1.

Do you make investment? Table No. 5.1 Options Yes No Total No. of Investors 120 0 120 No. of Percentage 100% 0% 100%

make investment

No 0%

Yes No

Yes 100%

Figure No. 5.1 Interpretation The above figure shows that 100% investors are making investments. They prefer investment due to safety and good returns.

2.

What is your Income Level? Table No. 5.2 Income Level 1 lac to 3 lac 3 lac to 5 lac 5 lac to 10 lac More than 10 lac Total No. of Investors 82 12 18 8 120 Income Level of Investors No. of Percentage 68.34% 10.00% 15.00% 6.66% 100%

More than 10 lac 6.66% 5 lac to 10 lac 15.00%

1 lac to 3 lac

3 to 5 lac 10.00% 1 lac to 3 lac 68.34%

3 to 5 lac

5 lac to 10 lac

More than 10 lac

Figure No. 5.2 Interpretation Out the total academician around 68.34% were belong to the income group of 1 3lacs, while 15.00% in the 5-10 lacs group, 10% belong to 3to5lac and rest 6.66% investors were belong to more than 10 lacs income group.

3.

How much of your money you invest in any Financial Instrument? Table No. 5.3 Percentage of Investing Money 10% to 20% 20% to 30% 30% to 50% More than 50% Total 32 65 17 6 120 26.66% 54.17% 14.17% 5.00% 100% No. of Investors No. of Percentage

Income Level
More than 50% 5.00%

30% to 50% 14.17%

10% to 20% 26.66%

10% to 20% 20% to 30% 30% to 50% More than 50%

20% to 30% 54.17%

Figure No. 5.3 Interpretation The above figure shows that mostly those people who invest 20% to 30 % of their money in these instruments i.e. 54.17%, whereas 26.66% invest 10% to 20%, 14.17% invest

30% to 50% and remaining 5.00% investors investing more than 50% money in financial instrument. 4. How long you prefer to keep your money in any Financial Instrument? Table No. 5.4 Time Period for Invest Money Less than 6 months 6 months to 1 year 1 year to 3 year More than 3 years Total 11 10 36 63 120
Time Period for Invest Money

No. of Investors

No. of Percentage

9.16% 8.34% 30.00% 52.50% 100%

Less than 6 months 9.16% 6 months to 1 year 8.34%

Less than 6 months

More than 3 years 53% 52.50%

6 months to 1 year

1 year to 3 year 30.00%

1 year to 3 year More than 3 years

Figure No. 5.4 Interpretation

Out of the 120 investors mostly were of the people that they invested there for money at least for a period of More than 3 years i.e. 52.50%, while 30.00% keep 1 to 2 years, 9.16% keep less than 6 months and least 8.34% investors prefer to keep their money in financial instruments.

5.

Do you know about the following Financial Instrument? Table No. 5.5 Financial Instrument Mutual Fund Bond Insurance Equity Shares Fixed Deposits IPO Real Estate If any other please specify Total No. of Investors 32 9 18 24 12 11 10 4 120 No. of Percentage 26.66% 7.50% 15.00% 20.00% 10.00% 9.16% 8.34% 3.34% 100%

Do you know about the following Financial Instrument ?

If any other 4% Real Estate 8.34% IPO 9.16% Fixed Deposits 10.00% Mutual Fund 26.66%
Mutual Fund Bond Insurance Equity Shares Fixed Deposits IPO

Equity Shares 20.00%

Bond 7.50% Insurance 15.00%

Real Estate If any other

Figure No. 5.5 Interpretation The sample size consists of 120 investors and out of which almost all the people are fully aware about investment avenues like IPO, Insurance, Bond, Real Estate and fixed deposits, almost 26.66% are aware about Mutual funds.

6.

What are the factors which you consider while investing in any Financial Instrument? Table No. 5.6 Information Source Return (capital appreciation) Tax Saving Liquidity Regular income flow Safety Any Other Total No. of Investors 29 34 13 18 24 2 120 No. of Percentage 24.16% 28.34% 10.84% 15.00% 20.00% 1.66% 100%

What are the factors which you consider while investing in any Financial Instrument

Safety 20.00%

Any Other 1.66% Return (Capital appreciation) 24.16%

Return (Capital appreciation) Tax Saving

Regular Income Flow 15.00%

Liquidity Regular Income Flow Safety

Tax Saving 28.34% Liquidity 10.84%

Any Other

Figure No. 5.6 Interpretation

Out of the 100 investors about 28.34% investors think that Tax saving is the main factor to investing in financial instruments, while 24.16% expecting return, 20% Safety & rest 2% any other factor for investing their money in financial instruments. 7. How do you get information regarding these financial instruments? Table No. 5.7 Information Source Advertisement on Television Company Sales Force Friends/Relatives Magazines/Newspaper Any Other Total No. of Investors 62 16 6 26 10 120 No. of Percentage 51.66% 13.34% 5.00% 21.66% 8.34% 100%

How do you get information regarding these financial instruments

Any Other 8.34%

Magazines/Newspap er 21.66% Friends/Relatives 5.00%

Advertisement on Television

Advertisement on Television 51.66%

Company Sales Force Friends/Relatives Magazines/Newspaper Any Other

Company Sales Force 13.34%

Figure No. 5.7 Interpretation

Out of the 120 investors about 51.66% of them get the information from advertisements on the television and the rest from the magazines, company sales force and friends and relatives.

8.

Please rate the Financial Instruments as per your Preference. Table No. 5.8 Rating of Financial Instruments More Preferred (3) Mutual fund Insurance Equity Shares Bonds Fixed Deposits Real estate IPOs 40 34 40 32 79 39 10 (2) 61 64 59 47 37 57 46 Moderate Less Preferred (1) 19 22 21 41 4 24 64 261 252 259 231 315 255 186 2.17 2.10 2.15 1.92 2.62 2.12 1.55 Total Weighted Average

Please rate the Financial Instruments as per your Preference.

2.5

1.5

Rating

0.5

0 Mutual Fund Insurance Equity Shares Bonds Fixed Deposits Real Estate IPO's

Figure No. 5.8 Interpretation

Out of the 100 investors asked the most preferred financial instrument is fixed deposits and the then the rest like Insurance and equity shares and least preference of investor is IPOs. 9. On what basis you will invest in any particular Financial Instrument? Table No. 5.9 Information Source Past Performance Portfolio Fund Manager Fundamental/Technical Analysis Market Sentiment Any Other Total No. of Investors 14 47 14 32 11 2 100 No. of Percentage 11.66% 39.18% 11.66% 26.66% 9.18% 1.66% 100%

On what basis you will invest in any particular Financial Instrument

Any Other 1.66%

Market Sentiment 9.18%

Past Performance 11.66%

Past Performance

Portfolio

Fund Manager
Fundamental/Technical Analysis 26.66% Portfolio 39.18%

Fundamental/Technical Analysis

Market Sentiment

Fund Manager 11.66%

Any Other

Figure No. 5.9 Interpretation

The investors were mostly of the opinion that portfolio is the most important factor before investing and then fundamental analysis done by them or by the financial advisor and then the other factors.

10.

How will you invest your money in any Financial Instrument? Table No. 5.10 Information Source Through business news Through any stock broking company. Sub broker/ Agents Through Banks Any Other Total No. of Investors 62 9 33 15 1 120 No. of Percentage 51.66% 7.50% 27.50% 12.50% 0.84% 100%

How will you invest your money in any Financial Instrument

Any Other 0.84%

Through Banks 12.50%

Business news

Through any stock broking company

Sub broker/Agent

Sub broker/Agent 27.50%

Business news 51.66%

Through Banks

Any Other

Through any stock broking company 7.50%

Figure No. 5.10

Interpretation The above chart shows that they mostly invest their money through business news and then through sub brokers and agents and least 0.84% investor through any other parameters.

11.

In what type of Financial Instrument you like to invest? Table No. 5.11 Information Source Equity based Debt based Balanced Fund Hybrid Fund ELSS (equity linked saving scheme) If any other please specify Total No. of Investors 24 31 39 16 7 3 120 No. of Percentage 20.00% 25.83% 32.50% 13.34% 5.83% 2.50% 100%

In what type of Financial Instrument you like to invest

Any Other 3% (Equity Linked saving scheme 7% Equity Based 24%

Equity Based Debt Based Balanced Fund Hybird Funbd

Hybird Funbd 16%

Debt Based 21% Balanced Fund 29%

Elss (Equity Linked saving scheme) Any Other

Figure No. 5.11 Interpretation The above chart shows that they mostly invest their money in balanced fund as compared to other funds.

12.

Will you invest your money for saving the Tax in any Financial Instrument? Table No. 5.12 Options Yes No Total No. of Investors 79 41 120 No. of Percentage 65.83% 34.17% 100%

Will you invest your money for saving the Tax in any Financial Instrument

No 31%

Yes

No

Yes 69%

Figure No. 5.12

Interpretation The above chart shows that mostly investors are in favour of investing money for Tax saving.

13.

Does business news influence your investment decisions? Table No. 5.13 Options Strongly Agree Agree Neutral Disagree Strongly Disagree Total No. of Investors 31 47 22 16 4 120 No. of Percentage 25.83% 39.16% 18.34% 13.33% 3.33% 100%

45.00% 40.00% 35.00% 30.00% 25.83% 25.00% 18.34% 13.33% 39.16%

20.00%
15.00% 10.00% 5.00% 0.00% Strongly Agree Agree

3.33%

Neutral

Disagree

Strongly Disagree

Figure No. 5.13 Interpretation The above chart shows that mostly investors agree with statement that business news influence their investment decision, whereas 25.83% strongly agree, 18.34% neutral, 13.34% disagree and least 3.33% investors strongly disagree with opinion. Business news creates impact on investors mind.

14.

The news information is used to categorize trader types including mutual funds, foreigners, individuals and corporations. Table No. 5.14 Options Strongly Agree Agree Neutral Disagree Strongly Disagree Total No. of Investors 27 59 14 11 9 120 No. of Percentage 22.50% 49.17% 11.67% 9.16% 7.50% 100%

60.00% 50.00% 40.00% 30.00% 22.50% 20.00% 11.67% 10.00% 0.00% Strongly Agree Agree Neutral Disagree Strongly Disagree 9.16% 7.50% 49.17%

Figure No. 5.14 Interpretation The above chart shows that mostly investors agree with statement that news information is used to categorize trader types including mutual funds, foreigners, individuals and corporations and remaining 7.50% investors strongly disagree with fact.

15.

Do you agree that business news fluctuate your investment decision? Table No. 5.15 Options Strongly Agree Agree Neutral Disagree Strongly Disagree Total No. of Investors 63 36 14 7 0 120 No. of Percentage 52.50% 30.00% 11.66% 5.84% 0.0% 100%

60.00% 52.50% 50.00% 40.00% 30.00% 30.00% 20.00% 11.66% 10.00% 0.00% 5.84% 0.00%

Strongly Agree

Agree

Neutral

Disagree

Strongly Disagree

Figure No. 5.15 Interpretation The above chart shows that 52.50% investors strongly agree that business news fluctuate their investment decision, whereas 30.00% agree, 11.66% neutral and rest 5.84% investors disagree with opinion.

16.

Business news affects the timing of investors' purchase of investment aveneues. Table No. 5.16 Options Strongly Agree Agree Neutral Disagree Strongly Disagree Total No. of Investors 37 49 22 8 4 120 No. of Percentage 30.83% 40.83% 18.34% 6.66% 3.34% 100%

45.00% 40.00% 35.00% 30.00% 25.00% 20.00% 15.00% 30.83%

40.83%

18.34%

10.00%
5.00% 0.00%

6.66% 3.34%

Strongly Agree

Agree

Neutral

Disagree

Strongly Disagree

Figure No. 5.16 Interpretation The above chart shows that 40.83% investors agree that business news affects timing of investors' purchase of investment aveneues, while 30.83% strongly agree, 18.34% neutral, 6.66% disagree and rest 3.34% investors strongly disagree with statement.

17.

Business news can negatively impact on investment Decisions. Table No. 5.17 Options Strongly Agree Agree Neutral Disagree Strongly Disagree Total No. of Investors 27 62 21 7 3 120 No. of Percentage 22.50% 51.66% 17.50% 5.84% 2.50% 100%

60.00% 51.66% 50.00% 40.00% 30.00% 22.50% 20.00% 10.00% 0.00% 17.50%

5.84% 2.50%

Strongly Agree

Agree

Neutral

Disagree

Strongly Disagree

Figure No. 5.17 Interpretation The above chart shows that 51.66% investors agree that business news can negatively impact on investment Decisions, while 22.50% strongly agree, 17.50% neutral, 5.84% disagree and remaining 2.50% investors strongly disagree with fact.

18.

Are you satisfied with your investment decision, Please rate? (Highly Satisfied 5, Satisfied 4, Neutral 3, Dissatisfied 2, Highly Dissatisfied 1) Table No. 5.18 Options Highly satisfied Satisfied Neutral Dissatisfied Highly Dissatisfied Total No. of Investors 18 27 34 17 4 100 Score 90 108 102 34 4

Are you satisfied with your investment decision, Please rate

120

100

80

60

40

20

0 Highly Satisfied Satisfied Neutral Dissatisfied Highly Dissatisfied

Figure No. 5.18 Interpretation The above chart shows that mostly investors are satisfied with investment decision, whereas few number of investor are highly dissatisfied with their investment decision.