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** Provided the policy is in force

##

Depends on company performance

For complete details please contact our Insurance advisor or visit Tata AIA Lifes nearest branch office or call 1-860-266-9966 (facility available from all mobile and landlines wherein local charges would apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE to 58888

Unique Reference No.:L&C/Advt/2012/Jun/139

^Guaranteed Annual Cash Payment** of 5% of Sum Assured from the 10th policy anniversary onwards. Non-guaranteed Annual Cash Dividends## from the 6th policy anniversary onwards.

UIN:110N029V01

PRBR00749/NL

^ kindly refer to the last page

Riders available:
Tata AIA Life 5 Year Renewable Term Rider (UIN: 110C009V01) In case of unfortunate death of the insured, while the policy is in force & before the maturity date, his/ her nominee will get the rider sum assured Tata AIA Life 10/15/20/25 Years Term Rider (UIN: 110C008V01) In case of unfortunate death of the insured, while the policy is in force & before the maturity date, his/ her nominee will get the rider sum assured Tata AIA Life Term to Age 60 Rider (UIN: 110C007V01) In case of unfortunate death of the insured, while the policy is in force & before the maturity date, his/ her nominee will get the rider sum assured Tata AIA Life Accidental Death Benefit (ADB) Rider (UIN: 110C003V01) # The rider provides for an additional benefit amount equivalent to the Tata AIA Life Accidental Death Benefit Rider sum assured purchased, in case of death due to an accident. Tata AIA Life Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110C004V01) # This coverage includes an accidental death benefit equal to the Tata AIA Life Accidental Death and Dismemberment Rider sum assured purchased and percentages of the rider sum assured as per schedule of benefits is payable in case of accidental dismemberment or severe burns. A double indemnity is payable for certain accidental deaths as described in the policy contract. Tata AIA Life Accidental Death and Dismemberment (Short Scale) (ADDS) Rider (UIN: 110C005V01) # This coverage includes an accidental death benefit equal to the Tata AIA Life Accidental Death and Dismemberment Rider sum assured purchased and percentages of the rider sum assured as per schedule of benefits is payable in case of accidental dismemberment.
# ADDL and ADDS or ADDL and ADB cannot be opted for, together.

Tata AIA Life Critical Illness Lump Sum Benefit Rider (UIN: 110C012V01) In case you are diagnosed with a critical illness, or need surgery, this benefit provides you with a lump sum amount. The benefit covers 6 critical illnesses as specified (Cancer, Stroke, Heart Attack, Coronary Bypass Surgery, Chronic Renal Failure, Major Organ Transplant) Tata AIA Life Critical Illness Accelerated Benefit Rider (UIN: 110C013V01) In case you are diagnosed with a critical illness, or need surgery, this benefit provides you with a lump sum amount. The basic policys sum assured will be reduced by the sum assured of this rider after such a claim payment. The benefit covers 6 critical illnesses as specified (Cancer, Stroke, Heart Attack, Coronary Bypass Surgery, Chronic Renal Failure, Major Organ Transplant) Tata AIA Life Waiver of Premium Rider (UIN: 110B001V01) In case the insured of the basic policy becomes disabled before he or she reaches age 60, all the future premiums of the basic policy and this rider will be waived up to maturity of the basic policy or until the insured reaches age 60, whichever is earlier. Tata AIA Life Payor Benefit Rider (UIN: 110C002V01) In case of your unfortunate death or disability, all the future payments for the policy upto the expiry of the Tata AIA Life Payor Benefit Rider will be waived off by us.
For details on riders refer our website www.tataaia.com

Policy Loan is available.

If you are not satisfied with the terms & conditions/ features of the policy, you have the right to cancel the Policy by providing written notice to the Company and receive a refund of all premiums paid without interest after deducting a) Proportionate risk premium for the period on cover, b) Stamp duty and medical examination costs which have been incurred for issuing the Policy. Such notice must be signed by you and received directly by the Company within 15 days from the date of receipt of the policy document. The said period of 15 days shall stand extended to 30 days, if the policy is sourced through distance marketing mode.

You are eligible for tax benefits as per current tax laws.
*Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons and AIA Group Limited (AIA). Tata AIA Life combines Tatas pre-eminent leadership position in India and AIAs presence as the largest, independent listed pan-Asia life insurance group in the world spanning 15 markets in Asia Pacific. Tata Sons holds a majority stake (74%) in the company and AIA holds 26% through an AIA Group company. Tata AIA Life Insurance Company Limited was licensed to operate in India on February 12, 2001 and started operations on April 1, 2001.

Nomination and Assignment As per Section 39 of the Insurance Act, 1938, you may nominate a person as the Nominee and where the nominee is a minor, you are required to appoint an Appointee by giving a written notice in prescribed format to the Company. Such nomination is valid only if recorded by the Company and endorsed on this policy. As per Section 38 of the Insurance Act, 1938 you may also assign this policy by giving a written notice in prescribed format to the company, before the maturity of the policy. Assignment of policy shall automatically cancel a nomination.

Insurance cover is available under this product.