Case Study

Client Overview

Developing a Liquidity engine warehouse for a leading Bank in Benelux market to manage liquidity risk & manage financial data

Client is a leading bank with strong presence in funding of municipalities and public infrastructure in Belgium, France and other European countries. The group provides added value for customers and society, including solutions for self-service banking, online and mobile banking

Business Challenges
Client was in the midst of continuous regulatory changes from 2010 due to complex and unprecedented industry situation along with liquidity crisis in the banking sector. The market situation required a quick and flexible implementation of a liquidity engine data warehouse which could provide dashboard and analytics on liquidity for advisory/executive boards and market analysts and at the same time generate a compliance reporting data for various statutory, legal and regulatory bodies. In order to design the required repository that could produce the reports (ad-hoc and regulatory) essential for business decision making, a high level of technical and functional expertise were essential. The business requirements were evolving on a daily basis from different fronts. Some of the key reports required were: Bucket wise Liquidity Gap Report under Stress Scenario Projected Cash Flow with and without stated maturities Projected Cash Flows with non-clients, non-maturing balances Short term reserves Client sought a banking technology expert who had a deep understanding of the banking domain and could bring an integrated BI and Analytical solution to the table.

Summary
Organisation: Leading bank in Benelux market Industry: Financial services Challenges:
Crucial business information wasnt easily

accessible to the executive boards and business managers. The volatile market conditions required a solution which was highly customizable and flexible with open architecture, based on industry`s best practices. Reduction in Implementation time and related costs.

Results
The end result was a state of the art robust solution focusing on liquidity gap, projected cash, etc. that helped the client make stronger strategic funding decisions. Benefits included:
CBSA and liquidity gap reporting incorporating

Hexaware Approach
Hexaware Technologies was selected as the partner for implementing the liquidity engine data warehouse. With the help of its deep domain expertise in consumer banking, credit, treasury, risk and compliance reporting, Hexaware collaborated with Client to create a liquidity engine that allowed multiple users (the advisory/executive boards, financial control group, risk management teams, the various entities and subsidiaries within the group) to respond to internal and external queries on short, medium and long-term liquidity ratios and at the same time implement an Information delivery platform.

the information requirements of various executives. Centralization and uniformity across different entities in the group achieved through the creation of Liquidity centre competencies with Client responsibilities. Data flow automation (inputs and outputs) enabling a permanent, highly sophisticated and long-term solution that allowed quick reaction to reporting demands. Considerable cost reduction with the deployment of right set of tools and technology and reduced operational risk. Hexaware utilized existing software licenses and resources to deliver an economical implementation of a complex concept.

Hexaware Technologies. All rights reserved.

www.hexaware.com

Solution
Hexaware created a multi-layered Data warehouse, which consisted of a staging and an integrated/cleansed central data store with automated data flow process and a robust data quality mechanism. Information Delivery was further enabled through analysis and reporting from the Central data store.

The following components were involved: Liquidity Engine Data Warehouse: Hexaware created a central liquidity data warehouse that was capable of supporting a cutting edge reporting platform for the regulators and management. Data flow automation (inputs and outputs): The data integration approach was adopted using well defined business logic and state of the art ETL. This solution required multiple validations of input files at Staging Area to ensure that the data was of high-quality and standardized before it was loaded into the Central Database. This entire process of data collection, validation, approval and consumption was automated. Data Quality Checks: A robust Data quality mechanism was built. Multiple reports such as error/drop checked the quality of data in staging. These were then published to stakeholders for approval and consumption. Post this; the valid data was loaded into a Central DB which further generated the Liquidity ratio and CBFA reports.

Technology Environment:
RDBMS: ETL Tools: O/S: No. of Jobs: No. of reports: Oracle 10g /11i BODS 12.2.3.0 Unix, Windows & Mainframe 25+ BODS jobs 25+ BO Reports

Reporting Tools: BOXI R3

RDBMS Relational Database Management System ETL Extraction, Transformation and Loading O/S Operating System BODS Business Objects Data Services BO Business Objects BOXI- Business Objects Enterprise 11.

About Hexaware
Hexaware is a leading global provider of IT & BPO and consulting services. The company has achieved a leadership position in Business intelligence solutions across a wide range of domains such as Banking, Financial Services, Insurance, Travel, Transportation, Logistics, etc. Hexaware focuses on delivering business results and leveraging technology solutions by specialising in Business Intelligence & Analytics, Enterprise Solutions, Quality Assurance and Testing Services, Founded in 1990, Hexaware has a well-established global delivery model armed with proven proprietary tools and methodologies, skilled human capital and SEI CMMI-Level5 certification. Hexaware has a significant presence in the European market with local offices in the UK, Germany & the Netherlands. Our global footprint spans across 5 continents, 20 countries and 31 locations.

Visit us at : Hexaware.co.uk
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Hexaware Technologies. All rights reserved.

www.hexaware.com