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DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. BANKING LAW AND PRACTICE (Old and Revised w.e.f. 1999) Time : Three hours

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Maximum : 100 marks

SECTION A (5 8 = 40 marks) Answer any FIVE questions. Each question carries 8 marks. 1. What are the functions of commercial banks? 2. What is meant by the bankers general lien? 3. What steps should a banker take to open an account of a partnership firm? 4. What precautions should a banker take while making advances against Life Insurance Policies? 5. Explain the difference between a bill of exchange and promissory note. 6. Define endorsements. What are the different types of endorsements? 7. Discuss in detail the statutory protection granted to a collecting banker in India. 8. What is payment in due course? Give examples of payments not made in due course. three

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SECTION B (4 15 = 60 marks) Answer any FOUR questions. Each question carries 15 marks. 9. State and explain the bankers obligation to honour cheques. 10.What are the points to be borne in mind by a banker in opening and maintaining account in the name of cooperative society? 11.State and explain the protection offered by the Negotiable Instruments Act 1881, to the paying banker. 12.What is meant by the crossing of a cheque. What are the different types of crossing and their special features? 13.A banker is required to observe strict secrecy in regard to his customers account. Are there any exceptions to this rule? 14.Discuss the role that banks play in promoting the economic growth of a country.

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DE3142
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008.

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CENTRAL BANKING AND MONETARY MANAGEMENT (Old and Revised WEF 1999) Time : Three hours Maximum : 100 marks

SECTION A (5 8 = 40 marks) Answer any FIVE questions. Each question carries 8 marks. 1. Explain any two functions of a Central Bank. 2. Discuss the working and effectiveness of open market operations. 3. Examine the role of Reserve Bank of India in economic development of India. 4. Write short notes on : (a) (b) Cash Reserve Ratio Statutory Liquidity Ratio.

5. Explain briefly about the promotional functions of RBI. 6. Explain the RBI's function as a custodian of exchange reserves. 7. Explain the role of RBI in relation to licensing of Commercial Banks. 8. What are the characteristics of Indian Money market? 3

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SECTION B (4 15 = 60 marks) Answer any FOUR questions. Each question carries 15 marks. 9. Discuss the purpose and significance of various methods of selective credit control. 10.What are the main objectives of monetary policy pursued by the RBI? 11.Explain briefly the constitution and functions of the RBI. 12.Loans create deposits. Examine this statement and bring out clearly the process of creation of credit by banks. 13.Write short notes on : (a) (b) (c) Deposit Insurance Regulation of non-banking institution RBI and exchange control.

14.State the provisions of the Banking regulation Act regarding : (a) (b) (c) Capital Reserves Inspection of Banks Opening of new branches.

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DE3143
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. RURAL BANKING (Old and Revised w.e.f. 1999) Time : Three hours

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Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. 1. What is meant by Rural Banking? Explain it's concept. 2. How the rural Co-operative credit institutions are organised? 3. Write short note on TRYSEM. 4. What are the shortcomings of the IRDP? 5. Briefly explain the Lead Bank Scheme. 6. Explain the salient featurse of District Credit Plan. 7. What are the objectives of formation of KVIC? 8. State the functions of NABARD. 5

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PART B (4 15 = 60 marks) Answer any FOUR questions. 9. What are the problems of Regional Rural banks? 10.Explain the Poverty Alleviation Programmes. 11.What are the practical difficulties implementation of Lead Bank Scheme? in the

12.What is Bio-gas programme? Mention the merits of it. 13.Explain the organisation and functions of SIDBI. 14.Critically evaluate the 20 Point Economic Programme.

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DE3144
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. ESSENTIALS OF MANAGEMENT (Old and Revised w.e.f. 1999) Time : Three hours

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Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. Each answer should not exceed 1 page. 1. Define the term Management State the various functions of management. 2. Describe the significance of planning in banks. 3. Poor delegation of authority is an important cause of management failure - Comment. 4. Explain the principles of direction. 5. Define the term leadership. What are the ingredients of leadership? 6. Write short notes on Productivity in banks. 7. What is the need for inspecting the commercial banks by RBI? 8. What are the skills required for a Bank Manager? PART B (4 15 = 60 marks) 7

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Answer any FOUR questions. Each answer should not exceed 5 pages. 9. Discuss in detail the role of a Bank Manager. 10.Decision making in the primary task of a bank manager - Comment. 11.Describe in detail the strategic planning process. 12.What do you mean by Matrix Organisational structure? What are the guidelines for making Matrix Management effective? 13.What are the challenges created by Information Technology in the banking sector? 14.Discuss in detail the impact of Trade Unions in bank management.

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DE3145
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. COMPUTERS AND BANKING (1999 onwards) Time : Three hours

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Maximum : 100 marks

SECTION A (5 8 = 40 marks) Answer any FIVE questions. 1. Bring out the uses of a computer. 2. What is a binary number system? 3. Write a short note on representation of non-numeric data. 4. What is CPU? 5. What does memory unit mean? Explain. 6. What do you understand by systems software? 7. Narrate the benefits of ATM. 8. What is home banking? SECTION B (4 15 = 60 marks) Answer any FOUR questions. 9. Elaborate the history of computers. 10.Explain the methods of data processing. 11.Define hardware. Explain the hardware components. 9

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12.Discuss the advantages of computers from the point of view of customers. 13.How will you get connected to internet? 14.Discuss the various input and output devices.

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DE3146
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. FINANCIAL MANAGEMENT (Old and Revised WEF 1999) Time : Three hours

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Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions 1. How is the finance function typically organised in a large organisation? 2. What are the limitations of financial ratios as a technique for appraising the financial position of a company? 3. What are the factors affecting capital investment decision? 4. Differentiate between Funds Flow Statement and Cash Flows Statements. 5. Explain how marginal costing technique is useful in day-to-day decision making. 6. What are the objectives of Cash Management? 7. What are the collection policies? How can they be evaluated? 8. What are the recommendations of Tandon Committee Report? 11

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PART B (4 15 = 60 marks) Answer any FOUR questions. 9. What is the financial managers role in management of inventory? 10.What are the various factors influencing working capital? 11.The following are the Balance Sheet of PQR Ltd. for the years 2005 and 2006. Prepare Funds Flow Statement. Balance sheet as at 31st March
Liabilities 200 5 Rs. Shares capital General Reserves P and L A/C Term Loans Bank Overdraft Current liabilities: Sundry creditors Other liabilities Total 80 85 300 150 30 210 250 2006 Rs. 460 Fixed Assets 180 Investments 65 Current Assets 150 Loans and Advances: 300 Inventories Debtors 100 Cash and Bank balance 100 Other advances 180 135 5 25 220 220 15 30 Assets 200 5 Rs. 630 130 200 6 Rs. 690 180

1,10 1,355 5

1,10 1,35 5 5

Additional Information:(a) Dividend was declared @ 25% of the share capital. Additional capital of Rs. 160 lakhs was brought in during the beginning of January 2006 and is eligible for dividend on prorata.

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(b) Depreciation on fixed assets provided is Rs. 75 Lakhs for 2005 and Rs. 90 Lakhs for 2006 respectively. 12.Payoff Ltd. is producing articles mostly on hand labour and is considering to replace it by a new machine. There are two alternative models M and N of the new machine. Prepare a statement of profitability showing the pay-back period from the following information.
Machine M Estimated life of machine 4 years Rs. Cost of Machine Estimated saving in scrap Estimated saving in Direct wages Additional cost of maintenance Additional cost of supervision Ignore Taxation 9,000 500 6,000 800 1,200 Machine N 5 years Rs. 18,000 800 8,000 1,000 1,800

13.If fixed costs are Rs.4,000; variable costs are Rs. 32,000 and break even point is Rs. 20,000. Find out: (a) (b) (c) (d) Profit volume Ratio Sales Net profit. Margin of safety. leverage and operating leverage are 2.5 and 1.25 respectively, find and P/V ratio, given that the equity Rs. 2, interest payable per year is 13

14.If the combined figures of a company the financial leverage dividend per share is

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Rs. 1 lakhs, total fixed cost Rs. 0.5 lakh and sales Rs. 10 lakhs.

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DE3147
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. PROJECT FINANCE (Old and Revised WEF 1999) Time : Three hours

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Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. 1. Define the term Project. How will you classify the projects? 2. What are the features of commercial paper? 3. What are the factors which determines the optimum capital structure? 4. How would you evaluate the appropriateness of a technology? 5. What are the tools of financial analysis? 6. Explain what is the consumer willingness to pay? 7. What are the signals and symptoms of industrial sickness? 8. Write short notes on Public Deposits. PART B (4 15 = 60 marks) 15

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Answer any FOUR questions. 9. Explain the various steps in project implementation. 10.Explain the essential characteristics of preference shares. What are the different kinds of preference shares? Discuss. 11.Discuss, in detail, how a project should be properly monitored? 12.What are the measures initiated by the government for the revival of the rich industrial units? 13.What is internal rate of return? Explain the concept of multiple rates of return and modified internal rate of return. 14.What are the guidelines for the issue of GDRs? What are its advantages?

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DE3148
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008.

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INTERNATIONAL BANKING AND FOREIGN EXCHANGE (Old and Revised w.e.f 1999) Time : Three hours Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. Each answer not to exceed 1 page. 1. Briefly explain SWIM. 2. What is foreign currency account? 3. Explain ECGC. 4. Narrate the purpose of Foreign Exchange Regulation Act. 5. What do you mean by LERMS? 6. What is Incentive? 7. What is syndication of loan?

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8. Explain the packing credit advance. PART B (4 15 = 60 marks) Answer any FOUR questions. Each answer not to exceed 5 pages. 9. Define foreign exchange. List out the functions of foreign exchange department. 10.Identify the differences between Nostro account and Vostro account. 11.Explain India's recent foreign trade policy. 12.What is letter of credit? Explain various types and features. 13.State India's foreign exchange problems. 14.Explain : (a) (b) (c) Foreign traveller's cheque Import trust receipt UERS.

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DE3149
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. BANK MARKETING (Old and Revised w.e.f. 1999) Time : Three hours

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Maximum: 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. 1. State the objectives of marketing. 2. Explain the importance of customer in Bank Marketing. 3. What are Bank Products? 4. Write a brief note on Branch Expansion Policy in India. 5. Enumerate the pricing objectives. 6. What is Social Marketing? 7. Mention the need for motivation in Bank Marketing. 8. List out the advantages of training. PART B (4 15 = 60 marks) Answer any FOUR questions. 9. Explain the steps involved in marketing research. 10.What are the constraints in product development? 19

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11.Describe the factors to be considered in the selection of location for a bank branch. 12.How can price be fixed in Bank Marketing? 13.Enumerate the essentials of a good promotional mix. 14.Discuss the various training programmes available for bankers.

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DE 3150
DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION, MAY 2008. MERCHANT BANKING (1999 onwards) Time : Three hours

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Maximum : 100 marks

PART A (5 8 = 40 marks) Answer any FIVE questions. Each answer not to exceed 1 page. 1. Explain the role of a merchant banker. 2. What is Project Counseling? 3. Distinguish between a share and mutual fund unit. 4. What do you mean by listing of securities? 5. What is merger? Give its types. 6. Define CAPM. 7. What is factoring? Discuss its modus operande. 8. Explain the advantages of mutual funds. PART B (4 15 = 60 marks) Answer any FOUR questions. Each answer not to exceed 5 pages. 9. Explain the role of OTCEI. 21

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10.Define loan syndication and explain its scope. 11.Write an essay on the changing structure of Indian Capital Market. 12.Explain portfolio management. functions of portfolio managers. Describe various

13.Write the role of merchant bankers in mergers. 14.Define mutual fund and describe the various schemes.

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