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CERTIFICATE OF CURRENCY
From:
FPA
We hereby confirm that we have arranged the insurance cover mentioned below:
Detector Inspector Pty Ltd C/ - PO Box 6157 St Kilda Road MELBOURNE VIC 8008
Date: Our Reference:
14/05/2013 DETECTOR
RENEWAL
Page 1 of 3
FPA Australia Insurance Policy Vero Insurance Limited GPO Box 1453 Brisbane QLD 4001
ABN: 48 005 297 807
SMK106002542 91078
The Insured:
to
13/05/2014
at 4:00 pm
Details:
IMPORTANT INFORMATION
The total premium as at the above date is: to be paid by the Insured part paid by the Insured paid in full by the Insured paid by Monthly Direct Debit Premium Funding This policy is Premium Funded
Please note that the policy defined above is subject to the receipt of the Proposal Declaration and acceptance by the Insurer (if not already completed and accepted) and subject to the full receipt and clearance of the total premium payable by the insured.
Schedule of Insurance
Class of Policy: The Insured: FPA Australia Insurance Policy Detector Inspector Pty Ltd Policy No: Invoice No: Our Ref: SMK106002542 91078 DETECTOR
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ISSUER: POLICY BOOKLET: POLICYHOLDER: POLICYHOLDER ADDRESS: NATURE OF BUSINESS: INTERESTED PARTIES: POLICY BENEFITS:
Vero Insurance Limited ABN 48 005 297 807 FPA Australia Insurance Policy V8674 V1 Detector Inspector Pty Ltd 10 Clonard Ave Elsternwick 3185 Fire protection business providing service, maintenance and installation of smoke detectors including detachable units and hard wired unit installations. Nil Please refer to your product disclosure statement (PDS) for full details
PUBLIC & PRODUCTS LIABILITY SECTION Coverage We agree (subject to the terms, claims conditions, general policy conditions, exclusions, definitions and limits of liability incorporated herein) to pay to You or on Your behalf all amounts which You shall become legally liable to pay as Compensation in respect to: 1. Personal Injury; and/or 2. Property Damage; and/or 3. Advertising Injury happening during the Period of Cover within the Geographical Limits and caused by or arising out of an Occurrence in connection with Your Business Public Liability Products Liability Optional Extensions EXCESS: $20,000,000 any one occurrence $20,000,000 any one Period of Insurance Nil $500 each & every claim except for water damage claims which is $5,000 each & every claim
The Insuer will indemnify the Insured against civil liability for compensation and claimant's costs and expenses in respect of any Claim first made against the Insured during the policy period and notified to the Insurer during the policy period resulting from the conduct of the Professional Services. $1,000,000 $2,000,000 Insured Costs are in addition to the Limit of Indemnity $2,500 Unlimited, excluding known claims or circumstances 1 Consumer Protection Legislation Contractual Liability Intellectual Property Libel or Slander Liability for Acts, Errors or Omissions of Contractors and Consultants Compensation for Court Attendance Continuous Cover Included Included
Limit of Indemnity Maximum Aggregate Limit of Indemnity Insured Costs Excess - Costs Inclusive Retroactive Date Automatic Reinstatement of Limit of Indemnity Insurance Clarification
Extensions
Schedule of Insurance
Class of Policy: The Insured: FPA Australia Insurance Policy Detector Inspector Pty Ltd Policy No: Invoice No: Our Ref: SMK106002542 91078 DETECTOR
Page 3 of 3
Dishonesty of Employees Extended Reporting Period Former Subsidiary Inquiry Costs Joint Venture Liability Legal Consultation Lost Documents Newly Created or Acquired Subsidiary Public Relations Expenses Run Off Cover Spousal Liability Thirty Day Reporting Principals Previous Business
Included Included Included Included $250,000 limit Included Included Included $250,000 limit Included Included $25,000 limit Included Included Included Not Included
IMPORTANT NOTICE THIS COVERAGE SUMMARY HAS BEEN PREPARED FOR GENERAL REFERENCE ONLY. NOTHING CONTAINED HEREIN PREVAILS OVER THE TERMS, CONDITIONS AND EXCLUSIONS OF THE POLICY DOCUMENT.