June 8, 13 To: AUDIT AND EXAMINATION COMMITTEE Howard V. Rick Richardson (Chair) John D. Baker II Enrique Hernandez, Jr.

Federico F. Pea Susan G. Swenson RE: SEC VIOLATIONS; FRAUD; RISK and LEGAL Regulatory Compliance reference: Audit and Examination Committee Charter (PDF)* FROM: Marilyn E. Veincentotzs LOAN ref: 1100174097 WARNING: A Public Relations Nightmare is about to occur due to: WELLS FARGO NA, as Servicer, and in Conjunction With US BANK NA, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATE SERIES, 2006-2 HAVE COMMITTED a fraud. This Trust according to the SEC DOES NOT EXIST; yet, all of the above Entities have CONSPIRED to EVICT ME FROM MY HOME OF 20 YRS. And, in so doing have COMMITTED FRAUD UPON THE COURT and UPON any Investors who thought they may have invested in it, as well as USING THIS ERRONEOUS NON EXISTENT trust to STEAL MY HOME. Not only has Wells Fargo NA played a MAJOR ROLE in perpetrating this fraud but, there is an employee who was USED WITH OR WITHOUT HER CONSENT to Aide and abet this CRIMINAL ACTIVITY. This Employee ALLOWED WELLS FARGO NA TO USE HER NOTARY Seal to commit a FRAUD AND CRIME. Her Name is Wendy Al-Hammadi. And she lives in South Carolina. I have spoken to her; her signature was Authenticated on my Substitution of Trustee as a FORGED SIGNATURE by a Expert Document Examiner of 50 yrs experience; 20 yrs with the Police Dept. and who has examined over 44,000 signatures; testified in over 700 court cases and whose expertise is used routinely by courts in California. The court system is not in the business of protecting homeowners against banks committing fraud and stealing their homes. Therefore we are not relying upon the courts to conduct this outrage and fraud upon my home. We are taking it to the court of public opinion, the entire world via the internet; press releases, flyers in the areas of Wells Fargo

Neighborhoods where people who were targeted by Wells Fargo live, better known by Wells Fargo as MUDD PEOPLE WHO WERE GIVEN GHETTO LOANS. Conventional Efforts to ameliorate this obvious and blatant fraud have proved to be futile therefore we are taking the course most available. Wendy Al-Hammadi and the other Notary who ALLOWED HER NOTARY SEAL TO BE USED IN A FRAUD, lives in Texas and her name is Octavia Hegwood; they both are about to be more famous than LINDA GREEN AS SEEN ON 60 MINUTES. I know and understand what occurred with my loan from the time Leanne Miller was assigned to work with me in a loan modification which escalated my payments by $1,000. Even that was a fraud back in 2009. But, here we are in 2013 and only because I was evicted am I discovering that: 1. The Trust STEALING MY HOME DOES NOT EXIST 2. THE TWO DOCUMENTS recorded in the Norwalk recorders office ARE FORGED AND THE DOCUMENTS ARE VOID. 3. ALL ASSIGNMENTS, SUBSTITUTIONS PERFORMED BY US BANK AS TRUSTEE FOR A TRUST THAT DOES NOT EXIST ARE VOID. As of this moment the campaign to bring all of the above to the publics attention has begun. Press releases are being drawn up; flyers are being printed, T-shirts are being printed, phone trees are being notified, PENSION FUND managers are being notified, Potential and current Investors are being contacted, potential and current homeowners using or considering using Wells Fargo NA or US Bank NA, are being Warned. Frontline is being sent any and all information regarding the forgeries, the trust, etc. for consideration as possible follow up for the Untouchables which aired in January of this year. And, all of the politicians who enabled, empowered, backed and supported you are being notified of all of the actions which will be taken to expose their inactions which allowed fraud to reign unfettered by law, courts, judges, regulators due to the massive wealth of banks. We, homeowners have learned much over the course of these past four years that the only resources we have are ourselves. We now know how you perpetrated the fraud and where you failed in covering your lies, and your crimes. We Know. But, you have families, and friends and children who will be embarrassed that you even exist and that you ever worked for a bank which took great pleasure in raking in wealth from the misery of the masses. Shame on you. And, as for allowing or creating the culture where your employees felt it was okay to call people who look like me MUDD PEOPLE I understand how it happened after looking at all of your pictures; none of you, not one of

you is a MUDD Person. So, it is easy to allow that to happen with oversight intentionally on accident. The Greatest Shame is that because the SYSTEM has failed so many millions of hard working families, people have LOST FAITH and TRUST in not only GOVERNMENT but in BANKS. There was a time when I was able to go to my banker, pay my mortgage and know and trust the person who held my note. Now, that is no longer possible due to the greed to exponentially increase your wealth on the vapors of derivatives. Having read your CHARTER I am amazed at how such crimes as those committed against my home and me are tolerated by your stockholders, and your consciences. SONYA STARRY, of ASC or Wells Fargo NA Executive offices, has been the HANDLER FOR THE INVESTIGATION. Do you know her? Seems no one knows what the right or left hand is doing. By the way that was a clever move, with the OCC never admitting never denying and avoiding investigations!! I will forward this to Sonya Starry as well so that perhaps you can all get to know each other and share notes. Sincerely, Marilyn Veincentotzs

EXCERPT:

WELLS FARGO & COMPANY AUDIT AND EXAMINATION COMMITTEE CHARTER The purposes of the Committee are to assist the Board of Directors in fulfilling its responsibilities to oversee Company policies and management activities related to accounting and financial reporting, internal controls, auditing, operational risk and legal and regulatory compliance; the integrity of the Companys financial statements and the adequacy and reliability of disclosures to stockholders; and the qualifications and independence of the outside auditors and the performance of internal and outside auditors; to prepare the Committee report included in the Company's annual proxy statement in accordance with SEC rules; to perform the audit committee functions specified by 12 C.F.R. Part 363 for depository institution subsidiaries of the Company; to perform the functions of a fiduciary audit committee required by 12 C.F.R. 9.9 for national bank subsidiaries of the Company that have fiduciary powers; and to oversee reputation risk related to the Committees responsibilities described in this Charter. In fulfilling its oversight role, the Committee provides a vehicle for communication between the directors and the outside auditors, the internal auditors, financial management and the Operational Risk Group, and establishes a forum for an open exchange of views and information. The Committee will meet periodically with management, the internal auditors, and the outside auditors in separate executive sessions. The outside auditors shall report directly to the Committee.

1.

Review disclosures to the Committee by the CEO and CFO during their certification of the Company's Forms 10-K and 10-Q regarding any significant deficiencies or material weaknesses in the design or operation of internal controls over financial reporting and any fraud involving any employees who have a significant role in the Company's internal controls over financial reporting. Discuss any issues deemed significant by the outside auditors related to the Companys financial results prior to the filing of the Companys Forms 10-K and 10-Q. Resolve any disagreements between management and the outside auditors regarding financial reporting. Appropriate Response. Determine that appropriate actions have been taken to resolve matters reported to the Committee that in the Committees judgment could materially jeopardize the Companys financial condition, results of operations and accuracy of the Company's financial statements, such as unacceptable control conditions, deviations from policy, high uninsured risks, non-compliance with federal and state laws, and legal actions.
3.

2.

. Obtain from the outside auditors assurance that the audit was conducted in a manner consistent with Section 10A of the Securities Exchange Act of 1934 (15 U.S.C. 78j-1). To the extent deemed necessary or appropriate by the Committee, discuss with the outside auditors any communications between the audit team and the firm's national office respecting auditing or accounting issues presented by the engagement as well as matters of audit quality and consistency.

4. Compliance and Operational Risk Management Oversight. Review at least quarterly with the head of the Operational Risk Group relevant enterprise-wide compliance and

operational risk management programs, the general condition of compliance and operational risk management in the Company, common issues across business lines, significant pending laws and regulations, significant violations of statutes and regulations (including those relating to safety and soundness) with corrective actions and schedules for resolution, the reputation risks of significant compliance exposures and other high- risk concerns. Review as necessary with responsible line management the schedule for resolving any compliance or operational risk issues not satisfactorily resolved by management. The head of the Operational Risk Group shall notify the Committee chair of significant regulatory issues that arise between Committee meetings. Review annually, at the level of both business line and enterprise, the compliance and operational 5. Company Policies. Approve the Company's hiring policies regarding employees and former employees of the outside auditors, and review significant audit and compliance policies and significant updates at least annually. Discuss significant changes in and significant exceptions to the Companys policies related to: Processes for risk assessment and management, including business continuity planning; Internal controls; Compliance; Operational risk;

Accounting, auditing and financial reporting; and Ethical behavior of employees.

6. Committee Report. Include in the Companys annual proxy statement the Committee report required by the rules of the Securities and Exchange Commission. 7. Bank Audit Committee. Perform the audit committee functions specified by 12 C.F.R. Part 363 for depository institution subsidiaries of the Company and act as a fiduciary audit committee in accordance with 12 C.F.R. 9.9 on behalf of the national bank subsidiaries of the Company that have fiduciary powers.