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A
Benefit Type Level of Benefits
Limits
General limit per person per policy year Applicable on sections 1a,1b,1c & 1d Rs 1,000,000
Applicable on eligible expenses caused
Co-Insurance per person per policy year by Non-network provider subject to 10%
being pre-authorised
Hospitalisation class CLASS A
Covered 15% if Covered 15% if Covered 15% if Covered 15% if Covered 15% if
Covered
class A class A class A Class A Class A
60 days prior to 60 days prior to 60 days prior to 60 days prior to 60 days prior to 60 days prior to
Hospitalisation Hospitalisation Hospitalisation Hospitalisation Hospitalisation Hospitalisation
90 days after 90 days after 90 days after 90 days after 90 days after 90 days after
Hospitalisation Hospitalisation Hospitalisation Hospitalisation Hospitalisation Hospitalisation
10% 10%
CLASS C CLASS C
Covered 15% if Covered 15% if
Class B 25% if Class B 25% if
Class A Class A
60 days prior to 60 days prior to
Hospitalisation Hospitalisation
90 days after 90 days after
Hospitalisation Hospitalisation
Covered Covered
Covered up to Covered up to
1,000,00 per 1,000,00 per
person per policy person per policy
year year
Schedule of benefits - Chola Family Insurance Plan
General Limit (per Family per year) Applicable Sections
Rs 5,00,000 Rs 4,00,000
1a,1b,1c,1d,1e,1f and Room Rent
Section 1e Local Ambulance Services (per Family per policy year) Rs 1,000 Rs 1,000
Section 1f Hospital Daily Allowance Daily benefit Maximum days Rs 500 Rs 400
covered per Family per policy year 14 Days 10 Days
Section 1g External Aids and Appliance Rs 1,000 Rs 1,000
Section 1h Home Nursing Care Allowance Daily benefit Maximum Rs 300 Rs 300
days covered per Family per policy year 10 Days 10 Days
ance Plan
Rs 3,00,000 Rs 2,00,000
10% 10%
Covered Covered
Rs 1,000 Rs 1,000
Rs 300 Rs 200
7 Days 7 Days
Rs 1,000 Rs 1,000
Rs 200 Rs 200
7 Days 7 Days