Академический Документы
Профессиональный Документы
Культура Документы
UB
SS
Save
av ing sA cc
ou
UBS payment services UBS gives you several simple and quick payment options. You can make payments via the Internet with UBS e-banking and at our branches using the UBS Multimat. For recurring payments, a UBS standing order or direct debit (LSV+) are suitable options. Save UBS Savings Account A UBS Savings Account in Swiss francs is the easiest way to fulfill both your small and big dreams in the near future. You get more interest on your savings and they are quickly available when you want to use them. www.ubs.com/accounts Go online UBS Online Services UBS e-banking is a simple, fast and practical way of executing your banking transactions regardless of bank opening hours. No matter if its account or asset information, credit cards, payments or stock market transactions, you stay up to date on your finances and spending at every hour of the day. The UBS Mobile Banking app allows you to maintain an overview even when you are on the move through notifications via text message or e-mail. www.ubs.com/online Retirement savings UBS Fisca Account The UBS Fisca Account is the basis for tax-advantaged retirement savings as part of pillar 3a. You decide independently the annual amount of your contributions to your UBS Fisca Account and when you want to make them. Only the legally determined maximum limits must be taken into account.2 In addition, you benefit from preferential interest. www.ubs.com/sca Benet UBS KeyClub The UBS KeyClub bonus program is our way of saying thank you for actively using our banking services. www.ubs.com/keyclub
nt
es
Retirement savings
Pay UBS Personal Account A UBS Personal Account in Swiss francs helps you to execute your banking transactions quickly and conveniently. Use it for incoming salary payments, paying your bills and cash withdrawals around the clock. www.ubs.com/accounts UBS Maestro Card With the UBS Maestro Card you can make cashless payments and withdraw cash in Swiss francs at any time at all ATMs in Switzerland. www.ubs.com/maestrocard UBS Credit Cards1 and UBS Prepaid Card Thanks to our two-card set, UBS Visa Card and UBS MasterCard, you can make secure and cashless payments with over 30 million partners around the globe. Would you like to keep track of your budget and spending at all times, even for Internet shopping? Then choose the UBS MasterCard Prepaid, the prepaid option. www.ubs.com/creditcards
1 2
Subject to fulfillment of issuing criteria and acceptance of card application. Maximum amount 2013 for employed persons with a pension fund: 6,739 Swiss francs; for employed persons without a pension fund: 20% of the net earned income up to a maximum amount of 33,408 Swiss francs.
UBS
Benefit
Onli
ne S
ervic
Go online
Useful information One point equals one Swiss franc. You can make a payment towards an offer using KeyClub points and pay for any outstanding amount directly or in the KeyClub eStore with your UBS Prepaid Card or UBS Credit Card. This lets you collect more points and thus benefit even more. Choose how you want to receive your KeyClub points, either as a paper check or electronically as ePoints. Would you like to find out more? For more information, our free hotline 0800 810 600 is available Monday through Friday, 8:00 until 17:00.
A selection of our partners where points can be redeemed Additional partners can be found at www.ubs.com/keyclub
UBS Credit Cards (Classic/Standard/Special Edition, incl. second card) and/or UBS Prepaid Card included UBS Online Servicesincluded UBS e-banking (incl. account and card information, payments, stock market trading, financial market data and analyses, e-bills and e-documents) UBS Mobile Services (UBS Mobile Banking app, e-mail/text message notifications, text message queries) Cash withdrawals in CHF within Switzerlandincluded (with UBS Maestro Card at all ATMs and UBS Bancomats) Payments in CHF within Switzerland (with UBS e-banking, UBS Multimat, UBS standing order, UBS easy and LSV+ [direct debits]) included
Participation in the UBS KeyClub bonus programincluded Conditions at a glance Who can benet For clients aged 24 and older Attractive conditions CHF 10 per month from total assets in excess of CHF 10,0002 or with building financing and/or a mortgage from UBS or CHF 15 per month, if you use UBS e-banking via the Internet to switch to e-documents Otherwise CHF 20 per month Payments can also be made using UBS KeyClub points Free of charge for the first year for new clients or for existing UBS clients without a UBS Maestro Card Other available options for UBS Credit Cards UBS Gold Card: additional charge of CHF 8 per month3 UBS Platinum Card: additional charge of CHF 30 per month3 Please refer to the brochure Basic offerings and individual products relating to payments and savings: Services and prices for additional price information.
These products must be taken up at least once. In particular, the credit cards and/or the prepaid card are required components of the Basic Offering. Total assets include all account and custody account balances held by the client at UBS (excluding UBS vested benefits/custody accounts and Credit Card/Prepaid Card accounts). To ensure that clients benefit from the lower offering price, their total assets must amount to at least CHF 10,000 for the entire preceding month. 3 No additional charge in the first year for new clients or existing UBS clients without a UBS Maestro Card.
2
UBS AG P.O. Box, 8098 Zurich UBS Service Line Private Clients 0848 848 054 www.ubs.com/lifecycle
ab
This publication is intended for information purposes only. Please note that UBS reserves the right to alter its services, products and prices at any time without prior notice. Certain products and services are subject to legal restrictions and cannot be offered worldwide on an unrestricted basis.
Published in English, German, French and Italian. Printed in Switzerland in March 2013. 83505E UBS 2013. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved.