Nature of Investments

Section
Section 80C

Life Insurance Premium (Incl. ULIP, Pension Scheme)

Max. Limit 1 Lac

Public Provident Fund National Saving Certificate(NSC) Interest Accrued on NSC

Max. Limit 1 Lac Max. Limit 1 Lac Max. Limit 1 Lac

National Saving Scheme,1992 National Housing Bank Deposit

Max. Limit 1 Lac Max. Limit 1 Lac

Children Education Tuition Fee

Max. Limit 1 Lac

Mutual Funds/ELSS

Max. Limit 1 Lac

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Deposit in Sr. Citizen Saving Account (Self)/CTD(Self)/Others

Max. Limit 1 Lac

Housing Loan- Repayment of Principal Amount. Registration Fees, Stamp Duty

Max. Limit 1 Lac

Fixed Deposit Scheme(Block of 5 Yrs.)

Max. Limit 1 Lac

Medical Insurance Premium (U/s.80D) Max. Limit 35000/-

Medical Treatment for Handicap Dependent (80DD)

80 DD iGate Sensitive

Max. Limit 1Lac

Interest on Education Loan (U/s. 80E)

80 E

Permanent Physical Disability(Handicap/Blind) Self

80 U Max. Limit 1Lac

Donation to Prime Minister Relief Fund/Chief Minister Relief Fund

80 G iGate Sensitive

100/50 %

Loss from House Property (Hsg. Interest)

24 (1) Max. Limit 1.5 Lacs

HRA Details (Rent Receipt)

10(13A)

NOTE: No need to upload any scan documents in PS-HCM Declaration Form. Only Hard Copy to submit as proofs.

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Documents to be submitted
<<<< Maximum Qualifying Amount 80C = 1 Lac

Copy of all premium Receipt(s) or premium paid certificate for premium paid during this F.Year, stating exemptions U/s.80C where premium paid to agencies other than Life Insurance Corporation of India. For premium due in Jan/Feb/March month, last year paid receipt to submit. Copy of passbook/Challan(s) of amount paid in this F.Year. with first page where PPF Account No. and Name stated. Copy of NSC Certificates or Ack. copy (has your name and date of purchase) with Post office stamp where NSC Certificates are awaited. 1. List of all previous NSC purchased with date, year and amount. 2.Copy of all NSC Certificates listed above. Copy of Receipts/Challan(s) / Copy of passbook with first page where type of account and Name stated with remarks "Exempt U/s. 80C". Copy of Receipts/Challan(s) / Copy of passbook with first page where type of account and Name stated with remarks "Exempt U/s. 80C". Original Fee Receipt paid during in this financial year April 2012 to 1st Feb.,2013 should have highlighted "Tuition Fee" "Term Fee" "Admission Fee" "Annual Fee" only amount to consider. Copy of Receipt(s) / statement from MF and, or ELSS for amount paid from April'12 to Jan'13. For SIP due till March13, amt. to project for Feb. and March months as to be paid. The statement should have remarks for amount invested is "Exempt U/s. 80C". Bank Account transaction screenshot, ICICI direct statement will not be accepted as proofs. Without 80C remarks, MF proofs will be treated as invalid proof.

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Deposit in Sr. Citizen Saving Account Copy of Receipts/Challan(s) / Copy of passbook with first page where type of account and Name stated with remarks "Exempt U/s. 80C". OTHERS 1. New Pension Scheme. 2. Master Equity Plan. 3. Post Office Time Deposit.(CTD) Copy of Receipts/Challan(s) / Copy of passbook with first page where type of account and Name stated with remarks "Exempt U/s. 80C". Hsg. Loan - Repayment of Principal Amt. :Copy of "Provisional Certificate" issued by Bank/Institutions to claim exemption U/s.24 and 80C stating total Principal and Interest amt. to be repaid during financial year April 2012 to March 2013. Bank Statement or Payment schedules will be considered as invalid proof. Stamp Duty & Reg. Chgs :Copy of Receipt(PAVATI) issued by Treasury for Stamp Duty and Registration Fees paid in this Financial Year only. Amt. to club with Hsg. Loan repayment of Principal Amt. and to be enter as club amount in column. Copy of Fixed Deposit Receipt issued by bank with Remarks as " Exempt in U/s.80C". Without remarks of 80C in Receipt, proofs will be considered as invalid. Bank transaction/statement print will be considered as invalid proof.

Self - Copy of Premium Receipt(s) paid with remarks "Exempt U/s. 80D". Parents and or Senior Citizen Premium receipt has remarks for Premium Paid of Senior Citizen and eligible for addl. tax exemption of Rs. 20000/-Exempt U/s. 80D ". Amt. Deducted from Salary as Health Insurance :No need to submit or declare any proofs. Default exemption is allowed for said amount.

1.Copy of Certificate issued by Govt. Hospital, signed by a physician, a surgeon, an oculist or a psychiatrist, as the case may be or by Ministry of Health & Familiy Welfare Department. iGate Sensitive

2.Certificate to state % of physical disability of dependent. Note :Dependent(Husband/wife/brother/sister) suffering from a permanent physical disability (including blindness) or is subject to mental retardation, being a permanent physical disability or mental retardation specified in the income tax rules.

Provisional Certificate issued by Bank/institutions, have stated Interest amount to be repaid during the current financial year(April 2012 onwards) with remarks of Loan given for Education and exempt U/s.80E. Loan taken for Self and spouse or children are eligible for tax exemption. Only Interest repaid during Financial Year is eligible for tax exemption not the Principal amount. The first year in which the deduction is available is the year in which the person starts repaying the loan. The deduction is allowed for a maximum period of 8 years or interest of such loans is liquidated. Bank statement/payment schedules/total loan repaid amount(from date of loan granted) stated in certificate are considered as invalid proof. 1.Copy of Certificate issued by Govt. Hospital, signed by a physician, a surgeon, an oculist or a psychiatrist, as the case may be or by Ministry of Health & Familiy Welfare Department.

2.Certificate to state % of physical disability of dependent. Note : Person suffering from a permanent physical disability (including blindness) or is subject to mental retardation, being a permanent physical disability or mental retardation specified in the income tax rules. Copy of the Receipt issued by Prime Minister/Chief Minister Relief Fund, duly stamped, which indicates validity date and stating percentage of exemption to allow U/s.80G. No deduction under this section is allowable in case of amount of donation if exceeds Rs. 10000/- unless the amount is paid by any mode other than cash.

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Donations given to Private Trust (CRY, Give India , Trusts, donation to School etc.) are not eligible for tax exemption through Company as restricted by Income tax rules. Employee can claim the same at the time of filing tax return.

Hsg. Loan - Repayment of Interest Amt. :1.Copy of "Provisional Certificate" issued by Bank/Institutions to claim exemption U/s.24 and 80C stating total Principal and Interest amt. to be repaid during financial year April 2012 to March 2013 2.Copy of occupancy certificate/letter issued by developer for key handed over as possession if received in this F.Year (April 2012 to March 2013) 3. Declaration attached in mail to be filled and signed and submitted along with other Prov. Certificate.. Bank Statement or Payment schedules will be considered as invalid proof. The rent receipts shall be signed by the owner of the house on a revenue stamp (Revenue Stamp not mandatory). The receipt should contain the landlord's name and address, month, rent paid and address of the rented property (You can make use of attached rent paid receipt). In case where the rent payment is in excess of Rs. 1,80,000 p.a., permanent Account Number (PAN) of the Landlord needs to be furnished in the rent receipt. Rent agreement alone would not be treated as a proof of payment of rent. In case the receipt cannot be provided please submit proof of payment by way of bank statement in addition to the agreement. No. of Rent Receipt to submit :Any three months receipts to submit as proofs. ORIGINAL Rent Receipt to be submitted as proof.

Declaration Form. Only Hard Copy to submit as proofs.

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