The Job Advertisement Of The Mock Job Interview

Credit Officer Abu Dhabi Commercial Bank (ADCB) Dubai, UAE Date: 8 Dec, 2013 Ref: LP452-254

The Role

1. To assess business/credit risk in Non Working Capital program based lending proposals ensuring adherence to laid down product norms with proper risk mitigation, sound bank statement and financial analysis and preparing quality proposals as per the bank approved parameters and policies. 2. To submit assessment notes to recommending/approving authorities with recommendations to accept/decline a proposal. 3. To ensure deviation codes/deviation authority are properly captured in the assessment notes and LAPS 4. Closely work with the Business Banking team to accomplish the business banking long term goals& meeting the groups pre-set financial / non-financial objectives.

Requirements

Minimum Education Level Bachelors Degree in a relevant subject (business, accounting & finance) Professional Qualification Masters degree in relevant subjects or Diploma in Banking preferred.

Financial Statement Analysis / Forecasting Risk Assessment / Management - Specialist Skills/Training required for the Job Good risk analysis, management and mitigation skills. The Job Advert Of The Mock Job Interview Page 1

The Job Advertisement Of The Mock Job Interview

Effective communicator in any medium, internally and externally Determined and self-motivated Ability to understand and assess customer financial requirements. Team player inspires and encourages excellent performance in others to achieve common goals Excellent interpersonal, negotiation, presentation and influencing skills. Understands legal structures consistent with different type of businesses. Sound knowledge of the local market. Sound risk awareness. Knowledge of all related areas of banking, including policies, procedures and legislation. Sound analytical, negotiation, decision-making and problem-solving skills. Cultural sensitivity and adaptability. Hands on PC skills, especially spreadsheets and core banking systems.

About the Company

ADCB was incorporated on 1 July 1985 as a public joint stock company for an unlimited duration in the Emirate of Abu Dhabi, UAE. ADCB is registered under the UAE Federal Commercial Companies Law No. (8) of 1984 under registration number 4 and operates in the UAE under a banking licence issued by the Central Bank of the UAE. ADCB provides a range of consumer and corporate banking, Islamic banking, trade finance, structured finance, foreign exchange, derivatives, and financial advisory services, primarily in the United Arab Emirates. In addition, ADCBs subsidiary Abu Dhabi commercial Islamic Finance PSC holds an Islamic banking license. As at 31 December 2010, ADCB operated 47 branches, 4 pay offices and 265 ATMs in the UAE; 4 new branches and 99 new ATMs were added during 2010. ADCB also operated 2 branches in India.

The Job Advert Of The Mock Job Interview

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The Job Advertisement Of The Mock Job Interview

The advertisement link:

http://www.gulftalent.com/home/Credit-Officer-jobs-in-Dubai-UAE-138792.html

The Job Advert Of The Mock Job Interview

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