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13-8-0254
Employees of Nissan North America, its affiliates, and their families are entitled to the following discounted rate options through IFS: Option 1:
Auto Finance Bureau Score Eligible Vehicles: New 2012 through current model year Infiniti only Advance: Vehicle Maximum Advance: Total LTV Maximum Loan Terms 740+ 739720 719700 699680 679660 659640 639620 619600 <600
TR 1
TR 2
2.59% 3.34% 3.84%
TR 3
2.89% 3.64% 4.14%
TR 4
3.59% 4.09% 4.59%
TR 5
4.19% 4.94% N/A
TR 6
5.89% 6.64% N/A
TR 7
7.79% 8.79% N/A
TR 8
10.19% 11.19% N/A
TR 9
13.44% 14.44% N/A
135% N/A
125%
115% 125%
Flat Fees:
Flat fees will be paid as follows based on the amount financed. Amount financed of $15,000 or less: $150; Amount financed of $15,001 - $30,000: $200; Amount financed of $30,000 and more: $250. Mark-up is not allowed on this program. The contract APR can not exceed your states maximum customer rate.
Tier is determined by the Auto Finance Bureau Score obtained by IFS. See bulletin 13-8-2002v2 for credit bureau report by state.
DISCOUNTS & PREMIUMS: ALL RETAIL Equity Advantage *Vehicle Advance < 100% *Vehicle Advance < 90% *Vehicle Advance > 116% *Vehicle Advance > 125%
MAXIMUM TERM All All All
-25 bps -50 bps -25 bps +25 bps +45 bps +50 bps +95 bps
Option 2:
Special APR Programs: Published Special APR Rates for the approved tier minus 0.50%. For example: If the published Special APR is 2.90%, the special APR for this program would be 2.40% (2.90% - 0.50% = 2.40%) Note: The contract APR must be equal to or greater than 0.00%. EquityADVANTAGE, Loyalty Renewal Discount, and High Advance Premiums do not apply for Option 2. Please visit the website for current Special APR offers: Infiniti: www.infiniti-usa.com, go to the Financing, Current Offers and then search by model.
Eligible Customers: VPP Plan A and Plan B participants, which includes the following: Employees and retirees of Nissan North America and its affiliates in the continental U.S., Alaska and Hawaii. Immediate families of employees, which includes: Spouse/Domestic Partner Mother/father (includes mother- and father-in-law) Brother/sister (includes brother- and sister-in-law and step- and half-brother/sister) Son/daughter (includes son- and daughter-in-law and stepchildren) IFS Program Options: Recent graduates or students who are graduating within the next 6 months may be eligible for Tier 2 rates. Please visit www.infiniti-usa.com, click Financing, Signature Graduate for details about the program. The 90-Day Delayed Payment Option is available for VPP (not available in Pennsylvania). Lease: The IFS money factor discount on VPP leases has been discontinued. If you have any questions about financing: Visit www.infiniti-usa.com and click on Financing. The Understanding Car Financing brochure can be found by clicking on the following link: www.infiniti-usa.com/pdf/financing/Car_Financing_IFS.pdf Applying for Credit: You may apply for credit with Infiniti Financial Services by: 1) Visiting your local dealership. 2) Completing an online application at the Infiniti website. Visit www.infiniti-usa.com, Select Financing, Get Pre-Approved. You will receive an email response to your online application (email subject line states SignatureINTERACTIVE). The email will either: Pre-approve you for a specific amount and direct you to take the email to a dealership. Indicate credit could not be granted. More information may be needed and can be provided by completing the full credit application at a dealership. If you have questions regarding your credit application, contact IFS credit at: mailto:vpp.inquiries@nissan-usa.com. Please provide the employees name and your relationship to the employee, if applicable. All other VPP questions/concerns can be directed to: (800) 299-4753 or visit www.insidenissan.com for detailed program information.