Highland Lakes Herald - May 2013

HigHland lakes Condominium assoCiation
20301 Silver Spring Drive Northville, MI 48167

Phone: (248) 349-4006 Fax: (248) 349-8821
Website: www.HLCA.us
MAY 2013
Kathy Baldwin*
Michelle Todorov*
Guy Balok
Keegan McNally
Tom Byrne*
Sandy Nolan*
Stephen Emsley
2013
BOARD OF
DIRECTORS
CANDIDATES
CLUBHOUSE
SUMMER HOURS
Beginning May 1st
DONT FORGET TO VOTE!
Ballots due in the clubhouse by
FRIDAY MAY 17, 5:00 p.m.
38th ANNUAL MEETING
OF THE MEMBERSHIP
- May 20, 2013 at 7:30 p.m.
2013 Board of Director
Candidate Resumes
- Pages 12-22
PRESIDENTS REPORT
- Page 7
GARAGE SALE
Saturday, May 4th at 9:00 a.m.
- Page 41
POOL OPENS MAY 24th
Renew your Pool ID at the
Clubhouse
POOL OPENING POTLUCK
Sunday, May 26th at 4:00 p.m.
- Page 47
WE REMEMBER MAMA
- Page 39
FATHER KNOWS BEST
- Page 43
WHATS COOKING!
- Page 45
WOMENS CLUB LUNCHEON
- Page 49
REGISTER YOUR BOAT!
Boat Stickers available at the
Clubhouse
Tools and grass seed are now
available in the Tool Room in
the Clubhouse. Tools must be
checked out at the front desk.
2
3
Highland Lakes
Management Section
Highland Lakes Board of Directors

Kathy Baldwin, President
Michelle Todorov, Vice President
Tom Byrne, Treasurer
Sandy Nolan, Secretary
Kathleen Connor, Director
Judy Nakdimen, Director

This section of the Herald contains minutes of the Board of Directors meetings
and management information. This section is the offcial medium of communica-
tions of the Association as prescribed by Board Resolution R-6, March 22, 1976.
We recommend that you not only read but save this section of the Herald for future
reference. Resolutions and Regulations approved by the Board become part of
your Association By-Laws.
4
HIGHLAND LAKES CONDOMINIUM ASSOCIATION DIRECTORY
20301 Silver Spring Drive, Northville, MI 48167
Clubhouse Phone: 248-349-4006 Clubhouse Fax: 248-349-8821
After Hours Emergency Maintenance Phone: 248-349-4043
COMMITTEE INFORMATION
COMMITTEE CHAIRPERSON PHONE BOARD LIAISON
Clubhouse Judy OConnor 248-344-6600 Tom Byrne & Judy Nakdimen
& Sandy Nolan
Court Captain Joel Lutz 248-349-6782 Sandy Nolan & Kathleen Connor
Engineering Tom Werner 248-349-4459 Kathy Baldwin & Kathleen Connor
Community Social Brad Todorov 248-380-1611 Kathy Baldwin & Michelle Todorov
Finance Joyce Elvy 248-349-1747 Tom Byrne & Sandy Nolan
Grounds Joel Lutz 248-349-6782 Kathy Baldwin & Judy Nakdimen
Herald Marty Tingstad 248-344-4928 Kathleen Connor & Sandy Nolan
Insurance ----- ------ Kathleen Connor & Kathy Baldwin
Lakes Ecology ----- ------ Tom Byrne & Michelle Todorov
Pool Rosemary Campion 248-349-8227 Tom Byrne & Sandy Nolan
Cheryl Huizing 248-347-1539 & Kathleen Connor
RV Hugh Battley 248-349-4841 Michelle Todorov
Sprinkler ----- ------ Kathleen Connor & Kathy Baldwin
Tennis Carol Shields 248-305-7123 Michelle Todorov & Judy Nakdimen
Vision Rob Berlin 248-374-3986 Michelle Todorov & Judy Nakdimen
ADDITIONAL INFORMATION
After Hours Emergency ................................................................... 248-349-4043
Northville Township Police-Non-Emergency...... ............................ 248-349-9400
Northville Township Fire Department. .......................................... 248-348-5807
Northville Township Police and Fire Emergency. ........................... 911
After Hours Maintenance Emergency ........................................... 248-349-4043
Assessment/Billing Inquiries ...................................................... 248-349-4006
Consumers Power Company ........................................................ 800-477-5050
DTE-Electric Company................................................................. 800-477-4747
Hazardous Waste Information ...................................................... 734-326-3936
HLCA AT&T Account Rep (Denise Smith) ...................................... 810-265-4946
AT&T Sales & Support (Phone or U-Verse) ................................... 800-288-3466
E-mail ......................................................................................... clubhouse@hlca.us
Web site ....................................................................................... www.HLCA.us
BOARD OF DIRECTORS
Kathy Baldwin, President ........... 248-380-6429
Michelle Todorov, Vice President....248-380-1611
Tom Byrne, Treasurer ................. 248-349-6924
Sandy Nolan, Secretary .............. 248-349-3587
Kathleen Connor, Director .......... 248-349-8264
Judy Nakdimen, Director ............ 248-344-0336
PERSONNEL
Joe Poma......................................Property Manager
Shannon Crowley........Administrative Asst. (NOTARY)
Sharon Englund....................................Bookkeeper
Guinevere Eatmon..................Receptionist (NOTARY)
Debbie Carver........................................Receptionist
Ken Wiewiora............Maintenance Superintendent
Mike Francis.....................Maintenance Supervisor
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Editor
Shannon Crowley
shannon@hlca.us
Herald Committee
Marty Tingstad, Chairman
Wilma Leonard
Robert Armstrong
Joy Gaskin
Herald Staff
Ray Parzych
Betty Parzych
Joel Lutz
Tom DeGalan
Gloria Janks
Marty Tingstad
Ilio Alessandri
Barbara Evans
Herald Printing
Whitlock Business Systems
Christopher Jason
275 E. Twelve Mile Rd.
Madison Heights, MI 48071
(248) 548-1040
Highland Lakes
Herald
The Highland Lakes Herald is the official news medium of
the Highland Lakes Condominium Association, serving
all residents, groups and organizations.
The Association and its Board of Directors control and
are responsible for the contents of the Herald.
The staff of the Highland Lakes Herald serves on a
voluntary basis. Editorials reflect the opinions of the
staff and are not construed as representative of the general
membership of the Association.
The Herald welcomes comments, suggestions and articles
from its readers. All material submitted for publication
in the Herald must be true, factual, and newsworthy.
The editor reserves the right to withhold items from
publication pending verification of facts. In some cases
where items are of a critical or controversial nature, the
editor reserves the right to solicit comments from those
with opposing viewpoints.
Materials submitted for publication are to be given to the
receptionist in Highland House. All materials submitted
must be signed, but signatures will be withheld upon
request. Communications to the Herald should be in
writing. No material will be accepted for publication in
the upcoming issue after the 20th of the month.
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AIRPORT TRANSPORTATION
1-2-3 Taxi Travel ....................................... 42
APPLIANCE REPAIR
Masters in Trade ....................................... 2
AT&T U-VERSE
AT & T ...................................................... 46
BARBECUE GRILLS
American Gas Works LLC ...................... 40
BEAUTY / SKIN CARE
Avon ........................................................... 37
Mary Kay ................................................... 37
CARPET & FLOORS
AAA Carpet Repair ................................. 42
Masters in Trade ....................................... 2
COMMUNITY EVENTS
Chamber of Commerce ........................... 38
DRYER VENT CLEANING
Roger the Handyman .............................. 48
FUNERAL ARRANGEMENTS
Northrop-Sassaman ................................. 48
OBrien Sullivan Funeral Home ............. 36
GAS FIREPLACE REPAIR
American Gas Works LLC ...................... 40
HEALTH & FITNESS
Northville Hearing Aid ........................... 36
Northville Physical Rehab ...................... 36
HEARING AIDS
Northville Hearing Aid ........................... 36
HEATING & COOLING
D&G Heating ............................................ 37
Masters in Trade ....................................... 2
HOME REPAIR & HANDYMAN SERVICES
AAA Carpet Repair ................................. 42
Andy Wright ............................................. 36
Dennis Hill ................................................ 44
Masters in Trade ....................................... 2
R&H Glazing ............................................ 42
Roger the Handyman .............................. 48
HOME TELEPHONE SERVICE
AT & T ...................................................... 46
INSURANCE
Merrick Maris Insurance ......................... 59
LIMO SERVICE
1-2-3 Taxi Travel ....................................... 42
PAINTING & WALLPAPER
Dennis Hill ................................................ 44
Masters in Trade ....................................... 2
PARTY STORE / ICE CREAM
Good Time Party Store ............................ 44
PLUMBING
Evans Plumbing ....................................... 42
Horton Plumbing ..................................... 58
Masters in Trade ....................................... 2
REAL ESTATE
Real Estate One ......................................... 44
WINDOWS/WINDOW REPAIR
R&H Glazing ............................................ 42
SUPPORT OUR ADVERTISERS
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BOARD COMMENTS
Elections:
Ballots will be received by co-owners the week of April 23rd.
Completed ballots are due in by 5:00 p.m. on Friday, May 17th. There are 5 seats available (4 two-year
terms, and 1 one-year term). There are 7 people running, including 4 incumbents and 3 new candidates.
The candidale in 5lh pIace viII hII lhe one-year lern Iefl vacanl ly CIen TuIIeys resignalion.
PLEASE VOTE!
Silver Spring Drive:
As spring arrives, we are noticing the numerous potholes on Silver Spring Drive. Residents are
reminded to call TERRY SPRYSZAK, Director of Public Services & Environment for Wayne County
at 313-224-7600. It would be encouraging if residents continue to contact this department so we can
hnaIIy have lhis issue resoIved.
5RRQJ
}usl a reninder: Our ongoing roohng projecl has aIready legun for lhis season and lhe roofers have
legun lhe lhird luiIding. Those unils lhal are leing re-roofed lhis year viII le nolihed ly naiI a veek
prior to the start of those buildings.
Pool Opening:
The pool will be opening on Friday, May 24th at 12:00 noon, with the Pool Opening Party to be held
on Sunday, May 26th at 4:00 p.m. Residents are invited to attend. Please bring a dish to share with
8-10 people.
Spring Clean Up:
Il Iooks Iike spring has hnaIIy arrived. IIease le sure lo cIean up lhe snov equipnenl in fronl of your
unit.
Enjoy the Spring & Summer!
Kathy Baldwin, Board President
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HIGHLAND LAKES CONDOMINIUM ASSOCIATION
BOARD OF DIRECTORS MEETING MINUTES - April 15, 2013
The monthly meeting of the Board of Directors of Highland Lakes Condominium Association was on the third Monday of
the month, in accordance with the By-Laws of the Association.
Attendance
The following Directors were present: Kathy Baldwin, Tom Byrne, Kathleen Connor, Michelle Todorov, Sandy Nolan, and
Judy Nakdimen. Also present were Joe Poma, Property Manager, Ken Wiewiora, Maintenance Superintendent, and Shannon
Crowley, Administrative Assistant. Approximately 30 Co-Owners were also present.
Meet the Candidates Night:
Prior to the regular meeting, the customary Meet the
Candidates night was held beginning at 7:00p.m.
Election Committee Chairman, Tom Werner,
introduced the candidates. The candidates who were
present were given the opportunity to come forward
to discuss their objectives and goals and answer Co-
owner questions.
Five Director seats are up for election this year
(Four 2-year terms and One 1-year term). Seven
candidates submitted a rsum: Kathy Baldwin,
Michelle Todorov, Tom Byrne, Sandy Nolan, Guy
Balok, Keegan McNally and Stephen Emsley. The
rsum of each candidate will be published in the
May issue of the Herald, (See pgs 12-22), ballots will
be mailed the week of April 22 and must be returned
to the Clubhouse by 5:00 p.m., May 17.
Guy Balok expressed that his goal is to maintain the
value of the community and a high standard of living.
Guy lived in Highland Lakes as a young person in
the 70s, and has returned with his family so they can
also experience what Highland Lakes has to offer.
Guy has worked for the Northville Township in the
Department of Public Safety and Fire Department
(Retired Captain). As a Board Member, Guy hopes
to work with Northville Township to collectively
put more pressure on Wayne County to repair Silver
Spring Drive. He also will strive to inspire more
community involvement.
Keegan McNally said that having grown up in a small
community, she understands the value of working
together. Her family includes professionals, and
business owners and has done a lot of volunteer
and community outreach. She believes this
experience will benet Iighland Lakes. Keegan
has lived in Highland Lakes for 9 months, and as
a Board Member hopes to represent the younger
professionals and families of Highland Lakes, and
generate more participation from her generation.
She added that preservation of the lakes and
the natural surroundings of the property is very
important to her.
Stephen Emsley has been a Northville resident for
35 years and has lived in Highland Lakes for 7
years. As a Board Member, Steve hopes to offer
complimentary points of view that may not be
currently represented on the Board. He believes his
extensive experience as a project manager, which
includes quality management, risk control, risk
assessments etc., will be a benet to Iighland Lakes.
Steve said he has a strong desire to represent the
diverse people in the community including owners,
renters and landlords. He feels that renters have
been ostracized in the community, which may be
why there is very little participation from renters.
Kathy Baldwin has served on the Highland Lakes
Board of Directors for 10 years. Kathy said she
has enjoyed the process of being on the Board,
understanding and supporting the community as a
whole. She stated that she has no personal agenda,
and is supportive of the ideas of others. Kathy has
served tirelessly on the Grounds Committee, and
Community Social Committee, and has participated
in other committees whenever she can. She hopes
to continue to be supported by the membership.
Michelle Todorov and her family has lived in Highland
Lakes for 20 years, and has served on the Board
of Directors for 4 years. She is actively involved
in the Community Social Committee and Vision
Committee, and had served as co-chair of the
Finance Committee. Michelles husband, Brad, is
also actively involved in the Grounds Committee,
Vision Committee and Pool Committee and is the
chairman of the Community Social Committee.
Michelle hopes to continue to serve as a Board
Member for another term.
Tom Byrne has served on the Board of Directors for
4 years. Before that time, he was not particularly
involved in the committees at Highland Lakes. When
he ran or his rst term, 1om said there seemed
to be a need or someone with some nancial
acumen to be on the Board which is why he chose
to run. 1om brings 40 years experience in nance,
and much of his effort as Treasurer on the Board
9
Court Captain Committee report: See page 31
Joel Lutz reported to the Board.
Discussion: Joel said that the Co-owner concern
form was discussed at the April meeting. He
said many people may not know that this form
is available for co-owners to anonymously voice
concerns (i.e. barking dogs, unkempt yards etc.).
He suggested promoting the form in an issue of
the Herald.
Board Action: Motion by Kathleen Connor, support
by Sandy Nolan, to accept the Court Captain
Committee report dated April 4, 2013. All in favor.
Motion passed.
Herald Committee report: See page 32
Marty Tingstad reported to the Board.
Discussion: Marty encouraged submissions for the
I Remember Mama and Father Knows Best
features for the May and June issues of the Herald.
Board Action: Motion by Michelle Todorov, support
by Judy Nakdimen, to accept the Herald Committee
report dated April 8, 2013. All in favor. Motion
passed.
Pool Committee report: See page 33
Board Action: Motion by Judy Nakdimen, support
by Sandy Nolan, to accept the Pool Committee
passed.
Engineering Committee report: See page 34
Tom Werner reported to the Board.
Discussion: Tom encouraged everyone to make sure
their modication requests are submitted to the
oce beore the committee meeting so that it can
be addressed in a timely matter.
Approval of Minutes:
Minutes of the March 18, 2013 Regular Meeting of
the Board of Directors; Minutes of the March 18,
2013, executive session of the Board of Directors;
Minutes of the March 26, 2013 Annual Audit
Meeting
Board Action: Motion by Tom Byrne, support by
Kathleen Connor, to approe and le the Minutes
of the March 18, 2013, regular meeting of the
Board of Directors, and minutes of the March 18,
2013, executive session of the Board of Directors,
and the minutes of the March 26, 2013 Annual
Audit Meeting as presented. All in favor. Motion
passed.
President Kathy Baldwin called the April 15, 2013 regular meeting of the Board of Directors to order at 7:23 p.m.
has been in successfully managing through the re-
roong project. 1he project will cost the association
between $6-7 million by the time its completed.
Were currently half way through the project, and
Tom would like to continue on the Board to help
see this major project through to its completion. He
stries to successully complete the roong project
with no special assessment to the co-owners. Tom
also seeks to work with the Board to maintain the
property values and quality of life at Highland Lakes.
Sandy Nolan is an original owner at Highland Lakes,
and has lived her entire adult life here. Sandy said
she loves living here, and has much invested in this
community. She values committee involvement,
and actively participates in the Pool Committee,
Herald Committee, and the Court Captain
Committee. Sandy said she agrees with Tom to
do our best to complete the forthcoming projects
without incurring any special assessments. The fact
that Highland Lakes has been able to accomplish
this is rare and should be valued. Sandy also values
maintaining a safe community at Highland Lakes.
She writes the Have You Heard column monthly
in the Herald for community awareness, and would
like to see the security guard position extended to a
year-round placement as a deterrent to crime.
lollowing the speeches, the noor was open or
questions and further discussion. Tom Werner
reminded the audience to make sure the envelope
is lled out completely and correctly so that it can
be included in the count. Kathy added that there
will be detailed instructions on completing the ballot
and proxy included in the packet. Ballot packets will
arrie beore the rst o May.
Keegan asked about the minimum participation
required for the election to be considered valid.
Joe said the new By-laws require roughly 30%
participation (i.e. 230 co-owners in good standing).
He emphasized that every vote is important.
Maureen asked about the difference in voting this year
with the new By-laws. Kathy answered that the new
By-laws count 1 vote per unit, instead of calculating
it based on a valuation of the unit. Joe said that new
By-laws do make some allowances for technological
advancements in the voting process.
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Kathy asked why the committee is seeking to remove
white vinyl railings from the request form. Tom
answered that the appearance is unsightly and
oversized, and that the vinyl doesnt offer the
durability of the other options.
1om Byrne asked about modication 44 with the
frosted silver came. Tom Werner said that the
proposed design does not deviate much from the
approved spec, and the committee suggested the
style be allowed.
Betty Parzych asked whether temporary wooden
handrails should be removed when there is no longer
a need or when the individual needing the handrail
has vacated the unit. Joe answered that they should
be removed. He is monitoring the units that have
temporary handrails.
Keegan expressed that she felt more attention should
be paid to co-owners who dont maintain their yards
and the front of their units. Kathy answered that
the association is concerned with both making sure
that installations are compliant as well as addressing
unkempt units. She encouraged Keegan to notify the
oce i there is an issue that has been oerlooked.
Joe said that the oce does address co-owners
who are in violation and are not taking care of the
appearance of their units. He added that anyone can
submit a co-owner concern form anonymously to
the oce and he will inspect the unit himsel and
address the issue in a way that doesnt implicate the
co-owner submitting the concern.
Board Action: Motion by Tom Byrne, support by
Sandy Nolan to accept the Engineering Committee
report dated April 10, 2013, and approve
modication requests 41-4 and 6, reject request 45
and approe recommendation to edit modication
request form for Porches - Decks to remove white
vinyl as an approved handrail option. All in favor.
Motion passed.
Grounds Committee report: See page 35
Joel Lutz reported to the Board.
Board Action: Motion by Kathleen Connor, support
by Judy Nakdimen to accept the Grounds Committee
passed.
CoOwner Forum
Marti Tupper: Marti said she and Michelle Berry
reviewed the condition of the sign on Eight Mile.
The only issues she noted was a crack in one of
the letters which could be glued back together, and
some of the wrought iron was rusting. Marti stated
that the width of the current sign lettering is 118
inches, and the height is 36 inches. The new sign
proposed by the Joint Vision/Grounds Committee
last month would be 84 inches x 48 inches because
this is the largest available according to current
building code. She pointed out that the new sign
would be signicantly smaller than the current sign.
Marti expressed that she likes the current sign, and
it does not need to be replaced at this time. She said
the current sign is usable and reparable.
Michelle Berry: Michelle provided handouts for
the Board to review. The handouts included the
drawings provided by Ilio Alessandri (approved by
the Joint Committee), as well as a photograph of the
sign area. She pointed out that the proposed plan
does not address the fact that there is a telephone
pole on the curb of the west side entrance, which
would almost completely obstruct the view of a
new, smaller sign. (The pole does not obstruct the
current sign because the current sign is on an angle).
Steve Emsley: Stee said he`s oten shing in the
morning on the edge of the lake. He suggests
coming up with some sort of policy regarding
keeping the boats on the Silver Spring boat racks
because this is a prime location; He would like to
move his canoe from Swan Harbour Lake to Silver
Spring Lake, although he doubts that is a possibility
because of the number of boats already there. Steve
also expressed concern about stranded boats being
lled with stagnant water or an extended length o
time. He said it is unsightly and becomes a breeding
ground for mosquitoes. He recommended using
mosquito repellent tabs to help control the issue.
Beverly Dudley: Beverly asked about a pole that was
knocked down on Silver Springs Drive. She said the
replacement pole that was installed is silver in color
and asked if it would be painted black to match the
rest of the signs. Ken answered that DTE would
address it this summer.
Keegan McNally: Keegan expressed her
discouragement that she saw Michelle on her
phone and didnt appear to be paying attention to
the speakers. She felt this was disrespectful and
offensive. She added that if the Board wants co-
owner participation in the meetings, then the co-
owners deserve the courtesy of being heard.
Donna McNally: Donna reported that there has
been a lot of positive response to the upcoming
Garage Sale on May 4th. Joe has obtained approval
from the Northville Township police department to
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Property Managers report:
See report on page 23
Discussion: In addition to the report, Joe said there
will be a Memorial Service in honor of original
owner, Marjorie Faessler on Sunday, May 5th at
1:00p.m. Co-owners who knew Marje are invited
to attend.
Kathleen suggested running the insurance information
in the upcoming Herald so that co-owners will be
reminded what is covered and what is not covered
by the associations policy. Also, the co-owners can
contact their insurance agent to obtain an inventory
book to make a list for their personal policy.
Kathleen reminded that when someone has a piece of
expensive jewelry (over $1000), the owner should (1)
take a picture of the piece and (2) have it appraised
so that they can obtain the proper coverage.
by Sandy Nolan, to accept the Property Managers
passed.
Maintenance Superintendents report:
See report on page 26
Discussion: Ray Parzych asked Ken when grass seed
would be available in the tool closet. Ken said that
if its not there already, it will be done by the end of
the week.
by Judy Nakdimen, to accept the Maintenance report
dated April 15, 2013. All in favor. Motion passed.
The Meeting adjourned at 8:20 p.m.
allow parking on one side of Silver Spring Drive for
that day.
Also the Community Garden Meeting was held on
April 13th. There were 11 attendees including 3
new participants. Shes looking forward to a great
gardening experience this year, and she hopes
everyone will come out and see it this summer.
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Candidate: Katherine Baldwin, RN (Retired)
Residence: Highland Lakes Condominium Association
Queen Ann Court, 12 years
Employment
Blue Care Network, Southfield, Michigan
Care Coordinator, 1992 - 2008
Pre-certification of hospital admissions
Monitor inpatient care and follow up with client post
discharge
Mcfall/Sartwell Law Firm, Houston, Texas
Nurse Paralegal, 1988- 1992
Assisted attorneys in medical malpractice cases by researching
and reviewing medical records.
Gathered documents and interviewed witnesses
Sharpstown General Hospital
Director of Nurses, 1982 - 1988
Community Involvement
Highland Lakes Condominium Association Board President
Highland Lakes Condominium Association Finance
Committee
Highland Lakes Condominium Association Board Member
Highland Lakes Condominium Association Community
Social Member
Personal Statement
My move to Highland Lakes 12 years ago fulfilled my dream of belonging
to a wonderful community and prompts me to show my gratitude to
OUR COMMUNITY...
I have been on the Board for eight years and want to continue to maintain
a friendly and inviting community, encourage residents to participate,
and continue working on projects that will enhance the value of our
property. I would like to ask for your vote so that I may continue to be
an integrate part of our community.
13
Candidate: Michelle Todorov
Amboy Court, 20 Years
COMMUNITY INVOLVEMENT
Highland Lakes Finance Committee Co-chair (2006-2009)
Highland Lakes Community Social Committee
(2007-Present)
Highland Lakes Vision Committee (2007-Present)
Highland Lakes Herald Committee (2006-2007)
Vice-President of Novi Co-op Preschool (2005-2006)
EDUCATION
Bachelor of Science in Elementary Education
Eastern Michigan University - 1996
Masters in Education
Eastern Michigan University - 2004
EMPLOYMENT HISTORY
Farmington Public Schools, 17 years
Literacy Interventionist
Galileo Leadership Academy graduate
Reading Intervention Specialist
OBJECTIVES
Maintain a friendly and inviting community in which
residents can flourish.
Encourage residents to participate in activities and on
committees.
Ensure everyones voice is heard and considered.
Increase property values.
Make certain Highland Lakes is functioning at its utmost
efficiency.
Maintain the quality of living Highland Lakes residents have
become accustomed to.
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Candidate: Tom Byrne
Inlet Court, 29 Years
I have had the privilege of being the Treasurer of the Board of Directors
of Highland Lakes for the past 4 years. While at times this has been
challenging, there have been many high points in that time period.
Given that Highland Lakes has annual revenue in excess of $3 million,
the long term capital plan is to spend in excess of $7 million over the next
4 years. This seems to be an opportunity to bring to bear my 40 years of
experience in business.
My career includes experience primarily in finance culminating in a
position of CFO of a $300 million company. Currently I am involved
with our Purchasing group at the corporate level supporting an effort to
save $500 million over 3 years. Needless to say, I am being exposed to
many strategies regarding cost control and fact based negotiations that I
had previously only seen from afar.
These real life experiences I hope would be of value to Highland Lakes.
While I have found the financial position of Highland Lakes in fine shape
operationally, there have been challenges. Toward that end, I would
like you to consider giving me the opportunity to continue to share my
experience to make Highland Lakes even better than it currently is.
For those of you that have observed me over the last few years, you know
that I am not a penny pinching type of guy chasing dimes across the carpet
while we are facing million dollar decision. On the other hand you have
seen me determined and tenacious when I feel that there is a right and
wrong way to conduct Highland Lakes business.
Toward that end, I again seek your vote to continue the work of Highland
Lakes. To give me again an opportunity to work with the team here at
Highland Lakes, to spend your money wisely and protect your property
values.
15
Candidate: Sandy Nolan
Valiant Court, 41 Years
EMPLOYMENT
Taught primary grades in Detroit from 1966 until moving to Texas in 1969.
Customer Service Representative at Twelve Oaks Mall 1980-1988.
Supervisory position.
Owner of Northville Sandys Cleaning Service 1989-2000.
Employed up to eight employees. Clients included the Herbert Lawson
Construction Company of West Bloomfield, as well as hair salons, restaurants,
offices, homes and condominiums in Northville and surrounding areas. The
Highland Lakes Clubhouse was an account during the 1990s.
Night and weekend receptionist for Highland Lakes 2002-2006. This
position enabled me to meet many Co-Owners and get a feel for their concerns.
Board of Directors 2009-present.
EEDC. This is the Employee Evaluation Development Committee. It is com-
posed of three Board members appointed by the Board President to address
employee issues.
Editor of the Highland Lakes Herald during the 1970s. Wrote articles, solicited
advertising and printed the Herald on an off-set printer in the Clubhouse.
Member of the Social Committee during the 1970-1980s. Active in providing
activities and parties for the adults and children.
Chairman of the Pool Committee and member for fifteen years.
Member of the Court Captain Committee.
Author of the Have You Heard? column which passes on information from
the Township Police as well as safety tips for Co-Owners.
EDUCATION
B.A. Wayne State University. College of Liberal Arts and College of Education.
OBJECTIVE
To continue working on the Board, applying the knowledge and experience
Ive gained in the last four years. It is essential to utilize Co-Owners money
wisely. I will continue to work hard to keep association fees stable while
supporting efforts to keep property values up.
PERSONAL STATEMENT
I am an original owner in Highland Lakes and have always enjoyed living here.
We are all part of a very special community. Despite this tough economic cycle,
we are continuing to weather the storm. A community wide roofing project is
underway and it will be done without financial hardship to Co-Owners. This is
an example of what I believe can be accomplished as we address future projects.
I truly believe that Highland Lakes will continue to improve throughout the
years and remain a great place to live.
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Candidate: Guy Balok
Ironwood Court, 2 Years
PERSONAL AND FAMILY
Moved to Highland Lakes in May 1977
Lived in, or around, Northville Township for the past 36 years
Served 27 years full-time with Northville Townships Department of Public Safety
(Fire Department), Retired
Married to Barb for 20+ years
2 Sons, Adam (15 yoa), Tyler (13 yoa), both attend Northville Public Schools
RESIDENT SINCE
July 2011
Originally moved into Highland Lakes in May 1977 as a teenager
Worked for the HLCA Maintenance Department for approximately 2 years in the
early 80s
Maintained contact with some co-owners ever since.
GOALS
Maintain high living standards in the community.
Enhance the community by encouraging, and pressuring, Wayne County to
properly maintain Silver Spring Drive, connectivity of Sidewalks to improve the
walkability of the community, and improvement of the Common Areas.
Maintain reasonable Maintenance Fees while maintaining our common areas; doing
this while not exposing the communitys value to risk.
Maintaining the control and power of the community in the hands of Co-owners
through Committees, by using managements skills, and active recruiting of
volunteers.
EDUCATION
Graduate, Northville High School
Professional and Vocational Public Safety Training
LEADERSHIP (BUSINESS/PROFESSIONAL) EXPERIENCE
Progressively advanced in Leadership roles while working in Public Safety
Retired Captain, Northville Township Fire Department with 29 years experience in
Public Safety (27 years full-time with Northville)
SKILLS
Experienced in conflict resolution
Knowledge in grant writing techniques
Avid fund-raiser
Trained in Techniques for building Group Consensus
Skilled negotiator/interview
Fire Department Instructor (17 years)
CLUB/ORGANIZATION AFFILIATIONS:
Current
Member of the Knight of Columbus
Director of Travel Hockey, Farmington Hills Hockey Association
Member, Northville High School Hockey Boosters
Past
Youth Mentor, Northville Youth Assistance
Board Member at Large, Redford Township Hockey Association
President/Board Member, Northville Plymouth Fire Safety House
17
Candidate: Keegan McNally
Windsor Court since 2012
EMPLOYMENT
Part time at a law firm doing secretarial work
Cosmetology educators license and have been self-employed as a
manicurist
Certified to work Hospitals in various capacities. Experience as
an out-patient phlebotomist.
I work with deaf and special needs children
Serve at organizations caring for children hurt by child abuse
and neglect
Missionary work with my local church
EDUCATION
Graduated from different technical schools receiving certification
in a broad range of specialties including Phlebotomy, Cosmetology
and Cosmetology Educators license, and American Sign Language.
OBJECTIVE
To bring my professional views to the community and to assist
in bringing in more young families and single people like my self.
PERSONAL STATEMENT
I have just recently joined the Highland Lakes Community and
am very excited to spend a summer here enjoying everything. I
also want to help figure out ways to welcome families.
I also want to help improve Highland Lakes by encouraging more
people to get involved. My goal is to inspire cooperation between
residents of all ages, young and old together, so our community
can grow together.
18
Candidate: Stephen Emsley
Windsor Court
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MANAGEMENT REPORT
TO: Board of Directors, Co-Owners
FROM: Joe Poma, Property Manager
RE: Property Managers Report
DATE: April 15, 2013
1. Residents often ask what colors are available for the front doors and shutters for their homes.
If you havent already done so, now is a good time to check the condition of the paint on the
exterior, but remember that only certain color combinations are permitted. I have a full-size
coIor charl in ny ofhce for aII of lhose lhal vanl lo see a Iarger represenlalion, lul I viII Iisl lhe
colors and combinations on this report as a starting point. There are eight (8) acceptable exterior
colors on the property, but they are limited to combination: Ruby, Terrytown Green, Hamilton
Blue, Black, Sandsport Grey, Maratime, Manchester Tan and Brilliant White.
Ruby: Available for shutters and front doors.
Terrytown Green: Available for shutters and front doors.
Hamilton Blue: Available for shutters and front doors.
Black: Only used for shutters.
Sandsport Grey: Used for building siding.
Maratime: Used for building siding.
Manchester Tan: Used for building siding.
Brilliant White: Used for front doors and siding.
Here is where it gets slightly confusing; if you do not have a white front door, your shutters and
front door must match in color (except if you have black shutters, you may only have a white
front door. Black front doors are not permitted). So, if your front door is green, the shutters must
aIso le green. If your fronl door is vhile, you nay use any of lhe hrsl 4 coIors for shullers (ruly,
green, blue or black). This conservative approach is used because while one neighbor may like a
ruby front door and blue shutters, another may not, so the colors are placed in harmony as much
as possilIe. If you have queslions, lhe fronl ofhce slaff can assisl.
2. At this point, we have 3 returning lifeguards from last year. Taylor Warring will be Assistant
Head Lifeguard, Catherine Coleman will be a full-time lifeguard, Chris Pavloff will be a part-
time lifeguard and Derek Edelen may be able to work part-time. Chris has other employment
opporlunilies, so he viII nol le lhe Head Lifeguard lhis year. We are Iooking lo hII lhis posilion,
lul il aIvays proves difhcuIl due lo lhe need for experience in valer aerolics and svin inslruclion
cerlihcalion. We have aIso hired anolher fuII-line Iifeguard, DanieI Range, lringing our lolaI
counl lo hve. We sliII need lo hII 3-4 posilions, lul are sufhcienlIy slaffed lo slarl prepping lhe
pool deck on Monday, April 29th.
3. The pooI is scheduIed lo open al 12 noon, Iriday, May 24lh. Lasl year, lhere vas sone confusion,
because the pool opening party was on Sunday, so residents equated that day to the actual
opening day. This year, the Pool Opening Party is on Sunday, May 26th, but the pool will be
open on Friday. Friday is the actual opening day, and Sunday is to celebrate that with food. :)
4. Highland Lakes will continue its grub control program for 2013. This month, TruGreen will
apply a property-wide treatment to prevent the destruction of our lawns and also to take away
24
MANAGEMENT REPORT
the major food supply of the skunks, possums, etc. that were a problem two years ago. We
noticed a drastic decrease in the number of these pests after we started this program.
5. Waste Management is periodically shoveling and sweeping out each trash corral, but I have
received some complaints that they are skipping others. The trash corrals have become a concern
over the last few years, as trash haulers drop glass bottles or leave loose trash everywhere in
an effort to complete the job quickly. The industry is trending toward curb carts or actual
dumpsters only and the practice of hand-picking the trash out of the corrals is only done by a
couple of haulers now, since it is less timely and cost effective. I have driven through Kings Mill
off of Northville Road to get an idea of what a successful trash removal plan looks like, and there
have been positive comments about the height and construction of the enclosures and curb cart
systems. The reality is however, a curb cart system may not work at Highland Lakes (building
a nev 4 fool laII encIosure vilh 6-8 curl carls in each corraI), nol lecause of lhe space needed,
but rather the fee charged for what we would need here and the amount of time or years that
it would take to recoup the cost of construction. I received a bid from a local waste hauler and
cost of switching to curb carts was actually higher than what we are paying now, and added to
that would be the cost of constructing all of the new corrals. Conversely, a six-yard dumpster in
each courtyard would be far more cost effective, since the garbage truck could simply dump the
entire thing in minutes, but it has to be visually appealing. Therefore, it would make sense that
construction of new enclosures that would fully hide the dumpster, along with new concrete
truck pads is the way we are heading. This is simply something to think about for the future,
because local hauling companies will not hand pick corrals forever. As for recycling, we have
checked out some reasonable options, but the lower cost options require the material to be
pIaced in cIear pIaslic lags, and ve hgure lhal nosl peopIe viII nol vanl lo lake lhe line lo lag
their items this way. Yet another option is to have a centrally located 30-yard roll off, perhaps
near the clubhouse, with different chutes for bottles, cans, paper, etc. to be emptied once per
week, but again, we have to worry about how that would look. We are still looking into options
because residents do have concerns about discarding recyclable material in the trash.
6. One lhing lhal a honeovner rareIy lhinks aloul is lheir insurance, specihcaIIy your personaI
property. You all are probably aware of the coverage amounts on your personal property, or at
least should be. If the loss is small (a computer for example), insurance companies will rarely
call you on it, but what happens in the event of a major loss? We rely on the good and caring
nature of others to deliver what we are paying for in the event of a problem, but what would
happen if you told your insurance company that you lost all of your electronics, money, jewelry,
heirlooms, and things that had special value? Some people get reimbursed and others get an
argument, even if the total coverage amount is stated. So my tip for this month is the Inventory
List. I asked our property insurance agent if he thought an inventory list was a good idea, if
agents accepted them and if they helped or were a waste of time. He immediately told me that
they were a great idea, and took it a step further; get a video tape or take pictures to attach to it.
Create a Microsoft spreadsheet and attach some pictures and tell your insurance company that
you vanl lhen lo have il on hIe. The Iisl shouId conlain lhe lype of leIonging, nodeI / seriaI
numbers or other description, and the approximate value. If it is a contestable item, consider
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MANAGEMENT REPORT
having it appraised. Also, make a copy for a relative if the original gets lost. This hasnt been
placed in the report because it happened to anyone, but you should be conscious that as the
price of an insurance claim rises, so too may the number of questions relating to it.
7. I vouId Iike lo veIcone MicheIIe erry lo our Crounds Connillee. MicheIIe is a cerlihed
horlicuIlurisl and has laken lhe line lo voIunleer her knovIedge on specihc pIanls and overs
that will enhance the visual aspects of our community. If you would like to be a volunteer for
any committee, simply come to one of the monthly meetings. Most of them are about an hour.
8. Be sure to vote in our upcoming Board election. We need your involvement and your punishment
for not doing so is to repeat the entire process if we do not get the required number of ballots. Call
lhe ofhce if you have queslions aloul sulnilling lhe laIIol or need anolher forn of conveyance.
9. Highland Lakes lost one of its original residents on April 5th, when Marjorie Faessler passed
avay. Marge vas veII knovn for laking line lo pIanl lrees and overs on lhe connon areas
in front of her home on Pond Court and always had her porch and patio clean and organized.
She was also a veteran of the Navy and will be laid to rest in Great Lakes National Cemetery in
Holly. She leaves behind several children and her friends at Highland Lakes.
10. Please remember to be careful around the Swan nests on Silver Spring Lake and Crystal Lake.
Swans can be territorial and have been known to attack both animals and people if they feel that
the nest is threatened.
11. The Association plans once again plans on cleaning along the shoreline near Silver Spring beach
and the Serenity Garden area when the weather gets slightly warmer. Over the winter, the
winds carry all of the branches, leaves and debris to that corner of the lake.
12. If you need your porch repaired, either because the brick needs to be totally re-set, or simply
to have it tuck-pointed, I have a contractor in mind that is soon to be tested on a few porches.
He quoted me $120 for a re-set of the brick and $80 for tuck-pointing; something that sounds
loo good lo le lrue, lul ve viII see. If you are inleresled, pIease caII lhe ofhce for lhe conlacl
infornalion. We cannol endorse any specihc conlraclor or vendor, lul I can hand oul phone
numbers of businesses that handle this sort of work. .
Joe Poma, Property Manager
26
MAINTENANCE REPORT
TO: Board of Directors, Property Manager, Co-Owners
FROM: Ken Wiewiora - Maintenance Superintendent
1. GROUNDS: Grounds cleanup continues. Snow plow push areas have been raked out. Damaged areas
are starting to receive topsoil and seed. Our first lawn fertilization application will take place in the next
three weeks or so. We will post signs when this takes place.
2. EQUIPMENT: The van went in for repairs to the steering, received a replacement aftermarket steering
rack and pinion. The 1998 black truck is in for repairs replacing the fuel pump. The rest of our equipment
for summer start up is being prepped this week. If weather holds the warm temps we have been getting
we should start mowing in two weeks or so.
3. 90% PLUS FURNACE LAW: Update - Newspaper clipping regarding the new furnace standard. As of
today, there has been no final decision or ruling to change the effect date of May 1st. 2013.
The Air Conditioning Contractors of America (ACCA) reported, that as the result of a settlement
filed with, the Department of Energy (DOE) has agreed to withdraw the pending minimum energy
conservation standards that include regional standards for residential non-weatherized and mobile
home gas furnaces. ACCA, the nations largest association of indoor environment professionals, joined
the case last year, aligning with the American Public Gas Association (APGA) who challenged the
Direct Final Rule in a suit brought in the United States Court of Appeals for the District of Columbia.
The settlement is still pending the Courts approval. According to the terms of the settlement, which
must be accepted by the Court, the portions of the Direct Final Rule setting the minimum AFUE
standards for residential non-weatherized and mobile home gas furnaces at 90% in the Northern
region and 80% in the Southeastern and Southwestern regions are vacated, along with the pending
May 1, 2013, compliance date. The DOE also agrees that it will initiate a new rulemaking for minimum
energy conservation standards for residential furnaces and allow stakeholders the opportunity to
comment.
Should the Court accept this settlement, This settlement would restart the rulemaking for furnaces
and allow ACCA to participate further in the process and for the DOE to recognize the problems
associated with requiring condensing furnaces (90%) in the Northern region.
According to ACCA, if the Court accepts this settlement, non-condensing furnaces (less than 90%)
would remain legal to install in all states until the DOE can write new regulations. Not only does this
clear up the uncertainty about stranded inventory in Northern region ahead of the May 1 deadline, but
it also give industry stakeholders the opportunity to be involved in the creation of any future rules.
The portions of the Direct Final Rule setting new minimum energy efficiency standards for central
air conditioners and heat pumps, including any regional standards, remain in place, along with the
January 1, 2015, compliance date.
Theres nothing that stops you from selling a 90% AFUE furnace, for many homeowners thats the
way to go.
Thank You,
Ken Wiewiora, HLCA Maintenance Superintendent
If there are any ground or building concerns, contact the Clubhouse at 248-349-4006
and request a work order to be submitted.
Please review the proper disposal procedures of trash, compost, and building materials, And Paints, located on all
of the trash corrals on the property. Waste Management our trash hauler WILL NOT PICK UP IMPROPERLY
BAGGED COMPOST OR TRASH, AND IMPROPERLY PLACED BUILDING MATERIALS.
Lets all step-up to keep our community clean, & please report trash violators to the clubhouse. Thank You
RE: Maintenance Report
DATE: April 15, 2013
27
A n n u a l A u d i t M e e t i n g M a r c h 2 6 , 2 0 1 3 P a g e 1
HIGHLAND LAKES CONDOMINIUM ASSOCIATION
Board of Directors and Finance Committee - ANNUAL AUDIT MEETING MARCH 26, 2013
The Annual Audit Meeting of the Board of Directors and the Finance Committee of Highland Condominium Association was held at the
principal office of the Association in the Township of Northville, State of Michigan, on the 26th day of March 2013.

The following Directors were present: Kathy Baldwin, Michelle Todorov, Kathleen Connor, Tom Byrne, and Sandy Nolan. The following
Finance Committee Members were present: Joyce Elvy, Robert Armstrong, Beverly Dudley and Earl Smith. Also present were Linda Strussione,
Owens & Strussione, P.C.; Joe Poma, Property Manager, Sharon Englund, Bookkeeper and Shannon Crowley, Administrative Assistant.

President Kathy Baldwin called the meeting to order at 6:30 p.m.
Kathy thanked Linda for her attendance, and her work in completing the audit report in a timely manner.

Linda Strussione began the meeting by reviewing the annual audit report prepared by Owens & Strussione, P.C.

AUDIT REPORT
x OPINION REPORT
Reflects that we have received a Clean Bill of Health according to CIRA Our bookkeeping was done correctly and
bills paid on time.
x BALANCE SHEET (Assets)
As non-profit, the report is separated into 3 categories: Operating Fund, Replacement Fund and Total, and then
compared with 2011 total.
Accounts Receivable is still high, but its less than last year.
The balance sheet reflected there had been an increase in the fixed assets. Some obsolete assets were written off, and
then 3 new ones were purchased. (Ford Truck, Snow Plow, and Mower)
The replacement reserve total asset balance is $688,573
x BALANCE SHEET (Liabilities and Fund Balances)
Accounts payable is higher than in the prior year by $130K
Assessments received in advance has gone down from 2011
x STATEMENT OF INCOMES (Profit / Loss)
Monthly Assessments have gone up slightly compared to last year.
There is net profit in the operation fund of $133,013.
Direct Operating Expenses: (pgs. 10, 11 & 12 of report)
Administrative expenses has essentially stayed the same as last year
Utilities: Electric & Water has gone up, while gas has gone down. Linda remarked that nearly every condo
association shes worked with has seen an increase in water since last year. Linda said that this was due to a rate
increase. Tom added that this is also due to a warmer year, and more water was in use.
The detailed statement of direct operating expenses (pg. 11-12) shows very little change over last year in
Maintenance Repairs & Expenses and Clubhouse & Pool Expenses.
x Tom pointed out that depreciation ($38,566) is $10K higher than 2011. Linda added that projected depreciation
for 2013 would be $25,362.
DISCUSSION
x Tom explained that the two incomes from AT&T and Comcast, as well as the depreciation number are not taken into
consideration in the budgeting process. The dilemma is that at the time of the audit, these values are considered, so it
28
throws off what we have according to the financial statement. Additionally, this will be a greater concern in the future
when the AT&T and Comcast monies run out. (Currently, AT&T and Comcast are offsetting the depreciation. Once the
contracts are fulfilled, the depreciation amount will still adversely affect the financial statement, which affects
assessments.). At the end of the four year contracts (AT&T and Comcast), there will be an expense due to the depreciation
amount that the Association is not assessing to cover.
x Tom said he wants to include these numbers in the budget so that the financial statement more accurately matches the final
audit report. Linda advised against doing that because these items dont represent actual cash.
x Linda said that the depreciation amount is not going to remain an ongoing issue. Tom disagreed. He said that since hes
been on the Board, the amount for depreciation is typically around $25K, which represents a 1% assessment. Tom
explained that if everything else balances except for the $25K depreciation, and that happens 4 years in a row, that is $100K
that the Association is has under-assessed the members.
x Linda suggested including purchases of equipment as capital line items in the budget. For example, if a $45K truck was
purchased, and it wasnt funded out of the reserve account, it would be an operating expense. Linda explained that the
way we currently do it (refer to pg. 13), the truck is funded out of the reserve account, it is reflected as a negative in the
operating fund. The purchase has to be noted in the operating fund in order for it to be on the balance sheet. If
depreciation was also included in the budget, then that negative amount would have been considered twice.
x Linda added that the line item deposits to reserve on the budget is taking into consideration the future purchases, and is
an expense on the budget. Transfers to reserve are an expense against operating.
x Tom explained that Sharon runs a financial statement every month, so by the time of the budget, we feel we have a good
estimation where we are financially, and how to budget for the coming year. However, when Linda does her report, she
puts entries to the statement that adjusts the final number in a way that is not budgeted for, and significantly alters the
amount of surplus we think we have.
x Joe said that the monthly financial statements are a yardstick for staff performance to show whether or not we are staying
within the confines of the approved budget, and deprecation is factored in at budget negotiation time.
x Linda said that she feels its okay for Sharon to include a journal entry in the monthly statement to consider the Comcast &
AT&T income & depreciation so to better estimate the final numbers at the end of the year, as long as the Board recognizes
that this entry does not represent real cash coming in. Since these numbers dont represent real spendable cash, it shouldnt
be considered in the budget. She said that including them would mean budgeting based on an inaccurate dollar amount,
(i.e. you would think you have $35K spendable cash more than you actually have.)
x Tom said that it was his understanding that when we received the AT&T & Comcast income, it was all deposited into the
account, although the income was not recognized in the budget. Therefore, that money should still be in the account as
spendable cash. Joe said that in 2008, there was a $200K operating deficit due to the AT&T & Comcast income. Linda
recalled the money being booked to the reserve account, which reflected a deficit in operating. Joe said that if we include
that number in the actual budget, then we will have to adjust the assessment to accommodate that.
x Robert asked why the AT&T & Comcast income is listed as a liability on the balance sheet every year if it was booked all at
once. Linda explained that its recognized in increments as we take it into income. She referred to the 2008 Audit, which
showed that Highland Lakes brought in $241,850 in AT&T & Comcast income. The money was deposited and recognized
as all going into reserves. It all came into the checking, and then the Board voted to move it all into reserve. Annually,
approx. $35K is recognized into operating, and moved from reserves to operating. Linda explained that the reasoning
behind doing it in increments as opposed to all at once was to keep Highland Lakes out of a higher tax bracket. ($240K
income would bump the Association up to 39% tax bracket instead of 15%). It was to the Associations benefit to recognize
it over an extended period of time.
x Tom said that the audit report and P&L are not cash-flow statements. He said that it is not making much difference right
now because the amount for depreciation has almost matched the amortization of the AT&T & Comcast income. However,
once those contracts are fulfilled, we will continue to have a negative amount for depreciation. If we have a negative $25K
for depreciation ongoing annually, the Association is going to end up with hundreds of thousands of dollars of shortage on
the operating side. Linda said that is a true statement if we never fund the reserve to replace vehicles.
x Linda added that most of the condos she works for dont fund vehicle and equipment purchases out of the long term
reserve account. They keep the money in the operating fund and its part of their regular budget. This would eliminate
29
much of the depreciation issue because the purchases would not be considered fixed assets. Since vehicles are titled, they
still have to go on the balance sheet, so there is some depreciation there, but smaller equipment (mowers, snow blowers
etc.), would just be a purchase out of the operating fund with no depreciation because it wouldnt be considered a fixed
asset. Sharon said that this is how it had been done in the past until the Board decided at the time it would be better to fund
the higher priced items.
x Tom said the Board currently has enough information to determine whether or not they want to change the methodology in
how to prepare for larger purchases.
x Linda stated that of the projected $25K depreciation for 2013, $9,000 is for machinery and equipment, and $15,500 will be
for vehicles.
x Tom referred to the decision the Board made last year to transfer the surplus $126K into reserve. He asked why that money
was not just moved on the balance sheet instead of including it on the P&L. Linda answered that transfers to the reserve
fund are an expense. Tom asked if he could ever make a debit on one balance sheet and a credit on another. Linda said
this could be done if it were operating to operating or reserve to reserve.
x Linda pointed out that much of the discrepancy between the budget and the audit this year is due to the fact that in 2012,
the Board voted to move $126K from operating to reserve after the 2011 audit. In prior years, that decision was made prior
to the final audit (during the draft meeting) and there was no discrepancy. Tom said that the $126K is reflected at the top of
page 3; the deposit into the replacement fund of $886,040 is $126K more than the Board had originally budgeted. Linda
reiterated that the decision was made at last years audit meeting, and she didnt recommend that the Board do that
because it would mean physically moving the money from operating into the replacement fund before the end of the fiscal
year, and the book entry would have to be recorded. The book entry never got recorded in QuickBooks.
x Tom expressed that he didnt feel it was a good idea to move the net profit of $133K for this year (2012) to the reserve fund.
He explained that were running a tight budget this year, plus he didnt see any benefit to moving it. Tom said it would be
a good idea to keep that money in operating for that reason. Robert said that the good thing about not transferring the
profit is that it would not adversely affect us next year.
x Tom suggested it may be better going forward to adjust the budgeting process rather than continuing to move money to
the reserve fund.
x Earl asked if this would affect the taxes. Linda answered that it would not.
x Tom added that in the future the equipment and vehicle purchases should be budgeted out of the operating fund instead of
long term to eliminate the depreciation issue. Linda said that there would still be depreciation on the vehicles because they
have a title, so they have to be recognized as a fixed asset, but equipment and machinery would not. She explained that the
laws in the state of Michigan are leaning towards phasing out assets. Vehicles are the exception because they are titled.
x Linda reiterated that according to our By-laws, the long term account is for long term capital improvements. Over the
years, we have added items to that account that really didnt fall under that category, which is why there is some confusion
now.
x STATEMENT OF CASH FLOWS (pg 4)
No discussion.
x NOTES TO THE FINANCIAL STATEMENTS
Page 6:
NOTE D Explains the filing of the income tax. Net operating loss carryforward on the tax return is $370K.
Page 7:
NOTE E Funded Reserves. This note states that the Association has conducted a study to determine the
remaining useful lives of the components of common property and current estimates of costs of major repairs and
replacements that may be required in the future. This note also reflects where the money is invested.
Page 8:
NOTE F Fair Value Measurements.
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Page 9:
NOTE G - Uninsured Cash Balances: Linda explained we have money in an uninsured account. (Ally Demand
Notes - $101K). Linda advised that the excess be moved to another account before the end of the year when the
report card comes out so there is no credit risk.
NOTE H Association Owned Unit 559: Reflects the purchase and sale of foreclosed unit 559.
x STATEMENT OF FUNDED RESERVES (Long Term)
No discussion

SUMMARY
x Linda said to eliminate confusion in the future, she offered to send Tom a copy of the working trial balance that shows the
adjustments in the entries with some explanation as to why the adjustment was being made. This would give a more
accurate picture of the audit prior to the budget process.
x Sharon asked if she should be doing a journal entry for depreciation and AT&T and Comcast income as suggested. Tom
said that it wouldnt be necessary.
x Joe said that he felt more comfortable going forward that there isnt going to be a great chasm between Sharons numbers
and Lindas numbers. He said the only variance would be the depreciation and AT&T and Comcast income.
Michelle said that we would not be including those numbers in the budget process.
Linda recommended that Sharon still include a journal entry on the monthly or quarterly statements to account for
depreciation and AT&T and Comcast income so that when the final audit is done, theres just a small adjustment. This
will also give Joe a clearer picture of where we are from month to month. Kathy agreed.
Motion by Tom Byrne, support by Michelle Todorov to accept the Audit Report
for 2012 as presented.
o All in favor. Motion passed.

Meeting adjourned at 7:53 p.m.

31
HIGHLAND LAKES COMMITTEE REPORT
COMMITTEE: Court Captain Committee
MEMBERS PRESENT: (9) GUESTS PRESENT: (4)
MEETING DATE: April 4, 2013
SUBJECTS DISCUSSED:
1. Joel had a proposal that a Resident Complaint Ballot be created to assist residents with taking
action when facing contention with neighbors who do not respect others or their own residences.
There are those who do not keep their pets under control and widespread abuse of the Pet Pail.
Kalhy aIdvin indicaled lhal lhere vas a forn on hIe vhich she presenled. Il is lhe Co-ovner
Concern Form which has been in place since February, 2002. Using that form and submitting it to
lhe cIulhouse if olher neans faiI vhen facing co-ovner issues, nay le a very usefuI looI.
2. The Snoke Deleclor progran vas on lhe agenda and ideas of lringing lhis very inporlanl concern
to the Highland Lakes Community was discussed. The importance of installing and maintaining
vorking snoke deleclors and/or hre exlinguishers is considered a very inporlanl progran lo pursue.
There viII le addilionaI invesligalion inlo acconpIishing lhis goaI. Sandy viII gel infornalion and
gel a coIunn re: hre safely in lhe nexl HeraId.
3. Diane has leen inlervieving nev residenls and has leen deIighled lo neel so nany nice peopIe vho
Iove il here and have so nany posilive lhings lo say aloul HighIand Lakes. One issue nany of lhe
nev residenls have is lhe facl lhal ve do nol have a recycIing progran in pIace. She has nel lvo nev
residenls vho read lhe HeraId reguIarIy. Il is a very usefuI looI for aII lo keep vilh vhals going
on around Highland Lakes.
4. Sandy has infornalion in lhe ApriI HeraId regarding proper disposaI of expired nedicalions. They
shouId nol le ushed or lhrovn in lhe garlage. There is a conlainer al lhe NorlhviIIe Tovnship
Police Station for disposal. Please see the April Herald. Sandy will also bring up the importance of
having census forns on hIe al lhe CIulhouse. Having lhe infornalion is heIpfuI in nainlaining a safe
environnenl for aII of us in lhe evenl of a naluraI disasler. We aII vanl lo le accounled for.
RECOMMENDATIONS TO THE BOARD:
None al lhis line
NEXT MEETING: Thursday, May 2, 2013 at 7:00 p.m.
Submitted by: Barb Adams, Secretary
Joel Lutz
Barbara Adams
Clem Tulley
Ray Parzych
Robert Armstrong
Judi Alessandri
Diane Pittaway
Betty Parzych
}in Weaver
IIio AIessandri
Kathy Baldwin, President
Sandy NoIan, oard Liaison
Kathleen Connor, Board Liaison
32
MEMBERS PRESENT:
Wilma Leonard
Joy Gaskin
GUESTS PRESENT:
Sandy Nolan, Board Liaison
COMMITTEE: Herald MEETING DATE: April 8, 2013
DISCUSSION:
1. The committee reviewed the April issue and shared positive comments heard from Highland Lakes
residents.
2. Kathleen had received a list from the American Heart Association: Heart Attack Warning Signs and
Stroke Warning Signs and actions one should take is these symptoms occur. The committee decided
printing these lists would be worthwhile for our residents.
3. This discussion led Sandy to comment on the purpose of the newly organized Good Neighbor Team.
Residents who live alone are especially encouraged to take advantage of this service. Many of our
neighbors who live alone would have a degree of reassurance if someone were to give them a friendly
call each day to ensure that all is well.
4. Marty Tingstad will be writing an article for the May issue that will solicit anecdotes for Father
Knows Best a planned feature in the June issue in honor of Fathers Day.
5. Wilma mentioned that we have not received recent contributions for the Know Your Neighbor
feature. If something special is taking place in your life or that of a neighborhood friend, let us know.
Special birthday? Anniversary? Accomplishment? These shared special moments have been well
received by our readers.
RECOMMENDATIONS TO THE BOARD: None
NEXT MEETING: Monday, May 13, 2013 at 7:00 p.m.
Submitted by Wilma Leonard
33
MEMBERS PRESENT:
Cheryl Huizing
Rosemary Campion
Elaine Anderson
Joyce Elvy
Joy Gaskin
Brad Todorov
Vitor Imbuzeiro
Jayson Oliver
Eric Biondo Savin
Dana deMink
GUESTS PRESENT:
Joseph Poma, Property Manager
Kathy Baldwin, Board President
Robert Gorozgca
COMMITTEE: Pool MEETING DATE: April 9, 2013
SUBJECTS DISCUSSED:
1. After 23 years Joy Gaskin has made the decision to resign her Chair position. Cheryl Huizing and Rosemary
Campion were nominated to Co-Chairs. Elaine Anderson was nominated Treasurer, Dana deMink was
nominated Secretary. The motion was carried unanimously.
2. Cheryl Huizing and Rosemary Campion suggested some changes to the Pool Bylaws. The Committee reviewed
the amended Bylaws, and with the exception of one minor change, agreed to them. This will be reviewed and
hnaIized al lhe nexl neeling.
3. Note that the date of the next Pool Committee Meeting as listed in the Heralds Calendar section is incorrect.
The next meeting will be held on May 14th at 6:30.
4. Joe Poma reported on the hiring of lifeguards for the 2013 season. He has three lifeguards hired and four more
posilions lo hII. }oe aIso reporled lhal he has asked lhe conpany lhal cIeans lhe cIulhouse lo send us a lid
for some extra locker room cleaning. He would like them to come out on Sunday evenings and Thursdays.
Joe also mentioned that the placement of the Lifeguard Chair may change this year, and that the three priority
areas for him are 1) safety of children; 2) maintaining cleanliness in the locker rooms and 3) emptying trash and
maintaining cleanliness in the pool area and patio. Please direct any complaints about pool policies or staff to
Joe and/or the Head Lifeguard.
5. IooI prepping viII legin ApriI 29lh. The pooI viII le ofhciaIIy opened on May 24lh al noon.
6. Robert Gorozgca suggested that when the weather is very hot and the pool is approaching maximum occupancy,
that an amendment be made to the Pool Bylaws allowing the removal of the lap lane. It was also suggested that
lap lane swim times be condensed. The response to this was mixed. It was agreed to table the discussion until
the next meeting in order to have a better look at the pool once it is closer to opening.
7. The Pool Opening Party is May 26th. Highland Lakes Residents should bring their food by 4:00. Tickets will
be dispensed at that time. Someone will be on hand to check Pool IDs and sign in residents and their guests.
Dinner will begin at 4:30.
8. The group had some housekeeping type discussions about notifying residents that the pool opens on May
24th and that this date is separate from the opening party two days later. Further the group discussed the need
for residents to maintain/update their Pool ID cards. Lifeguards will be checking these on a regular basis this
year. There vas a discussion aloul youlh vilh DoIphin Cerlihcalions and/or youlh lhal are alIe lo allend
the pool without a parent needing to obtain their own ID cards.
9. Hot Dog Days are on June 15th, July 13th, and August 10th from 12:00 to 3:00. We will need lots of help with
these events.
10. Adult Night Swim & Potlucks will occur on June 29th, July 27th, and August 24th. New this year are Late
Night Community Swims on July 6th, August 3rd, and August 31st which were approved at the September 17,
2012 Board Meeting.
RECOMMENDATIONS TO THE BOARD: None
Respectfully submitted by Dana deMink
NEXT MEETING: Tuesday, May 14, 2013 at 6:30 p.m.
34
MEMBERS PRESENT:
Thomas A. Werner, Chairman
Terry McNally, Co-Chairman
Ilio Alessandri
Art Baynes
Clem Tulley
COMMITTEE: Engineering MEETING DATE: April 10, 2013
1. Unit 539 Railing
Installation: Kevin Huffman
Meets HLCA Requirements
2. Unit 82 8 Windows
Installation: Wallside
3. Unit 638 Railing
Installation: Andy Wright
4. Unit 419 Storm Door SD-3
Entry Door ED-5 w/Came
Installation: Home Depot
Does Not Meet HLCA Requirements
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5. Unit 627 Patio
Installation: Mike Lafrate
Does Not Meet HLCA Requirements
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6. Unit 343 Railing
Installation: Brian Allor
RECOMMENDATIONS TO THE BOARD:
- Reconnend approvaI on nodihcalion requesl #1-3 & 6, oard decision on #4, and rejecl #5
- Ldil lhe Major AIleralion Requesl forn for Ranps & HandraiIs lo renove vhile vinyI as an oplion
for railings on page 7.
NEXT MEETING: Wednesday, May 15, 2013 at 3:00 p.m.
Submitted by Tom Werner, Chairman
GUESTS PRESENT:
Joe Poma, Property Manager
Sleve & Liz Thuss
MODIFICATION REQUESTS REVIEWED:
35
COMMITTEE: Grounds MEETING DATE: April 10, 2013
SUBJECTS DISCUSSED:
- Introduced Michelle Berry as a new member of the Grounds Committee. Michelle is a Master
Cardener and Cerlihed HorlicuIlurisl. Nol onIy can she sleer us lo lhe proper kinds of pIanls
for the conditions we have, analyze soil conditions, and overall come up with plantings that
require less maintenance, she has done landscape planning as well. She advocated more
reliance on perennials than annuals, showing pictures of some of the colorful varieties that
vouId vork veII around HighIand Lakes.
- IIanling pIans for lhe Lighl MiIe enlrance again logged dovn for Iack of a specihc idea and
cosls for a nev sign, lhus Ieaving il uncIear as lo vhal vouId le lhe hnaI Iayoul. As lhe }oinl
Committees tentative plan suggested a sign could be secured and installed for around $8000,
lul no one on lhe joinl connillee is capalIe of producing any specihcalions lo have lid. So,
lo soIve lhe diIenna il vas decided lo seek proposaIs fron various sign conpanies lased an
$8OOO ludgel. }oe Iona indicaled he couId foIIov up on lhal.
- Requesl for a nenoriaI lench on SiIver Spring Lake. As ve aIready have a nunler of lenches
on SiIver Spring, il vas lhoughl lhal CryslaI Lake vouId le nore appropriale, a lhoughl lhe
Co-ovner originaIIy had. Connillee Okd idea on CryslaI, lul vouId vail for nore specihcs
on the bench and installation. Co-owner to cover all costs. Discussion followed on how many
memorial benches is appropriate.
- Connillee nenlers voIunleered lo lake charge of specihc pIanling areas. This nonlh veII
be cleaning up planting areas, removing dead plant material, splitting bulb plants, turning
soiI over and adding addilionaI nourishnenl. MicheIIe erry viII check condilion of soiIs in
planting areas.
- Requesl fron co-ovner lo pIanl a vhile lirch al lhe end of lheir deck. Il vouId acluaIIy le in
the common area behind co-owners unit. Based on location, it was agreed it would be OK.
Co-ovner viII conlacl Miss Dig lo check lo see if lhe Iocalion is OK for pIanling a lree in.
- Set up meeting with Property Manager to schedule spraying of trees, lawn spraying, shrub
trimming & shrub removals, so as to schedule the notifying co-owners in advance.
- Stan Roberson brought up a concern about the number of pedal boats that are beached or
docked nosl of lhe year in a ooded condilion. Nol onIy are lhey unallraclive, lul are aIso
breeding grounds for mosquitoes. Further consideration will be given this topic.
RECOMMENDATIONS TO THE BOARD: Be prepared.
NEXT MEETING:
Wednesday, May 8, 2013 at 7:00 p.m.
Respectfully Submitted by: Joel Lutz
MEMBERS PRESENT:
}oeI Lulz, Chairperson
Earl Smith
Stan Roberson
Maureen Osiecki
rad Todorov
Marly Tupper
Robert Armstrong
CIoria Loudy
Betty Parzych
Ray Parzych
Ilio Alessandri
Michelle Berry
GUESTS PRESENT:
Kathleen Connor, Director
Sandy NoIan, Direclor
}oe Iona, Iroperly Manager
36
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37
TREE AND LAWN SPRAYING
In the coming month, we will be having a tree-spraying contractor on site.
Counting on Spring being a little warmer than it has been up to now, you
might be opening windows to enjoy the spring air. Please note postings
of when tree spraying is being done in your area, and keep your
windows closed during that time.
Also pay attention to little signs stuck in
our lawns to notify you that a grub control
product has been sprayed on the grass.
Please keep your pets of the grass for
24 hours aferward to be safe.
(Maybe you too!)
Happy Spring!
Te Grounds Committee
Visit our website to Download forms, browse the
photo gallery, read the newest Herald, bylaws, roofng
schedule, community calendar and much more!
IMPORTANT
NOTICE
CALL NOW for a FREE ESTIMATE
248-476-7022
Effective MAY 1, 2013 , it is required to install 3
only 90% or higher furnaces in Michigan
This is your last call for the l less expensive 80% p model
DELAY WILL COST YOU HUNDREDS or THOUSANDS MORE
D & G Heating now has a Sale Price for Highland Lakes
Residence including a new Bryant 80% Furnace installed
starting as low as $1,670.00
MORE INFO VISIT www1.eere.energy.gov/buildings/appliance_standards/pdfs/cacfurn_dfr.pdf
38
Sponsored by:
For more information call the
Northville Chamber of Commerce
248-349-7640zwww.northville.org
The streets of Downtown Northville
will be paved with flowers at the
26th Annual Flower Sale.
Over 20 top-rated greenhouses and
garden shops will participate
in this colorful event sure to bring
life to any garden.
26
th
Annual
Presented by
WARNING SIGNS OF A HEART ATTACK
Some heart attacks are sudden and intense - the movie
heart attack, where no one doubts whats happening.
But most heart attacks start slowly, with mild pain or
discomfort. Ofen people afected arent sure whats wrong
and wait too long before getting help. Here are signs that
can mean a heart attack is happening:
- Chest discomfort. Most heart attacks involve
discomfort in the center of the chest that lasts
more than a few minutes, or that goes away
and comes back. It can feel like uncomfortable
pressure, squeezing, fullness or pain.
- Discomfort in other areas of the upper body.
Symptoms can include pain or discomfort in one
or both arms, the back, neck, jaw or stomach.
- Shortness of breath. Tis feeling ofen comes
along with chest discomfort, but it can occur with
or without chest discomfort.
- Other signs. Tese may include breaking out in a
cold sweat, nausea or lightheadedness.
Calling 9-1-1 is almost always the fastest way to get
lifesaving treatment. Emergency medical services (EMS)
staf can begin treatment when they arrive up to an hour
sooner than if someone gets to the hospital by car. EMS staf
are also trained to revive someone whose heart has stopped.
Patients with chest pain who arrive by ambulance usually
receive faster treatment at the hospital, too. It is best to call
EMS for rapid transport to the emergency room.
STROKE WARNING SIGNS
Stroke is a medical emergency. Every second counts,
because time lost is brain lost! Know these stroke warning
signs and teach them to others.
- Sudden numbness or weakness of the face, arm
or leg, especially on one side of the body
- Sudden confusion, trouble speaking or
understanding.
- Sudden trouble walking, dizziness, loss of
balance or coordination
- Sudden trouble seeing in one or both eyes
- Sudden, severe headache with no known cause
If you notice one or more of these signs, dont wait. Call
9-1-1 or your local emergency medical response system.
Get to a hospital right away as every second counts! Early
treatment can reduce disability from stroke.
39
We Remember Mama
My favorite story about my mother involves her learning to be assertive. In
1946 my mom wanted a new dining room set, but my father couldnt see
spending the money. So mom applied for and got a job at Parke Davis, a
pharmaceutical company. She planned to work only long enough to get that
dining room set. Forty years later, when mom retired, she was the supervisor
of the 40 member ampoule inspection department. Te real irony was
the requirement that her replacement have a degree in chemistry! Mom,
having been raised in the rural south, had only an eighth grade education.
Two months afer her retirement her bosses were asking her to come back
temporarily to assist the new hire in management techniques.
P.S. I owe my career as a teacher to my mom also. When I graduated
high school, my fathers advice was Learn to type; you can always get a job as a secretary. But I was a
good student with higher aspirations. So, again, my mother exhibited her assertiveness and supported my
dream to graduate from college. I was an only child, so later in life my mother was also my best friend and
a best friend to my children.
Wilma Leonard, daughter of Erlene Stimson
A vague early memory of Mom - with my December birthday I started school in January. It was a cold,
windy day and my Dad drove us to school - my older sister Joyce and some of her friends... and me. About
20 minutes later - with me sitting defantly in the back seat. Dad said He wouldnt get out! Mom says,
Give me the keys! Back to school - she pulls me out of the car - escorts me to the kindergarten class -
opens the door and shoves me in - and closes the door behind me. Right through high school and college,
I had near perfect attendance.
Marty Tingstad, son of Florence Rose Moriarty Tingstad
My mom was not only a caring and loving person, she was a darn good sport. I remember as a young child,
having a fascination with bumble bees. I wanted to have one of my own in the worst way. I can still see the
both of us with poised mason jars stalking our prey among the wildfowers in the feld behind our house.
Ten there was the Halloween when my shy little brother asked mom if he could wax windows with some
of the older boys. My mother could be very creative in these situations. Instead of lecturing on the evils of
these kinds of pranks, she explained to him that wax was too hard to remove, but he could go over to our
neighbor, Agies house and soap a window. Mom watched and waited patiently behind a bush in our front
yard while the deed was done. Of course, the whole thing was set up. Mom had talked with
our neighbor, and she was expecting a little visitor that night. Te result was Jimmy was
thrilled to have pulled a Halloween trick and no harm was done.
Trough the years, our house was a gathering place for family and friends. If anyone
needed a supportive word, a bite to eat, or just plain fun, they knew where to come.
Mom made sure of that.
Sandy Nolan, daughter of Arline Jacobs
40
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HIGHLAND LAKES SPECIAL!!
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41
2nd Annual HIGHLAND LAKES
COMMUNITY
GARAGE
SALE
SATURDAY MAY 4
TH
(rain date May 11th)
9:00 AM TO 3:00 PM
All Highland Lakes residents are welcome to
participate in this community event.
All Co-Owners are responsible
for putting up their own signs.
Tables will be available at the
Clubhouse for those wishing to
set up in the parking lot, on a
rst come / rst serve basis.
Questions? Contact Donna
McNally at 248-347-0999
42
CARPET REPAIR
Re-stretching,
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References Available
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43
Father
Knows Best
Like I Remember Mama, Father Knows Best was another old
TV show from the last century. Robert Young was the Father
who knew best - at least he came out okay at the end of each
episode.
Anyway... in June we want to feature our knowledgeable
fathers... yours and mine. Like We Remember Mama in this
issue, tell us about your dad or signifcant other Father fgure.
Again, Like I remembered my mom - there were times - particularly in
the late teens into my 20s - when I didnt think Father had a clue! You too?
As I grew older, Pop (Dad became Pop along the way), got smarter.
He was a great sof sell salesman; selling advertising typography and layout. Tat was back when we
talked of hot type - metal characters cast on a Linotype or Monotype machine... from molten lead.
By the time he retired, cold type from computers was taking over.
As I said, Pop was a salesman - but he was also a friend, a confdant, an employment counselor, and a
great shaggy dog story teller. If you have enough time some day, Ill tell you a story or two.
Somewhere in the early 1920s he met my future father-in-law, Herb Numbers. Tey both played a lot
of basketball and baseball. I already told you how I met Joanie - she was about two weeks old when
we went to see the new arrival - I was almost three. Pop asked if I wanted a cute little sister like that?
My answer - Id rather have a dog! Twenty years later, we married. Tis year marks 80 years (Joanies
birthday) and 60 years (our marriage).
Pop and Herb were both deeply involved with the Union Printers International Baseball League... Pop
became president of the league until the 1960s... and Herb was the Detroit Commissioner.
Mom and Pop moved to Florida in 1972, New Port Richey... about 25-30 miles north of Tampa. Tere
he liked to entertained the monthly association dinners - story telling and singing a couple of my
favorites - Oh, Lord its hard to be humble when youre perfect in every way... and Amazing Grace. His
voice was pretty gravelly - but sweet music to my ears.
Happy Fathers Day, Pop.
(Anders B. Tingstad, 1904-1992)
Your son, Marty
44

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45
WHATS COOKING!
Where are all of you wonderful cooks hiding your special recipes?
The feed-back on this feature has been very positive, but we need your help to continue. Please drop
o your recipe in the Herald box at the clubhouse or e-mail to Wilma Leonard (willie1117@aol.com).
Summer is right around the corner, so well all be looking for easy to x
meals and, dips and salads. Frequent contributor, Joy Gaskin shares
an easy summer entre with few ingredients and simple instructions.
Elaine Horwath brought Texas Caviar to our Womens Wednesday
Pinochle group and everyone wanted this recipe.
OATMEAL-CRUSTED CHICKEN TENDERS
DRAIN, RINSE AND MIX:
Refrigerate and drain before serving.
Serve with scoopers or as a salad
TEXAS CAVIAR
1 C regular oats
3/4 c (3 ounces) grated fresh Parmesan cheese
1 tsp. chopped fresh thyme
1/2 tsp. salt
1/4 tsp freshly ground black pepper
1 pound chicken breast tenders
cooking spray
15 oz. can black-eyed peas
15 oz. can pinto beans
15 oz. can black beans
15 oz. can white corn
Preheat oven to 450. Place oats inb food processor and process for 20 seconds or until coarsely
ground. Add cheese, thyme, salt and pepper. Pulse to combine and place in a shallow bowl.
Place each check tebnder between two sheets of heaty-duty plastic wrap and pount to 1/4-inch thickness
using a meat mallet or small heavy skillet. Coat both sides of tenders with cooking spray and dredge
tenders in oat mixture. Place tenders on a baking sheet coated with cooking spray. Bake at 450 for
15 minutes or until browned.
ADD:
1 small jar diced pimento,
drained
1 medium onion, diced
1 large green pepper,
diced
1 cup celery, diced
BRING TO BOIL AND ADD TO ABOVE INGREDIENTS
1 tsp salt
tsp pepper
1 Tbs. water
cup cider vinegar
cup vegetable oil
1 cup sugar
46
800.288.3466
Test drive a better TV experience
at an AT&T store today!
CALL TODAY!!
800.288.3466
47
POOL
OPENING
PART Y
Sunday,
May 26, 2013
at 4:00 p.m.
MARK YOUR CALENDARS!
BRING A DISH TO PASS FOR
EIGHT to TEN PEOPLE
HOT DOG DAZE!
June 15th
July 13th
August 10th
ADULT SWIM NIGHTS!
June 29th
July 27th
August 24th
ALL-AGES LATE SWIMS!
July 6th
August 3rd
August 31st
48
Funeral Directors
Caring Since 1910
19091 Northville Road
Northville, MI 48168
northropsassamanfd@msn.com
(248) 348-1233
John B. Sassaman, Owner
www.northrop-sassamanfuneraldirectors.com
Need a light in
that closet?
Does the door
stick?
NO JOB
TOO SMALL...
WE BID THEM ALL!
ROGER THE HANDYMAN
Painting, Carpentry, Electrical,
Plumbing, Drywall & Plaster Repair,
Wallpaper Removal, Leaky Fixtures,
Wax Rings, nstall Ceiling Fans.
Bonded and Insured
CALL FOR YOUR FREE ESTIMATE!
1-888-391-4040
SHARON: 734-732-2066 ROGER: 734-732-0771
DRYER VENT
SAFETY SERVICES:
Upgrade your Dryer Vent
from Plastic to Metal!
Dryer Vent Cleaning
Starting at $60
49
Reminder:
All boats must registered annually.
Boat registration stickers are
just $5 at the clubhouse.
All boats not registered
by June 1st will be impounded.
The Highland Lakes Womens Club would like to thank all Highland Lakes residents
who supported our successful April Book and Jewelry Sale through donations and/
RUSXUFKDVHVRIERRNVDQGMHZHOU\:HXVHWKHSURWVRIRXUVDOHVWRVXSSRUWORFDO
charities.
Our next Book and Vintage Jewelry Sale will be held in the fall. Please watch
for the announcement and remember that any money raised goes back to the community.
Membership in the Highland Lakes Womens Club is open to any adult female resident of
our condominium complex.
SAVE THESE DATES:
May 2, 2013:
Papa Vinos
- 17107 Haggerty Road,
Northville
- Coordinated by: Wilma Leonard
June 6, 2013:
Salad & Dessert Potluck
- Highland Lakes Clubhouse
Highland Lakes Womens Club
For further information about the Highland Lakes Womens Club, you
can contact Peggy Zonca (248)348-5283 or mmzonca@sbcglobal.net
Please Remember: The Womens Club does not meet in July or August
50
Highland Lakes Court Captains
Anchor
Tracey Green.. ....................321-4614
Althea
...........................................VACANT
Amboy
Brad Todorov......................380-1611
Andover
Pam Takacs.......................374-0864
Aqueduct
Frank Eisenhauer..............348-9650
Bryn Mawr
Robert Gorczyca...........734-751-7828
Dartmouth
Sue Misiulis.......................344-4949
Dearborn
Clem Tulley........................349-3125
Dorothy Gay
Sonya Flegal.....................344-9789
Eddington
David Duey..................586-996-2098
Farragut
Lorraine Scully (B 89 & 90)....344-8703
Janice Booher (B 88)...........344-4229
Hayes
D. & G. Loudy (B 30)...........349-3308
(B 28, 29, 31, 32)
Inlet
Tom Kopack......................344-9743
Iron Gate
Pauline Raeburn...............344-9791
Ironwood
Esther Allison.....................880-1673
Itham
Bob Rudolph.....................924-2600
Juliet
Sandy Nolan (B 8) & (B 9)........349-3587
Kenyon
Elizabeth Dombles..............Unlisted
Lagoon
Chris Van Arnam...............982-3978
Lehigh
Frances Moore.....................380-0552
Lehigh Lane
Dianne Hartman................229-3884
Leidel
Barbara Adams..................982-8247
Lilac
Barbara Evans....................348-3087
Longwood
Jim OConnor....................344-6600
Lyric
Ray Parzych......................349-9370
Madison
Carolyn Toyer ................... 348-9745
Malvern
Connie Haworth...................349-5047
Myra Santoni......................344-2568
Mann
Liz Thuss....................734-558-0220
Mariner
Douglas Perrin.....................Unlisted
Neptune
Robert Armstrong..............912-0266
Norwood
Donna McNally..................347-0999
Oakland
Earl Smith..........................349-6478
Old Bridge
Linda Tomica.....................349-6107
Pond
Diane Pittaway..................347-1078
Queen Anne
Kathy Baldwin...................380-6429
Richards
Martin Tingstad..................344-4928
Sandy
Beverly Brenner.................348-2982
Savoy
Judy & Jim Weaver.........313-613-1479
Schoolhouse
Peggy Zonca.....................348-5283
Seabrook
Anne Marie Kuneman...........719-7722
Valiant
Ilio Alessandri....................449-6959
View Point
Stanley Roberson..............596-1239
Whitman
Frank Jensen.......................880-2011
Windsor
Tom Werner.......................349-4459
NOTE: ALL AREA CODES ARE 248 UNLESS INDICATED OTHERWISE
51
Court Captain Committee
According to a recent Detroit Free Press article supplied by
co-owner, Diane Pittaway, consumer complaints about shop at
home and catalog sales ranked number four on the Federal Trade
Commissions Top 10 Complaint List. The top complaint was identity theft,
followed by debt collection complaints, and also complaints about banks and lenders, which
ranked number three. The point of the article is that there are often extra charges which can
sometimes add up to the cost of the item or even more than the item itself.
The article sited the case of an elderly woman who saw a commercial on TV for an ear
wax removal implement. She was talked into ordering more accessories and she was charged
$83.90, which included unexpected shipping and handling fees. Each item purchased was
charged separate shipping and handling even though they all came in the same box, which
was described as being light as a feather. When she placed the order, she had estimated
the charges would amount to $25.00. She then paid $8.00 to return the package. It is
very important to be aware of products that may have shipping charges on each item even
though they come in the same package or box. 1he Michigan Attorney General`s oce takes
complaints at 877-765-8388. You may also want to contact the Federal Trade Commission
at www.tc.go to understand your rights or to le a complaint.
\e are now ocially in the Spring season and the weather will soon be warm and balmy.
Inevitably, as happens every year, the mischief makers will come out to play. We have already
had an incident. A co-owner on Kenyon Court had her tires slashed. There are indications
that this may have been a personal matter where someone was trying to get back at her.
However, this serves as a reminder to us all to keep our eyes open for suspicious behavior.
If you see anyone engaged in suspicious activity, dont hesitate to alert the police. Your
neighbors may end up thanking you for it.
Just a reminder: the election of the Highland Lakes Board of Directors is now in process.
Your vote is important! Please exercise your right to vote.
52
HIGHLAND LAKES HERALD AD RATES
All advertising accepted on a prepaid basis. Make checks payable to Highland Lakes Condominium
Association. The Highland Lakes Herald is distributed monthly to 691 homes. Copy requiring
resetting type will be charged design fees as per the following schedule and must be paid in advance.
1/8
1/2
1/4
Prepaid Yearly Price Includes ONE FREE MONTH!!
THE HERALD DEADLINE IS THE 20TH OF EACH MONTH
For more information, contact Shannon in the Clubhouse: 248-349-4006 or email shannon@hlca.us

CLASSIFIED ADS
Resident Non-Resident
Up to 30 words $3.00 $5.00
(200 Characters)
INSERTS: $50 - Please submit 725 copies
* Free month with pre-paid 4 month commitment
DESIGN FEE: $25 (Does not apply to inserts)
* No fee with 1 year or 6 month prepaid commitment
FULL PAGE CENTERFOLD / FRONT COVER / BACK INSIDE COVER
FULL PAGE $75.00 $825.00
SIZE ONE MONTH PREPAID YEARLY
1/8 PAGE
3-3/4 X 2-1/2 $15.00 $165.00
1/4 PAGE
3-3/4 X 5 $25.00 $275.00
1/2 PAGE
7-1/2 X 5 $40.00 $440.00
FULL PAGE
7-1/2 X 10 $65.00 $715.00
Full Page
53
INSURANCE INFORMATION
For the Protection of the Co-Owners
Below is a description of Property and Liability Insurance maintained by our
Association, some areas where insurance is not provided and coverages which
should be considered to protect your interests.
I. Building Insurance:
Our buildings are insured for approximately $115,000,000 To keep our insurance costs
reasonable, this policy carries a $5,000 loss deductible per occurrence. The condominium owner
is responsilIe for paying lhe hrsl $35O of any Ioss vhen lhe danage is lo condoniniun. The
Association has a special fund to cover the balance of the deductible.
THE ASSOCIATIONS INSURANCE POLICIES DO NOT COVER LOSSES FROM WATER OR SEWER
BACKUPS EITHER FOR DAMAGE OR CLEANUP TO PERSONAL PROPERTY OR IMPROVEMENTS AND
BETTERMENTS
According to our By-Laws, when a condominium building is damaged, the Associations
insurance policy will restore the building to the same condition that was called for in the
originaI specihcalions. This viII aIso incIude lhe slandard refrigeralor, slove, carpeling and
any other items included in the original plans, plus one coat of paint on the walls.
Any additions or alterations by a Co-Owner such as upgraded windows, doorwalls, wallpaper,
painl, paneIing, vindov lrealnenls, ceiIing, ooring, lasenenl parlilions, Iighling hxlures, elc.,
are not covered by this building insurance. Further, if you upgrade your carpeting, stove or
refrigerator over standard models, the extra money that you pay over standard is not covered
by this building insurance. These improvements are the responsibility of the individual Co-
Owner. (See Section IV following.)
II. Contents Insurance for Co-Owners:
The Association is not responsible for your personal property. Each condominium owner
should carry a Homeowners Condominium Policy which is designed to cover the interest of
the owner. This policy covers personal property, including: clothing, furniture, food, liquor,
drapes, sporting equipment, video, audio equipment, etc. It protects against covered perils
(check what perils are covered with your agent to be sure you have adequate insurance,
especially water and sewer back-up). It usually covers on and off the premises and is normally
written with a loss deductible.
We urge each Co-Owner to get a room-by-room inventory from his/her agent and make
a complete inventory of his/her personal property. This will be of major assistance in the
settlement of an insurance claim and will assist in determining the amount of insurance to
be written. This inventory should be kept off the premises, such as in a safety deposit box.
A video of each room and all contents would be proof of what you own for your inventory.
III. Additional Living Expense/Loss of Use Coverage:
A certain percentage of residents Personal Property Coverage is allocated to provide for
additional living expenses incurred while a resident is unable to reside in a damaged unit, if the
loss to the unit is a covered peril. The Association is not responsible for your living expenses
54
nor your Association dues during the repairs to the condominium. It is suggested that you
discuss this coverage with your insurance agent to be sure that there is adequate coverage in
case a covered loss occurs that makes it necessary for a resident to move out of a unit while the
unit is being repaired to make it habitable.
,9,QVXUDQFHIRU$GGLWLRQVDQG$OWHUDWLRQVWRWKH%XLOGLQJDQG[WXUHV0DGHE\WKH
Co-Owner:
VaIues here are nol covered ly lhe Associalions poIicy. The Co-Ovner nusl purchase specihc
insurance. Your agent can provide All Risk Additions and Alterations coverage in the
amount that you select and add it to your policy. This form will cover your interests in such
inprovenenls as vaIIpaper, painl, parlilions and hnished lasenenls, Iighling hxlures and lhe
increased vaIue, if any, in your upgraded ooring, slove and refrigeralor over slandard, elc.
If a unit is purchased from a former owner that has made upgrades previously, please be
cognizant of this fact, since it becomes the responsibility of the new owner to provide this
coverage under his/her Co-Owner Policy.
V. Loss Assessment Coverage:
It is possible for you as a Co-Owner to be charged your pro-rata portion of a special assessment
for loss to our Association for a claim exceeding the present insurance limits under the
Association policy. This loss could be to Association property or from a liability claim that
exceeds the Associations limit of insurance. Coverage for loss assessment is a standard option
in the Condominium Homeowners policy.
VI. Glass Door and Windows:
Our Master Deed, Article VI C (2)(b)(vii), states that the Co-Owner of the condominium will
carry the cost of maintaining, repairing, and replacing glass doorwall and screen, windows,
entry door, and storm and screen doors.
If your insurance agent or the claims adjuster asks if you agreed in writing to be responsible
for damage to the above (as is required by the glass insurance endorsement), say YES and
refer to our By-Laws, Article VI C (2)(b)(vii).
The cost to replace glass in a doorwall is very expensive, depending upon size. The loss can
be insured for a minimal amount per year by adding a Glass Breakage Endorsement to your
policy.
VII. Miscellaneous:
In addition to these basic coverages there are other items you should discuss with your agent.
ScheduIed jeveIry, furs, hne arls, siIvervare, sporling equipnenl, noney coverage, exlended
theft from unlocked or unattended autos and boats, business pursuits and credit cards, etc.
VIII. Liability Insurance:
Condominium Co-Owner policies include a liability section which protects the Co-Owner,
spouse, and resident minors of the family if one of them is sued because that person injures
someone else or their property and is at fault. Automobile and Umbrella Liability coverage
requires separate policies.
55
We all live in one or two-story frame structures which we share, usually with six or seven
faniIies. An enlire luiIding couId le deslroyed ly hre if lhe circunslances vere righl for il.
One of us couId slarl such a hre and le responsilIe, IegaIIy and hnanciaIIy, for lhe enlire Ioss.
If you are seriously concerned about a liability claim coming against you, you should carry
liability policy limits of at least $500,000 to $1,000,000. For more protection, you can increase
the policy limits or buy a Personal Umbrella Liability policy to go over the top of your primary
liability limits.
IX. Insurance Costs:
You should contact your agent for a quote on these coverages. Also, you can request a quote
for different deductibles.
Sone insurance conpanies viII aIIov ninor credils for dead loIl Iocks, hre exlinguishers,
smoke alarms, security systems and carbon monoxide alarms.
These are general descriptions of coverage and it is possible that we could have left out some
details that could be important. Please discuss your unique situation with your insurance agent.
X. Insurance for Co-Owners Who Rent His/Her Unit to a Tenant:
You dehnileIy need lo purchase LialiIily insurance and consider Addilions and AIleralions
values, Loss Assessment and Glass Breakage Coverages. Consult your agent.
XI. Insurance for Tenant Who Rents From Owner of Condominium:
Tenant should purchase a Tenant Homeowners policy. Coverages are similar as described
above for Co-Owners with the following exception - the tenant does not have Loss Assessment
exposure.
XII. Smoke, Heat Detectors and Fire Extinguishers:
We strongly recommend for your protection that battery-operated or wired smoke detectors
le inslaIIed if you do nol have lhen. More peopIe are kiIIed in hre ly poisonous snoke lhan
ly heal or ane. These deleclors reacl lo snoke and heal and viII sound an aIarn. These
unils are easy lo inslaII and shouId le pIaced on each oor. They shouId carry lhe UL IaleI.
Ior hre exlinguishers, ve reconnend lhe AC lype hre exlinguisher vhich can le used for
trash, wood, paper, liquids, grease and electrical.
We also recommend that you consider purchasing a steel escape ladder for the two-story units.
It should be kept on the upper level.
XIII. Carbon Monoxide Detectors:
We recommend that you purchase battery-operated or plug-in type carbon monoxide detectors.
It is also recommended that you purchase UL approved units.
The Insurance Committee strongly recommends that this information, along with the By-Laws and
Master Deed, be provided to your Insurance Agent when purchasing your Insurance Policy.
56
CERTIFICATES OF INSURANCE
Important Insurance Information
TO HIGHLAND LAKES CONDOMINIUM CO-OWNERS:

Please be advised that the Property Insurance covering Highland Lakes has been
renewed as of October 1, 2012, by FARM BUREAU INSURANCE COMPANY
through Merrick Maris Agency for an annual term.
Lffeclive Ocloler 1, 2O12, Cerlihcales of Insurance covering lhe period 1O-1-12
lhrough 1O-O1-13 have leen aulonalicaIIy forvarded lo aII norlgage conpanies
on record for your condominium. If you receive a telephone call or notice from
your norlgage conpany advising lhal il has nol received a renevaI cerlihcale,
please do not call Maris Agency. Ask your mortgage company to fax its request
to Maris Agency at (586) 752-9649 {Attention Brandi] and their request will be
handled immediately. Important information may be missed if the request is made
by telephone. However, if it is absolutely necessary to telephone Maris Agency,
please ask for Brandi or Sara at (586) 752-4861.
If you change mortgage companies or sell your condominium and are asked to
ollain a Cerlihcale of Insurance, pIease le advised lhal requesls for Cerlihcales
are not to be initiated by you, but rather by the mortgage company, real estate
ofhce, lanking inslilulion or TilIe Conpany. The enlire Cerlihcale process is
conpulerized, lherefore no copies of Cerlihcales viII le senl lo Co-Ovners.
Advise the involved company that all requests must state whether it is a mortgage,
home equity loan, or second Mortgage to ensure appropriate documentation is
issued to the correct party. The Co-Owners name, address, unit number, and loan
number must be included along with the name, address and telephone number of
the requesting party.
Allached is a requesl forn for Cerlihcales of Insurance lhal shouId le given lo and
utilized by your lender. Additional forms can be obtained at the Highland Lakes
CIulhouse ofhce for your fulure use.
The issuance of Cerlihcales invoIves a lrenendous anounl of line and lhe alove
procedure will help alleviate errors and ensure prompt service.
57
REQUEST FOR CERTIFICATE OF INSURANCE
PLEASE COMPLETE THE FOLLOWING INFORMATION AND FAX TO:
Merrick Maris Agency
FAX #: (586) 752-9649
ATTN: Brandi

INSURED:
Highland Lakes Condominium Association, Inc.
20301 Silver Spring Drive
Northville, MI 48167
Lender Name: ___________________________________________________________________
Lender Address: _________________________________________________________________
Lender Contact Name: ___________________________________________________________
Lender Fax Number: ____________________________________________________________
Lender E-Mail Address: __________________________________________________________
Loan #: _________________________________________________________________________
TYPE OF LOAN: ________________________________________________________________

First Mortgage Home Equity
Second Mortgage Other

Co-Owner Name(s): _____________________________________________________________
Co-Owner Address: ______________________________________________________________
Co-Owner Contact Number(s): ____________________________________________________
Condo Unit #: ________________________________ Building #: _____________________
58
59
Merrick Maris III
122 S. Rawles St., Ste. 115
Romeo
Thank You
586-752-4861
Fax: 586-752-9649
merrick.maris@fbinsmi.com
FarmBureauInsurance.com
Highland Lakes
Condominium Association
The Maris Insurance Agency wants
to thank you for trusting us with
your insurnace needs. We are
H[WUHPHO\SURXGRIRXURIFH
and the services we provide.
CLUBHOUSE SUMMER HOURS POOL HOURS (Beginning May 24)
Monday - Friday...............9:00 a.m. - 9:00 p.m.
Saturday & Sunday..........Noon - 9:00 p.m.
Monday - Friday..................Noon - 8:00 p.m.
Saturday & Sunday.........11:00 a.m. - 8:00 p.m.
MAY 2013
SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY
1
Ladies Pinochle
- 12:30 p.m.
Fitness Class
- 2:30 p.m.
CLUBHOUSE
SUMMER
HOURS BEGIN
2
Womens
Luncheon
- 12:00 noon
Court Captain
Committee
- 7:00 p.m.
3
Fitness Class
- 2:30 p.m.
4
GARAGE
SALE
9 a.m. - 3 p.m.
5 6
Fitness Class
- 2:30 p.m.
Clubhouse
Committee
- 7:00 p.m.
7 8
Ladies Pinochle
- 12:30 p.m.
Fitness Class
- 2:30 p.m.
Grounds Comm.
- 7:00 p.m.
9
Good Neighbor
Team Meeting
- 7:00 p.m.
10
Fitness Class
- 2:30 p.m.
Euchre Club
- 7:00 p.m.
11
12
HAPPY
MOTHERS
DAY
13
Fitness Class
- 2:30 p.m.
Herald
Committee
- 7:00 p.m.
14
Pool Committee
- 6:30 p.m.
15
Ladies Pinochle
- 12:30 p.m.
Engineering
Committee
- 3:00 p.m.
16 17
Fitness Class
- 2:30 p.m.
BALLOTS
DUE BY
5:00 p.m.
18
19 20
Board Meeting
38th ANNUAL
MEETING
OF THE
MEMBERSHIP
- 7:30 p.m.
21 22
Ladies Pinochle
- 12:30 p.m.
Fitness Class
- 2:30 p.m.
Finance Comm.
- 6:30 p.m.
23 24
POOL OPENS
12:00 noon
Fitness Class
- 2:30 p.m.
Euchre Club
- 7:00 p.m.
25
26
POOL
OPENING
POTLUCK
- 4:00 p.m.
27
MEMORIAL DAY
Clubhouse
OPEN
Noon - 9 p.m.
28 29
Ladies Pinochle
- 12:30 p.m.
Fitness Class
- 2:30 p.m.
30 31
Fitness Class
- 2:30 p.m.
1
2 3
Fitness Class
- 2:30 p.m.
Clubhouse
Committee
- 7:00 p.m.
4 5
Ladies Pinochle
- 12:30 p.m.
Fitness Class
- 2:30 p.m.
6
Womens
Salad & Dessert
Potluck
- 12:00 noon
Court Captain
Committee
- 7:00 p.m.
7
Fitness Class
- 2:30 p.m.
Euchre Club
- 7:00 p.m.
8

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HigHland lakes Condominium assoCiation

20301 Silver Spring Drive Northville, MI 48167

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