A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Voluntary Benefits The Future of Your Employees Benefits?

YOURE INVITED Learn how Voluntary Benefits Can Enhance your Employee Benefits Strategy
As a Texas employer, youre invited to this Free Half Day Event to learn how you can make these state-of-the-art plans work for your company and your employees. The Voluntary Benefits Employer Boot Camp is coming to Texas in April. Attend your choice of the Boot Camp in either Dallas/Plano or Houston. Space is limited - reserve your seat now!! Who Should Attend?
You qualify to attend if you are a Business Leader, an Executive or Manager responsible for employee benefits, an HR Leader or Specialist, a Senior Executive, a CFO or a Business Owner. The Boot Camp is designed for employers with 300 or more employees.

Choose Your Location April 9, 2013: Plano, TX

7:30AM - 2:00PM Maggianos Little Italy 600 W. Park Blvd Plano, TX 75093

April 12, 2013: Houston, TX Explore the Conference Brochure

See the Full Agenda Meet our Speakers Learn about the Sponsors who make the Boot Camp possible Meet the Boot Camp Organizer Your invitation from the Boot Camp Organizer 7:30AM - 2:00PM Union Station at Minute Maid Park 501 Crawford St Houston, TX 77002

REGISTER for Plano

REGISTER for Houston

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Voluntary benefits include critical illness, long term care, auto and home insurance, pet protection and discount and purchase programs; these are only a few of the many choices available today. Voluntary benefits are rapidly becoming central to your benefits program to help you stay competitive. A comprehensive offering of voluntary benefits helps retain critical talent and promotes employee engagement, productivity and wellness.

Conference Brochure

What You'll Learn Your Strategic Advantage: Voluntary Benefits add value for your business and your employees The full spectrum of Voluntary Benefits: Traditional and nontraditional Communication, enrollment and administration - the tools and resources to make your Voluntary Benefits program run How Voluntary Benefits are helping employers respond to the new health care environment How to develop a roadmap for evaluating and implementing your Voluntary Benefits

Join us for informative presentations and networking Continental breakfast and buffet lunch Complimentary for qualified attendees Reservations required

Space is limited - reserve your seat now!!

REGISTER for Plano

REGISTER for Houston

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Voluntary Benefits The Future of Your Employees Benefits?
Plano, TX April 9, 2013 Houston, TX April 12, 2013

AGENDA
Continental Breakfast and Registration (7:30 AM) Welcome (8:15 AM) Session A: Voluntary Benefits the New Normal? Introduction to Voluntary Benefits: How Todays Voluntary Benefits Provide Value for Your Employees and Help Your Business Attract and Retain Your Best Talent o Your presenters for the Boot Camp sessions are the Featured Presenters noted below and Donna Joseph and Pete Tobiason, Rhodes-Joseph & Tobiason Advisors, LLC Session B: Whats Traditional about Voluntary Benefits? Life, Disability and Critical Illness The Health Care Connection: How Voluntary Benefits work with new private health exchanges Session C: Long Term Care Plans, Financial Security and Retirement A new answer to help protect your employees financial assets o Featured Presenter: Jan Soppe, Long Term Care Advisor and Speaker Networking Break Session D: Enrollment, Communication and Administration: The Processes that Make the Voluntary Benefits Program Run Session E: Financial Wellness Identity theft, legal services, financial counseling/advise, auto and home insurance programs o Featured Presenter: Mark Parabicoli, Liberty Mutual Insurance Session F: Health and Wellness Health and Wellness programs, Dental, Vision o Featured Presenter: Mark Roberts, Careington International Session G: Non Traditional Benefits: A Discussion on the Newest Voluntary Benefits and How They Can Enhance Your Benefits Program Purchase programs, Pet Protection, Vacation wellness Networking buffet lunch: Roundtable Panel Discussion Coffee, Dessert and Q&As Boot Camp Wrap Up: Now What Do I Do? A Voluntary Benefits roadmap for you going forward Conference Adjourns at 2:00 PM

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Voluntary Benefits The Future of Your Employees Benefits?
Plano, TX April 9, 2013 Houston, TX April 11, 2013

SPEAKERS
Mark Parabicoli has been with Liberty Mutual for 22 years working in the Affinity Marketing and Claims arena. Marks current role in the Affinity Marketing department as Assistant Vice President and Managing Director of Auto and Home Voluntary Benefit Programs is overseeing the business segment responsible for securing and maintaining partnerships with employer groups in order to incorporate our auto and home products into members voluntary benefits programs offered to their employees. Prior to transitioning in January 2009 to his current position, Mark was the Manager of Examining and Quality Assurance for the Claims Department. In this roll he managed a team that acted as technical consultants for the national Claims field operations for complex and high-exposure claims. His Examining team also monitored and managed large exposure litigated files, including class action lawsuits. Marks Quality Assurance teams monitored the quality of ongoing Claims work product so that a consistent product was delivered to our customers with superior quality service, while also remaining complaint with all state claims handling regulations. Mark earned his Bachelors of Business Administration from the University of Massachusetts in 1990. He has also achieved his Accredited Advisor in Insurance (AAI) Designation. Mark.parabicoli@libertymutual.com Janet M Soppe, FSA, MAAA President, Soppe Insurance Services, LLC Jan Soppe has spent the last 25 years focusing primarily on the Long Term Care Insurance (LTCI) market. She is an actuary by profession, and has spent much of her career at executive positions in insurance companies. Most recently she has consulted with multiple organizations regarding Long Term Care and Critical Illness insurance and the development of unique product designs and sales and marketing approaches. Jan was President of the AEGON LTC Division at its formation in 1991, continuing there until 2005. In this position, she directed and managed all insurance aspects of the LTCI business including product development, sales and marketing, underwriting, claims, and all other management and administrative functions for AEGONs various wholly-owned insurance company subsidiaries. Jan helped to create many of the innovative features in LTCI products. These included married discount pricing, joint waiver and survivorship benefits, and partial cash benefits. She has actively supported major LTCI developments such as tax-qualified and comprehensive policies. Prior to the above position, Jan served as Senior Vice President and Actuary for health and LTCI Jan.soppe@inscon.net products with AEGON. www.libertymutual.com/employers

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Mark Roberts professional sales background includes over 30 years of sales and marketing in the tax, insurance, and investment markets. Mark is a licensed life, health and accident insurance agent in all 50 states and DC, for insurance products, and discount health plans. He serves as Manager of National Accounts at Careington International ( www.careington.com ). He specializes in developing benefit plans for all types of national organizationsassociations, employers, financial institutions, insurance companies and Medicare advantage plans, insurance brokers, and more. Additionally, Mark has been writing a health care blog for the past 7 years, found at www.yourbesthealthcare.blogspot.com , which is a topical weblog about various health care issues. He also regularly contributes articles to magazines for health, wellness, and dental topics both in the US and the UK. You can reach Mark at 800-441-0380, x2905, or markr@careington.com, Facebook @MarkWRoberts, and Twitter @MyDentalXChange. Donna Joseph is the CEO and co-founder of Rhodes-Joseph & Tobiason Advisors, an independent employee benefits coaching and consulting company helping employers and employee benefits professionals as well as brokers, vendors and service providers, www.rjtadvisors.com. Her companys unique Rent-A-Benefits Director services accelerate clients achievement of business and benefits goals. Donna also leads her companys Grow Your Benefits Career coaching practice, www.GrowYourBenefitsCareer.com. As former Benefits Director at a major global company, Donna brings her wide experience and depth of knowledge to her clients. She frequently speaks at national employee benefits conferences and has authored and been quoted in many articles on benefits. She is the co-author of the forthcoming book, Voluntary Benefits Work! The Innovative Employers Guide: How Todays Voluntary Benefits Help Attract, Retain and Engage Your Best Employees
Rhodes-Joseph & Tobiason Advisors - The Managing Benefits Coaching and Consulting Company email: info@rjtadvisors.com www.rjtadvisors.com www.GrowYourBenefitsCareer.com Twitter: @BenefitsCoach

Pete Tobiason is President and co-founder of Rhodes-Joseph & Tobiason Advisors, www.rjtadvisors.com, an independent employee benefits coaching and consulting firm helping mid-size and large employers, brokers, vendors and other service providers, and employee benefits professionals. He and the firms CEO and co-founder, Donna Joseph, deliver value to their clients through creative and innovative solutions to employee benefits challenges, bringing an experienced and independent employer perspective. They offer advisory services, M&A transactional support, staff training and coaching for benefits professionals career growth. Pete is a well known and highly regarded active leader in the benefits community. He coauthored the eBook, Making Voluntary Workplace Benefits a Valued Feature of Every Employers Benefits Program. Pete was ERISA counsel at a major global company, responsible for global employee benefits compliance. A leader of ERIC, the ERISA Industry Committee, he served as Chair of the Board of Directors of the organization which represents the interests of major employers on employee benefits legislation and policy.
Rhodes-Joseph & Tobiason Advisors, LLC - The Managing Benefits Coaching and Consulting Company email: info@rjtadvisors.com www.rjtadvisors.com www.GrowYourBenefitsCareer.com Twitter: @PeteRJTA

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Voluntary Benefits The Future of Your Employees Benefits?
Plano, TX April 9, 2013 Houston, TX April 11, 2013

Boot Camp Sponsors

Liberty Mutual is an industry leader in group auto and home voluntary benefits with over 7,500 companies nationwide offering our program. Employees and retirees can enjoy exclusive savings on auto and home insurance at no direct cost to your company and with minimal effort from you. Your dedicated Account Manager will work with you to create a marketing and enrollment plan that meets your needs and will take care of the administration for you. Visit us at www.libertymutual.com/employers for more information on how to add our auto and home voluntary benefit to your existing benefits program.

Soppe Insurance Services, LLC

Soppe Insurance Services specializes in helping employers select Long Term Care insurance products for their workforce, and works with AIMS and LTC insurers in developing programs for employers and employees. The company is led by Jan Soppe, a recognized leader for many years in the Long Term Care Insurance market. jan.soppe@inscon.net AIMS is an independent "Marketing Services Administrator" (MSA) that provides home office type marketing and support. It has been one of the largest and most successful distributors of LTCI and other insurance in America for 25 years - having produced over $400 million of Long Term Care insurance premium through independent agents, managing agents and field marketing organizations. In addition to facilitating insurance distribution to individuals, AIMS has been very successful in marketing to employer groups and info@aimsltc.com www.aimsltc.com associations.

Dedicated to improving the health and well-being of individuals, Careington International Corporation's health and wellness solutions are designed to complement traditional health insurance and provide significant savings for under-insured or uninsured individuals. Careington combines its flagship non-insurance discount plans with insurance plans administered through its affiliate, Careington Benefit Solutions, to create cost-effective solutions that improve the affordability and accessibility of quality health care. Careington partners with more than 70 leading companies and provider networks to deliver substantial discounts on a wide array of health care and lifestyle services. The company's health and wellness discount plans, which include pre-negotiated discounts on dental and vision care, physician care, wellness, prescription drugs, legal and tax advice, identity theft protection and more, are used by more than eight million members nationwide. Careington has certificates of authority and is registered as a Discount Medical Provider Organization in all states where required. Careington is one of the founding members of the Consumer Health Alliance (CHA), the national association responsible for establishing fair and ethical business practices in the discount health care industry. For over 30 years, Careington has provided access to affordable health care -6-

A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp Meet Your Boot Camp Organizer Rhodes-Joseph &Tobiason Advisors
The Managing Benefits Coaching and Consulting Company
Rhodes-Joseph & Tobiason Advisors, LLC, http://www.rjtadvisors.com, is an independent employee benefits advisory firm headquartered in Stamford, CT providing services throughout the U.S. and globally. We quickly identify your benefits opportunities, delivering value to you through creative and innovative solutions to employee benefits challenges, bringing an experienced and independent employer perspective. Effective benefits design, management and communication are key factors for attracting, retaining and engaging employees. We provide strategic advisory services and M&A transactional support focused on helping medium to larger employers and private equity manage their benefits programs for business growth. Our services also include training and advisory services for benefits providers, advisors and brokers and coaching for benefits professionals career growth. We deliver on-demand employee benefits advisory services by expert benefits professionals with major employer experience: Focused program reviews with oncall follow-up; M & A assistance - complementing and supporting in-house teams, minimizing internal deal distraction, integration and harmonization of benefits in acquisitions and mergers and at private equity portfolio companies; Helping meet governance and compliance responsibilities; Support during benefits leadership transitions; Coaching and training programs for benefits team members professional development basic and advanced managing benefits skills, 1-on-1 coaching, group coaching and on-site corporate team training; and Helping focus employee benefits communications for maximum value. Donna Rhodes Joseph is founder and CEO of Rhodes-Joseph & Tobiason Advisors (a woman owned and managed business) and Pete Tobiason is cofounder and President. We are Employee Benefits Professionals with experience as benefits leaders at a global multi-industry company where Donna was Director of Benefits and Pete was Assistant General Counsel-Employee Benefits. We are active professionally as speakers and authors. We make our large company expertise available to our advisory clients. We provide the in-house perspective to facilitate the dialogue between employers and benefits service and product providers enhancing the process and improving results. http://www.rjtadvisors.com http://www.GrowYourBenefitsCareer.com

Our Employee Benefits Advisory Services

Rent A Benefits Director Focused Benefits Program Reviews Ongoing and Project Advisory Services Managing Benefits Vendors Benefits Governance and Compliance Managing Benefits in Mergers and Acquisitions Employer and Vendor Staff Coaching and Training Benefits Communication Benefits Plan Design

Successful Design, Management and Communication of Employee and Executive Benefits

Retirement 401(k) savings Pensions Health and Wellness Medical and Dental Life Insurance Disability Voluntary Deferred Compensation

Products and Services Highlights

Managing Benefits System Strategic Benefits Reviews Employee Benefits Professionals Coaching Benefits Leadership Transitions Benefits Team Training Managing Benefits Now Newsletter Local, Regional and National Programs and Seminars

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Your Personal Invitation

On behalf of the Boot Camp sponsors and Rhodes-Joseph & Tobiason Advisors, the Boot Camp organizer, youre invited to attend one of our complimentary

Voluntary Benefits Employer Boot Camps

As an employer, youre hearing a lot about Voluntary Benefits. Advertising and promotion for Voluntary Benefits products is increasing every day both to your employees and to you as an employer. Your benefits brokers and consultants and Voluntary Benefits product providers are encouraging you to look at traditional Voluntary Benefits in exciting new ways, to try out innovative new Voluntary Benefits products and explore powerful new enrollment and administration platforms. How do you make sense of all the new attention to Voluntary Benefits? How do you use these benefits to enhance your Total Rewards program and help attract and retain valued employees? Recognizing that you need to be able to take a step back and survey the entire Voluntary Benefits landscape and see how Voluntary Benefits fit into your strategic benefits planning, we are presenting the Voluntary Benefits Employer Boot Camp. Your attendance at the Boot Camp is complimentary, courtesy of the Boot Camp sponsors and RhodesJoseph & Tobiason Advisors. No matter where you are in your Voluntary Benefits journey, youll gain tremendous value from this information packed half-day program. (Registration and continental breakfast starts at 7:30 AM; program concludes at 2 PM after lunch.) If you currently offer your employees Voluntary Benefits or are considering doing so, this is a mustattend program. Learn what you need to move ahead on Voluntary Benefits for your employees and your company, all in just one half-day local event! Youll have the opportunity to hear from expert presenters who are leaders in the Voluntary Benefits community and share networking opportunities and exchange ideas with other interested Texas employers. The Boot Camp organizers are employee benefits professionals with employer experience as senior corporate benefits leaders. Theyll help you navigate todays Voluntary Benefits and develop a road map for effectively using Voluntary Benefits to meet your companys goals and enhance your benefits program without direct costs. -8-

A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

To encourage networking and give you plenty of opportunity to get your questions answered, each Boot Camp is limited to no more than 50 registrants. Many hundreds of your fellow employers throughout Texas are receiving this invitation so be sure to register early to save your seat.

Act Now and Register!

REGISTER for Plano

REGISTER for Houston

Please register soon you dont want to miss this valuable program.

Sincerely, Rhodes-Joseph & Tobiason Advisors Donna Joseph Pete Tobiason

If you want to visit the registration web pages referenced in this email, you can type the corresponding URLs below directly into your browser: URL to register for Plano, TX: http://bit.ly/RJTAPlanoReg URL to register for Houston, TX http://bit.ly/RJTAHoustonReg

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Plano, TX April 9, 2013 Houston, TX April 11, 2013

Questions and Answers

Q. What if my plans change and I cannot attend? A. We understand that you may register for a complimentary program even if you are not sure your schedule will permit you to attend. We recognize that circumstances may change, making it impossible for you to attend. We would very much appreciate your cooperation to let us know as soon as possible if this happens to you. Events like the Boot Camp are often heavily oversubscribed and we will then be able to accommodate others. We hope that you will be able to join us for a future program. Q. Who is eligible to register and attend the Boot Camp? Registration and attendance at the Boot Camp is strictly limited to Business Leaders, Executives, and Managers responsible for employee benefits, HR Leaders and Specialists, CFOs and Business Owners from employers with 300 or more employees. Private, Public and Not-ForProfit employers are welcome. All determinations of attendee qualification are made by the Boot Camp organizer and are final. In order for the Boot Camp to accommodate as many interested qualifying employers as possible, we are not able to accept registrations from employee benefits brokers, advisors, consultants or products or services providers. We appreciate your cooperation and thank you in advance for respecting these attendee qualification requirements. Q. What happens if my registration cannot be accommodated due to space limitations? A. Every effort will be made to accommodate all qualified employers who register for the Boot Camp. To encourage networking and to give attendees the opportunity to ask questions, each Boot Camp event is limited to 50 employer attendees. In the unlikely event your registration cannot be accommodated, we will notify you by email and we hope that you will be able to join us for a future program. Q. Will I be able to register on the day of the event? Are reservations required? A. Advance registration using the events online registration system is required. We are unable to accept walk-up registration requests on the day of the event. Q. Can more than one qualified attendee register from the same employer? A. We encourage you to share your invitation with other qualified attendee colleagues from your organization (separate registration is required for each individual attendee). However, in order to accommodate as many employers as possible we generally will not be able to honor registration requests from more than two attendees from the same employer. Q. How can I suggest other employers who may be interested in receiving invitations to the seminar such as those who are members of local and regional business and employee benefits groups and associations? A. Please email your suggestions to info@rjtadvisors.com and we will be in contact with you to make this happen. Q. Must I receive a personal invitation in order to register? A. All qualified attendees are invited to attend. The Boot Camp sponsors and their affiliates and the Boot Camp organizer are distributing invitations to the events via email, social media and other forms of promotion. You may register in response to any of these methods of invitations. Q. What will you do with my registration information? A. We respect your privacy. Your registration information will be used to administer the event. The Boot Camp sponsors and the Boot Camp organizer, who make possible complimentary attendance at the event, will have access to the registration information provided by registered attendees and may use that information to provide you with additional information regarding their products and services. If you do not agree to such use of your registration information, please do not register.

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A Managing Benefits Event

VOLUNTARY BENEFITS EMPLOYER BOOT CAMP

Conference Brochure

Voluntary Benefits Employer Boot Camp

Plano, TX April 9, 2013 Houston, TX April 11, 2013

Additional Information

Copyright 2013 Rhodes-Joseph & Tobiason Advisors, LLC All rights reserved Managing Benefits and Voluntary Benefits Employer Boot Camp are trademarks of Rhodes-Joseph & Tobiason Advisors, LLC.

DISCLAIMER: This brochure consists of information of general interest and should be viewed and used solely for informational purposes. Rhodes-Joseph & Tobiason Advisors is an employee benefits advisory company which does not provide or engage in the practice of accounting, actuarial, brokerage, investment, legal or tax services. This brochure contains commercial promotional messaging. The events organized by Rhodes-Joseph & Tobiason Advisors are for educational purposes only. Any content, statements and materials presented at the Boot Camp by third-party speakers are solely the opinions of the speakers and are not endorsed by and do not represent the opinion or position of Rhodes-Joseph & Tobiason Advisors. Rhodes-Joseph & Tobiason Advisors does not assume any responsibility for the contents of third-party statements and materials presented. The information presented at the Boot Camp neither is, nor should be construed as, an offer for any services or products. Rhodes-Joseph & Tobiason Advisors does not offer or provide an opinion regarding the nature, value or suitability of any particular service or product and you shall be fully responsible for any decision you make based upon your own evaluation of the suitability of the services or products to your circumstances. Additional Terms and Conditions. Terms and Conditions applicable to all Rhodes-Joseph & Tobiason Advisors websites and products and services are available by clicking HERE.

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