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12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

BANKING DAILY QUIZ ENGLISH FRESH VACANCY GK UPDATES IBPS CLERK IBPS PO INTERVIEW PREP RESULTS

SSC

IBPS SPECIALIST OFFICER

2014

IBPS CLERK III

IBPS PO III

NICL AO VACANCIES (1434 POSTS)

IBPS RRBS RECRUITMENT

RBI ASSISTANTS : 525 POSTS

2600 VACANCIES IN

14,15/Dec/2013 IBPS Clerk III exam.

Dear readers,

Here we are providing some of the important Banking questions which can be asked in upcoming IBPS Clerk III exam.

1. What is Cheque? Ans. Cheque is a negotiable instrument containing conditional order to

pay sum of money to the person mentioned on it or to the bearer of the instrument.

2. What is crossing?

Ans. Two parallel lines drawn on the top left corner of the cheque.

3. What is account payee cheque? Ans. Account payee cheques can be routed only through accounts.

4. What is a post dated cheque? Ans. The date on the cheque beyond today’s date then cheque

becomes post dated.

5. What is stale cheque? . Cheque is valid for 3 months. If the date on the cheque is before 3

months, then the cheque becomes stale cheque.

6. What is a mutilated cheque? Ans. It is a damaged cheque.

7. What is At Par cheque? Ans. It is payable anywhere in India.

8. What is Multi city cheque? Ans. A cheque which is payable in any branch of a particular bank.

9. What is Repo rate? Ans. The rate at which RBI lends money to other banks.

10. What is Reverse Repo rate? Ans. The rate at which RBI pays interest to the banks.

11. . Which bank is called as Central bank?

Ans. RBI is also called as Central bank.

12. What is Internet banking? Ans. Banking through internet.

13. What is Inflation?

Ans. It is a state where money looses the value hence prices will go

up (or) Decreasing the value of money.

14. What is Deflation?

Ans. It is opposite to inflation. Money will have more value. Here the

products looses the value.

15. What is Debit cum ATM card? Ans. The customer can deposit and withdraw cash by means of magnetic ATM card.

16. What is ATM?

Ans. Automated Teller Machine.

17. What is PLR and BPLR?

Ans. PLR - Prime Lending Rate.

BPLR - Basic Prime Lending Rate.

18. What is Credit card?

Ans. Credit card is a plastic instrument that can be used for the

purchase of goods and services. You can buy the services and then pay the cash to the bank. Limits will be fixed based on the net worth of the customer. Leading credit cards: VISA, MASTER.

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12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

GENERAL INSURANCE

 
GENERAL INSURANCE  

COMPANIES

19. What is an NRI a/c?

Ans. NRI stands for “Non Resident Indian”. An Indian who is residing in abroad can open an SB a/c in Indian banks. These accounts are

called NRI a/cs.

20. What is CRR and SLR? Ans. CRR: Cash Reserve Ratio – It is the ratio of physical cash that

 

every bank has to keep with RBI. SLR: Statutory Liquidity Ratio – It is the ratio of liquid assets that

HOW MUCH WAS YOUR ATTEMPT IN IBPS PO III?

every bank has to keep with RBI.

Less than 100 Between 100-120 Between 120-130 Between 130-140

Less than 100

Between 100-120

Between 120-130

Between 130-140

 

21. What is RTGS and NEFT? Ans. RTGS: Real Time Gross Settlement. Minimum limit - 2lakh. Max. limit - No limit

IBPS SPECIALIST OFFICER

 
 

Between 140-150

 

NEFT: National Electronic Fund Transfer. These two are the two methods through which funds can be

transferred from one bank to another bank. No Minimum & Max. limit in NEFT.

 

Between 150-160

More than 160

 

Vote

   

Votes so far: 26072 Days left to vote: 314

 

22. What is NPA?

Ans. NPA: Non Performing Asset: When a loan becomes bad then it

becomes NPA.

23. What is online banking?

WHICH SECTION WAS THEMOST DIFFICULT SECTION IN IBPS PO III?

Ans. Nothing but any where banking. A customer can operate his

account from any branch of a particular bank.

 

MathsSample Paper    

 

24. What is a currency chest?

ReasoningIT Officer Syllabus 24. What is a currency chest?

i. To facilitate the distribution of banknotes and rupee coins, the

GKHR Officer Syllabus i . To facilitate the distribution of banknotes and rupee coins, the

Reserve Bank has authorised select branches of scheduled banks to

EnglishComputer

ComputerEnglish

 

establish Currency Chests. ii. These are actually storehouses where banknotes and rupee coins are stocked on behalf of the Reserve Bank. As on June 30, 2006, there were 4428 Currency Chests and 4102 Small Coin Depots. iii. The currency chest branches are expected to distribute banknotes

SBI PO 2013

You may select multiple answers.

Vote
Vote
 

and rupee coins to other bank branches in their area of operation.

 
 

25. What are soiled, mutilated and imperfect banknotes?

(i) "soiled note:" means a note which, has become dirty due to usage and also includes a two piece note pasted together wherein

GET GK UPDATES, FRESH VACANCY ALERTS ON EMAIL

 

both the pieces presented belong to the same note, and form the

 
 

entire note. (ii) Mutilated banknote is a banknote, of which a portion is missing

Enter your email address:

 

or which is composed of more than two pieces. (iii) Imperfect banknote means any banknote, which is wholly or

Capsule or which is composed of more than two pieces. (iii) Imperfect banknote means any banknote,

partially, obliterated, shrunk, washed, altered or indecipherable but

 
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does not include a mutilated banknote.

 

26. Why is One Rupee liability of the Government of India?

SEARCH YOUR TOPIC HERE

 

Ans: The Government of India derives authority to issue Rupee coins from the Coinage Act. As such the rupee coins issued by Government constitute the liabilities of the Government.

 

IBPS CLERK 2012

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BANK POWER MOBILEAPP

 

27. What is legal tender? Ans: The coins issued under the authority of Section 6 of The Coinage

 
Allotment

Act, 1906, shall be legal tender in payment or on account i.e. provided that a coin has not been defaced and has not lost weight so as to be

less than such weight as may be prescribed by RBI

28. RBI Clean Note Policy: Reserve Bank of India has been continuously making efforts to make good quality banknotes available to the

members of public To help RBI and banking system, the members of public are

Bank Power Mobile App

 

requested to ensure the following:

1. Not to staple the banknotes

1. Not to staple the banknotes  
1. Not to staple the banknotes  
1. Not to staple the banknotes  
1. Not to staple the banknotes  
 

2. Not to write / put rubber stamp or any other mark on the banknotes

3. Store the banknotes safely to prevent any damage

29. What is Unclaimed Deposit Account?

THOUGHT OF THEDAY

 

Ans: Those saving or current accounts which have not been

operated upon for 10 years or more, as at the end of each calendar year.

"If you want the best the world

 

has to offer, offer the world your

30. What is Inoperative /Dormant Account?

best." - Neale Donald Walsch

 

Ans: A savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for over a period of two years.

The following services are not available for inactive /

JOIN A CAREER POWER PROGRAM

 

inoperative accounts:

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

Updates for Nov (a) Request for address change Online Test Series (@Rs.945) IBPS Clerk 2012
Updates for Nov
(a)
Request for address change
Online Test Series (@Rs.945)
IBPS Clerk 2012 Call
Letter
(b)
ATM/Debit card renewal or issue
(c)
Request for cheque book
Bank PO Correspondence
Course
IBPS Clerk Notification
(d)
Transactions through ATM/Debit card, Internet Banking and Phone
SSC Correspondence Course
Changes in Selection
Process
banking
Bank PO Classroom Program
(e)
Transactions through issue of Clearing Cheque (applicable only for
SSC Classroom Program
Important Dates
accounts in "Inoperative" status)
Specialist Officer Batches
IBPS Recruitment
Guidelines
IBPS PO 2012
HOW MANY QUESTIONS DID YOU
ATTEMPT IN IBPS RRB PAPER
(OFFICERS)?
Like
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Between 140-150
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Preference
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for IBPS Clerk III
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for IBPS Clerk III
Preference List
Share Your Exam
Experience : IBPS
Clerk III
(Sample)
Scores Analysis
Linkwithin
Common Interview
WHICH SECTION WAS EASIEST IN
IBPS RRB PAPER (OFFICERS)
Result
Preference Notification
Maths
Labels: Expected banking Questions For IBPS CLERK III exam, GK for IBPS Clerk III, GK
List of Vacancies in
IBPS PO 2012
Updates, IBPS Clerk III
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78 comments:
Common Interview
Computer
Schedule
Check Your Score
(IBPS PO 2012)
You may select multiple
answers.
Cut-Off Marks
Anonymous 9 December 2013 14:55
Thanx Sir it will help a lot
Vote
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IBPS PO Results Out!
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Important dates
RECENT COMMENTS
IBPS BANK EXAMS -
IMPORTANT INFO
Anonymous 9 December 2013 14:56
Thanks
gr8
job
Special GK Updates
(October 2013)
Reply
Ankit Gupta commented on Ibps
Specialist Officer Scores Out:
Special GK Updates
(September 2013)
Special GK Updates
(August 2013)
Anonymous 9 December 2013 14:58
“could you please give me your
contact no.I want to talk with you
regarding IT officer exam
pattern…”
sir please provide some DI for clerk exam pls pls lps
Anonymous commented on How
Special GK Updates
(July 2013)
Reply
Was Your Nicl Ao Exam Today:
“nicl ao ban gaya tu
bol to
Special GK Updates
(June 2013)
Special GK Updates
(May 2013)
Thanveer Jahan 9 December 2013 15:02
stamp paper pe likh k de du
100 questions me se 152
attempt ker k…”
Thank u so much
its
very useful
m worried about GK Only
other
sections m very gud
will the cut off be reduced to low mark as po
Special GK Updates
(Apr 2013)
any
chances ? because i heard that GK qns r very tough in IBPS
Clerk 2013
SBI PO GK Power
Capsule
Reply
Anonymous commented on
What Are My Chance Of Getting
Through: “Abey ullu, tujhey pata
hota to tu pass ho gaya hota”
Special GK Updates
(Mar 2013)
Anonymous commented on How
Was Your Nicl Ao Exam Today:
Special GK Updates
(Feb 2013)
Anonymous 9 December 2013 15:19
“Sbi me kis post ke liye bhai”
thanks sir
Union Budget 2013-14
Reply
Economic Survey
2012-13
Rail Budget 2013-14
Kapil Shrivastava 9 December 2013 15:21
Anonymous commented on
Share Your Exam Experience
Ibps Clerk_14: “brother paper
me dono options the icici and
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GK Update (Jan 2013)
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(Dec)
in ques no 21
NEFT
has maximum limit of 2,00,000 INR.
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IBPS RRB PO Results
Out!
Anonymous 9 December 2013 20:20
What are my chance of getting
through IBPS Interview? : An
Insight
boss no max limit for
NEFT
Monthly GK Capsule
(Sept)
Special GK Updates
for SBI Clerk Exam
Expected Imp. Banking
Questions for 14,15/Dec/2013
IBPS Clerk III exam.
Special GK Updates -
August 2012
Anonymous 9 December 2013 22:28
buddy improve your knowledge NEFT no maximum limit
IBPS RRB Officer
Exam - Sample Paper
Banking "Buzzwords" -
Expected Questions for
14,15/Dec/2013 IBPS Clerk III
exam.

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

 

improve your gk dear

 

no maximum limit but per trans. limit is 50000 .Harshit Singhal 10 December 2013 11:22

 
     

Sale bakchod ye ques pehle hi bta deta hojata

7 8 date valo ka b kalyan

 
 
 

Thanks and please update the GK capsule for the month of November

   
 

MOST COMMENTED

capital marketting me se kuch imp. bathadho

 
 

Anyone selected from 9th Nov evening shift PO exam, please share your marks as I think all low scoring candidates are from 9th evening shift.Anonymous 9 December 2013 15:32

 
Reply

yes, i think the same

mine

only 63 obc up

Esa nei hai dear ,,,mere b same day tha ,,I got 89

i got 80

THANKS A LOT SIR

U

R GREAT AND VERRY HELFULL FOR

 

US

SOOOOOOOOOOO

MANY

THANKS

Is

der

any chance

for 3rd

allotment

for

clerk

m

depressed

;

 

(

priyanka

plzz

reply

Reply

May be but agr aayegi bhi to little bit change rehega cutt of down. In points it decrease. Mostly bank vacency fill kr chuke or ek ya do ka procedure chl rha bachi hui vancy fill krne ka wo direct mail or phon pe updat dal rhe h joining ki as united bank. To jyda hope na rakhe aage ki planning kre. Hum b apki trh hi cutt of se chuke hue h. Phir b be positve for future. Subhash

 

Subash what r my chances acc to u

i

belongs to general

category from punjab

just

0.2 short

!!!plz

reply

waiting

for

ur reply

priyanka

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

Anonymous 9 December 2013 19:39 Ohh yar very close. aani to chahiye kuch dost bank
Anonymous 9 December 2013 19:39
Ohh yar very close. aani to chahiye kuch dost bank me
unke according clericcal job me bhut divert rahta h. Some
are not joining if they get po or ssc job. But priyanka ye b
such h ccomptetion bhut jyda h or ab jo vacancy aayegi wo
kam hi hogi. Umeed yhi h agr cutt off decrease hoti h to
minimum 0.2 jrur hogi because result .02 step pe h. Lekin
waha be apke marks ki categry wale bhut se honge to
uske baad apki date of birth dekhi jaati h jo aged h unka
selection phle hoga according to ibps. Or list aani b jruri
nhi h apni mail id check krte rhna time to time and jo mob
no online form me de rakha h use on rkhna. Ye direct msg
and mail b dalte h koi correspondence nhi krte list se phle
kuch lucky person ko joining mil rhi h jo cuttoff ke bhut
bhut nazdik h. Dost jyda preshaan mt hona bhut saare h jo
little difference se chuke h. Hum aap b unhi me se h. 31
janurery last h us se phle ho jaye to accha nhi to phir
humare baad humare dusre dosto b intzaar me h yaani jo
ab exam de rhe h.
b
Anonymous 9 December 2013 19:46
And apka iss bar ka exam
Subhash
ksa rha. Ya abhi
diya nhi h.
Anonymous 9 December 2013 20:29
Ish bar ka exam toh acha rha
hai
pr
yr
still
3rd list ki umeed
Reply
Anonymous 9 December 2013 16:06
validity of a cheque 3 months
Reply
Anonymous 9 December 2013 16:06
thankew sir
Reply
Anonymous 9 December 2013 16:08
nicl ao admit card available in link below
http://50.23.68.58:8085/
Reply
Anonymous 9 December 2013 16:23
When will result of clerk come?
Reply
Replies
Anonymous 10 December 2013 10:59
on 4th or 5th dec till enjoy
Reply
viigesh annam 9 December 2013 16:38
thnaks sir
very useful to 14&15 batches
Reply
viigesh annam 9 December 2013 16:40
tell me the details about SBI CLERS NOTIFICATIONS pls
pls
Reply
Replies
Anonymous 9 December 2013 18:41
in
feb
Reply

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

thanku so much admin

 
 

thanks sir

 
 

thank u sir

 
 

Bhai logo admin ne question toh bahut badiya diye he but question toh isse b phadu as rahe he is me se maximum 1-2 question hi as sakte he.

 
Reply
Anonymous 9 December 2013 19:06 1-2 no. se bht kch hota hai pechaanoo ek ek

1-2 no. se bht kch hota hai pechaanoo ek ek no. ki ahemiyaat kyunki har no. important hai

 

Bilkul sahi keh rage ho bhai.

 
 

how given experience detailed in RRB gramin bank because column ma kuch nahi lekhta hai please tell me

 

please load the gk update of november

 
 

thank u admin

 
 

hi stale cheque ki limit 3month ho chuki he aunamount is rs 2 lakh

and rtgs minim

 

Sir thank you for providing such question .,if possible then pls provide some more ques

 

Koi friends mujhe ye batane ka kadt karega ki kya ibps online exam

 

me ques. Solve karne k liye blank paper milta hai ya nahi me plz;@ imamul.cpr786@gmail.com

Plz email

From 1 April 2012, cheques, drafts, pay orders and banker's cheques will be valid for only three months.

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

 

thanxxx a ton admin you all really are LIFE savoir

 
 

ATM- Automated Teller Machine

 
 
Reply

Right

It

z automated not automatic.

Right

 

stale cheque 3 or 6 months

 
 

Please help me in solving below questions Q 1 A bag contains Rs. 187 in the form of !rupee, 50 paise and 10 paise coins in the ratio 3:4:5. Find the number of 50 paise coins? Q2 Harish is 40 years old and Ramesh is 60 yrs old. How many years before the ratio was 1:2 ?Pooja Agarwal 9 December 2013 19:56

 
Reply

@pooja

1. 136 coins

2. 20 yr

yeh apka answer 136 kaise aya

THANXXXXXXX A LOT SIR

 
 

when will sbi notification

 
 

SBI ka CMD se pucho!!!

 
 

This comment has been removed by the author.

 
 
Reply
Devendar Yadav 9 December 2013 23:32 Call me at 9950612727 for computer help and question

Devendar Yadav 9 December 2013 23:32

Call me at 9950612727

for

computer help and question

 

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

mohan gangu 10 December 2013 22:39 This comment has been removed by the author. Reply
mohan gangu 10 December 2013 22:39
This comment has been removed by the author.
Reply
Anonymous 9 December 2013 21:34
stale chqs validity has been min to 3mths frm six mths plz cross chk it
once again
Reply
Anonymous 9 December 2013 22:03
SLR: Statutory Liquidity Ratio – It is the ratio of liquid assets that every
bank has to keep with itself.
please cross check it.
Reply
Anonymous 9 December 2013 23:00
hertly thanks sir
Reply
Anonymous 9 December 2013 23:12
Thankyou sir
Reply
Anonymous 10 December 2013 06:48
For finance and Banking related
ATM : Automated Teller Machine
For Computer Network related
ATM: Asynchronous Transfer Model
And?????
Cheque Validity Only 3 months now
Reply
Anonymous 10 December 2013 08:34
go
through
RBI
website
http://www.rbi.org.in/commonman/English/scripts/FAQs.as
px u will definitly get a question from here
http://www.rbi.org.in
Reply
Anonymous 10 December 2013 08:49
Sir Pls update november month gk .
Reply
Anonymous 10 December 2013 09:49
in haramkhor ibps walon ka game plan nahi samajh me aa raha hai. :
(, kuch din baad ghotalon ki list me ek aur ghotala add hone wala hai-
"IBPS ka marks ghotala"
Reply
Pawan Kumar 10 December 2013 10:01
Thanks alot
Reply
Anonymous 10 December 2013 10:04
thnx everybody all of u so coperaitve
Reply
Anonymous 10 December 2013 15:42

12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

baise mera exam toh khatam hogaya,next ke liye jarur kam aayega thanks ADMIN Reply Replies
baise
mera
exam
toh
khatam
hogaya,next
ke
liye
jarur
kam
aayega
thanks
ADMIN
Reply
Replies
Meghna Pande 10 December 2013 22:53
Always ready Good JOB Exam
Reply
Anonymous 10 December 2013 22:24
THANKS
Reply
mohan gangu 10 December 2013 22:28
3:4:5
3x1:4x50/100:5x10/100
3:2:1/2
6:4:1
4/11x187=68
:-102+68+17=187
1rs-102, 50p-136, 10p-170
Reply
KP 11 December 2013 01:03
Thanks a lot sir
my
exam on 15th dec, hope it wl b useful to me
Reply
Anonymous 11 December 2013 12:18
THNAK
U
SIR
BUT
PLZ
DISCUSS
SOME
MORE
QUES
ON
BANKING
Reply
Praveen Chand 11 December 2013 13:16
cant resist to thank admin
u
are awesome
Reply
Anonymous 11 December 2013 16:48
english is very hard subject ibps exam
Reply
Jagan 13 December 2013 12:12
Oh! Thanx a lot sir
Really its very useful for my banking exam
Reply
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12/16/13

IBPS BankExams, IBPS BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…

BankPO, IBPS BankClerk, GK Updates, BankJobs, BankResults, Current Affairs: Expected Imp. Banking Questions for 14,1…