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Maternity insurance in Dubai Delivering a baby without Maternity Insurance in Dubai can be very expensive. Delivery fees from January 2011, at UAE government hospitals are AED 5,000 for natural births, and AED 8,000 for caesarean section (previously AED 2,500 for natural birth and AED 5,000 for csection). If the patient does not have medical insurance in Dubai, it doubles to AED 10,000 for normal births and AED 16,000 for caesarean sections. Private hospital fees ranged from AED 6,000 to AED 25,000. Although many companies provide medical insurance in Dubai to their employees, the government has not yet made it mandatory (this is about to change in the near future). This means that many couples who are planning to have babies should get maternity insurance in Dubai for themselves.
4. Are the hospitals in the list the type that you would be comfortable with?
5. Currently insurers offering maternity insurance in Dubai have a waiting period of 10 months or more. This means that any couple that has maternity insurance in Dubai for more than 10 months, and conceives after this period will be covered for all costs when they renew with the same provider.
10. Finally, is the insurer a reputable company that honors claims without hassles?
11. Do you have the time and patience to research the various options available?
Not all medical insurance plans suit all individuals. Each person has different needs. This where our medical insurance department is able to help you, by providing quotes only from the providers best suited to your needs along with free impartial advice.
I'm with Global Health and have taken cover for maternity, I won't be allowed to make a maternity related claim for the 1st 12 months. This cost around Dhs.7000 per annum. So far I haven't had to claim so I can't tell ou whether they are any good or not.
Home Top 5 things you should know before buying Health Insurance
Chronic condition is a disease/health condition that is persistent or long-lasting in nature, such as: diabetes, asthma, or heart disease.Not all medical plans cover chronic conditions in full. Other plans will restrict the cover to the Acute Phases of the condition or put a limit on its expenses i.e. annual or lifetime limit on the cover. A health insurance advisor can help you find the policy that will best cover your healthcare needs. 5. How can I be covered for Maternity? Most policies have an option for maternity coverage BUT apply different waiting periods and conditions. The waiting period for a maternity benefit may vary among insurers; typically the waiting period can range 6 to 12 months. You need to review the limits on maternity coverage, as anything in the range of AED 10-25,000 will barely cover your costs for pre - and postnatal treatment. Maternity coverage will usually provide for the following: Pre and postnatal treatment Normal delivery Complicated delivery Medically prescribed Caesarean