THE HUDCC SECRETARIATT The HUDCC Secretariat is headed by the SecretaryGeneral who is responsible for the execution and

administration of policies and measures approved by the HUDCC Council. The HUDCC Secretariat is primarily involved in staff functions, rendering technical, secretariat and other support services to the Council. It is the lead agency in the formulation of national objectives, policies and strategies for housing and urban development, designing broad strategies for the accomplishment of the governments housing objectives and providing directions to ensure rational land use for the equitable distribution and enjoyment of development benefits.

B R I E F H I S T O R Y . The Housing and Urban Development Coordinating Council (HUDCC) was created by then President Corazon C. Aquino by virtue of Executive Order No. 90 dated 17 December 1986. The EO, which also abolished the Ministry of Human Settlements, placed HUDCC under the direct supervision of the Office of the President to serve as the highest policy making body for housing and coordinate the activities of the government housing agencies to ensure the accomplishment of the National Shelter Program.

NATIONAL HOUSING AUTHORITY CORPORATE PROFILE Agency Classification: Government-owned and -controlled corporation under the administrative supervision of the Housing and Urban Development Coordinating Council and classified under the Infrastructure Utilities Group NHA Charter Presidential Decree No. 757 dated 31 July 1975 Mandates under PD 757dated 31 July 1975. NHA was tasked to develop and implement a comprehensive and integrated housing program which shall embrace,

BSU | CAFA | PH 423 | Assignment No.1 : Different Housing Agencies in the Philippines

among others, housing development and resettlement, sources and schemes of financing, and delineation of government and private sector participation. Under EO 90 dated 17 December 1986. NHA was mandated as the sole national government agency to engage in shelter production focusing on the housing needs of the lowest 30% of the urban population. Under RA 7279 (UDHA) dated 24 March 1992. NHA was tasked to provide technical and other forms of assistance to local government units (LGUs) in the implementation of their housing programs; to undertake identification, acquisition and disposition of lands for socialized housing; and to undertake relocation and resettlement of families with local government units. Under RA 7835 (CISFA) dated 08 December 1994 . NHA was tasked with the implementation of the following components of the National Shelter Program the Resettlement Program, Medium Rise Public and Private Housing, Cost Recoverable Programs and the Local Housing Program.

H O U S I N G AN D L A N D U S E R E G U L AT O R Y B O AR D The Housing and Land Use Regulatory Board (HLURB) is a national government agency tasked as the planning, regulatory and quasi-judicial body for land use development and real estate and housing regulation. These roles are done via a triad of strategies namely, policy development, planning and regulation. FUNCTIONS. Planning is the key to orderly and rational land development in any local government unit, i.e. a city or municipality. A Comprehensive Land Use Plan (CLUP) prescribes the developmental pace, directions and strategies for the optimum use of land resources in a community as well as its role in provincial, regional and national development. The CLUP is enacted into a zoning ordinance for purposes of enforcement.

BSU | CAFA | PH 423 | Assignment No.1 : Different Housing Agencies in the Philippines

DEVOLVED FUNCTIONS Pursuant to the prescription of RA No. 7160 (local Government Code of 1991) and as detailed under EO No. 71 and EO No. 72, certain HLURB functions were devolved to the LGU's:

The Sangguniang Bayan or Sanguniang Panglungsod shall, subject to national law, process and approve subdivision plans for residential, commercial, industrial or other development purpose. The Sangguniang Panlalawigan shall review and approve the comprehensive land use plans of component cities and municipalities. Cities and municipalities with CLUPs reviewed and approved in accordance with EO 72 shall issue locational clearance to locally significant projects.

N AT I O N AL H O M E M O R T G AG E F I N AN C E C O R P O R AT I O N

The National Home Mortgage Finance Corporation was created in 1977 by virtue of Presidential Decree 1267, with the mandate of increasing the availability of affordable housing loans to finance the Filipino homebuyers acquisition of housing units through the development and operation of a secondary market for home mortgages. Consistent with this mandate NHMFC bought mortgages originated by private financial institutions, and eventually sold them back to the public through the issuance of mortgage backed financial instruments. With the assumption into office of the Aquino Administration in 1986, there was already a felt need to reorganize the government housing agencies and define their new mandates. Executive Order No. 90 on December 17, 1986, gave fresh mandates to the five housing agencies, NHMFC included. NHMFC was tasked to operate a viable home mortgage market, utilizing long-term funds principally provided by the Social Security System (SSS), the Government Services Insurance System (GSIS), and the Home Development Mutual Fund (HDMF), to purchase mortgages originated by both private and public institutions that are within government-approved guidelines. It was also charged with the development of a system that will attract private institutional funds into long-term housing mortgages.

BSU | CAFA | PH 423 | Assignment No.1 : Different Housing Agencies in the Philippines

In view of the above, NHMFCs clientele was expanded to include among others, borrower-members of SSS and GSIS (in addition to PAG-IBIG members), and even non-members of these institutions, as well as developers of low-cost housing projects. And among the qualified originators were added: private developers, government agencies, community associations, local government units and nongovernment organizations, together with private financial institutions. Until 1995, NHMFC was operating under the Executive Order No.90 mandate, but ceased to do so with the signing of a Memorandum of Agreement on Housing Finance with the Department of Finance, Department of Budget and Management, and the Funders (SSS, GSIS & HDMF) which transferred the processing and payment of mortgages to HDMF in 1996.

Home Development Mutual Fund (HDMF)

The birth of the Home Development Mutual Fund (HDMF), more popularly known as the Pag-IBIG Fund, was an answer to the need for a national savings program and an affordable shelter financing for the Filipino worker. The Fund was established on 11 June 1978 by virtue of Presidential Decree No. 1530 primarily to address these two basic yet equally important needs. Under the said law, there were two agencies that administered the Fund. The Social Security System handled the funds of private employees, while the Government Service Insurance System handled the savings of government workers. HDMF LAW OF 2009 Under the new HDMF law, membership to the Pag-IBIG Fund is made mandatory for all SSS- and GSIS-covered employees; uniformed members of the AFP, BFP, BJMP and PNP; as well as Filipinos employed by foreign-based employers. Now more than ever, Filipino workers will enjoy the benefits that are available only to Pag-IBIG members. Pag-IBIG is an acronym which stands for Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industria at Gobyerno. To this day, the Pag-IBIG Fund continues to harness these four sectors of the society to work together towards providing Fund members with adequate housing through an effective savings scheme.

BSU | CAFA | PH 423 | Assignment No.1 : Different Housing Agencies in the Philippines