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Life insurance
1. No of dependants occupation annual personal income household income Could you tell us all the different types of insurance you currently have? Life insurance Mortgage protection insurance Term Insurance Retirement plans Endowment Insurance Medical/Health insurance Critical illness Personal accident insurance Whole-life insurance Auto/Car insurance Money back insurance Travel insurance Unit-linked insurance All of them
2. Now, thinking of all the personal insurance policies you currently have, how much in total are you covered for death cover only? Less than Rs 50,000
Rs 50,001-100,000 Rs 100,001-300,000 Rs 300,001-500,000 Rs 500,001-750,000 Rs 750,001-10,00,000 Rs 10,00,001-15,00,000 Above Rs 15 lakh Do not know/cant recall
3. Please tell us how well do you think you are covered? Definitely not well-covered Probably well-covered May or may not be well-covered Probably not well-covered Definitely not well-covered 4. How long do you think the death cover amount will cover your family/ beneficiaries? Less than one year 11-15 years 1-3 years More than 15 years 4-7 years do not know/can't recall 8-10 years
5. Please tell us if you have any plans to get insurance? Definitely have plans to buy Probably have plans to buy May/May not have plans to buy Probably have no plans to buy Definitely have no plans to buy
6. What are the reasons why you have no plans of buying insurance? It is too expensive Insurance is not important, no reason to get it It is not necessary or worth doing It is too hard to understand/confusing I do not trust insurance companies It is too much hassle to get
It is not worth of good value Employer sponsored cover is sufficient for me Insurance is not worth investing I am well-covered by my Employer do not know All of them
4. Health Plan Grades 'A for Excellent B for good C for average D for poor
F for failing 5. Assessment of Current Plan My health insurance is good and I feel well protected when it comes to my familys health care needs My health insurance is adequate, but I worry that my family might have health care needs that it wont pay for My health insurance is inadequate, and I feel very worried about my familys health care needs not being paid for 6. Reason why you dont have insurance It is too expensive You dont know how to get insurance Employer offers plan, but you are not eligible because of waiting periods or part-time work Other family member has insurance, but it doesnt cover you You dont think you need insurance Cant get it due to poor health, illness, or age