Fsa 2006 10

All Banks - Overall
Items
2006
A.Total equity (A1 to A3)
331,386,671
163,408,629
104,080,958
63,897,084
64,463,850
3,817,847,790
58,773,919
418,336,738
3,141,966,704
198,770,429
4,213,698,311
402,479,823
174,044,738
203,579,158
804,124,587
2,472,723,457
175,025,866
124,155,790
2,348,567,667
87,421,942
193,480,396
1.Share capital/head office capital account

2.Reserves
3.Un appropriated profit
4.Others
B.Total liabilities (B1 to B4)

1.Bills payable
2.Borrowings from financial institutions
3.Deposits and other accounts
4.Other/misc. liabilities
C.Total assets (C1 to C4 + C8 to C10)

1.Cash and balances with treasury banks
2.Balances with other banks
3.Lending to financial institutions
4.Investments
5.Gross advances
6.Advances-non-performing/classified
7.Provision against advances
8.Advances net of provision (C5 - C7)
9.Fixed assets
10.Other/misc. assets
D.Profit & loss account

1.Markup/interest earned
2.Markup/interest expenses
3.Net markup/interest income
4.Provisions and write-offs
5.Net markup/interest income after provisions
6.Non-markup/interest income
7.Non-markup/interest expenses
8.Administrative expenses
9.Profit/(loss) before taxation
10.Profit/(loss) after taxation
301,311,863
129,874,785
171,437,078
20,258,591
146,652,481
68,118,332
100,152,674
96,141,879
118,675,491
78,257,115
E.Other items
1.Cash generated from operating activities
2.Commitments and contigencies
140,389,565
2,179,891,108
F.Efficiency ratios/profitability ratios

1.Spread ratio (D3/D1)
2.Net markup/interest margin (D1-D2)/C
3.Return on equity (ROE) (D10/A)
4.Return on assets (ROA) (D10/C)
5.Non-markup/interest income to total assets (D6/C)
6.Net markup/interest income(after provisions) to total assets(D5/C)
7.Markup/interest expense to markup/interest income (D2/D1)
8.Admin. expesne to profit before tax. (D8/D9)
9.Non-markup/interest expense to total income D7/(D1+D6)
10.Admin. expense to non-markup/interest income(D8/D6)(times)
56.90%
4.07%
23.62%
1.86%
1.62%
3.48%
43.10%
0.81
27.11%
1.41
G.Liquidity ratios
1.Cash & cash equivalent to total assets (C1+C2)/C
2.Investment to total assets (C4/C)
13.68%
19.08%
3.Advances net of provisions to total assets (C8/C)
55.74%
74.57%
90.61%
78.70%
69.45%
4.Deposits to total assets (B3/C)

5.Total liabilities to total assets (B/C)
6.Gross advances to deposits (C5/B3)
7.Gross advances to borrowing & deposits C5/(B2+B3)
H.Assets quality ratios

1.Non-performing loans to gross advances (C6/C5)
7.08%
5.02%
52.82%
16.32%
70.94%
2.Provision against NPLs to gross advances (C7/C5)

3.NPLs to total equity (C6/A)
4.NPLs write off to NPLs provision (D4/C7)
5.Provision against NPL to NPLs (C7/C6)
I.Capital /leverage ratios

1.Capital ratio (A/C)
7.86%
6.58
9.48
2.Commitments & contingencies to total equity (E2/A) (times)

3.Total deposit to total equity (B3/A) (times)
J.Cash flow ratio

1.Cash generated from operating activities to profit after tax (E1/D10) (times)
1.79
27
Financial Statement Analysis of Financial Sector
2010
(Thousand Rupees)
2007
2008
2009
331,386,671
163,408,629
104,080,958
63,897,084
64,463,850
3,817,847,790
58,773,919
418,336,738
3,141,966,704
198,770,429
4,213,698,311
402,479,823
174,044,738
203,579,158
804,124,587
2,472,723,457
175,025,866
124,155,790
2,348,567,667
87,421,942
193,480,396
435,990,804
231,530,188
118,940,698
85,519,918
108,613,011
4,626,769,389
82,075,093
452,050,150
3,854,364,311
238,279,835
5,171,373,204
469,267,797
147,510,726
190,577,446
1,275,225,750
2,842,331,732
204,625,366
159,434,804
2,682,896,928
168,544,767
237,349,790
505,469,823
277,045,918
148,257,246
80,166,659
62,957,129
5,074,659,145
69,530,488
460,028,229
4,226,432,569
318,667,859
5,643,086,097
477,615,770
184,087,341
188,414,080
1,085,196,330
3,417,406,346
256,574,388
237,965,887
3,179,440,459
191,279,879
337,052,238
577,489,516 496,319,926
322,555,374 355,672,961
160,847,946 168,791,010
94,086,196
(28,144,045)
77,834,856
57,359,198
5,819,081,404 5,580,430,922
71,535,546
67,353,624
654,221,038 571,381,154
4,767,568,432 4,670,684,664
325,756,388 271,011,480
6,474,405,776 6,134,110,046
535,829,420 476,641,395
184,565,619 158,136,959
238,334,964 178,262,389
1,700,945,540 1,883,016,588
3,536,281,538 3,239,522,889
305,012,840 445,326,866
300,791,664 313,290,894
3,235,489,874 2,926,231,995
214,981,241 202,240,090
364,259,118 309,580,630
301,311,863
129,874,785
171,437,078
20,258,591
146,652,481
68,118,332
100,152,674
96,141,879
118,675,491
78,257,115
383,579,497
183,686,714
199,892,786
61,165,329
141,321,995
92,849,866
125,859,144
123,286,772
107,153,118
77,935,097
482,070,799
246,295,314
235,775,485
104,266,763
130,344,598
103,289,492
166,010,509
160,702,985
63,261,197
43,415,974
591,254,959
324,366,818
266,888,101
115,339,021
151,550,776
104,006,652
185,579,517
181,757,429
53,706,784
47,987,899
140,389,565
2,179,891,108
418,781,554
3,205,635,962
1,849,272
2,565,591,273
617,468,117 375,982,696
2,969,658,632 3,114,742,972
56.90%
4.07%
23.62%
1.86%
1.62%
3.48%
43.10%
52.11%
3.87%
17.88%
1.51%
1.80%
2.73%
47.89%
1.15
26.42%
1.33
48.91%
4.18%
8.59%
0.77%
1.83%
2.31%
51.09%
2.54
28.36%
1.56
45.14%
4.12%
8.31%
0.74%
1.61%
2.34%
54.86%
3.38
26.69%
1.75
43.66%
3.95%
5.93%
0.48%
1.44%
2.40%
55.35%
3.29
25.67%
1.9
11.93%
24.66%
11.73%
19.23%
11.13%
26.27%
10.35%
30.70%
27.11%
13.68%
19.08%
2010
542,177,331
300,110,853
236,688,896
93,488,117
147,156,497
88,162,502
161,777,910
167,422,101
50,921,714
29,438,202
55.74%
74.57%
90.61%
78.70%
69.45%
51.88%
74.53%
89.47%
73.74%
66.00%
56.34%
74.90%
89.93%
80.86%
72.92%
49.97%
73.64%
89.88%
74.17%
65.22%
47.70%
76.14%
90.97%
69.36%
61.80%
7.08%
5.02%
52.82%
16.32%
70.94%
7.20%
5.61%
46.93%
38.36%
77.92%
7.51%
6.96%
50.76%
43.82%
92.75%
8.63%
8.51%
52.82%
38.35%
98.62%
13.75%
9.67%
89.73%
29.84%
70.35%
7.86%
8.43%
7.35
8.84
8.96%
5.08
8.36
8.92%
5.14
8.26
8.09%
6.28
9.41
5.37
0.04
12.9
12.8
Local Banks - Overall

Items
2006
304,851,985
143,200,391
101,097,330
60,554,264
64,595,850
3,568,143,289
55,611,140
373,754,767
2,951,799,705
186,977,677
3,937,591,124
368,655,772
162,042,059
187,924,930
754,055,493
2,317,383,503
170,766,831
121,163,532
2,196,219,971
83,240,739
185,452,160
1.Share capital
2.Reserves
4.Others
B.Total liabilities(B1 to B4)

1.Bills payable

4.Investments
5.Gross advances
8.Advances net of provision (C5-C7)
9.Fixed assets

2.Markup/interest expensed
278,214,054
118,773,450
159,440,604
18,415,063
140,702,065
62,087,508
90,804,700
86,846,915
111,825,891
73,486,907
E.Other items
1.No. of ordinary shares
2.Cash dividend
3.Stock dividend/bonus shares
14,376,460
N/A
N/A
128,804,651
1,790,210,145

6.Net markup/interest income(after prov.) to total assets(D5/C)
8.Admin. expense to profit before tax. (D8/D9) (times)
10.Admin. expense to non-markup/interest income (D8/D6) (times)
57.31%
4.05%
0.24
1.87%
1.58%
3.57%
42.69%
0.78
26.68%
1.4
11.Earning per share (D10/E1)
5.11
G.Liquidity ratios
13.48%
19.15%
55.78%
74.96%
90.62%
78.51%
69.68%


7.Gross advances to borrowing & deposit C5/(B2+B3)

1.Non-performing loan to gross advances (C6/C5)
7.37%
7.61%
56.02%
15.20%
70.95%
2.Provisions against NPLs to gross advances (C7/C5)

3.NPLs to shareholders equity (C6/A)
4.NPLs write off to NPLs provisions (D4/C7)

7.74%
5.87
21.2
9.68

3.Break up value per share (A/E1)
J.Cash flow ratio

1.Cash generated from opration activities to profit after tax (E4/D10) (times)
1.75
28
2010
(Thousand Rupees)
2007
2008
2009
304,851,985
143,200,391
101,097,330
60,554,264
64,595,850
3,568,143,289
55,611,140
373,754,767
2,951,799,705
186,977,677
3,937,591,124
368,655,772
162,042,059
187,924,930
754,055,493
2,317,383,503
170,766,831
121,163,532
2,196,219,971
83,240,739
185,452,160
416,570,840
214,444,697
118,940,698
83,185,445
108,672,209
4,473,437,078
78,328,193
432,584,922
3,737,263,105
225,260,858
4,998,680,127
445,344,022
142,213,130
174,168,615
1,248,798,605
2,751,665,342
203,448,143
157,223,346
2,594,441,996
166,577,174
227,136,585
470,965,547
244,915,598
148,181,461
77,868,488
63,489,982
4,874,068,893
65,107,084
442,681,300
4,078,494,404
287,786,105
5,408,524,422
442,680,478
165,718,117
158,500,096
1,062,603,406
3,312,965,635
253,438,126
235,446,658
3,077,518,977
187,582,375
313,920,973
541,640,742 441,927,667
287,671,156 303,057,929
160,755,231 167,945,627
93,214,355
(29,075,889)
77,944,333
43,652,352
5,613,784,094 5,242,824,285
67,937,887
59,685,624
637,490,458 539,608,515
4,606,632,002 4,398,530,444
301,723,747 244,999,702
6,233,369,169 5,728,404,304
501,036,194 436,891,208
168,295,773 152,726,290
206,217,010 137,139,110
1,648,572,930 1,762,708,051
3,441,167,668 3,075,934,892
298,621,849 423,030,294
296,003,278 297,013,356
3,145,164,390 2,778,921,536
211,391,751 169,239,819
352,691,121 290,778,290
278,214,054
118,773,450
159,440,604
18,415,063
140,702,065
62,087,508
90,804,700
86,846,915
111,825,891
73,486,907
368,333,275
175,541,831
192,791,447
58,426,217
136,959,768
87,927,505
119,082,194
117,431,866
104,645,480
76,175,349
463,838,210
237,196,646
226,641,564
99,698,545
125,735,437
97,517,397
155,635,765
150,384,735
63,254,685
42,765,351
568,991,933
312,169,683
256,822,210
110,612,012
146,210,238
98,397,974
173,525,486
169,859,329
54,557,356
48,797,277
14,376,460
21,413,538
N/A
N/A
419,615,976
2,692,648,071
24,452,483
N/A
N/A
(30,881,293)
2,165,108,445
28,727,997
30,213,352
N/A
N/A
N/A
N/A
562,404,446 355,325,122
2,580,566,610 2,614,651,649
52.34%
3.86%
0.18
1.52%
1.76%
2.74%
47.66%
1.12
26.10%
1.34
48.86%
4.19%
0.09
0.79%
1.80%
2.32%
51.14%
2.38
27.72%
1.54
45.14%
4.12%
0.09
0.78%
1.58%
2.35%
54.86%
3.11
26.00%
1.73
128,804,651
1,790,210,145
57.31%
4.05%
1.87%
1.58%
3.57%
42.69%
26.68%
2010
514,830,501
290,099,278
224,781,223
89,393,994
139,342,947
82,738,130
150,293,323
156,118,139
49,408,874
28,417,866
43.66%
3.92%
0.06
0.50%
1.44%
2.43%
56.35%
3.16
25.15%
1.89
3.56
1.75
1.7
0.94
13.48%
19.15%
55.78%
74.96%
90.62%
78.51%
69.68%
11.75%
24.98%
51.90%
74.76%
89.49%
73.63%
65.99%
11.25%
19.65%
56.90%
75.41%
90.12%
81.23%
73.28%
10.74%
26.45%
50.46%
73.90%
90.06%
74.70%
65.62%
10.29%
30.77%
48.51%
76.78%
91.52%
69.93%
62.29%
7.37%
7.61%
56.02%
15.20%
70.95%
7.39%
7.44%
48.84%
37.16%
77.28%
7.65%
10.92%
53.81%
42.34%
92.90%
8.68%
8.60%
55.13%
37.37%
99.12%
13.75%
9.66%
95.72%
30.10%
70.21%
7.74%
8.33%
6.46
19.45
8.97
8.71%
4.6
19.26
8.66
8.69%
4.76
18.9
8.5
7.71%
5.92
14.6
9.95
5.51
-0.72
11.5
12.5
Public Sector Banks - Overall

Items
###
67,368,318
12,277,801
19,320,882
35,769,635
34,647,054
734,145,090
11,674,603
23,950,832
665,737,606
32,782,049
836,160,462
94,960,320
48,419,975
38,784,613
179,883,222
465,064,714
41,840,789
35,378,658
429,686,056
12,045,780
32,380,496
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

58,326,659
22,998,660
35,327,999
3,109,850
32,218,149
15,485,832
16,174,937
15,851,759
31,539,251
21,195,524
E.Other items
2.Cash dividend
1,227,780
N/A
N/A
20,690,662
342,542,955

60.57%
4.23%
0.3
2.53%
1.85%
3.85%
39.43%
0.5
21.91%
1
17
G.Liquidity ratios
17.15%
21.51%
51.39%
79.62%
87.80%
69.86%
67.43%



9.00%
3.52%
62.11%
8.79%
84.56%


8.06%
5.1
55
9.9

J.Cash flow ratio

1
29
2010
(Thousand Rupees)
2007
2008
2009
2010
67,368,318
12,277,801
19,320,882
35,769,635
34,647,054
734,145,090
11,674,603
23,950,832
665,737,606
32,782,049
836,160,462
94,960,320
48,419,975
38,784,613
179,883,222
465,064,714
41,840,789
35,378,658
429,686,056
12,045,780
32,380,496
90,977,453
16,671,332
24,729,769
49,576,352
51,320,469
893,595,159
8,541,822
30,071,917
812,969,640
42,011,780
1,035,893,081
111,258,061
43,513,302
28,017,600
296,355,059
526,923,813
44,053,993
39,203,981
487,719,832
29,537,449
39,491,778
93,237,138
18,544,359
29,033,178
45,659,601
18,749,454
930,323,564
11,663,371
53,675,530
819,683,051
45,301,612
1,042,310,156
119,322,457
44,286,770
20,394,708
204,784,000
629,389,241
46,182,798
68,723,074
560,666,167
28,051,915
64,804,139
105,947,390
21,339,327
30,772,821
53,835,242
24,407,777
1,048,855,345
12,159,963
62,735,275
925,579,944
48,380,163
1,179,210,512
128,768,167
33,574,566
23,167,380
262,378,136
702,391,244
47,425,052
80,306,472
622,084,772
29,836,672
79,400,819
22,485,279
17,558,175
9,588,563
(4,661,459)
2,844,231
378,829,498
3,370,018
21,969,713
342,319,425
11,170,342
404,159,008
29,381,894
14,221,027
14,633,604
100,961,868
239,080,287
51,555,473
28,607,493
210,472,794
7,847,740
26,640,081
58,326,659
22,998,660
35,327,999
3,109,850
32,218,149
15,485,832
16,174,937
15,851,759
31,539,251
21,195,524
71,174,301
32,896,942
38,277,359
7,287,953
30,989,906
19,795,675
17,563,511
17,311,928
33,235,659
23,856,716
82,390,735
42,609,185
39,781,550
30,489,527
9,292,023
21,028,786
23,756,378
21,993,798
6,564,431
5,642,453
99,987,156
58,902,037
41,085,119
32,340,670
8,744,449
23,658,764
27,820,970
26,542,786
4,582,243
7,435,057
35,625,221
26,909,381
8,715,840
21,126,108
(11,764,736)
6,774,674
8,948,066
8,738,096
(13,938,128)
(7,822,720)
1,227,780
1,667,133
N/A
N/A
117,131,331
453,678,543
1,854,436
N/A
N/A
(45,155,885)
294,175,142
2,133,932
N/A
N/A
5,620,493
290,828,179
1,755,817
N/A
N/A
(5,845,144)
162,900,772
53.78%
3.70%
0.26
2.30%
1.91%
2.99%
46.22%
0.52
19.31%
0.87
48.28%
3.82%
0.06
0.54%
2.02%
0.89%
51.72%
3.35
22.97%
1.05
41.09%
3.48%
0.07
0.63%
2.01%
0.74%
58.91%
5.79
22.50%
1.12
24.47%
2.16%
-0.35
-1.94%
1.68%
-2.91%
75.53%
-0.63
21.10%
1.29
20,690,662
342,542,955
60.57%
4.23%
2.53%
1.85%
3.85%
39.43%
21.91%
14.31
3.04
3.48
-4.46
17.15%
21.51%
51.39%
79.62%
87.80%
69.86%
67.43%
14.94%
28.61%
47.08%
78.48%
86.26%
64.81%
62.50%
15.70%
19.65%
53.79%
78.64%
89.26%
76.78%
72.07%
13.77%
22.25%
52.75%
78.49%
88.95%
75.89%
71.07%
10.79%
24.98%
52.08%
84.70%
93.73%
69.84%
65.63%
9.00%
3.52%
62.11%
8.79%
84.56%
8.36%
4.49%
48.42%
18.59%
88.99%
7.34%
5.64%
49.53%
44.37%
148.81%
6.75%
11.43%
44.76%
40.27%
169.33%
21.56%
11.97%
229.29%
73.85%
55.49%
8.06%
8.78%
4.99
54.57
8.94
8.95%
3.16
50.28
8.79
8.98%
2.75
49.7
8.74
5.56%
7.24
12.81
15.22
4.91
-8
0.76
0.75
FIRST WOMEN BANK LIMITED

Items
2006
868,479
283,650
175,759
409,070
66,153
8,054,770
62,057
931,520
7,061,193
0
8,989,402
705,703
301,056
1,431,628
3,137,533
3,114,821
47,503
48,572
3,066,249
153,060
194,173
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

722,410
237,905
484,505
5,583
478,922
61,874
284,312
284,219
256,484
165,910
E.Other items
2.Cash dividend
28,365
0.00%
0.00%
(2,228,763)
532,835

67.07%
5.39%
0.19
1.85%
0.69%
5.33%
32.93%
1.11
36.25%
4.59
5.85
G.Liquidity ratios
11.20%
34.90%
34.11%
78.55%
89.60%
44.11%
38.97%



1.53%
5.47%
11.49%
102.25%


9.66%
0.61
30.62
8.13

J.Cash flow ratio

-13.43
30
2010
(Thousand Rupees)
2007
2008
2009
2010
1,028,116
283,650
207,336
537,130
60,128
7,897,332
193,321
21,543
7,682,468
0
8,985,576
809,657
384,792
1,245,000
3,159,640
3,129,582
85,282
66,075
3,063,507
148,686
174,294
1,135,800
283,650
228,540
623,610
(32,767)
6,200,688
101,993
27,140
5,939,308
132,247
7,303,721
575,929
400,761
350,849
2,264,088
3,409,842
105,512
105,512
3,304,330
174,833
232,931
1,058,318
283,650
228,540
546,128
35,049
9,164,693
89,020
31,328
8,756,793
287,552
10,258,060
713,140
586,849
1,136,025
4,097,423
3,481,854
207,633
207,633
3,274,221
203,972
246,430
1,084,517
283,650
233,282
567,585
21,504
11,597,139
102,182
966,885
10,195,214
332,858
12,703,160
836,311
600,228
926,323
3,430,251
6,535,694
430,232
227,554
6,308,140
188,248
413,659
685,346
171,694
513,652
18,065
495,587
82,485
339,650
332,517
238,422
157,887
736,103
212,601
523,502
50,153
473,349
90,343
373,249
367,798
190,443
106,020
896,476
408,000
488,476
179,549
308,927
66,879
462,060
451,930
(86,254)
(80,101)
1,374,548
763,841
610,707
76,899
533,808
57,141
536,272
533,679
54,677
23,711
28,365
0.00%
0.00%
214,391
198,418
28,365
0.00%
0.00%
(930,303)
202,048
28,365
0.00%
0.00%
2,108,232
226,087
28,365
0.00%
0.00%
(521,807)
201,272
74.95%
5.72%
0.15
1.76%
0.92%
5.52%
25.05%
1.39
44.23%
4.03
71.12%
7.17%
0.09
1.45%
1.24%
6.48%
28.88%
1.93
45.16%
4.07
54.49%
4.76%
-0.08
-0.78%
0.65%
3.01%
45.51%
-5.24
47.96%
6.76
44.43%
4.81%
0.02
0.19%
0.45%
4.20%
55.57%
9.76
37.46%
9.34
5.57
3.74
-2.82
0.84
13.29%
35.16%
34.09%
85.50%
87.89%
40.74%
40.62%
13.37%
31.00%
45.24%
81.32%
84.90%
57.41%
57.15%
12.67%
39.94%
31.92%
85.37%
89.34%
39.76%
39.62%
11.31%
27.00%
49.66%
80.26%
91.29%
64.11%
58.55%
2.73%
3.09%
5.96%
8.29%
27.34%
77.48%
9.29%
47.53%
100.00%
19.62%
86.47%
100.00%
6.58%
3.48%
39.67%
33.79%
52.89%
11.44%
0.19
36.25
7.47
15.55%
0.18
40.04
5.23
10.32%
0.21
37.31
8.27
8.54%
0.19
38.23
9.4
1.36
-8.77
-26.32
-22.01
NATIONAL BANK OF PAKISTAN

Items
###
53,044,649
7,090,712
13,879,260
32,074,677
28,909,469
553,178,593
10,605,663
11,704,079
501,872,243
28,996,608
635,132,711
78,625,227
40,641,679
23,012,732
139,946,995
348,370,458
36,259,886
32,260,052
316,110,406
9,681,974
27,113,698
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

44,100,934
13,947,218
30,153,716
2,371,546
27,782,170
12,162,892
13,634,485
13,443,441
26,310,577
17,022,346
E.Other items
2.Cash dividend
709,071
0.40%
0.15%
10,176,913
295,045,324

68.37%
4.75%
0.3
2.68%
1.92%
4.37%
31.63%
0.5
24.23%
1.1
24
G.Liquidity ratios
18.78%
22.03%
49.77%
79.02%
87.10%
69.41%
67.83%



10.41%
68.36%
7.35%
88.97%


8.35%
5.6
75
9.5

J.Cash flow ratio

0.6
31
2010
(Thousand Rupees)
2007
2008
###
2010
53,044,649
7,090,712
13,879,260
32,074,677
28,909,469
553,178,593
10,605,663
11,704,079
501,872,243
28,996,608
635,132,711
78,625,227
40,641,679
23,012,732
139,946,995
348,370,458
36,259,886
32,260,052
316,110,406
9,681,974
27,113,698
69,270,631
8,154,319
15,772,124
45,344,188
47,067,023
645,855,939
7,061,902
10,886,063
591,907,435
36,000,539
762,193,593
94,873,249
37,472,832
21,464,600
210,787,868
375,090,202
38,317,552
34,413,102
340,677,100
25,922,979
30,994,965
81,367,002
8,969,751
19,941,047
52,456,204
21,092,216
715,299,108
10,219,061
40,458,926
624,939,016
39,682,105
817,758,326
106,503,756
38,344,608
17,128,032
170,822,491
457,828,029
56,462
44,841,164
412,986,865
24,217,655
47,754,919
94,791,919
10,763,702
22,681,707
61,346,510
24,764,459
824,676,384
10,621,169
45,278,138
726,464,825
42,312,252
944,232,762
115,827,868
28,405,564
19,587,176
217,642,822
530,862,393
70,923
55,618,962
475,243,431
25,147,192
62,378,709
10,740,123
6,982,550
1,380,010
2,377,563
339,868
143,672,434
1,767,370
5,829,296
131,070,328
5,005,440
154,752,425
12,780,806
9,939,660
10,511,855
54,966,907
58,046,309
4,318,323
3,851,146
54,195,163
3,066,100
9,291,934
44,100,934
13,947,218
30,153,716
2,371,546
27,782,170
12,162,892
13,634,485
13,443,441
26,310,577
17,022,346
50,569,481
16,940,011
33,629,470
4,722,735
28,906,735
13,544,845
14,391,079
14,205,911
28,060,501
19,033,773
60,942,798
23,884,768
37,058,030
10,970,814
26,087,216
16,415,862
19,502,080
18,171,198
23,000,998
15,458,590
77,947,697
39,489,649
38,458,048
11,669,335
26,788,713
19,025,357
23,513,897
22,571,470
22,300,173
18,211,846
12,290,549
6,606,474
5,684,075
1,496,476
4,187,599
2,475,030
4,535,669
4,460,804
2,126,960
1,649,588
709,071
0.40%
0.15%
10,176,913
295,045,324
815,432
0.75%
0.10%
78,804,419
385,849,667
896,975
65.00%
20.00%
2,532,681
241,861,468
1,076,370
75.00%
25.00%
45,451,673
236,732,608
698,255
0.00%
0.15%
41,257,569
108,236,057
68.37%
4.75%
66.50%
4.41%
0.27
2.50%
1.78%
3.79%
33.50%
0.51
22.45%
1.05
60.81%
4.53%
0.19
1.89%
2.01%
3.19%
39.19%
0.79
25.21%
1.11
49.34%
4.07%
0.2
1.93%
2.01%
2.84%
50.66%
1
24.25%
1.2
46.25%
3.67%
0.15
1.07%
1.60%
2.71%
53.75%
2.1
30.72%
1.8
2.68%
1.92%
4.37%
31.63%
24.23%
18.78%
22.03%
49.77%
79.02%
87.10%
69.41%
67.83%
10.41%
23.34
17.23
17
2.36
17.36%
27.66%
44.70%
77.66%
84.74%
63.37%
62.23%
17.71%
20.89%
50.50%
76.42%
87.47%
73.26%
68.81%
15.28%
23.05%
50.33%
76.94%
87.34%
73.07%
68.79%
14.68%
35.52%
35.02%
84.70%
92.84%
44.29%
42.40%
7.44%
6.63%
40.21%
38.86%
89.18%
10.22%
0.01%
68.36%
7.35%
88.97%
55.32%
13.72%
89.81%
0.07%
24.47%
79,418.31%
0.01%
10.48%
0.07%
20.98%
78,421.61%
8.35%
9.09%
5.57
84.95
8.54
9.95%
2.97
90.71
7.68
10.04%
2.5
88
7.7
6.94%
10.08
15.38
12.2
4.14
0.16
2.5
25.01
THE BANK OF KHYBER

Items
2006
2,796,222
2,000,949
728,631
66,642
204,686
24,182,304
150,435
4,325,809
19,076,564
629,496
27,183,212
1,574,531
3,755,151
2,493,430
8,565,483
11,108,715
3,187,646
1,919,268
9,189,447
142,002
1,463,168
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

1,924,279
1,304,742
619,537
358,995
260,542
306,677
375,957
372,129
203,469
203,013
E.Other items
2.Cash dividend
200,095
0.00%
0.00%
2,745,400
4,420,004

32.20%
2.28%
0.07
0.75%
1.13%
0.96%
67.80%
1.83
16.85%
1.21
1.01
G.Liquidity ratios
19.61%
31.51%
33.81%
70.18%
88.96%
58.23%
47.47%



28.70%
114.00%
18.70%
60.21%


10.29%
1.58
13.97
6.82

J.Cash flow ratio

13.52
32
2010
(Thousand Rupees)
2007
2008
2009
2010
5,568,253
4,002,984
1,323,077
242,192
307,977
23,863,487
348,952
1,321,396
21,410,828
782,311
29,739,717
1,364,853
3,728,016
2,858,000
8,945,856
12,174,026
2,301,268
2,088,386
10,085,640
213,025
2,544,327
5,677,816
4,002,984
1,436,359
238,473
(996,600)
26,657,773
122,516
910,691
24,732,195
892,371
31,338,989
1,557,715
3,362,946
2,282,494
8,985,441
14,925,119
3,331,487
2,281,305
12,643,814
187,589
2,318,990
5,040,633
5,004,001
435,342
(398,710)
921,664
32,848,273
229,973
5,147,036
26,285,794
1,185,470
38,810,570
1,542,102
2,403,698
1,810,846
17,925,911
14,820,746
4,457,159
2,984,784
11,835,962
1,013,670
2,278,381
5,604,119
5,004,001
548,039
52,079
3,796,254
41,393,930
280,665
2,894,759
36,981,351
1,237,155
50,794,303
5,079,720
1,502,684
2,562,093
19,852,730
21,272,033
4,117,581
3,033,700
18,238,333
1,121,554
2,437,189
2,380,380
1,845,360
535,020
659,384
(124,364)
745,552
543,763
522,723
91,014
219,437
2,958,865
1,897,816
1,061,049
238,593
822,456
339,755
956,315
654,869
205,896
137,348
3,390,014
2,390,388
999,626
1,261,819
(262,193)
383,702
920,279
719,453
(798,770)
(637,183)
4,207,155
2,925,066
1,282,089
322,766
1,604,855
59,677
951,391
943,680
713,141
563,486
400,298
0.00%
0.00%
(2,390,426)
4,641,163
400,298
25.00%
0.00%
1,626,745
5,208,484
500,400
0.00%
0.00%
6,445,596
6,966,342
500,400
0.00%
0.00%
1,804,102
7,560,301
22.48%
1.80%
0.04
0.74%
2.51%
-0.42%
77.52%
5.74
17.40%
0.7
35.86%
3.39%
0.02
0.44%
1.08%
2.62%
64.14%
3.18
28.99%
1.93
29.49%
2.58%
-0.13
-1.64%
0.99%
-0.68%
70.51%
-0.9
24.39%
1.88
30.47%
2.52%
0.1
1.11%
0.12%
3.16%
69.53%
1.32
22.30%
15.81
0.55
0.34
-1.27
1.13
17.12%
30.08%
33.91%
71.99%
80.24%
56.86%
53.55%
15.70%
28.67%
40.35%
78.92%
85.06%
60.35%
58.20%
10.17%
46.19%
30.50%
67.73%
84.64%
56.38%
47.15%
12.96%
39.08%
35.91%
72.81%
81.49%
57.52%
53.35%
18.90%
22.32%
30.07%
41.33%
31.57%
90.75%
58.68%
10.46%
68.48%
88.42%
42.28%
66.97%
19.36%
14.26%
73.47%
10.64%
73.68%
18.72%
0.83
13.91
3.85
18.12%
0.92
14.18
4.36
12.99%
1.38
10.07
5.21
11.03%
1.35
11.2
6.6
-10.89
11.84
-10.12
3.2
THE BANK OF PUNJAB

Items
###
10,658,968
2,902,490
4,537,232
3,219,246
5,466,746
148,729,423
856,448
6,989,424
137,727,606
3,155,945
164,855,137
14,054,859
3,722,089
11,846,823
28,233,211
102,470,720
2,345,754
1,150,766
101,319,954
2,068,744
3,609,457
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

11,579,036
7,508,795
4,070,241
373,726
3,696,515
2,954,389
1,880,183
1,751,970
4,768,721
3,804,255
E.Other items
2.Cash dividend
290,249
0.00%
0.33%
9,997,112
42,544,792

35.15%
2.47%
0.4
2.31%
1.79%
2.24%
64.85%
0.4
12.94%
0.6
13
G.Liquidity ratios
10.78%
17.13%
61.46%
83.54%
90.22%
74.40%
70.81%



2.29%
22.01%
32.48%
49.06%


6.47%
4
37
13

J.Cash flow ratio

2.6
33
2010
(Thousand Rupees)
2007
2008
###
2010
10,658,968
2,902,490
4,537,232
3,219,246
5,466,746
148,729,423
856,448
6,989,424
137,727,606
3,155,945
164,855,137
14,054,859
3,722,089
11,846,823
28,233,211
102,470,720
2,345,754
1,150,766
101,319,954
2,068,744
3,609,457
15,110,453
4,230,379
7,427,232
3,452,842
3,885,341
215,978,401
937,647
17,842,915
191,968,909
5,228,930
234,974,195
14,210,302
1,927,662
2,450,000
73,461,695
136,530,003
3,349,891
2,636,418
133,893,585
3,252,759
5,778,192
5,056,520
5,287,974
7,427,232
(7,658,686)
(1,313,395)
182,165,995
1,219,801
12,278,773
164,072,532
4,594,889
185,909,120
10,685,057
2,178,455
633,333
22,711,980
153,226,251
42,689,337
21,495,093
131,731,158
3,471,838
14,497,299
5,056,520
5,287,974
7,427,232
(7,658,686)
(1,313,395)
182,165,995
1,219,801
12,278,773
164,072,532
4,594,889
185,909,120
10,685,057
2,178,455
633,333
22,711,980
153,226,251
42,689,337
21,495,093
131,731,158
3,471,838
14,497,299
5,056,520
5,287,974
7,427,232
(7,658,686)
(1,313,395)
182,165,995
1,219,801
12,278,773
164,072,532
4,594,889
185,909,120
10,685,057
2,178,455
633,333
22,711,980
153,226,251
42,689,337
21,495,093
131,731,158
3,471,838
14,497,299
11,579,036
7,508,795
4,070,241
373,726
3,696,515
2,954,389
1,880,183
1,751,970
4,768,721
3,804,255
17,539,094
13,939,877
3,599,217
1,887,769
1,711,948
5,422,793
2,289,019
2,250,777
4,845,722
4,445,619
17,752,969
16,614,000
1,138,969
19,229,967
(18,090,998)
4,182,826
2,924,734
2,799,933
(16,832,906)
(10,059,505)
17,752,969
16,614,000
1,138,969
19,229,967
(18,090,998)
4,182,826
2,924,734
2,799,933
(16,832,906)
(10,059,505)
17,752,969
16,614,000
1,138,969
19,229,967
(18,090,998)
4,182,826
2,924,734
2,799,933
(16,832,906)
(10,059,505)
290,249
0.00%
0.33%
9,997,112
42,544,792
423,038
0.00%
0.35%
40,502,947
62,989,295
35.15%
2.47%
20.52%
1.53%
0.29
1.89%
2.31%
0.73%
79.48%
0.46
9.97%
0.42
2.31%
1.79%
2.24%
64.85%
12.94%
528,797
528,797
(48,385,008)
46,903,142
(48,385,008)
46,903,142
528,797
0.00%
0.00%
(48,385,008)
46,903,142
6.42%
0.61%
-1.99
-5.41%
2.25%
-9.73%
93.58%
-0.17
13.33%
0.67
6.42%
0.61%
-2
-5.41%
2.25%
-9.73%
93.58%
-0
13.33%
0.7
6.42%
0.61%
-1.99
-5.41%
2.25%
-9.73%
93.58%
-0.17
13.33%
0.67
10.78%
17.13%
61.46%
83.54%
90.22%
74.40%
70.81%
2.29%
10.51
-19.02
-19
-19.02
6.87%
31.26%
56.98%
81.70%
91.92%
71.12%
65.07%
6.92%
12.22%
70.86%
88.25%
97.99%
93.39%
86.89%
6.92%
12.22%
70.86%
88.25%
97.99%
93.39%
86.89%
6.92%
12.22%
70.86%
88.25%
97.99%
93.39%
86.89%
2.45%
27.86%
27.86%
22.01%
32.48%
49.06%
22.17%
71.60%
78.70%
844.24%
89.46%
50.35%
844.24%
89.46%
50.35%
27.86%
14.03%
844.24%
89.46%
50.35%
6.47%
6.43%
4.17
35.72
12.7
2.72%
9.28
9.56
32.45
2.72%
9.3
9.6
32
2.72%
9.28
9.56
32.45
9.11
4.81
4.8
4.81
Private Sector Banks - Overall

Items
2006
248,727,756
116,470,445
80,152,008
52,105,303
28,915,088
2,704,821,416
43,585,396
263,365,254
2,272,570,838
125,299,928
2,982,464,260
271,384,521
99,080,645
148,847,863
557,690,877
1,757,860,225
92,699,106
61,943,716
1,695,916,509
68,804,788
140,739,057
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

211,613,148
91,601,562
120,011,586
12,284,598
108,176,864
40,926,150
67,886,719
67,002,236
81,200,293
53,362,811
E.Other items
2.Cash dividend
11,755,894
N/A
N/A
109,749,218
1,435,687,891

56.71%
4.02%
0.21
1.79%
1.37%
3.63%
43.29%
0.83
26.88%
1.64
4.54
G.Liquidity ratios
12.42%
18.70%
56.86%
76.20%
90.69%
77.35%
69.32%



5.27%
25.24%
37.27%
19.83%
66.82%


8.34%
5.77
21.2
9.14

J.Cash flow ratio

2.06
34
2010
(Thousand Rupees)
2007
2008
2009
248,727,756
116,470,445
80,152,008
52,105,303
28,915,088
2,704,821,416
43,585,396
263,365,254
2,272,570,838
125,299,928
2,982,464,260
271,384,521
99,080,645
148,847,863
557,690,877
1,757,860,225
92,699,106
61,943,716
1,695,916,509
68,804,788
140,739,057
335,558,244
182,923,895
92,324,287
60,310,062
54,306,190
3,445,854,766
69,288,789
315,173,884
2,909,973,436
151,418,657
3,835,719,200
330,722,925
80,978,851
144,267,071
936,617,336
2,129,767,639
128,088,718
95,687,146
2,034,080,493
133,328,851
175,723,673
385,359,458
210,865,136
116,709,912
57,784,410
41,246,518
3,809,399,381
52,687,992
305,687,636
3,244,927,861
206,095,892
4,236,005,357
320,517,786
103,115,398
137,405,388
845,773,291
2,582,387,596
184,544,581
145,648,689
2,436,738,907
154,423,798
238,030,789
444,129,604 425,814,184
250,825,234 269,992,746
127,537,440 153,516,028
65,766,930
2,305,410
49,970,978
37,133,478
4,431,866,988 4,732,515,640
55,027,087
55,626,229
491,820,902 437,304,611
3,667,789,764 4,041,426,121
217,229,235 198,158,679
4,925,967,570 5,195,463,302
369,535,987 404,584,393
116,590,148 120,716,595
182,534,916 122,396,704
1,374,670,414 1,650,082,715
2,638,694,641 2,737,590,401
222,271,186 343,277,081
194,915,393 247,464,081
2,443,779,248 2,490,126,320
176,476,618 156,313,741
262,380,239 251,242,834
211,613,148
91,601,562
120,011,586
12,284,598
108,176,864
40,926,150
67,886,719
67,002,236
81,200,293
53,362,811
287,468,766
137,649,901
149,818,868
46,568,286
104,770,698
61,874,183
95,778,014
94,277,551
69,834,448
51,435,338
370,761,372
189,477,389
181,283,983
67,875,442
113,412,163
70,125,358
125,060,096
122,545,992
52,529,021
34,800,231
458,148,526
247,069,200
211,079,326
76,501,736
134,577,590
68,429,864
139,439,745
136,747,079
46,772,907
39,560,687
11,755,894
18,314,321
N/A
N/A
297,933,704
2,228,515,711
21,086,511
N/A
N/A
16,415,664
1,847,899,393
25,082,523
26,960,119
N/A
N/A
N/A
N/A
556,059,028 362,115,879
2,263,706,100 2,437,290,625
52.12%
3.91%
0.15
1.34%
1.61%
2.73%
47.88%
1.35
27.42%
1.52
48.90%
4.28%
0.09
0.82%
1.66%
2.68%
51.10%
2.33
28.37%
1.75
46.07%
4.29%
0.09
0.80%
1.39%
2.73%
53.93%
2.92
26.48%
2
109,749,218
1,435,687,891
56.71%
4.02%
1.79%
1.37%
3.63%
43.29%
26.88%
2010
468,261,433
257,785,425
210,476,008
65,994,578
147,661,088
69,559,148
135,071,291
141,454,709
59,715,435
33,965,952
44.95%
4.05%
0.08
0.65%
1.34%
2.84%
55.05%
2.37
25.11%
2.03
2.81
1.65
1.58
1.26
12.42%
18.70%
56.86%
76.20%
90.69%
77.35%
69.32%
10.73%
24.42%
53.03%
75.87%
89.84%
73.19%
66.04%
10.00%
19.97%
57.52%
76.60%
89.93%
79.58%
72.73%
9.87%
27.91%
49.61%
74.46%
89.97%
71.94%
63.44%
10.11%
31.76%
47.93%
77.79%
91.09%
67.74%
61.12%
5.27%
25.24%
37.27%
19.83%
66.82%
6.01%
23.51%
38.17%
48.67%
74.70%
7.15%
20.83%
47.89%
46.60%
78.92%
8.42%
7.39%
50.05%
39.25%
87.69%
12.54%
9.04%
80.62%
26.67%
72.09%
8.34%
8.75%
6.64
18.32
8.67
9.10%
4.8
18.28
8.42
9.02%
5.1
17.7
8.26
8.20%
5.72
15.8
9.49
5.79
0.47
14.1
10.7
ALBARAKA (PAKISTAN) LIMITED

Items
2006
119,732
250,533
0
(130,801)
2,239,942
88,624
0
0
0
88,624
2,448,298
34
51,069
1,597,947
0
32,906
0
0
32,906
656,972
109,370
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

17,334
0
17,334
25,000
(7,666)
0
159,104
159,104
(166,770)
(108,735)
E.Other items
2.Cash dividend
25,053
0.00%
0.00%
(1,811,720)
10,703

100.00%
0.71%
-0.91
-4.44%
0.00%
-0.31%
0.00%
-0.95
917.87%

-4.34
G.Liquidity ratios
2.09%
0.00%
1.34%
0.00%
3.62%


0.00%
0.00%

4.89%
0.09
4.78
0

J.Cash flow ratio

16.66
35
2010
(Thousand Rupees)
2007
2008
2009
2010
2,811,700
3,000,000
0
(188,300)
1,007,855
5,121,920
99,753
68,908
4,552,909
400,350
8,941,475
991,301
419,737
1,350,000
2,275,123
2,623,663
2,138
2,138
2,621,525
953,864
329,925
4,051,584
4,500,000
0
(448,416)
17,255
12,468,548
148,403
725,000
10,892,602
702,543
16,537,387
909,378
195,134
320,000
2,756,159
7,788,664
13,537
11,181
7,777,483
1,619,029
2,960,204
3,487,571
4,500,000
0
(1,012,429)
6,045
16,268,834
262,691
20,000
15,081,242
904,901
19,762,450
1,337,892
959,078
1,600,000
3,356,705
9,760,212
1,213,994
320,969
9,439,243
1,741,736
1,327,796
6,883,176
8,935,200
0
(2,052,024)
(764,099)
54,644,587
427,600
2,756,892
49,324,209
2,135,886
60,763,664
4,460,257
7,409,620
80,000
15,617,589
28,820,378
3,735,780
1,923,180
26,897,198
2,732,332
3,566,668
381,172
125,011
256,161
8,032
248,129
63,763
395,546
395,539
(83,654)
(57,499)
1,060,376
598,062
462,314
1,811
464,125
95,111
950,599
949,634
(391,363)
(260,116)
1,914,228
1,234,890
679,338
344,009
335,329
301,855
1,436,066
1,410,569
(798,882)
(564,013)
2,198,794
1,658,608
540,186
764,375
(224,189)
247,021
1,595,139
1,508,590
(1,572,307)
(1,039,595)
300,000
0.00%
0.00%
2,457,242
4,297,712
450,000
0.00%
0.00%
406,132
3,064,151
450,000
0.00%
0.00%
2,173,889
8,660,685
893,520
0.00%
0.00%
8,797,050
14,532,742
67.20%
2.86%
-0.02
-0.64%
0.71%
2.78%
32.80%
-4.73
88.90%
6.2
43.60%
2.80%
-0.06
-1.57%
0.58%
2.81%
56.40%
-2.43
82.27%
9.98
35.49%
3.44%
-0.16
-2.85%
1.53%
1.70%
64.51%
-1.77
64.80%
4.67
24.57%
0.89%
-0.15
-1.71%
0.41%
-0.37%
75.43%
-0.96
65.22%
6.11
-0.19
-0.58
-1.25
-1.16
15.78%
25.44%
29.32%
50.92%
57.28%
57.63%
56.77%
6.68%
16.67%
47.03%
65.87%
75.40%
71.50%
67.04%
11.62%
16.99%
47.76%
76.31%
82.32%
64.72%
64.63%
19.53%
25.70%
44.27%
81.17%
89.93%
58.43%
55.34%
0.08%
0.17%
12.44%
0.08%
375.68%
100.00%
0.33%
16.20%
82.60%
34.81%
107.18%
26.44%
12.96%
6.67%
54.27%
39.75%
51.48%
31.45%
1.53
9.37
1.62
24.50%
0.76
9
2.69
17.65%
2.48
7.75
4.32
11.33%
2.11
7.7
7.17
-42.74
-1.56
-3.85
-8.46
ALLIED BANK LIMITED

Items
###
16,229,647
4,488,642
6,133,209
5,607,796
1,458,106
234,339,023
2,278,007
18,410,425
206,031,324
7,619,267
252,026,776
23,042,011
1,703,011
19,050,239
46,953,241
151,705,418
10,478,589
7,671,784
144,033,634
6,445,111
10,799,529
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

17,215,507
6,793,101
10,422,406
704,871
9,717,535
2,449,068
5,505,509
5,290,578
6,661,094
4,397,250
E.Other items
2.Cash dividend
448,864
0.25%
0.20%
9,328,210
63,338,135

60.54%
4.14%
0.3
1.74%
0.97%
3.86%
39.46%
0.8
28.00%
2.2
9.8
G.Liquidity ratios
9.82%
18.63%
57.15%
81.75%
92.98%
73.63%
67.59%



6.91%
64.56%
9.19%
73.21%


6.44%
3.9
36
13

J.Cash flow ratio

2.1
36
2010
(Thousand Rupees)
2007
2008
###
2010
16,229,647
4,488,642
6,133,209
5,607,796
1,458,106
234,339,023
2,278,007
18,410,425
206,031,324
7,619,267
252,026,776
23,042,011
1,703,011
19,050,239
46,953,241
151,705,418
10,478,589
7,671,784
144,033,634
6,445,111
10,799,529
18,408,391
5,386,370
6,050,713
6,971,308
1,469,851
300,231,481
3,494,384
22,933,656
263,972,382
9,831,059
320,109,723
29,739,857
668,449
18,419,241
83,958,463
178,524,257
11,354,923
10,116,977
168,407,280
7,548,628
11,367,805
20,805,117
6,463,644
5,804,776
8,536,697
1,550,497
344,340,055
2,952,490
27,778,151
297,475,321
16,134,093
366,695,669
23,653,754
2,096,779
15,793,183
82,646,595
223,639,777
13,771,895
10,667,769
212,972,008
11,134,436
18,398,914
25,891,278
7,110,008
6,582,845
12,198,425
4,068,700
388,414,353
3,162,429
39,818,532
328,875,037
16,558,355
418,374,331
26,435,633
1,280,443
28,122,932
94,789,492
249,886,703
16,281,178
12,542,665
237,344,038
12,446,748
17,955,045
31,166,452
7,821,009
7,516,910
15,828,533
4,808,405
413,956,669
4,118,791
20,774,450
371,284,268
17,779,160
449,931,526
31,265,608
579,555
11,488,944
121,173,409
268,529,771
18,688,166
15,430,262
253,099,509
15,359,742
16,964,759
17,215,507
6,793,101
10,422,406
704,871
9,717,535
2,449,068
5,505,509
5,290,578
6,661,094
4,397,250
21,201,422
10,019,004
11,182,418
2,714,842
8,467,576
3,920,099
6,434,599
6,018,346
5,953,076
4,076,158
30,570,540
17,272,724
13,297,816
3,156,001
10,141,815
4,896,915
8,917,790
8,121,805
6,120,940
4,156,686
41,121,503
22,421,694
18,699,809
4,497,604
14,202,205
5,958,034
9,624,119
9,423,503
10,536,120
7,122,167
44,992,696
22,427,652
22,565,044
4,083,385
18,481,659
5,671,786
11,810,339
11,241,587
12,343,106
8,225,332
448,864
0.25%
0.20%
9,328,210
63,338,135
538,637
0.15%
0.20%
46,349,828
117,080,646
646,364
25.00%
10.00%
563,633
126,060,778
711,001
40.00%
10.00%
10,811,077
11,586,667
782,101
0.40%
0.10%
36,199,585
108,128,287
60.54%
4.14%
52.74%
3.49%
0.22
1.27%
1.22%
2.65%
47.26%
1.01
25.61%
1.54
43.50%
3.63%
0.2
1.13%
1.34%
2.77%
56.50%
1.33
25.14%
1.66
45.47%
4.47%
0.3
1.70%
1.42%
3.39%
54.53%
0.9
20.44%
1.6
50.15%
5.02%
0.26
1.83%
1.26%
4.11%
49.85%
0.91
23.31%
1.98
1.74%
0.97%
3.86%
39.46%
28.00%
9.82%
18.63%
57.15%
81.75%
92.98%
73.63%
67.59%
6.91%
7.57
6.43
10
10.52
9.50%
26.23%
52.61%
82.46%
93.79%
67.63%
62.22%
7.02%
22.54%
58.08%
81.12%
93.90%
75.18%
68.76%
6.62%
22.66%
56.73%
78.61%
92.84%
75.98%
67.78%
7.08%
26.93%
56.25%
82.52%
92.00%
72.32%
68.49%
6.96%
5.75%
59.96%
26.46%
82.57%
6.36%
6.16%
64.56%
9.19%
73.21%
61.68%
26.83%
89.10%
66.19%
29.58%
77.46%
6.52%
5.02%
62.88%
35.86%
77.04%
6.44%
5.75%
6.36
34.18
14.34
5.67%
6.06
32.19
14.3
6.19%
0.5
36
13
6.93%
3.47
39.85
11.91
11.37
0.14
1.5
4.4
ASKARI BANK LIMITED

Items
###
9,619,066
2,004,333
5,814,754
1,799,979
1,434,164
154,980,358
1,839,077
14,964,087
131,839,283
6,337,911
166,033,588
14,879,230
7,333,002
8,392,950
28,625,915
102,724,879
3,656,297
3,545,507
99,179,372
3,810,331
3,812,788
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

12,596,921
6,977,313
5,619,608
1,128,513
4,491,095
2,139,254
3,283,494
3,277,353
3,346,855
2,249,974
E.Other items
2.Cash dividend
200,433
0.10%
0.50%
8,356,026
112,195,415

44.61%
3.38%
0.2
1.36%
1.29%
2.70%
55.39%
1
22.28%
1.5
11
G.Liquidity ratios
13.38%
17.24%
59.73%
79.41%
93.34%
77.92%
69.97%



3.56%
38.01%
31.83%
96.97%


5.79%
12
48
14

J.Cash flow ratio

3.7
37
2010
(Thousand Rupees)
2007
2008
###
2010
9,619,066
2,004,333
5,814,754
1,799,979
1,434,164
154,980,358
1,839,077
14,964,087
131,839,283
6,337,911
166,033,588
14,879,230
7,333,002
8,392,950
28,625,915
102,724,879
3,656,297
3,545,507
99,179,372
3,810,331
3,812,788
12,099,645
3,006,499
6,948,336
2,144,810
166,342
169,905,898
2,627,051
17,553,525
143,036,707
6,688,615
182,171,885
13,356,055
3,497,054
14,444,143
39,431,005
108,188,767
6,907,591
7,408,605
100,780,162
5,128,428
5,535,038
12,034,895
4,058,774
7,667,141
308,980
936,468
193,219,775
2,584,828
15,190,148
167,676,572
7,768,227
206,191,138
16,029,635
3,954,814
4,479,754
35,677,755
139,830,973
11,689,417
11,012,731
128,818,242
8,266,458
8,964,480
13,142,688
5,073,467
7,182,987
886,234
1,806,384
239,378,374
2,945,670
19,300,163
205,970,227
11,162,314
254,327,446
19,385,843
8,364,261
4,614,059
67,046,033
147,628,343
17,725,451
12,593,844
135,034,499
9,846,440
10,036,311
14,820,578
6,427,440
7,691,319
701,819
1,183,564
298,740,410
3,089,984
25,554,777
255,936,503
14,159,146
314,744,552
22,565,188
3,784,862
9,172,186
102,259,757
168,435,763
21,598,648
15,651,626
152,784,137
9,987,963
14,190,459
12,596,921
6,977,313
5,619,608
1,128,513
4,491,095
2,139,254
3,283,494
3,277,353
3,346,855
2,249,974
15,143,241
8,685,624
6,457,617
3,921,741
2,535,876
4,565,496
4,801,587
4,789,536
2,299,785
2,681,012
18,393,313
10,650,719
7,742,594
4,072,597
3,669,997
2,707,000
5,915,615
5,904,169
461,382
386,225
22,661,754
13,629,096
9,032,658
2,914,893
6,117,765
2,554,701
7,030,225
6,995,857
1,642,241
1,107,793
27,952,162
17,936,616
10,015,546
3,064,382
6,951,164
2,177,043
7,855,071
7,812,618
1,273,136
943,177
200,433
0.10%
0.50%
8,356,026
112,195,415
300,650
0.15%
0.35%
8,370,382
145,064,726
405,877
0.00%
25.00%
2,596,563
202,238,722
507,347
0.00%
20.00%
36,409,130
106,574,473
44.61%
3.38%
42.64%
3.54%
0.22
1.47%
2.51%
1.39%
57.36%
2.08
24.36%
1.05
42.09%
3.76%
0.03
0.19%
1.31%
1.78%
57.91%
12.8
28.04%
2.18
39.86%
3.55%
0.1
0.44%
1.00%
2.41%
60.14%
4.3
27.88%
2.7
1.36%
1.29%
2.70%
55.39%
22.28%
642,744
-
0.10%
35,810,016
196,716,932
35.83%
3.18%
0.06
0.30%
0.69%
2.21%
64.17%
6.14
26.07%
3.59
13.38%
17.24%
59.73%
79.41%
93.34%
77.92%
69.97%
3.56%
8.92
0.95
2.2
1.47
9.25%
21.64%
55.32%
78.52%
93.27%
75.64%
67.37%
9.69%
17.30%
62.48%
81.32%
93.71%
83.39%
76.47%
10.91%
26.36%
53.09%
80.99%
94.12%
71.67%
65.53%
8.37%
32.49%
48.54%
81.32%
94.92%
65.81%
59.84%
6.38%
8.36%
12.01%
38.01%
31.83%
96.97%
57.09%
52.93%
107.25%
97.13%
36.98%
94.21%
134.87%
23.15%
71.05%
12.82%
9.29%
145.73%
19.58%
72.47%
5.79%
6.64%
11.99
40.24
11.82
5.84%
16.8
29.65
13.93
5.17%
8.1
26
16
4.71%
13.27
23.06
17.27
3.12
6.72
33
37.97
ATLAS BANK LTD

Items
2006
3,116,083
3,125,916
2,494
(12,327)
(117,793)
14,022,296
50,158
4,025,949
8,842,946
1,103,243
17,020,586
601,079
191,742
3,500,844
3,645,195
8,199,113
493,910
365,327
7,833,786
301,401
946,539
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

892,583
763,083
129,500
58,195
71,305
96,588
308,729
308,205
(140,836)
8,682
E.Other items
2.Cash dividend
312,592
0.00%
0.00%
251,781
1,867,923

14.51%
0.76%
0
0.05%
0.57%
0.42%
85.49%
-2.19
31.21%
3.19
0.03
G.Liquidity ratios
4.66%
21.42%
46.03%
51.95%
82.38%
92.72%
63.71%



6.02%
15.85%
15.93%
73.97%


18.31%
0.6
9.97
2.84

J.Cash flow ratio

29
38
2010
(Thousand Rupees)
2007
2008
2009
2010
5,260,126
5,001,466
580,031
(321,371)
(75,886)
17,800,021
288,907
1,304,616
15,322,671
883,827
22,984,261
1,501,334
215,318
4,427,824
5,566,841
9,723,028
775,190
480,517
9,242,511
818,713
1,211,720
4,249,567
5,001,466
580,031
(1,331,930)
(592,623)
25,310,083
255,742
5,323,425
18,646,412
1,084,504
28,967,027
1,617,825
51,449
114,000
2,990,906
21,313,936
759,245
764,067
20,549,869
1,255,567
2,387,411
2,554,008
5,001,466
587,581
(3,035,039)
(71,948)
28,387,446
265,875
943,114
26,173,680
1,004,777
30,869,506
1,577,093
97,691
838,438
4,763,388
20,441,926
1,220,436
1,221,998
19,219,928
1,138,909
3,234,059
(149,218)
5,001,466
580,031
(5,730,715)
(68,708)
26,060,141
202,966
5,885,030
19,312,589
659,556
25,842,215
1,472,051
22,794
0
4,017,964
18,639,047
6,086,830
2,673,397
15,965,650
988,960
3,374,796
1,338,459
1,294,428
44,031
271,458
(227,427)
346,786
668,923
665,546
(549,564)
(309,044)
2,975,768
2,421,154
554,614
353,543
201,071
245,152
2,040,433
1,864,887
(1,594,210)
(1,010,559)
3,387,928
3,189,326
198,602
912,815
(714,213)
49,168
2,062,038
1,894,233
(2,727,083)
(1,703,109)
2,618,469
2,545,410
73,059
1,631,268
(1,558,209)
(1,489,381)
1,836,588
1,486,646
(3,325,969)
(2,695,676)
500,147
0.00%
0.00%
1,301,267
5,859,936
500,147
20.00%
0.00%
(1,300,475)
9,031,919
500,147
0.00%
0.00%
1,409,916
11,586,667
500,147
0.00%
0.00%
(880,780)
4,989,009
3.29%
0.19%
-0.06
-1.34%
1.51%
-0.99%
96.71%
-1.21
39.69%
1.92
18.64%
1.91%
-0.24
-3.49%
0.85%
0.69%
81.36%
-1.17
63.35%
7.61
5.86%
0.64%
-0.67
-5.52%
0.16%
-2.31%
94.14%
-0.69
59.99%
38.53
2.79%
0.28%
18.07
-10.43%
-5.76%
-6.03%
97.21%
-0.45
162.66%
-1
-0.62
-2.02
-3.41
-5.39
7.47%
24.22%
40.21%
66.67%
77.44%
63.46%
58.48%
5.76%
10.33%
70.94%
64.37%
87.38%
114.31%
88.92%
5.43%
15.43%
62.26%
84.79%
91.96%
78.10%
75.38%
5.78%
15.55%
61.78%
74.73%
100.84%
96.51%
73.97%
7.97%
3.56%
5.97%
14.74%
56.49%
61.99%
17.87%
46.27%
100.64%
47.79%
74.70%
100.13%
32.66%
14.34%
-4,079.15%
61.02%
43.92%
22.89%
1.11
10.52
2.91
14.67%
2.13
8.5
4.39
8.27%
4.54
5.11
10.25
-0.58%
-33.43
-0.3
-129.43
-4.21
1.29
-0.83
0.33
BANK AL-HABIB LIMITED

Items
###
6,186,336
2,629,334
2,082,561
1,474,441
336,056
108,475,645
1,390,913
10,788,554
91,419,963
4,876,215
114,998,037
9,346,431
1,232,902
6,578,800
21,023,254
71,036,205
388,263
240,244
70,795,961
3,910,067
2,110,622
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

7,857,745
4,078,200
3,779,545
20,959
3,758,586
1,363,244
2,432,449
2,432,395
2,689,381
1,760,992
E.Other items
2.Cash dividend
262,933
0.15%
0.20%
4,202,822
4,160,867

48.10%
3.29%
0.3
1.53%
1.19%
3.27%
51.90%
0.9
26.38%
1.8
6.7
G.Liquidity ratios
9.20%
18.28%
61.56%
79.50%
94.33%
77.70%
69.50%



0.55%
6.28%
8.72%
61.88%


5.38%
0.7
24
15

J.Cash flow ratio

2.4
39
2010
(Thousand Rupees)
2007
2008
###
2010
6,186,336
2,629,334
2,082,561
1,474,441
336,056
108,475,645
1,390,913
10,788,554
91,419,963
4,876,215
114,998,037
9,346,431
1,232,902
6,578,800
21,023,254
71,036,205
388,263
240,244
70,795,961
3,910,067
2,110,622
8,013,757
3,681,068
2,527,949
1,804,740
311,561
132,908,956
2,394,482
9,826,525
114,818,855
5,869,094
141,234,274
13,766,500
604,742
4,112,429
35,287,080
79,446,698
216,628
222,318
79,224,380
5,786,287
2,452,856
9,967,204
4,785,388
3,062,830
2,118,986
1,665,205
165,690,582
2,232,334
12,369,743
144,389,563
6,698,942
177,322,991
11,936,275
3,621,152
295,396
48,234,497
101,402,372
862,550
1,205,376
100,196,996
9,166,020
3,872,655
12,286,874
6,101,370
3,664,925
2,520,579
1,818,084
235,701,642
3,187,383
33,517,109
189,280,062
9,717,088
249,806,600
14,377,589
4,626,726
0
111,017,701
108,373,012
2,067,656
2,387,693
105,985,319
9,561,955
4,237,310
14,706,382
7,321,643
4,392,264
2,992,475
1,359,729
285,486,350
2,989,989
22,579,348
249,774,212
10,142,801
301,552,461
19,000,978
2,132,403
1,139,268
137,167,680
129,083,545
2,943,863
3,310,481
125,773,064
10,213,390
6,125,678
7,857,745
4,078,200
3,779,545
20,959
3,758,586
1,363,244
2,432,449
2,432,395
2,689,381
1,760,992
9,945,872
5,764,757
4,181,115
93,266
4,087,849
2,130,824
3,166,446
3,166,045
3,052,227
2,211,333
14,586,841
8,004,294
6,582,547
1,149,345
5,433,202
2,416,304
4,374,426
4,306,759
3,578,532
2,425,016
22,120,105
13,053,137
9,066,968
1,183,026
7,883,942
1,836,082
5,207,953
5,045,731
4,512,071
2,856,294
27,475,443
16,678,554
10,796,889
946,296
9,850,593
2,129,546
6,323,928
6,162,449
5,656,211
3,602,161
262,933
0.15%
0.20%
4,202,822
4,160,867
368,107
0.15%
0.30%
20,066,569
61,774,447
478,538
12.50%
27.50%
16,856,703
59,797,421
610,137
20.00%
20.00%
65,727,310
63,417,914
732,164
0.20%
0.20%
30,018,943
60,004,910
48.10%
3.29%
42.04%
2.96%
0.28
1.57%
1.51%
2.89%
57.96%
1.04
26.22%
1.49
45.13%
3.71%
0.24
1.37%
1.36%
3.06%
54.87%
1.2
25.73%
1.78
40.99%
3.63%
0.2
1.14%
0.74%
3.16%
59.01%
1.1
21.74%
2.8
39.30%
3.58%
0.24
1.19%
0.71%
3.27%
60.70%
1.09
21.36%
2.89
1.53%
1.19%
3.27%
51.90%
26.38%
9.20%
18.28%
61.56%
79.50%
94.33%
77.70%
69.50%
0.55%
6.01
5.07
4.7
4.92
10.18%
24.98%
56.09%
81.30%
94.11%
69.19%
63.74%
8.77%
27.20%
56.51%
81.43%
93.44%
70.23%
64.69%
7.61%
44.44%
42.43%
75.77%
94.35%
57.26%
48.64%
7.01%
45.49%
41.71%
82.83%
94.67%
51.68%
47.40%
0.27%
0.85%
1.91%
6.28%
8.72%
61.88%
2.70%
41.95%
102.63%
8.65%
95.35%
139.75%
16.83%
49.55%
115.48%
2.28%
2.56%
20.02%
28.58%
112.45%
5.38%
5.67%
7.71
21.77
14.33
5.62%
6
20.83
14.49
4.92%
5.2
20
15
4.88%
4.08
20.09
16.98
9.07
6.95
23
8.33
BANK ALFALAH LIMITED

Items
###
10,572,605
5,000,000
2,749,533
2,823,072
1,669,340
263,443,596
3,091,135
8,394,130
239,509,391
12,448,940
275,685,541
27,859,360
12,731,952
12,456,653
56,502,210
152,235,781
2,308,668
2,236,456
149,999,325
10,502,990
5,633,051
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

21,191,470
15,232,886
5,958,584
699,227
5,259,357
3,224,639
5,918,051
5,874,745
2,565,945
1,762,691
E.Other items
2.Cash dividend
650,000
0.00%
0.30%
7,852,362
81,299,671

28.12%
2.16%
0.2
0.64%
1.17%
1.91%
71.88%
2.3
24.24%
1.8
2.7
G.Liquidity ratios
14.72%
20.50%
54.41%
86.88%
95.56%
63.56%
61.41%



1.52%
21.84%
31.26%
96.87%


3.84%
7.7
16
23

J.Cash flow ratio

4.5
40
2010
(Thousand Rupees)
2007
2008
###
2010
10,572,605
5,000,000
2,749,533
2,823,072
1,669,340
263,443,596
3,091,135
8,394,130
239,509,391
12,448,940
275,685,541
27,859,360
12,731,952
12,456,653
56,502,210
152,235,781
2,308,668
2,236,456
149,999,325
10,502,990
5,633,051
13,766,673
6,500,000
2,414,833
4,851,840
2,453,171
312,675,308
4,138,243
21,230,697
273,173,841
14,132,527
328,895,152
29,436,378
18,380,738
3,452,059
88,491,564
175,678,810
4,705,085
4,479,818
171,198,992
11,922,324
6,013,097
14,608,523
7,995,000
3,166,056
3,447,467
2,436,216
331,946,025
3,452,031
13,690,222
300,732,858
14,070,914
348,990,764
32,687,335
21,581,043
3,315,500
75,973,238
197,931,671
0
6,140,683
191,790,988
13,773,293
9,869,367
19,770,260
13,491,563
3,587,969
2,690,728
2,363,160
366,936,635
3,766,144
20,653,921
324,759,752
17,756,818
389,070,055
35,056,012
22,722,639
14,947,435
99,159,957
197,403,168
0
9,360,730
188,042,438
14,492,194
14,649,380
19,726,556
13,491,563
3,819,133
2,415,860
2,578,988
389,178,295
4,521,533
13,700,124
354,015,311
16,941,327
411,483,839
41,197,841
16,179,255
6,497,556
113,425,861
218,431,853
18,320,022
11,279,307
207,152,546
14,204,555
12,826,225
21,191,470
15,232,886
5,958,584
699,227
5,259,357
3,224,639
5,918,051
5,874,745
2,565,945
1,762,691
25,783,871
16,620,963
9,162,908
2,376,711
6,786,197
6,038,466
8,289,111
8,272,587
4,535,552
3,130,229
30,966,638
20,494,355
10,472,283
3,543,357
6,928,926
4,822,924
9,957,130
9,805,790
1,794,720
1,301,301
35,561,312
24,654,180
10,907,132
4,071,527
6,835,605
5,182,253
11,001,542
10,923,507
1,016,316
897,035
37,530,256
23,855,448
13,674,808
4,260,383
9,414,425
14,122,586
1,368,745
12,578,080
1,368,745
968,452
650,000
0.00%
0.30%
7,852,362
81,299,671
650,000
0.15%
0.30%
39,645,325
124,896,380
799,500
50.00%
12.50%
2,499,606
121,702,262
1,349,156
8.00%
0.00%
19,945,927
159,052,924
1,349,156
0.00%
0.00%
18,112,043
179,210,913
28.12%
2.16%
35.54%
2.79%
0.23
0.95%
1.84%
2.06%
64.46%
1.82
26.05%
1.37
33.82%
3.00%
0.09
0.37%
1.38%
1.99%
66.18%
5.46
27.82%
2.03
30.67%
2.80%
0.1
0.23%
1.33%
1.76%
69.33%
11
27.00%
2.1
36.44%
3.32%
0.05
0.24%
3.43%
2.29%
63.56%
9.19
2.65%
0.89
0.64%
1.17%
1.91%
71.88%
24.24%
14.72%
20.50%
54.41%
86.88%
95.56%
63.56%
61.41%
1.52%
4.82
1.63
0.7
0.72
14.54%
26.91%
52.05%
83.06%
95.07%
64.31%
59.67%
15.55%
21.77%
54.96%
86.17%
95.12%
65.82%
62.95%
14.85%
25.49%
48.33%
83.47%
94.31%
60.78%
57.15%
13.94%
27.57%
50.34%
86.03%
94.58%
61.70%
59.40%
2.68%
0.00%
0.00%
21.84%
31.26%
96.87%
34.18%
53.05%
95.21%
0.00%
57.70%
0.00%
43.50%
8.39%
5.16%
92.87%
37.77%
61.57%
3.84%
4.19%
9.07
21.18
19.84
4.19%
8.33
18.27
20.59
5.08%
8.1
15
16
4.79%
9.08
14.62
17.95
12.67
1.92
22
18.7
BANK ISLAMI PAKISTAN LIMITED

Items
2006
1,991,646
2,000,000
0
(8,354)
11,241
2,021,787
23,830
50,000
1,778,008
169,949
4,024,674
338,222
790,709
412,131
493,008
960,134
0
1,001
959,133
441,428
590,043
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

100,008
18,665
81,343
1,001
80,342
44,547
159,288
145,526
(34,399)
(8,354)
E.Other items
2.Cash dividend
200,000
0.00%
0.00%
(73,431)
644,260

81.34%
2.02%
0
-0.21%
1.11%
2.00%
18.66%
-4.23
110.19%
3.27
-0.04
G.Liquidity ratios
28.05%
12.25%
23.83%
44.18%
50.23%
54.00%
52.52%



0.00%

0.00%
100.00%

49.49%
0.32
9.96
0.89

J.Cash flow ratio

8.79
41
2010
(Thousand Rupees)
2007
2008
2009
2010
3,154,623
3,200,000
0
(45,377)
690,103
10,602,747
84,998
70,000
9,934,282
513,467
14,447,473
1,433,166
2,577,491
625,037
3,864,027
3,992,240
78,371
29,373
3,962,867
1,093,324
891,561
5,181,372
5,279,679
0
(98,307)
10,449
13,896,779
353,646
245,939
12,477,955
819,239
19,088,600
2,175,413
2,207,490
40,351
5,019,525
6,687,460
186,093
159,929
6,527,531
1,910,648
1,207,642
4,702,433
5,279,679
0
(577,246)
37,860
29,546,478
485,608
156,160
27,987,378
917,332
34,286,771
4,217,515
2,059,550
4,018,813
6,813,191
13,531,861
788,665
249,709
13,282,152
2,395,304
1,500,246
4,734,004
5,279,679
9,310
(554,985)
32,382
40,269,317
563,020
353,000
38,198,320
1,154,977
45,035,703
3,035,148
569,622
4,513,132
13,732,132
16,999,097
741,680
328,972
16,670,125
2,066,680
4,448,864
602,060
303,842
298,218
28,372
269,846
140,281
510,590
491,172
(100,463)
(37,023)
1,468,688
729,528
739,160
130,556
608,604
196,139
229,152
1,028,232
(229,152)
(52,930)
2,193,891
1,222,169
971,722
111,198
860,524
342,687
562,909
1,755,503
(562,909)
(478,939)
3,806,209
2,057,533
1,748,676
7,424
1,756,100
207,104
1,918,661
1,895,476
44,543
46,550
320,000
0.00%
0.00%
5,921,777
6,541,611
527,968
23.00%
0.00%
1,109,403
1,751,914
527,968
0.00%
0.00%
4,475,857
1,439,984
527,968
0.00%
0.00%
4,267,673
4,467,998
49.53%
2.06%
-0.01
-0.26%
0.97%
1.87%
50.47%
-4.89
68.78%
3.5
50.33%
3.87%
-0.01
-0.28%
1.03%
3.19%
49.67%
-4.49
13.76%
5.24
44.29%
2.83%
-0.1
-1.40%
1.00%
2.51%
55.71%
-3.12
22.19%
5.12
45.94%
3.88%
0.01
0.10%
0.46%
3.90%
54.06%
42.55
47.81%
9.15
-0.12
-0.1
-0.91
0.09
27.76%
26.75%
27.43%
68.76%
73.39%
40.19%
39.91%
22.96%
26.30%
34.20%
65.37%
72.80%
53.59%
52.56%
18.31%
19.87%
38.74%
81.63%
86.17%
48.35%
48.08%
8.00%
30.49%
37.02%
84.82%
89.42%
44.50%
44.09%
1.96%
2.78%
5.83%
2.48%
96.59%
37.48%
3.59%
81.63%
85.94%
16.77%
44.53%
31.66%
4.36%
1.94%
15.67%
2.26%
44.35%
21.84%
2.07
9.86
3.15
27.14%
0.34
9.81
2.41
13.72%
0.31
8.91
5.95
10.51%
0.94
8.97
8.07
-159.95
-20.96
-9.35
91.68
BURJ BANK LIMITED

Items
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

E.Other items
2.Cash dividend

G.Liquidity ratios



J.Cash flow ratio

42
2010
(Thousand Rupees)
2006
2007
2008
2009
2010
3,652,231
3,601,200
10,206
40,825
13,657
3,184,646
80,243
0
2,888,762
215,641
6,850,534
380,381
187,747
725,022
1,318,657
3,725,609
0
1,857
3,723,752
299,404
215,571
4,085,091
4,001,333
16,751
67,007
(10,281)
5,491,900
20,138
50,704
5,063,393
357,665
9,566,710
418,948
255,703
250,040
2,045,146
5,645,609
50,000
5,732
5,639,877
417,364
539,632
4,801,589
5,010,458
16,751
(225,620)
40,191
8,224,128
58,263
1,094,375
6,784,750
286,740
13,065,908
675,988
577,349
2,856,052
2,861,751
5,001,443
731,740
237,821
4,763,622
600,626
730,520
4,266,067
5,010,458
16,751
(761,142)
59,916
13,349,703
86,867
287,291
12,636,083
339,462
17,675,686
1,324,461
400,468
2,679,753
5,050,878
6,236,849
1,153,118
620,647
5,616,202
646,645
1,957,279
249,763
57,906
191,857
1,857
190,000
8,838
166,579
165,999
32,259
51,031
855,374
403,500
451,874
3,875
447,999
494,273
434,161
433,996
60,111
32,727
1,131,873
650,752
481,121
257,089
224,032
56,818
686,002
685,677
(405,152)
(292,627)
1,263,461
726,325
537,136
406,279
130,857
64,260
1,019,677
986,592
(824,560)
(535,522)
360,120
0.00%
0.00%
(1,296,457)
674,467
400,133
0.00%
0.00%
660,132
2,217,021
501,046
0.00%
0.00%
654,955
1,911,426
501,046
0.00%
0.00%
4,676,276
5,704,888
76.82%
2.80%
0.01
0.74%
0.13%
2.77%
23.18%
5.15
64.42%
18.78
52.83%
4.72%
0.01
0.34%
5.17%
4.68%
47.17%
7.22
32.17%
0.88
42.51%
3.68%
-0.06
-2.24%
0.43%
1.71%
57.49%
-1.69
57.71%
12.07
42.51%
3.04%
-0.13
-3.03%
0.36%
0.74%
57.49%
-1.2
76.80%
15.35
0.14
0.08
-0.58
-1.07
8.29%
19.25%
54.36%
42.17%
46.49%
128.97%
128.97%
7.05%
21.38%
58.95%
52.93%
57.41%
111.50%
110.39%
9.59%
21.90%
36.46%
51.93%
62.94%
73.72%
63.48%
9.76%
28.58%
31.77%
71.49%
75.53%
49.36%
48.26%
0.00%
0.89%
14.63%
0.00%
100.00%
1.22%
67.60%
11.46%
15.24%
108.10%
32.50%
18.49%
9.95%
27.03%
65.46%
53.82%
53.31%
0.18
10.14
0.79
42.70%
0.54
10.21
1.24
36.75%
0.4
9.58
1.41
24.14%
1.34
8.51
2.96
-25.41
20.17
-2.24
-8.73
DUBAI ISLAMIC BANK PAKISTAN LIMITED

Items
2006
3,505,978
3,917,480
0
(411,502)
24,453
4,903,849
283,529
0
4,322,621
297,699
8,434,280
719,833
1,701,360
0
832,925
3,273,957
0
0
3,273,957
661,529
1,244,676
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

156,811
30,310
126,501
0
126,501
33,947
793,529
764,021
(633,081)
(411,502)
E.Other items
2.Cash dividend
350,598
0.00%
0.00%
361,796
3,030,071

80.67%
1.50%
-0.12
-4.88%
0.40%
1.50%
19.33%
-1.21
415.99%
22.51
-1.17
G.Liquidity ratios
28.71%
9.88%
38.82%
51.25%
58.14%
75.74%
75.74%



0.00%
0.00%

41.57%
0.86
10
1.23

J.Cash flow ratio

-0.88
43
2010
(Thousand Rupees)
2007
2008
2009
2010
4,345,532
5,126,230
0
(780,698)
9,807
16,952,908
347,521
383
16,114,461
490,543
21,308,247
1,992,425
1,410,884
0
2,974,087
11,347,979
25,665
100,766
11,247,213
1,459,578
2,224,060
5,055,260
6,017,780
0
(962,520)
10,867
26,983,946
283,188
0
25,458,910
1,241,848
32,050,073
2,691,572
3,273,878
1,329,832
3,019,266
18,330,344
286,024
256,843
18,073,501
1,740,923
1,921,101
6,040,247
6,776,030
45,347
(781,130)
18
29,328,629
279,493
125,000
27,980,906
943,230
35,368,894
2,932,264
2,430,437
2,591,905
2,822,723
20,961,592
719,088
371,979
20,589,613
1,727,298
2,274,654
6,048,321
6,776,030
46,961
(774,670)
18
33,840,397
411,944
950,000
31,414,908
1,063,545
39,888,736
3,197,884
3,455,665
1,020,725
5,945,370
23,318,157
1,858,799
553,203
22,764,954
1,703,588
1,800,550
1,119,716
469,302
650,414
100,766
549,648
336,410
1,453,906
1,411,526
(567,848)
(369,196)
2,723,796
1,377,542
1,346,254
156,077
1,190,177
335,552
271,806
1,791,282
(271,806)
(181,822)
3,647,145
1,805,943
1,841,202
115,136
1,726,066
365,353
1,739,369
1,724,467
352,050
226,737
4,071,552
2,129,570
1,941,982
181,224
1,760,758
366,335
2,109,362
2,095,563
(9,657)
8,074
434,553
0.00%
0.00%
2,848,560
11,012,116
601,778
0.00%
0.00%
2,523,494
21,322,168
677,603
0.00%
0.00%
(1,285,767)
17,830,878
677,603
0.00%
0.00%
4,676,276
5,704,888
58.09%
3.05%
-0.08
-1.73%
1.58%
2.58%
41.91%
-2.49
99.85%
4.2
49.43%
4.20%
-0.04
-0.57%
1.05%
3.71%
50.57%
-6.59
8.88%
5.34
50.48%
5.21%
0.04
0.64%
1.03%
4.88%
49.52%
4.9
43.35%
4.72
47.70%
4.87%
0
0.02%
0.92%
4.41%
52.30%
-217
47.53%
5.72
-0.85
-0.3
0.33
0.01
15.97%
13.96%
52.78%
75.63%
79.56%
70.42%
70.42%
18.61%
9.42%
56.39%
79.43%
84.19%
72.00%
72.00%
15.16%
7.98%
58.21%
79.11%
82.92%
74.91%
74.58%
16.68%
14.90%
57.07%
78.76%
84.84%
74.23%
72.05%
0.23%
1.56%
3.43%
0.59%
100.00%
392.62%
5.66%
60.77%
89.80%
11.90%
30.95%
51.73%
7.97%
2.37%
30.73%
32.76%
29.76%
20.39%
2.53
10
3.71
15.77%
4.22
8.4
5.04
17.08%
2.95
8.91
4.63
15.16%
0.94
8.93
5.19
-7.72
-13.88
-5.67
579.18
FAYSAL BANK LIMITED

Items
###
9,132,327
4,237,157
3,079,527
1,815,643
4,664,307
101,673,767
4,516,125
14,965,037
74,413,641
7,778,964
115,470,401
7,207,998
2,883,040
4,608,205
22,525,358
76,204,018
3,535,193
1,815,374
74,388,644
2,239,392
1,617,764
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

9,278,046
6,089,255
3,188,791
621,607
3,017,184
2,752,597
1,899,441
1,866,584
3,870,340
2,816,572
E.Other items
2.Cash dividend
423,716
0.50%
0.00%
(739,060)
64,986,645

34.37%
2.76%
0.3
2.44%
2.38%
2.61%
65.63%
0.5
15.79%
0.7
6.7
G.Liquidity ratios
8.74%
19.51%
64.42%
64.44%
88.05%
102.41%
85.26%



4.64%
38.71%
34.24%
51.35%


7.91%
7.1
22
8.2

J.Cash flow ratio

-0
44
2010
(Thousand Rupees)
2007
2008
###
2010
9,132,327
4,237,157
3,079,527
1,815,643
4,664,307
101,673,767
4,516,125
14,965,037
74,413,641
7,778,964
115,470,401
7,207,998
2,883,040
4,608,205
22,525,358
76,204,018
3,535,193
1,815,374
74,388,644
2,239,392
1,617,764
10,345,146
5,296,445
3,567,033
1,481,668
5,811,357
125,120,918
2,406,927
9,995,855
102,067,422
10,650,714
141,277,421
6,872,032
3,708,451
7,078,102
31,553,108
91,016,278
4,753,415
3,669,877
87,346,401
2,514,959
2,204,368
10,135,987
5,296,445
3,790,023
1,049,519
636,121
127,469,378
1,536,517
13,027,468
102,776,793
10,128,600
138,241,486
8,927,524
876,780
2,861,401
36,152,537
88,620,641
7,446,481
5,108,573
83,512,068
2,646,978
3,264,198
11,336,146
6,090,911
4,030,056
1,215,179
1,446,593
168,082,674
1,465,451
34,985,766
123,655,188
7,976,269
180,865,413
8,427,202
508,795
15,017,826
56,531,338
98,384,470
10,671,030
7,038,469
91,346,001
2,787,617
6,246,634
16,614,625
7,309,094
7,354,688
1,950,843
(96,855)
250,803,153
3,218,859
34,635,904
195,315,204
17,633,186
267,320,923
17,428,924
5,727,909
0
86,418,549
151,206,409
24,707,758
17,499,640
133,706,769
8,726,406
15,312,366
9,278,046
6,089,255
3,188,791
621,607
3,017,184
2,752,597
1,899,441
1,866,584
3,870,340
2,816,572
11,610,781
7,459,392
4,151,389
2,079,044
2,072,345
3,441,145
2,815,663
2,799,747
2,697,827
2,272,108
13,404,132
8,454,755
4,949,377
2,047,362
2,902,015
5,212,608
1,796,537
3,257,843
1,796,537
1,114,952
16,957,875
11,967,885
4,989,990
2,191,883
2,798,107
2,813,065
4,310,671
4,284,086
1,300,501
1,200,159
19,710,460
13,919,256
5,791,204
2,201,824
3,589,380
4,012,338
6,774,664
6,644,072
827,054
1,190,329
423,716
0.50%
0.00%
(739,060)
64,986,645
529,644
0.25%
0.25%
7,262,087
50,562,981
529,645
15.00%
0.00%
1,882,246
51,941,751
609,091
0.00%
0.00%
3,981,449
79,757,936
730,909
0.00%
0.20%
8,881,898
164,784,857
34.37%
2.76%
35.75%
2.94%
0.22
1.61%
2.44%
1.47%
64.25%
1.04
18.71%
0.81
36.92%
3.58%
0.11
0.81%
3.77%
2.10%
63.08%
1.81
9.65%
0.62
29.43%
2.76%
0.1
0.66%
1.56%
1.55%
70.57%
3.3
21.80%
1.5
29.38%
2.17%
0.07
0.45%
1.50%
1.34%
70.62%
8.03
28.56%
1.66
2.44%
2.38%
2.61%
65.63%
15.79%
8.74%
19.51%
64.42%
64.44%
88.05%
102.41%
85.26%
4.64%
4.29
2.11
1.63
7.49%
22.33%
61.83%
72.25%
88.56%
89.17%
81.22%
7.09%
26.15%
60.41%
74.35%
92.21%
86.23%
76.53%
4.94%
31.26%
50.50%
68.37%
92.93%
79.56%
62.02%
8.66%
32.33%
50.02%
73.06%
93.82%
77.42%
65.76%
5.22%
8.40%
10.85%
38.71%
34.24%
51.35%
45.95%
56.65%
77.21%
73.47%
40.08%
68.60%
94.13%
31.14%
65.96%
16.34%
11.57%
148.71%
12.58%
70.83%
7.91%
7.32%
4.89
19.53
9.87
7.33%
5.12
19.14
10.14
6.27%
7
19
11
6.22%
9.92
22.73
11.76
3.2
1.69
3.3
7.46
HABIB BANK LIMITED

Items
###
42,999,412
6,900,000
16,817,472
19,281,940
7,346,389
513,574,383
9,347,609
49,980,794
439,724,335
14,521,645
563,920,184
46,244,803
23,532,165
6,550,128
115,822,511
354,798,019
26,921,974
18,812,561
335,985,458
11,802,870
23,982,249
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

42,152,520
12,504,236
29,648,284
2,801,858
26,846,326
7,670,361
16,489,993
16,312,585
18,026,964
12,050,349
E.Other items
2.Cash dividend
690,000
0.00%
0.00%
15,490,934
297,312,055

70.34%
5.26%
0.3
2.14%
1.36%
4.76%
29.66%
0.9
33.10%
2.1
17
G.Liquidity ratios
12.37%
20.54%
59.58%
77.98%
91.07%
80.69%
72.45%



7.59%
62.61%
14.89%
69.88%


7.63%
6.9
62
10

J.Cash flow ratio

1.3
45
2010
(Thousand Rupees)
2007
2008
###
2010
42,999,412
6,900,000
16,817,472
19,281,940
7,346,389
513,574,383
9,347,609
49,980,794
439,724,335
14,521,645
563,920,184
46,244,803
23,532,165
6,550,128
115,822,511
354,798,019
26,921,974
18,812,561
335,985,458
11,802,870
23,982,249
50,741,564
6,900,000
18,628,584
25,212,980
7,202,391
597,894,901
15,379,440
52,218,228
508,986,541
21,310,692
655,838,856
55,361,813
19,558,051
1,628,130
171,932,281
380,751,226
24,588,571
18,490,698
362,260,528
13,582,240
31,515,813
61,290,814
7,590,000
22,882,318
30,818,496
3,753,597
652,237,599
9,781,077
44,022,676
572,399,187
26,034,659
717,282,010
56,359,367
32,720,391
6,193,787
127,786,754
460,244,672
36,086,044
24,536,012
435,708,660
33,490,506
25,022,545
71,235,347
9,108,000
25,801,889
36,325,458
7,860,200
741,885,800
10,041,203
48,121,649
653,452,460
30,270,488
820,981,347
79,527,191
29,560,309
5,352,873
209,421,147
463,385,462
42,309,377
31,101,874
432,283,588
40,187,710
24,648,529
81,811,716
10,018,800
27,671,813
44,121,103
7,713,023
797,527,672
9,774,749
37,430,333
721,069,137
29,253,453
887,052,411
81,516,883
35,990,301
30,339,344
245,016,986
473,417,778
46,677,077
38,419,218
434,998,560
15,876,545
43,313,792
42,152,520
12,504,236
29,648,284
2,801,858
26,846,326
7,670,361
16,489,993
16,312,585
18,026,964
12,050,349
48,342,047
18,001,496
30,340,551
8,020,766
22,319,785
7,971,990
17,164,773
17,355,732
13,127,002
8,041,416
61,157,813
25,523,572
35,634,241
9,295,235
26,339,006
10,336,517
20,820,329
20,253,578
5,855,194
10,000,980
74,751,375
33,088,536
41,662,839
9,612,138
32,050,701
9,942,612
22,507,572
21,733,407
1,948,574
12,298,643
79,999,852
34,090,368
45,909,484
7,979,626
37,929,858
11,049,504
23,922,081
23,053,860
25,057,281
15,613,054
690,000
0.00%
0.00%
15,490,934
297,312,055
690,000
0.40%
0.10%
14,210,526
352,277,094
759,000
55.00%
20.00%
(21,380,958)
296,820,275
910,800
60.00%
10.00%
102,186,246
358,083,924
1,001,880
0.65%
0.10%
50,095,836
253,403,791
70.34%
5.26%
62.76%
4.63%
0.16
1.23%
1.22%
3.40%
37.24%
1.32
30.48%
2.18
58.27%
4.97%
0.16
1.39%
1.44%
3.67%
41.73%
3.46
29.12%
1.96
55.74%
5.07%
0.2
1.50%
1.21%
3.90%
44.26%
11
26.58%
2.2
57.39%
5.18%
0.19
1.76%
1.25%
4.28%
42.61%
0.92
26.27%
2.09
2.14%
1.36%
4.76%
29.66%
33.10%
12.37%
20.54%
59.58%
77.98%
91.07%
80.69%
72.45%
7.59%
11.65
13.18
14
15.58
11.42%
26.22%
55.24%
77.61%
91.16%
74.81%
67.85%
12.42%
17.82%
60.74%
79.80%
90.93%
80.41%
74.66%
13.29%
25.51%
52.65%
79.59%
90.37%
70.91%
66.05%
13.25%
27.62%
49.04%
81.29%
89.91%
65.65%
62.42%
6.46%
7.84%
9.13%
62.61%
14.89%
69.88%
48.46%
43.38%
75.20%
58.88%
37.88%
67.99%
59.39%
30.91%
73.51%
9.86%
8.12%
57.05%
20.77%
82.31%
7.63%
7.74%
6.94
73.54
10.03
8.54%
4.84
80.75
9.34
8.68%
5
78
9.2
9.22%
3.1
81.66
8.81
1.77
-2.14
8.3
3.21
HABIB METROPOLITAN BANK LIMITED

Items
###
10,665,238
3,005,000
5,824,936
1,835,302
202,874
137,800,283
1,619,796
29,518,458
102,492,712
4,169,317
148,668,395
11,348,162
6,296,564
5,447,110
39,555,569
84,142,094
443,248
818,035
83,324,059
649,122
2,047,809
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

7,289,123
4,416,477
2,872,646
108,381
2,764,265
1,728,631
1,350,098
1,348,921
3,142,798
2,095,889
E.Other items
2.Cash dividend
300,500
0.00%
0.00%
25,199,751
74,381,709

39.41%
1.93%
0.2
1.41%
1.16%
1.86%
60.59%
0.4
14.97%
0.8
G.Liquidity ratios
11.87%
26.61%
56.05%
68.94%
92.69%
82.10%
63.74%



0.53%
4.16%
13.25%
184.55%


7.17%
7
35
9.6

J.Cash flow ratio

12
46
2010
(Thousand Rupees)
2007
2008
###
2010
10,665,238
3,005,000
5,824,936
1,835,302
202,874
137,800,283
1,619,796
29,518,458
102,492,712
4,169,317
148,668,395
11,348,162
6,296,564
5,447,110
39,555,569
84,142,094
443,248
818,035
83,324,059
649,122
2,047,809
13,462,244
5,018,350
6,383,936
2,059,958
55,948
159,348,809
3,210,041
29,991,633
121,066,469
5,080,666
172,867,001
10,201,545
3,691,183
3,989,249
61,735,796
91,044,061
804,247
1,217,255
89,826,806
1,294,486
2,127,936
16,149,648
6,022,020
7,039,936
3,087,692
(1,144,998)
167,706,203
2,372,146
30,372,598
128,432,616
6,528,843
182,710,853
11,401,384
2,974,237
98,176
53,631,532
110,391,364
1,747,599
2,130,105
108,261,259
1,583,360
4,760,905
18,889,142
7,527,525
7,587,835
3,773,782
(148,629)
218,671,717
3,111,467
68,186,674
142,457,376
4,916,200
237,412,230
11,192,498
4,836,399
150,000
111,679,520
106,922,608
6,364,665
4,629,476
102,293,132
2,431,227
4,829,454
20,954,427
8,731,929
8,151,443
4,071,055
(646,294)
231,902,519
2,572,954
62,529,729
160,457,975
6,341,861
252,210,652
13,923,393
3,123,094
3,190,399
100,993,820
127,350,007
7,463,452
7,522,371
119,827,636
3,352,702
7,799,608
7,289,123
4,416,477
2,872,646
108,381
2,764,265
1,728,631
1,350,098
1,348,921
3,142,798
2,095,889
11,983,551
8,259,184
3,724,367
442,160
3,282,207
3,175,706
2,254,015
2,253,559
4,203,898
2,797,006
15,870,172
10,919,922
4,950,250
1,249,820
3,700,430
3,928,506
3,233,784
3,086,634
4,740,110
3,277,377
21,376,259
14,665,453
6,710,806
2,569,646
4,141,160
3,702,329
3,629,847
3,523,721
4,213,642
2,739,494
23,380,314
16,433,491
6,946,823
3,041,548
3,905,275
4,429,070
4,308,010
4,172,840
4,026,335
2,818,038
300,500
0.00%
0.00%
25,199,751
74,381,709
501,835
0.10%
0.87%
19,073,676
97,951,953
602,202
0.00%
25.00%
(6,265,387)
80,361,851
752,753
10.00%
16.00%
58,192,618
116,806,754
873,193
0.00%
0.20%
(6,943,837)
200,438,547
39.41%
1.93%
31.08%
2.15%
0.21
1.62%
1.84%
1.90%
68.92%
0.54
14.87%
0.71
31.19%
2.71%
0.2
1.79%
2.15%
2.03%
68.81%
0.65
16.33%
0.79
31.39%
2.83%
0.2
1.15%
1.56%
1.74%
68.61%
0.8
14.47%
1
29.71%
2.75%
0.13
1.12%
1.76%
1.55%
70.29%
1.04
15.49%
0.94
1.41%
1.16%
1.86%
60.59%
14.97%
11.87%
26.61%
56.05%
68.94%
92.69%
82.10%
63.74%
0.53%
5.57
5.44
3.6
3.23
8.04%
35.71%
51.96%
70.03%
92.18%
75.20%
60.27%
7.87%
29.35%
59.25%
70.29%
91.79%
85.95%
69.51%
6.75%
47.04%
43.09%
60.00%
92.11%
75.06%
50.76%
6.76%
40.04%
47.51%
63.62%
91.95%
79.37%
57.11%
0.88%
1.58%
5.95%
4.16%
13.25%
184.55%
5.97%
36.32%
151.35%
10.82%
58.67%
121.89%
33.69%
55.51%
72.74%
5.86%
5.91%
35.62%
40.43%
100.79%
7.17%
7.79%
7.28
26.83
8.99
8.84%
4.98
26.82
7.95
7.96%
6.2
25
7.5
8.31%
9.57
24
7.66
6.82
-1.91
21
-2.46
JS BANK
Items
2006
3,003,808
3,004,225
0
(417)
0
9,541,647
610,623
800,005
7,198,149
932,870
12,545,455
1,912,648
1,463,280
2,825,912
2,582,096
1,801,530
108,699
108,699
1,692,831
379,584
1,689,104
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

2,050
1,554
496
0
496
101
1,003
1,003
(11)
(417)
E.Other items
2.Cash dividend
300,423
0.00%
0.00%
(275,870)
5,083,060

24.20%
0.00%
0
0.00%
0.00%
0.00%
75.80%
-91.18
46.63%
9.93
G.Liquidity ratios
26.91%
20.58%
13.49%
57.38%
76.06%
25.03%
22.52%



6.03%
3.62%
0.00%
100.00%


23.94%
1.69
10
2.4

J.Cash flow ratio

661.56
47
2010
(Thousand Rupees)
2007
2008
2009
2010
5,141,351
5,106,337
7,086
27,928
52,456
15,133,945
727,179
481,147
13,679,898
245,721
20,327,752
977,235
254,079
3,601,211
6,109,536
6,593,635
143,604
117,672
6,475,963
491,736
2,417,992
5,784,628
5,694,844
18,040
71,744
(508,791)
16,351,965
127,922
537,655
15,294,273
392,115
21,627,802
1,285,247
672,271
1,405,210
5,138,709
9,810,093
455,504
129,644
9,680,449
2,496,883
949,033
5,622,453
6,127,605
18,040
(523,192)
32,106
27,240,361
320,492
5,039,635
21,313,791
566,443
32,894,920
1,764,403
1,820,857
3,482,564
9,535,555
12,167,220
857,059
477,567
11,689,653
3,039,329
1,562,559
7,237,084
8,149,715
18,040
(930,671)
(1,398,798)
33,545,361
369,620
5,524,410
26,276,328
1,375,003
39,383,647
2,298,806
917,802
3,643,360
13,701,699
14,505,537
1,902,566
527,424
13,978,113
2,882,941
1,960,926
1,130,383
864,300
266,083
9,727
256,356
418,340
736,917
736,263
97,625
35,431
1,975,203
1,361,738
613,465
11,218
602,247
492,345
983,367
982,624
111,225
54,770
2,527,295
1,806,709
720,586
772,688
(52,102)
339,470
1,736,161
1,734,815
(1,448,793)
(594,936)
3,299,767
2,255,014
1,044,753
136,484
908,269
332,974
1,863,793
1,846,840
(622,550)
(407,479)
510,634
0.00%
0.00%
(660,884)
3,853,683
569,484
20.00%
0.00%
403,176
1,260,563
612,761
0.00%
0.00%
6,015,819
10,400,433
814,972
0.00%
0.00%
1,760,620
7,898,774
23.54%
1.31%
0.01
0.17%
2.06%
1.26%
76.46%
7.54
47.58%
1.76
31.06%
2.84%
0.01
0.25%
2.28%
2.78%
68.94%
8.83
39.85%
2
28.51%
2.19%
-0.11
-1.81%
1.03%
-0.16%
71.49%
-1.2
60.56%
5.11
31.66%
2.65%
-0.06
-1.03%
0.85%
2.31%
68.34%
-2.97
51.31%
5.55
0.07
0.1
-0.97
-0.5
6.06%
30.06%
31.86%
67.30%
74.45%
48.20%
46.56%
9.05%
23.76%
44.76%
70.72%
75.61%
64.14%
61.96%
10.90%
28.99%
35.54%
64.79%
82.81%
57.09%
46.17%
8.17%
34.79%
35.49%
66.72%
85.18%
55.20%
45.61%
2.18%
4.64%
7.04%
2.79%
8.27%
81.94%
7.87%
8.65%
28.46%
15.24%
161.80%
55.72%
13.12%
3.64%
26.29%
25.88%
27.72%
25.29%
0.75
10.07
2.66
26.75%
0.22
10.16
2.64
17.09%
1.85
9.18
3.79
18.38%
1.09
8.88
3.63
-18.65
7.36
-10.11
-4.32
KASB BANK LIMITED

Items
2006
2,241,299
2,292,707
111,748
(163,156)
(112,502)
24,409,938
199,670
2,176,032
21,275,570
758,666
26,538,735
2,305,082
799,731
2,305,232
5,094,312
14,807,779
1,016,710
695,061
14,112,718
673,064
1,248,596
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

1,790,347
1,429,045
361,302
41,287
320,015
592,947
860,167
853,523
52,795
137,347
E.Other items
2.Cash dividend
229,270
0.00%
0.00%
2,625,399
8,369,812

20.18%
1.36%
0.06
0.52%
2.23%
1.21%
79.82%
16.17
36.09%
1.44
0.6
G.Liquidity ratios
11.70%
19.20%
53.18%
80.17%
91.98%
69.60%
63.14%



6.87%
45.36%
5.94%
68.36%


8.45%
3.73
9.78
9.49

J.Cash flow ratio

19.12
48
2010
(Thousand Rupees)
2007
2008
2009
2010
3,250,768
3,106,978
151,287
(7,497)
1,033,224
36,606,580
879,152
1,745,807
33,131,773
849,848
40,890,572
3,001,895
807,555
1,766,398
7,277,875
26,046,768
1,069,872
903,615
25,143,153
1,094,748
1,798,948
3,191,389
4,014,890
151,287
(974,788)
6,008,118
42,599,591
217,520
6,300,622
35,087,477
993,972
51,799,098
1,507,632
59,093
556,455
9,454,149
35,164,850
7,354,408
2,924,654
32,240,196
2,909,213
5,072,360
4,480,081
9,508,617
151,287
(5,179,823)
478,789
54,264,188
386,066
8,196,640
43,899,695
1,781,787
59,223,058
2,851,665
185,896
2,815,159
15,129,090
33,636,057
6,245,779
4,137,305
29,498,752
3,298,720
5,443,776
1,806,752
9,508,617
151,287
(7,853,152)
375,705
54,247,026
541,041
6,138,207
46,274,187
1,293,591
56,429,483
3,272,520
199,276
40,000
13,052,504
34,837,999
9,616,599
5,310,301
29,527,698
3,379,130
6,958,355
2,917,344
2,285,381
631,963
212,976
418,987
821,479
1,174,904
1,153,736
65,562
197,693
4,861,400
4,448,440
412,960
2,223,938
(1,810,978)
615,591
1,787,364
1,759,032
(1,849,199)
(972,969)
5,061,633
5,490,397
(428,764)
2,512,373
(2,941,137)
555,032
2,414,518
2,379,347
(5,943,304)
(4,227,748)
5,017,060
5,064,141
(47,081)
1,535,324
1,582,405
623,113
2,496,083
2,495,158
(3,455,375)
(2,710,669)
310,698
0.00%
0.00%
1,200,499
10,375,250
401,489
0.00%
0.00%
(3,436,371)
14,966,219
950,862
26.00%
0.00%
9,132,412
18,276,636
950,862
0.00%
0.00%
(852,700)
21,047,073
21.66%
1.55%
0.06
0.48%
2.01%
1.02%
78.34%
17.6
31.42%
1.4
8.49%
0.80%
-0.3
-1.88%
1.19%
-3.50%
91.51%
-0.95
32.63%
2.86
-8.47%
-0.72%
-0.94
-7.14%
0.94%
-4.97%
108.47%
-0.4
42.99%
4.29
-0.94%
-0.08%
-1.5
-4.80%
1.10%
2.80%
100.94%
-0.72
44.26%
4
0.64
-2.42
-4.45
-2.85
9.32%
17.80%
61.49%
81.03%
89.52%
78.62%
74.68%
3.02%
18.25%
62.24%
67.74%
82.24%
100.22%
84.96%
5.13%
25.55%
49.81%
74.13%
91.63%
76.62%
64.57%
6.15%
23.13%
52.33%
82.00%
96.13%
75.29%
66.47%
4.11%
20.91%
18.57%
32.91%
23.57%
84.46%
230.45%
76.04%
39.77%
139.41%
60.72%
66.24%
27.60%
15.24%
532.26%
28.91%
55.22%
7.95%
3.19
10.46
10.19
6.16%
4.69
7.95
10.99
7.56%
4.08
4.71
9.8
3.20%
11.65
1.9
25.61
6.07
3.53
-2.16
0.31
MCB BANK LIMITED

Items
###
35,656,675
5,463,276
24,662,426
5,530,973
5,187,639
301,263,929
7,089,679
23,943,476
257,461,838
12,768,936
342,108,243
32,465,976
6,577,017
21,081,800
63,486,316
206,847,499
8,570,813
8,608,344
198,239,155
9,054,156
11,203,823
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

25,778,061
4,525,359
21,252,702
1,182,737
20,069,965
4,991,416
6,560,711
6,482,592
18,500,670
12,142,398
E.Other items
2.Cash dividend
546,328
0.75%
0.15%
3,541,222
160,843,008

82.44%
6.21%
0.3
3.55%
1.46%
5.87%
17.56%
0.4
21.32%
1.3
22
G.Liquidity ratios
11.41%
18.56%
57.95%
75.26%
88.06%
80.34%
73.51%



4.14%
24.04%
13.74%
100.44%


10.42%
4.5
65
7.2

J.Cash flow ratio

0.3
49
2010
(Thousand Rupees)
2007
2008
###
2010
35,656,675
5,463,276
24,662,426
5,530,973
5,187,639
301,263,929
7,089,679
23,943,476
257,461,838
12,768,936
342,108,243
32,465,976
6,577,017
21,081,800
63,486,316
206,847,499
8,570,813
8,608,344
198,239,155
9,054,156
11,203,823
45,414,156
6,282,768
34,000,638
5,130,750
9,705,519
355,365,842
10,479,058
39,406,831
292,098,066
13,381,887
410,485,517
39,683,883
3,807,519
1,051,372
113,089,261
229,732,772
10,725,308
10,772,174
218,960,598
16,024,123
17,868,761
52,244,865
6,282,768
36,768,765
9,193,332
6,191,189
385,179,850
10,551,468
22,663,840
330,181,624
21,782,918
443,615,904
39,631,172
4,043,100
4,100,079
96,631,874
272,847,325
56,462
10,711,855
262,135,470
17,263,733
19,810,476
61,075,932
6,911,045
38,385,760
15,779,127
8,664,081
439,483,714
8,201,090
44,662,088
367,604,711
19,015,825
509,223,727
38,774,871
6,009,993
3,000,000
167,134,465
269,722,176
70,923
16,472,769
253,249,407
18,014,896
23,040,095
69,180,011
7,602,150
40,162,906
21,414,955
10,024,198
488,348,404
10,265,537
25,684,593
431,371,937
21,026,337
567,552,613
45,407,183
1,478,569
4,401,781
213,060,882
274,143,924
24,543,807
19,592,335
254,551,589
20,947,540
27,705,069
25,778,061
4,525,359
21,252,702
1,182,737
20,069,965
4,991,416
6,560,711
6,482,592
18,500,670
12,142,398
31,786,595
7,865,533
23,921,062
3,065,051
20,856,011
6,011,291
5,559,267
5,022,416
21,308,035
15,265,562
40,043,824
11,560,740
28,483,084
4,019,121
24,463,963
5,791,440
8,387,837
7,546,878
21,867,566
15,374,600
51,616,007
15,841,463
35,774,544
7,322,321
28,452,223
5,642,885
10,940,163
10,107,189
23,154,945
15,495,297
54,821,296
17,987,767
36,833,529
3,597,117
33,236,412
6,265,306
13,248,643
12,173,942
26,253,075
16,873,175
546,328
0.75%
0.15%
3,541,222
160,843,008
628,277
1.25%
0.00%
61,899,299
213,317,107
628,276
115.00%
10.00%
2,031,538
392,959,678
691,105
110.00%
10.00%
78,148,082
376,583,024
760,215
1.15%
0.10%
58,701,161
136,245,597
82.44%
6.21%
75.26%
5.83%
0.34
3.72%
1.46%
5.08%
24.74%
0.24
14.71%
0.84
71.13%
6.42%
0.29
3.47%
1.31%
5.51%
28.87%
0.35
18.30%
1.3
69.31%
7.03%
0.3
3.04%
1.11%
5.59%
30.69%
0.4
19.11%
1.8
67.19%
6.49%
0.24
2.97%
1.10%
5.86%
32.81%
0.46
21.69%
1.94
3.55%
1.46%
5.87%
17.56%
21.32%
11.41%
18.56%
57.95%
75.26%
88.06%
80.34%
73.51%
4.14%
24.3
24.47
22
22.2
10.60%
27.55%
53.34%
71.16%
86.57%
78.65%
69.30%
9.85%
21.78%
59.09%
74.43%
86.83%
82.64%
77.33%
8.79%
32.82%
49.73%
72.19%
86.30%
73.37%
65.42%
8.26%
37.54%
44.85%
76.01%
86.04%
63.55%
59.98%
4.67%
0.02%
0.03%
24.04%
13.74%
100.44%
23.62%
28.45%
100.44%
0.11%
37.52%
18,971.80%
0.12%
44.45%
23,226.27%
8.95%
7.15%
35.48%
18.36%
79.83%
10.42%
11.06%
4.7
72.28
6.43
11.78%
7.52
83.16
6.32
11.99%
6.2
88
6
12.19%
1.97
91
6.24
4.05
0.13
3.48
MEEZAN BANK LIMITED

Items
2006
4,756,409
3,779,897
528,085
448,427
6,950
41,675,264
563,228
428,212
34,449,441
6,234,383
46,438,623
5,897,394
4,134,875
3,700,000
2,877,554
27,269,271
408,442
238,255
27,031,016
531,262
2,266,522
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

2,704,280
1,464,173
1,240,107
122,878
1,117,229
690,561
1,027,767
1,022,991
780,023
604,251
E.Other items
2.Cash dividend
377,990
0.00%
0.10%
3,485,231
36,504,507

45.86%
2.67%
0.13
1.30%
1.49%
2.41%
54.14%
1.31
30.27%
1.48
1.6
G.Liquidity ratios
21.60%
6.20%
58.21%
74.18%
89.74%
79.16%
78.19%



1.50%
8.59%
51.57%
58.33%


10.24%
7.67
12.58
7.24

J.Cash flow ratio

5.77
50
2010
(Thousand Rupees)
2007
2008
###
2010
5,719,910
3,779,897
720,785
1,219,228
(13,254)
61,471,903
1,192,160
2,415,606
54,582,353
3,281,784
67,178,559
5,644,028
3,729,549
8,850,000
10,535,186
35,249,612
553,339
673,273
34,576,339
1,032,963
2,810,494
6,341,097
4,925,961
845,022
570,114
(366,119)
79,301,092
1,057,017
4,008,496
70,233,875
4,001,704
85,276,070
5,763,710
1,344,974
18,108,000
14,526,699
40,626,920
3,649,163
1,098,189
39,528,731
1,880,515
4,123,441
9,090,535
6,650,048
1,050,092
1,390,395
93,924
114,997,275
1,249,210
8,468,425
100,333,051
4,946,589
124,181,734
8,387,432
5,260,467
34,499,500
23,290,309
46,716,610
2,060,108
2,528,544
44,188,066
2,416,375
6,139,585
10,740,123
6,982,550
1,380,010
2,377,563
339,868
143,672,434
1,767,370
5,829,296
131,070,328
5,005,440
154,752,425
12,780,806
9,939,660
10,511,855
54,966,907
58,046,309
4,318,323
3,851,146
54,195,163
3,066,100
9,291,934
4,573,752
2,451,968
2,121,784
435,896
1,685,888
1,347,893
1,764,593
1,755,761
1,269,188
963,501
6,803,213
3,088,334
3,714,879
717,320
2,997,559
707,908
2,713,156
2,626,606
992,311
621,187
10,102,060
4,969,916
5,132,144
1,519,176
3,612,968
1,597,804
3,471,049
3,530,161
1,739,723
1,025,351
12,290,549
6,606,474
5,684,075
1,496,476
4,187,599
2,475,030
4,535,669
4,460,804
2,126,960
1,649,588
377,990
0.00%
0.20%
7,465,000
56,113,028
492,596
0.00%
9.00%
3,320,190
56,411,095
665,005
35.00%
5.00%
13,966,350
73,034,851
698,255
0.00%
0.15%
41,257,569
108,236,057
46.39%
3.16%
0.17
1.43%
2.01%
2.51%
53.61%
1.38
29.80%
1.3
54.60%
4.36%
0.1
0.73%
0.83%
3.52%
45.40%
2.65
36.12%
3.71
50.80%
4.13%
0.1
0.83%
1.29%
2.91%
49.20%
2
29.67%
2.2
46.25%
3.67%
0.15
1.07%
1.60%
2.71%
53.75%
2.1
30.72%
1.8
2.55
1.26
1.5
2.36
13.95%
15.68%
51.47%
81.25%
91.51%
64.58%
61.84%
8.34%
17.03%
46.35%
82.36%
92.99%
57.85%
54.72%
10.99%
18.76%
35.58%
80.80%
92.60%
46.56%
42.94%
14.68%
35.52%
35.02%
84.70%
92.84%
44.29%
42.40%
1.57%
8.98%
4.41%
9.67%
64.74%
121.67%
57.55%
65.32%
30.09%
22.66%
60.08%
122.74%
7.44%
6.63%
40.21%
38.86%
89.18%
8.51%
9.81
15.13
9.54
7.44%
8.9
12.87
11.08
7.32%
8
14
11
6.94%
10.08
15.38
12.2
7.75
5.34
14
25.01
MyBANK LIMITED
Items
2006
3,928,567
3,085,721
255,941
586,905
885,259
21,475,891
225,322
1,624,470
19,169,226
456,873
26,289,717
1,993,815
722,089
4,780,887
2,711,220
13,893,523
1,011,020
406,684
13,486,839
2,036,225
558,642
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

1,685,810
865,668
820,142
37,772
782,370
452,238
611,548
587,525
623,060
499,345
E.Other items
2.Cash dividend
308,572
0.05%
0.00%
344,793
14,770,061

48.65%
3.12%
0.13
1.90%
1.72%
2.98%
51.35%
0.94
28.60%
1.3
1.62
G.Liquidity ratios
10.33%
10.31%
51.30%
72.92%
81.69%
72.48%
66.82%



7.28%
25.74%
9.29%
40.23%


14.94%
3.76
12.73
4.88

J.Cash flow ratio

0.69
51
2010
(Thousand Rupees)
2007
2008
2009
2010
5,063,698
4,242,866
324,005
496,827
878,622
34,659,293
895,616
2,796,478
30,153,164
814,035
40,601,613
2,613,835
280,497
1,567,626
11,601,143
21,768,983
1,184,684
977,232
20,791,751
2,080,341
1,666,420
5,853,730
5,303,582
324,005
226,143
289,338
33,659,935
273,286
4,600,431
28,032,735
753,483
39,803,003
1,862,545
566,725
1,748,761
10,294,970
23,026,782
7,102,598
2,086,701
20,940,081
2,414,783
1,975,138
4,235,232
5,303,582
324,005
(1,392,355)
869,632
30,385,841
330,759
2,550,386
26,848,808
655,888
35,490,705
2,073,321
433,055
35,000
10,037,950
21,149,136
7,679,502
3,720,713
17,428,423
2,321,845
3,161,111
2,304,214
435,060
2,797,793
(928,639)
3,586,269
9,355,390
21,777
5,250,000
3,820,343
263,270
15,245,873
814,147
1,709,436
0
799,673
7,385,647
3,430,614
1,605,894
5,779,753
3,700,872
2,441,992
2,907,075
2,208,225
698,850
651,101
47,749
910,560
733,221
722,553
225,088
340,319
3,640,787
2,829,578
811,209
1,583,670
(772,461)
942,648
931,012
922,538
(760,825)
(350,293)
3,368,218
2,881,902
486,316
1,933,811
(1,447,495)
383,758
1,092,775
1,064,180
(2,156,512)
(1,639,829)
1,553,750
965,655
588,095
158,452
429,643
76,830
681,299
680,681
(174,826)
(179,626)
424,287
0.00%
0.13%
7,593,248
11,667,619
530,358
25.00%
0.00%
(1,902,601)
11,920,893
530,358
0.00%
0.00%
(798,785)
5,362,449
4,351
0.00%
0.00%
(2,135,260)
241,483
24.04%
1.72%
0.07
0.84%
2.24%
0.12%
75.96%
3.21
19.21%
0.79
22.28%
2.04%
-0.06
-0.88%
2.37%
-1.94%
77.72%
-1.21
20.31%
0.98
14.44%
1.37%
-0.39
-4.62%
1.08%
-4.08%
85.56%
-0.49
29.13%
2.77
37.85%
3.86%
-0.08
-1.18%
0.50%
2.82%
62.15%
-3.89
41.78%
8.86
0.8
-0.66
-3.09
-41.29
7.13%
28.57%
51.21%
74.27%
85.36%
72.19%
66.07%
6.10%
25.86%
52.61%
70.43%
84.57%
82.14%
70.56%
7.06%
28.28%
49.11%
75.65%
85.62%
78.77%
71.94%
16.55%
5.25%
37.91%
25.06%
61.36%
193.32%
81.43%
5.44%
30.84%
36.31%
23.40%
66.63%
82.49%
121.33%
75.89%
29.38%
181.32%
51.97%
48.45%
46.45%
21.74%
148.88%
9.87%
46.81%
12.47%
2.3
11.93
5.95
14.71%
2.04
11.04
4.79
11.93%
1.27
7.99
6.34
15.11%
0.1
529.63
1.66
22.31
5.43
0.49
11.89
NIB BANK
Items
2006
4,374,405
3,361,522
719,810
293,073
(47,833)
42,096,968
215,769
9,164,121
30,566,540
2,150,538
46,423,540
2,928,404
1,362,497
2,600,000
6,558,733
31,885,851
1,023,868
833,682
31,052,169
622,216
1,299,521
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

3,473,364
2,452,192
1,021,172
269,583
751,589
494,006
1,223,682
1,221,423
21,913
117,858
E.Other items
2.Cash dividend
336,152
0.00%
0.00%
3,361,522
23,431,989

29.40%
2.20%
0.03
0.25%
1.06%
1.62%
70.60%
55.74
30.84%
2.47
0.35
G.Liquidity ratios
9.24%
14.13%
66.89%
65.84%
90.68%
104.32%
80.26%



3.21%
23.41%
32.34%
81.42%


9.42%
5.36
13.01
6.99

J.Cash flow ratio

28.52
52
2010
(Thousand Rupees)
2007
2008
###
2010
22,594,386
22,017,968
719,810
(143,392)
13,997,648
140,061,370
2,110,211
16,669,412
116,671,219
4,610,528
176,653,404
10,318,722
1,401,796
4,753,113
40,498,840
92,586,336
13,252,316
10,426,262
82,160,074
30,800,135
6,720,724
29,006,672
28,437,271
8,326,684
(7,757,283)
10,691,836
139,210,607
1,432,084
23,651,366
104,586,167
9,540,990
178,909,115
9,355,104
793,843
12,459,621
35,176,823
97,322,481
16,715,515
16,978,288
80,344,193
3,702,426
37,077,105
41,643,272
40,437,271
8,464,894
(7,258,893)
(115,027)
166,590,718
1,574,207
62,523,365
93,919,805
8,573,341
208,118,963
8,834,275
3,683,783
5,681,887
62,432,977
100,000,757
15,746,457
15,979,351
84,021,406
3,114,632
40,350,003
7,309,686
40,437,271
8,464,894
(41,592,479)
6,353,079
150,687,274
1,335,493
42,361,934
99,169,373
7,820,474
164,350,039
8,836,449
2,951,479
6,429,166
51,789,035
98,344,554
34,711,468
23,778,539
74,566,015
2,718,975
17,058,920
6,999,888
4,995,955
2,003,933
1,494,801
509,132
598,771
2,006,961
2,002,159
(571,207)
(350,557)
15,201,691
10,799,816
4,401,875
9,657,400
(5,255,525)
2,421,876
8,164,241
6,433,122
(1,099,789)
(7,474,679)
18,272,363
12,872,357
5,400,006
1,195,329
4,204,677
1,681,833
5,242,439
5,345,307
644,071
691,048
16,482,080
13,533,160
2,948,920
10,050,404
(7,101,484)
1,715,352
7,235,425
6,955,148
(12,621,557)
(10,112,114)
2,201,797
0.00%
0.00%
7,989,545
55,864,113
2,843,727
42.00%
0.00%
21,302,169
93,144,827
4,043,727
0.00%
0.00%
28,507,068
123,505,187
4,043,727
0.00%
0.00%
(18,017,973)
152,511,924
28.63%
1.13%
-0.02
-0.20%
0.34%
0.29%
71.37%
-3.51
26.41%
3.34
28.96%
2.46%
-0.26
-4.18%
1.35%
-2.94%
71.04%
-5.85
46.33%
2.66
29.55%
2.59%
0
0.33%
0.81%
2.02%
70.45%
8.3
26.27%
3.2
17.89%
1.79%
-1.38
-6.15%
1.04%
-4.32%
82.11%
-0.55
39.76%
4.05
-0.16
-2.63
0.2
-2.5
6.63%
22.93%
46.51%
66.05%
79.29%
79.36%
69.44%
5.67%
19.66%
44.91%
58.46%
77.81%
93.05%
75.89%
6.01%
30.00%
40.37%
45.13%
80.05%
106.47%
63.92%
7.17%
31.51%
45.37%
60.34%
91.69%
99.17%
69.49%
14.31%
17.18%
15.75%
58.65%
14.34%
78.68%
57.63%
56.88%
101.57%
37.81%
7.48%
101.48%
35.30%
24.18%
474.87%
42.27%
68.50%
12.79%
2.47
10.26
5.16
16.21%
3.21
10.2
3.61
20.01%
3
10
2.3
4.45%
20.86
1.81
13.57
-22.79
-2.85
41
1.78
SAMBA BANK LIMITED

Items
2006
1,592,533
2,769,517
43,080
(1,220,064)
(13,732)
6,599,875
50,626
442,469
5,577,641
529,139
8,178,676
782,781
132,037
493,473
2,228,268
4,013,454
2,530,413
1,618,436
2,395,018
846,259
1,300,840
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

483,218
551,936
(68,718)
135,222
(203,940)
84,285
728,690
647,114
(848,345)
(587,635)
E.Other items
2.Cash dividend
276,952
0.00%
0.00%
(333,326)
840,122

-14.22%
-0.84%
-0.37
-7.18%
1.03%
-2.49%
114.22%
-0.76
128.40%
7.68
-2.12
G.Liquidity ratios
11.19%
27.24%
29.28%
68.20%
80.70%
71.96%
66.67%



63.05%
158.89%
8.36%
63.96%


19.47%
0.53
5.75
3.5

J.Cash flow ratio

0.57
53
2010
(Thousand Rupees)
2007
2008
2009
2010
6,218,641
8,769,517
43,080
(2,593,956)
(16,483)
14,453,144
1,056,878
182,611
12,644,938
568,717
20,655,302
1,003,611
63,348
8,565,836
3,947,925
7,105,438
2,410,997
2,412,325
4,693,113
854,292
1,527,177
5,476,330
8,769,517
43,080
(3,336,267)
(14,176)
11,025,182
55,349
437,949
9,859,537
672,347
16,487,336
774,575
331,201
2,313,308
3,829,354
8,605,889
1,961,143
2,442,881
6,163,008
1,157,689
1,918,201
4,883,277
8,769,517
43,080
(3,929,320)
2,192,383
16,658,466
78,127
3,141,284
12,520,633
918,422
23,734,126
961,280
707,912
3,123,377
5,807,829
12,343,360
2,726,295
2,619,949
9,723,411
1,112,169
2,298,148
7,936,255
14,334,734
43,080
(6,441,559)
(10,577)
22,585,442
115,759
6,534,994
14,871,806
1,062,883
30,511,120
1,250,011
1,195,948
1,389,003
11,090,905
14,747,321
2,711,299
2,609,535
12,137,786
1,001,413
2,446,054
1,182,921
837,869
345,052
924,777
(579,725)
128,432
921,386
891,889
(1,372,679)
(1,322,892)
1,758,004
1,071,307
686,697
312,528
374,169
125,429
1,511,039
1,461,077
(1,011,441)
(742,311)
1,878,626
1,208,857
669,769
239,511
430,258
92,224
1,590,906
1,415,235
(1,068,424)
(593,053)
2,384,653
1,350,320
1,034,333
17,599
1,016,734
321,243
1,468,273
1,456,873
(130,296)
(10,702)
876,952
0.00%
0.00%
(3,934,986)
2,089,651
876,952
0.00%
0.00%
4,073,848
30,569,856
876,952
0.00%
0.00%
6,840,004
14,557,877
1,433,473
0.00%
0.00%
5,087,251
17,205,195
29.17%
1.67%
-0.21
-6.40%
0.62%
-2.81%
70.83%
-0.65
70.26%
6.94
39.06%
4.16%
-0.14
-4.50%
0.76%
2.27%
60.94%
-1.44
80.23%
11.65
35.65%
2.82%
-0.12
-2.50%
0.39%
1.81%
64.35%
-1.32
80.72%
15.35
43.37%
3.39%
0
-0.04%
1.05%
3.33%
56.63%
-11.18
54.26%
4.54
-1.51
-0.85
-0.68
-0.01
5.17%
19.11%
22.72%
61.22%
69.97%
56.19%
55.39%
6.71%
23.23%
37.38%
59.80%
66.87%
87.28%
83.57%
7.03%
24.47%
40.97%
52.75%
70.19%
98.58%
78.81%
8.02%
36.35%
39.78%
48.74%
74.02%
99.16%
68.89%
33.93%
22.79%
22.09%
38.77%
38.34%
100.06%
35.81%
12.79%
124.56%
55.83%
9.14%
96.10%
18.39%
17.69%
34.16%
0.67%
96.25%
30.11%
0.34
7.09
2.03
33.22%
5.58
6.24
1.8
20.57%
2.98
5.57
2.56
26.01%
2.17
5.54
1.87
2.97
-5.49
-11.53
-475.36
SILKBANK LIMITED
Items
2006
2,985,330
3,847,500
218,556
(1,080,726)
1,012,709
55,202,810
408,342
4,236,775
49,015,090
1,542,603
59,200,849
3,994,136
613,678
4,747,567
15,828,682
31,527,073
4,634,695
2,505,099
29,021,974
2,322,371
2,672,441
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

3,712,420
3,260,952
451,468
408,095
43,373
706,002
1,141,676
1,262,448
(408,968)
(303,686)
E.Other items
2.Cash dividend
384,750
0.00%
0.00%
3,433,197
21,556,207

12.16%
0.76%
-0.1
-0.51%
1.19%
0.07%
87.84%
-3.09
25.84%
1.79
-0.79
G.Liquidity ratios
7.78%
26.74%
49.02%
82.79%
93.25%
64.32%
59.20%



14.70%
155.25%
16.29%
54.05%


5.04%
7.22
7.76
16.42

J.Cash flow ratio

-11.31
54
2010
(Thousand Rupees)
2007
2008
2009
2010
1,100,769
5,001,750
218,556
(4,119,537)
1,079,670
51,480,161
570,756
6,880,449
42,373,710
1,655,246
53,660,600
3,223,780
128,991
839,959
17,859,169
31,415,818
6,136,018
5,540,846
25,874,972
2,367,883
3,365,846
3,089,997
9,003,150
218,556
(6,131,709)
1,301,363
51,253,908
431,537
8,738,616
41,056,630
1,027,125
55,645,268
3,070,067
190,197
1,376,651
12,012,233
38,187,392
12,845,225
7,100,019
31,087,373
3,002,450
4,906,297
196,905
9,003,150
224,649
(9,030,894)
1,566,184
66,901,252
637,602
15,088,332
49,610,034
1,565,284
68,664,341
3,120,880
151,068
1,067,708
20,179,329
40,592,094
11,891,428
8,494,604
32,097,490
3,720,695
8,327,171
18,101,759
26,716,048
0
(8,614,289)
(13,267,812)
67,769,461
836,931
9,871,141
55,706,188
1,355,201
72,603,408
3,414,524
89,355
1,050,754
12,964,526
52,924,512
12,359,904
8,570,106
44,354,406
2,443,805
8,286,038
4,799,853
4,440,116
359,737
3,132,444
(2,772,707)
776,825
1,324,383
1,270,317
(3,320,265)
(3,040,907)
4,588,299
4,218,901
369,398
1,642,093
(1,272,695)
384,510
1,946,070
1,935,732
(2,834,255)
(2,014,268)
5,913,317
5,855,517
57,800
2,309,355
(2,251,555)
662,187
2,663,091
2,747,856
(4,252,459)
(2,902,905)
6,775,565
5,926,528
849,037
228,114
620,923
1,184,804
3,041,273
3,153,601
(1,235,546)
(1,131,154)
500,175
0.00%
0.00%
(2,009,657)
15,144,301
900,315
80.00%
0.00%
(7,387,980)
13,208,986
900,315
0.00%
0.00%
6,510,410
13,454,187
2,671,605
0.00%
0.00%
(10,011,424)
18,460,536
7.49%
0.67%
-2.76
-5.67%
1.45%
-5.17%
92.51%
-0.38
23.75%
1.64
8.05%
0.66%
-0.65
-3.62%
0.69%
-2.29%
91.95%
-0.68
39.13%
5.03
0.98%
0.08%
-14.74
-4.23%
0.96%
-3.28%
99.02%
-0.65
40.50%
4.15
12.53%
1.17%
-0.06
-1.56%
1.63%
0.86%
87.47%
-2.55
38.21%
2.66
-6.08
-2.24
-3.22
-0.42
6.25%
33.28%
48.22%
78.97%
95.94%
74.14%
63.78%
5.86%
21.59%
55.87%
73.78%
92.11%
93.01%
76.69%
4.77%
29.39%
46.75%
72.25%
97.43%
81.82%
62.74%
4.83%
17.86%
61.09%
76.73%
93.34%
95.01%
80.71%
19.53%
33.64%
29.29%
557.43%
56.53%
90.30%
415.70%
23.13%
55.27%
6,039.17%
27.19%
71.43%
23.35%
16.19%
68.28%
2.66%
69.34%
2.05%
13.76
2.2
38.49
5.55%
4.27
3.43
13.29
0.29%
68.33
0.22
251.95
24.93%
1.02
6.78
3.08
0.66
3.67
-2.24
8.85
SONERI BANK LIMITED

Items
2006
5,194,290
3,116,835
1,676,602
400,853
417,613
65,117,771
957,576
8,916,437
53,000,647
2,243,111
70,729,674
5,551,302
6,603,003
3,193,405
16,724,253
35,828,359
351,710
416,111
35,412,248
1,929,885
1,315,578
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

5,536,098
3,768,323
1,767,775
36,745
1,731,030
754,877
1,037,006
1,028,824
1,448,901
985,298
E.Other items
2.Cash dividend
311,683
0.00%
0.30%
5,767,553
40,533,634

31.93%
2.50%
0.19
1.39%
1.07%
2.45%
68.07%
0.71
16.48%
1.36
3.16
G.Liquidity ratios
17.18%
23.65%
50.07%
74.93%
92.07%
67.60%
57.87%



0.98%
6.77%
8.83%
118.31%


7.34%
7.8
16.67
10.2

J.Cash flow ratio

5.85
55
2010
(Thousand Rupees)
2007
2008
2009
2010
6,229,666
4,114,222
1,876,669
238,775
380,813
70,243,581
1,640,514
5,865,471
60,150,128
2,587,468
76,854,060
5,861,205
4,349,673
3,175,009
19,181,562
40,805,224
1,277,490
650,775
40,154,449
2,150,955
1,981,207
6,965,749
4,114,222
2,016,877
834,650
147,298
73,864,207
1,254,496
8,441,454
61,634,491
2,533,766
80,977,254
5,646,755
3,908,859
3,990,269
14,053,177
49,464,962
5,002,417
1,889,598
47,575,364
3,126,857
2,675,973
7,181,577
5,019,351
2,003,948
158,278
621,624
87,507,071
1,763,401
9,385,522
73,548,226
2,809,922
95,310,272
6,471,173
1,497,193
2,755,377
29,537,179
51,939,441
3,190,077
3,212,338
48,727,103
3,333,891
2,988,356
8,381,360
6,023,221
2,029,036
329,103
536,313
99,188,005
1,857,810
12,370,528
82,016,811
2,942,856
108,105,678
7,247,711
1,400,451
2,531,900
34,985,663
59,293,364
7,096,036
4,617,643
54,675,721
3,468,923
3,795,309
6,271,636
4,334,358
1,937,281
234,815
1,702,466
1,067,664
1,293,445
1,278,974
1,476,685
1,000,334
7,822,941
4,878,347
2,944,594
1,265,942
1,678,652
1,226,206
1,951,625
1,673,590
953,233
701,041
9,337,284
6,602,779
2,734,505
1,633,343
1,101,162
1,168,193
2,078,942
2,113,660
190,413
145,355
10,250,494
7,203,842
3,046,652
1,452,236
1,594,416
1,228,431
2,682,400
2,623,991
140,447
125,440
411,422
0.00%
0.20%
892,813
44,250,847
411,422
0.00%
22.00%
4,500,148
30,104,153
501,935
0.00%
0.00%
13,892,687
39,824,682
602,322
0.00%
0.00%
5,497,142
55,540,656
30.89%
2.52%
0.16
1.30%
1.39%
2.22%
69.11%
0.87
17.62%
1.2
37.64%
3.64%
0.1
0.87%
1.51%
2.07%
62.36%
1.76
21.57%
1.36
29.29%
2.87%
0.02
0.15%
1.23%
1.16%
70.71%
11.1
19.79%
1.81
29.72%
2.82%
0.01
0.12%
1.14%
1.47%
70.28%
18.68
23.37%
2.14
2.43
1.7
0.29
0.21
13.29%
24.96%
52.25%
78.27%
91.40%
67.84%
61.81%
11.80%
17.35%
58.75%
76.11%
91.22%
80.26%
70.59%
8.36%
30.99%
51.12%
77.17%
91.81%
70.62%
62.63%
8.00%
32.36%
50.58%
75.87%
91.75%
72.29%
62.82%
3.13%
10.11%
6.14%
20.51%
36.08%
50.94%
71.81%
67.00%
37.77%
44.42%
50.85%
100.70%
11.97%
7.79%
84.66%
31.45%
65.07%
8.11%
7.1
15.14
9.66
8.60%
4.32
16.93
8.85
7.53%
5.55
14.31
10.24
7.75%
6.63
13.92
9.79
0.89
6.42
95.58
43.82
STANDARD CHARTERED BANK (PAKISTAN) LIMITED

Items
###
40,558,670
38,715,850
1,113,606
729,214
(328,557)
206,087,623
4,259,834
22,045,237
156,878,328
22,904,224
246,317,736
22,797,606
3,544,796
3,873,224
34,629,051
138,454,686
8,420,970
9,450,568
129,004,118
3,369,016
49,099,925
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

14,565,027
4,228,716
10,336,311
1,563,809
8,772,502
3,687,239
5,099,562
5,072,060
7,360,179
5,709,457
E.Other items
2.Cash dividend
3,871,585
0.00%
0.00%
(3,174,000)
134,361,727

70.97%
4.20%
0.1
2.32%
1.50%
3.56%
29.03%
0.7
27.94%
1.4
1.5
G.Liquidity ratios
10.69%
14.06%
52.37%
63.69%
83.67%
88.26%
77.38%



6.08%
20.76%
16.55%
112.23%


16.47%
3.3
10
3.9

J.Cash flow ratio

-1
56
2010
(Thousand Rupees)
2007
2008
###
2010
40,558,670
38,715,850
1,113,606
729,214
(328,557)
206,087,623
4,259,834
22,045,237
156,878,328
22,904,224
246,317,736
22,797,606
3,544,796
3,873,224
34,629,051
138,454,686
8,420,970
9,450,568
129,004,118
3,369,016
49,099,925
43,340,575
38,715,850
1,653,044
2,971,681
(274,265)
212,478,904
6,637,388
6,616,065
177,161,630
22,063,821
255,545,214
26,295,860
1,628,280
15,225,935
40,696,466
131,085,549
10,493,345
11,548,534
119,537,015
3,734,139
48,427,519
44,010,120
38,715,850
1,812,492
3,481,778
(1,252,980)
221,860,038
4,296,420
8,695,730
174,551,801
34,316,087
264,617,178
22,741,035
1,261,582
31,466,898
29,586,663
137,716,271
16,534,389
12,114,806
125,601,465
3,886,275
50,073,260
44,665,571
38,715,850
1,946,365
4,003,356
3,080,285
265,128,356
4,844,638
15,747,326
206,957,950
37,578,442
312,874,212
21,521,550
2,238,182
20,568,064
83,784,536
141,230,362
21,388,480
16,783,638
124,446,724
6,995,784
53,319,372
7,309,686
40,437,271
8,464,894
(41,592,479)
6,353,079
150,687,274
1,335,493
42,361,934
99,169,373
7,820,474
164,350,039
8,836,449
2,951,479
6,429,166
51,789,035
98,344,554
34,711,468
23,778,539
74,566,015
2,718,975
17,058,920
14,565,027
4,228,716
10,336,311
1,563,809
8,772,502
3,687,239
5,099,562
5,072,060
7,360,179
5,709,457
22,530,080
6,338,119
16,191,961
6,052,957
10,139,004
6,112,711
12,160,481
12,081,963
4,091,234
2,764,069
23,307,442
6,888,900
16,418,542
9,316,038
7,102,504
6,611,470
12,620,994
12,424,711
1,092,980
677,132
26,653,240
10,369,328
16,283,912
9,418,308
6,865,604
6,883,241
12,482,566
12,244,352
1,266,279
669,365
16,482,080
13,533,160
2,948,920
10,050,404
(7,101,484)
1,715,352
7,235,425
6,955,148
(12,621,557)
(10,112,114)
3,871,585
0.00%
0.00%
(3,174,000)
134,361,727
3,971,585
0.00%
0.00%
9,247,515
183,669,089
3,871,585
0.00%
0.00%
(12,894,580)
121,947,090
3,871,585
0.00%
0.00%
46,571,729
150,649,399
4,043,727
0.00%
0.00%
(18,017,973)
152,511,924
70.97%
4.20%
71.87%
6.34%
0.06
1.08%
2.39%
3.97%
28.13%
2.95
42.46%
1.98
70.44%
6.20%
0.02
0.26%
2.50%
2.68%
29.56%
11.37
42.18%
1.88
61.10%
5.20%
0
0.21%
2.20%
2.19%
38.90%
9.7
37.22%
1.8
17.89%
1.79%
-1.38
-6.15%
1.04%
-4.32%
82.11%
-0.55
39.76%
4.05
2.32%
1.50%
3.56%
29.03%
27.94%
10.69%
14.06%
52.37%
63.69%
83.67%
88.26%
77.38%
6.08%
0.7
0.17
0.2
-2.5
10.93%
15.93%
46.78%
69.33%
83.15%
73.99%
71.33%
9.07%
11.18%
47.47%
65.96%
83.84%
78.90%
75.15%
7.59%
26.78%
39.78%
66.15%
84.74%
68.24%
63.42%
7.17%
31.51%
45.37%
60.34%
91.69%
99.17%
69.49%
8.00%
12.01%
15.14%
20.76%
16.55%
112.23%
24.21%
52.41%
110.06%
37.57%
76.90%
73.27%
47.89%
56.12%
78.47%
35.30%
24.18%
474.87%
42.27%
68.50%
16.47%
16.96%
4.24
10.91
4.09
16.63%
2.77
11.37
3.97
14.28%
3.4
12
4.6
4.45%
20.86
1.81
13.57
3.35
-19.04
70
1.78
SUMMIT BANK
Items
2006
3,093,974
3,000,000
18,795
75,179
(21,198)
2,623,603
3,899
0
2,526,271
93,433
5,696,379
228,374
645,650
1,079,286
1,730,868
1,564,608
140,215
140,239
1,424,369
385,074
202,758
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

142,802
23,309
119,493
0
119,469
21,214
90,654
90,441
50,029
93,974
E.Other items
2.Cash dividend
300,000
0.00%
0.00%
(342,837)
266,470

83.68%
2.10%
0.03
1.65%
0.37%
2.10%
16.32%
1.81
55.27%
4.26
0.31
G.Liquidity ratios
15.34%
30.39%
25.00%
44.35%
46.06%
61.93%
61.93%



8.96%
4.53%
0.00%
100.02%


54.31%
0.09
10.31
0.82

J.Cash flow ratio

-3.65
57
2010
(Thousand Rupees)
2007
2008
2009
2010
6,324,139
4,500,000
1,631,395
192,744
(22,563)
11,819,210
384,179
1,748,603
9,464,785
221,643
18,120,786
753,845
52,551
2,855,582
5,408,425
8,157,709
128,461
128,461
8,029,248
597,515
423,620
6,132,731
5,000,000
1,314,828
(182,097)
(312,611)
18,982,697
75,963
1,869,940
16,616,466
420,328
24,802,817
1,349,649
65,580
200,000
5,094,613
16,510,341
751,663
751,663
15,758,678
927,882
1,406,415
4,065,941
5,000,000
1,064,828
(1,998,887)
(11,541)
34,118,975
213,209
1,554,801
31,307,488
1,043,477
38,173,375
1,923,526
724,802
1,433,817
12,446,033
21,072,058
2,568,243
2,568,243
18,503,815
1,570,754
1,570,628
3,743,244
5,000,000
1,064,828
(2,321,584)
(152,056)
46,300,442
154,327
2,835,847
42,294,961
1,015,307
49,891,630
2,575,503
315,450
3,463,634
16,483,335
25,856,086
5,307,244
3,050,547
22,805,539
1,701,487
2,546,682
617,854
252,338
365,516
0
365,516
345,904
384,502
383,529
326,918
230,165
2,471,982
1,585,875
886,107
623,202
262,905
166,780
776,959
774,742
(347,274)
(191,408)
3,514,363
2,877,797
636,566
2,040,787
(1,404,221)
1,208,532
1,077,054
1,064,723
(2,285,586)
(2,066,790)
4,572,710
3,677,280
895,430
699,254
196,176
512,869
1,258,521
1,249,094
(549,476)
(322,697)
450,000
0.00%
0.00%
768,996
2,387,362
500,000
0.00%
0.00%
1,156,154
25,857,630
500,000
0.00%
0.00%
8,975,769
35,826,776
500,000
0.00%
0.00%
5,066,139
29,054,827
59.16%
2.02%
0.04
1.27%
1.91%
2.02%
40.84%
1.17
39.90%
1.11
35.85%
3.57%
-0.03
-0.77%
0.67%
1.06%
64.15%
-2.23
29.44%
4.65
18.11%
1.67%
-0.51
-5.41%
3.17%
-3.68%
81.89%
-0.47
22.80%
0.88
19.58%
1.79%
-0.09
-0.65%
1.03%
0.39%
80.42%
-2.27
24.75%
2.44
0.51
-0.38
-4.13
-0.65
4.45%
29.85%
44.31%
52.23%
65.22%
86.19%
72.75%
5.71%
20.54%
63.54%
66.99%
76.53%
99.36%
89.31%
6.94%
32.60%
48.47%
82.01%
89.38%
67.31%
64.12%
5.79%
33.04%
45.71%
84.77%
92.80%
61.13%
57.29%
1.57%
4.55%
12.19%
2.03%
0.00%
100.00%
12.26%
82.91%
100.00%
63.16%
79.46%
100.00%
20.53%
11.80%
141.78%
22.92%
57.48%
34.90%
0.38
14.05
1.5
24.73%
4.22
12.27
2.71
10.65%
8.81
8.13
7.7
7.50%
7.76
7.49
11.3
3.34
-6.04
-4.34
-15.7
UNITED BANK LIMITED

Items
###
27,203,726
6,475,000
8,298,873
12,429,853
2,659,661
393,402,486
4,560,649
38,490,586
335,077,873
15,273,378
423,265,873
48,939,840
14,034,476
29,572,070
67,260,338
244,654,068
16,255,409
1,416,249
243,237,819
5,234,463
14,986,867
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

32,991,603
12,126,809
20,864,794
2,316,858
18,547,936
6,948,388
11,204,568
10,952,275
14,291,756
7,350,813
E.Other items
2.Cash dividend
647,500
0.30%
0.25%
22,896,863
285,899,840

63.24%
4.93%
0.3
1.74%
1.64%
4.38%
36.76%
0.8
28.05%
1.6
11
G.Liquidity ratios
14.88%
15.89%
57.47%
79.16%
92.94%
73.01%
65.49%



6.64%
59.75%
163.59%
8.71%


6.43%
11
42
12

J.Cash flow ratio

3.1
58
2010
(Thousand Rupees)
2007
2008
###
2010
27,203,726
6,475,000
8,298,873
12,429,853
2,659,661
393,402,486
4,560,649
38,490,586
335,077,873
15,273,378
423,265,873
48,939,840
14,034,476
29,572,070
67,260,338
244,654,068
16,255,409
1,416,249
243,237,819
5,234,463
14,986,867
34,009,411
8,093,750
10,261,958
15,653,703
8,411,993
487,862,552
6,079,341
59,103,350
401,637,816
21,042,045
530,283,956
57,526,451
4,191,128
24,781,723
115,585,646
294,725,035
22,012,411
1,352,028
293,373,007
16,918,844
17,907,157
45,076,576
10,117,188
17,256,061
17,703,327
4,319,088
571,311,725
5,210,870
44,749,690
492,267,898
29,083,267
620,707,389
50,143,570
14,540,306
22,805,341
115,057,090
397,736,446
28,552,722
19,791,080
377,945,366
19,926,915
20,288,801
55,914,736
11,128,907
21,167,954
23,617,875
11,403,627
573,131,166
5,166,361
37,168,277
503,831,672
26,964,856
640,449,529
61,252,772
14,049,990
23,162,130
137,734,578
390,493,953
40,065,237
28,414,357
362,079,596
23,734,082
18,436,381
60,180,924
12,241,798
21,688,637
26,250,489
8,234,141
630,369,914
5,045,815
45,104,849
550,645,767
29,573,483
698,784,979
67,461,668
18,192,142
12,384,778
224,578,556
368,691,940
48,592,560
34,959,768
333,732,172
22,424,072
20,011,591
32,991,603
12,126,809
20,864,794
2,316,858
18,547,936
6,948,388
11,204,568
10,952,275
14,291,756
7,350,813
41,045,543
16,936,187
24,109,356
6,422,046
17,687,310
8,992,351
13,674,688
13,420,977
13,004,973
12,429,853
52,763,249
24,247,281
28,515,968
7,753,688
20,762,280
11,199,152
17,780,935
16,679,968
14,052,051
8,445,251
61,495,472
28,323,272
33,172,200
12,879,215
20,292,985
12,320,490
18,911,237
17,803,338
17,803,338
9,487,952
59,331,761
25,223,253
34,108,508
8,004,700
26,103,808
10,120,632
18,482,222
17,765,056
17,742,218
11,159,930
647,500
0.30%
0.25%
22,896,863
285,899,840
809,375
0.30%
0.25%
49,886,356
423,297,850
1,011,718
25.00%
10.00%
1,025,033
48,668,314
1,112,891
25.00%
10.00%
26,774,872
450,962,490
1,224,180
0.50%
0.00%
100,070,348
540,248,817
63.24%
4.93%
58.74%
4.55%
0.37
2.34%
1.70%
3.34%
41.26%
1.03
27.33%
1.49
54.05%
4.59%
0.19
1.36%
1.80%
3.34%
45.95%
1.19
27.80%
1.49
53.94%
5.18%
0.2
1.48%
1.92%
3.17%
46.06%
1
25.62%
1.5
57.49%
4.88%
0.19
1.60%
1.45%
3.74%
42.51%
1
26.61%
1.76
1.74%
1.64%
4.38%
36.76%
28.05%
14.88%
15.89%
57.47%
79.16%
92.94%
73.01%
65.49%
6.64%
15.36
8.35
8.5
9.12
11.64%
21.80%
55.32%
75.74%
92.00%
73.38%
63.97%
10.42%
18.54%
60.89%
79.31%
92.04%
80.80%
74.06%
11.76%
21.51%
56.54%
78.67%
89.49%
77.50%
72.18%
12.26%
32.14%
47.76%
78.80%
90.21%
66.96%
61.89%
7.47%
7.18%
10.26%
59.75%
163.59%
8.71%
64.72%
474.99%
6.14%
63.34%
39.18%
69.31%
71.65%
45.33%
70.92%
13.18%
9.48%
80.74%
22.90%
71.94%
6.43%
6.41%
12.45
42.02
11.81
7.26%
1.08
44.55
10.92
8.73%
8.1
50
9
8.61%
8.98
49.16
9.15
4.01
0.12
2.8
8.97
Specialized Banks - Overall

Items
###
(11,244,089)
14,452,145
1,624,440
(27,320,674)
1,033,708
129,176,783
351,141
86,438,681
13,491,261
28,895,700
118,966,402
2,310,931
14,541,439
292,454
16,481,394
94,458,564
36,226,936
23,841,158
70,617,406
2,390,171
12,332,607
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

8,274,247
4,173,228
4,101,019
3,020,615
307,052
5,675,526
6,743,044
3,992,920
(913,653)
(1,071,428)
E.Other items
2.Cash dividend
1,392,786
N/A
N/A
(1,635,229)
11,979,299

49.56%
3.45%
0.1
-0.90%
4.77%
0.26%
50.44%
-4
48.34%
0.7
-1
G.Liquidity ratios
14.17%
13.85%
59.36%
11.34%
108.58%
700.15%
94.52%



38.35%
-322.19%
12.67%
65.81%


-9.45%
-1
-8
-1

J.Cash flow ratio

1.5
59
2010
(Thousand Rupees)
2007
2008
###
2010
(11,244,089)
14,452,145
1,624,440
(27,320,674)
1,033,708
129,176,783
351,141
86,438,681
13,491,261
28,895,700
118,966,402
2,310,931
14,541,439
292,454
16,481,394
94,458,564
36,226,936
23,841,158
70,617,406
2,390,171
12,332,607
(9,964,857)
14,849,470
1,886,642
(26,700,969)
3,045,550
133,987,153
497,582
87,339,121
14,320,029
31,830,421
127,067,846
3,363,036
17,720,977
1,883,944
15,826,210
94,973,890
31,305,432
22,332,219
72,641,671
3,710,874
11,921,134
(7,631,049)
15,506,103
2,438,371
(25,575,523)
3,494,010
134,345,948
755,721
83,318,134
13,883,492
36,388,601
130,208,909
2,840,235
18,315,949
700,000
12,046,115
101,188,798
22,710,747
21,074,895
80,113,903
5,106,662
11,086,045
(8,436,252)
15,506,595
2,444,970
(26,387,817)
3,565,578
133,061,761
750,837
82,934,281
13,262,294
36,114,349
128,191,087
2,732,040
18,131,059
514,714
11,524,380
100,081,783
28,925,611
20,781,413
79,300,370
5,078,461
10,910,063
(6,371,796)
15,507,008
4,841,036
(26,719,840)
3,674,643
131,479,147
689,377
80,334,191
14,784,898
35,670,681
128,781,994
2,924,921
17,788,668
108,802
11,663,468
99,264,204
28,197,740
20,941,782
78,322,422
5,078,338
12,895,375
8,274,247
4,173,228
4,101,019
3,020,615
307,052
5,675,526
6,743,044
3,992,920
(913,653)
(1,071,428)
9,690,208
4,994,988
4,695,220
4,569,978
1,199,164
6,257,647
5,740,669
5,842,387
1,575,373
883,295
10,686,103
5,110,072
5,576,031
1,333,576
3,031,251
6,363,253
6,819,291
5,844,945
4,161,233
2,322,667
10,856,251
6,198,446
4,657,765
1,769,606
2,888,199
6,309,346
6,264,771
6,569,464
3,202,206
1,801,533
10,943,847
5,404,472
5,589,375
2,273,308
3,446,595
6,404,308
6,273,966
5,925,334
3,631,567
2,274,634
1,392,786
1,432,084
N/A
N/A
4,550,941
10,453,817
1,511,536
N/A
N/A
(2,141,072)
23,033,910
1,511,541
N/A
N/A
724,925
26,032,331
1,497,415
N/A
N/A
(945,613)
14,460,252
48.45%
3.70%
-0.09
0.70%
4.92%
0.94%
51.55%
3.71
36.00%
0.93
52.18%
4.28%
-0.3
1.78%
4.89%
2.33%
47.82%
1.4
40.00%
0.92
42.90%
3.63%
-0
1.41%
4.92%
2.25%
57.10%
2.1
36.50%
1
51.07%
4.30%
-0.36
1.77%
4.97%
2.68%
49.38%
1.63
36.17%
0.93
(1,635,229)
11,979,299
49.56%
3.45%
-0.90%
4.77%
0.26%
50.44%
48.34%
14.17%
13.85%
59.36%
11.34%
108.58%
700.15%
94.52%
38.35%
0.62
1.54
1.2
1.52
16.59%
12.45%
57.17%
11.27%
105.45%
663.22%
93.42%
16.25%
9.25%
61.53%
10.66%
103.18%
728.84%
104.10%
16.27%
8.99%
61.86%
10.35%
103.80%
754.63%
104.04%
16.08%
9.06%
60.82%
11.48%
102.09%
671.39%
104.36%
32.96%
22.44%
28.90%
-322.19%
12.67%
65.81%
-314.16%
20.46%
71.34%
-297.61%
6.33%
92.80%
-342.87%
8.52%
71.84%
28.41%
21.10%
-442.54%
10.86%
74.27%
-9.45%
-7.84%
-1.05
-6.96
-1.44
-5.86%
-3.02
-5.05
-1.82
-6.58%
-3
-6
-2
-4.95%
-2.27
-4.26
-2.32
5.15
-0.92
0.4
-0.42
INDUSTRIAL DEV. BANK OF PAKISTAN

Items
##
(27,672,905)
157,000
750,548
(28,580,453)
(362,242)
36,167,971
36,041
20,581,468
7,285,504
8,264,958
8,132,824
293,520
21,161
0
4,873,437
8,166,307
6,918,032
6,918,032
1,248,275
126,444
1,569,987
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

282,605
662,873
(380,268)
(619,345)
(999,613)
75,490
876,572
166,092
(1,800,695)
(1,802,998)
E.Other items
2.Cash dividend
1,570
0.00%
0.00%
1,809,230
212,555

-134.56%
-4.68%
0
-22.17%
0.93%
-12.29%
234.56%
-0
244.79%
2
-1,148.41
G.Liquidity ratios
3.87%
59.92%
15.35%
89.58%
444.72%
112.09%
29.30%



84.71%
-25.00%
-8.95%
100.00%


-340.26%
-0
-17,626.05
-0

J.Cash flow ratio

-1
60
2010
(Thousand Rupees)
2007
2008
##
2010
4,873,437
8,166,307
6,918,032
6,918,032
1,248,275
126,444
1,569,987
(28,071,247)
157,000
750,548
(28,978,795)
(48,313)
37,544,275
24,761
22,681,908
6,110,553
8,727,053
9,424,715
257,632
26,918
1,625,000
4,705,838
7,217,511
5,636,648
6,017,014
1,200,497
127,711
1,481,119
(27,942,705)
157,000
750,548
(28,850,253)
(252,683)
35,440,978
29,471
22,542,821
4,637,119
8,231,567
7,245,590
212,428
30,513
600,000
4,036,610
6,492,401
0
6,367,623
124,778
125,120
2,116,141
(27,804,610)
157,000
750,548
(28,712,158)
(365,817)
33,978,550
38,612
22,305,318
3,796,797
7,837,823
5,808,123
183,885
50,313
481,269
3,178,546
6,411,877
6,283,508
6,269,695
142,182
120,568
1,651,360
(27,709,145)
157,000
750,548
(28,616,693)
(254,642)
33,121,740
13,717
22,466,356
3,313,563
7,328,104
5,157,953
150,299
64,681
108,802
3,015,974
6,266,499
6,158,107
6,158,107
108,392
123,390
1,586,415
282,605
662,873
(380,268)
(619,345)
(999,613)
75,490
876,572
166,092
(1,800,695)
(1,802,998)
552,443
649,811
(97,368)
399,436
302,068
114,896
812,651
987,141
(395,687)
(398,342)
441,814
616,701
(174,887)
(605,602)
(780,489)
160,487
793,010
158,076
173,008
128,542
404,055
689,973
(285,958)
(159,224)
(126,694)
422,828
155,888
180,890
140,246
138,095
284,378
587,511
(253,133)
65,264
(187,869)
477,293
192,004
196,798
97,420
95,465
1,570
0.00%
0.00%
1,809,230
212,555
1,570
0.00%
0.00%
(528,738)
199,336
15,700
0.00%
0.00%
(549,050)
139,219
15,700
0.00%
0.00%
(756,259)
145,208
1,570
0.00%
0.00%
(280,827)
141,970
-134.56%
-4.68%
-17.62%
-1.03%
0.01
-4.23%
1.22%
3.21%
117.62%
-2.49
121.77%
8.59
-39.58%
-2.41%
0
1.77%
2.21%
-10.77%
139.58%
0.91
131.66%
0.98
-70.77%
-4.92%
0
2.38%
7.28%
-2.18%
170.76%
1
18.85%
0
-89.01%
-5.88%
0
1.85%
9.25%
-3.64%
206.60%
2.02
25.21%
0.41
(27,672,905)
157,000
750,548
(28,580,453)
(362,242)
36,167,971
36,041
20,581,468
7,285,504
8,264,958
8,132,824
293,520
21,161
-22.17%
0.93%
-12.29%
234.56%
244.79%
-1,148.41
-253.72
8.19
60.81
3.87%
59.92%
15.35%
89.58%
444.72%
112.09%
29.30%
3.02%
49.93%
12.74%
64.84%
398.36%
118.12%
25.07%
3.35%
55.71%
1.72%
64.00%
489.14%
140.01%
23.89%
4.03%
54.73%
2.45%
65.37%
585.02%
168.88%
24.56%
4.17%
58.47%
2.10%
64.24%
642.15%
189.12%
24.31%
84.71%
78.10%
0.00%
98.00%
-25.00%
-8.95%
100.00%
-20.08%
6.64%
106.75%
0.00%
-9.51%
-
-22.60%
-2.54%
99.78%
98.27%
98.27%
-22.22%
1.06%
100.00%
-340.26%
-297.85%
-0.01
-17,879.78
-0.22
-385.65%
0
-1,779.79
-0.17
-478.72%
-0
-1,770.99
-0
-537.21%
-0.01
-17,649.14
-0.12
1.33
-4.27
-5
-2.94
-17,626.05
THE PUNJAB PROVINCIAL COOPERATIVE BANK

Items
2006
801,741
425,533
337,269
38,939
1,131,398
13,801,243
20,677
12,000,000
1,657,013
123,553
15,734,382
409,993
6,511,008
0
506,876
7,867,351
3,085,018
1,068,548
6,798,803
1,288,477
219,225
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

1,029,645
253,508
776,137
157,609
618,528
50,145
512,610
512,511
156,063
155,033
E.Other items
2.Cash dividend
4,255
0.00%
0.00%
2,744,207
7,066

75.38%
4.93%
0.19
0.99%
0.32%
3.93%
24.62%
3.28
47.47%
10.22
36.44
G.Liquidity ratios
43.99%
3.22%
43.21%
10.53%
87.71%
474.79%
57.61%



39.21%
384.79%
14.75%
34.64%


5.10%
0.01
188.42
2.07

J.Cash flow ratio

17.7
61
2010
(Thousand Rupees)
2007
2008
2009
2010
934,954
430,351
370,827
133,776
2,489,021
14,232,922
39,654
12,000,000
2,007,645
185,623
17,656,897
715,017
5,586,775
0
558,009
9,453,735
3,254,376
1,443,914
8,009,821
2,571,139
216,136
1,066,511
434,155
402,298
230,058
3,654,089
10,113,896
75,186
8,000,000
1,929,185
109,525
14,834,496
695,200
2,230,225
0
508,762
8,983,220
4,228,634
1,443,914
7,539,306
3,712,774
148,229
87,361
434,647
401,727
(749,013)
3,608,391
10,016,170
44,305
8,000,000
1,837,175
134,690
13,711,922
601,882
2,017,990
0
451,012
8,177,689
4,113,247
1,443,914
6,733,775
3,705,253
202,010
2,304,214
435,060
2,797,793
(928,639)
3,586,269
9,355,390
21,777
5,250,000
3,820,343
263,270
15,245,873
814,147
1,709,436
0
799,673
7,385,647
3,430,614
1,605,894
5,779,753
3,700,872
2,441,992
1,228,805
547,198
681,607
375,366
306,241
374,777
550,754
550,203
130,264
129,783
984,869
618,581
366,288
3,551
362,737
355,393
596,544
596,293
121,586
120,416
1,193,637
1,570,956
(377,319)
0
(377,319)
77,394
679,146
678,896
(979,071)
(979,071)
1,553,750
965,655
588,095
158,452
429,643
76,830
681,299
680,681
(174,826)
(179,626)
4,303
0.00%
0.00%
(939,551)
30,198
4,342
0.00%
0.00%
(3,725,168)
9,031,919
4,346
0.00%
0.00%
(321,956)
11,586,667
4,351
0.00%
0.00%
(2,135,260)
241,483
55.47%
3.86%
0.14
0.74%
2.12%
1.73%
44.53%
4.22
34.35%
1.47
37.19%
2.47%
0.11
0.81%
2.40%
2.45%
62.81%
4.9
44.51%
1.68
-31.61%
-2.75%
-11.21
-7.14%
0.56%
-2.75%
131.61%
-0.69
53.43%
8.77
37.85%
3.86%
-0.08
-1.18%
0.50%
2.82%
62.15%
-3.89
41.78%
8.86
30.16
27.74
-225.3
-41.29
35.69%
3.16%
45.36%
11.37%
80.61%
470.89%
67.49%
19.72%
3.43%
50.82%
13.00%
68.18%
465.65%
90.47%
19.11%
3.29%
49.11%
13.40%
73.05%
445.12%
83.13%
16.55%
5.25%
37.91%
25.06%
61.36%
193.32%
81.43%
34.42%
47.07%
50.30%
348.08%
26.00%
44.37%
396.49%
0.25%
34.15%
4,708.33%
0.00%
35.10%
46.45%
21.74%
148.88%
9.87%
46.81%
5.30%
0.03
217.28
2.15
7.19%
8.47
245.65
1.81
0.64%
132.63
20.1
21.03
15.11%
0.1
529.63
1.66
-7.24
-30.94
0.33
11.89
SME BANK LTD.

Items
2006
2,386,371
2,000,000
177,275
209,096
(98,459)
7,336,966
18,090
2,600,000
1,666,360
3,052,516
9,624,878
311,954
125,704
292,454
5,566,582
7,808,969
6,119,396
6,077,698
1,731,271
156,384
1,440,529
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

960,293
454,062
506,231
232,669
738,900
26,810
534,025
553,867
78,498
153,187
E.Other items
2.Cash dividend
200,000
0.00%
0.00%
1,231,254
3,524,588

52.72%
5.26%
0.06
1.59%
0.28%
7.68%
47.28%
7.06
54.10%
20.66
0.77
G.Liquidity ratios
4.55%
57.84%
17.99%
17.31%
76.23%
468.62%
183.04%



78.36%
256.43%
3.83%
99.32%


24.79%
1.48
11.93
0.7

J.Cash flow ratio

8.04
62
2010
(Thousand Rupees)
2007
2008
2009
2010
2,889,281
2,392,507
199,356
297,418
(80,674)
3,775,151
40,441
1,400,000
1,879,587
455,123
6,583,758
286,705
52,980
258,944
3,058,130
7,762,218
5,706,118
5,643,871
2,118,347
144,589
664,063
2,356,333
2,392,507
199,356
(235,530)
(401,844)
3,802,521
37,686
1,518,100
1,892,018
354,717
5,757,010
200,112
49,751
100,000
2,545,053
7,942,929
5,496,498
5,416,607
2,526,322
124,546
211,226
2,392,185
2,392,507
206,526
(206,848)
(171,444)
4,078,488
54,542
1,371,750
2,203,152
449,044
6,299,229
213,778
57,296
33,445
2,939,132
7,721,969
5,543,241
5,221,053
2,500,916
108,418
446,244
2,144,323
2,392,507
206,526
(454,710)
(151,432)
4,013,464
40,505
1,360,622
2,225,822
386,515
6,006,355
227,980
9,091
0
2,892,131
7,841,810
5,623,404
5,331,030
2,510,780
109,854
256,519
875,560
379,956
495,604
137,525
633,129
40,338
521,373
526,464
41,691
110,403
774,797
385,379
389,418
11,368
378,050
58,647
568,691
570,101
(131,994)
(532,948)
773,936
448,106
325,830
4,571
321,259
20,398
568,691
1,189,203
42,398
35,852
621,096
361,895
259,201
125,333
133,868
61,459
539,617
527,380
(289,660)
(247,862)
239,250
0.00%
0.00%
(780,948)
2,479,894
239,251
0.00%
0.00%
550,566
2,550,866
239,251
0.00%
0.00%
220,560
2,988,550
239,251
0.00%
0.00%
(112,106)
2,764,893
56.60%
7.53%
0.04
1.68%
0.61%
9.62%
43.40%
12.63
56.92%
13.05
50.26%
6.76%
-0.23
-9.26%
1.02%
6.57%
49.74%
-4.32
68.23%
9.72
42.10%
5.17%
0.01
0.57%
0.32%
5.10%
57.90%
28.05
71.59%
58.3
41.73%
4.32%
-0.12
-4.13%
1.02%
2.23%
58.27%
-1.82
79.06%
8.58
0.46
-2.23
0.15
-1.04
5.16%
46.45%
32.18%
28.55%
57.34%
412.97%
236.68%
4.34%
44.21%
43.88%
32.86%
66.05%
419.81%
232.92%
4.30%
46.66%
39.70%
34.97%
64.75%
350.50%
216.01%
3.95%
48.15%
41.80%
37.06%
66.82%
352.31%
218.65%
73.51%
69.20%
71.79%
197.49%
2.44%
98.91%
233.26%
0.21%
98.55%
231.72%
0.09%
94.19%
71.71%
67.98%
262.25%
2.35%
94.80%
43.88%
0.86
12.08
0.65
40.93%
1.08
9.85
0.8
37.98%
1.25
10
0.92
35.70%
1.29
8.96
1.04
-7.07
-1.03
6.15
0.45
ZARAI TARAQIATI BANK LTD. (ZTBL)

Items
2006
13,240,704
11,869,612
359,348
1,011,744
363,011
71,870,603
276,333
51,257,213
2,882,384
17,454,673
85,474,318
1,295,464
7,883,566
0
5,534,499
70,615,937
20,104,490
9,776,880
60,839,057
818,866
9,102,866
1.Share capital
2.Reserves
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

6,001,704
2,802,785
3,198,919
3,249,682
(50,763)
5,523,081
4,819,837
2,760,450
652,481
423,350
E.Other items
2.Cash dividend
1,186,961
0.00%
0.00%
(7,419,920)
8,235,090

53.30%
3.74%
0.03
0.50%
6.46%
-0.06%
46.70%
4.23
41.82%
0.5
0.36
G.Liquidity ratios
10.74%
6.48%
71.18%
3.37%
84.08%
2,449.91%
130.43%



28.47%
151.84%
33.24%
48.63%


15.49%
0.62
11.16
0.22

J.Cash flow ratio

-17.53
63
2010
(Thousand Rupees)
2007
2008
###
2010
14,282,155
11,869,612
565,911
1,846,632
685,516
78,434,805
392,726
51,257,213
4,322,244
22,462,622
93,402,476
2,103,682
12,054,304
0
7,504,233
70,540,426
16,708,290
9,227,420
61,313,006
867,435
9,559,816
16,888,812
12,522,441
1,086,169
3,280,202
494,448
84,988,553
613,378
51,257,213
5,425,170
27,692,792
102,371,813
1,732,495
16,005,460
0
4,955,690
77,770,248
12,985,615
7,846,751
69,923,497
1,144,222
8,610,449
16,888,812
12,522,441
1,086,169
3,280,202
494,448
84,988,553
613,378
51,257,213
5,425,170
27,692,792
102,371,813
1,732,495
16,005,460
0
4,955,690
77,770,248
12,985,615
7,846,751
69,923,497
1,144,222
8,610,449
16,888,812
12,522,441
1,086,169
3,280,202
494,448
84,988,553
613,378
51,257,213
5,425,170
27,692,792
102,371,813
1,732,495
16,005,460
0
4,955,690
77,770,248
12,985,615
7,846,751
69,923,497
1,144,222
8,610,449
7,033,400
3,418,023
3,615,377
3,657,651
(42,274)
5,727,636
3,855,891
3,778,579
1,799,105
1,041,451
8,484,623
3,489,411
4,995,212
1,924,259
3,070,953
5,788,726
4,861,046
4,520,475
3,998,633
2,606,657
8,484,623
3,489,411
4,995,212
1,924,259
3,070,953
5,788,726
4,861,046
4,520,475
3,998,633
2,606,657
8,484,623
3,489,411
4,995,212
1,924,259
3,070,953
5,788,726
4,861,046
4,520,475
3,998,633
2,606,657
1,186,961
0.00%
0.00%
6,800,178
7,744,389
1,252,244
0.00%
0.00%
1,582,580
11,311,906
1,252,244
0.00%
0.00%
1,582,580
11,311,906
1,252,244
0.00%
0.00%
1,582,580
11,311,906
51.40%
3.87%
0.07
1.12%
6.13%
-0.05%
48.60%
2.1
30.22%
0.66
58.87%
4.88%
0.15
2.55%
5.65%
3.00%
41.13%
1.13
34.06%
0.78
58.87%
4.88%
0.2
2.55%
5.65%
3.00%
41.13%
1.1
34.06%
0.8
58.87%
4.88%
0.15
2.55%
5.65%
3.00%
41.13%
1.13
34.06%
0.78
0.88
2.08
2.1
2.08
15.16%
8.03%
65.64%
4.63%
83.98%
1,632.03%
126.92%
17.33%
4.84%
68.30%
5.30%
83.02%
1,433.51%
137.20%
17.33%
4.84%
68.30%
5.30%
83.02%
1,433.51%
137.20%
17.33%
4.84%
68.30%
5.30%
83.02%
1,433.51%
137.20%
23.69%
16.70%
16.70%
116.99%
39.64%
55.23%
76.89%
24.52%
60.43%
76.89%
24.52%
60.43%
16.70%
10.09%
76.89%
24.52%
60.43%
15.29%
0.54
12.03
0.3
16.50%
0.67
13.49
0.32
16.50%
0.7
13
0.3
16.50%
0.67
13.49
0.32
6.53
0.61
0.6
0.61
Foreign Banks - Overall

Items
###
26,534,686
20,208,238
2,983,628
3,342,820
(132,000)
249,704,501
3,162,779
44,581,971
190,166,999
11,792,752
276,107,187
33,824,051
12,002,679
15,654,228
50,069,094
155,339,954
4,259,035
2,992,258
152,347,696
4,181,203
8,028,236
1.Head office capital account

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

23,097,809
11,101,335
11,996,474
1,843,528
5,950,416
6,030,824
9,347,974
9,294,964
6,849,600
4,770,208
E.Other items
2.Commitments and contingencies
11,584,914
389,680,963
F.Efficiency ratios/Profitability ratios

6.Net markup/Interest income (after prov.) to total assets(D5/C)
8.Admin expense to profit before tax.(D8/D9) (times)
10.Admin. exp. to non-markup/interest income (D8/D6) (times)
51.94%
4.34%
17.98%
1.73%
2.18%
2.16%
48.06%
1.4
32.09%
1.5
G.Liquidity ratios
16.60%
18.13%
3.Advances net of provision to total assets (C8/C)
55.18%
68.87%
90.44%
81.69%
66.17%
4.Deposits to total assets ( B3/C)

6.Gross advances to deposit (C5/B3)

2.74%
1.93%
16.05%
61.61%
70.26%

I.Capital/leverage ratios
9.61%
15
7.2

J.Cash flow ratio

2.4
64
2010
(Thousand Rupees)
2007
2008
###
2010
26,534,686
20,208,238
2,983,628
3,342,820
(132,000)
249,704,501
3,162,779
44,581,971
190,166,999
11,792,752
276,107,187
33,824,051
12,002,679
15,654,228
50,069,094
155,339,954
4,259,035
2,992,258
152,347,696
4,181,203
8,028,236
19,419,964
17,085,491
0
2,334,473
(59,198)
153,332,311
3,746,900
19,465,228
117,101,206
13,018,977
172,693,077
23,923,775
5,297,596
16,408,831
26,427,145
90,666,390
1,177,223
2,211,458
88,454,932
1,967,593
10,213,205
34,504,276
32,130,320
75,785
2,298,171
(532,853)
200,590,252
4,423,404
17,346,929
147,938,165
30,881,754
234,561,675
34,935,292
18,369,224
29,913,984
22,592,924
104,440,711
3,136,262
2,519,229
101,921,482
3,697,504
23,131,265
35,848,774
34,884,218
92,715
871,841
(109,477)
205,297,310
3,597,659
16,730,580
160,936,430
24,032,641
241,036,607
34,793,226
16,269,846
32,117,954
52,372,610
95,113,870
6,390,991
4,788,386
90,325,484
3,589,490
11,567,997
54,392,259
52,615,032
845,383
931,844
13,706,846
337,606,637
7,668,000
31,772,639
272,154,220
26,011,778
405,705,742
39,750,187
5,410,669
41,123,279
120,308,537
163,587,997
22,296,572
16,277,538
147,310,459
33,000,271
18,802,340
23,097,809
11,101,335
11,996,474
1,843,528
5,950,416
6,030,824
9,347,974
9,294,964
6,849,600
4,770,208
15,246,222
8,144,883
7,101,339
2,739,112
4,362,227
4,922,361
6,776,950
5,854,906
2,507,638
1,759,748
18,232,589
9,098,668
9,133,921
4,568,218
4,609,161
5,772,095
10,374,744
10,318,250
6,512
650,623
22,263,026
12,197,135
10,065,891
4,727,009
5,340,538
5,608,678
12,054,031
11,898,100
(850,572)
(809,378)
27,346,830
10,011,575
11,907,673
4,094,123
7,813,550
5,424,372
11,484,587
11,303,962
1,512,840
1,020,336
11,584,914
389,680,963
(834,422)
512,987,891
32,730,565
400,482,828
55,063,671
389,092,022
20,657,574
500,091,323
51.94%
4.34%
17.98%
1.73%
2.18%
2.16%
48.06%
46.58%
4.11%
9.06%
1.02%
2.85%
2.53%
53.42%
2.33
33.60%
1.19
50.10%
3.89%
1.89%
0.28%
2.46%
1.97%
49.90%
1,584.50
43.22%
1.79
45.21%
4.18%
-2.26%
-0.34%
2.33%
2.22%
54.79%
-14
43.25%
2.1
43.54%
4.27%
1.88%
0.25%
1.34%
1.93%
36.61%
7.47
35.04%
2.08
16.92%
15.30%
22.73%
9.63%
21.18%
21.73%
11.13%
29.65%
32.09%
16.60%
18.13%
55.18%
68.87%
90.44%
81.69%
66.17%
51.22%
67.81%
88.79%
77.43%
66.39%
43.45%
63.07%
85.52%
70.60%
63.19%
37.47%
66.77%
85.17%
59.10%
53.53%
36.31%
67.08%
83.21%
60.11%
53.82%
2.74%
1.93%
16.05%
61.61%
70.26%
1.30%
2.44%
6.06%
123.86%
187.85%
3.00%
2.41%
9.09%
181.33%
80.33%
6.72%
5.03%
17.83%
98.72%
74.92%
13.63%
9.95%
40.99%
25.15%
73.00%
9.61%
11.25%
26.42
6.03
14.71%
11.61
4.29
14.87%
11
4.5
13.41%
9.19
5
-0.47
50.31
-68
20.25
BARCLAYS BANK PLC

Items
2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

E.Other items

G.Liquidity ratios


J.Cash flow ratio

65
2010
(Thousand Rupees)
2006
2007
2008
2009
2010
6,330,486
7,139,900
0
(809,414)
1,507
18,272,040
256,590
2,476,155
14,557,453
981,842
24,604,033
1,609,550
392,032
1,485,808
9,332,849
9,713,315
0
33,841
9,679,474
1,381,260
723,060
6,840,022
9,320,564
0
(2,480,542)
5,578
35,697,127
317,339
2,988,707
29,920,456
2,470,625
42,542,727
2,434,134
1,517,901
5,857,743
11,625,172
18,228,753
931,048
194,968
18,033,785
1,451,343
1,622,649
6,476,901
9,756,756
0
(3,279,855)
(8,849)
41,812,643
402,249
7,193,234
32,301,878
1,915,282
48,280,695
2,912,164
2,189,397
1,646,369
21,014,371
17,897,052
612,471
460,193
17,436,859
928,091
2,153,444
832,665
335,338
497,327
33,841
463,486
28,515
1,700,415
1,700,315
(1,208,414)
(809,414)
3,336,395
2,000,062
1,336,333
161,127
1,175,206
72,953
3,976,964
3,975,517
(2,343,683)
(1,671,128)
4,391,663
2,756,649
1,635,014
268,149
1,366,865
359,985
2,486,406
2,484,133
(1,224,843)
(425,530)
5,675,244
2,475,663
2,554,422
8,426,357
10,264,246
9,490,085
59.73%
2.02%
-12.79%
-3.29%
0.12%
1.88%
40.27%
-1.41
197.45%
59.63
40.05%
3.14%
-24.43%
-3.93%
0.17%
2.76%
59.95%
-1.7
116.65%
54.49
37.23%
3.39%
-6.57%
-0.88%
0.75%
2.83%
62.77%
-2.03
52.33%
6.9
8.14%
37.93%
9.29%
27.33%
10.57%
43.53%
39.34%
59.17%
74.26%
66.72%
57.02%
42.39%
70.33%
83.91%
60.92%
55.39%
36.12%
66.90%
86.60%
55.41%
45.31%
0.00%
0.35%
0.00%
100.00%
5.11%
1.07%
13.61%
82.64%
20.94%
3.42%
2.57%
9.46%
58.27%
75.14%
25.73%
0.39
2.3
16.08%
1.23
4.37
13.42%
1.47
4.99
-7.01
-1.53
-24.12
CITI BANK N. A.
Items
###
6,069,075
3,794,244
0
2,274,831
(40,569)
85,259,113
1,212,275
15,409,454
63,103,884
5,533,500
91,287,619
5,881,934
539,516
6,267,405
21,937,387
52,723,216
571,935
1,433,945
51,289,271
1,186,499
4,185,607

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

9,017,327
4,113,089
4,904,238
955,209
3,949,029
2,674,610
4,048,478
4,053,108
2,575,161
1,645,274
E.Other items
2,935,328
122,691,858

54.39%
5.37%
27.11%
1.80%
2.93%
4.33%
45.61%
1.6
34.63%
1.5
G.Liquidity ratios
7.03%
24.03%
56.18%
69.13%
93.40%
83.55%
67.15%


1.08%
2.72%
9.42%
66.61%
250.72%

6.65%
20
10

J.Cash flow ratio

1.8
66
2010
(Thousand Rupees)
2007
2008
###
2010
2,274,831
(40,569)
85,259,113
1,212,275
15,409,454
63,103,884
5,533,500
91,287,619
5,881,934
539,516
6,267,405
21,937,387
52,723,216
571,935
1,433,945
51,289,271
1,186,499
4,185,607
6,379,282
5,443,260
0
936,022
(53,371)
86,142,940
2,120,612
5,977,312
68,627,815
9,417,201
92,468,851
7,799,117
192,370
4,530,449
21,276,196
50,912,294
1,044,729
1,844,083
49,068,211
1,420,645
8,181,863
9,507,730
7,742,345
75,785
1,689,600
(494,658)
92,638,755
1,660,227
3,152,988
65,484,768
22,340,772
101,651,827
10,583,830
7,358,861
14,166,060
9,194,307
43,635,814
1,955,724
1,779,065
41,856,749
1,474,167
17,017,853
8,652,136
6,780,848
92,715
1,778,573
(126,721)
81,255,385
1,654,759
5,561,411
58,147,204
15,892,011
89,780,800
7,706,034
2,735,953
10,155,661
33,122,217
31,204,853
3,158,076
2,959,824
28,245,029
1,266,456
6,549,450
9,139,755
6,812,671
125,573
2,201,511
(274,283)
88,488,440
1,164,263
4,342,038
68,304,814
14,677,325
97,353,912
7,001,789
1,396,604
11,410,316
50,236,317
23,731,204
4,309,629
4,486,991
19,244,213
865,640
7,199,033
9,017,327
4,113,089
4,904,238
955,209
3,949,029
2,674,610
4,048,478
4,053,108
2,575,161
1,645,274
10,553,668
5,071,332
5,482,336
2,655,460
2,826,876
3,133,824
4,757,786
4,735,163
1,202,914
896,449
9,943,656
4,144,702
5,798,954
4,058,001
1,740,953
3,546,047
5,168,151
5,127,991
118,849
800,362
9,983,377
4,720,788
5,262,589
3,285,903
1,976,686
2,449,934
4,124,032
3,987,382
302,588
88,973
9,373,975
4,241,090
5,132,885
1,942,347
3,190,538
2,053,698
4,047,233
3,879,891
1,197,003
422,938
2,935,328
122,691,858
(2,780,477)
194,203,394
(1,086,131)
255,409,196
17,837,265
287,394,471
1,562,704
307,209,267
54.39%
5.37%
27.11%
1.80%
2.93%
4.33%
45.61%
51.95%
5.93%
14.05%
0.97%
3.39%
3.06%
48.05%
3.94
34.76%
1.51
58.32%
5.70%
8.42%
0.79%
3.49%
1.71%
41.68%
43.15
38.31%
1.45
52.71%
5.86%
1.03%
0.10%
2.73%
2.20%
47.29%
13
33.17%
1.6
54.76%
5.27%
4.63%
0.43%
2.11%
3.28%
45.24%
3.24
35.42%
1.89
8.64%
23.01%
17.65%
9.04%
11.63%
36.89%
8.63%
51.60%
6,069,075
3,794,244
34.63%
7.03%
24.03%
56.18%
69.13%
93.40%
83.55%
67.15%
53.06%
74.22%
93.16%
74.19%
68.24%
41.18%
64.42%
91.13%
66.64%
63.57%
31.46%
64.77%
90.50%
53.67%
48.98%
19.77%
70.16%
90.89%
34.74%
32.67%
1.08%
2.72%
9.42%
66.61%
250.72%
2.05%
3.62%
16.38%
144.00%
176.51%
4.48%
4.08%
20.57%
228.10%
90.97%
10.12%
9.49%
36.50%
111.02%
93.72%
18.16%
18.91%
47.15%
43.29%
104.12%
6.65%
6.90%
30.44
10.76
9.35%
26.86
6.89
9.64%
33
6.7
9.39%
33.61
7.47
-3.1
-1.36
200
3.69
DEUTSCHE BANK
Items
2006
2,767,673
2,569,048
0
198,625
(4,245)
6,548,147
278,427
1,927,525
3,326,539
1,015,656
9,311,575
3,156,621
71,744
182,730
1,158,584
4,194,971
0
19,656
4,175,315
61,073
505,508

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

375,050
139,483
235,567
18,842
216,725
482,867
527,967
527,944
171,625
198,625
E.Other items
845,485
78,109,837

62.81%
2.53%
7.18%
2.13%
5.19%
2.33%
37.19%
3.08
61.54%
1.09
G.Liquidity ratios
34.67%
12.44%
44.84%
35.72%
70.32%
126.11%
79.84%


0.00%
0.47%
0.00%
95.86%

29.72%
28.22
1.2

J.Cash flow ratio

4.26
67
2010
(Thousand Rupees)
2007
2008
2009
2010
3,556,772
2,853,853
0
702,919
(3,658)
14,032,377
625,398
6,971,367
5,128,591
1,307,021
17,585,491
3,522,250
127,489
4,924,319
3,695,931
4,715,413
0
16,162
4,699,251
107,229
509,022
4,634,445
3,600,702
0
1,033,743
(232)
17,095,525
1,683,524
532,521
10,317,214
4,562,266
21,729,738
4,754,734
1,628,093
5,309,670
999,390
6,374,949
312,566
40,343
6,334,606
130,225
2,573,020
5,169,257
3,877,033
0
1,292,224
(34)
10,013,789
217,050
1,063,547
6,005,209
2,727,983
15,183,012
4,764,709
128,632
5,350,170
490,909
3,838,528
381,517
381,517
3,457,011
120,382
871,199
5,274,418
3,667,876
0
1,606,542
(321)
12,160,786
2,640,728
443,891
6,065,947
3,010,220
17,434,883
4,722,669
37,134
6,223,146
2,046,309
3,665,213
3,245,948
419,265
3,245,948
110,230
1,049,447
679,115
382,592
296,523
8,464
288,059
1,062,244
574,011
572,659
776,292
504,294
1,041,031
400,017
641,014
48,069
592,945
1,053,202
815,012
813,878
831,135
534,135
1,111,138
242,280
868,858
354,287
514,571
1,599,341
871,160
863,450
1,242,752
805,218
1,065,750
324,744
741,006
25,263
715,743
1,221,476
653,051
653,431
1,284,168
834,293
2,714,933
248,140,110
(266,446)
98,796,853
(1,742,550)
41,259,232
2,084,285
66,714,952
43.66%
1.69%
14.18%
2.87%
6.04%
1.64%
56.34%
0.74
32.96%
0.54
61.57%
2.95%
11.53%
2.46%
4.85%
2.73%
38.43%
0.98
38.92%
0.77
78.20%
5.72%
15.58%
5.30%
10.53%
3.39%
21.80%
0.69
32.14%
0.54
69.53%
4.25%
15.82%
4.79%
7.01%
4.11%
30.47%
0.51
28.55%
0.53
20.75%
21.02%
29.37%
4.60%
32.23%
3.23%
27.30%
11.74%
26.72%
29.16%
79.80%
91.94%
38.97%
29.15%
47.48%
78.67%
61.79%
58.76%
22.77%
39.55%
65.95%
63.92%
54.30%
18.62%
34.79%
69.75%
60.42%
56.30%
0.00%
0.34%
0.00%
52.37%
-
4.90%
0.63%
6.74%
119.15%
12.91%
9.94%
9.94%
7.38%
92.86%
100.00%
88.56%
11.44%
61.54%
6.03%
12.92%
20.23%
69.77
1.44
21.33%
21.32
2.23
34.05%
7.98
1.16
30.25%
12.65
1.15
5.38
-0.5
-2.16
2.5
HSBC BANK MIDDLE EAST LIMITED

Items
2006
2,416,121
2,059,848
0
356,273
(16)
20,970,765
162,297
5,605,136
14,713,851
489,481
23,386,870
3,625,335
2,493,245
5,263,053
196,803
11,277,487
73,143
75,581
11,201,906
185,399
421,129

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

1,151,506
648,080
503,426
7,782
511,208
217,253
480,387
479,990
248,074
167,390
E.Other items
2,048,917
36,481,883

43.72%
2.15%
6.93%
0.72%
0.93%
2.19%
56.28%
1.93
35.10%
2.21
G.Liquidity ratios
26.16%
0.84%
47.90%
62.92%
89.67%
76.65%
55.50%


0.65%
0.67%
3.03%
10.30%
103.33%

10.33%
15.1
6.09

J.Cash flow ratio

12.24
68
2010
(Thousand Rupees)
2007
2008
2009
2010
2,549,518
2,078,119
0
471,399
(389)
29,837,117
745,760
3,032,738
25,401,388
657,231
32,386,246
4,254,003
793,028
6,754,063
301,193
19,353,303
76,589
92,989
19,260,314
308,114
715,531
4,962,015
4,339,547
0
622,468
(5,034)
43,916,081
587,298
4,770,659
37,005,085
1,553,039
48,873,062
7,577,335
4,266,775
7,354,749
1,941,950
25,591,220
223,085
288,253
25,302,967
509,574
1,919,712
5,511,880
4,619,535
0
892,345
(1,002)
46,223,063
989,256
3,073,493
40,796,993
1,363,321
51,733,941
8,411,801
4,035,306
8,698,829
5,431,713
23,701,592
500,638
453,161
23,248,431
410,901
1,496,960
6,206,372
5,707,268
0
499,104
(7,349)
50,739,967
1,341,130
1,255,575
46,460,640
1,682,622
56,938,990
9,954,810
297,338
16,076,728
6,512,700
22,727,260
762,869
484,827
22,242,433
266,120
1,588,861
2,151,546
1,310,016
841,530
17,443
824,087
396,379
994,556
99,470
225,910
126,045
4,071,742
2,443,593
1,628,149
265,346
1,362,803
849,974
1,952,124
1,949,088
260,653
161,565
4,703,682
2,732,216
1,971,466
471,333
1,500,133
1,021,563
2,200,197
2,200,186
321,499
261,885
5,005,567
(2,713,791)
2,291,776
363,563
1,928,213
1,005,725
2,176,393
2,171,268
757,545
491,592
(794,179)
52,100,337
6,500,868
29,264,954
3,889,177
34,619,778
(1,289,280)
58,032,008
39.11%
2.60%
4.94%
0.39%
1.22%
2.54%
60.89%
0.44
39.03%
0.25
39.99%
3.33%
3.26%
0.33%
1.74%
2.79%
60.01%
7.48
39.66%
2.29
41.91%
3.81%
4.75%
0.51%
1.97%
2.90%
58.09%
6.84
38.43%
2.15
15.58%
0.93%
24.23%
3.97%
24.06%
10.50%
45.78%
-
7.92%
0.86%
1.77%
3.39%
-54.22%
2.87
36.21%
2.16
18.01%
11.44%
59.47%
78.43%
92.13%
76.19%
68.06%
51.77%
75.72%
89.86%
69.16%
61.26%
44.94%
78.86%
89.35%
58.10%
54.03%
39.06%
81.60%
89.11%
48.92%
47.63%
0.40%
0.48%
3.00%
18.76%
121.41%
0.87%
1.13%
4.50%
92.05%
129.21%
2.11%
1.91%
9.08%
104.01%
90.52%
3.36%
2.13%
12.29%
74.99%
63.55%
7.87%
20.44
9.96
10.15%
5.9
7.46
10.65%
6.28
7.4
10.90%
9.35
7.49
-6.3
40.24
14.85
-2.62
OMAN INTERNATIONAL BANK SAOG.

Items
2006
2,025,129
2,188,856
0
(163,727)
0
737,497
4,415
98,000
0
635,082
2,762,626
2,304,786
67,683
0
0
388,295
15,437
19,974
368,321
4,583
17,253

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

47,204
41,313
5,891
1,183
4,708
6,233
35,495
35,501
(24,554)
(24,554)
E.Other items
84,174
97,322

12.48%
0.21%
-1.21%
-0.89%
0.23%
0.17%
87.52%
-1.45
66.42%
5.7
G.Liquidity ratios
85.88%
0.00%
13.33%
0.00%
26.70%
396.22%

3.98%
5.14%
0.76%
5.92%
129.39%

73.30%
0.05
0

J.Cash flow ratio

-3.43
69
2010
(Thousand Rupees)
2007
2008
2009
2010
2,033,623
2,289,217
0
(255,594)
0
660,308
2,754
178,000
0
479,554
2,693,931
2,391,751
42,807
0
0
280,948
55,905
60,442
220,506
5,646
33,221
2,712,141
3,008,999
0
(296,858)
0
729,806
4,036
186,406
521,574
17,790
3,441,947
3,088,841
38,910
0
0
315,802
83,218
38,713
277,089
15,071
22,036
2,847,576
3,203,140
0
(355,564)
0
1,097,875
7,577
382,008
690,196
18,094
3,945,451
3,328,022
52,781
150,000
0
425,108
36,416
37,885
387,223
10,461
16,964
22,594,386
22,017,968
719,810
(143,392)
13,997,648
140,061,370
2,110,211
16,669,412
116,671,219
4,610,528
176,653,404
10,318,722
1,401,796
4,753,113
40,498,840
92,586,336
13,252,316
10,426,262
82,160,074
30,800,135
6,720,724
38,268
47,636
(9,368)
40,468
(49,836)
4,471
46,502
44,273
(91,867)
(91,867)
40,426
50,080
(9,654)
21,729
12,075
9,549
62,888
57,280
(41,264)
(41,264)
56,707
75,569
(18,862)
828
(18,034)
17,597
58,269
55,148
(58,706)
(58,706)
6,999,888
4,995,955
2,003,933
1,494,801
509,132
598,771
2,006,961
2,002,159
(571,207)
(350,557)
(35,503)
85,715
21,302,169
729,519
28,507,068
450,421
7,989,545
55,864,113
-24.48%
-0.35%
-4.52%
-3.41%
0.17%
-1.85%
124.48%
-0.48
108.80%
9.9
-23.88%
-0.28%
-1.52%
-1.20%
0.28%
0.35%
123.88%
-1.39
125.84%
6
-33.26%
-0.48%
-2.06%
-1.49%
0.45%
-0.46%
133.26%
-0.94
78.42%
3.13
28.63%
1.13%
-1.55%
-0.20%
0.34%
0.29%
71.37%
-3.51
26.41%
3.34
90.37%
0.00%
90.87%
0.00%
85.69%
0.00%
6.63%
22.93%
8.19%
0.00%
24.51%
157.84%
8.05%
15.15%
21.20%
60.55%
44.61%
9.81%
17.49%
27.83%
61.59%
39.65%
46.51%
66.05%
79.29%
79.36%
69.44%
19.90%
21.51%
2.75%
66.95%
108.12%
26.35%
12.26%
3.07%
56.13%
46.52%
8.57%
8.91%
1.28%
2.19%
104.03%
14.31%
11.26%
58.65%
14.34%
78.68%
75.49%
0.04
0
78.80%
0.27
0.19
72.17%
0.16
0.24
12.79%
2.47
5.16
0.39
-516.24
-485.6
-22.79
THE BANK OF TOKYO-MITSUBISHI, LIMITED

Items
2006
2,366,071
2,262,169
0
103,902
0
4,351,324
5,381
2,816,936
1,458,945
70,062
6,717,395
2,410,745
11,611
400,000
0
3,776,394
0
0
3,776,394
23,229
95,416

2.Reserves
3.Unremitted profit
4.Others

1.Bills payable

4.Investments
5.Gross advances
9.Fixed assets

286,789
166,142
120,647
0
120,647
82,580
64,868
64,746
138,359
245,225
E.Other items
70,035
8,160,825

42.07%
1.80%
10.36%
3.65%
1.23%
1.80%
57.93%
0.47
17.56%
0.78
G.Liquidity ratios
36.06%
0.00%
56.22%
21.72%
64.78%
258.84%
88.32%


0.00%
0.00%
0.00%
35.22%
3.45
0.62

J.Cash flow ratio

0.29
70
2010
(Thousand Rupees)
2007
2008
2009
2010
2,454,236
2,374,857
0
79,379
0
3,027,209
20,914
1,996,400
978,846
31,049
5,481,445
2,475,776
10,550
200,000
0
2,621,101
0
0
2,621,101
23,262
150,756
3,957,242
3,878,698
0
78,544
0
6,106,000
12,559
4,258,351
1,715,912
119,178
10,063,242
4,072,080
36,983
1,597,697
0
4,092,787
0
0
4,092,787
19,422
244,273
4,087,588
4,041,323
0
46,265
0
4,458,128
216,907
1,397,725
2,740,049
103,447
8,545,716
4,237,350
91,075
1,905,551
0
2,198,843
0
0
2,198,843
27,336
85,561
4,700,427
4,652,493
0
47,934
0
4,343,431
9,419
1,868,489
2,349,722
115,801
9,043,858
4,840,033
88,400
1,013,607
0
2,980,932
113,339
0
2,980,932
30,055
90,831
330,590
243,394
87,196
0
87,196
61,290
68,639
68,323
79,847
79,299
538,145
391,186
146,959
0
146,959
80,485
103,346
97,011
124,098
78,396
516,130
385,251
130,879
0
130,879
180,185
114,573
112,088
65,612
45,928
509,987
406,928
103,059
0
103,059
184,717
114,543
113,080
70,174
47,600
62,702
13,545,977
202,342
4,958,383
151,296
3,781,342
46,074
2,780,898
26.38%
1.59%
3.23%
1.45%
1.12%
1.59%
73.62%
0.86
17.52%
1.11
27.31%
1.46%
1.98%
0.78%
0.80%
1.46%
72.69%
0.78
16.71%
1.21
25.36%
1.53%
1.12%
0.54%
2.11%
1.53%
74.64%
1.71
16.45%
0.62
20.21%
1.14%
1.01%
0.53%
2.04%
1.14%
79.79%
1.61
16.49%
0.61
45.36%
0.00%
40.83%
0.00%
50.65%
0.00%
54.49%
0.00%
47.82%
17.86%
55.23%
267.77%
88.10%
40.67%
17.05%
60.68%
238.52%
68.51%
25.73%
32.06%
52.17%
80.25%
53.14%
32.96%
25.98%
48.03%
126.86%
70.67%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3.80%
0.00%
2.41%
0.00%
44.77%
5.52
0.4
39.32%
1.25
0.43
47.83%
0.93
0.67
51.97%
0.59
0.5
0.79
2.58
3.29
0.97

Fsa 2006 10

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Fsa 2006 10

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All Banks - Overall

A.Total equity (A1 to A3)

1.Share capital/head office capital account

B.Total liabilities (B1 to B4)

C.Total assets (C1 to C4 + C8 to C10)

D.Profit & loss account

F.Efficiency ratios/profitability ratios

3.Advances net of provisions to total assets (C8/C)

4.Deposits to total assets (B3/C)

H.Assets quality ratios

2.Provision against NPLs to gross advances (C7/C5)

I.Capital /leverage ratios

2.Commitments & contingencies to total equity (E2/A) (times)

J.Cash flow ratio

Financial Statement Analysis of Financial Sector

Local Banks - Overall

A.Total equity (A1 to A3)

B.Total liabilities(B1 to B4)

C.Total assets (C1 to C4 + C8 to C10)

D.Profit & loss account

F.Efficiency ratios/profitability ratios

11.Earning per share (D10/E1)

2.Investment to total assets (C4/C)

4.Deposits to total assets (B3/C)

H.Assets quality ratios

2.Provisions against NPLs to gross advances (C7/C5)

I.Capital /leverage ratios

2.Commitments & contingencies to total equity (E5/A) (times)

J.Cash flow ratio

Financial Statement Analysis of Financial Sector

Public Sector Banks - Overall

A.Total equity (A1 to A3)

B.Total liabilities(B1 to B4)

C.Total assets (C1 to C4 + C8 to C10)

D.Profit & loss account

F.Efficiency ratios/profitability ratios

11.Earning per share (D10/E1)

2.Investment to total assets (C4/C)

4.Deposits to total assets (B3/C)

H.Assets quality ratios

2.Provisions against NPLs to gross advances (C7/C5)

I.Capital /leverage ratios

2.Commitments & contingencies to total equity (E5/A) (times)

J.Cash flow ratio

Financial Statement Analysis of Financial Sector

FIRST WOMEN BANK LIMITED

A.Total equity (A1 to A3)

B.Total liabilities(B1 to B4)

C.Total assets (C1 to C4 + C8 to C10)

D.Profit & loss account

F.Efficiency ratios/profitability ratios

11.Earning per share (D10/E1)

2.Investment to total assets (C4/C)

4.Deposits to total assets (B3/C)

H.Assets quality ratios

2.Provisions against NPLs to gross advances (C7/C5)

3.NPLs to shareholders equity (C6/A)

4.NPLs write off to NPLs provisions (D4/C7)

I.Capital /leverage ratios

2.Commitments & contingencies to total equity (E5/A) (times)

J.Cash flow ratio

Financial Statement Analysis of Financial Sector

NATIONAL BANK OF PAKISTAN