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Since now you have cleared your written exam, the last phase of the bank recruitment process

is Interview. Along with your performance at written exam, interview will be the deciding factor if you have cracked the recruitment process successfully. While your knowledge was judged in the written exams, the employer will judge your communication, attitude, and problem solving skills. jagranjosh.com guides candidates who will be appearing for bank interviews. Know the bank The first step to the preparation of bank interview is knowing the bank of which you have cleared the exam. Almost all banks today have their website to promote financial products and provide online banking for their customers. Know about their history, services, products, achievement, management, as well as their values. Practice interview questions Ask a friend to help you prepare for basic interview questions. Interviewers would ask about you, your family background, strengths, weaknesses, the reason they should hire you etc. Give a copy of your resume to a friend and allow him/her to question you about your education and work experience. Preparing situation based questions Interviewers might ask the candidates questions related to their personal life or work history when they had to face issues or conflicts with a tough boss, a stubborn customer or an arrogant co-worker or pleasant experiences when an employer or customer was pleased with your work. The motive is to judge the candidate as a team player, his/her efficiency in handling a specific situation, honesty etc. The candidate should ensure to answer these situational questions with a real-life example. Practice questions Once you are prepared with the interview questions, sit or stand in front of the mirror and practice looking yourself in the eyes. Pay attention to the nervousness, the way you speak, its pace and clarity of words. You can even record your voice to notice the problem areas and rectify them. Prepare questions to ask the interviewer Generally it is expected of the candidate to ask questions about the company or position at the end of the interview. The interviewee can ask questions about the duties at the bank. Dress up Besides preparing for the interview, it is important that the candidate is perfectly groomed and has a professional interview outfit. Both men and women should wear business suit, that are clean and wrinkle free. Here we are listing some topics that are being asked in the currently on-going Interviews of IBPS qualified candidates for PO and Clerical Posts. As per response received from our readers, now a days banks are frequently asking mentioned topics.

For Clerical Posts - Questions about Your Local Language are being asked very frequently. You must know basic GK about your state (Or the state from which you are appearing if its different from your state) such as Important People (Governor, CM and Others), Number of Districts. Questions about the bank for which you are giving The Interview - Headquarters, Type of Loans it gives, Key Poeple etc.

Questions from your Family and Educational Background. Basic Financial Terms - Bill of Exchange, Cut Motion, SLR, CRR, banking Regulation Act, Money Laundering, Financial Inclusion Etc. Important People of India - Chief of Planning Commission and Election Commission Etc. CM and Governors of All States. Inflation / Current Slowdown in the economy and Your ideas on how to tackle them. Questions from Your Resume. Why you Chose banking ? Where you want to see yourself after 5 Years? RBI's Role in Economy. If you get a better job in Public Sector (IAS/PCS Etc.), will you leave us ?

If you have had a banking Interview Experience recently, share with us to help others and we will mention your name along with it. Here we are providing some Standard questions that should be prepared well by the candidate as they play a crucial role in letting the interviewers know that the candidate is suitable for the job or not. Here we have compiled some of these commonly asked Questions with suggestions on how to answer them. Question :- Tell us Something about Yourself. How to Answer :- This is usually the first question asked in Interviews. You should not read all the data in your resume and also do not go too deep about telling about your parents, village and grand parents etc. For example, avoid answers like- "My village name is XYZ which come under XYZ District. My school name was XYZ school which was the biggest in district with 10000 students......" Be natural and calm. Speak Slowly and Tell them about your strengths, achievements and passions etc. This question should not take more than 3 Minutes to be answered. Keep in mind that they know that you are capable as you have already cleared the written test, now you have to show them your suitability and genuine desire for this job. So mention your strengths and interests that are related to that job. Doing a brief research about that Bank/Company before the interview is advised. Remember that at the end of the day you have to make the interviewer feel that you are the right person for this job. Question :- Why should we Hire you in our Organization? How to Answer :- The Interviewer wants to know your suitability for the job so in this question you should tell about your Strengths and achievements so far. You should mention your strengths so that they would come to know your fitness for the job. Do not say something which is not true about you. Remember that the Interviewers are very Experienced and they will realize if you are saying truth

or just trying to Outsmart them. Avoid using phrases like "This is the Best Company" or "I want to work in this field." Instead, try to mention good things about you that are related to that job and this will surely prove your usefulness. Question :- What are your Strengths and Weaknesses ? How to Answer :- This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself. Strengths:- You should mention your strengths that are beneficial for them. For example, It should not be like "I am a very good cricket Player", Rather you should focus on strengths that are related to that job. For example, "I have good communication skills" Or "I Like Interacting with people" Or "I am good at a analyzing Problems and working in a team to find out appropriate solutions". Weaknesses :- You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don't want to talk about it. Similarly do not say phrases like "I am short tempered" Or "I get angry very soon and can do anything in anger". Rather you should genuinely mention the areas that are related to your professional life and you are trying to get better at them. Question :- Where do you see yourself after five years from now? How to Answer :- Here The interviewer wants to know your knowledge about career path in the job and what is your level of commitment to the job they are offering. It should be answered realistically. Example of a horrible answer is "I will be in your seat after five years". Rather you should answer in such a way that ensures them that you are interested in making a long-term commitment towards the job and will have a long term and mutually beneficial association with them. For example "I am definitely interested in making a long-term commitment to my next position. This is exactly what Im looking for and what I am very well qualified to do. I will do my job to the best of my ability and i am prepared to learn new things and contribute to the overall success of the organization in a number of ways. I am confident that here i will have opportunities to advance my skills and provide best of my services to the organization. " Question :- Why did you choose to work in a bank? Or Why you want job in a government bank when you can get better salary in private jobs?or Why you want a Clerk Job in Bank after doing B.tech.(Engineering)? How to Answer :- These are very common questions and are asked to almost 90% of the candidates. Here The interviewer wants to know your level of willingness of working a in a bank. Never straight away say that "I did not get a job in Private sector" or "There is lot of stress in Private jobs and government jobs are less intense and more flexible."

Rather you should answer realistically to show your genuine desire of working in a bank. If B.tech graduates are asked about opting for a bank job after engineering, they can say " Uncertainity of future and growth in IT Companies due to recent turbulence and high recent growth in banking sector." You should manipulate your answer to prove that your engineering degree would be beneficial for you in interacting with people and creating more business relationships for them. Question :- Answering the Puzzles type Questions! How to Answer :- Although these are not so common, but may be asked to anyone in an Interview. Here the interviewer doesn't really want to hear exact answer from you rather they want to see if you are able to analyze the correct problem or are you just trying to hurry up without taking the time to analyze and putting some effort. They just want to see your practical approach that will be useful during you job period. So If asked any puzzle type question, you should not Hurry up in telling the answer even if you know it. Even if you do not know the answer (and even can not find the answer), do not hurry up in saying NO. Rather you should draw the picture of problem on a paper(even if you know the answer) and take some time to analyze it (ask them if you do not understand it correctly). It will make them feel that you believe in analyzing the client requirement before reaching to any conclusion, which is a must. So you should answer these questions by taking time, drawing it and asking them for clarifications. This will surely fill the interviewer's purpose. Question :- Answering the Technical questions and questions related to some current scenario? How to Answer :- Although asked rarely, but one should also prepare some topics related to banking terminologies such as Repo Rate, Reverse Repo Rate, Cash Reserve Ratio, SLR (Statutorily Liquidity Ratio), Bank Rate, OverDraft, Prime Lending Rate, 3G Spectrum, RBI, ATM(Automated teller machine), Capital Adequacy Ratio - CAR, Questions on IPL Winners, and Many More..(Click here to download Word Document containing common banking terms). Also, chairman of some main banks in India such as RBI, SEBI etc. should also be known. Remember that although you know these terms and current affairs related to banking and common issues, yet these questions do not play a big role in determining your selection or rejection. Even if you do not know an answer, genuinely say "NO Idea Sir!" rather than wasting time and trying to fool them with random answers, It's just not worth it! Although you should not memorize any of above sample texts and should say it in your words to convey the idea which is to prove your usefulness!!.This will surely make them believe that you are a fit for this job!! Although we've presented comprehensive list of commonly asked questions but still the list is endless and you may be asked anything other than these. To succeed, you should keep in mind that you have to sell you professional side, show them that you are useful and you will surely be Hired!! Interviews are meant to asses one's personality to determine weather or not the candidate is a fit for the job. It's okay if you are not able to answer a few technical questions as they just want to see your

approach which will be of utmost importance during the job period. Here we present a few points about dressing, behaving and other tips helpful for success in Interviews. Before the Interview :

Research :- It is advised to do some research about the company/organisation before the Interview. It reflects during your interview and creates a positive impact on the Interviewer. Get There Before Time :- You should try to reach the venue well in advance as getting late for the Interview is a sign of Irresponsible nature.

Getting In The Hall:

Walking In :- Gently walk in and Greet the panel. Sit down straight when asked to sit.

Answering the Questions:

Wait : - Don't hurry in answering the questions to reflect your nervousness. wait until interviewer asks you something. Be comfortable :- The baseline is to be comfortable. Only then you will be able to present your real self which will let them asses you correctly. It's okay if you don't know an answer, just say it to them gently.

Finishing it Up:

Do not start talking about salary details until they do it And Always say thank you to finish it up. It should not look like you are trying to get rid of it and finish the Interview as soon as possible. Give them enough time to look into you and asses you correctly.

My Syndicate Bank interview experience...... My Interview was in Moradabad on 24th sep 2012. Time:2:00 PM Category:Gen Grad:B.Tech(Electronics) There were 3 members in panel(2M+1F). First i asked frm the door (May i come in...they said yes...i said thnk u sir...then i got in and slowly turned backside and closed the door properly)...after that i wished them good afternoon....first to mam then to Sirs.....they said to me please sit...i said thank u and then sat on the chair........then my interview began..... The questions that were asked by me were as follows: 1.Firstly one male member asked me tht i m a bengali????....thn he asked how cm u in dehradun despite of a bengali?....i answered... 2. then mam asked me abt my fathers occupation....frm ther she asked 5-6 questions abt sixth pay commission..i answered... 3.then one member asked me u have done engineering....so y u trying for bank job and tht also as a clerk?????...i answered and justified them fully.... 4.then same member aksed me abt my state i.e; Uttarakhand..... i answered him.... 5.then mam asked me wht does my branch full form stnds for(AEI)...abt my engineering

university...abt my 12 th clg.......i answered her properly... 6.few questions related to gk and current affairs..... After that they said thank u for ur interview and said best of luck to me at last.....i wished them Thank u all...said hav anice day Mam and have a nice day Sirs....walked out frm thre and came out...... My interview was fine....rest upon the god.... Lets hope for the best...... Somedatta Basu Interview Experience Syndicate Bank Clerical interview 25-09-2012 A list of 30 Candidates for the first half & second half each was put up on the board. Reached around 9, & was immediately called for doc verification (was at number 4). The non Bengali gentleman at doc verification was hardly audible & his accent not at all lucid. However, he was super fast at work. I could only get that he wished me luck. Interview began at 930, at no. 4 my turn came at around 10 & was over in 10mins. The Panel comprised of 3 men & a lady. Questions: Tell me about yourself How do you think ur specialization (Commerce) can help in banking? Have you appeared for any other bank exams? Are you willing to relocate out of Kolkata? One asked - You remember geometry? - What is the shortest distance from you to me? Define perpendicular, what is tangent? The lady asked: Suppose I give you hundred rupees for a yr @ 4% how much will it be at year end? Also, what if the same interest is compounded for 2 years? Logo of the bank? Tagline of the bank & impplication? Bangla boi pori kina, they named a book Mohaprosthan er dike. I told them, I havent but I knew what it was about so described somewhat. Then they started asking few personal questions & lot many questions from my interests. The panel was encouraging. The interview was conducted bits & pieces in eng & Bengali.

By the casual approach of the doc verifier & the sub staff, it looked like there was hardly any chance. All three who came out prior to me said that they were questioned from their subjects of specialization. So may be preparing ones subject is a better option, if there isnt anything at your disposal to amuse the panel. IBPS has been one of the most successful organizations in the recent months in giving the Indian job seekers a ray of hope to enter the banks. The public sector banks will be calling up nearly 1 lakh candidates for interview from the list of IBPS clerk passed candidates. The query for IBPS clerk interview pattern and techniques to crack them has been the major concern among the candidates in the recent reports. So, the most effective and best IBPS clerk interview success tips have been bunched up together in this article and presented before the candidates to get most out of the public sector and private sector bank clerical interviews in the coming months. This report has been made up by some of the successful candidates in PO and clerical interviews from the major banks. Lets get into the questions and their definite answers. Query on how should I present myself in front of the judging panel? Ans: You should be correct on time and keep an eye on your documents that they are properly stacked according to preference or not. It shows a disciplined character of the candidate towards the panel. Dress up in formals and keep hairs and nails neat and clean. When you are to enter the room, ask for permission in a calm yet confident tone. And ask if you can seat when you go in front of them, sit when they ask you to sit. Calmly be firm and straight in your posture and look towards everyone when answering their questions. This makes the judging panel feel that you are confident and ready to answer them. Also it shows your clarity on the subject and makes them interested towards you, which is very important for any type of interview. Introduce yourself. Ans: The judging panel has an introductory common question and that is your introduction. Be careful not just to get over the question and say your normal answer which you have been doing so far to relatives and people. Be frank and besides your educational and personal background, say about some sort of achievements that have made you more regularized and strong as a person. But do not just say I have achieved this and that, rather say I have been given this award for my this and that effort. That will make them feel that you are not too much boasting and you are truly a genious. Why you have chosen banking career after 10+2 or graduation, why not your related field? Ans: It will be the most common and mark scoring question in the coming IBPS clerical 2012 interviews. The IBPS clerk interview pattern holds the successful key here. Start with saying like, I have always seen the potential in the banking sector, be it a recession or slowdown, banks have always topped the chart in regular business with no downfall. It also has a great career development potential that no other industry can provide. I feel that the education I have achieved so far, more or less I can contribute from my knowledge to the banking sector and make the personal as well as organizational mutual development. This will show the judgment panel that you are clear cut about your objective and have no hesitations in your aim.

Question about banking and its current affairs: Ans: There will be some questions on banking related knowledge and current affairs related to banking. So get over some books that have current affairs on banking. Kirans General Banking and Economic Awareness is a good book for the clerical bank related questions. Questions on current RBI regulatory policies, recession and its affects and the bank on which you are giving interview (related questions) will be asked. So prepare for these type of questions and answer fluently. If you cannot say them that you are unable to, but do not hesitate. That will make a wrong impression of your confidence. If you are selected, what are your future plans and how that will help the bank growth? Ans This is also an important question that has been quite difficult to answer for some people at that instant moment. Start with, Sir, because I see the banking sector as the bond of an individual as well as mutual relationship, it makes a great amount of sense that cooperation and customer satisfaction will be my top priority. I will work over customer and official work satisfaction and also keep an eye on the bank business requirements. I will be more than happy if I can serve the bank in different roles as and when the need arise. As I will be commited purely on my work and organization business needs, I think bank will grow more than the expectations with proper mutual cooperation. Not only it will serve the purpose of bank business growth, but will also develop my working skills and personal attitude. There can be more questions about family and relationships, IQ related questions and general knowledge. But the most important fact is whatever be the question, be confident and answer with a smiling face. Remember, many questions are asked just to confuse you and make you pressurized, as the judges want to see how you can handle the situation. So, be calm and confident in the IBPS clerk 2012 interviews. IBPS interviews are there for scoring marks, not to downgrade you. So, get the most out of yourself and take on the first step to a successful bank career. As per aspirant demands, we have analysed and made a report on IBPS clerk score and probability of getting call for interview. Visit the link below for detailed analysis on your clerk score and where you rank for an interview call.

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