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1. The Reserve Bank of India (RBI) on November 20,2012 revised the definition of infrastructure lending.

Which of the following is not among the five sectors covered under infrastructure lending? 1) Energy 2) Water and sanitation 3) Communication 4) Micro, small and medium enterprises 2. The Reserve Bank of India(RBI) on November 19,2012 directed banks not to give loans for purchase of Which of the following? 1) Gold coins 2) Units and gold Exchange Traded Funds(ETF) 3) Units of gold mutual funds 4) All the above 3. Domestic scheduled commercial banks (other than RRBs) do not require RBI permission to open branches in . Centres. 1) Tier-I 2) Tier-II 3) Tier-III 4) All the above 4. Which of the following are not permitted under Statutory Liquidity Ration (SLR)? 1) Cash 2) Gold 3) Corporate bonds 4) None of the above 5. The Report on Trend and Progress of Banking in India 2011-2012, released by the (RBI) on November 8,2012, said that the provisioning coverage ratio (PCR) for the banking sector has declined. A decline in PCR means: 1)More funds available for the banks to lend 2) Lesser funds available for the banks to lend 3) higher safety to meet cases of loan defaults 4) Both a and c 6. What was the share of the priority sector loans in NPAs in the banking sector in 2011-2012 according to the Report on Trend and Progress of Banking in India 2011-2012, released by the RBI on November 8,2012? 1)7% 2) 17% 3) 27% 4)47% 7. Which of the following amendment in the Banking Regulation Act 1949 has the Reserve Bank of India (RBI) asked for finalizing guidelines for new Banking licences? 1)Any acquisition of 5% of more of the share capital of a bank should be subject to the Central banks approval 2) RBI should have the authority to supersede the board of directors of a banking company and appoint an asminstrator during the period of supersession 3) RBI should have th authority to call for information or inspection of any associate enterprise of a banking company 4) All the above 8. The CTS-2010 standards made compulsory by the RBI from April 1,2013 refer to Which of the following? 1) Cheque Tracking System 2) Cheque Truncation System 3) Cheque Transaction System 4) Cheque Testing System 9. Which of the following has the Reserve Bank of India allowed to tap the external commercial borrowing route for on lending to the micro, small and medium enterprise (MSME) sector on November 6,2012? 1) SIDBI 2) IDBI 3) IFCI 4) IDFC 10. What was the share of small and marginal farmers in the total loan disbursed to the farmers during 2011-2012? 1) 5 2) 15 3) 25 4)45 11. The Finance Ministry, on November 9, allowed successful bidders in the 2G spectrum auction to: 1) Avail of bank loans at concessional rates of interest 2) Defer payment of license to the government by an year 3) Outsource their network management to foreign companies 4) Refinance rupee loans by external commercial borrowings 12. The Reserve Bank of India raised the provisioning requirement for restructured standard loan accounts to on October 30, 2012, Which of the following statement is /are correct? I. The Reserve Bank of India raised the provisioning requirement for restructured standard loan accounts to 2.5% II. Banks get lesser funds to lend following the increase in provisioning requirement III. The decision is based on the recommendation of B. Mahapatra committee 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only

13. The Department of Posts on November 2 decided to set up a full fledged investment division for its Postal Life Insurance (PLI) funds. Which of the following are managing PLI funds currently? 1) LIC and PNB 2) UTI and SBI 3) NABARD & SIDBI 4) NHB & IDFC 14. The government in November 2012 decided to allow the Life Insurance Corporation of India (LIC) to invest up to..of paid up capital of a company. 1) 10% 2) 15% 3) 20% 4) 30% 15. Which public sector bank, founded by Ammembal subba Rao oai, celebrated its founders day in November 2012 ? 1) Dena Bank 2) Canara Bank 3) Syndicate bank 4) Corporation Bank 16. The government announced compulsory .blending of ethanol with petrol form 2012-2013 sugar season, effective form 1st December ,2012? 1) 1% 2) 3% 3) 5% 4)7% 17. The government approved sale of 9.5 percent stake in NTPC on November 22,2012. Which of the following statement is /are correct? I. NTPC is a maharatna PSU II. NTPC is under the administrative control of Ministru of heavy Industry III. Narsing rao is the Chairman & Managing Director of NTPC 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 18. Which of the following control the prices of 74 bulk drugs and their formulations in India? 1)CCI 2)BIS 3)NPPA 4) FSSAI 19. Foreign Direct Investment upto Rs. can be approved by Foreign Investment Promotion Board (FIPB) while proposals above this limit require approval by Cabinet Committee on Economic Affairs (CCEA) 1) 400 CRORE 2) 600 CRORE 3) 800 CRORE 4) 1200 CRORE 20. The petroleum ministry in November 2012 disallowed supply of subsidised LPG or midday meal scheme in schools run by HRD Ministry. Which of the following statement on midday meal scheme is /are correct? I. The scheme specifies minimum nutritional value of food consumed by students in terms of calories and proteins II. Only government and govern-ment-aided schools come under the perview of the scheme III. Students upto standard V are covered under the scheme 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 21. The 18th National Congress of the communist Party of China (CPC) was organized in November2012. Which of the following statement is /are correct? I. Liu yunshan was appointed as the new General Secretary of the CPC and Chairman of Central Military Commission (CMC) II. Xi jinping will take over as the new president of China from march 2013 III. Li Keqiang will take over as the new prime Minister of China from march 2013 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 22. Fighters from the M23 rebel group on November 20,2012 captured Goma, the main city in resource rich eastern Democtratic Republic of Congo, with alleged assistance form Rwanda and Uganda. Which of the following pairs of countries involved in the conflict and their Presidents is /are matched correct? 1) Democtratic Republic of Congo-Yoweri Museveni 2) Rwanda Joseph Kabila 3) Uganda- paul Kagme 4) None of these 23. Mount Tongariro, a volcano in news for its eruption in November 2012 is in .. 1) Italy 2) Chile 3) Brazil 4)New Zealand 24. The UN General Assembly (UNGA) on November 12,2012 elected 18 states (countries) to serve on the Human Rights Council (UNHRC). Which of the following statement on UNHRC is/are correct? 1) UNHRC comprises 47 member states 2) Two-thirds of UNHRC member states are elected by an absolute majority by the UNGA; remaining one-third are

nominated by the UN secretary General 3) Asia and Europe have an equal number of seats in the UNHRC 4) Member states are elected toserve a two-year term 25. Which of the following is the missile defence set up by Israel to destroy rockets fired by palestinian militant group Hamas in November 2012? 1) Neptune Spear 2) Arrow Shield 3) Iron Dome 4) Javelin 26. Which of the following statement on Us congressional elections organized November 7,2012 is/are correct? I. Each member of House of Rep-resentatives is elected for a two year term while each member of senate is elcted for a 6year term II. Democrats won majority in the House of Representatives while the Republicans won majority in the state III. Each state elects the number of senators but the number of House of Representatives is different and is proportional to the population of the state 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 27. The . Finance Ministers and Central Bank governors Meeting was organized in Mexico City on November 5-6,2012 ? 1) OECD 2) OAS 3) G77 4) G20 28. Which of the following became the first European country to recognize the opposition Syrian National Coalition as the sole legitimate representative of the Syrian people in November 2012? 1) Britain 2) France 3) Spain 4) Italy 29. The Hague-based International Criminal Tribunal for the former Yugoslavia (ICTY) in November 2012 acquitted . Ex-generals Ante Gotovina and Mladen Markac of war crimes during the violent breakup of Yugoslavia in 1990s. 1) Serbian 2) Bosnian 3) Croatian 4) Albanian 30. Which US-led multinational force is schedule to leave Sfghanistan in 2014? 1) International Normalcy Restoration Force 2) International Security Assistance Force 3) International Peace Keeping force 4) International Stabilisation Force 31. What is Xayaburi, in news in November 2012, in ASEAN? 1) A Volcano 2) A river 3) A large dam project 4) An island in South China Sea 32. Which Gulf country has Shia Muslim majority lead by the Sunni royal family? 1) Iran 2) Oman 3) UAE 4) Bahrain 33. What is the objective of UNODC? 1) Curbing trade in wildlife 2) Curbing human trafficking 3) Curbing taarde in narcotics 4)Curbing money laundering 34. Which of the following was the theme of the Asia-Europe Meeting (ASEM) organized in Vientiane in November 2012? 1) Vision and Action : Towards a Win-Win Solution 2) 10 Years of ASEM: Global Challenges joint Responses 3) Friends for peace, Partners for Psrosperity 4) Lasting Peace Through Joint Global Governane 35. Mexico and the US concluded a treaty on sharing of which rivers waters in November 2012? 1)Hudson 2) Delaware 3) Colorado 4) Missouri 36. The report of the Select Committee on Lokpal Bill was tabled in the Rajya Sabha on November 23,2012. Which of the following statement is/are correct? I. Prime minister has been exempted from the ambit of Lokpal on issues of externa and interal security, atomic energy; international relations and public order II. The power of superintendence over the CBI in cases heard by the Lokpal will vest with the Supreme Court III. At least 50percent of the members of Lokpal would be form SC,ST,OBC, minorities and women 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 37. Who among the following cannot head Information Commissions according to a Supreme Court directive?

1) Sitting chief Justices of High Courts 2) Retired Chief Justices of High Courts 3) Sitting or retired Supreme Court Judge 4) Sitting or retired High Court judge 38. India saw . Decline in annual new HIV infections from 2001 to 2010 said the National AIDS Control Organisation (NACO) at the 5th National Conference of AIDS Society of India in Bangalore in November 2012? 1) 26% 2) 36% 3) 46% 4) 56% 39. Which of the following abbreviations used by the Election Commission in its voter motivation programes? I. SVEEP Systematic Voters Education and Electoral Participation II. YUVA Youth United for Voter Awareness 1) I Only 2)II Only 3) Both I and II 4) Neither I nor II 40. Which of the following in its report titled Indian Higher Education Sector: Opportunities Aplenty Growth Unlimited released in November 2012, has called for more FDI to meet the target of doubling the gross enrolment ration (GER) by 2020? 1) KPMG 2) Deloitte Touche Tohmatsu 3) Ernst & Young 4) McKinsey 41. Which atomic power station was inspected by a 12-member team of experts from the International Atomic Energy Agency (IAEA) in October-November 2012? This was IAEAs first operational safety review team (OSART) mission in India. 1) Kudankukam 2) Rawatbhata 3) Kalpakkam 4) kakrapar 42. The protection of Children from sexual Offences Act, 2012 came into force on November 14, 2012. which of the following statement is not correct? 1)Offences against those upto 14years of age come under perview of the Bill 2) The Bill is gender neutral 3)Life-term is the maximum punishment for offences covered under the Bill 4) The Bill puts the burden of proof on the accuser 43. What is the government deadline for implementation of Right to Education (RTE) Act by schools? 1) December 31,2012 2) march 31,2013 3) October 30,2013 4) December 31,2013 44. The National Institute of Technology Entrepreneur-ship and Management (NIFTEM) was inaugurated at Kundli, Haryana on November 7, 2012? 1) Food 2) Dairy 3) Ayurveda 4) Herbal 45. The 1950 Presidential Order gives Scheduled Caste (SC) status to Dalit 1) Muslims 2) Sikhs 3) Christians 4) All the above 46. Which was the newspaper published by The Associated Hournals- a company owned by the Congress party in news in November 2012 for an Election Commission enquiry? 1) The Pioneer2) The Patriot 3) National Herald 4) New Delhi 47. Which of the following saw the creation of Guinness world Record for planting the largest number of saplings (99,000) within an hour on October 29, 2012? 1) Leh 2) port Blair 3) Gangtok 4) Nagpur 48. Which of the following organisations foundation day was observed as the National Press Day on November 16, 2012? 1) Press Trust of India 2) Unisted News of India 3) Press Council of India 4) Press Information Bureau 49. NGO CHETNA refers to . 1) Childhood Empowerment Through Tranining and Action 2) Childhood Enhancement Through Tranining and Action 3) Childhood Enhencement Through Testing and Application 4) Childhood Empowerment Through Technolog and Action 50. Which state is building a new capital inaugurated by the President of India on November 6, 2012? 1) goa 2) sikkim 3) meghalaya 4) chhattisgarh 51. A report titled Economic Freedom Rankings of the States of India 2012 was released by the center for global Liberty and Prosperity, Cato Institute in collaboration with friedrich- Naumann stifung, in Hong Kong on November 7, 2012.Which of the following parameters and the best state is not matched correctly? 1) Overall Economic Freedom- Gujarat

2) Regulation Of Labour And business-Gujarat 3) Size of Government Ranking-Haryana 4)Legal Structure And Security Ranking-Gujarat 52. Which cyclone affected Chennai coast in October 2012? 1) aila 2) thane 3) phyan 4)nilam 53. The Uttarakhand government is building a new Vidhan Sabha Bhawan (Legislative Assembly building) in . Which is being developed as the summer capital of the state. 1) Kashipur 2) Gairsain 3)Rishikesh 4) roorkee 54. Ujjayanta psrasad built by Maharaja Radha Kishore Manikya during 1899-1901, which served as the Legislative Assembly of until 2011,as a museum, the .government announced in November 2012. 1) sikkim 2)assam 3) tripura 4) nagaland 55. Which of the following has topped the Planning Commissions Environmental performance Index (EPI) list released in October 2012? 1) sikkim 2) Himachal Pradesh 3) Uttarakhand 4) Gujarat 56. The Leader of Opposition in Bangladesh Parliament, Begum Khaleda Zia, came on an official visit to India in November 2012. She is the Chairperson of which party? 1) Awami League 2) National party 3) Jatiya Party 4) Jamaat-e-Islami 57. The 3rd round of India-US ..Trilateral Dialogue was organized in New Delhi on October 30,2012 1) China 2)UK 3) Canada 4) Japan 58. Who among the following Gulf rulers has been invited as the chief guest at the Republic Day in January 2013? 1) Hamad bin Khalifa Al Thani 2) Sultan Qaboos Said bin Said 3) Jaber Al-Ahmad Al-Jaber Al-Sabah 4) Abdullah bin Abdulaziz Al Saud 59. The Delhi Metro Rail Corporation was awarded the . International Cooperation Agency President Award 2012 in October 2012 for its outstanding contribution to the development of human resources and promoting mutual understanding between India and .. 1) France 2) Russia 3) Japan 4)China 60. The 10th ASEAN India summit was organized in November 2012. Which of the following statement is/are correct? I. Inda and ASEAN have Free Trade Agreement (FTA) in goods II. Inda and ASEAN have Free Trade Agreement (FTA) in services III. ASEAN-India Summit was organized in Vientiance 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 61. A new .. India Fellowship Fund will be the set up to support more than eighty scientists from and India to spend time at a research institution in the other country, said peter Varghese in a press release on November 20,2012? 1) Russia 2) Canada 3) Australia 4) Germany 62. India has been ranked 40th in the financial Development Index 2012 released by the World Economic Forum (WEF) in November 2012, Which country is ranked first? 1) UK 2) Singapore 3) Hong Kong 4) Australia 63. India has been ranked 115th in a global, survey by Booz & Company which looked into the level of economical empowerment of women in 128 countries, which country is ranked first in the findings relased in October 2012? 1) UK 2) Singapore 3) Hong Kong 4) Australia 64. what is Indias rank in the 2013 Global Manufacturing Competitiveness Index of Deloitte Touche Thohmatsu revealed in November 2012? Which country is ranked first? 1) 6th ,Canada 2) 5th, Russia 3) 4th, USA 4) 2nd, China 65. Which NGOs The Nutrition Barometer, released in November 2012 rates India, along with the Democratic Republic of Congo (DRC) and Yemen, as showing the weakest performance on nutrition, with frail commitments and frail outcomes? 1) Fortify the Children 2) Nourish the Children 3) Save the Children 4) Nurtune the Children

66. Several MoUs/Agreement were signed during the New Delhi visit of President of Afghanistan, hamid Karzai in November 2012. Which of the following pairs of his ministers and their portfolios is/are matched correctly? 1) wahidullah Shahrani Foreign 2) Saved Makhdoom Raheen-Mines 3) Zalmai Rassoul Indormation Nd Culture 4) None of these 67. India and .. jointly issued two stamps to mark twenty years of their diplomatic relations on November 5,2012. 1) Croatia 2) Syria 3) Israel 4) Palestine 68. Which professional services firm has ranked India fourth on its Renewable Attractiveness Index after China, the US and Germany in terms of its market potential for renewable energy in November 2012? 1) Booz & Company 2) KPMG 3) Ernst & Young 4)McKinsey 69. Which permanent member of the UN Security Council in November 2012 announced halt to further financial aid to India after 2015? 1)France 2)USA 3) UK 4) Russia 70. what was the agenda of the ninth E-9 Ministerial Review Meeting organized in New Delhi on November 9,2012? 1) Eduacation 2) Environment 3) Engineering 4)Enterpreneurship 71. Who among the following was appointed as the Director of the Central Bureau of Investigation (CBI) for a two-year term in November 2012? 1) Ranjit Sinha 2) Shivraj Swarup 3)Gautam Kaul 4) Sanat Kumar Ray 72. ACongress leader was appointed as Railways Minister for the first time after 1995 with Pawan kumar Bansals appointment on October 28, 2012. Who among the following was the last from Congress (1991-1995) to hold charge of the Ministry? 1) A.B.A. Ghani Khan Chowdhury 2) Janeshwar Mishra 3) C.K. Jagger Mishra 4) Bansi Lal 73. Who among the following former CAGs was in news in November 2012 for recommending multi-member set up for comptroller and Auditor General (CAG)? 1) Gian Prakash 2) T.N. Chaturvedi 3) C.G. Somiah 4) V.K. Shunglu 74. Irom Sharmila was in news in November 2012 for her hunger strike against:? 1) National Security Act 2) Unlawful Activities (Prevention) 3) Armed Forces (Special Powers) Act 4) Terrorist and Disruptive Activities (Prevention) 75. Which of the following statements about the US Presidential election won by Brack Obama in November 2012 is not correct? 1) Obama was elected for a four year term 2) Obama has a vote share of more than 60% 3) California was the state providing the highest Electoral College votes for Obama 4) Texas was the state providing the highest Electoral College votes for Romney 76. President Ratu Epeli Nailatikau was reappointed for a second three-year term by which South pacific nations military government in November 2012? 1) Fiji 2) Suriname 3) Tuvalu 4) Nauru 77. Who was reappointed as President of Sierra Leone following election victory in November 2012? 1) Idiss Deby 2) Julius Maada Bio 3) Ernest Bai Koroma 4) Ngozi Okonjo-Iweala 78. Who is the President of Azerbaijan, the host of 7th Meeting of the Internet Governance Forum in November 2012? 1) Azi Aslanov 2) Ilham Aliyev 3) Rovshan Javadov 4) Artur Rasizade 79. Jagdish Bhagwati is a well known: 1) Painter 2) Scientist 3) Architect 4) Economist 80. Who among the following was appointed Chairman and Managing Director of New India Assurance on October 27, 2012? 1) Tapan Sen 2) Rakesh Misra 3) g. Srinivasan 4) Miland Kharat 81. who holds the record for the highest runs in Ranji Trophy cricket as on November 16,2012?

1) Wasim Jaffer 2) Ashish Chopra 3) Amol Muxumdar 4) Amarjit kaypee 82. Which company became the new sponsor of Indian premier League in November 2012 for five years following the end of DLF contract? 1) Coca Cola 2) pepsi Co 3) Sahara 4) TATA 83. Who among the following became the first batsman to score a six off the very first ball bowled in test match in November 2012? 1) Chris Gayle 2) Michal Clarke 3) Alistair Cook 4) Brendon McCullum 84. Chinas Chen Long and Li Xuerui are worlds top-ranked players in which sport? 1) Diving 2)Cyclist 3) Gymnastics 4) Badminton 85. Uzbekistan . Soslan Tigiev was in November 2012 stipped pf his 2012 Olympics broze medal after testing positive for a banned substance. 1) Cyclist 2) Archer 3) Swimmer 4) Wrestler 86. The indigenously developed Advanced Air Defence (AAD) interceptor missile, which has the capability to destroy enemy missiles and protect civilian and defence installations, was test fired successfully on November 23, 2012. Which of the following statement is /are correct? I. The enemy missile was launched from Chandipur in Balasore district II. The interceptor missile was launched from Wheelers Island in Bhadrak district III. The enemy missile was destroyed by the interceptor missile over the Bay of Bengal 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 87. Which of the following is theRussia-built multirole stealth frigate delivered to India in nov.2012? 1) Teg 2) Trishul 3) Trikand 4) Tarkash 88. Brah Mos Aerospace was in the news for signing a contrack worth Rs. 6,515 crore with defence ministry in nov.2012. BrahMos missile is already in operation with: I. Army II. Air Force III. Navy 1) I Only 2) I and II Only 3)II and III Only 4) III and I Only 89. With which country has India conducted a13-day military exercise code-named Ekuverin-12 at Maratha Light Infantrys Regimentl centre (MLIRC) near belgaum in November 2012? 1) Sri Lanka 2) Maldives 3) Vietnam 4) Singapore 90. Which is the only aircraft carrier operated by the Navy, in news for its periodicrefit at the Cochin Shipyard (CSL) in November 2012? 1) INS Vijay 2) INS Viraat 3) INS Vikarant4) INS Vishwa 91. Which country launched the worlds largest marine reserves covering more than 2.3 million square km in nov.2012? 1) Mauritius 2) Greece 3) Indonesia 4) Australia 92. Which bird species population has grown following the ban on Diclofenac, a painkilling drug administered to cattle? 1) Eagles 2) Sparrows 3) Parrots 4) Vultures 93. Which African country is now home to nearly half of the mountain gorillas remainignin the wild according to the group gorilla Doctors in November 2012? 1) Kenya 2) Congo 3) Uganda 4) Rwanda 94. Which capital has topped the list of cities facing the highest climate change risks in the coming years , according to Maplecrofts Climate Change Vulnerability Index (CCVI) released in Nov.2012? 1)manila 2) Bangkok 3) Dhaka 4) Yangon 95. Which Hurricane devastated the US East Coast on oct.30, 2012? 1) Grey 2) Berg 3) Katrina 4) Sandy 96. Which of the following awards andtheir categories at the BCCI annual awards 2011-12 were given in Mumbai on nov. 21,2012 is/are correctly? 1) Col. C.K. Nayudu award-Lifetime Achievement 2) Polly Umrigar award-Best All-rounder in Ranji Trophy 3) Dilip Sardesai Award- Highest scorer in ranji Trophy 4) madhavrao Scindia award-Best under -16player

97. The former President of Brazil , Luiz Inacio Lula da Silva was presented the Indira Gandhi Pirze ofr peace Disarmament and Development, at Rashtrapati Bhavan in new Delhi on nov.22, 2102? 1) 2008 2) 2009 3)2010 4)2011 98. Who among the following was selected for the 2012 Indira Gandhi Pirze for peace, Disarmament and Development in nov.2012? 1) Garrestson W. Gibson 2) Ellen Johnson Sirleaf 3) Anthony W. Gardiner 4) Alfed francis Russell 99. The Borlaug Award 2012 was conferred on K.V.Prabhu and Ashok Kumar Singh on Nov.28, 2012 for their contribution to food security through research and development in which crop? 1) Rice 2) maize 3) Wheat 4) Pulses 100. Who among the following was conferred the Moortidevi Award for 2010 in November 2012? 1) Dr. K. Satchidanandan 2) Pratibha Ray 3) Dr. Raghuvansh 4) Gopi Chand Narang

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