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FederalDirectGraduate(PLUS)RequestForm
ApplicationProcess
Step1Submitthe20132014FAFSA,FreeApplicationforFederalStudentAid.OncereceivedbyEmoryUniversity
additionaldocumentsmayberequiredinorderforanawardpackagetobeconstructedforyou.Youwillbenotifiedvia email(studentemailaddressmarkedaspreferredinOPUS)whenyourawardsareavailableforreview.
Step2LogintoOPUS,accesstheStudentCenterandacceptyourStaffordLoanaward(s).Youmayacceptthefull award(s)orreducetheaward(s)byacceptingaloweramount.TheinterestrateontheStaffordislowerthanona FederalDirectGraduatePLUSLoansoitisinyourbestinteresttoacceptthefullStaffordawardbeforeborrowingaGrad PLUS.(NOTE:IfyouveneverborrowedaDirectStaffordloanwhileenrolledatEmoryUniversityyouwillneedtosign theMPN,MasterPromissoryNote.SeeInstructionsforApplyinginthefinancingoptionssectionoftheFinancialAid website. Step3CompletetheGraduatePLUSLoanRequestForm(availableintheDownloadFormssection)andfax,mailor deliverittotheOfficeofFinancialAid.(FAX4047276709,EmoryUniversity,OfficeofFinancialAid,200DowmanDrive, Ste.300,Atlanta,GA,30322). Step4TheOfficeofFinancialAidwillreviewyourrequestandaideligibility.IfaideligibilityexistsyourPLUSLoan informationwillbeprovidedtotheU.S.DepartmentofEducationforloanconsideration.Aninitialawardofferdoesnot guaranteeloandisbursement,apositivecreditresultmustbereturnedpriortodisbursement. REQUIREDCreditCheck:Eachnewloanrequiresthatacreditcheckbeconducted.Anadversecredithistorymayresult inloandenialbytheDepartmentofEducation. IfyourloanisapprovedbytheU.S.DepartmentofEducationasignedMPN,MasterPromissoryNotemustbe completed.YouwillreceiveanemailfromtheEmoryUniversityOfficeofFinancialAidwithinstructionsonhow toelectronicallycompletetheMPN.YouwillsigntheMPNusingthefederalPIN(thesamePINusedforthe FAFSA).AvalidPLUSMPNmaybeusedforsubsequentFederalDirectGradPLUSLoansforupto10years. IfyourloanisdeniednotificationwillbesentfromtheU.S.DepartmentofEducation.Withadenialyoumay reapplywithanendorser(creditworthycosigner)directlywiththeU.S.DepartmentofEducation. Fees/Rebates:FederalDirectGraduatePLUSLoansarechargedafeebythefederalgovernment.Thisfee,4.2%,helps offsetthegovernmentcostofmakinglowinterestloansandisdeductedfromthegrossamountoftheloan.
Example:Studentborrows$5,000for20132014.Theloanfeeof4.2%issubtractedfromtheloan($5,000X4.2%=$210.00).The disbursementamountoftheloanis$4,790.00($5,000210.00).
Note:201314Loanprocessingbeginsapproximately thethirdweekofJune.
Pleaseprint Name(last,first,middleinitial) EmplIDNumber Last4digitsofSSN DateofBirth __________________________________________________________________________________________ PermanentAddress City State ZipCode ________________________________ PermanentPhoneNumber LoanPeriod(Theloanperiodshouldbethesameastheenrollmentperiod).Optionsbelowaretheonly choices.Selectoneoptiononly!Arequestformmustbesubmittedforeachnewloan. _____Fall2013/Spring2014_____Fall2013Only_____Spring2014Only_____Summer2014 IsthisPLUSloan______thefirstforthisacademicyearOR______asubsequentoneforthisacademicyear RequestedLoanAmount: _____Pleasecertifymyloanforthemaximumamount _____Pleasecertifymyloanforthefollowingamount:$________________ PLUSLoanDenialOptions:IfyourloanisdeniedbytheU.S.DepartmentofEducationpleaseindicateyour preferencebelow: 1_____Iwishtoreapplywithanendorser(creditworthycosigner)directlywiththeU.S.DepartmentofEducation. 2_____Noadditionalactionisrequired.
IfyourcreditisdeniedandlaterapprovedbytheU.S.DepartmentofEducationastheresultofyourappeal,youmust notifyourofficeinwritingtoinitiatefurtherprocessing.
BorrowerConsentandSignature
IcertifythatIamthestudentlistedonthisRequestFormandthatallofinformationprovidedhereinis accurate.