by Vice President Jejomar C.

Binay
Chairman of the Board of Trustees Pag-IBIG Fund

Fund

Growth of Membership
July 2004 to June 2010 vs July 2010 to December 2013

200%
accomplishment of 6 years achieved in

5.285 M
2.594 M

3 years

13.5 M
July 2010 to December 2013

July 2004 to June 2010

TOTAL MEMBERS

as of December 2013

Membership Savings
July 2004 to June 2010 vs July 2010 to December 2013

89.36%
of accomplishment in achieved in

6 years

3 years

92.131 B

82.329 B

26 B
MEMBERSIP SAVINGS
January - December 2013

July 2004 to June 2010

July 2010 to December 2013

Processed Housing Loans

July 2004 to June 2010 vs July 2010 to December 2013

85.86%
164.212 B

141.003 B

of accomplishment in

achieved in

6 years

3 years

July 2004 to June 2010

July 2010 to December 2013

Collections
July 2004 to June 2010 vs July 2010 to December 2013

92.93%
395.472 B

367.518 B

of accomplishment in achieved in

6 years

3 years

July 2004 to June 2010

July 2010 to December 2013

Net Income
July 2004 to June 2009 vs July 2010 to 2012

Average Net Income

144%
accomplishment of achieved in

44.36%
12.105 B
8.385 B

6 years

3 years

16.25 B
January November 2013 July 2010 to June 2012

July 2004 to June 2009

Comparative Net Income

13.253 B
HIGHER THAN TOP BANKS

as of 2012

Total Assets

345.69 B
Total Assets
as of December 2013

10% Higher
than in 2012

2012 Dividends
Highest in the Funds 33-year history!

9.3
Billion

credited to members accounts

Highest Dividend among GOCCs

Benefits

Calamity Loan Program

Interest rate reduced by

Calamity Loan of accomplishment in Value 6 years

40

80%
achieved in

3 years

30

20

32.462 B

25.756 B

10

July 2004 to June 2010 July 2010 to December 2013

from 10.75%

HALF now at

5.95%

4.5%*
Interest Rate

As low as

Affordable Housing Loan Program

*Fixed for 10 years for borrowers with Gross Monthly Income of P15,000 (NCR) and P12,000 (Regions)

100%
End User Home Financing Program
Loanable Amount for Housing Increased

from 3M to

6 M

INCREASE

Before: As High as 11.5%

as low as

6.985%*
per annum
*three-year re-pricing period

End User Home Financing Program

full-risk based pricing from 3

years to 30 years.

Loan to Value is 80%

compared to banks 70%

Operations

Pag-IBIG Online Services

More Branches and Satellite Offices

to reach more members

Target is to have

117 Operational Branches by 2015

Pag-IBIG Members Desk and Information Counters in Malls

Pag-IBIG benefits and services, within easy reach.

Pag-IBIG Fund Payment Channels

Payments made easy
Over-the-Counter: Credit Card :

Mobile phone :

Overseas Remittance Partners :

Employers Online Payment Gateway:

*
*Within 1st quarter of 2014

Pag-IBIG Fund OFW Center

faster service and more convenient transactions for almost

3.5 Million Members Abroad

LRA Extension Office

Faster processing time
Before:

2 weeks

Now: from 20 minutes to 2 days

Partnership with Collection Agencies

Non-Performing Asset Recovery Program

NPARP

1,909
Total Beneficiaries

811 Contract to Sell 1098 Real Estate Mortgage

Total Loan Value

843.009 M

Citizens Satisfaction Center Seal of Excellence

An Excellent rating at the ARTA survey enables the Branch to undergo a Phase II validation for the CSC Seal of Excellence. It also means that the surveyed Branch scored high in compliance with ARTA provisions and in over-all client satisfaction.

Unqualified Opinion
The Commission on Audit rendered a clean or Unqualified Opinion on Pag-IBIGs 2012 Financial Statements, the third Unqualified Opinion received by the Fund since 2007.

ISO 9001:2008
achieved at a record time of three months and nineteen days, the fastest to complete certification among GOCCs and the first Key Shelter Agency to be ISO-certified in 2011. Maintained in 2012 and 2013.

Pag-IBIG Citi Prepaid Card

provides Pag-IBIG borrowers of Short-Term Loans a faster, more convenient, and safer way of receiving and using their loan proceeds.

Pag-IBIG is the first government institution to be commended to have a Best Card Solution at the Adam Smith Awards.

I Do. I Do. Araw ng Pag-IBIG

at the Philippine Quill Awards 2013
DIVISION 2: COMMUNICATION MANAGEMENT CATEGORY 21: GOVERNMENT COMMUNICATION

Winner of the Award of Merit

I Do. I Do. Araw ng Pag-IBIG

FEBRUARY 14

1,926 3,901
Couple-Participants Couple-Participants

2012

2013

5,827
Couple-Participants Married

9
LGUs

30
LGUs

Recognitions

Case against Globe Asiatique

Supreme Court Temporary Restraining Order Syndicated Estafa

19,163

Collateral to Loan Value of GA Accounts

Housing Units

LGU Housing
Partnerships to promote homeownership for member-workers

69%
1,184 /1,715

LGUs

Briefed on the salient features of the Group Housing Loan Program (GHLP) as of November 2013

Partnership with Local Government Units

Municipalities Cities Provinces

Total

44

26 13 5

as of October 31, 2013

Employer Accreditation Program

Partnerships to promote homeownership for member-workers

26 Employers
accredited
16 Private Employers 6 National Government Agencies 4 State Universities/ Colleges
as of November 2013

Hanjin Village
Project Proponent:
Hanjin Heavy Industries and Construction Company Limited

Castillejos, Zambales

Total Housing Units:

2,780
Price Range:

Php 399,000 to Php 599,000

Home Matching for Informal Sector

Memoranda of Understanding with

Informal Sectors
for Pag-IBIG Members Housing Needs

Kasambahay Unified Registration System

(KURS)
Online Registration

One (1) Registration, Three (3) Memberships

Housing Loans for Government Sector

Loan Value 5.503 B 5.222 B 3.870 B Units 9,174 8,526 5,857

2011 2012 2013

14.60 B

23,577

Pag-IBIG Loyalty Card Partners

Pag-IBIG Loyalty Card

Special Program for Yolanda Victims

P15 B Fund
P5.5 B for Pag-IBIG-led development of housing projects and HL P5.0 B for Calamity Loans P4.5 B for regular HL

Special Program for Yolanda Victims

Private-public partnerships with top developers in developing housing projects Interest-free home rehabilitation or reconstruction loans for the first six months of the loan, then at subsidized interest rates for the next 1.5 years Six-month grace period for new calamity loans Six-month moratorium on amortization payments for existing housing loans and short-term loans of affected members

NO INCREASE
In Mandatory Membership Contributions

Since 1986

100

/ month

2.34 B
as of November 2013

Upgraded Members Savings

100

/ month

by Vice President Jejomar C. Binay

Chairman of the Board of Trustees Pag-IBIG Fund