Starting Balance

Cells to be filled in Cash Savings Account Total Balance -

Estimated Income
Income 1 Income 2 Interest/Dividends Other Other Total JAN 39,500 5,000 44,500 FEB 39,500 5,000 44,500 MAR 39,500 5,000 44,500 APR 39,500 5,000 44,500 MAY 39,500 5,000 44,500 JUNE 39,500 5,000 44,500 JULY 39,500 5,000 44,500 AUG 39,500 5,000 44,500 SEP 39,500 5,000 44,500 OCT 39,500 5,000 44,500 NOV 39,500 5,000 44,500 DEC Year to Date 39,500 474,000 5,000 60,000 44,500 534,000

Actual Income
Income 1 Income 2 Interest/Dividends Other Other Total JAN 39,500 5,000 44,500 FEB 39,500 5,000 44,500 MAR 39,500 5,000 44,500 APR 39,500 5,000 44,500 MAY 39,500 5,000 44,500 JUNE 39,500 5,000 44,500 JULY 39,500 5,000 44,500 AUG 39,500 5,000 44,500 SEP 39,500 5,000 44,500 OCT 39,500 5,000 44,500 NOV 39,500 5,000 44,500 DEC Year to Date 39,500 474,000 5,000 60,000 44,500 534,000

Difference
Income 1 Income 2 Interest/Dividends Other Other Total JAN FEB MAR APR MAY JUNE JULY AUG SEP OCT NOV DEC Year to Date -

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Balance Carried Forward

JAN Actual Difference 44,500 24,275 20,225 20,225 JAN Actual Difference 39,500 5,000 44,500 JAN Actual Difference 150 200 450 450 500 125 1,875 JAN Actual Difference 200 500 4,300 500 5,500 JAN Actual Difference JAN Actual Difference 1,500 500 500 2,500 JAN Actual Difference 2,000 FEB Actual Difference 44,500 24,275 44,500 64,725 FEB Actual Difference 39,500 5,000 44,500 FEB Actual Difference 150 200 450 450 500 125 1,875 FEB Actual Difference 200 500 4,300 500 5,500 FEB Actual Difference FEB Actual Difference 1,500 500 500 2,500 FEB Actual Difference 2,000 MAR Estimated 39,500 5,000 44,500 MAR Estimated 150 200 450 450 500 125 1,875 MAR Estimated 200 500 4,300 500 5,500 MAR Estimated MAR Estimated 1,500 500 500 2,500 MAR Estimated 2,000 MAR Estimated 44,500 24,275 20,225 109,225

Total Income Total Spend Spend LESS Income Balance

Estimated 44,500 24,275 20,225

Estimated 44,500 24,275 20,225

Income
Income 1 Income 2 Interest/Dividends Other Other Total

Estimated 39,500 5,000 44,500

Estimated 39,500 5,000 44,500

Housing
Cable Home telephone/ Mobile Internet Rent Maid/Car Cleaner/Driver Gas Bill Other Electricity News Paper Other Other Total

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

Transportation
Public transportation Fuel Insurance Maintenance Licensing/Tax Parking Other Other Total

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

Insurance
Home Health Life Other Other Other Total

Estimated

Estimated -

Daily living
Groceries Dry cleaning Dining out/ Resturant Bill Milk Other Total

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

Children
Medical

Estimated 2,000

Estimated 2,000

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Clothing School tuition School supplies Organization dues or fees Lunch/Pocket money Child care Toys/games Other Other Total

500 2,500

500

2,500

500 2,500

500 2,500

500 2,500 MAR Estimated MAR Estimated MAR Estimated MAR Estimated MAR Estimated 11,900 11,900 MAR Estimated -

Entertainment
CDs Movies Vacation Other Other Total

Estimated

JAN Actual Difference JAN Actual Difference JAN Actual Difference JAN Actual Difference JAN Actual Difference 11,900 11,900 JAN Actual Difference -

Estimated -

FEB Actual Difference FEB Actual Difference FEB Actual Difference FEB Actual Difference FEB Actual Difference 11,900 11,900 FEB Actual Difference -

Family Care
Medical Salon Clothing Health Club Other Other Other Total

Estimated

Estimated -

Pets
Food Medical Grooming Toys Pet Insurance Other Other Other Total

Estimated -

Estimated -

Gifts and Donations

Gifts Birthday presents Flowers Charity Other Other Other Total

Estimated -

Estimated -

Financial obligations
Personal Loans Credit Card 1 Credit Card 2 Credit Card 3 Home Laon Vehicle Loan Other Other Total

Estimated 11,900 11,900

Estimated 11,900 11,900

Savings & Investments

Fixed Deposits

Estimated -

Estimated -

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Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total

MAR Estimated -

Miscellaneous payments
Other Other Other Other Total

Estimated -

JAN Actual Difference -

Estimated -

FEB Actual Difference -

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MAR Actual Difference 44,500 24,275 44,500 109,225 MAR Actual Difference 39,500 5,000 44,500 MAR Actual Difference 150 200 450 450 500 125 1,875 MAR Actual Difference 200 500 4,300 500 5,500 MAR Actual Difference MAR Actual Difference 1,500 500 500 2,500 MAR Actual Difference 2,000

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500 2,500

MAR Actual Difference MAR Actual Difference MAR Actual Difference MAR Actual Difference MAR Actual Difference 11,900 11,900 MAR Actual Difference -

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MAR Actual Difference -

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Balance Carried Forward

109,225.00 APR Actual Difference 44,500.00 24,275.00 44,500.00 153,725.00 APR Actual Difference 39,500.00 5,000.00 44,500.00 APR Actual Difference 150 200 450 450 500 125 1,875 APR Actual Difference 200 500 4,300 500 5,500 APR Actual Difference APR Actual Difference 1,500 500 500 2,500 APR Actual Difference 2,000 MAY Actual Difference 44,500.00 24,275.00 44,500.00 198,225.00 MAY Actual Difference 39,500.00 5,000.00 44,500.00 MAY Actual Difference 150 200 450 450 500 125 1,875 MAY Actual Difference 200 500 4,300 500 5,500 MAY Actual Difference MAY Actual Difference 1,500 500 500 2,500 MAY Actual Difference 2,000 JUNE Actual 44,500.00 44,500.00 242,725.00 JUNE Actual 39,500.00 5,000.00 44,500.00 JUNE Actual

Total Income Total Spend Spend LESS Income Balance

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Income
Income 1 Income 2 Interest/Dividends Other Other Total

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Housing
Cable Home telephone/ Mobile Internet Rent Maid/Car Cleaner/Driver Gas Bill Other Electricity News Paper Other Other Total

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

JUNE Actual

Transportation
Public transportation Fuel Insurance Maintenance Licensing/Tax Parking Other Other Total

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

JUNE Actual JUNE Actual

Insurance
Home Health Life Other Other Other Total

Estimated -

Estimated -

Estimated -

Daily living
Groceries Dry cleaning Dining out/ Resturant Bill Milk Other Total

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

JUNE Actual -

Children
Medical

Estimated 2,000

Estimated 2,000

Estimated 2,000

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Clothing School tuition School supplies Organization dues or fees Lunch/Pocket money Child care Toys/games Other Other Total

500 2,500

500 2,500

500 2,500

500 2,500

500 2,500

JUNE Actual

Entertainment
CDs Movies Vacation Other Other Total

Estimated -

APR Actual Difference APR Actual Difference APR Actual Difference APR Actual Difference APR Actual Difference 11,900 11,900 APR Actual Difference -

Estimated -

MAY Actual Difference MAY Actual Difference MAY Actual Difference MAY Actual Difference MAY Actual Difference 11,900 11,900 MAY Actual Difference -

Estimated -

JUNE Actual

Family Care
Medical Salon Clothing Health Club Other Other Other Total

Estimated -

Estimated -

Estimated -

JUNE Actual JUNE Actual JUNE Actual JUNE Actual -

Pets
Food Medical Grooming Toys Pet Insurance Other Other Other Total

Estimated -

Estimated -

Estimated -

Gifts and Donations

Gifts Birthday presents Flowers Charity Other Other Other Total

Estimated -

Estimated -

Estimated -

Financial obligations
Personal Loans Credit Card 1 Credit Card 2 Credit Card 3 Home Laon Vehicle Loan Other Other Total

Estimated 11,900 11,900

Estimated 11,900 11,900

Estimated 11,900 11,900

Savings & Investments

Fixed Deposits

Estimated -

Estimated -

Estimated -

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Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total

JUNE Actual -

Miscellaneous payments
Other Other Other Other Total

Estimated -

APR Actual Difference -

Estimated -

MAY Actual Difference -

Estimated -

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JUNE Difference 24,275.00

242,725.00 JUNE Difference JUNE Difference 150 200 450 450 500 125 1,875 JUNE Difference 200 500 4,300 500 5,500 JUNE Difference JUNE Difference 1,500 500 500 2,500 JUNE Difference 2,000

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500 2,500 JUNE Difference JUNE Difference JUNE Difference JUNE Difference JUNE Difference 11,900 11,900 JUNE Difference -

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JUNE Difference -

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Balance Carried Forward

242,725.00 JULY Actual Difference 44,500.00 24,275.00 44,500.00 287,225.00 JULY Actual Difference 39,500.00 5,000.00 44,500.00 JULY Actual Difference 150 200 450 450 500 125 1,875 JULY Actual Difference 200 500 4,300 500 5,500 JULY Actual Difference JULY Actual Difference 1,500 500 500 2,500 JULY Actual Difference 2,000 AUG Actual Difference 44,500.00 24,275.00 44,500.00 331,725.00 AUG Actual Difference 39,500.00 5,000.00 44,500.00 AUG Actual Difference 150 200 450 450 500 125 1,875 AUG Actual Difference 200 500 4,300 500 5,500 AUG Actual Difference AUG Actual Difference 1,500 500 500 2,500 AUG Actual Difference 2,000 SEP Actual 44,500.00 44,500.00 376,225.00 SEP Actual 39,500.00 5,000.00 44,500.00 SEP Actual

Total Income Total Spend Spend LESS Income Balance

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Income
Income 1 Income 2 Interest/Dividends Other Other Total

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Housing
Cable Home telephone/ Mobile Internet Rent Maid/Car Cleaner/Driver Gas Bill Other Electricity News Paper Other Other Total

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

SEP Actual -

Transportation
Public transportation Fuel Insurance Maintenance Licensing/Tax Parking Other Other Total

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

SEP Actual SEP Actual

Insurance
Home Health Life Other Other Other Total

Estimated -

Estimated -

Estimated -

Daily living
Groceries Dry cleaning Dining out/ Resturant Bill Milk Other Total

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

SEP Actual -

Children
Medical

Estimated 2,000

Estimated 2,000

Estimated 2,000

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Clothing School tuition School supplies Organization dues or fees Lunch/Pocket money Child care Toys/games Other Other Total

500 2,500

500 2,500

500 2,500

500 2,500

500 2,500

SEP Actual SEP Actual

Entertainment
CDs Movies Vacation Other Other Total

Estimated -

JULY Actual Difference JULY Actual Difference JULY Actual Difference JULY Actual Difference JULY Actual Difference 11,900 11,900 JULY Actual Difference -

Estimated -

AUG Actual Difference AUG Actual Difference AUG Actual Difference AUG Actual Difference AUG Actual Difference 11,900 11,900 AUG Actual Difference -

Estimated -

Family Care
Medical Salon Clothing Health Club Other Other Other Total

Estimated -

Estimated -

Estimated -

SEP Actual SEP Actual SEP Actual SEP Actual -

Pets
Food Medical Grooming Toys Pet Insurance Other Other Other Total

Estimated -

Estimated -

Estimated -

Gifts and Donations

Gifts Birthday presents Flowers Charity Other Other Other Total

Estimated -

Estimated -

Estimated -

Financial obligations
Personal Loans Credit Card 1 Credit Card 2 Credit Card 3 Home Laon Vehicle Loan Other Other Total

Estimated 11,900 11,900

Estimated 11,900 11,900

Estimated 11,900 11,900

Savings & Investments

Fixed Deposits

Estimated -

Estimated -

Estimated -

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Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total

SEP Actual -

Miscellaneous payments
Other Other Other Other Total

Estimated -

JULY Actual Difference -

Estimated -

AUG Actual Difference -

Estimated -

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SEP Difference 24,275.00

376,225.00 SEP Difference SEP Difference 150 200 450 450 500 125 1,875 SEP Difference 200 500 4,300 500 5,500 SEP Difference SEP Difference 1,500 500 500 2,500 SEP Difference 2,000

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500 2,500 SEP Difference SEP Difference SEP Difference SEP Difference SEP Difference 11,900 11,900 SEP Difference -

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SEP Difference -

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Balance Carried Forward

376,225.00 OCT Actual Difference 44,500.00 24,275.00 44,500.00 420,725.00 OCT Actual Difference 39,500.00 5,000.00 44,500.00 OCT Actual Difference 150 200 450 450 500 125 1,875 OCT Actual Difference 200 500 4,300 500 5,500 OCT Actual Difference OCT Actual Difference 1,500 500 500 2,500 OCT Actual Difference 2,000 NOV Actual Difference 44,500.00 24,275.00 44,500.00 465,225.00 NOV Actual Difference 39,500.00 5,000.00 44,500.00 NOV Actual Difference 150 200 450 450 500 125 1,875 NOV Actual Difference 200 500 4,300 500 5,500 NOV Actual Difference NOV Actual Difference 1,500 500 500 2,500 NOV Actual Difference 2,000 DEC Actual 44,500.00 44,500.00 509,725.00 DEC Actual 39,500.00 5,000.00 44,500.00 DEC Actual

Total Income Total Spend Spend LESS Income Balance

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Estimated 44,500.00 24,275.00 20,225.00

Income
Income 1 Income 2 Interest/Dividends Other Other Total

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Estimated 39,500.00 5,000.00 44,500.00

Housing
Cable Home telephone/ Mobile Internet Rent Maid/Car Cleaner/Driver Gas Bill Other Electricity News Paper Other Other Total

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

Estimated 150 200 450 450 500 125 1,875

DEC Actual -

Transportation
Public transportation Fuel Insurance Maintenance Licensing/Tax Parking Other Other Total

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

Estimated 200 500 4,300 500 5,500

DEC Actual DEC Actual

Insurance
Home Health Life Other Other Other Total

Estimated -

Estimated -

Estimated -

Daily living
Groceries Dry cleaning Dining out/ Resturant Bill Milk Other Total

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

Estimated 1,500 500 500 2,500

DEC Actual -

Children
Medical

Estimated 2,000

Estimated 2,000

Estimated 2,000

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Clothing School tuition School supplies Organization dues or fees Lunch/Pocket money Child care Toys/games Other Other Total

500 2,500

500 2,500

500 2,500

500 2,500

500 2,500

DEC Actual DEC Actual

Entertainment
CDs Movies Vacation Other Other Total

Estimated -

OCT Actual Difference OCT Actual Difference OCT Actual Difference OCT Actual Difference OCT Actual Difference 11,900 11,900 OCT Actual Difference -

Estimated -

NOV Actual Difference NOV Actual Difference NOV Actual Difference NOV Actual Difference NOV Actual Difference 11,900 11,900 NOV Actual Difference -

Estimated -

Family Care
Medical Salon Clothing Health Club Other Other Other Total

Estimated -

Estimated -

Estimated -

DEC Actual DEC Actual DEC Actual DEC Actual -

Pets
Food Medical Grooming Toys Pet Insurance Other Other Other Total

Estimated -

Estimated -

Estimated -

Gifts and Donations

Gifts Birthday presents Flowers Charity Other Other Other Total

Estimated -

Estimated -

Estimated -

Financial obligations
Personal Loans Credit Card 1 Credit Card 2 Credit Card 3 Home Laon Vehicle Loan Other Other Total

Estimated 11,900 11,900

Estimated 11,900 11,900

Estimated 11,900 11,900

Savings & Investments

Fixed Deposits

Estimated -

Estimated -

Estimated -

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Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total

DEC Actual -

Miscellaneous payments
Other Other Other Other Total

Estimated -

OCT Actual Difference -

Estimated -

NOV Actual Difference -

Estimated -

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DEC Difference 24,275.00

509,725.00 DEC Difference DEC Difference 150 200 450 450 500 125 1,875 DEC Difference 200 500 4,300 500 5,500 DEC Difference DEC Difference 1,500 500 500 2,500 DEC Difference 2,000

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500 2,500 DEC Difference DEC Difference DEC Difference DEC Difference DEC Difference 11,900 11,900 DEC Difference -

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DEC Difference -

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Yearly Expenditure
Housing Transportation Insurance Daily living Children Entertainment Family Care Pets Gifts and Donations Financial obligations Miscellaneous payments TOTAL Estimated 22,500.00 66,000.00 30,000.00 30,000.00 142,800.00 291,300.00 Actual Difference 1,875.00 20,625.00 5,500.00 60,500.00 2,500.00 27,500.00 2,500.00 27,500.00 11,900.00 130,900.00 24,275.00 267,025.00 Actual 156.25 458.33 208.33 208.33 991.67 2,022.92 Difference 1,718.75 5,041.67 2,291.67 2,291.67 10,908.33 22,252.08
0

Monthly Average
Housing Transportation Insurance Daily living Children Entertainment Family Care Pets Gifts and Donations Financial obligations Miscellaneous payments TOTAL Estimated 1,875.00 5,500.00 2,500.00 2,500.00 11,900.00 24,275.00
Miscellaneous payments Gifts and Donations Pets Family Care Entertainment Children Daily living Insurance
Transportation

Housing 2000 4000 6000 8000

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Estimated Saving
JAN Total FEB MAR APR MAY -

Actual Savings
JAN Total FEB MAR APR MAY -

Estimated/ Actual Income

Estimated Income Actual Income JAN 44,500 44,500 FEB 44,500 44,500 MAR 44,500 44,500 APR 44,500 44,500 MAY 44,500 44,500

% of Saving over Estimated/ Actual Income

% of Saving over Est. Income % of Saving over Actual Income JAN 0% 0% FEB 0% 0% MAR 0% 0% APR 0% 0% MAY 0% 0%

Estimated
0%

Savings

Expenditure

100%

JUNE -

JULY -

AUG -

SEP -

OCT -

NOV -

DEC -

Year to Date -

JUNE -

JULY -

AUG -

SEP -

OCT -

NOV -

DEC -

Year to Date -

JUNE 44,500 44,500

JULY 44,500 44,500

AUG 44,500 44,500

SEP 44,500 44,500

OCT 44,500 44,500

NOV 44,500 44,500

DEC Year to Date 44,500 534,000 44,500 534,000

JUNE 0% 0%

JULY 0% 0%

AUG 0% 0%

SEP 0% 0%

OCT 0% 0%

NOV 0% 0%

DEC 0% 0%

Year to Date 0% 0%

Actual
0%

Savings

Expenditure

100%

100% 100%

Total Income Total Spend Quarterly Total Saving

Balance Total Income Total Spend You've SAVED some money.

Quarter 1 Quarter 2 Quarter 3 Quarter 4 133,500.00 133,500.00 133,500.00 133,500.00 24,275.00 109,225.00 133,500.00 133,500.00 133,500.00 27306.25 ANNUAL 534,000.00 24,275.00 509,725.00

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Starting Balance Year 0

JAN Cash/ Saving A/c Fixed Deposits Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total Balance FEB MAR APR MAY

Estimated Durin

Actual During

Starting Balance Year 0

JAN Cash/ Saving A/c Fixed Deposits Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total Balance FEB MAR APR MAY

Estimated During the year JUNE JULY AUG SEP OCT NOV DEC Year to Date -

Actual During the year

JUNE

JULY

AUG

SEP

OCT

NOV

DEC

Year to Date -

Starting Balance Year 0

Years Cumulative
I II III IV V -

0
Cash/ Saving A/c Fixed Deposits Shares Mutual Funds Gold House Property LIC Premium Bonds Provident Fund Others Total Balance

100% 80% 60% 40% 20% 0%

II

III

IV

VI

Years Cumulative
VI VII VIII IX X -

1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00

1.10 1.10 1.10 1.10 1.10 1.10 1.10 1.09 1.10

Others Bonds LIC Premium House Property Gold Mutual Funds Shares Fixed Deposits
VI VII VIII IX X

Cash/ Saving A/c

1.21 1.21 1.21 1.21 1.21 1.21 1.21 1.19 1.21

1.33 1.33 1.33 1.33 1.33 1.33 1.33 1.30 1.33

1.46 1.46 1.46 1.46 1.46 1.46 1.46 1.41 1.46

1.61 1.61 1.61 1.61 1.61 1.61 1.61 1.54 1.61

1.77 1.77 1.77 1.77 1.77 1.77 1.77 1.68 1.77

1.95 1.95 1.95 1.95 1.95 1.95 1.95 1.83 1.95

2.14 2.14 2.14 2.14 2.14 2.14 2.14 1.99 2.14

2.36 2.36 2.36 2.36 2.36 2.36 2.36 2.17 2.36