Академический Документы
Профессиональный Документы
Культура Документы
=
UNIDAD DE
MEDIDA
Hs.
Hs.
Hs.
U.S.$ / Hs.
Kg.
Hora
Hora
Hora
Hora / Mq
Hora / Mq
Hora / Mq
Hora / Mq
Hora
Hora
Hora
Hora / Mq
Hora / Mq
Hora / Mq
Hora / Mq
Surcado
Motocultor
Marcacin
Carguo
Desaporque
Rastrillo
Aporque
Capital de Trabajo
meses
Agua
m3
G. Vacuno
Kg
Humus
Kg
Urea
Saco de 50kg
S/
55.67
Kg
Fosfato diamnico
Saco de 50kg
S/
86.33
Kg
Cloruro de potasio
Saco de 50kg
S/
97.50
Kg
Acido Fosfrico
Kg
Semilla
Kg
Fetrilon Combi
Kg
Micromix
Kg
Homai
Kg
Orthene
Kg
Dipterex
Kg
* Dithane
* Azufre PM
* Javelin
Saco de 50 kg
S/
75.00
Lt
Kg
Kg
* Folicur
* Agrotin
* Roundup
* Carrier
Cloruro de potasio
Folque
Kocide
Select
Suni-8
Antracol
Kg
Lt
Lt
Lt
Saco de 50Kg
* Poza de sedimentacin
* 6 Km de cortinas rompevientos
* 6 Km de caminos enfaginados
* Obras civiles
* (2) viviendas rsticas
* Ramadas y lozas
*
*
*
*
*
*
*
Bomba de Agua
Atomizadores
Mochila fumigadoras
Camioneta usada doble traccin
Camin de 4 TM.
Sistema de cmputo
Equipo de Radio (Handy Yaesu)
S/
97.50
Kg
Kg
Kg
Lt.
Lt.
Lt.
Instalacin
Instalacin
Instalacin
Instalacin
Instalacin
Instalacin
Unidad
Unidad
Unidad
Unidad
Unidad
Unidad
Unidad
* Muebles y Enseres
* Herramientas y utensilios
Administrador - Contador
Asist. Cmputo
Almacenero-Planillero
Chofer
Ing. Campo
Asist. Campo
Jefe de cosecha
Supervisor
Sueldo mensual
Sueldo mensual
Sueldo mensual
Sueldo mensual
Sueldo mensual
Sueldo mensual
Sueldo mensual
Sueldo mensual
Asesora legal
Utiles impresos fotocopias
Telfonos celulares
Combustible y mantenimiento de camioneta
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Peaje y mantimiento
Alimentacin-Movilidad
Gastos varios
Gastos notariales por incremento de capital
Predios Consejo Provincial
Seguros de activos contra todo riesgo
Mantenimiento equipo radio de comunicacin
Auditora externa
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Alimentacin - Movilidad
Asesora de suelos
Asesora de fitosanidad
Utiles impresos fotocopias
Gastos camin
Gastos de post-cosecha
varios
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Gasto mensual
Area :
B. Propuesta N 2
Sistema Ingls
TIPONET S.A.
Total de Equipo de riego
Costo desaduanaje
95,657.0
14,302.0
40,159.0
Cabezal de riego mas inyector
fertilizantes TMB-600
TMB-600
PREDILECTA S.A.
Bomba centrfuga
2,360.0
Cabezal de riego ms
inyector fertilizantes
TMB-600
19,482.0
T O T A L
COSTO POR HECTAREA
$ 171,960.0
$ 3,016.84
PREDILECTA S.A.
Bomba Centrfuga
T O T A L
COSTO POR HECTAREA
07
aos
Perodo de pago
Cantidad de Trimestres
Plazo de Perodo de pago
Perodo de gracia
que hay en un ao
Trimestres
4
28
2
8
6.10%
Trimestres
Trimestres
aos
Trimestres
Financiamiento de Cofide
Mediante su Programa de Crdito Global para la Pequea y Mediana Empresa (PROPEMCAF).
Se financiar mediante un Banco Intermediario. Este ser el Banco De Crdito del Per.
Plazo total en aos
Perodo de pago
Cantidad de Trimestres
Plazo de Perodo de pago
Perodo de gracia
Tasa anual
que hay en un ao
5
Trimestres
4
20
1.5
6
18.25%
aos
Trimestres
Trimestres
aos
Trimestres
2.82
S/.
/ Dlar
U.S. $
60.00
5.23
57.00
$
3,500.00
S/
2.4321
0.6000
S/
10.00
3.55
S/
S/
S/
S/
S/
S/
S/
S/
S/
S/
S/
S/
S/
S/
40.00
255.00
40.00
50.00
50.00
40.00
40.00
80.00
35.00
40.00
40.00
40.00
40.00
40.00
$
$
$
$
$
$
$
$
$
$
$
$
$
$
14.18
90.43
14.18
17.73
17.73
14.18
14.18
28.37
12.41
14.18
14.18
14.18
14.18
14.18
15.0
S/ 0.078250
S/
0.051
S/
0.070
S/
1.113
S/
1.727
S/
1.950
S/
2.880
S/ 2,786.827
S/
70.000
S/
35.056
S/
97.000
S/
105.168
S/
68.000
$
$
$
$
$
$
$
$
$
$
$
$
$
0.02775
0.01798
0.02497
0.39482
0.61227
0.69149
1.02113
988.23645
24.82270
12.43121
34.39716
37.29362
24.11348
S/
S/
S/
$
$
$
8.51064
0.53191
65.53288
24.00
1.50
184.80
S/
S/
S/
S/
225.36
11.55
45.23
15.02
$
$
$
$
79.91489
4.09564
16.03759
5.32766
S/
S/
S/
S/
S/
S/
1.95
30.05
28.81
244.14
230.37
24.50
$
$
$
$
$
$
0.69149
10.65721
10.21512
86.57447
81.69078
8.68794
$
$
$
$
$
$
6,500.00
6,000.00
3,000.00
5,000.00
3,000.00
1,000.00
$
$
$
$
$
$
$
3,235.00
640.00
250.00
6,000.00
30,000.00
2,000.00
1,500.00
$
$
2,900.00
2,196.00
$
$
$
1,000.00
2,000.00
2,000.00
$
$
$
$
$
$
$
$
886.52
390.07
248.23
159.57
602.84
390.07
283.69
230.50
$
$
$
$
85.00
35.00
80.00
250.00
S/
2,500.00
S/
1,100.00
S/
700.00
S/
450.00
S/
1,700.00
S/
1,100.00
S/
800.00
S/
650.00
57.00
$
$
$
$
$
$
$
$
50.00
120.00
50.00
15.00
30.00
125.00
50.00
45.00
$
$
$
$
$
$
$
100.00
75.00
75.00
20.00
405.00
75.00
50.00
Hs.
. Propuesta N 2
Sistema Ingls
135,454.00
43,281.00
18,482.00
2,360.00
$
$
199,577.00
3,501.35
UNIDAD DE MEDIDA
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Aplicacin de guano
Riego
Aplicacin MPK
Aplicacin fitosanitaria
Aplicacin foliar
Deshierbo
Chapodo
Tractorista
Cosecha
Recojo (acopio)
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
Jornal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
5.18
5.18
5.18
5.18
5.18
5.18
5.18
3.71
3.71
3.71
3.71
3.71
3.71
3.71
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
3.71
3.71
3.71
3.71
3.71
3.71
3.71
3.71
3.71
3.71
3.71
5.18
5.18
5.18
5.18
5.18
5.18
$
$
$
$
$
$
$
$
$
$
5.18
5.18
5.18
5.18
5.18
5.18
5.18
5.18
5.18
5.18
INVERSION
1. INVERSION FIJA
1.1 INVERSION FIJA TANGIBLE
* TERRENO
El terreno estar localizada en el distrito de Vir. El requerimiento de terreno ser de
60 hectreas, cuyo valor se estima en $3,500 por hectrea lo que hace un valor
total de $210000 .
* INFRAESTRUCTURA E INSTALACION
Cuadro N 1
Preparacin de suelo: Maquinaria Agrcola alquilada de
60
Has.
REQUERIMIENTO POR Hs.
DETALLE
UND.
S/.
2.82
/ Dlar
CANT.
PRECIO
COSTO
./Has
./Has.
TOTAL
$
Horas
14.18
42.55
2,553.19
Horas
14.18 28.36879
1,702.13
Horas
90.43 452.1277
27,127.66
31,382.98
3,138.30
34,521.28
Cuadro N 2
5.23 Hs. de Almacigo Variedad US-157-F1
REQUERIMIENTO POR Hs.
Instalacin de
DETALLE
UND.
CANT.
PRECIO
COSTO
./Has
./Has.
TOTAL
$
1. MAQUINARIA
Killifer
Hr./Mq
2.00
17.7305
35.5
185.46
Gradeo
Hr./Mq
2.00
17.7305
35.5
185.46
Nivelacin
Hr./Mq
2.00
14.1844
28.4
148.37
Rayado
Hr./Mq
2.00
14.1844
28.4
148.37
2. SIEMBRA
Abonamiento de ganado vacuno
Jornal
Riego
M3
6.00
4.9053
29.4
153.93
2,000.00
0.0277
55.5
Pasada mula
Jornal
290.25
6.00
4.9053
29.4
Riego
153.93
M3
850.00
0.0277
23.6
123.35
G. Vacuno
Kg
20,000.00
0.0180
359.6
1,880.80
Humus
Kg
5,000.00
0.0250
124.9
653.05
Urea
Kg
456.00
0.3948
180.0
941.60
Fosfato diamnico
Kg
152.00
0.6123
93.1
486.73
Cloruro de potasio
Kg
200.00
0.6915
138.3
723.30
Acido Fosfrico
Kg
140.00
1.0211
143.0
747.67
Semilla
Kg
8.00
988.2365
7,905.9
41,347.81
Marcado
Jornal
6.00
4.9053
29.4
153.93
Siembra de semilla
Jornal
12.00
4.9053
58.9
307.86
3. CULTIVO
Riego
M3
105.00
0.0277
2.9
15.24
Riego
M3
1,350.00
0.0277
37.5
195.92
Riego
M3
1,350.00
0.0277
37.5
195.92
Control fitosanitario
Jornal
6.00
4.9053
29.4
153.93
Desyerbo
Jornal
6.00
4.9053
29.4
153.93
Riego
M3
1,350.00
0.0277
37.5
195.92
Riego
M3
1,350.00
0.0277
37.5
195.92
Riego
M3
1,350.00
0.0277
37.5
195.92
Fetrilon Combi
Kg
1.50
24.8227
37.2
194.73
This Micromix
Kg
1.50
12.4312
18.6
97.52
Homai
Kg
0.50
34.3972
17.2
89.95
Orthene
Kg
0.50
37.2936
18.6
97.52
Dipterex
Kg
0.50
24.1135
12.1
63.06
Cosecha
Jornal
150.00
4.9053
735.8
3,848.22
54,325.56
5,432.56
59,758.12
4. COSECHA
SUB - TOTAL
IMPREVISTOS (10%)
TOTAL
** Tipo de Cambio:
S/.
2.82
/ Dlar
Cuadro N 3
Instalacin de Equipo de riego por goteo para
57.00
Hs. de Esprragos
REQUERIMIENTO POR Hs.
DETALLE
UND.
CANT.
PRECIO
COSTO
./Has
$
./Has.
TOTAL
$
Excavado de zanjas
Jornal
20.0
4.9053 98.106383
5592.06383
Jornal
1.0
4.9053 4.9053191
279.6031915
Jornal
1.0
4.9053 4.9053191
279.6031915
Jornal
3.0
4.9053 14.715957
838.8095745
Colocacin de vlvulas.
Jornal
1.0
4.9053 4.9053191
279.6031915
Jornal
2.0
4.9053 9.8106383
559.206383
Jornal
1.0
4.9053 4.9053191
279.6031915
Jornal
8.0
4.9053 39.242553
2236.825532
Horas
0.5
14.1843972 7.0921986
404.2553191
Jornal
0.5
4.9053 2.4526596
139.8015957
10,889.38
11,978.31
secundarias y portalneas.
SUB - TOTAL
IMPREVISTOS (10%)
TOTAL
** Tipo de Cambio:
S/.
2.82
1,088.94
/ Dlar
Cuadro N 4
Costos de Infraestructura e Instalacin
DETALLE
COSTOS
U.S.$
* MAQUINARIA Y EQUIPO
34,521.28
59,758.12
11,978.31
6,500.00
6,000.00
3,000.00
5,000.00
3,000.00
1,000.00
130,757.71
Cuadro N 5
Area :
57.00 Hs.
B. PROPUESTA N 02
Sistema Ingls
TIPONET S.A.
95,657.00
14,302.00
135,454.00
43,281.00
18,482.00
2,360.00
199,577.00
3,501.35
40,159.00
PREDILECTA S.A.
Bomba centrfuga
2,360.00
Cabezal de riego ms
inyector fertilizantes
TMB-600
19,482.00
T O T A L
171,960.00
3,016.84
PREDILECTA S.A.
Bomba Centrfuga
T O T A L
COSTO POR HECTAREA
Cuadro N 6
Costos de Maquinaria y Equipo
DETALLE
Cantidad
Costo Unitario
Costo Total
U.S.$
*
*
*
*
*
*
*
*
--
01
04
04
01
01
01
--
U.S.$
--
3,235.00
640.00
250.00
6,000.00
30,000.00
2,000.00
* Muebles y Enseres
* Herramientas y utensilios
T O T A L
171,960.00
3,235.00
2,560.00
1,000.00
6,000.00
30,000.00
2,000.00
1,500.00
2,900.00
2,196.00
223,351.00
Cuadro N 07
Gastos de Inversin Fija Intangible
DETALLE
COSTO
U.S.$
1,000.00
2,000.00
2,000.00
T O T A L
5,000.00
2. CAPITAL DE TRABAJO
Se
realizar
en 15
Cuadro N 08
Preparacin de suelo para siembra: Maquinaria agrcola alquilada
REQUERIMIENTO POR Hs.
DETALLE
UND.
CANT.
PRECIO
COSTO
./Has.
./Has
1. Surcado
2. Motocultor
3. Marcacin
Horas
2.50
28.3688
70.92
4,042.55
Horas
5.00
12.4113
62.06
3,537.23
Horas
2.50
14.1844
35.46
2,021.28
9,601.06
960.11
10,561.17
SUB - TOTAL
IMPREVISTOS (10%)
TOTAL
Insumos :
Abonos,
Fertilizantes,
TOTAL
$
Cuadro N 09
Agroqumicos y
agua
de
57.00
Hs.
UND.
CANT.
./Has
* Guano vacuno
* Humus
* Fosfato diamnico
* Cloruro de potasio
* Urea
* Agua
* Dithane
* Azufre PM
* Fetrilom Combi
* Micromix
* Javelin
* Folicur
* Agrotin
* Roundup
* Carrier
PRECIO
COSTO
./Has.
Kg
0.02
0.0180
0.00
0.02
Kg
5,000.00
0.0250
124.87
7,117.42
Kg
545.00
0.6123
333.69
19,020.15
Kg
385.00
0.6915
266.22
15,174.73
Kg
545.00
0.3948
215.18
12,265.17
M3
12,240.00
0.0277
339.64
19,359.38
Lt
2.00
8.5106
17.02
970.21
Kg
10.00
0.5319
5.32
303.19
Kg
2.00
24.8227
49.65
2,829.79
Kg
2.00
12.4312
24.86
1,417.16
Kg
0.50
65.5329
32.77
1,867.69
Kg
0.40
79.9149
31.97
1,822.06
Lt
0.40
4.0956
1.64
93.38
Lt
0.80
16.0376
12.83
731.31
Lt
0.40
5.3277
2.13
121.47
83,093.14
8,309.31
91,402.45
SUB - TOTAL
IMPREVISTOS (10%)
TOTAL
Mano de Obra:
Siembra
TOTAL
$
Cuadro N 10
Mantenimiento 1 Campaa
de
57.00
REQUERIMIENTO POR Hs.
Hs.
TOTAL
DETALLE
UND.
SIEMBRA
Mov. Mangueras en marcacin
Mov. Mangueras en surcado
Ahondada
Aplicacin guano
Aplicacin humus
Tapado de guano
Preparacin mezcla PK
Aplicacin mezcla PK
Operacin Motocultor
Apisionado c/rodillo
Marcacin c/ruedas
Colocacin humus
Colocacin corona
Tapado de corona
MANTENIMIENTO CULTIVO
Mov. Mangueras para riego
Primer deshierbo
Segundo deshierbo
Tercer deshierbo
Regador de goteo
1 aplicacin foliar y/o pesticida
2 aplicacin foliar y/o pesticida
3 aplicacin foliar y/o pesticida
Chafodo
Cosecha
CANT.
PRECIO
COSTO
./Has
./Has.
Jornal
0.61
4.9053
3.0
Jornal
1.33
4.9053
6.5
371.87
Jornal
46.00
4.9053
225.6
12,861.75
Jornal
16.00
4.9053
78.5
4,473.65
Jornal
4.00
4.9053
19.6
1,118.41
Jornal
2.00
4.9053
9.8
559.21
Jornal
0.70
4.9053
3.4
195.72
Jornal
0.80
4.9053
3.9
223.68
Jornal
1.00
4.9053
4.9
279.60
Jornal
2.00
4.9053
9.8
559.21
Jornal
1.00
4.9053
4.9
279.60
Jornal
5.00
4.9053
24.5
1,398.02
Jornal
5.00
4.9053
24.5
1,398.02
Jornal
5.00
4.9053
24.5
1,398.02
Jornal
4.00
4.9053
19.6
1,118.41
Jornal
8.00
4.9053
39.2
2,236.83
Jornal
8.00
4.9053
39.2
2,236.83
Jornal
5.00
4.9053
24.5
1,398.02
Jornal
12.00
4.9053
58.9
3,355.24
Jornal
1.50
4.9053
7.4
419.40
Jornal
2.00
4.9053
9.8
559.21
Jornal
2.00
4.9053
9.8
559.21
Jornal
20.00
4.9053
98.1
5,592.06
Jornal
60.00
4.9053
294.3
16,776.19
59,538.70
5,953.87
65,492.57
SUB - TOTAL
IMPREVISTOS (10%)
TOTAL
Costo Jornal
D E T A L L E
=
=
=
=
=
=
4.00%
8.33%
8.33%
16.67%
0.33%
0.67%
38.33%
4.91
Cuadro N 11
Sueldos Personal Empleado (Mensual)
BASICO
LEYES
U.S.$
SOCIALES
TOTAL
U.S.$
170.56
38.33%
ADMINISTRACION
Administrador - Contador
Asist. Cmputo
Almacenero-Planillero
Chofer
TOTAL
886.52
390.07
248.23
159.57
1,684.40
339.80
149.51
95.15
61.16
645.63
1,226.33
539.59
343.37
220.74
2,330.03
PRODUCCION
Ing. Campo
Asist. Campo
Jefe de cosecha
01 Supervisor
TOTAL
602.84
390.07
283.69
230.50
1,507.09
231.07
149.51
108.74
88.35
577.67
833.90
539.59
392.43
318.85
2,084.76
Cuadro N 12
Gastos de Administracin
D E T A L L E
MENSUAL
15
U.S.$
2,330.03
85.00
35.00
80.00
250.00
50.00
120.00
50.00
15.00
30.00
125.00
50.00
45.00
MESES
U.S.$
34,950.40
1,275.00
525.00
1,200.00
3,750.00
750.00
1,800.00
750.00
225.00
450.00
1,875.00
750.00
675.00
T O T A L
48,975.40
Cuadro N 13
Gastos de Produccin
D E T A L L E
Sueldos con leyes sociales
Alimentacin - Movilidad
Asesora de suelos
Asesora de fitosanidad
Utiles impresos fotocopias
Gastos camin
Gastos de post-cosecha
varios
T O T A L
MENSUAL
U.S.$
2,084.76
100.00
75.00
75.00
20.00
405.00
75.00
50.00
15
MESES
U.S.$
31,271.41
1,500.00
1,125.00
1,125.00
300.00
6,075.00
1,125.00
750.00
43,271.41
Cuadro N 14
Estructura de la Inversin Total
D E S C R I P C I O N
M O N T O
U. S. $
1. Inversin Fija
A. Inversion Fija Tangible
Terrenos
Infraestructura e Instalacin
Maquinaria y Equipo
569,108.71
564,108.71
210,000.00
130,757.71
223,351.00
5,000.00
2. Capital de Trabajo
Preparacin de suelo para siembra
Insumos
Mano de Obra
Gastos de Administracin
Gastos de produccin
T O T A L
D E
L A
259,703.00
10,561.17
91,402.45
65,492.57
48,975.40
43,271.41
I N V E R S I O N
F I N A N C I A M I E N T O, C O S T O S E I N G R E S O S
FUENTES DE FINANCIAMIENTO
$ 828,811.71
* CREDITO EXTERNO
Su tasa anual ser: Tasa Libor + 2%
. + 2%
6.10%
2.1% , con periodo de
con el sistema de
07
cuota
* CREDITO COFIDE
Su tasa anual ser:18% , con periodo de
con el sistema de
5
cuota
Externa
Cofide
Propio
T O T A L
D E S C R I P C I O N
1. Inversin Fija
A. Inversion Fija Tangible
Terrenos
Infraestructura e Instalacin
Maquinaria y Equipo
aos
1.5
aos
Trimestres
Cuadro N 15
Cuadro de aportes de crdito
% DE
PARTICIPACION
20.27%
54.31%
25.42%
100.00%
F U E N T E S
Trimestres
$
$
$
$
INVERSION
U.S.$
168,000.00
450,127.77
210,683.94
828,811.71
Cuadro N 16
Estructura General de Aportes
MONTO
APORTE PROPIO APORT. EXTERNO
U.S.$
U.S.$
U.S.$
COFIDE
U.S.$
210,000.00
130,757.71
223,351.00
42,000.00
35,643.68
60,883.99
5,000.00
1,362.97
3,637.03
2. Capital de Trabajo
259,703.00
70,793.30
188,909.70
T O T A L
828,811.71
210,683.94
U. S. $
:
07
aos
: Trimestres
168,000.00
95,114.03
162,467.01
168,000.00
450,127.77
Periodo
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
: 28
Trimestres
:
8
Trimestres
:
20
Trimestres
:
2.1%
:
0.51%
: $
168,000.00
: $
8,858.26
Principal
168,000.00
168,000.00
168,000.00
168,000.00
168,000.00
168,000.00
168,000.00
168,000.00
168,000.00
160,000.75
151,960.59
143,879.33
135,756.74
127,592.63
119,386.76
111,138.94
102,848.95
94,516.57
86,141.59
77,723.78
69,262.93
60,758.82
52,211.23
43,619.93
34,984.70
26,305.32
17,581.56
8,813.20
Inters
859.01
859.01
859.01
859.01
859.01
859.01
859.01
859.01
859.01
818.11
777.00
735.68
694.14
652.40
610.44
568.27
525.88
483.28
440.45
397.41
354.15
310.67
266.96
223.04
178.88
134.50
89.90
45.06
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Amortizacin
7,999.25
8,040.15
8,081.26
8,122.59
8,164.12
8,205.86
8,247.82
8,289.99
8,332.38
8,374.98
8,417.81
8,460.85
8,504.11
8,547.59
8,591.30
8,635.23
8,679.38
8,723.76
8,768.36
8,813.20
Couta
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
859.01
859.01
859.01
859.01
859.01
859.01
859.01
859.01
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
8,858.26
Financiamiento de Cofide
Mediante su Programa de Crdito Global para la Pequea y Mediana Empresa (PROPEMCAF).
Se financiar mediante un Banco Intermediario. Este ser el Banco De Crdito del Per.
Plazo total
aos
Perodo de pago
Plazo de perodo de pago
Perodo de gracia
N de cuotas
Inters anual efectivo
Inters Trimestral
Monto
Cuota
Periodo
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Principal
450,127.77
450,127.77
450,127.77
450,127.77
450,127.77
450,127.77
450,127.77
425,988.37
400,815.85
374,565.99
347,192.67
318,647.83
288,881.32
257,840.86
225,471.92
191,717.64
156,518.75
119,813.40
81,537.13
41,622.70
: Trimestres
: 20
Trimestres
:
6
Trimestres
:
14
Trimestres
:
18.3%
:
4.28%
: $
450,127.77
: $
43,404.07
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Inters
19,264.67
19,264.67
19,264.67
19,264.67
19,264.67
19,264.67
19,264.67
18,231.55
17,154.21
16,030.76
14,859.23
13,637.56
12,363.61
11,035.13
9,649.80
8,205.18
6,698.73
5,127.80
3,489.65
1,781.38
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Amortizacin
24,139.40
25,172.52
26,249.86
27,373.31
28,544.84
29,766.51
31,040.46
32,368.94
33,754.27
35,198.90
36,705.35
38,276.27
39,914.43
41,622.70
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Couta
19,264.67
19,264.67
19,264.67
19,264.67
19,264.67
19,264.67
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
43,404.07
2 COSECHA
( 06 meses )
DETALLE
C o s t o s
REQUERIMIENTO POR Hs.
UND.
CANT.
PRECIO
V a r i a b l e s
TOTAL
COSTO
$
Cuadro N 17
p a r a
2
c a m p a a
d e
M E S E S
D E
E J E C U
./Has
MANO DE OBRA
Aplicacin de guano
Riego
Aplicacin MPK
Aplicacin fitosanitaria
Aplicacin foliar
Deshierbo
Chapodo
Tractorista
Cosecha
Recojo (acopio)
./Has.
Jornal
10.00
4.9053
49.05
2,796.03
2,796.03
Jornal
25.00
4.9053
122.63
6,990.08
1,539.00
Jornal
6.00
4.9053
29.43
1,677.62
1,677.62
Jornal
10.00
4.9053
49.05
Jornal
10.00
4.9053
49.05
Jornal
16.00
4.9053
78.49
4,473.65
Jornal
20.00
4.9053
98.11
5,592.06
Jornal
11.00
4.9053
53.96
3,075.64
Jornal
110.00
4.9053
539.59
30,756.35
Jornal
8.00
4.9053
39.24
2,236.83
Hr./mq
1.55
14.184
21.99
1,253.19
1,253.19
Hr./mq
1.50
14.184
21.28
1,212.77
1,212.77
Hr./mq
2.00
14.184
28.37
1,617.02
1,617.02
Hr./mq
1.73
14.184
24.54
1,398.72
Hr./mq
1.55
14.184
21.99
1,253.19
Hr./mq
2.00
14.184
28.37
1,617.02
Kg
117.00
0.6915
80.90
4,611.54
1,614.04
Kg
20,000.0
0.0180
359.62
20,498.17
20,498.17
Kg
454.00
0.3948
179.25
10,217.22
2,349.96
Kg
226.00
1.0211
230.78
13,154.26
13,154.26
Kg
2.00
24.8227
49.65
2,829.79
1,414.89
Kg
18.94
0.5319
10.07
574.24
574.24
Kg
0.75
10.657
7.99
455.60
455.60
Kg
1.93
10.215
19.72
1,123.77
1,123.77
Lt.
0.37
79.915
29.57
1,685.41
1,685.41
Lt.
0.16
86.574
13.85
789.56
Lt.
0.37
4.096
1.52
86.38
86.38
Lt.
0.32
81.691
26.14
1,490.04
1,490.04
Kg
0.93
12.431
11.56
658.98
658.98
Lt.
0.33
8.688
2.87
163.42
M3
5,600.00
0.0277
155.39
8,857.23
1,539.00
1,539.00
2,796.03
1,398.02
1,398.02
2,796.03
1,398.02
1,398.02
2,236.83
1,537.82
MAQUINARIA (Alquilada)
Carguo
Rayado
Desaporque
Nivelacin (tampn)
Rastrillo
Aporque
INSUMOS
Cloruro de potasio
Guano vacuno
Urea
Acido fosfrico
Fetrilon combi
Azufre
Folque
Kocide
Folicur
Select
Agrotim
Suni-8
Nicronix
Antracol
Agua
U. S. $
5,415.13
1,414.89
789.56
163.42
IMPREVISTOS ( 10% )
T O T A L
2,997.50
1,771.45
1,771.45
1,771.45
5,102.13
1,977.30
1,294.66
56,123.46
21,750.31
14,241.23
3 COSECHA
( 6,1 meses )
DETALLE
C o s t o s
REQUERIMIENTO POR Hs.
UND.
MANO DE OBRA
Aplicacin de guano
Riego
Aplicacin MPK
Aplicacin fitosanitaria
Aplicacin foliar
Deshierbo
Chapodo
CANT.
PRECIO
./Has
V a r i a b l e s
TOTAL
COSTO
$
./Has.
Cuadro N 18
p a r a
3
c a m p a a
d e
M E S E S
D E
E J E C U
1
Jornal
10.00
4.9053
49.05
2,796.03
2,796.03
Jornal
25.00
4.9053
122.63
6,990.08
1,539.00
Jornal
6.00
4.9053
29.43
1,677.62
1,677.62
Jornal
10.00
4.9053
49.05
Jornal
10.00
4.9053
49.05
Jornal
16.00
4.9053
78.49
4,473.65
Jornal
20.00
4.9053
98.11
5,592.06
1,539.00
1,539.00
2,796.03
1,398.02
1,398.02
2,796.03
1,398.02
1,398.02
2,236.83
Tractorista
Jornal
Cosecha
Jornal
Recojo (acopio)
Jornal
MAQUINARIA (Alquilada)
Carguo
Hr./mq
Rayado
Hr./mq
Desaporque
Hr./mq
Nivelacin (tampn)
Hr./mq
Rastrillo
Hr./mq
Aporque
Hr./mq
INSUMOS
Cloruro de potasio
Kg
Guano vacuno
Kg
Urea
Kg
Acido fosfrico
Kg
Fetrilon combi
Kg
Azufre
Kg
Folque
Kg
Kocide
Kg
Folicur
Lt.
Select
Lt.
Agrotim
Lt.
Suni-8
Lt.
Nicronix
Kg
Antracol
Lt.
Agua
M3
11.00
4.9053
53.96
3,075.64
134.00
4.9053
657.31
37,466.83
1,537.82
10.00
4.9053
49.05
2,796.03
1.55
14.1844
21.99
1,253.19
1,253.19
1.50
14.1844
21.28
1,212.77
1,212.77
2.00
14.1844
28.37
1,617.02
1,617.02
1.73
14.1844
24.54
1,398.72
1.55
14.1844
21.99
1,253.19
2.00
14.1844
28.37
1,617.02
143.00
0.6915
98.88
5,636.33
1,972.72
20,000.0
0.0180
359.62
20,498.17
20,498.17
561.00
0.3948
221.50
12,625.25
2,903.81
277.00
1.0211
282.85
16,122.70
16,122.70
6,691.38
2.00
24.8227
49.65
2,829.79
1,414.89
18.94
0.5319
10.07
574.24
574.24
0.75
10.6572
7.99
455.60
455.60
1.93
10.2151
19.72
1,123.77
1,123.77
0.37
79.9149
29.57
1,685.41
1,685.41
0.16
86.5745
13.85
789.56
0.37
4.0956
1.52
86.38
86.38
0.32
81.6908
26.14
1,490.04
1,490.04
0.93
12.4312
11.56
658.98
658.98
0.33
8.6879
2.87
163.42
5,600.00
0.0277
155.39
8,857.23
U. S. $
1,414.89
789.56
163.42
IMPREVISTOS ( 10% )
T O T A L
3,663.61
1,771.45
1,771.45
1,771.45
5,490.23
2,171.54
1,294.66
60,392.51
23,886.92
14,241.23
4 COSECHA
( 6,1 meses )
DETALLE
C o s t o s
REQUERIMIENTO POR Hs.
UND.
MANO DE OBRA
Aplicacin de guano
Jornal
Riego
Jornal
Aplicacin MPK
Jornal
Aplicacin fitosanitaria Jornal
Aplicacin foliar
Jornal
Deshierbo
Jornal
Chapodo
Jornal
Tractorista
Jornal
Cosecha
Jornal
Recojo (acopio)
Jornal
MAQUINARIA (Alquilada)
Carguo
Hr./mq
Rayado
Hr./mq
Desaporque
Hr./mq
Nivelacin (tampn)
Hr./mq
Rastrillo
Hr./mq
Aporque
Hr./mq
CANT.
PRECIO
./Has
V a r i a b l e s
TOTAL
COSTO
$
./Has.
Cuadro N 19
p a r a
3
c a m p a a
d e
M E S E S
D E
E J E C U
1
10.00
4.9053
49.05
2,796.03
2,796.03
25.00
4.9053
122.63
6,990.08
1,539.00
6.00
4.9053
29.43
1,677.62
1,677.62
10.00
4.9053
49.05
10.00
4.9053
49.05
16.00
4.9053
78.49
4,473.65
20.00
4.9053
98.11
5,592.06
1,539.00
1,539.00
2,796.03
1,398.02
1,398.02
2,796.03
1,398.02
1,398.02
2,236.83
11.00
4.9053
53.96
3,075.64
150.00
4.9053
735.80
41,940.48
1,537.82
12.00
4.9053
58.86
3,355.24
1.55
14.1844
21.99
1,253.19
1,253.19
1.50
14.1844
21.28
1,212.77
1,212.77
2.00
14.1844
28.37
1,617.02
1,617.02
1.73
14.1844
24.54
1,398.72
1.55
14.1844
21.99
1,253.19
2.00
14.1844
28.37
1,617.02
INSUMOS
Cloruro de potasio
Guano vacuno
Urea
Acido fosfrico
Fetrilon combi
Azufre
Folque
Kocide
Folicur
Select
Agrotim
Suni-8
Nicronix
Antracol
Agua
Kg
178.00
0.6915
123.09
7,015.85
2,455.55
Kg
20,000.0
0.0180
359.62
20,498.17
20,498.17
Kg
700.00
0.3948
276.38
15,753.43
3,623.29
Kg
347.00
1.0211
354.33
20,197.02
20,197.02
Kg
2.00
24.8227
49.65
2,829.79
1,414.89
Kg
18.94
0.5319
10.07
574.24
574.24
Kg
0.75
10.6572
7.99
455.60
455.60
Kg
1.93
10.2151
19.72
1,123.77
1,123.77
Lt.
0.37
79.9149
29.57
1,685.41
1,685.41
Lt.
0.16
86.5745
13.85
789.56
Lt.
0.37
4.0956
1.52
86.38
86.38
Lt.
0.32
81.6908
26.14
1,490.04
1,490.04
Kg
0.93
12.4312
11.56
658.98
658.98
Lt.
0.33
8.6879
2.87
163.42
M3
5,600.00
0.0277
155.39
8,857.23
IMPREVISTOS ( 10% )
T O T A L
U. S. $
Monto
* Infraestruc. e Instalac.
*Maquin, Herram. Y Mob.
Inversin Intangible
130,757.71
223,351.00
20
10
6,537.89
22,335.10
5,000.00
1,000.00
200.00
8,349.32
1,414.89
789.56
163.42
1,771.45
1,771.45
1,771.45
6,017.89
2,427.00
1,294.66
66,196.82
Cuadro N 20
Depreciaciones y Amortizaciones ( U.S. $ )
Aos
Depreciacin
Amortiz.
4,560.30
Recuperacin de
Activos
32,689.43
111,675.50
1,000.00
26,697.00
Valor
Residual
98,068.28
111,675.50
14,241.23
DESCRIPCION
Inters por Finan. Externo
Inters por Cofide
TOTAL DE INTERESES
Amortiz. por Finan. Externo
Amortiz. por Cofide
SERVICIO DE DEUDA
Cuadro N 21
Gastos Financieros (U.S. $ )
1 Ao
2 Ao 3 Ao 4 Ao
6 Ao
7 Ao
3,436.0
3,189.8
2,525.3
1,847.0
77,058.7
76,025.6
61,681.8
41,253.7
17,097.6
80,494.7
79,461.6
64,871.6
43,779.0
18,944.6
1,154.8
448.3
0.0
0.0
32,243.3
32,907.8
33,586.0
34,278.2
34,984.7
0.0
49,311.9
111,934.5
132,362.6
156,518.7
0.0
49,311.9
144,177.8
165,270.4
190,104.8
34,278.2
34,984.7
Cuadro N 22
Estructura de Costos (U.S. $ )
Ao 1
Ao 2
Ao 3
Ao 4
DESCRIPCION
1. COSTO FIJO
5 Ao
3,436.0
1,154.8
Ao 5
Ao 6
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
Gastos de Administracin
39,180.32
39,180.32
39,180.32
39,180.32
39,180.32
39,180.32
Gastos de Produccin
34,617.13
34,617.13
34,617.13
34,617.13
34,617.13
34,617.13
2. COSTO VARIABLE
320,261.26
365,252.0
365,252.04
365,252.04
365,252.04
365,252.04
439,049.49
439,049.49
439,049.49
Ao 5
Ao 6
152,611.62
167,649.64
182,626.0
182,626.0
182,626.02
182,626.02
TOTAL
394,058.71
439,049.5
439,049.49
Cuadro N 23
Ingresos por Ventas ( U.S. $ )
Ao 1
Ao 2
Ao 3
Ao 4
DESCRIPCION
PRECIO POR KG.
(U.S.$)
0.60
0.60
0.60
0.60
0.60
0.60
PRODUCCION
( KG. )
18,000.00
20,000.00
20,000.00
20,000.00
20,000.00
20,000.00
3,500.00
Produccin 2 cosecha / Hs
6,500.00
Produccin 3 cosecha / Hs
8,000.00
Produccin 4 cosecha / Hs
10,000.00
Produccin 5 cosecha / Hs
10,000.00
Produccin 6 cosecha / Hs
10,000.00
Produccin 7 cosecha / Hs
10,000.00
448.3
10,800.00
12,000.00
12,000.00
12,000.00
12,000.00
12,000.00
615,600.0
684,000.0
684,000.0
684,000.0
684,000.0
684,000.0
57
Hs.
Q =
CF
CV
VENTAS
P.E.
P.V.
73,797.45
320,261.26
615,600.00
153,822.38
0.60
153,822.38
Ingresos ( $ )
C.V.
C.F.
$
153,822.38
73,797.45
256,370.64
EVALUACION
ECONOMICO
Kg. de esprragos.
FINANCIERO
DESCRIPCION
INGRESOS
Costo Variable
Costo Fijo
Gastos Financieros
Depreciacin
Amortiz. del Intangible
COSTO TOTAL
UTILIDAD ANTES DE IMP.
IMP. A LA RENTA 15%
UTILIDAD NETA
Cuadro N 24
Estados de Prdidas y Ganancias Proyectado
Ao 0
Ao 1
Ao 2
Ao 3
Ao 4
80,494.73
-80,494.73
-80,494.73
DESCRIPCION
Prstamo
Venta de Esprragos
Valor Residual
TOTAL DE INGRESOS
Inversin
Costo Variable
Costo Fijo
Servicio de Deuda
Interes
Ao 6
615,600.00
684,000.00
684,000.00
684,000.00
684,000.00
684,000.00
320,261.26
365,252.04
365,252.04
365,252.04
365,252.04
365,252.04
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
79,461.61
64,871.56
43,778.98
18,944.58
1,154.82
448.35
28,872.99
28,872.99
28,872.99
28,872.99
28,872.99
28,872.99
200.00
200.00
200.00
200.00
200.00
0.00
502,593.30
532,994.03
511,901.45
487,067.05
469,277.29
468,370.82
113,006.70
151,005.97
172,098.55
196,932.95
214,722.71
215,629.18
16,951.00
22,650.89
25,814.78
29,539.94
32,208.41
32,344.38
96,055.69
128,355.07
146,283.77
167,393.01
182,514.30
183,284.81
Cuadro N 25
Flujo de Caja Econmico Proyectado Proyectado
Ao 0
Ao 1
Ao 2
Ao 3
Ao 4
DESCRIPCION
Venta de Esprragos
Valor Residual
TOTAL DE INGRESOS
0.00
Inversin
828,811.71
Costo Variable
Costo Fijo
TOTAL DE EGRESOS
828,811.71
UTILIDAD ANTES DE IMP.
-828,811.71
IMP. A LA RENTA 15%
Recuperacin de Capital de Trabajo
F.C.E.
-828,811.71
U.S. $
Ao 5
U.S. $
Ao 5
Ao 6
615,600.00
684,000.00
684,000.00
684,000.00
684,000.00
684,000.00
615,600.00
684,000.00
684,000.00
684,000.00
684,000.00
893,743.78
320,261.26
365,252.04
365,252.04
365,252.04
365,252.04
365,252.04
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
394,058.71
439,049.49
439,049.49
439,049.49
439,049.49
439,049.49
221,541.29
244,950.51
244,950.51
244,950.51
244,950.51
454,694.30
33,231.19
36,742.58
36,742.58
36,742.58
36,742.58
209,743.78
68,204.14
259,703.00
188,310.10
208,207.94
208,207.94
208,207.94
Cuadro N 26
Flujo de Caja Financiero Proyectado Proyectado
Ao 0
Ao 1
Ao 2
Ao 3
Ao 4
208,207.94
U.S. $
Ao 5
646,193.15
Ao 6
618,127.77
615,600.00
684,000.00
684,000.00
684,000.00
684,000.00
684,000.00
209,743.78
618,127.77
615,600.00
684,000.00
684,000.00
684,000.00
684,000.00
893,743.78
320,261.26
365,252.04
365,252.04
365,252.04
365,252.04
365,252.04
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
73,797.45
0.00
49,311.92
144,177.78
165,270.37
190,104.77
34,278.23
34,984.70
80,494.73
79,461.61
64,871.56
43,778.98
18,944.58
1,154.82
448.35
828,811.71
TOTAL DE EGRESOS
909,306.44
UTILIDAD ANTES DE IMP.
-291,178.67
IMP. A LA RENTA 15%
Recuperacin de Capital de Trabajo
F.C.E.
-291,178.67
COK
522,832.24
648,098.83
648,098.83
648,098.83
474,482.53
474,482.53
92,767.76
35,901.17
35,901.17
35,901.17
209,517.47
419,261.25
13,915.16
5,385.18
5,385.18
5,385.18
31,427.62
62,889.19
259,703.00
78,852.59
30,515.99
30,515.99
= 18%
=
=
=
=
=
=
$
$
44,797.86
137,932.80
19.74%
28.70%
1.12
30,515.99
178,089.85
616,075.06
716409
456969
15 MESES
F I N A N C I A M I E N T O, C O S T O S E
832389
435672
0.523399516
618,811.71
168,683.94
0.27
CHA
)
17
M E S E S
D E
57.00
H s.
E J E C U C I O N
O N
TOTAL
1,539.00
1,539.00
834.08
2,796.03
6,990.08
1,677.62
1,398.02
2,796.03
1,398.02
2,236.83
2,796.03
2,236.83
4,473.65
5,592.06
5,592.06
1,537.82
3,075.64
6,151.27
24,605.08
30,756.35
760.52
1,476.30
2,236.83
1,253.19
1,212.77
1,617.02
1,398.72
1,398.72
1,253.19
1,253.19
1,617.02
1,617.02
4,611.54
20,498.17
2,452.13
10,217.22
13,154.26
1,414.89
2,829.79
574.24
455.60
1,123.77
1,685.41
789.56
789.56
86.38
86.38
1,490.04
1,490.04
658.98
658.98
163.42
163.42
1,771.45
1,771.45
1,771.45
1,294.66
554.73
2,336.83
2,608.14
13,873.78
6,102.00
25,705.10
28,689.52
152,611.62
14,241.23
8,857.23
CHA
s)
18
M E S E S
57.00
H s.
E J E C U C I O N
D E
O N
TOTAL
1,539.00
1,539.00
834.08
6.1
2,796.03
6,990.08
1,677.62
1,398.02
2,796.03
1,398.02
2,236.83
2,796.03
2,236.83
4,473.65
5,592.06
5,592.06
1,537.82
3,075.64
7,493.37
29,973.46
37,466.83
950.65
1,845.38
2,796.03
1,253.19
1,212.77
1,617.02
1,398.72
1,398.72
1,253.19
1,253.19
1,617.02
1,617.02
5,636.33
20,498.17
3,030.06
12,625.25
16,122.70
1,414.89
2,829.79
574.24
455.60
1,123.77
1,685.41
789.56
789.56
86.38
86.38
1,490.04
1,490.04
658.98
658.98
163.42
163.42
1,771.45
1,771.45
1,771.45
1,294.66
554.73
2,547.84
3,181.88
15,240.88
6,102.00
28,026.26
35,000.73
167,649.64
14,241.23
8,857.23
CHA
s)
19
M E S E S
57.00
H s.
E J E C U C I O N
D E
O N
TOTAL
1,539.00
1,539.00
834.08
6.1
2,796.03
6,990.08
1,677.62
1,398.02
2,796.03
1,398.02
2,236.83
2,796.03
2,236.83
4,473.65
5,592.06
5,592.06
1,537.82
3,075.64
8,388.10
33,552.38
41,940.48
1,140.78
2,214.46
3,355.24
1,253.19
1,212.77
1,617.02
1,398.72
1,398.72
1,253.19
1,253.19
1,617.02
1,617.02
7,015.85
20,498.17
3,780.82
15,753.43
20,197.02
1,414.89
2,829.79
574.24
455.60
1,123.77
1,685.41
789.56
789.56
86.38
86.38
1,490.04
1,490.04
658.98
658.98
163.42
163.42
1,771.45
1,771.45
1,771.45
1,294.66
554.73
2,731.40
3,576.68
16,602.37
6,102.00
30,045.45
39,343.52
182,626.02
14,241.23
8,857.23
Ao 1
3,436.04
Ao 2
3,436.04
Ao 3
3,189.79
Ao 4
3436.036598
3436.036598
3189.790724
TOTAL ( 57 Hs. )
4863471.6
618127.8
4325400.3
538071.3
124387.5
259703.0
673386.8
A M I E N T O, C O S T O S E I N G R E S O S
3271.959
Detalle
Gastos de Administracin
Gastos de Produccin
Total Costo Fijo Anual
FUENTE: Cuadros N 12 y 13
U.S. $
39,180.32
34,617.13
73,797.45
Ao 5
3271.959
554.727
4944.965
13,873.78