Table of Contents

Custom Layouts............................................................................................................1-1
Summary of Direct Loan Message Classes...................................................................................1-2
Tracking Batches..........................................................................................................................1-3
Record Layouts.............................................................................................................................1-4
Header.....................................................................................................................................1-4
Trailer......................................................................................................................................1-7
Loan Origination...........................................................................................................................1-9
Full Loan (Stafford/PLUS) Origination (Export to Loan Origination Center),
(DESF00IN/DEPF00IN) Batch Type #D or PF........................................................1-9
Full Loan (Stafford/PLUS) Origination Acknowledgment (Import from Loan
Origination Center), (DISF00OP/DIPF00OP) Batch Type #D or PF.....................1-25
PLUS Credit Decision Acknowledgment (Import from Loan Origination Center),
(DIPC00OP) Batch Type #C...................................................................................1-28
Loan Origination Change............................................................................................................1-29
Loan Origination Change (Export to Loan Origination Center), (DESC00IN), Loan
Origination Change Acknowledgment (Import from Loan Origination Center),
(DIOC00OP) Batch Type #E...................................................................................1-29
Export Change Table Values for Field Transmit Numbers....................................................1-37
Stafford/PLUS Promissory Note Acknowledgment (Import from Loan Origination
Center), (DIPA00OP) Batch Type #A, Batch Type #D or PF for Level 3
(Standard Originator)................................................................................................1-45
Allocation/Reallocation Statement..............................................................................................1-50
Allocation/Reallocation Statement (Export to LOC), (DERS00IN),
Allocation/Reallocation Statement Acknowledgment (Import from LOC),
(DIRA00OP) Batch Type #K...................................................................................1-50
Disbursement..............................................................................................................................1-55
Disbursement (Export to Loan Origination Center), Disbursement Acknowledgment
(Import from Loan Origination Center), (DESD00IN/DIOD00OP)
Batch Type #H....................................................................................................1-55
School Reconciliation.................................................................................................................1-61
Direct Loan School Account Statement (Import from Loan Origination Center)...............1-61
Part I – Cash Summary Section (Record Type “T”), (DSAS00OP) Batch Type AS...........1-61
Part II – Cash Detail Section (Record Type “D”).................................................................1-66
Part III – Loan Detail Section (Record Type “L”)................................................................1-69
Optional Loan Detail Exception File (Export to Loan Origination Center),
(DERC00IN) Batch Type #L (Optional)..................................................................1-75
Loan Servicer Record, (DISV00OP) Batch Type SV................................................................1-81
State/Country/Jurisdiction Codes...............................................................................................1-82

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Custom Edits.................................................................................................................2-1
Loan Origination Reject Codes...............................................................................................2-2
Loan Origination Change Reject Codes..................................................................................2-9
Promissory Note Reject Codes.............................................................................................2-16
Cash Allocation Reject Codes...............................................................................................2-18
Disbursement Reject Codes..................................................................................................2-19
Booking Reject Codes, Promissory Note Booking Status Reject Codes..............................2-24
Booking Reject Codes, Disbursement Booking Status Reject Codes...................................2-24

Custom System Requirements...................................................................................3-1

Processing Direct Loan DataDirect Loan Processing Cycles...................................................3-1
What Is a Booked Loan?........................................................................................................3-2
What Is a Booked Disbursement?...........................................................................................3-2
Full Origination Records.........................................................................................................3-3
Submitting Full Origination Records................................................................................3-3
Receiving Full Origination Acknowledgments..................................................................3-3
Receiving Loan Origination Acknowledgments from the LOC........................................3-4
Processing PLUS Credit Decisions Update (Override)....................................................3-7
Loan Origination Change Record...........................................................................................3-9
Submitting Change Records..............................................................................................3-9
Receiving Loan Origination Change Acknowledgments.................................................3-10
Printing the Direct Subsidized and Unsubsidized Loan Disclosure.......................................3-12
Options for Printing Disclosures.....................................................................................3-12
Direct Loan Disclosure Print Specifications...................................................................3-13
Printing the Master Promissory Note................................................................................3-2122
Options for Processing Master Promissory Notes..........................................................3-22
Master Promissory Note Print Specifications.................................................................3-23
Printing the PLUS Loan Application and Promissory Note..................................................3-25
Processing PLUS Loan Applications and Promissory Notes..........................................3-25
Direct PLUS Loan Application and Promissory Note Print Specifications....................3-26
Promissory Note Paper Manifests.........................................................................................3-29
Creating Promissory Note Paper Manifests....................................................................3-29
Receiving Promissory Note Acknowledgments..............................................................3-30
Promissory Note Reject Reasons....................................................................................3-30
Promissory Note Incomplete Reasons............................................................................3-30
Promissory Note Pending Codes....................................................................................3-30
Promissory Note Anticipated Disbursement Values........................................................3-32
Master Promissory Note Accepted Promissory Note Amount, Master Promissory
Note Identification and Loan Amount Requested...............................................3-32
Funds Drawdown..................................................................................................................3-33
Tracking Cash.................................................................................................................3-33
Receipt of Cash...............................................................................................................3-33
Return of Excess Cash (Return of Undisbursed Drawdown Funds)...............................3-33
Allocation/Reallocation Statement........................................................................................3-33
Disbursement........................................................................................................................3-34
Disbursement Record Types...........................................................................................3-34

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 Process Loan and Disbursement Adjustments to $0.......................................................3-35
Timing.............................................................................................................................3-35
Sequence of Disbursement Records................................................................................3-36
Disbursement Confirmation (For Schools in the Confirmation Pilot).............................3-36
Disbursement Acknowledgments from the LOC.............................................................3-36
School Reconciliation.................................................................................................................3-38
School Reconciliation for 1999–2000; Direct Loan School Account Statement (DLSAS)..3-38
School Options................................................................................................................3-38
Resolving Discrepancies.................................................................................................3-38
Implementation Details...................................................................................................3-39
Management Files from the LOC................................................................................................3-40
The 30-Day Warning Report.................................................................................................3-40
The Duplicate Student Borrower Report..............................................................................3-40
The Inactive Loan Report.....................................................................................................3-40
The Anticipated Disbursement List.......................................................................................3-40
The Actual Disbursement Roster..........................................................................................3-41
Batch Processing and Batch IDs...........................................................................................3-42
The Batch Integrity Rule.......................................................................................................3-42
Rounding Logic....................................................................................................................3-43
Gross Disbursement Calculations.........................................................................................3-44
Two and Four Disbursements.........................................................................................3-44
Three Disbursements.......................................................................................................3-45
Loan Fees and Net Disbursement Calculations.....................................................................3-47
Leap Year Logic....................................................................................................................3-48

Understanding and Implementing System Modifications 1999-2000..................4-1-1

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