Worst of Barrier Reverse Convertible on AT&T INC and INTEL CORP

Coupon 4.40% (17.60% p.a.); 3 Months; USD; Barrier at 80%

Details Redemption
Issuer EFG Financial Products
Guarantor EFG International On 26.08.2009 Client pays USD 1000 (Denomination)
Rating: Fitch A
Underlying AT&T INC INTEL CORP On 25.11.2009 Client receiv es 4.40% (17.60% p.a.) Coupon plus:
Bbg Ticker T US Equity INTC US Equity
Strike Level (100%) USD 25.13 USD 18.55 Scenario 1: if the Underlyings have never traded at or below the Barrier level
Barrier Level (80%) USD 20.10 USD 14.84
Conversion Ratio 39.79 53.91 The Investor will receive a Cash Settlement in the Settlement Currency equal to:
Payment Date 26.08.09 Denomination
Valuation Date 23.11.09
Scenario 2: if one or more Underlyings traded at least once at or below the Barrier
Maturity 25.11.09
EU Saving Tax Option Premium Component 4.31% (17.25% p.a.) a. If the Final Fixing Level of the Underlying with the Worst Performance is above
Interest Component 0.09% (0.35% p.a.) the respective Strike Level, the Investor will receive a Cash Settlement in the
Details Physical Settlement American Barrier Settlement Currency equal to: Denomination
ISIN CH0104432759 b. If the Final Fixing Level of the Underlying with the Worst Performance is at or
Valoren 10443275 below the Strike Level, the Investor will receive a predefined round number
SIX Symbol not listed (i.e. Conversion Ratio) of the Underlying with the Worst Performance per
Denomination.

Characteristics
Underlying_______________________________________________________________________________________________________________________________________________________________
- AT&T Inc. is a communications holding company. The Company, through its subsidiaries and affiliates, provides local and long-distance phone service, wireless and data
communications, Internet access and messaging, IP-based and satellite television, security services, telecommunications equipment, and directory advertising and publishing.
- Intel Corporation designs, manufactures, and sells computer components and related products. The Company's major products include microprocessors, chipsets, embedded
processors and microcontrollers, flash memory products, graphics products, network and communications products, systems management software, conferencing products, and digital
imaging products.

Opportunities_________________________________________________________________ Risks______________________________________________________________________________
1. A guaranteed Coupon of 4.40% (17.60% p.a.) 1. Maximum return of 4.40% (17.60% p.a.)
2. Protection against 20% drop in Underlying's price 2. Exposure to v olatility changes
3. Low er v olatility than direct equity exposure
4. Secondary market as liquid as a share
5. Optimization of EU Tax components
Best case scenario____________________________________________________________ Worst case scenario_______________________________________________________________
One or all the Underlyings traded below the Barrier Lev el and on the Final
The Underlyings hav e nev er traded below the Barrier Lev el
Fixing Date close under the Strike Lev el
Redemption: Redemption:
Denomination + Coupon of 4.40% (17.60% p.a.) Underlying (w ith negativ e performance) + Coupon of 4.40% (17.60% p.a.)

Historical Chart
180%
importer depuis la deuxieme feuille AT&T INC
INTEL CORP
160%

Redemption: Denomination + Coupon of 7.80% (15.60% p.a.)

140%

120%

100%
20% Protection
80%

60%
Redemption: Worst performing Underlying + Coupon of 7.80% (15.60% p.a.)

40%
Nov-07 Feb-08 May-08 Aug-08 Nov-08 Feb-09 May-09 Aug-09

Contacts
Filippo Colombo Christ ophe Spanier Nat hanael Gabay
Bruno Frat eschi +41 58 800 10 45 Sofiane Zaiem
St anislas Perromat +41 22 918 70 05
Alejandro Pou Cut uri Live prices at www.efgfp.com
+377 93 15 11 66

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mentio ned in this do cument are derivative instruments. They do no t qualify as units o f a co llective investment scheme pursuant to art. 7 et seqq. o f the Swiss Federal A ct o n Co llective Investment Schemes (CISA ) and are therefo re neither registered no r supervised by the Swiss Financial M arket
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