

9.25

9.50

0.35

0.55

0.75

Only Cumulative Scheme

0.50 % for Sr. Citizen. Cum only 36M multiple is 25000

1.40

1.40

1.40

Renewal of only principal amount.

0.10

0.35

0.60

Cum Interest Compounded Quarterly

Non-Cum interest payable Mthly/Qtrly
0.50% extra for Sr.Citizen(60yrs) & 0.25% Employees/Sh.holders (500 Share)

0.20

Interest compounded on quarterly basis. Pan Mandatory

J K Industries (Jk Tyre & Ind. Ltd)

25000*5000

9.00

9.25

9.50

0.40

0.60

0.80

0.50% p.a for Sr.Citizens (60yrs), Shareholder & Employee, amount to or above 5
Lacs.

J K Paper Ltd.

25000*5000

8.50

9.00

9.50

0.35

0.55

0.80

Additional cheques are accepted for renewal deposits.

Cum 10000*5000
Qtly 25000*5000

9.00

9.50

11.00

0.70

Interest compounded on quarterly basis. 0.25% p.a. extra for Senior Citizens (Age 60
years and above). Pan Mandatory

Cum-2&3yr-5000*1000
Non Cum-H/Q-25000,
36M-50000

10.00

10.50

11.00

12.00

Mahindra & Mahindra Ltd

25000*1000

8.50

9.75

Neesa Leisure Limited

25000*1000

11.50

11.75

12.25

12.50

Ocl India Ltd.

25000*1000

9.25

9.00

9.00

Parsvnath Developers Ltd

15000*1000

10.00

11.50

11.75

12.00

10000

10.25

10.25

10.25

9.50

10.50

9.50

10.25

Kores India Ltd.

Lyka Labs Ltd

Prism Cement Limited

Shri Ram Pistons & Rings Ltd.

21000*1000

Talbros Automotive Components Ltd

10000*1000

8.13
-

0.40
-

0.85
0.15

1.50
-

2.00

0.35

0.75

0.5% p.a additional interest for SENIOR CITIZENS. Age proof required (60 years &
above)

1.30

1.70

Interest Compounded Quarterly, Post Dated Principal Cheque will be issued in

advance

0.35

1.00

1.50

2.00

0.10

0.30

0.50

0.85

1.35

1.85

0.50% p.a for Sr.Citizen(Age-65) / Emp & Sh. Holder. Min 100 shares
Interest Compounded Quarterly

0.35

0.70

1.15

Interest Compounded Quarterly

11.00

0.15

0.40

0.85

Cum Interest Compounded Monthly 1yr & above scheme

Non-Cum interest payable Qtrly

11.00

0.50

1.00

2.00

0.75
0.35

0.35

0.90

0.35

0.15

0.15

Interest Compounded Quarterly

COMPANY

Min. Deposit
Amount

INTEREST RATE
12
24

36

STANDARD RATES
6
12
24
36

UB Holdings Ltd

25000*1000

11.50

11.75

United Spirits

25000*1000

11.00

11.50

10.00

0.40

0.70

0.90

OPE
12
24

REMARKS
36
0.25% for Sr. citizen if deposit 1 Lacs and Above. Additional Amount Accpeted for
renewal. Interest Compounded Quarterly
Post dated Interest cheques for each F/Y will be sent in advance

1.20

Interest Compounded Quarterly

Post dated Interest cheques for each F/Y will be sent in advance

FRESH DEPOSIT ACCEPTED ONLY FROM SHAREHOLDER'S

Aplab Ltd

10.50

11.00

0.30

0.60

1.00

Godrej Properties Ltd.

10000*1000

9.00

9.50

10.50

0.30

0.70

1.25

Abt Ltd.

10000*1000

10.00

10.50

11.00

0.15

0.20

0.25

Only Principal Amount

Amrit Corp. Ltd. (Amrit Banaspati Ltd )

5000*1000

9.50

10.00

10.50

0.10

0.10

0.10

0.50% p.a for Sr. Citizen & Shareholders, min 100 shares

Only Individuals. Interest payment half yearly. Min share 1

ONLY RENEWALS

Aplab Ltd

10.00

10.50

11.00

0.30

0.60

1.00

Bharat Bijlee Ltd

10000*1000

9.00

9.50

10.00

0.25

0.40

0.65

The Bombay Dyeing & Manuf. Co. Ltd.

20000*5000

10.50

10000-Half/Cum
20000-mthly

11.00

11.50

12.00

1.00

9.50

10.50

0.25

25000*1000

9.50

10.00

10.50

0.75

10000

10.00

11.00

25000*1000

10.50

11.00

11.50

10000*1000

Bombay Swadeshi Stores Ltd.

Borax Morarji Ltd
Ceat Ltd
Choksi Imaging Limited
D.S Kulkarni Developer Ltd.
Excel Industries
Godrej Properties Ltd.

J B Chemicals Ltd
Jagatjit Industries Ltd

50000*1000

9.00

1.50
-

1.85
2.00

0.20

0.20

0.20

0.50% p.a for Sr. Citizen and Share holder

0.85

1.15

1.60

0.90

1.40

No Brokerage in Renawal
-

0.50% p.a for Sr.Citizen, Employees & Shareholders(Min 1 Share)

0.25% p.a for Sr.Citizen, Shareholders & Employees. Min 1 Share

Renewal of only principal Amount. 0.50% ROI extra for opting ECS option in interest
payable + 0.50% ROI extra For Preferred Depositors

No Brokerage in Renawal

9.50

10.00

0.60

0.80

9.50

10.50

0.30

0.70

1.25

8.00

9.00

10.00

0.15

0.50

0.75

10.50

11.00

11.50

1.00

1.50

2.00

Only Individuals. Interest payment half yearly

0.10

0.60

1.20

Additional Cheque Accepted

Jct Ltd

10000*1000

11.00

11.50

12.00

1.00

1.30

1.75

Accepted from Individuals, HUFs & Minors (in the name of Guardian). Maturity date on
or before December 2012 can be renewed only.

Jmc Project (India) Ltd.

10000*1000

9.00

9.50

10.00

0.45

0.65

1.10

0.50% Extra -Sr.Citizens

Milk Food Ltd.

10000

10.50

11.00

11.50

1.00

1.50

2.00

Mukand Ltd

25000*1000.
Qtly 50000

9.00

9.50

11.00

0.40

0.85

1.35

0.25% p.a. additional for Share Holders

Interest Compounded Monthly. Only renewals maturing on or after 1December'12,

Mukund Engineering

10000*1000

9.25

9.75

11.50

0.10

0.45

0.70

Only Principal Amount. 0.25% for Share Holder

Pudumjee Pulp (Only Mumbai & Pune)

25000*1000

ECS Compulsory. No additional Amount

Sayaji Ltd.
Vadilal Industries

5000*1000

9.00

9.50

10.50

0.75

1.25

1.65

9.00

10.00

11.00

0.05

0.25

0.60

10.00

10.00

10.50

0.60

1.00

1.50

0.25

0.50

0.75

1% extra for Shareholders

RATE LIST - GOVT. COMPANIES / PSUs/SUBSIDIARIES

COMPANY

RATING

Min. Deposit
Amt.

12

RATE OF INTEREST
24 36 48 60 72

84

12

8.50

0.15

0.35

0.05

0.10

9.00

9.00

8.50

24

STANDARD RATES
36
48
60

0.35

0.35

9.00

9.10

9.20

National Housing Bank (Sunidhi)

CRISIL "FAAA"

50000*10000

9.25

9.25

9.25

Nhb Suvridhi (Tax Saving) (ind/huf

only)
Pnb Housing

CRISIL "FAAA"

10000*10000

CRISIL "FAA+"

10000

9.50

9.50

9.50

9.50

9.50

9.40

Pnb Housing (Trust)

CRISIL "FAA+"

10000

9.50

9.50

9.50

9.50

9.50

9.40

Sidbi ( Individuals & Huf ) (Trust)

"AAA" CARE

10000*1000

Exim Bank (Upto 1 Crore)

CRISIL "FAAA"
ICRA "MAAA"

10000*1000

9.25

First Leasing - (Yrly Option)

CARE "AA+"

5000

9.00

Lic Housing Finance

CRISIL "FAAA"

10000*1000

8.75

9.00

9.25

Gruh Finance (Ind & Trust)

FAA+ (CRISIL)
MAA+ (ICRA)

1000

9.00

9.25

9.25

MAA+

10000*1000

9.25

9.50

9.50

Tamilnadu Power Finance

10000*1

9.25

9.50 10.00 10.00 10.00

0.10

0.10

0.10

Cheque/ DD payable at Chennai

Tamilnadu Power Finance (Sr. Citizen Age 58)

10000*1

9.50

9.75 10.50 10.50 10.50

0.10

0.10

0.10

Cheque/ DD payable at Chennai

0.15

0.35

REMARKS

10000*1000

9.25

0.35

84

Hudco (Ind/Trust) (New ROI Chg 17/10/2012)CRISIL "FAA"

ICRA "MAA"

9.25

0.35

72

0.40 No Brokerage
in Renewal
0.40

0.25% extra for Senior Citizens(60yrs). Required Approval above 25 Lacs. Interest
Compounded Quarterly. Non-cum Min 50000*5000
0.60% for Sr. Citizens, Max Agg not exceed 1 Crore per depositor.

9.40

0.40

0.80

1.20

1.65

1.85

1.85

1.85

(0.25% Senior Citizens). Approval require 1 Crore & above.

9.40

0.15

0.35

0.55

0.80

1.10

1.10

1.10

Approval require 1 Crore & above.

(12 to 13) 9.25 (14 to 36) 9.10 (37 to 60) 9.00

0.08

0.10

0.10

0.10

0.10

0.60% Senior Citizens, Max limit upto 1 Lac in a fin. Year. Approval Required

(0.50% Senior Citizens)

RATE LIST- NBFC"S /HOUSING FINANCE COMPANIES

Sundaram Home Finance (Regular)

9.25

9.25

9.00

9.00

0.15

0.15

0.30

No Brokerage
in Renewal

0.50% for sr.citizen, Required Approval above 50 Lacs. For Corporate or

Trust ROI quated separately & above 1 Cr in Retail ind.).

0.85

18M-0.45

For Sr. Citizen amt upto 50,000 - 0.10% & amt 51,000 - 0.25% extra.
Required Approval above 5 Crore.

No brokerage
9.50

18M-8.75

0.45

0.60

0.85

9.25

9.25

9.25

0.30

0.65

1.15

9.50

9.50

0.10

0.15

0.25

9.25

1.30

1.60

1.60

1.60

(Ind. Dept Min.1000) ( Mthly =20,000, Qtrly & Annual = 2000) (0.25% for sr
citizen & Trust)
0.50 % for sr citizen (60yrs)

BONDS
Capital Gain Bonds: ( Tax Saving u/s 54EC)
NHAI National Highway Authority of India

REC ( Rural Electrification Corporation Ltd)

Minimum Amount
Minimum Bond
Period
Rate of interest
Standard Rates

Minimum Amount
Minimum Bond
Period
Rate of interest
Standard Rates

Rs. 10000
1 (one) Bond
3 years ( lock in).
6.00% p.a.
0.08

No TDS

Rating AAA/Stable

Rs. 10000
1 (one) Bond
3 years (lock in)
6.00% p.a.
0.08
Rating AAA/Stable

Govt. of India Saving Bonds - 8% Taxable) in ( SBI* /

PNB / ICICI / IDBI / HDFC / AXIS )
Rate of Interest
8%
Minimum Amount
1000 * 1000
Standard Rates
0.70
Charitable Trust TAX examptiom Required Certificate for NON
deduction of TAX on every Year.

* Only Selected centers

For Institutional investments in Fixed Deposits and Capital Gain Bonds, please contact
isd@rrfcl.com