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INSIDE THIS ISSUE:

Carry a Better Card

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Congratulations to our Graduates

Get “Jolly” in July Holiday Closings

You Can Never Have To Many Toys

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Avoid Dormant Account Fees & Escheatments

• • • ] Avoid Dormant Account Fees & Escheatments Get “Jolly” in July! It’s never

Get “Jolly” in July!

It’s never too early to start preparing for the next holiday season, so Sea Air Federal Credit Union is making sure it’s easy as ever for you to get started today. Our Christmas Club Account is an excellent way to prepare for all that holiday shopping—right now! Stop by to ask about opening an account of your own, and be sure to ask about scheduling convenient automatic transfers too!

to ask about scheduling convenient automatic transfers too! 57644-Carrier-0613 July 2013 www.seaairfcu.org - Rates as

57644-Carrier-0613

July 2013 www.seaairfcu.org

too! 57644-Carrier-0613 July 2013 www.seaairfcu.org - Rates as low as 10.9% -No annual fee -Worldwide acceptance
too! 57644-Carrier-0613 July 2013 www.seaairfcu.org - Rates as low as 10.9% -No annual fee -Worldwide acceptance
too! 57644-Carrier-0613 July 2013 www.seaairfcu.org - Rates as low as 10.9% -No annual fee -Worldwide acceptance
too! 57644-Carrier-0613 July 2013 www.seaairfcu.org - Rates as low as 10.9% -No annual fee -Worldwide acceptance

-Rates as low as 10.9% -No annual fee -Worldwide acceptance -Friendly, personal service -And more!

Carry the best—carry a VISA from Sea Air FCU.

-And more! Carry the best—carry a VISA from Sea Air FCU. When it comes to selecting

When it comes to selecting a credit card, there’s only one that makes sense. The VISA

from Sea Air Federal Credit Union features more than just a great, low rate. It also features:

Stop by the Credit Union for more information or to apply today.

by the Credit Union for more information or to apply today. Congratulations to our Graduates! Whether

Congratulations to our Graduates!

Whether you have plans to embark on a post-graduation voyage, prepare for college, or begin your new career, graduating from high school is when the real adventure begins. The world is a bold and exciting place, and sometimes, it can even be a little intimidating. But Sea Air FCU wants you to know that we’re here to help you make your new start a smooth start.

From vehicle loans and personal loans to checking accounts and savings accounts, we have the financial tools and services you need in order to face whatever life brings. Just give us a call or stop by the Credit Union for all the details about our exclusive products and services for high school and college students.

You Can Never Have Too Many Toys!

Do your summer plans need a little excitement?

There’s no better way to liven things up than with a new toy. From boats and jet skis to motorcycles and RVs, Sea Air Federal Credit Union has the right Toy Loan for you.

RATES AS LOW AS

4.50% APR *

Terms up to 144 months

With our quick and easy pre-approval, the hardest part will be deciding which toy to buy. Apply online at www.seaairfcu.org or in person at your local credit union office.

* APR = Annual Percentage Rate. Quoted rate is the lowest available rate. Your rate will be based on your credit history and may be higher. Rates and terms subject to change without notice. Payment example: $1,000 at 4.50% for 24 months = $44.00 per month.

Are You Moving? Please let us know your new address to avoid a “Return Mail
Are You
Moving?
Please let us know your new
address to avoid a “Return Mail
FEE” of $5.00 for each piece of
returned mail.
Holiday Holiday Closings Closings Independence Independence Day Day Thursday, Thursday, July July 4, 4, 2013
Holiday Holiday
Closings Closings
Independence Independence Day Day
Thursday, Thursday, July July 4, 4, 2013 2013
Labor Labor Day Day
Monday, Monday, September September 2, 2, 2013 2013
Columbus Columbus Day Day
Monday, Monday, October October 14, 14, 2013 2013
Day Day Monday, Monday, October October 14, 14, 2013 2013 MAIN OFFICE Naval Weapons Station 800
Day Day Monday, Monday, October October 14, 14, 2013 2013 MAIN OFFICE Naval Weapons Station 800

MAIN OFFICE Naval Weapons Station 800 Seal Beach Blvd., Bldg. 12 Seal Beach, CA 90740 888/732-2471 • 562/430-3921 fax

Hours: Monday-Friday 9:30am - 4:30pm

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MAILING ADDRESS P.O. Box 2648 Seal Beach, CA 90740

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Avoid Dormant Account Fees & Escheatments

If you have an account with Sea Air Federal Credit Union that has had no activity in the last 2 years, a dormant account fee of $7.50 per year will be assessed. To avoid dormant account fees, make a deposit at least once a year or have some other type of activity on your account during the year. Likewise, regardless of the amount in the account, all financial institutions are required by law to “escheat” inactive accounts. In this case, we will send members a notice at least 6 months before the account is escheated (for accounts with balances of $50.00 or more). A $2.00 fee will be debited from each account. Members can avoid this fee and potential escheatment of their accounts by making a small deposit or withdrawal every year.

It is in your best interest to avoid inactivity by keeping in touch with us so that we may better serve your financial needs. Remember, if you are moving, let us know your updated information. Returned mail will be assessed a $5.00 fee per piece. Be sure to keep in touch with us to avoid unnecessary fees.

* Escheatable accounts are defined as accounts that have had no activity or contact from the member in the past three years. These accounts are escheated to the State Controller’s Office of Unclaimed Property.

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Sea Air Federal Credit Union

CORONA BRANCH 1999 4th St., Bldg. 808 Norco, CA 92860 888/732-2471 • 951/273-4659 fax

Hours: M, T, Th, F 9:30am - 2:00pm

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LOS ALAMITOS BRANCH 11210 Lexington Ave. Los Alamitos, CA 90720 562/719.0280 • 888/732-2471 • 562/594-5917 fax Hours: Monday-Friday 9:30am - 4:30pm Saturday 9:00am - 2:00pm

TOLL-FREE NUMBERS Main 888/732.2471 Audio Response 877/676.1667 24/7 Lending Center 800/853.2578

www.seaairfcu.org

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