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Presentation - Agenda
TN Corporation for Development of Women Women Empowerment and SGSY TN Pudhu Vaazhvu Project Poverty Reduction and empowerment TNSRLM Approach and Strategy TNSRLM Annual Action plan 2012-13

TNCDW An Introduction
Established in 1983 Functioning under the control of Rural Development & Panchayat Raj Department from July 2006. Earlier with Dept. of social welfare. Major Schemes implemented by TNCDW
Mahalir Thittam (MaThi Womens Development Project) Fully funded by State Government

Swarnajayanthi Gram Swarozgar Yojana (SGSY)

Government of India (75%), State Government (25%)

Growth and Development of SHG Movement in TN

Inception Phase
(IFAD Project)

Expansion Phase
(Mahalir Thittam)

Consolidation Phase 2005 onwards

1989 - 1996 NGO based approach Focus on thrift and credit Internal lending

1997 - 2005

NGO based approach Focus on Direct credit linkages from Banks SGSY Revolving fund and Economic Assistance

Community based approach Formation of Federations Strengthening of economic activities Sustainability

Mahalir Thittam Major Activities

Group Formation Capacity Building Revolving Fund to SHGs

Credit Linkage (Direct Loan, Repeat Loan, Bulk Loan, etc)

Youth Skill Training & Placement Enterprise Development Training for SHG Women Formation of Panchayat Level Federations Marketing Support and Sales exhibition Awards and Incentives Economic Assistance to Rural SHGs - through SGSY Infrastructure Support (SHG building, Village shandies)
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Sequence of the Process

Group Formation

Capacity Building

Credit Linkage

Bulk Loan to PLFs

Youth Skill Training

Enterprise Development Training Programme

Marketing of SHG Products

Cumulative Achievement up to 31.03.2012

No. of SHGs
1.

5,56,311 85.70 lakhs

3,72,092
57.37 lakhs 1,84,219

No. of SHG Members

No. of Rural SHGs
2. No. of Members in Rural SHGs No. of Urban SHGs 3.

No. of Members in Urban SHGs 4.

5. 6.

28.32 lakhs

Total Savings of SHGs

Revolving Fund to SHGs No. of SHGs credit linked so far

Rs. 3,374.60 crores

4,85,822 4,85,822

Total credit availed

Rs.15,633.83 crores 9

Cumulative Achievement up to 31.03.2012

Economic Assistance to SHGs
7.

61,934 584.39 Crores

10,494
8,986

Amount released for EA

No. of PLFs Restructured
8. No. of PLFs Registered

No. of PLFs got Incentives

Bulk loan provided to PLFs 9. Bulk loan Amount sanctioned No. of SLFs Formed

5,850
419 Rs. 100.54 Crores 399

10. No. of SLFs Registered

11. Youth Skill Training 12. EDT Programme

290

1,08,496 17,323
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WB Assisted TNEPRP Project PudhuVaazhvu

A key Project of World Bank in Tamil Nadu to address inequity and to promote inclusive growth.
Community Driven Development (CDD) approach through pro poor community organizations. Focused intervention in backward Blocks aimed at empowerment of the poor, marginalised and differently abled. Increase in household sustainable livelihoods. income through promotion of

Implemented in 70 blocks(2509 VPs) in Phase-I and 50 blocks ( 1661 VPs) in Phase II since 2005.

Total families Targeted 9.63 lakhs.

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Objectives Empowering the poorest of poor

Developing and strengthening peoples

organizations
Capacity building Employment & livelihood Targeted assistance for productive livelihoods Enabling Environment

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Strategy adopted in TNPVP

Identify the target poor through Participatory Identification of Poor (PIP) Process. Include their representatives in CBOs- VPRCs Map their needs and earmark exclusive funds Involve Block level Differently abled Facilitating Agency(BDFA) for technical support and guidance. Build capacity of the community to secure their needs and entitlements. - special focussed attention - ensure benefits reach the intended. Link with Bank for credit Social security net through insurance and pension schemes Enhance existing livelihoods and create new sustainable livelihoods
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Impact of PVP
Institutions of the poor manage the program activities on the ground leading to ownership.
Social Inclusion of marginalised and vulnerable
Represented in decision making bodies VPRC, SAC, & PLF. 286 tribal VPRCs formed 1446 tribal SHGs formed. 69,176 covered under Govt Pension scheme.

Community based rehabilitation of Differently abled

7,996 Special SHGs formed 94,629 given National ID cards. 19,118 given aids & appliance. 5,714 under Niramaya Insurance. 9,092 given maintenance grant.

Bank linkages have ensured financial inclusion and livelihood.

64,000 SHGs linked to Bank credit

Focus on youth employment through job fairs and skill training has addressed intergenerational poverty.
1,78,361 youth identified 1,70,063 trained 1,43,709 employed

Exclusive staff from state to village level has rendered support to CBOs and systematic follow up
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Guiding Principles of NRLM

Poor have inherent capabilities and strong will to come out of poverty. Strengthening of the Institutions of the poor and universal social mobilization will help the poor to unleash their potential to come out of poverty. Facilitating knowledge dissemination, capacity building, skill up-gradation, access to credit, and creation of forward and backward linkages for the livelihood enhancement of the poor. Economic empowerment of women will have positive and direct effect on the households and the society as a whole.
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Strategies for Implementation of TNSRLM

1. 2. 3. 4. Social Inclusion and universal social mobilization. Building Institutional platform of the poor Financial Inclusion Economic Inclusion Building sustainable livelihoods for the poor. 5. Enhancing Skills and linking to Job market 6. Last Mile Service Delivery (Through Paraprofessionals and Social Entrepreneurs). 7. Leveraging resources through dovetailing and convergence with all schemes of Government.

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Selection of Intensive blocks under TNSRLM

All blocks are ranked by the number of BPL families within the district and the districts are selected taking into account the following criteria, namely,
Percentage of Agricultural Labourers to total main workers Rural female literacy rate. Industrial backwardness. Infant Mortality rate Number of BPL families Percentage of SC and ST population.
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Tamil Nadu State Rural Livelihoods Mission: Phasing

Tamil Nadu has a total of 385 Blocks of which 120 is covered under TNPVP and the Balance 265 blocks will be covered over three years under TNSRLM.

S.No Units to be Covered 1. 2. 3. Districts Blocks Village Panchayats

Year 1 15 60 2323

Year 2 19 160 5689

Year 3 31 265 8318

4.

Poor Households Lakhs)

(in 7.76

17.61

28.73

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Coverage of Districts, Blocks and Village Panchayats

Phase Year Expansion in Districts 15 4 12 31 Blocks Village Panchayats 2323 3366 2629 8318

I II III Total

2012-13 2013-14 2014-15

60 100 105 265

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Non Negotiable Principles

Inclusion
Inclusion of the poor and disadvantaged.

Equity
Women to play a determining role.

Participation
Decisions based on participatory processes involving all stakeholders.

Transparency
Project decisions transparently. will be made

Accountability
Village institutions accountable to the community.

Facilitation
The Project will adopt an enabling style.
Edayanchathu Panchayat, Vellore District 21

Project Cycle
Initiation Phase- Next Cluster
Repeat the cycle

Initiation Phase
Communication activities and PIP

Consolidation Phase
Federations and CPLTC

Institution Building Phase

Formation of SHG,VPRC & SAC

Livelihood Phase
Individual, Group activity, CLGs

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Sequence of Activities
1.Initial Activities
Communication Campaign Participatory Identification of the Poor (PIP)

2.Institutional Building Activities

Formation of Village Poverty Reduction Committee (VPRC) Social Audit Committee (SAC) Formation of Self Help Groups (SHGs) Panchayat Level Federation (PLF)

3.Capacity Building Activities

Community Based Organisations (CBOs) i.e., VPRC, SAC, SHG, etc Community Professionals
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Sequence of Activities
4.Financial Linkage

(contd..)

SHG Bank Linkage Individual assistance to differently abled & vulnerable Livelihood corpus fund and Bulk loan to PLFs 5. Livelihood Activities Youth Skill training Individual Livelihood Common Livelihood Groups(CLG) Clusters- One Village One Product (OVOP) Economic Activity Federation (EAF)

6.Consolidation Activities
Promoting Second and Higher level institutions Block level insurance Federation
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Initial Activities

Communication Campaign for Awareness creation

Street Plays Folk Art Wall Writing Posters Handbills Rallies
Mannalur Panchayat, Ramanathapuram District

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Initial Activities

Participatory Identification of Poor (PIP) Participatory methodology

- Social mapping - Wealth ranking

Powerful & transparent tool Wide acceptance & high credibility

Kattalankulam Panchayat, Thoothukudi District

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Institution platform for rural poor

Village Poverty Reduction Committee (VPRC)

Selection by Grama Sabha SHG women from target poor representing each habitation Village Panchayat President Chairman of VPRC Representative of Differently abled & Youth At least 30% members from SC/ST

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Institutions for Accountability

Social Audit Committee (SAC)

Watch dog for the Project Regular meetings monitor VPRC to

Reports to Gram Sabha Ensures transparency

Kadamalaigundu Panchayat, Theni District

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Social Mobilisation and social Inclusion

Formation of Self Help Group (SHG)

Mobilising the left out poor into groups SC/ST and vulnerable included into SHGs Opening of bank accounts Convening regular meetings Commencement of regular savings Maintenance of books
Kundrathur Panchayat, Kanchipuram District

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Institution for Networking

Panchayat Level Federation (PLF)

Federation of SHGs at Village Panchayat level registered under Tamil Nadu Societies Registration Act, 1975. General Body (GB) constituted with all members of federated SHGs. Executive Committee (EC) constituted with 11 members.

Anaikaraipatti Panchayat Level Federation, Theni District

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Institutional for Networking

Panchayat Level Federation

Habitation Level Forums (HLF) formed with one representative from each SHG. EC meets once a month & GB meets four times a year on the dates of Grama Sabha. PLF is used for formation and strengthening of SHGs and for linking them to banks, suppliers, consumers, etc.

(contd..)

Vempattu Panchayat, Erode District

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Strengthening CBOs or Institutions of the poor

Panchayat Level Federation of SHGs Second level institution of SHGs

Formation of SHGs

Strengthening and furthering SHG activities

Assists in maintenance of SHG accounts Supports in undertaking livelihood activities

Acts as financial intermediary

Arranges credit rating Provides timely credit linkage either through Banks or Project funds
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Capacity Building of office bearers and members

Capacity Building of CBOs

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Capacity Building Process

Tools of Capacity Building

Training through Structured Modules

Exposure Visits

Internal Learning Forums

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Building Social Capital

Community Professionals (CPs)

Good VPRC and SHG members selected
as CPs to train members of VPRC, SHG & PLF. CPs are categorised based on their

functional area specialisation.

Selected CPs are trained in specific subjects and communication skills. Trained CPs are used as effective instruments programs schemes, etc. CPs are paid remuneration for their for IEC of different
Ayappakkam Panchayat, Thiruvallur District

like NREGS, TSC, Health

service.
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Financial inclusion and Bank Linkage

SHG Bank Linkage

Community rating for seed money Credit rating for 6 month old SHGs for first linkage Next credit rating for repeat loans Bank linkage - Direct loan - Economic assistance
Indian Overseas Bank, Uthukottai, Thiruvallur District

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Corpus to PLFs for mobilising Bank credit

Livelihood Corpus Fund and Bulk Loan to PLFs

Livelihood corpus fund to PLFs for on lending to SHG members to start livelihoods Bulk loan from banks to PLFs for on lending to SHGs based on their credit absorption capacity

Maruthakulam Panchayat, Vellore District

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Skills And Placement

Assessment/survey of job market Job melas District Resource centre for Youth Skill training Entrepreneurship Development Trainings level Job Mela, Job Oriented skill District Thiruvannamalai District training for youth
Masonry Training, L & T, Manapakkam, Kanchipuram District

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Skills and Placement

Job Oriented Youth Skill Training

Hyundai, Sriperumpudur, Kanchipuram District

Bannari Amman Garments, Uthiramerur, Kanchipuram Dt.

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Livelihood Mapping exercise

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Self employment IGA and Livelihood Activities

Individual Livelihoods
Pathiri Panchayat, Kanchipuram District

Project fund Special fund to disabled & vulnerable Livelihood corpus fund Bank linkage Bulk loan through PLFs

Convergence other TAHDCO,PMEGP, loans, etc

through schemes DRI

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Baradarami Panchayat, Vellore District

Aggregation of similar Livelihood Activities

Cluster Development- One Village One Product

Kosavapalayam Panchayat, Coimbatore District

SHG groups involved in similar or related activities are formed into clusters. Reduce cost of production and achieve economies of scale. Provided backward and forward linkages through District Supply and Marketing society.
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Ammayappan Panchayat, Thiruvarur District

Project Process Consolidation Activities

Promoting Second and Higher Level Institutions

PLFs for SHGs

Community Professional
Learning and Training

Centres (CPLTCs) for Community Professionals (CPs) at District level.

CPLTC, Thiruvannamalai

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Human Resources Plan

Harmonization between TNCDW and TNPVP
State Level SMMU Structure District Level DMMU structure Harmonisation
Type 1 Districts - NRLP ( No TNPVP) Type 2 Districts - NRLM ( Has TNCDW and TNPVP) Type 3 Districts - Small districts with Majority blocks under TNPVP

Block level - BMMU

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Harmonisation of State level Technical team

TNPVP Specialists will provide technical support to TNSRLM in the following
thematic areas. Community Driven Development Differently abled and vulnerable Tribal Development Livelihoods Environment Special Cells will be formed for the following thematic areas which will support both TNSRLM and TNPVP Communication Capacity Building MIS Skills and Placements

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Harmonization of District level technical team

APMs of TNPVP will provide technical support for TNSRLM in the following thematic areas. Capacity Building Community Development Livelihoods( Farm) APOs under TNSRLM will provide technical support to TNPVP in the following thematic areas (reverse sharing) Business Development & Micro Enterprises Partnership and Convergence

Special hubs for Capacity building and Communication , MIS and S&P
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Annual Action Plan

2012-13

Project Area for Phase I

2012-13

The project will be implemented in 15 districts covering 60 blocks, which includes 16 blocks from 4 districts under NRLP and remaining under NRLM.
Project No. of Districts 4 11 15 No. of Blocks 16 44 60 No. of Village Year of commencement

Panchayats 458 1865 2323

NRLP NRLM Total

2012-13

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Activities proposed in Intensive Blocks 1

Information Education and Communication activities at various levels Orientation to line departments and Panchayat Raj Institutions (PRI) Conducting Participatory Identification of Poor (PIP) process for identifying target people under TNSRLM. Formation of Village Poverty Reduction Committees (VPRC) and Social Audit Committees (SAC). Preparation of Village Development Plan. Release of Community Investment Support to VPRC.
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Activities proposed in Intensive Blocks2

Formation of Self Help Groups Restructuring Panchayat Level Federations (PLF). Establishing Village/ Block and District level convergence forums MIS Review and monitoring system at Block level Mapping of skills and Education status Business correspondents

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Activities in Non-intensive blocks1

Initially lean project staff at Block level. Focus will be on developing one pilot village in each Blocks of the Phase-II project district. 100Village Panchayats will be selected as resource Village Panchayats at the rate of one per Block from 100 Blocks which is proposed to take up as intensive Blocks in 2013-14.

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Activities in Non-intensive blocks..2

In these pilot resource villages, the following activities will be taken up: Social mobilization Conducting base line studies Conducting Participatory identification of Poor Formation of VPRC Mapping of skills and Education status Development of social capital (CPs / CRPs)

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Activities common to both Intensive and non intensive blocks ( State Wide)

1. Skill and placement

Assessment/survey of job market Job melas District Resource centre for Youth Skill training Entrepreneurship Development Trainings Job Oriented skill training for youth

2. Convergence and networking

Creation of convergence forums at village, block and District levels. Inter department planning workshops at block level
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Activities common to both Intensive and non intensive blocks

3. Livelihoods
Creation of CLGs at Village / Cluster level @ 5 per District One Village One product promotion Partnership with Small Industry association Innovation forum with Student interns from colleges and Universities

4. Financial Inclusion
Bank Mitras Financial literacy to all poor HHs Pension and insurance schemes for poor

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5. Marketing
Standardisation and Value addition Branding of SHG products Inter District and intra District marketing among SHGs MOU with private sector and SSI associations Marketing support through fairs and exhibitions at State and Regional level Buyer Seller meets (State & regional level)

6. Awards
Awards to best performing PLFs, SHGs and Bankers

7. Monitoring & Evaluation

MIS cell

8. Communication & Documentation cell

Development of Communication Manuals & Materials Printing of Manuals & Materials
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Action plan - Timeline

Annual Action plan activities State level Activities District Level Activities Block level Activities Cluster level Activities Village level Activities

Activity Timeline Trigger Dates

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Component wise Budget - TNSRLM

(Rs. in Lakhs) S.No. Component Description Amount

1 2 3 4

A B C D

Institutional and Human Capacity Development State Livelihoods Support Innovation and Partnership Project Implementation support
Total

75.00 17590.96 1359.00 414.11

19439.07

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Source of Funding - TNSRLM

(Rs. in Lakhs)

S.No Description

GOI

GOTN

Total

1 National Rural Livelihoods (NRLM) 2 National Rural Livelihoods Project (NRLP)

Total

11300.21

3766.73

15066.94

3279.10

1093.03

4372.13

14579.31 4859.76 19439.07

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Skills & Placement

Component wise Budget (Rs. in Lakhs)

S.No. A. Youth Skill Training

1.

Component

Amount
85.40

State Resource Centre

2.
3. 4.

District Resource Centres one per district

Preparation of youth database, career guidance training and youth festival Providing skill training to 30,000 youth @ Rs. 10,000 per youth Subtotal

564.17
812.12 3000.00 4461.69

B. Entrepreneurship Development Training 1. Training to 5,000 women @ Rs.5,000 per women 250.00

Total

4711.69
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Source of Funding
Skills & Placement

Description

GOI

GOTN

Total

National Rural Livelihoods (NRLM) Skills & Placement

3533.77

1177.92

4711.69

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TNSRLM AAP Budget 2012-13

A. NRLM and NRLP component
Rs. Lakhs

S.No

Description

GOI 11300.21 3279.10 14579.30

GOTN 3766.74 1093.03 4859.77

Total 15066.94 4372.13 19439.07

1 National Rural Livelihoods (NRLM) 2 National Rural Livelihoods Project (NRLP) Total

B. Skills and placement component

Description GOI GOTN Total

National Rural Livelihoods (NRLM)

3533.77

1177.92

4711.69

Total (A + B)
Description GOI GOTN Total

NRLP and NRLM including Skills & Placement

18113.07

6037.69

24150.76
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NRLM Fund requirement for 2012-13

TOTAL Funds required : RS 242 Crores GOI Share : Rs.181 Crores GOTN Share : Rs.61 Crores

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S.No 1

3 4 5 6

8 9

10

Issues Raised in AAP Action Taken Harmonization/Convergence with existing A clear road map is developed and action initiated by making MDWorld Bank assisted PVP project TNWDC as PD PVP. State, Dist and Block level harmonization plan is also developed Clarity on the implementation architecture Clear plan for SMMU, DMMU, BMMU and PFT level dedicated staffing. PVP staff also as part of SMMU, DMMU, BMMU including non-intensive blocks Clarity on community Institutional Clear community architecture planned at various levels SHG-VPRCarchitecture PLF Skills & Placements not included in AAP Detailed activities and budget included for S&P Cost sharing between Centre and State Cost sharing as 75:25 mentioned not mentioned for NRLP Higher amount of CIF/CIS for first year TNPVP model CIF amount allotted based on Village development plan and vulnerability reduction plan. Currently Average CIF is Rs 10 Lakhs VPRC funding of Rs.10 Lac higher than WB supported TNPVP models are treated as pilots of NRLM. the cost norms of NRLP Therefore, funding pattern of NRLM is based on TNPVP funding pattern. More funding opportunities will be explored and PVP model will be replicated. Average Block funds for 5 years under TNPVP is Rs.13.90 crores and that proposed under NRLM and NRLP is 10.01 crores ! The HRD cost of Rs.75.00 lakhs needs to Staff recruitment and initial induction training. It is for hiring of HR be broken down into sub-heads agency for recruitment, induction training. No indication of procurement Detailed procurement plan along with procurement team at state, arrangements district level given including procurement sub-committee formation included in revised AAP. Details to be given on Partnership with Details given. Resource block for livelihoods innovation in one 63 block Auroville in Villupuram District.

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