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Kairos A Publication of the Austin Presbyterian Theological Seminary Community Issue #177
Chapel Schedule
April 6—April 9
Commencement
Corner
Monday: Service of the Word
Scott Spence, preacher Mark your calendars!
Tuesday: Service of Word and Baccalaureate
Sacrament, Dr. Bill Greenway,
preacher
Sat., May 23
6:00 p.m.
Thursday: Service of the Word
Jong Seo Kim, preacher Commencement
Sun., May 24
Friday: Good Friday
(see Page 1) 2:30 p.m.
OLD BUSINESS
▪ Harmonium exhibit goes up tomorrow in McMillan.
▪ Corpus Christi has put a hold on their exhibit because of possible insurance reasons.
▪ Spring Fling – Amy priced sub sandwiches at Subway and Thundercloud which has a party tray that feeds 15-20 for
$50. We’re looking at 2 trays. José will take care of chips, cookies, and drinks. The event will take place at Pease
Park on Shoal Creek.
▪ Manna Coffeehouse – Lindsay will contact some performers.
▪ April Mannas – either April 15 or 22 Chizason Chunda (tentative), April 29 Ann Fields.
▪ Spring Flung - Senate is looking into renting a moonwalk or an inflatable water slide. The event will start at 5:30.
Pinatas and Hey Cupcakes could be involved. Food will include beans, rice, a special Mexican entrée, and flan.
Issue 177 www.austinseminary.typepad.com/portal/kairos.html Page 4
A person walks into a bar in Northern Ireland and enlighten FPC youth that the young people of the drop-in
the bartender asks, “Are you Catholic or Protestant.” would say they were Protestants, but not Christians. . . go
The person answers, “Neither, I am an atheist.” figure. So my fifteen minute history lesson and explana-
The bartender asks, “Well are you a Protestant tions of labels probably did not go over well, but I tried.
atheist or a Catholic atheist?” So often we are trained to label and sort people
While this is not always the case in Northern Ire- into categories. This can be to our detriment. And here I
land there are quite a few labels that people want to as- see a connection with the situation in Israel/Palestine,
sign easily to groups. I found this to be true in attempting which I experienced during the January travel seminar.
to explain 2,000 years of history of the Christian Church to Labels are incredibly important in Israel/Palestine.
a group of teenagers in a pub on the island of Iona. My Peter, our guide, is a Palestinian Christian. He is an Arab
spring break was spent helping to lead a group of young living in East Jerusalem, a disputed territory. To say that
people from FPC Waco on a “Pilgrimage and Peace” tour a person is an Arab is to say that this individual speaks
of Scotland and Northern Ireland. Arabic. To say a person is Palestinian today can denote
We started our pilgrimage in Edinburgh, seeing a political and social label and can assume that the per-
the birthplace of today’s Presbyterian Church. We son is an Arab. But this is where assumptions are dan-
stopped outside John Knox’s house just a mile down the gerous.
street from Edinburgh castle. It is a house where docu- You can speak Arabic, live in Israel, but not be an
ments and manifestos were written to establish a new Israeli citizen. For instance, Peter’s family has lived for
identity as Christians during the Reformation. (note: if you centuries in the land of Palestine. He speaks Arabic, He-
have ever read John Knox – he was a pretty angry dude). brew, Italian, French, and English, yet he is considered a
We spent two days in Edinburgh looking at sites of the resident of Israel, while a Jewish neighbor is considered a
Reformation and then headed to the island of Iona. Iona citizen of Israel. Because of these labels, Peter is a “sub-
is said to be the birthplace of Christianity in Scotland. In par” citizen (His words not mine – see
523 CE, St. Columba of Ireland sailed east to get away http://files.me.com/meprentice/t7ap80) He does not have
from Ireland and landed on Iona, where he established a the same voting rights, access to medicine, and general
monastery. This little piece of heaven on earth was part justice as those who are labeled ‘citizen.’
of the missional efforts of the early church and is today a Likewise when we read or hear talk of Hamas, the
location of the Iona community, a community centered on “terrorist group” that controls the Gaza Strip, news report-
justice and reconciliation in the world. ers often will not differentiate Palestinians from Hamas.
From Iona we headed to Belfast. Belfast was my Thus readers can walk away assuming all Palestinians
home for a year, but it is a city of great complications. are affiliated with the Hamas. This assumption is far from
Even after a year of living there I did not understand all of the truth. There is a huge population of Palestinians living
the conflict. I tried my best to explain the history of the in Bethlehem who are Christians. There are Palestinians
Christian church and the conflict of Northern Ireland in who hold Jordanian passports, but cannot vote in Jordan
fifteen minutes (I think I would have made Dr. Babinsky or Israel. Needless to say, like in Northern Ireland, labels
proud). I tried to explain the labels of Republican- can be confusing and complicated.
Nationalist-Catholic and compare them to Loyalist- The joke about a Protestant atheist and a Catho-
Unionist-Protestants. I was trying to break the mold of lic atheist may simplify things a bit, but it helps to illustrate
assuming all Catholics are Nationalist and all Protestants a point about identity. While labels are helpful at catego-
are Loyalist. You can be Catholic and NOT a Republican rizing things/people/objects, so often assumptions come
and you can be Protestant and NOT a Loyalist. with the labels. So often these assumptions that flow
As we went to a ’drop-in’ to visit with families and from labels cause division, separation and exclusion.
young people in Belfast, I tried to warn the young people Now, when I look to identity, I carefully try to seek a
in my charge not to call the families and young people greater understanding of the labels before subscribing to
they would encounter at the drop-in Irish: These people them.
were not Irish, they were Northern Irish. I tried to
What is the Debt Snowball? equal to 66.81. I pay this for 22 months until this debt is
Dave Ramsey, the personal finance guru, came paid off. Then, I move on to the Discover Card and pay
up with an idea that he calls the Debt Snowball. And, if the minimum plus all the money I was paying toward the
he didn’t create it, he at least made it popular. It is a way Master Card. This total is $99.85. And, after 24 months
to systematically approach repaying debt. The idea works the Discover Card is paid off. So, two years after I started
on the power of feeling successful. Once I have paid off paying off debt I have paid off two credit cards. For the
one of my lowest credit card balances, I see how easy it car loan, I will be paying the minimum plus the amount
really is. And, I want to continue to do it. I pay towards that I was paying towards the Discover Card and that
the smallest debt first while still maintaining minimum pay- amounts to 184.67. After 32 months, the car loan will be
ments on all other debts. paid off. And that leaves the total amount budged, $300,
for the final loan, the student loan, which will get paid off
How do I use the Debt Snowball? in 14 months. The idea is that I do not need to increase
First, I write down all of my debts from smallest to the amount I have allotted toward paying off debt. And I
largest, including the minimum payments. I add up the only made a $50 dollars a month extra commitment to pay
amount of all my monthly minimum payments, and then I off all debt.
figure out how much additional money I am willing to give However, if debt reduction is a priority, it requires
toward debt repayment. I allot the money by paying the that you not use your credit cards any more or take on
minimum payments on all the debts except the smallest any more debt. The goal is to become debt free. And, as
amount. For the smallest balance amount, I pay the mini- you continue to pay off the debts, you may increase your
mum amount plus the additional money I set aside. After payments to shorten the time to repay the debts. But, that
the first loan is paid in full, I move on to the next smallest. is a discussion between yourand your cash flow.
But, instead of just paying off the minimum, I take all the This particular example of the Debt Snowball
money I was using to pay of the first debt and add it to the places the loans in order of smallest to largest balance of
minimum on my second. So, the money literally just the loan. There is another method of the Debt Snowball
snowballs, and I pick up momentum as I continue to pay and that is to pay off debt according to highest interest
off debt. rate to smallest interest rate. This is cheaper in the long
run because you are paying off expensive loans first.
Here’s an example of the Debt Snowball: However, I particularly like paying debt off according to
I have two credit cards, a car loan and a student loan. balance and not interest rate because it gives me a psy-
• Master Card with $1,400 with a 7.9% annual percent- chological boost when I pay off a debt. It gives me a good
age rate (APR); minimum payment is $16.81 feeling of accomplishment.
• Discover Card with $2,500 with a 10% APR; minimum
payment is $33.04 Here are some more debt reduction resources:
• Car loan with $8,000 with a 5%APR; minimum pay- • For a calculator to help order your debts; it will tell you
ment is $84.82 how long and how much to pay on each one:
• Student loan with $11,000 with a 4.75% APR; mini- http://www.whatsthecost.com/snowball.aspx?country=
mum payment is 115.33 us
• Total minimum payments: $250.00 • This link is an excel spreadsheet of the Debt Snowball
• Additional money for loan repayment: $50 Calculator:
• Total money budgeted toward loan repayment: http://www.getrichslowly.org/blog/2008/08/26/free-
$300.00 per month. debt-snowball-spreadsheet/
• For a plethora of debt-related calculators:
I pay the minimum payments on all the debt ex- http://www.bankrate.com/brm/calculators/debt-
cept for Master Card with a $1,400 balance. For the Mas- management.asp
ter Card, I pay the minimum plus the extra $50, which is
Issue 177 www.austinseminary.typepad.com/portal/kairos.html Page 6
A Weekly Column Offering Musings, Insights, and Reflections on the Seminary Life
‘The New Normal’ new normal will certainly present itself to us one day.
By Paul Dubois, MDiv Senior As I look back at what I have just written, I see
another word that I have used more than once without
I first heard the phrase at about 11:15 am on intention: the word ‘impending’. It seems to go along
March 11, 2009, and it has held my attention for three with ‘the new normal’. The impending new normal.
weeks now. It is present when I read. It is present The new normals of our lives seem to come from
when I pray. It is present when I converse. Maybe if I changes beyond our control. Sometimes we seek a
write about this phrase I will be able to let it go. Maybe particular change, but there are associated and neces-
I won’t be able to let it go. Who knows? Maybe its sary consequences that cannot be avoided. They are
presence in my life, in my mind, is the new normal. thrust upon us, overwhelming us in the sense that we
I met with a retiring pastor this past week. As I must swim in them or be drowned. Adapt or die.
listened in fascination to his recounting stories from The Hebrews did not want to leave Egypt, at
more than 50 years in the pulpit, I detected a thread of least not once things got tough in the desert. Some did
lament about how life in the church–from the standpoint not want to leave Babylon, either, not even to go home.
of a United Methodist elder in the Southwest Texas Surely there were other people who had remained in
Conference–had changed during that time. He missed Jerusalem and were not excited at the impending return
the good old days when we did not have a resident of the exiles. But in they came. One person’s benefi-
bishop, and the conference had to get along through cial new normal is another’s cursed new normal.
self governing by consensus. Relationships, especially What do we have to hold on to? To what can
between those who disagreed, mattered. Once a year we tether our lives? Or do we drift into the prevailing
an itinerant bishop would show up to fix appointments, normalcy? I want to find a rule. I want to find a hard
then return to Houston, having checked the box. The and fast rule that I can take into the impending new nor-
eventual appointment of a bishop to attend to our con- mal. Something that won’t let me down. Something I
ference in the late 1960s introduced an established hi- can depend on.
erarchy with all responsibility and authority centered in Maybe the new normal is chaos. Maybe this is
the office of one individual. Relationships were reori- the essence of all new normals. Maybe the flood never
ented. Agendas came down from above, and were no really subsided. Maybe I have to contend with it from
longer cultivated from below. Things changed. A new now until the end. But if this be the case, I still have the
normal had set in. ark. I still have the vessel of God’s saving grace. The
This past week I learned that my internship will ark–that is, the church–doesn’t always keep me dry, but
occur as planned. I’m eager, but also a little cautious it keeps me afloat.
about this impending change. You see, since July of But this metaphor eventually fails, too, because
1996 I have either worked out of my home, been self- I don’t want to simply float; I want to swim! I want to
employed, or been a student at Austin Seminary. The push back against the world and live as one created in
occasional business meeting aside, it has been nearly the image of God, the image of a God who creates, the
13 years since I have had to go to a place to work, to image of a God who acts. I want to forge my way
be present before a task, before other people, or before through the new normal, not simply survive it.
a boss. As I’m sure you’ve noticed, I don’t quite have It occurs to me that I’m writing about atonement
the wardrobe for this sort of life. Nonetheless, this will here. Amid the turmoil that the normalcy of the world
be my new normal. throws at me, and my often misguided responses to it, I
Three years ago, as we prepared to sell our hope for the assurance that the God who called me into
home in far south Austin and move to the seminary being restores me to God’s presence, and calls me to
campus, my children decried the impending change. even more. I want to float in the substitutionary work
They struggled with it for a year or two, but now agree done on my behalf by a God who became human to
that this new normal has been a good thing–living in bring me a saving grace. And, I want to wade into the
town, close to places and events, so much activity, so new normal’s chaotic waters with the courage of the
much culture, so much texture that enriches their lives. moral exemplar God who became human to teach me
They cannot imagine living in suburbia again, and how to swim. I do want it both ways—I want to float
loathe the thought of it. The new normal they struggled and to swim. What is there, really, to fear about the
with has become for them the comfort and support of next, or any, so-called ‘new normal’? It will never have
tradition (but I cannot tell this to teenagers). Another the last word.
Issue 177 www.austinseminary.typepad.com/portal/kairos.html Page 7
Submissions to Kairos: Email submissions to the editor, Paul Dubois, at Kairos@austinseminary.edu. Calendar events and room reservation
requests should be sent to Katherine Sweet at ksweet@austinseminary.edu or made in person at the McCord desk. Editorial decisions are based
on urgency, availability of space, and editorial guidelines. Deadline is Wednesday at 5:00 P.M. Submissions made after deadline must be
accompanied by a dunkel.
Liam Moore, Paul Mustol, Naomi Hansen, Joseph Akers, Nate Lange, and Ella St. Cyr.