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Date :

30/03/2013
FILE No. : IH00320590
To,
AJAY KUMAR SHARMA
H.NO. 46
SECTOR - 6 (1)
DHARUHERA
REWARI 123401
HARYANA INDIA
01274 8053910556
Dear Customer,
Welcome to Indiabulls Housing Finance Limited and thank you for choosing us for your HOME LOAN.
We are pleased to inform you that your loan has been disbursed and your Loan Account No. is HHLGRG00144400. Your total loan
amount is INR 10,00,000.00 (Rupees Ten Lac Only)
Your installment amount is INR 10,838.00 and the repayment mode PDC/ECS will start from 10/04/2013 and your first installment will be
banked on (Hdfc Bank Ltd Hdfc Bank Ltd. - Account No : 0005891050020470) & on 10/05/2013 on 10th of every Month and total
installments are 180. The ROI of the captioned loan is 10.15%.
Disbursal cheque being issued to you vide :
Instrument Type

Instrument No.

Instrument Date

Amount (INR)

Cheque/DD
Cheque/DD

Infavour of

932423

20/03/2013

5,00,000.00

BIRENDER SINGH CANARA BANK A/C


2880101004972

932424

20/03/2013

4,94,856.00

BALJEET SINGH CANARA BANK A/C 2880101005830

The deductions are on account of :


Amount (INR)

Description
Processing Fees

2,994.00

Insurance Charges

(Inclusive of tax amount 329.35 @.00% of Loan Amount.)

0.00
0.00

Advance PEMI adjusted (If any) :


Other Charges

1,500.00

Upfront Receipt received vide (If Any):


Instrument Type

Instrument No.

Cheque/DD

234008

Instrument Date
18/02/2013

Amount (INR)

Towards

1,124.00

undefined

Pre EMI for the month of March 2013 is INR 2,225.00


Pre EMI for the month of April 2013 is INR 2,503.00

You are requested to please en-cash/bank the disbursement cheque within 15 days from the date of this letter otherwise Indiabulls
would reserve the right to cancel the disbursement cheques and loan if not cleared/en-cashed within 15days.
If you require any further details on your Home Loan Account, please contact us at any of the telephone numbers given below. Our
customer service representatives will be glad to assist you.
We value your relationship with us and assure you of our best service always.
Best Regards
For Indiabulls Housing Finance Limited
Authorized Signatory
This is computer generated letter & requires no signature.
Encl:
1-Repayment Schedule (Enclosure only with Final Disbursal)
2-Copy of Agreement (Enclosure only with First Disbursal)

(Indiabulls Housing Finance Limited - HOME LOAN)


PAN # IHFL: AABCI3612A
At :- Indiabulls House, 448-451 Udyog Vihar, Phase- 5, Gurgaon -122016, Haryana
Help Line :-1800-200-7777(Toll free) Fax: -(0124)-6681111
Monday - Friday: 09:30 AM to 06:30 PM
Mailto: homeloans@indiabulls.com
Web Site: www.indiabulls.com

Repayment Schedule

AJAY KUMAR SHARMA


H.NO. 46
SECTOR - 6 (1)
DHARUHERA
REWARI
123401
:
Agreement No.
:
Loan Amt.
:
No. of EMI
:
# Advance EMI

HHLGRG00144400
1,000,000.00
180
0

Repayment Start Date :


Repayment End Date :
Tenure
:
: FLAT
Asset Description

10/05/2013
10/04/2028
180

Agreement No: HHLGRG00144400

Sr. No.

Duedate

Installment
Amount

Principal
Amount

Interest
Amount

10/05/2013

10,838.00

2,379.66

8,458.34

10/06/2013

10,838.00

2,399.79

8,438.21

10/07/2013

10,838.00

2,420.09

8,417.91

10/08/2013

10,838.00

2,440.56

8,397.44

10/09/2013

10,838.00

2,461.20

8,376.80

10/10/2013

10,838.00

2,482.02

8,355.98

10/11/2013

10,838.00

2,503.01

8,334.99

10/12/2013

10,838.00

2,524.18

8,313.82

10/01/2014

10,838.00

2,545.53

8,292.47

10

10/02/2014

10,838.00

2,567.06

8,270.94

11

10/03/2014

10,838.00

2,588.78

8,249.22

12

10/04/2014

10,838.00

2,610.67

8,227.33

13

10/05/2014

10,838.00

2,632.76

8,205.24

14

10/06/2014

10,838.00

2,655.03

8,182.97

15

10/07/2014

10,838.00

2,677.48

8,160.52

16

10/08/2014

10,838.00

2,700.13

8,137.87

17

10/09/2014

10,838.00

2,722.97

8,115.03

18

10/10/2014

10,838.00

2,746.00

8,092.00

19

10/11/2014

10,838.00

2,769.23

8,068.77

20

10/12/2014

10,838.00

2,792.65

8,045.35

21

10/01/2015

10,838.00

2,816.27

8,021.73

22

10/02/2015

10,838.00

2,840.09

7,997.91

23

10/03/2015

10,838.00

2,864.11

7,973.89

24

10/04/2015

10,838.00

2,888.34

7,949.66

25

10/05/2015

10,838.00

2,912.77

7,925.23

26

10/06/2015

10,838.00

2,937.41

7,900.59

27

10/07/2015

10,838.00

2,962.25

7,875.75

28

10/08/2015

10,838.00

2,987.31

7,850.69

29

10/09/2015

10,838.00

3,012.58

7,825.42

30

10/10/2015

10,838.00

3,038.06

7,799.94

31

10/11/2015

10,838.00

3,063.75

7,774.25

32

10/12/2015

10,838.00

3,089.67

7,748.33

33

10/01/2016

10,838.00

3,115.80

7,722.20

34

10/02/2016

10,838.00

3,142.16

7,695.84

35

10/03/2016

10,838.00

3,168.73

7,669.27

Agreement No: HHLGRG00144400

Sr. No.

Duedate

Installment
Amount

Principal
Amount

Interest
Amount

36

10/04/2016

10,838.00

3,195.54

7,642.46

37

10/05/2016

10,838.00

3,222.57

7,615.43

38

10/06/2016

10,838.00

3,249.82

7,588.18

39

10/07/2016

10,838.00

3,277.31

7,560.69

40

10/08/2016

10,838.00

3,305.03

7,532.97

41

10/09/2016

10,838.00

3,332.99

7,505.01

42

10/10/2016

10,838.00

3,361.18

7,476.82

43

10/11/2016

10,838.00

3,389.61

7,448.39

44

10/12/2016

10,838.00

3,418.28

7,419.72

45

10/01/2017

10,838.00

3,447.19

7,390.81

46

10/02/2017

10,838.00

3,476.35

7,361.65

47

10/03/2017

10,838.00

3,505.75

7,332.25

48

10/04/2017

10,838.00

3,535.41

7,302.59

49

10/05/2017

10,838.00

3,565.31

7,272.69

50

10/06/2017

10,838.00

3,595.47

7,242.53

51

10/07/2017

10,838.00

3,625.88

7,212.12

52

10/08/2017

10,838.00

3,656.55

7,181.45

53

10/09/2017

10,838.00

3,687.48

7,150.52

54

10/10/2017

10,838.00

3,718.67

7,119.33

55

10/11/2017

10,838.00

3,750.12

7,087.88

56

10/12/2017

10,838.00

3,781.84

7,056.16

57

10/01/2018

10,838.00

3,813.83

7,024.17

58

10/02/2018

10,838.00

3,846.09

6,991.91

59

10/03/2018

10,838.00

3,878.62

6,959.38

60

10/04/2018

10,838.00

3,911.42

6,926.58

61

10/05/2018

10,838.00

3,944.51

6,893.49

62

10/06/2018

10,838.00

3,977.87

6,860.13

63

10/07/2018

10,838.00

4,011.52

6,826.48

64

10/08/2018

10,838.00

4,045.45

6,792.55

65

10/09/2018

10,838.00

4,079.67

6,758.33

66

10/10/2018

10,838.00

4,114.17

6,723.83

67

10/11/2018

10,838.00

4,148.97

6,689.03

68

10/12/2018

10,838.00

4,184.07

6,653.93

69

10/01/2019

10,838.00

4,219.46

6,618.54

70

10/02/2019

10,838.00

4,255.15

6,582.85

71

10/03/2019

10,838.00

4,291.14

6,546.86

72

10/04/2019

10,838.00

4,327.43

6,510.57

73

10/05/2019

10,838.00

4,364.04

6,473.96

74

10/06/2019

10,838.00

4,400.95

6,437.05

75

10/07/2019

10,838.00

4,438.17

6,399.83

76

10/08/2019

10,838.00

4,475.71

6,362.29

77

10/09/2019

10,838.00

4,513.57

6,324.43

78

10/10/2019

10,838.00

4,551.75

6,286.25

79

10/11/2019

10,838.00

4,590.25

6,247.75

80

10/12/2019

10,838.00

4,629.07

6,208.93

Agreement No: HHLGRG00144400

Sr. No.

Duedate

Installment
Amount

Principal
Amount

Interest
Amount

81

10/01/2020

10,838.00

4,668.23

6,169.77

82

10/02/2020

10,838.00

4,707.71

6,130.29

83

10/03/2020

10,838.00

4,747.53

6,090.47

84

10/04/2020

10,838.00

4,787.69

6,050.31

85

10/05/2020

10,838.00

4,828.18

6,009.82

86

10/06/2020

10,838.00

4,869.02

5,968.98

87

10/07/2020

10,838.00

4,910.21

5,927.79

88

10/08/2020

10,838.00

4,951.74

5,886.26

89

10/09/2020

10,838.00

4,993.62

5,844.38

90

10/10/2020

10,838.00

5,035.86

5,802.14

91

10/11/2020

10,838.00

5,078.45

5,759.55

92

10/12/2020

10,838.00

5,121.41

5,716.59

93

10/01/2021

10,838.00

5,164.73

5,673.27

94

10/02/2021

10,838.00

5,208.41

5,629.59

95

10/03/2021

10,838.00

5,252.47

5,585.53

96

10/04/2021

10,838.00

5,296.90

5,541.10

97

10/05/2021

10,838.00

5,341.70

5,496.30

98

10/06/2021

10,838.00

5,386.88

5,451.12

99

10/07/2021

10,838.00

5,432.44

5,405.56

100

10/08/2021

10,838.00

5,478.39

5,359.61

101

10/09/2021

10,838.00

5,524.73

5,313.27

102

10/10/2021

10,838.00

5,571.46

5,266.54

103

10/11/2021

10,838.00

5,618.59

5,219.41

104

10/12/2021

10,838.00

5,666.11

5,171.89

105

10/01/2022

10,838.00

5,714.04

5,123.96

106

10/02/2022

10,838.00

5,762.37

5,075.63

107

10/03/2022

10,838.00

5,811.11

5,026.89

108

10/04/2022

10,838.00

5,860.26

4,977.74

109

10/05/2022

10,838.00

5,909.83

4,928.17

110

10/06/2022

10,838.00

5,959.82

4,878.18

111

10/07/2022

10,838.00

6,010.23

4,827.77

112

10/08/2022

10,838.00

6,061.06

4,776.94

113

10/09/2022

10,838.00

6,112.33

4,725.67

114

10/10/2022

10,838.00

6,164.03

4,673.97

115

10/11/2022

10,838.00

6,216.17

4,621.83

116

10/12/2022

10,838.00

6,268.74

4,569.26

117

10/01/2023

10,838.00

6,321.77

4,516.23

118

10/02/2023

10,838.00

6,375.24

4,462.76

119

10/03/2023

10,838.00

6,429.16

4,408.84

120

10/04/2023

10,838.00

6,483.54

4,354.46

121

10/05/2023

10,838.00

6,538.38

4,299.62

122

10/06/2023

10,838.00

6,593.69

4,244.31

123

10/07/2023

10,838.00

6,649.46

4,188.54

124

10/08/2023

10,838.00

6,705.70

4,132.30

125

10/09/2023

10,838.00

6,762.42

4,075.58

Agreement No: HHLGRG00144400

Sr. No.

Duedate

Installment
Amount

Principal
Amount

Interest
Amount

126

10/10/2023

10,838.00

6,819.62

4,018.38

127

10/11/2023

10,838.00

6,877.30

3,960.70

128

10/12/2023

10,838.00

6,935.47

3,902.53

129

10/01/2024

10,838.00

6,994.14

3,843.86

130

10/02/2024

10,838.00

7,053.29

3,784.71

131

10/03/2024

10,838.00

7,112.95

3,725.05

132

10/04/2024

10,838.00

7,173.12

3,664.88

133

10/05/2024

10,838.00

7,233.79

3,604.21

134

10/06/2024

10,838.00

7,294.98

3,543.02

135

10/07/2024

10,838.00

7,356.68

3,481.32

136

10/08/2024

10,838.00

7,418.90

3,419.10

137

10/09/2024

10,838.00

7,481.66

3,356.34

138

10/10/2024

10,838.00

7,544.94

3,293.06

139

10/11/2024

10,838.00

7,608.76

3,229.24

140

10/12/2024

10,838.00

7,673.11

3,164.89

141

10/01/2025

10,838.00

7,738.01

3,099.99

142

10/02/2025

10,838.00

7,803.47

3,034.53

143

10/03/2025

10,838.00

7,869.47

2,968.53

144

10/04/2025

10,838.00

7,936.03

2,901.97

145

10/05/2025

10,838.00

8,003.16

2,834.84

146

10/06/2025

10,838.00

8,070.85

2,767.15

147

10/07/2025

10,838.00

8,139.12

2,698.88

148

10/08/2025

10,838.00

8,207.96

2,630.04

149

10/09/2025

10,838.00

8,277.39

2,560.61

150

10/10/2025

10,838.00

8,347.40

2,490.60

151

10/11/2025

10,838.00

8,418.00

2,420.00

152

10/12/2025

10,838.00

8,489.21

2,348.79

153

10/01/2026

10,838.00

8,561.01

2,276.99

154

10/02/2026

10,838.00

8,633.42

2,204.58

155

10/03/2026

10,838.00

8,706.45

2,131.55

156

10/04/2026

10,838.00

8,780.09

2,057.91

157

10/05/2026

10,838.00

8,854.35

1,983.65

158

10/06/2026

10,838.00

8,929.25

1,908.75

159

10/07/2026

10,838.00

9,004.77

1,833.23

160

10/08/2026

10,838.00

9,080.94

1,757.06

161

10/09/2026

10,838.00

9,157.75

1,680.25

162

10/10/2026

10,838.00

9,235.21

1,602.79

163

10/11/2026

10,838.00

9,313.32

1,524.68

164

10/12/2026

10,838.00

9,392.10

1,445.90

165

10/01/2027

10,838.00

9,471.54

1,366.46

166

10/02/2027

10,838.00

9,551.65

1,286.35

167

10/03/2027

10,838.00

9,632.44

1,205.56

168

10/04/2027

10,838.00

9,713.92

1,124.08

169

10/05/2027

10,838.00

9,796.08

1,041.92

170

10/06/2027

10,838.00

9,878.94

959.06

Agreement No: HHLGRG00144400

Sr. No.

Duedate

Installment
Amount

Principal
Amount

Interest
Amount

171

10/07/2027

10,838.00

9,962.50

875.50

172

10/08/2027

10,838.00

10,046.77

791.23

173

10/09/2027

10,838.00

10,131.74

706.26

174

10/10/2027

10,838.00

10,217.44

620.56

175

10/11/2027

10,838.00

10,303.86

534.14

176

10/12/2027

10,838.00

10,391.02

446.98

177

10/01/2028

10,838.00

10,478.91

359.09

178

10/02/2028

10,838.00

10,567.54

270.46

179

10/03/2028

10,838.00

10,656.93

181.07

180

10/04/2028

10,838.00

10,750.14

87.86

This is a computer-generated letter and requires no signature.

***End of Report***

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