LOVELY PROFESSIONAL UNIVERSITY DEPARTMENT OF MANAGEMENT

Report on Summer Training Topic Investment pattern of Defence employees

Submitted to Lovely Professional University

In partial fulfilment of the Requirements for the award of Degree of Master of Business Administration

Submitted by: Sahil Goel Q3202A29 Industry Mentor - Mr. Nitin Bhushan Project Guide Mr. Harsh Mehrotra

DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY JALANDHAR NEW DELHI GT ROAD PHAGWARA PUNJAB

DECLARATION
This is the report of the project work entitled Investment pattern of Defence Employees undertaken by me during the six weeks summer internship project RELIANCE MONEY SOLUTION, LUDHIANA. I hereby declare that project report is being submitted by me to BUSINESS SCHOOL OF LOVELY PROFESSIONAL UNIVERSITY for the partial fulfilment of the degree of MASTER OF BUSINESS ADMINISTRAION of first year. A copy of this project has been submitted to the organisation where the project was developed that is RELIANCE MONEY SOLUTION. This project is not submitted to any other organisation or university or college and is the outcome of my work. report at

ACKNOWLEDGEMENT
With all humility and blessings of almighty, I place on record my gratitude and indebtedness to the following without whose guidance, support and concern I would not have been able to complete my dissertation. I would like to express my gratitude to the management of Reliance Money Solution for giving me the opportunity to undertake my summer internship program in the company which gave me an insight into the working of the company and the telecom sector. During the training I had the privilege to work under the guidance of Faculty Guide Mr. Maninder Singh to my honorable guide, Mr. Harsh Mehrotra for being an indispensable source of guidance and encouragement. The knowledgeable discussions with him gave me confidence to accomplish this task. I owe my sincere regards and thanks to him, who provided me with the relevant material, assistance and support required for this project during the course of the summer internship program. Last but not the least, I would also like to thank my institute Lovely Professional University, Jalandhar for inculcating in me the management knowledge and skills and then providing me with the best opportunity to apply and update my knowledge and skills through summer internship in such an esteemed organization. Thank you Sahil Goel

TABLE OF CONTENT

Chapter No. 1. 2. 3. 5. 6. 7.

Chapter Name Introduction Company Profile Review of Literature Research Methodology Data Analysis and Interpretation Findings, Suggestions and Conclusion Reference Annexure

Page No. 1 19 20 36 37 49 50 55 56 76 77 79 80 83 84 86

ABSTRACT

An investment refers to the commitment of funds at present, in anticipation of some positive rate of return in future. Today the spectrum of investment is indeed wide. An investment is confronted with array of investment avenues. Among all investment, investment in equity is in best high proportion. This is because the history of stock market is booming and bursts overnight millionaires, an instant pauper. Indian economy is doing indeed well in recent years. The study has been undertaken to analyze the investment pattern of Defence employees. The main reasons behind the study are the factors like income, economy condition, and the risk covering nature of the Defence employees. This study has been undertaken in Reliance Money Solution, which was incorporated in the year 2007. And the company, which is, diversified into many fields like securities, insurance, mutual fund, IPO, distribution, commodities and investment services. This project contains the Defence employees preferences and as well as the different factors that affect their decision on the different investment avenues most of them are the clients of Reliance Money Solutions, which provides a complete bouquet of products in equity, debt, commodities, forex, depository, derivatives and allied services in India. This study includes response of Defence employees in choosing securities in each classification and analysis has been for the respective performance based on their returns. The findings relates to the outperforming products and investors risk taking ability while investing in each different products.