B.

Com (Part-I) Examination, 2011 (10+2+3 Patterns) (Faculty of Commerce)

Economic Administration and Financial Management Second Paper : Banking and Finance
Time: One hour Max. Marks: 40

OBJECTIVE PART-I
Attempt all questions. It will comprise of two questions of 20 marks each. Question No. 1 will consist of ten very short answer type questions of 2 marks each. Each question should be answered in not more than 20 words. Question No. 2 will consist of five short answer type questions of 4 marks each. Each question should be answered in not more than 50 words.

1.

Answer the following questions in not more than 20 words: (i) (ii) (iii) (iv) (v) (vi) (vii) (ix) (x) Define Bank. What do you mean by Bank Rate? What do you mean by Credit Control? Who is the Governor of RBI? Give any two functions of Development Banks. Define Endorsement. State any two advantage of Crossing.

(viii) What do you mean by Federal Finance? Give any two characteristics of Indian Tax System. What is Functional Finance?

2.

Answer the following questions in not more than 50 words: (i) (ii) (iii) (iv) (v) Give any five functions of Commercial Banks in India. Explain Unit Banking. Write any four features of Special Crossing. What is the role of grants in Federal Finance? Write a short note on Canons of Tasation.

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DESCRIPTIVE PART-II
Time Allowed: 2 Hours Max. Marks: 60

Attempt three questions in all, Selection at least one question from each Section. All questions carry equal marks of 20 each.

Section A 3. 4. Explain the Credit Control Policy of Reserve Bank of India. Explain the recent trends of Indian Banking. Section B 5. 6. Discuss the general relationship between Banker and Customer. Explain the following: (i) Working of a Clearing House (ii) Types of Crossing Section C 7. 8. Define Public Finance and explain its nature and scope. Write notes on: a. Deficit Financing. b. Problem of Tax Evasion

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B. Com (Part-I) Examination, 2010

Economic Administration and Financial Management Second Paper : Banking and Finance
Time: One hour Max. Marks: 40

OBJECTIVE PART-I
Attempt all questions. It will comprise of two questions of 20 marks each. Question No. 1 will consist of ten very short answer type questions of 2 marks each. Each question should be answered in not more than 20 words. Question No. 2 will consist of five short answer type questions of 4 marks each. Each question should be answered in not more than 50 words. 1. Answer the following questions in not more than 20 words: (i) (ii) (iii) (iv) (v) (vi) (vii) What are the general utility functions of Bank? Give any two limitations of credit creation. Give nay tow functions of Development Banks. What is the relationship between Debtor and Creditor? What is negotiable instrument? State any two advantages of Crossing. What is material alternation?

(viii) Name four constituents of Public Finance. (ix) (x) Give any two characteristics of Public Expenditure. What is consolidated fund of India?

2. Answer the following question in not more than 50 words: (i) (ii) (iii) (iv) (v) Give any four functions of NABARD. State four causes for the termination of banker and customer relationship. Write any three points of difference between Cheque and Bank Draft. Write any four features of Indian Tax System. Explain the effect of public expenditure on distribution.

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DESCRIPTIVE PART-II
Time Allowed: 2 Hours Max. Marks: 60 Attempt three questions in all, Selection at least one question from each Section. All questions carry equal marks of 20 each. Section-A 3. 4. Discuss the functions of Reserve Bank of India. Critically analyze the working of Regional Rural Banks.

Section-B 5. 6. Discuss salient features of the Indian Banking Regulations Act, 1949. (a) Define endorsement. What are the requisites of a valid endorsement? (b) What do you understand by dishonour of Negotiable Instrument?

Section-C 7. Explain the principle of Maximum Social Advantage. Discuss the difficulties in implementing these principles. 8. (a) Explain the basic characteristics of Public Debt in India. (b) Explain the evil effect of Deficit Financing.

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