Accounts and Cards

Private Accounts Fast and Flexible Banking.

The Euro Private Account Basic account for your day-to-day banking transactions in euros Cash withdrawals at ATMs and cash-free payments in euros without exchange rate differences using a Maestro card Interest is paid on the account balance Account management with online & mobile banking Your Needs You need an account for frequent banking transactions in euros You want round-the-clock access to your account and you want to pay in euros without cash How You Benefit No foreign exchange losses on transactions in euros Maestro card for cash withdrawals and cash-free payments in euros Online account inquiries and a convenient way to make payments with online & mobile banking The Current Account Account for buying and selling securities in Swiss francs and various foreign currencies No withdrawal limit Interest on credit balance in Swiss francs Account management with online & mobile banking Your Needs You need an account for high turnover, without withdrawal limits You wish to make payments in foreign currencies How You Benefit No withdrawal limit; the entire account balance is available at all times No foreign exchange losses on transactions in the account currency Maestro card for cash withdrawals, deposits (to Swiss franc accounts only) and cash-free payments Online account inquiries and a convenient way to make payments with online & mobile banking

What You Should Know about Credit Suisse Private Accounts Private accounts are suitable for all regular banking transactions for receiving your salary payments as well as day-to-day payment and securities transactions. They feature generous withdrawal conditions and fast availability of your credit balance. Besides the traditional Private account, we also offer other accounts, including for the processing of securities transactions. The Private Account Basic account for your salary payments and day-to-day banking transactions Access to the account at all times, and cash-free payments with a Maestro card Interest is paid on the account balance Account management with online & mobile banking Your Needs You need an account for your day-to-day banking transactions You want round-the-clock access to your account and you want to pay without cash How You Benefit Maestro card for cash withdrawals and deposits, and cash-free payments Online account inquiries and a convenient way to make payments with online & mobile banking

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Conditions
Private Account Currency Suitability CHF As the basis for your personal financial management Yes Euro Private Account EUR As the basis for your personal financial management in euros Yes Current Account1 CHF and foreign currencies For securities and precious metal investments with high turnover and no withdrawal restrictions Yes

For clients domiciled outside of Switzerland2 Interest rate p.a. Withholding tax Interest limits Account opening/ closure Account management fee per month

0.025%

CHF: 0.025% Foreign currencies: 0% 35% of the credit interest subject to withholding tax. For accounts with annual closing statements, up to CHF 200 of such credit interest is exempt from withholding tax. CHF 500,000; for higher amounts, EUR 500,000; for higher amounts, CHF 500,000; for higher amounts, the interest rate is currently the same the interest rate is currently the same the interest rate is currently the same Free of charge CHF 6 for assets3 up to CHF 15,000 Free of charge for assets3 over CHF 15,000 E-documents: sent free of charge. By post: postal rates Passed on to the client Only by agreement with bank, interest rate currently 12.5% p.a. Annually with statement of interest, free of charge Monthly via online & mobile banking (e-documents) or by mail (between 10th and 20th), free of charge; other delivery options are available (e.g. end of month), fees CHF 2 per month EUR 500,000 p.a., six months notice for larger sums5 Annual fee: CHF 40 per card Replacement card: CHF 20 per card6 Not possible CHF 3

0.05%

Postage Third-party charges Overdraft End-of-year statement4 Itemized statements

Availability Maestro card Cash Service card

CHF 6 for assets3 up to CHF 15,000 Free of charge for assets3 over CHF 15,000 E-documents: sent free of charge. By post: postal rates Passed on to the client Only by agreement with bank, interest rate currently 12.5% p.a. Annually with statement of interest, free of charge Monthly via online & mobile banking (e-documents) or by mail (between 10th and 20th), free of charge; other delivery options are available (e.g. end of month), fees CHF 2 per month CHF 500,000 p.a., six months notice for larger sums 5 Annual fee: CHF 40 per card Replacement card: CHF 20 per card6 Annual fee: free of charge Replacement card: CHF 20 per card6 Free of charge Possible

E-documents: sent free of charge. By post: postal rates Passed on to the client Only by agreement with bank, interest rate currently 12.5% p.a. Annually with statement of interest, free of charge Available semi-annually as e-documents in online & mobile banking or by mail, free of charge; otherwise CHF 1 per statement Entire balance at any time Annual fee: CHF 40 per card Replacement card: CHF 20 per card6 For accounts in Swiss francs only Annual fee: free of charge Replacement card: CHF 20 per card6

Online & mobile banking Safekeeping accounts

Contact Us Your advisor will be happy to arrange a personal consultation. Call us at 0848 880 844* MondayFriday, 7:3017:30 For more information visit our website at: www.credit-suisse.com/accounts CREDIT SUISSE AG, 8070 Zurich
* Telephone calls can be recorded.

1 A current account in Swiss francs may only be opened with investment assets of CHF 15,000 or more. 2 Additional fees may be charged for clients domiciled outside of Switzerland (see the Overview of Conditions). 3 All credits on accounts, balances in securities safekeeping accounts, and mortgages over CHF 200,000 are deemed to be assets. 4 If account overdraft interest totals at least CHF 30, account closing is carried out quarterly. 5 If the withdrawal limit is exceeded without observing the notice period, there is an automatic charge of 1.0% of the amount exceeding the withdrawal limit. 6 Blocking of Cash Service/Maestro cards: CHF 55 per card

SOLS 11106408.2013

This document was produced for information purposes and is for the exclusive use of the recipient. No guarantee is made regarding reliability or completeness of this document, nor will any liability be accepted for losses that may arise from its use. The conditions mentioned herein are correct at the time of publication. The conditions in the latest product documentation are decisive. They are subject to change at any time. This document may not be distributed in the United States or given to any US person (within the meaning of Regulation S under the US Securities Act of 1933, as amended). The same applies in any other jurisdiction except where compliant with the applicable laws. Copyright 2013 Credit Suisse Group AG and/or its affiliated companies. All rights reserved.

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