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KEY INFORMATION MEMORANDUM

Investment Objective the prices of overseas securities converted into Indian rupees.
Valid application for “switch out” shall be treated as redemption and for “switch in”
Plan A: Investment objective of the scheme is to generate capital appreciation / shall be treated as purchases and the relevant NAV for “switch in” and “switch out”
income by investing predominantly in equities of companies in infrastructure & shall be applicable accordingly.
other related sectors in the growing economies of the world & in India. The Outstation Cheques / Demand Drafts will not be accepted.
investment focus would be guided by the growth potential & other economic factors Minimum Repurchase Requirement: 100 units and in multiples of 1 unit thereafter.
of the countries. Atleast 51% of the net assets would be invested in geographies Maximum Repurchase: Single Investor – No Limit
outside India. Aggregate - 15% of the units outstanding at the beginning of repurchase day.
Plan B: Investment objective of the scheme is to generate capital appreciation / In case of receipt of the repurchase requests (including repurchase requests carried
income by investing predominantly in equities of companies in infrastructure & forward in accordance with this clause) in excess of 15% of the outstanding units
other related sectors in India & other growing economies of the world. The at the beginning of any repurchase day, the AMC reserves the right to carry forward
investment focus would be guided by the growth potential & other economic factors excess units, on a pro-rata basis, to the next repurchase day & such excess units
of the countries. shall be processed at the applicable NAV of next repurchase day. However AMC
Growing Economy; Growing economies means those countries where average reserves the right to accept Repurchase Request in Rupees also.
GDP growth rate for past three years is 2% or more. In the current scenario
developed economies like USA, Japan, France, Italy, Denmark, Belgium etc may Minimum Application Amount/ Number of Units (Plan A & Plan B)
not qualify as growing economies.
Purchase: Rs. 10,000/- and in multiples of Re. 1/- thereafter.
Asset Allocation Pattern
For SIP Investments: Rs. 500/- per month for monthly SIP (atleast for 12 months)
Plan A:
and Rs. 1000/- per quarter for quarterly SIP (atleast for 6 quarters).
Proportion** (% of Funds Available / Net Assets) Note: SIP facility is available after re-opening of the Scheme.
Instrument Minimum Maximum Risk
Despatch of Repurchase (Redemption) proceeds
Equity & Equity related
instruments of companies Within 10 working days of the acceptance of the redemption request at the
engaged in infrastructure & authorized centre of the Tata Mutual Fund.
infrastructure related sectors.
- In growing economies other than India. 51 70 High Benchmark Index
- In India 30 49 High Plan A: MSCI Emerging Markets Index to the extent of 70% and BSE SENSEX
Other Equities & Equity related to the extent of 30% of Net assets.
instruments of domestic companies 0 19 High Plan B: BSE SENSEX to the extent of 65% and MSCI Emerging Markets Index
Debt and Money Market Instruments 0 19 Medium to the extent of 35% of Net assets.
to Low
Dividend Policy
Plan B:
Proportion** (% of Funds Available / Net Assets) In case of Growth Option the income / profits received / earned would be
accumulated by the Fund as capital accretion, aimed at achieving medium to long
Instrument Minimum Maximum Risk term & also short term capital growth as reflected in the NAV. In case of Dividend
Equity & Equity related Option the profits received / earned & so retained & reinvested may be distributed
instruments of companies as Income at appropriate rates (after providing for all relevant ongoing expenses,
engaged in infrastructure & etc.) & at appropriate intervals as may be decided by the AMC and/or Trustee
infrastructure related sectors. Company will be distributed to the unitholders who hold the units on the record
- In India. 65 85 High date of declaration of the Income. The Income distribution warrants shall be
- In other growing economies 15 35 High despatched within 30 days of the declaration of the Income. Guided by the
Other Equities & Equity related philosophy of value-oriented returns, the Trustee Company may periodically
instruments of domestic companies 0 20 High capitalise net earnings of the Scheme (including interest income & realised gains
Debt and Money Market Instruments 0 20 Medium on the Securities) by way of allotment/credit of bonus Units to the Unitholders
to Low Accounts in either option.
Equity & Equity Related instruments includes: z Equity shares of Indian The Fund reserves a right to modify the periodicity & manner of payout of such
companies zIndex Derivative & Stock Derivatives traded on recognised stock dividend as they deem fit without giving any further notice to unitholders. The
exchange(s) in India zConvertible debentures/warrants zFollowing foreign Fund does not assure any targeted annual return / income nor any capitalisation
securities: i) ADRs/GDRs issued by Indian or foreign companies. ii) Equity of ratio. Accumulation of earnings & / or capitalisation of bonus units & the consequent
overseas companies listed on recognized stock exchanges overseas. iii) Initial determination of NAV, may be suspended temporarily or indefinitely under any of
& follow on public offerings for listing at recognized stock exchanges overseas. the circumstances.
iv) Derivatives traded on recognized stock exchanges overseas only for hedging Dividend Reinvestment Option: Unitholders under this Option also have the
& portfolio balancing with underlying as securities. v) Units/securities issued by facility of reinvestment of the income so declared, if so desired. Income Distribution
overseas mutual funds or unit trusts registered with overseas regulators & Warrants will not be despatched to such Unitholders. The income declared would
investing in aforesaid securities. be reinvested in the Scheme on the immediately following ex-dividend date.
** At the time of investment Name of the Fund Managers
Investment by the scheme in securitised debt, will not normally exceed 19% of
net assets of the scheme. Venugopal. M - Domestic Portfolio; Dinesh Da Costa - Overseas Portfolio
Investments in derivative instruments may be used in the manner & to the extent
permissible under SEBI Regulations. The net notional exposure to derivatives Name of the Trustee Company
will not exceed 100% of the net asset of the scheme.
Tata Trustee Co. Pvt. Ltd.
Risk Profile of the Scheme
Performance (CAGR) as on 31/01/2008 of similar schemes
Mutual Fund investments are subject to market risks, read the offer document carefully
launched in the past
for details on risk factors before investing
Tata Infrastructure Fund
Plans and Options (Plan A & Plan B) (An open ended equity Scheme)
The Scheme offers two options for making Investment under each plan: Dividend
Period Scheme Benchmark
option and Growth options. Dividend option will have facility of dividend payout Return (%) Return (%)
and dividend reinvestment.
Last 1 year 51.30 25.25
Applicable NAV after the scheme opens for Last 3 years 53.85 39.11
ongoing repurchase and sale Since Inception 52.38 37.53
(31/12/2004)
In respect of valid purchase applications (alongwith the necessary documents & a
local cheque or a demand draft payable at par at the place where the application Past Performance may or may not be sustained in future. Dividends are assumed
is being submitted) / redemption application accepted at a designated collection to be reinvested. While calculating returns dividend distribution tax is excluded.
centre upto 3 p.m. on a business day by the Mutual Fund, the closing NAV of such Benchmark - BSE SENSEX
day will be applicable.
Expenses of the Scheme
In respect of valid purchase applications (alongwith the necessary documents & a
local cheque or a demand draft payable at par at the place where the application New Fund Offer Expenses
is being submitted) / redemption application accepted at a designated collection The New Fund Offer expenses of the Tata Growing Economies Infrastructure Fund
centre after 3 pm on a business day, the NAV of next business day will be applicable. Plan A and Plan B shall be recovered out of entry load.
Since the fund invests in overseas securities, the NAV of the fund will be based on

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Load Structure for Plan A & Plan B (For NFO as well as for Ongoing Basis): Stock Exchange at the prescribed rates.

On amount invested other than by way of a Systematic Investment Plan Nature of Transaction Payable by Rate(%)
Entry Load: 3% for each investment amount less than Rs. 2 crores. Nil for each Purchase & sale of equity shares or Both purchaser 0.125
investment amount equal to or more than Rs. 2 crores. units of equity oriented mutual funds as well as seller
Exit Load: For each investment amount less than Rs. 2 crores:1% if redeemed on a recognised stock exchange
on or before expiry of 12months from the date of allotment. Nil If redeemed after on delivery basis
12 months from the date of allotment. For each investment amount greater than or
equal to Rs. 2 crores: Nil Sale of equity shares or units of equity Seller 0.025
oriented mutual funds on a recognised
On amount invested by way of a Systematic Investment Plan (SIP)* stock exchange on non-delivery basis.
SIP facility is available after reopening of the scheme on an ongoing basis.
Sale of units of equity oriented mutual Seller 0.25
Entry Load: 1% funds to the mutual fund.
Exit Load: 1.25% if redeemed on or before expiry of 24 months from the date of
allotment. If redeemed after 24 months - Nil. B) Tax Implication in the hands of the Unit Holders
* Maximum SIP installment should not exceed Rs 10 lakhs during ongoing sales. 1. Income from units
Please Note: As per SEBI Circular dated 31st December, 2007 no entry load Under the provisions of section 10(35) of the Income Tax Act, 1961 (‘the Act’),
shall be charged on the Direct Purchase / Switch - In applications accepted by the income received in respect of the units of a Mutual Fund specified under section
10(23D) will be exempt from income tax in the hands of all unit holders.
AMC. Please refer Offer Document for further details.
2. Capital Gains
No exit load shall be charged on the units subscribed by any Fund of Funds Scheme. Under Section 2(29A) read with 2(42A) of the Act, in case of an investor, units of
The trustee may at their discretion change the load structure of the scheme. a mutual fund are treated as a long-term capital assets if they are held for a
Recurring expenses for Plan A and Plan B: Limits as per Regulation 52 (6) of period of more than twelve months preceding the date of transfer. Units held for
the SEBI (Mutual Funds) Regulations, 1996 on Annual Scheme Recurring less than 12 months preceding the date of their transfer are considered as short-
expenses: z On the first Rs.100 Crores of the average daily net assets: 2.50% z term capital assets.
On the next Rs.300 Crores of the average daily net assets: 2.25% z On the next 2.1. Long-term capital gains
Rs.300 Crores of the average daily net assets: 2.00% z On the balance of the
Under Section 10(38) of the Act, capital gains arising on transfer of a long-term
assets: 1.75%
capital asset being a unit of an equity-oriented fund is exempt from income-tax
Tax Treatment of Investments in Mutual Funds provided such transaction has been chargeable to Securities Transaction Tax
under Chapter VII of the Finance (No. 2) Act, 2004 pertaining to Securities
The information furnished below outlines briefly the tax implications with respect Transaction Tax (STT).
to the unit holders of the Scheme & with respect to the Fund and is based on
In case if the long term capital gain on transfer of units of mutual funds is not
relevant provisions of the Income Tax Act, 1961, Wealth Tax Act, 1957 & Gift
exempt u/s 10(38) of the Act (in case it is arising from a unit on non equity
Tax Act, 1958 (collectively called ‘the relevant provisions’).
oriented fund), as per section 112 of the Act, income arising to resident & non-
The information set out below is included for general information purposes only
resident investors [other than Foreign Institutional Investor (‘FII’)], would be
& does not constitute legal or tax advice. In view of the individual nature of the
chargeable to tax at the rate of 20% after indexation or at 10% without indexation,
tax consequences, each investor is advised to consult his or her own tax
at the option of the tax payer. In case of an FII, such income is chargeable to tax
consultant with respect to specific tax implications arising out of their participation
at the rate of 10% under section 115AD of the Act.
in the Scheme. Income Tax benefits to the mutual fund & to the unit holder are
in accordance with the prevailing tax laws as certified by the mutual funds tax In case of an individual or Hindu Undivided Family (‘HUF’), being a resident,
consultant. where the total income as reduced by the long-term capital gains is below the
maximum amount not chargeable to tax (i.e. Rs.145,000 in case of women,
A) Tax Implication in the hands of Mutual Fund
Rs.195,000 in case of senior citizens & Rs.110,000 in case of all other individuals,
1. Income of the Mutual Fund the long term capital gains shall be reduced to the extent of the shortfall & only the
Tata Mutual Fund is a Mutual Fund registered with the Securities & Exchange balance long term capital gains will be subject to the flat rate of taxation.
Board of India & its entire income is exempt from tax under section 10(23D) of
In addition to the aforesaid tax, surcharge at the following rates is also payable:
the Income Tax Act, 1961 (the Act). The scheme may be affected by the rates of
z In case of foreign companies at the rate of 2.5% of the tax liability,
taxation on capital gains, interest & other corporate actions on investments, in
different countries, in line with the prevailing tax laws in those countries of z In case of firm/domestic company/ artificial Jurisdiction person where the

investment, as also in line with the respective tax treaties in existence with India. income exceeds Rs. 1 crore at the rate of 10% of the tax liability and
The Fund is entitled to receive all income without any deduction of tax at source z In the case of an individual, HUF or Association of Persons (‘AOP’), where the
under the provisions of Section 196(iv), of the Act. income exceeds Rs. 1,000,000, at the rate of 10% of the tax liability.
2. Dividend Distribution Tax In all cases, additional surcharge called Education Cess at 2% and Secondary
Under Section 115R(2) of the Act, a Mutual Fund shall be liable to pay Distribution and Higher Education Cess at 1% , will also be levied on the aggregate of tax
Tax (including applicable Surcharge & Education Cess) at the rate of and applicable surcharge,
z 28.325% on income distributed by money market mutual fund or a liquid fund To save the above tax on long term capital gain, unit holder can avail the benefit
z 14.1625% on income distributed by a fund other than a money market mutual under following sections:
fund or a liquid fund or an equity oriented fund to any person being z Under Section 54EC of the Act & subject to the conditions specified therein,
an individual or Hindu Undivided Family; and taxable capital gains, arising on transfer of a long- term capital asset, shall not
z 22.66% on income distributed by a fund other than a money market mutual be chargeable to tax to the extent such capital gains are invested in certain
fund or a liquid fund or an equity oriented fund to any other person. notified bonds within six months from the date of transfer subject to an upper
No Distribution Tax is payable by an equity oriented fund on income distributed limit of Rs. 50 lakhs per year per tax payer. No deduction from the amount of
to its unitholders. income with reference to such investment shall be allowed under section 80C
after the 1st day of April 2005.
For this purpose, “Money Market Mutual Fund” is defined to mean a money
market mutual fund as defined in the sub-clause (p) of clause 2 of the Securities z Under Section 54F of the Act & subject to the conditions specified therein, in

& Exchange Board of India (Mutual Fund) Regulations, 1996 & “Liquid fund” the case of an individual or a HUF, capital gains arising on transfer of a long
has been defined to mean a scheme or plan of a mutual fund which is classified term capital asset (not being a residential house) are not chargeable to tax if the
by the Securities Exchange Board of India as a ‘Liquid fund’ in accordance with entire net consideration received on such transfer is invested within the prescribed
the guidelines issued by it in this behalf under the Securities & Exchange Board period in a residential house. If part of such net consideration is invested within
of India Act, 1992 or the regulations made there under. the prescribed period in a residential house, then such gains would not be
An equity oriented fund’ is a fund where the investible funds are invested in chargeable to tax on a proportionate basis. For this purpose, net consideration
equity shares of domestic companies to the extent of more than 65% of the total means full value of the consideration received or accruing as a result of the
proceeds of such fund. transfer of the capital asset as reduced by any expenditure incurred wholly and
exclusively in connection with such transfer.
As per the prevailing tax laws, Plan A of the scheme would be considered as a
z The following amounts would be deductible from the full value of consideration,
non equity oriented scheme while Plan B would be considered as an equity
oriented scheme. to arrive at the amount of capital gains: · cost of acquisition of Units (excluding
the Securities Transaction Tax, if any paid on acquisition) as adjusted by Cost
3. Securities Transaction Tax
Inflation Index notified by the Central Government in case of long term capital
As specified in Chapter VII of the Finance (No. 2) Act, 2004, as & when the
gain, and
mutual fund purchases & sells equity shares/units, it would be required to pay
z expenditure incurred wholly and exclusively in connection with such transfer.
the STT applicable on such purchases & sales to the concerned Recognised

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2.2. Short-term capital gains on which exemption under Sec. 10(38) is applicable) arising on repurchase of
Under Sec. 111A, where the total income of an assessee includes any income units purchased in foreign currency, at the rate of 10 per cent.
chargeable under the head “Capital Gains”, arising from the transfer of a short- In addition to the aforesaid tax, surcharge and education cess is also payable
term capital asset, being a unit of an equity oriented fund & such transaction is as mentioned in para 2.1 above.
chargeable to Securities Transaction Tax under Chapter VII of the Finance Act, 8.4 Other Non-resident Investors
2004, the tax payable by the assessee on such short term capital gains is at the
In the case of a non-resident other than a company: No income tax is deductible
rate of ten per cent.
on long-term capital gains arising on sale/ repurchase on units of equity oriented
In case of resident individuals and HUFs, where the total income as reduced by
mutual funds as defined under Sec. 10(38)). Income tax is deductible on short-
the short- term capital gains, is below the basic exemption limit, the short-term
term capital gains arising on sale / repurchase of units of equity oriented mutual
capital gains will be reduced to the extent of the shortfall and only the balance
funds (as defined under Sec. 10(38)) at the rate of 10 per cent. In case of short
short-term capital gains will be subjected to the 10 per cent tax rate.
term capital gain arising on sale/ repurchase of units of non equity oriented
Short term capital gains arising to a unit holder being an individual or HUF from mutual fund, the tax rate would be at the rate of 30%.
the sale / repurchase of units (other than those of equity oriented mutual funds)
In addition to the aforesaid tax, surcharge and education cess is also payable
will be taxed at the normal rate applicable to that unit holder as per the provisions
as mentioned in para 2.1 above.
of the Act.
In case of an individual or HUF, being a resident, where the total income as 8.5 Foreign Companies
reduced by the short term capital gains is below the maximum amount not Income tax is deductible on long-term capital gains (other than long-term capital
chargeable to tax [i.e. Rs. 145,000 in case of women, Rs.195,000 in case of gain on units of equity oriented mutual funds on which exemption under Sec.
senior citizens and Rs.110,000 in case of all other individuals], the short term 10(38) is applicable) arising on repurchase of units at the rate of 20 per cent.
capital gains shall be reduced by the amount by which the total income as so Income tax is deductible on short-term capital gains arising on sale / repurchase
reduced falls short of the maximum amount which is not chargeable to income of units (other than those of equity oriented mutual funds) at the rate of 40 per
tax and the tax on the balance of such short term capital gains shall be computed cent.
at the applicable slab rates. In addition to the aforesaid tax, surcharge and education cess is also payable
In case of domestic companies the short-term capital gains are taxable @ 30%, as mentioned in para 2.1 above.
in case of foreign companies @ 40% and in case of FII as per section 115AD of
8.6 Tax Treaty
the Act @ 30%.
In addition to the aforesaid tax, surcharge and education cess is also payable As per circular no. 728 dated October 30, 1995 issued by the CBDT, in the case of
as mentioned in para 2.1 above. a remittance to a country with which a Double Tax Avoidance Agreement (‘DTAA’)
is in force, the tax should be deducted at the rate provided in the Finance Act of
4. Set-off and carry forward of losses
the relevant year or at the rate provided in the DTAA, whichever is more beneficial
The capital loss resulting from sale of units would be available for set off against to the assessee. In order for the Unit holder to obtain the benefit of a lower rate
other capital gains made by the investor & would reduce the tax liability of the available under a DTAA, the Unit holder will be required to provide the Mutual
investor to that extent. However, losses on transfer of long-term capital assets Fund with a certificate obtained from his Assessing Officer stating his eligibility for
would be allowed to be set-off only against gains from transfer of long-term the lower rate.
capital assets. Further, as the long-term gains arising on transfer of units of
equity oriented funds are not subject to tax then the long-term capital losses 9. Wealth Tax Act, 1957
from such units would not be allowed to be set off or carry forward. Units held under the Scheme of the Fund are not treated as assets as defined
5. Units held as Stock-in-trade and rebate under section 88E under section 2(ea) of the Wealth Tax Act, 1957 and therefore, would not be
Where the units are treated as ‘stock in trade’ & the profits arising from the sale liable to wealth tax.
of units are taxed under the head “Profits & Gains of business or profession” are 10. Gift-tax:
taxed under normal rates of taxation & an amount equal to the STT paid by the The Gift-tax Act, 1958 has ceased to apply to gifts made on or after October 1,
unit holder can be claimed as a rebate from the tax payable on the income from 1998. Gifts of Units, purchased under the respective Plans, would therefore, be
such sale of units by virtue of and subject to the provisions of section 88E of the exempt from gift-tax. The tax benefits to the Mutual Fund and Unit Holders are
Act. in accordance with the prevailing tax laws.
6. Provisions of Section 94(7)
As per provisions of section 94(7) of the Act, where a person buys any units Daily Net Asset Value (NAV) Publication
within a period of three months before the record date (i.e. the date fixed by the Scheme’s 1st NAV will be available within 30 days from the date of closure of the
Mutual Fund for the purposes of entitlement of the Unit holders to receive the NFO and subsequently NAV will be available on all business days at the Authorised
income), sells such units within nine months after such date and the income, if Investor Service Centres. The Fund will endeavour to publish the Scheme’s NAV
any, distributed on such units is exempt from tax in the hands of the unit holder, on all business days in atleast 2 daily newspapers (along with sale and repurchase
the loss on such sale to the extent of the income received by the unit holder on price). In the event NAV cannot be calculated and / or published, such as because
units shall be ignored while computing the income chargeable to tax in hands of of the suspension of trading on the Bombay Stock Exchange, during the existence
such unit holder. of a state of emergency and / or a breakdown in communications, the Board may
7. Provisions of Section 94(8) suspend determination and / or publication of the NAV of the Units. NAV can also
As per provisions of section 94(8) of the Act, where a person buys units (original be viewed on www.tatamutualfund.com and www.amfiindia.com or you can also
units) within a period of 3 months before the record date (i.e. the date fixed by the call us at (022) 66315191 / 92 / 93.
Mutual Fund for the purposes of entitlement of the Unit holders to receive the
income), receives bonus units on such original units, & then sells the original units For Investor Grievances Please Contact
within a period of 9 months from the record date & continues to hold the bonus Name and Address of Registrar: Computer Age Management Services
units, then the loss incurred on the original units shall be ignored while computing (Private) Limited, A&B Lakshmi Bhavan, 609, Anna Salai, Chennai – 600 006
the income chargeable to tax but shall be deemed to be the cost of acquisition of
Tata Asset Management Ltd. (Investment Manager for Tata Mutual Fund)
the bonus units.
Fort House, 221,Dr. D. N. Road, Fort, Mumbai – 400 001. Tel: (022) 66578282,
8. Tax withholding Fax: (022) 22613782,
No deduction of tax at source shall be made from income credited or paid by a Email: kiran@tataamc.com; Website: www.tatamutualfund.com
mutual fund to a Unit holder. However, dividend distribution tax, as applicable
would be payable by the mutual fund.
Unitholders’ Information
8.1 Resident Investors
As per Circular no. 715 dated August 8, 1995 issued by the CBDT in case of Accounts statement (on each transaction) and Annual financial results shall be
resident Unit holders, no tax is required to be deducted at source from capital provided to investors by post. The fund will publish its unaudited financial results
gains arising at the time of repurchase or redemption of the units. in the prescribed format as per SEBI Circular MFD/CIR/1/200/2001 dated April
8.2 Foreign Institutional Investors 20, 2001 and scheme portfolio in the prescribed format as per SEBI Circular MFD/
Under section 196D of the Act, no tax is required to be deducted at source on CIR/9/120/2000 dated November 24, 2000 in one national English daily newspaper
income by way of capital gains earned by a FII in respect of transfer of units and in a newspaper in the language of the region where the HO of the fund is
referred to in Section 115AD of the Act situated
8.3 Specified Overseas Financial Organisations
As per section 196B of the Act, income tax is deductible on long-term capital
gains (other than long-term capital gain on units of equity oriented mutual funds Date : 08/02/2008

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Key Information Memorandum and Application Form

TATA GROWING ECONOMIES INFRASTRUCTURE FUND


(An open ended equity scheme with two plans i.e Plan A and Plan B) Sr. No.:
OFFER OF UNITS TO RESIDENTS & NON RESIDENTS DURING NFO AT FACE VALUE OF Rs. 10 PER UNIT PLUS APPLICABLE LOADS
Refer complete scheme details/instructions while filling in application form in English BLOCK LETTERS.
Tick (9) whichever is applicable. Strike out which is not required.
BROKER/AGENT CODE SUB-BROKER CODE BANK/BRANCH SERIAL NO.
NJ India Invest
54934
ARN-0155
CHOOSE THE OPTION FOR MAKING INVESTMENTS Existing Folio No. (if any):_______________

Plan A Plan B Dividend Growth Dividend Payout Dividend Reinvestment

Default Option: Plan B Default Option: Growth Default Option: Dividend Reinvestment

PAN AND KYC COMPLIANT STATUS DETAILS (MANDATORY)


PAN # (Refer Instruction - D) KYC Compliant Status** (If yes attach proof) KYC Mandatory for
investment of Rs. 50,000 and above. (Refer Instruction - E)
First Applicant / Guardian* Yes No
Second Applicant Yes No
Third Applicant Yes No
*If the First Applicant is a Minor, then please state the details of Guardian. # Please attach PAN proof.
UNITHOLDER INFORMATION
Name of First Applicant
As it appears in your Bank Account Date of Birth D D M M Y Y Y Y
Name of Guardian (in case
first Applicant is Minor)
Contact Person (in case of Non Individual)
Mailing Address (PO Box
Address is not sufficient)
(Indian Addreass in case
of NRIs/FIIs) Pin Code
City State Country
Email ID ______________________________________________________________________________________________________________
I/ We wish to receive A/c Statement / Annual Report / Quarterly Statement via Email instead of the physical copy Yes No
Contact Particulars Telephone : Office Fax
Residence Mobile
Status (First Sole Applicant) Resident Individual NRI/NRO NRI/NRE AOP FII Body Corporate
Please (9) Trust Partner Public Ltd. Co. On behalf of Minor HUF FOF
Proprietorship BOI Pvt. Ltd. Co. Societies Banks Others_____________________
Overseas Address
(Mandatory for NRI/FII
appilcations in addition to Pin Code
mailing address) City Country
Occupation Agriculture Business Service Professional Housewife Retired Student Other_________
Mode of Holding Single Joint Anyone or Survivor Default Option: Joint
Name of Second Applicant
Status: (3) RI NRI Date of Birth D D M M Y Y Y Y
Name of Third Applicant
Status: (3) RI NRI Date of Birth D D M M Y Y Y Y

BANK ACKNOWLEDGEMENT SLIP


Mulla House, Ground Floor, 51, M.G. Road,
TATA GROWING ECONOMIES INFRASTRUCTURE FUND Near Flora Fountain Mumbai - 400 001. Sr. No.:
Received from Mr. / Ms ....................................................................................................................... an application for purchase of Acknowledgement
units of Tata Growing Economies Infrastructure Fund (Gross investment amount) Rs. .......................................... (Rupees in words Stamp
..............................................................................................................................................................................) Cheque / Demand
Draft No. ...................................... dated....................................drawn on .......................................Bank.......................................
Branch for Rs. .................................(Cheques/Drafts are subject to realisation).

ACKNOWLEDGEMENT SLIP
Mulla House, Ground Floor, 51, M.G. Road,
TATA GROWING ECONOMIES INFRASTRUCTURE FUND Near Flora Fountain Mumbai - 400 001.

Received from Mr. / Ms ....................................................................................................................... an application for purchase of Acknowledgement


WPPL Tel : 40317777

units of Tata Growing Economies Infrastructure Fund (Gross investment amount) Rs. .......................................... (Rupees in words Stamp
..............................................................................................................................................................................) Cheque / Demand
Draft No. ...................................... dated....................................drawn on .......................................Bank.......................................
Branch for Rs. .................................(Cheques/Drafts are subject to realisation).
All communication may please be addressed to Computer Age Management Services Pvt Ltd., CAMS Unit: Tata Mutual Fund 178/10, Kodambakkam High
Road, Nungambakkam, Chennai - 600 034 by quoting First applicant name, application Sr. No., Name of the scheme.
Sr. No.:
5
APPLICATION MONEY DETAILS (Cheque / DD to be drawn in the name of Tata Growing Economies Infrastructure Fund)
* DD charges - (Refer Instruction - B)
Gross Amount in Rs. DD Charges Rs. (if any)*
Net Amount in Rs.
Gross Investment (Rs in Words) _____________________________________________________________________________________________
Drawn on Bank ________________________________________________________________________ Branch ___________________________
A/c No. _____________________________ A/c Type _________________ Cheque/DD No. __________________ Dated ______/______/______
NOMINATION
Nominee Name__________________________________________________ Relationship____________________
Guardian details (if nominee is a minor) Name & Address________________________________________________
_____________________________________________________________________________________________ Specimen Signature of Nominee/
Date of Birth (to be furnished in case the nominee is a Minor) ____________________________________________ Minor Nominee’s Guardian

YOUR BANK ACCOUNT DETAILS (Mandatory) please refer instruction F


All communication and payments will be made to the first applicant or to the Karta in case of HUF.
Name of Your Bank Branch
Your Account No.
Account No. (in words)
Bank Address
City PIN MICR Code
* IFSC Code for NEFT
Account Type Savings Current NRO NRNR NRE
* This is a 11 Digit Number, kindly obtain it from your Bank Branch
Example for filling Ac. No. 0 0 9 7 4 6 1 5 2 Bank account details of First Unitholder is
the Account number: In words Zero Zero Seven Four
Nine Seven Six One Five Two required without which the application would
be rejected.
DIRECT CREDIT FACILITY FOR REDEMPTION / DIVIDEND
Tata Mutual Fund directly credits the Dividends /Redemption into the investor Bank Account in case the account is with ICICI Bank Ltd./HDFC Bank Ltd./Axis Bank /IDBI Bank/
Standard Chartered Bank/Kotak Bank/HSBC Bank/Deutsche Bank/Centurion Bank of Punjab.
I / We understand that the instruction to the bank for Direct Credit/ ECS will be given by the Mutual Fund and such instruction will be adequate discharge of Mutual Fund towards
redemption/dividend proceeds. In case of bank not crediting my/our bank account with/without assigning any reason thereof or if the transaction is delayed or not effected at all for
reasons of incomplete or incorrect information, I/We would not hold Tata Mutual Fund responsible. I/We understand that in case account number furnished by me/us, if found incorrect,
I/We would not hold Tata Mutual Fund responsible for the credit going to the wrong account. Further, the Mutual Fund reserves the right to issue a demand draft/payable at par cheque
in case it is not possible to make payment by DC/ECS.
If however you wish to receive cheque payout, please tick here

DOCUMENTS TO BE SUBMITTED (Please tick (9) whichever is applicable)


1) Memorandum & Articles of Association (Corporate) 2) Board Resolution (Corporate) 3) Authorised signatories list. 4) Trust Deed (in case of a trust)
5) Partnership Deed (for partnership firm) 6) Copy of PAN card of all Applicants. 7) KYC Confirmation for all Applicants. 8) Power of Attorney.
DECLARATION AND SIGNATURES
The Trustee, Tata Mutual Fund
a. Having read and understood the contents of the Offer Document of the Scheme, I/ We hereby apply for units of the scheme and agree to abide by the terms, conditions,
rules and regulations governing the scheme. I/ We hereby declare that the amount invested in the scheme is through legitimate sources only and does not involve and is
not designed for the purpose of the contravention of any Act, Rules, Regulations, Notifications or Directions of the provisions of the Income Tax Act, Anti Money Laundering
Laws, Anti Corruption Laws or any other applicable laws enacted by the Government of India from time to time. I/ We have understood the details of the scheme and I/ We
have not received nor have been induced by any rebate or gifts, directly or indirectly in making this investment. I/ We confirm that the funds invested in the Scheme, legally
belong to me / us. In the event "Know Your Customer" process is not completed by me / us to the satisfaction of the AMC, I/ We hereby authorise the AMC, to redeem the
funds invested in the Scheme, in favour of the applicant at the applicable NAV prevailing on the date of such redemption and undertaking such other action with such funds
that may be required by the Law.
b. For NRls: I/ We confirm that I am / we are Non Residents of Indian Nationality / Origin and that I/ we have remitted funds from abroad through approved banking
channels or from funds in my / our Non-Resident External / Non-Resident Ordinary.
I/ We confirm that details provided by me / us are true and correct.
c. I/We have read and understood the SEBI Circular no. MRD/DoP/Cir- 05/2007 dt. April 27, 2007 and SEBI Circular No. 35/MEM-COR/18/07-08 dt. June 26, 2007
regarding mandatory requirement of PAN. I/We confirm that I/we are holding valid PAN card / have applied for PAN.
Date: _____________________
Signature(s) / Thumb
Impression(s) 1st / Sole holder 2nd holder 3rd holder
Refer Instruction - ‘C’

CHECKLIST
Please ensure that the Application Form is complete in all respects & signed by all applicants zName, Address & Contact Details are mentioned in full z Bank
Account Details are entered completely & correctly z Permanent Account Number (PAN) of all applicants is mentioned alongwith the copy of the PAN card (if not
validated), irrespective of the amount of purchase. z Appropriate Option is selected. If Dividend Option is chosen, Dividend Payout or Re-investment is indicated
z If units are applied for jointly, Mode of Operation of account is indicated z Your Investment Cheque / DD is drawn in favour of “Tata Growing Economies
Infrastructure Fund”, dated, signed & crossed A/c Payee only z Application Number is mentioned on the reverse of the cheque. z Documents as listed below are
submitted along with the Application Form (as applicable to your specific case).
Documents Companies Trusts Societies Partnership Firms Flls NRI Investments through Constituted Attorney
1. Resolution/Authorisation to invest 9 9 9 9 9
2. List of Authorised Signatories with Specimen Signature(s) 9 9 9 9 9 9
3. Memorandum & Articles of Association 9
4. Trust Deed 9
5. Bye-Laws 9
6. Partnership Deed 9
7. Overseas Auditor’s Certificate 9
8. Notarised Power of Attorney 9
9. Foreign Inward Remitiance Certificate, in case payment 9
is made by DD from NRE / FCNR a/c or where applicable
All documents in 1 to 6 above should be originals / true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public

6
Key Information Memorandum and Application Form

TATA GROWING ECONOMIES INFRASTRUCTURE FUND


(An open ended equity scheme with two plans i.e Plan A and Plan B) Sr. No.:
OFFER OF UNITS TO RESIDENTS & NON RESIDENTS DURING NFO AT FACE VALUE OF Rs. 10 PER UNIT PLUS APPLICABLE LOADS
Refer complete scheme details/instructions while filling in application form in English BLOCK LETTERS.
Tick (9) whichever is applicable. Strike out which is not required.
BROKER/AGENT CODE SUB-BROKER CODE BANK/BRANCH SERIAL NO.
NJ India Invest
54934
ARN-0155
CHOOSE THE OPTION FOR MAKING INVESTMENTS Existing Folio No. (if any):_______________

Plan A Plan B Dividend Growth Dividend Payout Dividend Reinvestment

Default Option: Plan B Default Option: Growth Default Option: Dividend Reinvestment

PAN AND KYC COMPLIANT STATUS DETAILS (MANDATORY)


PAN # (Refer Instruction - D) KYC Compliant Status** (If yes attach proof) KYC Mandatory for
investment of Rs. 50,000 and above. (Refer Instruction - E)
First Applicant / Guardian* Yes No
Second Applicant Yes No
Third Applicant Yes No
*If the First Applicant is a Minor, then please state the details of Guardian. # Please attach PAN proof.
UNITHOLDER INFORMATION
Name of First Applicant
As it appears in your Bank Account Date of Birth D D M M Y Y Y Y
Name of Guardian (in case
first Applicant is Minor)
Contact Person (in case of Non Individual)
Mailing Address (PO Box
Address is not sufficient)
(Indian Addreass in case
of NRIs/FIIs) Pin Code
City State Country
Email ID ______________________________________________________________________________________________________________
I/ We wish to receive A/c Statement / Annual Report / Quarterly Statement via Email instead of the physical copy Yes No
Contact Particulars Telephone : Office Fax
Residence Mobile
Status (First Sole Applicant) Resident Individual NRI/NRO NRI/NRE AOP FII Body Corporate
Please (9) Trust Partner Public Ltd. Co. On behalf of Minor HUF FOF
Proprietorship BOI Pvt. Ltd. Co. Societies Banks Others_____________________
Overseas Address
(Mandatory for NRI/FII
appilcations in addition to Pin Code
mailing address) City Country
Occupation Agriculture Business Service Professional Housewife Retired Student Other_________
Mode of Holding Single Joint Anyone or Survivor Default Option: Joint
Name of Second Applicant
Status: (3) RI NRI Date of Birth D D M M Y Y Y Y
Name of Third Applicant
Status: (3) RI NRI Date of Birth D D M M Y Y Y Y

BANK ACKNOWLEDGEMENT SLIP


Mulla House, Ground Floor, 51, M.G. Road,
TATA GROWING ECONOMIES INFRASTRUCTURE FUND Near Flora Fountain Mumbai - 400 001. Sr. No.:
Received from Mr. / Ms ....................................................................................................................... an application for purchase of Acknowledgement
units of Tata Growing Economies Infrastructure Fund (Gross investment amount) Rs. .......................................... (Rupees in words Stamp
..............................................................................................................................................................................) Cheque / Demand
Draft No. ...................................... dated....................................drawn on .......................................Bank.......................................
Branch for Rs. .................................(Cheques/Drafts are subject to realisation).

ACKNOWLEDGEMENT SLIP
Mulla House, Ground Floor, 51, M.G. Road,
TATA GROWING ECONOMIES INFRASTRUCTURE FUND Near Flora Fountain Mumbai - 400 001.

Received from Mr. / Ms ....................................................................................................................... an application for purchase of Acknowledgement


WPPL Tel : 40317777

units of Tata Growing Economies Infrastructure Fund (Gross investment amount) Rs. .......................................... (Rupees in words Stamp
..............................................................................................................................................................................) Cheque / Demand
Draft No. ...................................... dated....................................drawn on .......................................Bank.......................................
Branch for Rs. .................................(Cheques/Drafts are subject to realisation).
All communication may please be addressed to Computer Age Management Services Pvt Ltd., CAMS Unit: Tata Mutual Fund 178/10, Kodambakkam High
Road, Nungambakkam, Chennai - 600 034 by quoting First applicant name, application Sr. No., Name of the scheme.
Sr. No.:
7
APPLICATION MONEY DETAILS (Cheque / DD to be drawn in the name of Tata Growing Economies Infrastructure Fund)
* DD charges - (Refer Instruction - B)
Gross Amount in Rs. DD Charges Rs. (if any)*
Net Amount in Rs.
Gross Investment (Rs in Words) _____________________________________________________________________________________________
Drawn on Bank ________________________________________________________________________ Branch ___________________________
A/c No. _____________________________ A/c Type _________________ Cheque/DD No. __________________ Dated ______/______/______
NOMINATION
Nominee Name__________________________________________________ Relationship____________________
Guardian details (if nominee is a minor) Name & Address________________________________________________
_____________________________________________________________________________________________ Specimen Signature of Nominee/
Date of Birth (to be furnished in case the nominee is a Minor) ____________________________________________ Minor Nominee’s Guardian

YOUR BANK ACCOUNT DETAILS (Mandatory) please refer instruction F


All communication and payments will be made to the first applicant or to the Karta in case of HUF.
Name of Your Bank Branch
Your Account No.
Account No. (in words)
Bank Address
City PIN MICR Code
* IFSC Code for NEFT
Account Type Savings Current NRO NRNR NRE
* This is a 11 Digit Number, kindly obtain it from your Bank Branch
Example for filling Ac. No. 0 0 9 7 4 6 1 5 2 Bank account details of First Unitholder is
the Account number: In words Zero Zero Seven Four
Nine Seven Six One Five Two required without which the application would
be rejected.
DIRECT CREDIT FACILITY FOR REDEMPTION / DIVIDEND
Tata Mutual Fund directly credits the Dividends /Redemption into the investor Bank Account in case the account is with ICICI Bank Ltd./HDFC Bank Ltd./Axis Bank /IDBI Bank/
Standard Chartered Bank/Kotak Bank/HSBC Bank/Deutsche Bank/Centurion Bank of Punjab.
I / We understand that the instruction to the bank for Direct Credit/ ECS will be given by the Mutual Fund and such instruction will be adequate discharge of Mutual Fund towards
redemption/dividend proceeds. In case of bank not crediting my/our bank account with/without assigning any reason thereof or if the transaction is delayed or not effected at all for
reasons of incomplete or incorrect information, I/We would not hold Tata Mutual Fund responsible. I/We understand that in case account number furnished by me/us, if found incorrect,
I/We would not hold Tata Mutual Fund responsible for the credit going to the wrong account. Further, the Mutual Fund reserves the right to issue a demand draft/payable at par cheque
in case it is not possible to make payment by DC/ECS.
If however you wish to receive cheque payout, please tick here

DOCUMENTS TO BE SUBMITTED (Please tick (9) whichever is applicable)


1) Memorandum & Articles of Association (Corporate) 2) Board Resolution (Corporate) 3) Authorised signatories list. 4) Trust Deed (in case of a trust)
5) Partnership Deed (for partnership firm) 6) Copy of PAN card of all Applicants. 7) KYC Confirmation for all Applicants. 8) Power of Attorney.
DECLARATION AND SIGNATURES
The Trustee, Tata Mutual Fund
a. Having read and understood the contents of the Offer Document of the Scheme, I/ We hereby apply for units of the scheme and agree to abide by the terms, conditions,
rules and regulations governing the scheme. I/ We hereby declare that the amount invested in the scheme is through legitimate sources only and does not involve and is
not designed for the purpose of the contravention of any Act, Rules, Regulations, Notifications or Directions of the provisions of the Income Tax Act, Anti Money Laundering
Laws, Anti Corruption Laws or any other applicable laws enacted by the Government of India from time to time. I/ We have understood the details of the scheme and I/ We
have not received nor have been induced by any rebate or gifts, directly or indirectly in making this investment. I/ We confirm that the funds invested in the Scheme, legally
belong to me / us. In the event "Know Your Customer" process is not completed by me / us to the satisfaction of the AMC, I/ We hereby authorise the AMC, to redeem the
funds invested in the Scheme, in favour of the applicant at the applicable NAV prevailing on the date of such redemption and undertaking such other action with such funds
that may be required by the Law.
b. For NRls: I/ We confirm that I am / we are Non Residents of Indian Nationality / Origin and that I/ we have remitted funds from abroad through approved banking
channels or from funds in my / our Non-Resident External / Non-Resident Ordinary.
I/ We confirm that details provided by me / us are true and correct.
c. I/We have read and understood the SEBI Circular no. MRD/DoP/Cir- 05/2007 dt. April 27, 2007 and SEBI Circular No. 35/MEM-COR/18/07-08 dt. June 26, 2007
regarding mandatory requirement of PAN. I/We confirm that I/we are holding valid PAN card / have applied for PAN.
Date: _____________________
Signature(s) / Thumb
Impression(s) 1st / Sole holder 2nd holder 3rd holder
Refer Instruction - ‘C’

CHECKLIST
Please ensure that the Application Form is complete in all respects & signed by all applicants zName, Address & Contact Details are mentioned in full z Bank
Account Details are entered completely & correctly z Permanent Account Number (PAN) of all applicants is mentioned alongwith the copy of the PAN card (if not
validated), irrespective of the amount of purchase. z Appropriate Option is selected. If Dividend Option is chosen, Dividend Payout or Re-investment is indicated
z If units are applied for jointly, Mode of Operation of account is indicated z Your Investment Cheque / DD is drawn in favour of “Tata Growing Economies
Infrastructure Fund”, dated, signed & crossed A/c Payee only z Application Number is mentioned on the reverse of the cheque. z Documents as listed below are
submitted along with the Application Form (as applicable to your specific case).
Documents Companies Trusts Societies Partnership Firms Flls NRI Investments through Constituted Attorney
1. Resolution/Authorisation to invest 9 9 9 9 9
2. List of Authorised Signatories with Specimen Signature(s) 9 9 9 9 9 9
3. Memorandum & Articles of Association 9
4. Trust Deed 9
5. Bye-Laws 9
6. Partnership Deed 9
7. Overseas Auditor’s Certificate 9
8. Notarised Power of Attorney 9
9. Foreign Inward Remitiance Certificate, in case payment 9
is made by DD from NRE / FCNR a/c or where applicable
All documents in 1 to 6 above should be originals / true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public
Instructions for filling the Application Form
(A) MINIMUM APPLICATION AMOUNT SHOULD BE: Rs. 10,000/- and in photocopy of the PAN card duly attested by the distributor / agent (AMFI
multiples of Re. 1/- thereafter. registered) through whom the NFO application is effected or by Bank
(B) PAYMENT PROCEDURE Manager or Notary or Investor Service Centres of TATA Mutual Fund or
1. Payment may be made by MICR cheque/DD drawn on/made payable at all ISCs of CAMS. Attestation will be done after verification with the original
those places where the Investor Service Centres / Collection Centres are PAN card.
located. The cheque/DD must be drawn in favour of “Tata Growing *includes fresh/additional purchase, Systematic Investment.
Economies Infrastructure Fund” and crossed ‘‘ACCOUNT PAYEE and NOT Applications not complying with the above requirement may not be
NEGOTIABLE’’. No outstation Cheques/DD will be accepted. If there is no accepted/processed. Additionally, in the event of any application form being
authorised Investor Service Centres / Collection Centres where the investor subsequently rejected for mismatch of applicant's PAN details with the
resides, he/she may send a Demand Draft from any bank in favour of “Tata details on the website of the Income Tax Department, the investment
Growing Economies Infrastructure Fund” payable at Mumbai, after transaction will be cancelled & the amount may be redeemed at the
deducting bank charges / commission (not exceeding rate prescribed by applicable NAV, subject to payment of exit load, if any, & recovery of
State Bank of India) from the amount of investment. If such bank charges unamortised NFO expenses. Please contact any of the Investor Service
/ commission are not deducted by the applicant, then the same may not be Centres / CAMS / Distributors or visit our website www.tatamutualfund.com
reimbursed. However in case of application along with local cheque or bank for further details.
draft payable at / from locations where TMF has its designated authorised (E) Prevention of Money Laundering & Know Your Customer (KYC)
Investor Service Centres / Collection Centres, Bank Draft charges/ Compliance
commission may have to be borne by the applicant. In such cases the In terms of the Prevention of Money Laundering Act, 2002, the Rules issued
Trustee Company is entitled, in its sole and absolute discretion, to reject or there under and the guidelines/circulars issued by SEBI regarding the Anti
accept any application. Money Laundering (AML Laws), all intermediaries, including Mutual Funds,
2. Application forms duly completed in all respects may be submitted at: have to formulate & implement a client identification programme, verify &
During the NFO: Only at Investor Service Centres & Collection Centers maintain the record of identity & address(es) of investors. In order to make
as mentioned in this Memorandum. the data capture & document submission easy & convenient for the
Subsequent to the NFO Period: For ongoing purchase and investors, Mutual Fund Industry has collectively entrusted the responsibility
redemption, applications completed in all respects, must be submitted of collection of documents relating to identity & address of the investor(s)
only at the Investors Service Centres. to an independent agency (presently CDSL Ventures Limited) which will act
3. The applicants are requested to note the following points before submitting as central record keeping agency (‘Central Agency’). As a token of having
the applications to any of the collection centres. verified the identity & address of the investor(s) & for efficient retrieval of
i) Stockinvests, Post Dated Cheques, Money Orders & Postal Orders will records, the Central Agency will issue a KYC Acknowledgement Letter
not be accepted & such applications will not be considered for allotment. (previously known as Mutual Fund Identification Number -MIN Letter) to
ii) Cheques once returned in clearing will not be re-presented & the each investor who submits an application & the prescribed documents to the
accompanying applications may not be considered for allotment. Central Agency. Investors are required to attach the copy of KYC
4. Applications which are incomplete are liable to be rejected and the Trustee Acknowledgement Letter (or the erstwhile MIN* Allotment Letter) along with
Company of Tata Mutual Fund shall not be responsible for any consequences the application form at the time of making investment for the first time in
thereof. every Mutual Fund. In respect of any subsequent investments in the same
5. Where an application is rejected in full or in part, application money will Mutual Fund, it is not necessary to attach a copy of the KYC
accordingly be refunded to the applicant. No interest will be paid on the Acknowledgement Letter (or the erstwhile Mutual Fund Identification
amount so refunded. Letters of regret together with Refund Cheques/Orders Number (MIN)* Allotment Letter). Investors who wish to obtain a KYC
if any, will be despatched by post. Refund will be made by cheques or pay Acknowledgement Letter have to submit a completed Application Form for
order drawn on the Bankers of Tata Mutual Fund. Know Your Customer (‘KYC Form’) along with all the prescribed documents
6. The right to accept or reject any application in whole or in part lies with the listed in the KYC Form, at any of the Point of Service (‘POS’). The KYC
Trustee Company. Form is available at our website: www.tatamutualfund.com & AMFI website:
(C) APPLICATION DETAILS www.amfiindia.com. POS are the designated centres appointed by the
1. Please write the Applicant’s Name & Application Serial Number on the Central Agency for receiving application forms, processing the same &
reverse of the Cheque/Demand Draft. Please mention your name as it issuance of KYC Acknowledgement Letter. List of and location of POS is
appears in your Bank Account available at our website www.tatamutualfund.com & www.amfiindia.com. On
2. Please mention the Pin Code Number in the Address column. submission of KYC Form, documents & information to the satisfaction of the
3. All communication and/or payments will be made to the sole/first applicant. POS, the investor will be issued a provisional KYC Acknowledgement Letter
4. Signatures should be in English or in any Indian language, thumb across the counter. Subsequently, the Central Agency will verify the
impressions must be attested by a Magistrate/Notary Public under his/her information and documents submitted by the investor. The verification
official seal. In case of HUF, the Karta should sign on behalf of the HUF. process will be completed within 10 working days from the date of
In case of Partnership Firms, the Partner should sign on behalf of the provisional KYC Acknowledgment Letter. In case of any deficiency/
Partnership Firm. Similarly, for the Association of Persons (AoP), Company insufficiency in documentation, intimation will be sent to the investors.
etc. the application must be signed by the Authorised Signatory/Signatories However, the Central Agency may cancel the KYC Acknowledgement Letter
as applicable. within 10 working days from the date of issue of provisional KYC
5. Individual(s) as Applicant/unitholer only can make nomination. In case of Acknowledgement Letter, in case of any deficiency in the document/
joint application, Nomination form must be signed by all the jointholders. information. Intimation of cancellation of KYC Acknowledgement Letter will
Nominee must be an individual and not a trust (other than a religious or be despatched by the Central Agency to the investor immediately. No
charitable trust), society, body corporate, partnership firm, Karta of Hindu communication will be sent to the investor if the KYC documents are in
Undivided Family, Power of Attorney holder or any other artificial/judicial order. KYC Acknowledgement Letter is presently being issued free of cost.
person. A non-resident Indian can be a Nominee subject to the exchange Presently, it is mandatory for all applications for subscription of value of Rs.
controls in force, from time to time.Nomination can also be in favour of the 50,000 & above to quote the KYC compliance status of all the applicants
Central Government, State Government, a local authority, any person (guardian in case of minor) in the application for subscription & attach proof
designated by virtue of his office or a religious or charitable trust of KYC compliance viz. KYC Acknowledgement Letter (or the erstwhile
6. Where the units are held in the names of two or three persons, such MIN* Allotment Letter). The KYC status will be validated with the records of
persons shall be deemed to hold the units on first holder basis. In case of the Central Agency before allotting units. Tata Mutual Fund will not be held
HUF/Partnership Firm/AoP/Company, etc. no joint holding will be responsible and /or liable for rejection of KYC Form, if any, by the Central
considered. Agency. Applications for subscriptions of value of Rs. 50,000 and above
7. In case of applications under Power of Attorney or by a Limited Company without a valid KYC compliance may be rejected. Provided further, where it
or by a Corporate Body or Eligible Institution or a Registered Society or a is not possible to verify the KYC compliance status of the investor at the
Trust or a Fund the original Power of Attorney or the certified copy thereof time of allotment of units, the Trustee / AMC shall verify the KYC
duly notarised & the relevant resolution or authority to make the application, compliance status of the investor within a reasonable time after the
as the case may be including authority granted in favour of the officials allotment of units. In the event of non compliance of KYC requirements, the
signing the application & their specimen signature etc., or duly certified copy Trustee / AMC reserves the right to freeze the folio of the investor(s) &
thereof alongwith a certified copy of the Memorandum & Articles of affect mandatory redemption of unit holdings of the investors at the
Association and/or bye-laws and/or trust deed and/or partnership deed & applicable NAV, subject to payment of exit load, if any & recovery of
certificate of registration must be lodged at the office of the Registrar, unamortized NFO expenses. All investors (both individual and non-
quoting the serial number of application simultaneously with the submission individual) can apply for KYC compliance. However, applicants should note
of the Application Form, failing which the application is liable to be rejected. that minors cannot apply for KYC compliance & any investment in the name
8. In case of application with more than one holder, if the ‘Mode of Holding/ of minors should be through a Guardian, who should be KYC compliant for
Operation’ is not ticked, the default option would be Joint. the purpose of investing with a Mutual Fund. Also, applicants / unit holders
D) PAN Number Details of the Investors intending to apply for units / currently holding units and operating their
SEBI has made it mandatory for all applicants (in the case of application in Mutual Fund folios through a Power of Attorney (PoA) must ensure that the
joint names, each of the applicants) to mention his/her Permanent Account issuer of the PoA & the holder of the PoA must mention their KYC
Number (PAN) irrespective of the amount of purchase*. Where the applicant compliance status at the time of investment, if such investment(s) are above
is a minor, & does not possess his/ her own PAN, he/ she shall quote the the prescribed threshold limit. PoA holders are not permitted to apply for
PAN of his/ her father or mother or the guardian, as the case may be. KYC compliance on behalf of the issuer of the PoA. Separate procedures
In order to verify that the PAN of the applicants (in case of application in are prescribed for change in name, address & other KYC related details,
joint names, each of the applicants) has been duly & correctly quoted should the applicant desire to change such information. POS will extend the
therein, the applicants shall attach along with the purchase* application, a services of effecting such changes.

9
* Valid only where investors who have already obtained the erstwhile Mutual (G) BROKERS AND MARKETING ASSOCIATES.
Fund Identification Number (MIN) by submitting the PAN copy as the proof 1. Tata Mutual Fund’s Marketing Associates, Agents & Brokers (who are
of identity. holding the AMFI Certificate) are eligible to mobilise subscriptions under
(F) BANK ACCOUNT DETAILS
the Fund & earn brokerage based on the amounts subscribed. Brokerage
It shall be mandatory for the Unitholders to mention their bank account
numbers in their applications. Unitholders are requested to give the full will be paid only to those Marketing Associates, Agents & Brokers whose
particulars of their Bank Account i.e. nature of account, Account Number, stamp appears on the application form.
Nine digit Bank Code Number (For Electronic Credit Facility), branch 2. Code numbers / ARN No. assigned by AMFI to the Marketing Associates/
address with pincode of the bank at the appropriate space in the application Agents must be used wherever applicable & their stamps should clearly
form. Please provide the MICR code / IFSC code to help you in future for state their names & any other details as required, in English.
ECS / NEFT Credit of dividend & redemption payouts. 3. Agents are not permitted to accept CASH with Application Form. Tata
In case nature of Account is given as NRO or NRE, the status of Applicant
will be considered as NRI / NRO or NRI / NRE respectively. Mutual Fund shall not be held responsible for any kind of wrong tenders.
Any application for subscription without Bank Account details will be 4. Brokerage will be paid to only Distributors empanelled with Tata Mutual
rejected by the mutual fund. Fund.
Applicants who cannot Invest: Non-Resident Indians residing in the 5. Distributors / Agents should mention the ARN No. allotted by AMFI, on the
United States of America and Canada. application form.

ABN AMRO BANK NFO BRANCHES


Mumbai: Brady House, 14, Veer Nariman Road, Fort, Mumbai – 400 023. Delhi: Hansalaya Bldg,15, Barakhamba Rd, New Delhi – 110 001. Chennai: Head -
Centralised Cash Management Operations, 19/1, Haddows Road, Chennai – 600 006. Bangalore: Prestige Towers, Grd Floor, 99/100, Residency Road, Bangalore –
560 025. Ahmedabad: VIVA Complex, Primal Char Rasta, Ahmedabad. Vadodara: 7, Alkapuri, Off R. C. Dutt Road, Baroda – 390 007. Nasik: 21, Krushinagar,
College Road, Nasik – 422 005. Mangalore: Maximus Commercial Complex, Light House, Hill Road, Mangalore – 575 001. Lucknow: 31/93, M. G. Marg, Lucknow –
226 001. Pune: 327, Mahatma Gandhi Rd, Pune, Camp, Pune – 411 001. Salem: 103/1D5 Sriram Nagar, Saradha College Road, Salem – 636 016. Kolkata: Azimganj
House, Units 3,4 & 5,7, Camac Street, Kolkata – 700 017. Hyderabad: 6-3-248/1/1a, Road No 1, Banjara Hills, Hyderabad – 500 034. Udaipur: Shubh Appt, Grd Floor,
Plot No.99, L-Road, Verma Circle, Opp. Collector Bungalow, Bhupalpura, Udaipur – 313 001. Surat: K. G. House, Upper Grd Floor, Gohd Dhod Road, Off Parle Point,
Surat – 395 007. Tirupur: Global Trade Centre, 1st Floor, No. 48, Kangeyam Road, Tirupur – 641 604.
BNP PARIBAS BANK NFO BRANCHES
Mumbai: French Bank Building, 62, Homji Street, Fort, Mumbai - 400 001. Pune: Unit Number 5, Godrej Millenium Park, 9 Koregaon Road, Pune – 411 001.
Ahmedabad: 203, Sakar II,Ellis Bridge, Off Ashram Road, Ahmedabad – 380 006. New Delhi: East Towers (Sood Towers), 1st Floor, 25, Barakhamba Road, New
Delhi – 110 001. Kolkata: Stephen House, Ground Floor, 4A B. B. D. Bagh East, Kolkata – 700 001. Chennai: Prince towers, 3rd Floor, 25/26 College Road, Chennai
– 600 006. Bangalore: 3rd Floor, Landmark, 21/15, M. G. Road, Bangalore – 560 001. Hyderabad: Venkat Plaza, 2nd Floor, 6-3-883/5 Punjagutta, Hyderabad – 500
082.
CITIBANK NFO BRANCHES
Ahmedabad: 3rd Flr,”Rembrandt” C.G Road, Near Panchvati Circle, Ahmedabad – 380 006. Aurangabad: CTS no 498, Nirala Bazaar, Opp. S.B. College Bus stop.
Aurangabad – 431 001. Bangalore: 506,5th Floor, Prestige Meridian 2, 30 Mahatma Gandhi Road, Bangalore – 560 001. Bhopal: 133 Zone1 KayKay Business
Centre, M P Nagar, Opp Hotel Residency, Bhopal – 462 011. Bhubaneshwar: Unit 3 ,98 Janpath station square, Bhubaneshwar – 751 001. Chandigarh: SCO132/
133, Sector 9C, Madhya Marg, Chandigarh – 160 017. Chennai: No.2 Club House Road, 3rd Floor, Chennai – 600 002. Coimbatore: 1st Flr, Tristar Towers, 657
Avinashi Road, Coimbatore – 641 037. Hyderabad: Citibank N.A, Queens Plaza, S.P. Road, Begumpet, Secunderabad – 500 003. Hyderabad – 500 016. Indore: UG
1, Apollo Square, 7/2 Race Course Road, Opp Narayan Kothi, Sawarkar Pratima Chowk, Indore – 452 007. Jaipur: 2nd Flr, Bhagwati Bhawan, Govt Hostel Crossing,
M.I. Road, 2nd Floor, Jaipur – 302 001. Jalandhar: 36 Gobind Niwas, G T Road, Jalandhar – 144 001. Kochi: Fotofast House, 38/1581, M G Road, Padma Junction,
Kochi – 682 035. Kolkata: Kanak Bldg, 1st Floor, 41, Chowringhee Road, Kolkata – 700 071. Lucknow: 17/1, Amren House, Ashok marg, lucknow – 226 001.
Ludhiana: Ludhiana Stock Exchange, Ground Flr ,Feroze Gandhi market, Ludhiana – 141 001. Mumbai: 4th Floor, 224, D.N. Road, Fort House, Fort, Mumbai – 400
001. Nasik: Rishuraj Presidency, Plot No.52 & 53, D’souza Colony, College Road, Nasik – 422 005. New Delhi: 4th Floor, Jeevan Bharti Bldg 124, Connaught Circus,
New Delhi – 110 001. Pondichery: No.22,Rue Bussy St, Lal Bahadur Shastri St. Pondicherry – 605 001. Pune: Parmar House, 2413 East Street, Camp, Pune – 411
001. Surat: Ghoddod Rd, Opp. Kakadia Complex, Surat – 395 007. Vadodara: Pelican, 1st Floor, Opposite Race Course Towers, Gotri Rd, Vadodara – 390 007. Vapi:
The Emperor, 1st Floor, Vapi-Daman Road; Chala, Vapi – 396 191.
HDFC BANK NFO BRANCHES
Aligarh: 3-316, Ramghat Road, Near Devi Tray Hospital, Aligarh – 202 001. Agra: Shop No F3, F3-A, 1st Floor, Friend’s Plaza, Sanjay Place, Agra – 282 002.
Ahmedabad: HDFC Bank House, Near Mithakali Six Roads, Navrangpura – 380 009. Ahmednagar: Amber Plaza, Station Road, Opp ADCC Bank, Sahakar Gruh,
Ahmednagar – 414 001. Ajmer: AMC No - 13/10 & 14/10, Near Suchma Kendra, Adajcent to Swami Complex, Ajmer – 305 001. Akola: Sethi Heights, Opp to Collector
Office, Z.P. Road, Akola – 444 001. Allahabad: 54/1 S.P. Marg, Civil Lines, Allahabad – 211 003. Alwar: Bhagat Singh Circle, Road No 2, Alwar – 301 001. Ambala:
Shingar Palace Complex, Nicholson Road, Ambala Cantt – 133 001. Amravati: C/o Rasik Plaza, Jaistambh Chowk, Morshi Road, Amravati – 444 601. Amritsar: 1st
Floor, R.S Towers, Hall Bazaar, Amritsar – 143 001. Anand: 1st Floor, Sanket Towers, Opp Anand Arts College, Grid Road, Anand – 388 001. Ankleshwar: S. A.
Motors Building, Ankleshwar – 395 002. Asansol: CMS Dept, P C Chatterjee Market, G. T. Road, Rambhandu Tala, Asansol – 713 303. Aurangabad: Shivani
Chambers, Manjeet Nagar, Jalna Road, Opp Akashwani Aurangabad – 431 001. Balasore: C/o, Bharat Motors, F.M Circle, Balasore – 756 001. Bangalore: No 8 / 24
Salco Centre, Richmond Road, Bangalore – 560 025. Bardoli: Shree Ambika Niketan Temple, Bardoli – 394 601. Barielly: 154, Krishna Palace, Civil Lines, Bareilly –
243 001. Baroda: 5th Floor, Midway Heights, Next to Panchmukhi Hanuman Temple, Lokmanya Tilak Road, Kirti Mandir, Near Kala Ghoda, Raopura, Baroda – 390
001. Belgaum: 4830 / 28 A, Opp District Hospital, Dr. Ambedkar Road, Belgaum – 590 002. Bharuch: Near Octroi Naka, Link Road, Bharuch – 392 001. Bhatinda:
3027 – B, Guru Kanshi Marg, Bhatinda – 151 001. Bhavnagar: Gopi Arcade, Opp Takhteshwar Post Office, Bhavnagar – 364 001. Bhilwara: 2-3-4, S.K Plaza
Complex, Pur Road, Bhilwara – 311 001. BhiwadI: SP 54, Ashiana Arcade, Riico Industrial Area, Bhiwadi – 301 019. Bhopal: E - 1/57, Arera Colony, Bhopal – 462 016.
Bhubaneshwar: Junction of Janpath & Gandhi Marg, Hotal Jajati Complex, Kharvelanagar, Unit - III, Master Canteen Square, Bhubaneshwar – 751 001. Bhuj: 101 &
102 Sunrise Tower, 11 - Vijaynagar Society, Hospital Road, Bhuj – 370 001. Bokaro: B-9 City Centre, Sector IV, Bokaro Steel City, Bokaro – 827 004. Burdwan: 45
G.T Road, Birhata, Burdwan – 713 001. Kolkata: Abhilasha II, 1st Floor, 6 - Royd Street, Kolkata – 700 016. Calicut: Malabar Palace, G.H. Road, Calicut – 673 001.
Chalakudy: Police Station Road, Chalakudy – 680 307. Chandigarh: SCO 371/372, Sector 35 – B, Chandigarh – 160 034. Changanacherry: CMS Dept, Golden
Tower, M C Road, Vezhakattiuchira, Changanacherry – 686 101. Chengannur: Govt Hospital Junction, Chengannur – 689 121. Chennai: Mariam Centre, Ground
Floor, 759, Anna Salai, Chennai – 600 002. Cochin: 1st Floor, S. l. Plaza, Palarivattom, Cochin – 682 025. Coimbatore: 1635 Classic Tower, Trichy Road, Coimbatore
– 641 018. Curchorem: CMS Dept, Mopkar Chamunda, Grd Floor, Near Post Office, Curchorem - Sanguem Road, Curchorem – 403 706. Cuttack: Bajrakbati Road,
Cuttack – 753 001. Dahanu: Matruashish Building, Irani Road, Dahanu Road, Dahanu – 401 602. Daman: ARC Shopping Mall, Dilip Nagar, Teen Batti, Daman – 396
210. Davangere: No 621, BHM Enclave, Binny Co Road, Mandipet, Davangere – 577 002. Dehradun: 56, Rajpur Road, Uttaranchal, Dehradun – 248 001. Delhi:
Figops, 1st Floor, Kailash Building, 26 K G Marg, New Delhi – 110 001. Dhanbad: Sri Ram Plaza, 1st Floor, Bank More Dhanbad, Jharkhand – 826 001. Durgapur: A102
& 103, City Centre, Bengal Shristi Complex, Durgapur Road, Durgapur – 713 216. Erode: 456 Brough Road, Erode – 638 001. Ferozepur: CMS Dept, Building 307 /
7, The Mall, Ferozpur City, Haryana – 152 002. Gandhidham: Plot No 1, Sector 8, Rabindranath Tagore Road, Near GPO, Gandhidham – 370 201. Gaya: Near Ganta
Ghar, K.P Road, Gaya – 823 001. Gorakhpur: CMS Dept, Prahlad Rai Trade Centre, Ayodhya Crossing, Bank Road, Gorakhpur – 273 001. Guntur: 87-90, Main
Road, Lakshmipuram, Guntur – 522 007. Gurdaspur: CMS Dept, SCF-1& 2 Shopping Complex, Improvement Trust Market, Hanuman Chowk, Gurdaspur – 143 521.
Guwahati: Fancy Bazar Branch - WBO, Mishra Complex Jail Road, Guwahati – 781 001. Gwalior: Block G1, Plot No. 43, Anand Deep Building, City Centre, Gwalior
– 474 011. Hajipur: Vimal Complex, Dak Banglow Complex, Opp TVS Showroom, Hajipur – 844 101. Himatnagar: G.F Shop No 5-8 & First Floor 4 – 9, Kumar House,
Durga Oil Mill Compound, Himmatnagar – 383 001. Hisar: SCO 170 A Commercial Building, Red Square Market, Station Road, Hissar – 125 001. Hoshirapur: SCO
1-2-3, Scheme No 11, Improvement Trust Market, Chandigarh Road, Hoshiarpur – 146 001. Hosur: No. 24 & 25, Maruthi Nagar, Near Dharga, Sipcot PO, Hosur – 635
126. Hubli: T B Revankar Complex, Vivekanand Hospital Road, Hubli – 580 029. Hyderabad: 6-1-73, 3rd Floor Saeed Plaza, Lakadikapaul, Hyderabad – 500 004.
Indore: 3rd Floor, 9/1A, U. V. House, South Tukonj, Indore – 452 001. Irinjalakuda: Ushus Complex, Main Road, West Tana PO, Irinjalaguda – 680 121. Jabalpur:
1702, Naiper Town, Model Road, Jabalpur – 482 002. Jagraon: 368 B, Kapoor Building, Tehsil Road, Jagraon – 142 026. Jaipur: 1st Floor, O - 10, Ashok Marg, Ahimsa
Circle, C - Scheme, Jaipur – 302 001. Jalandhar: 911, Near Narinder Cinema, G. T. Road, Jalandhar – 144 001. Jalgaon: Plot No 134 / 135, DSP Chowk, Facing
Mahal Road, Jalgaoan – 425 001. Jammu: CB 13, Railhead Complex, Gandhi Nagar, Jammu Tawi, Jammu – 180 001. Jamnagar: Plot No 6, Park Colony, St Ann’s
School, Bedi Bunder Road, Jamnagar – 361 008. Jamshedpur: C/o Mithila Motors Ltd, Near Ram Mandir, Bistupur, Jamshedpur – 831 001. Jodhpur: Plot No. 57 / B,
9th Chopasani Road, Jodhpur – 342 003. Junagadh: Moti Palace, Grnd Floor, Opp Raijinagar, Junagadh – 362 001. Kadi: Radhaswami Complex, R.S No 242, Nr N.C.
Desai Petrol Pump, Highway Char Rastha, Kadi – 382 715. Kalyani: B-7/40 & 41(S) Central Avenue West, Central Park, Kalyani – 741 325. Kannur: CMS Dept, KVR
Towers, South Bazaar Road, Kannur – 670 002. Kanpur: Navin Market Branch, 15/46 Civil Lines, Kanpur – 280 001. Kapurthala: MGN School, Mall Road, Kapurthala

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– 144 601. Karad: Near Hotel Sangam, Pune Bangalore Highway, Karad – 415 110. Karnal: SCO 778-779, Opp Mahabir Dal Hospital, Kanjpura Road, Karnal – 132
001. Khanna: Opp Bus Stand, G.T. Road, Khanna - 141 401. Kolhapur: Gem Stone, Raosaheb Vichare Complex, 517, E - Ward, New Shahupuri, Near Central Bus
Stand and Parikh Pool, Kolhapur – 416 001. Kota: Show Room No 13 – 14, Main Jhalawar Road, Kota – 324 007. Kottayam: Unity Building, Opp MIDC Centre, K. K.
Road, Kottayam – 686 002. Kurukshetra: CMS Dept, Shop No 1 to 5, Kalawati Market, Railway Road, Kurukshetra - 136 118. Latur: Shri Prabha Arcade, Shop No 3-
6, M.G Road, Near Nagar Parishad, Opp Town Hall, Latur – 413 512. Lucknow: Pranay Tower, Darbari Lal Sharma Marg, Beside Pratibha Cinema, Lucknow – 226
001. Ludhiana: CMS Dept, 5th Floor, Mall Road, Ludhiana – 141 001. Madurai: 7 - A , West Veli Street, Opp Railway Station, Madurai – 625 001. Mandi Gobindgarh:
Hukum Chand Bansal Building, Main Post Office Roda, Mandi Gobindgarh – 147 301. Mangalore: M.N Towers, Kadri, Mangalore – 575 002. Manjeri: CMS Dept,
Kurikal Plaza, Bldg # 20/1245, Kacheripady, Malapurram Road, Manjeri – 676 121. Margoa: Ranghavi Building, Opp Municipality Garden, Dr George Barette Road,
Margoa – 403 601. Mathura: CMS Dept, Opp BSA College, Gaushala Road, Mathura – 281 001. Meerut: 381, Western Kachery Road, Meerut – 250 001. Mehsana:
Prabhu Complex, Near Raj Kamal Petrol Pump, Abhu Highway, Mehsana – 384 002. Moga: G.T Road, Opp D.C Office, Moga – 141 001. Moradabad: Chaddha
Shopping Complex, GMD Road, Moradabad – 244 001. Morvi: OM Shopping Center, Revapur Main Road, Morvi – 363 641. Mapuca: S 1 / 2 Ground Floor, Cosmos
Towers, Near Govt Bldg Complex, Mapusa – 403 507. Mumbai: Maneckjiwadia Building, Nanik Motwani Marg, Mumbai – 400 023. Muzzafarpur: Above Maruti
Showroom, Choti Saria Ganj, Muzzafarpur – 842 001. Mysore: Mythiri Arcade, 1st Main, Saraswathipuram, Mysore – 570 009. Nabha: SCO 14-15, Patiala Gate,
Nabha – 147 201. Nadiad: Shoot Out Building, Nadiad Ice Factory Compound, College Road, Nadiad – 387 001. Nagpur: 303 & 304 3rd Floor, Wardh Road, 12,
Milestone, Near Lokmat Square, Nagpur – 440 010. Nasik: Archit Centre, 3rd Floor, Chandak Circle Link Road, Opp Sandeep Hotel, Near Mahamarg Bus Stand, Nasik
– 422 002. Navsari: Nandini Complex, Grd Floor, Station Road, Sandh Kuva, Navsari – 396 445. Nawanshahar: B 1 / 48, Banga Road, Nawanshahar – 144 514.
Nellore: G.T Road, Nellore – 524 001. Palakkad: 8 / 246, Chandra Nagar, Palakkad – 678 007. Palanpur: Parth Complex, Near Cozy Tower, Opp Joravar Palace,
Palanpur – 385 001. Panipat: 801 / 4, G.T Road, Panipat – 132 103. Panjim: Swami Vivekanand Road, 301, Milroc Lar Menezes,Opp Gomantak Maratha Samaz,
Panjim – 403 001. Pathanamthitta: CMS Dept, Aban Arcade Ward # 9/1128, Pathanathitta-Kumbazha, Road, Pathanathitta – 689 645. Patiala: S.C.O 70 - 73, Leela
Bhawan Market, Patiala – 147 001. Patna: Rajendra Ram Plaza, Exhibition Road, Patna – 800 001. Perinthalmanna: Calicut Road, Perinthalmanna, Malappura Dist,
Perinthalmanna – 679 322. Phagwara: Kalra Road, Opp Hanuman Garhi Mandir, G.T. Road, Phagwara – 144 401. Ponda: Royal Chambers, GD1 - GD4, Tisk, Ponda
– 403 401. Pondicherry: TS No 6, 100 Feet Road, Ellaipillaichavady, Pondhicherry – 605 005. Porbandar: OM Shiv Sakthi, R. D. Chamber, Porbander – 360 575.
Pune: 5th Floor Millennium Tower, Bhandarkar Road, Shivaji Nagar, Pune – 411 004. Quilon: VGP Buildings, Door No XVI / 1539 (1320A), Vadakumbhagom Ward,
Irumpupalam, Kollam – 691 001. Raipur: Chawla Complex, Near Vanijya Bhawan, Sai Nagar, Devendra Nagar Road, Raipur – 492 009. Rajamundry: H.No: 46-17-
20, Main Road, Danavaipet, Rajahmundry – 533 103. Rajkot: Opp Alfred High School, 2nd Floor, Panchratna Bldg, Jawahar Road, Rajkot – 360 001. Rajpura: 11 - 12
BLOCK B, Chandigarh Patiala Road, Rajpura – 140 401. Ranchi: Rohini 1st Floor, 56 Circular Road, Ranchi – 834 001. Rewari: L-203, Old Court Road, Model Town,
Rewari – 123 401. Rohatak: 401 -402, D Park, Model Town, Main Delhi Road, Rohatak – 124 001. Ropar: Sohana Chandigarh Rd, College Road, Ropar – 141 001.
Rourkela: Bisra Road, Dwivedi Bhawan, Dwivedi Square, Rourkela – 769 001. Rudrapur: Plot No. 1 & 2, Nanital Road, Rudrapur – 263 153. Saharanpur: Mission
Compound, Court Road, Adjoining Top Shop, Saharanpur – 247 001. Salem: 5 / 241 - F, Rathna Arcade, Omalur Main Road, Salem – 636 004. Sangli: 640, Venkatesh
Senate, Miraj Road, Sangli – 414 416. Sangrur: Shop No. 1-2-3, Kaula Park Market, Sangrur – 148 001. Shimla: Jankidas Building, 3, The Mall, Shimla – 171 001.
Siliguri: No. 3, Ramkrishna Samity Building, Sevoke Road, Pani Tanki More, Siliguri – 734 401. Silvassa: 1-16 Jaypee House, Opp Patel Petrol Pump, Vapi Silvassa
Road, Silvassa – 396 230. Solan: Anand Bhavan, Near DC Office, Rajgarh Road, Solan – 173 212. Surat: 7th Floor, Kashi Plaza, Next to Dr Bipin Desai Children
Hospital, Majura Gate, Surat – 395 002. Thalassery: Avk Nair Road, Thalassery – 670 001. Thiruvalla: Illampallil Buildings, 26/149(1&2), M. C. Road, Tiruvalla – 689
101. Tirupathi: H.NO 10 - 14 - 575 / A3, Mosque Road, V.V Mahal Road, Tirupati – 517 501. Trichur: Global Centre, M G Road, Trichur – 680 004. Trichy: No. 11, PLA
Kanagu Towers, 11th Cross Main Road, Thillainagar, Trichy – 620 018. Trivandrum: Kenton Towers, Vazhuthacaud, Trivandrum – 695 014. Udaipur: 358 Post Office
Road, Chetak Circle, Adjacent to Chetak Cinema, Udaipur – 313 001. UNJHA: Suvidhi Complex, 1st Floor, Nr. Radha Krishna temple, Station Road, Unjha – 382 170.
Valsad: 1st Floor, Ekta Appt, Near R J J High School, Thithal Road, Valsad – 396 001. Vapi: Lower Ground, Emperor Arcade, Chala Road, Vapi – 396 191. Varanasi:
D 58 / 2, Kuber Complex, Rathyatra Crossing, Varanasi – 221 010. Vasco: Grd Floor, Damodar Building, Swatantra Path, Vasco Da Gama – 403 802. Veraval:
Amrutdeep, Opp Public Garden, Rajamahal Road, Veraval – 362 265. Vijaywada: 40 - 1 -48 / 2, M. G. Road, Labbipet, Vijaywada – 520 010. Vishakapatnam: 1st Floor,
Poduri Castle, Above Rayomond Showroom, Dwarka Nagar, Vishakapatnam – 530 016. Warangal: NO 1-8-605 / 1 Nakkalgutta, Hanamkonda, Warangal – 506 002.
Yamunagar: 103, Model Town, Nehru Park Road, Yamunanagar – 135 003. Udupi: Panduran Towers, Court Road, Diana Circle, Udupi – 576 101. Tirupur: 160,
Chidambaram Complex, Kumaran Road, Tiruppur – 641 604. Sambalpur: Nayapara Golbazar Chowk, Sambalpur – 768 001. Srinagar: M.S Shopping Mall, Resi-
dency Road, Srinagar – 190 001. Haldwani: 8/6, Nainital Road, Bhotia Prao, Haldwani – 263 141. Muzzafarnagar: 53/4 –A, Bhag Kambal Wala, Jansat Road, New
Mandi, Muzaffarnagar – 251 001. Bhilai: Chauhan Estate, G.E Road, Supela, Bhilai – 490 023. Dhule: Lane No 6, Mundada Arcade, Parola Road, Dhule – 425 001.
Surendranagar: Middle Point, Near Milan Cinema, Surendranagar – 363 002. Gondal: Grd & First Floor, College Chowk, Next to Central Bank of India, Gondal – 363
031. Amreli: 2, Manekpura Station Road, Amreli – 365 601. Raniganj: NSB Road, Plot No 408, Raniganj – 713 347. Bhusaval: Mansingh Complex, C.T.S No 3294,
H No 4 / 285, Jamner Road, Opposite CSM Complex, Bhusaval – 425 201. Begusarai: Kachari Chowk, Begusarai – 851 101. Hazaribagh: Annada Chowk, Guru
Gobind Singh Road, Hazaribagh – 825 301. Shillong: Police Bazar, Shillong – 793 001. Dharamsala: 363 / 6 Centre Point, Civil Lines, Dharamsala – 176 216. Jhansi:
Damroo Cinema Complex, Civil Lines, 284 001. Bhagalpur: Khalifa Bagh Chowk, Triveni Apartments, Dr R P Road, 812 002. Faridabad: 5-R/2, Badshah Khan
Chowk, NIT, Faridabad – 121 001. Noida: G 28 & 29, Sector 18, Noida – 201 301. Gurgaon: DLF- Gurgaon, A-12, The Shopping Mall, DLF Qutab Enclave Phase 1,
Gurgaon – 122 001. Ghaziabad: C - 29, RDC, Rajnagar, Ghaziabad – 201 001
ICICI BANK NFO BRANCHES
Ahmedabad: JMC House, Opp. Parimal Gardens, Ambawadi, Ahmedabad - 380 006. Bangalore: ICICI Bank Towers, 1, Commissariat Road, Grnd Floor, Bangalore
– 560 025. Bhopal: Plot No. 11, Zone II, Alankar Palace, Near Pragati Petrol Pump, M. P. Nagar, Bhopal – 462 011. Chandigarh: SCO 9-10-11, Sector 9-D.
Chandigarh – 160 017. Chennai: 110, Prakash Presidium, Uthamar Gandhi Salai, Nungambakkam High Road, Chennai – 600 034. Cochin: Emgee Square, M. G.
Road, Ernakulam, Kochi – 682 035. Coimbatore: Cheran Plaza, 1090, Trichy Road, Coimbatore – 641 018. Dhanbad: Municipal Holding No 576/577, Shastri Nagar,
Bank More, Dhanbad, Jharkhand – 826 001. Hyderabad: 6-2-1012, TGV Mansions, Opp. Institution of Engineers, Khairatabad, Hyderabad – 500 004. Indore: Malav
Parisar, 4 - Chhoti Khajrani, A. B. Road, Indore – 452 008. Jaipur: C-99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C - Scheme, Jaipur – 302 001.
Jamshedpur: Natraj Mansion, Main Road, Bistupur, Jamshedpur – 831 001. Kanpur: J. S. Towers, Kanpur – 208 001. Kolkata: 22, R N Mukherjee Road, Kolkata –
700 001. Lucknow: 11, M. G. Road, Hazarat Gunj, Lucknow – 226 001. Ludhiana: SCO - 146 / 147, Feroze Gandhi Market, Ludhiana – 141 001. Mumbai (Capital
Market Div): 30, Mumbai Samachar Marg, Mumbai – 400 001. Nagpur: Vishnu Vaibhav, 222, Palm Road, Civil Lines, Nagpur – 440 001. Nasik: U-1, Crown
Commercial Complex, Opp. Rajiv Gandhi Bhavan (NMC), Utility Centre, Sharanpur Road, Nashik – 422 002. New Delhi: 9A, Phelps Building, Inner Circle, Connaught
Place, New Delhi – 110 001. Panjim: 65, Sindur Business Centre, Swami Vivekanand Road, Panjim – 403 001. Patna: Shahi Bhawan, Grnd Floor, Exihibition Road,
Patna – 800 001. Pune: A-Wing, Shangrila Gardens, Bund Garden Road, Pune – 411 001. Rajkot: Jai Hind Press Annexe, Opp. Shardabaug, Babubhai Shah Marg,
Rajkot – 360 001. Surat: Anjan Shalaka, Lal Bungalow, Athwa Lines, Surat – 395 007. Vadodara: Landmark Building, Race Course Circle, Alkapuri, Vadodara – 390
007.
NRI Centres: Chennai, Kolkata, Mumbai (Capital Market Div.), New Delhi, Ahmedabad.
IDBI BANK NFO BRANCHES
Hyderabad: Mahavir House, Basheerbagh Square, Hyderabad – 500 029. Bangalore: IDBI House, 58 Mission Road, Bangalore – 560 027. Cochin: Dhanwatari
Building, Near Padma Theater, M. G. Road, Cochin – 682 035. Chennai: RPU, Murugesa Naicker Comp, 3rd Floor 68, Greams Rd, Chennai – 600 006. Coimbatore:
1078, Viscose Towers, 1078, Avinashi Road, Coimbatore – 641 018. Jamshedpur: Shantiniketan, Sakchi Boulevard Road, Bistupur, Jamshedpur – 831 001. Dhanbad:
Skylark Complex, Bank More, Dhanbad. Patna: Kashi Palace Complex, Dak Bungalow Road, Opp. Heera Palace, Patna – 800 001. Kolkata: Siddha Point, Grnd Floor,
101, Park Street, Kolkata – 700 016. Chandigarh: SCO 55-56-57, Madhya Marg, Sector 8, Chandigarh – 160 018. Ludhiana: 107, The Mall Road, Ludhiana – 141 001.
Jaipur: D-24 Durlabh Niwas, Prithviraj Road, C - Scheme, Jaipur – 302 001. New Delhi: RPU, 65 - MM Road, New Delhi – 110 055. Kanpur: Jeevan Vikas, M.G. Road,
Near Statue Junction, Kanpur – 208 001. Lucknow: Dhan Complex, 15, Ashoka Marg, Lucknow – 226 001. Indore: Alankar Chambers, Ratlam Kothi, A. B. Road,
Indore – 452 001. Bhopal: Plot No. 43, Opp. Rang Mahal, New Market, T. T. Nagar, Bhopal – 462 003. Mumbai: Mittal Tower, ‘C’ Wing, Ground Floor, Nariman Point,
Mumbai – 400 021. Ahmedabad: IDBI Complex, Lal Bungalows, Off. C. G. Road, Ahmedabad – 380 006. Rajkot: “Shivdarshan”, Nr. Kathiawad Gymkhana, Dr.
Radhakrishnan Road, Rajkot. Surat: ESS EN House, Ghod Dod Road, Surat – 395 001. Vadodara: Concorde, R.C. Dutt Road, Alkapuri, Baroda – 390 007. Pune:
Dynaneshwar Paduka Chowk, Fergusson College Road, Pune – 411 004. Nasik: Prathamesh Apartment, Thattenagar, Gangapur, Nashik. Nagpur: Gupta House, Plot
No. 1, Ravindra Nath Tagore Marg, Civil Lines, Nagpur – 440 001.
NRI Centres: Hyderabad, Bangalore, Cochin, Chennai, Coimbatore, Jamshedpur, Dhanbad, Patna, Kolkata, Chandigarh, Ludhiana, Jaipur, New Delhi,
Kanpur, Lucknow, Indore, Bhopal, Mumbai, Ahmedabad, Rajkot, Surat, Vadodara, Pune, Nasik, Nagpur
INDIAN OVERSEAS BANK NFO BRANCHES
Vellore: 59, Bangalore Road, Vellore – 632 004. Pondicherry: 250, Rajendra Building, Jawaharlal Nehre Street, Pondicherry – 605 001. Tirunelveli: 1-4, South Car
Street, Tirunelveli – 627 006. Tirupur: 122, Kumaran Road, Tirupur – 641601. Salem: 16/17, Car Street, Salem – 636 001. Erode: Park Road, Erode – 638 003.
Trichy: 144, LLA Building, West Couleward Rd, Tiruchirapalli – 620 008. Madurai: 135, Palace Road, Madurai – 625 001. Karur: 1, KVR Complex, 80 Feet Road,
Sengunthapuram, Karur – 639 001.
NRI Centres: Chennai, Coimbatore

11
KOTAK BANK NFO BRANCHES
Ahmedabad: Grnd Floor, Ghantakama Market, Nr New Cloth Market, Ahmedabad – 380 002. Bangalore: 10/7, Umiya Land Mark, Next to Chancery
Hotel, Lavelle Road, Bangalore – 560 001. Baroda: Panorama Building, R. C. Dutta Road, Alkapuri, Vadodara – 300 097. Bhopal: 214, Bhagwan
Complex, Zone 1, M. P. Nagar, Bhopal – 462 016. Chandigarh: SCO 153-154-155, Madhya Marg, Sector 9 –C, Chandigarh – 160 009. Chennai:
Capitale, Grnd Floor, 555, Annasalai, Chennai – 600 008. Cochin: Grnd Floor, Kumarapillai Estate, M. G. Road, Cochin – 682 017. Coimbatore: 727,
Avinashi Road, Skanda square, Coimbatore – 641 018. Hyderabad: Pavani Jewel Tower, Grnd Floor, Somajiguda, Hyderabad – 500 089. Indore: 580, M.
G. Road, Indore – 452 001. Jaipur: 57, Krishna Tower, Sardar Patel Marg, C-Scheme, Jaipur – 302 001. Kanpur: 17/03, The Mall, Meghdoot Hotel
Building, Kanpur – 208 001. Kolkatta: Appejay House, 15 Park Street, Kolkatta – 700 016. Lucknow: 3GF, Speed Building, Shahanazaf Road, Lucknow
– 226 001. Ludhiana: SCO 120, Grd Floor, Feroze Gandhi Market, Ludhiana - 141 001. Mumbai: 5C/II, Mittal Court, 224, Nariman Point, Mumbai – 400
021. Nagpur: Grd Floor, 345, Shree Mohini Complex, Kingsway, Nagpur – 440 001. New Delhi: Grd Floor, Ambadeep, 14, K.G. Marg, New Delhi – 110
001. Panjim: Grd Floor, Hotel Park Plaza, Opp Azad Maidan, Panjim – 403 001. Patna: Shop No 3,4,5, Ahmad Husain Complex, Exhibition Road, Gandhi
Maidan, Patna – 800 001. Pune: M-4 Virwani Plaza, 11, East Street, Pune – 411 001. Rajkot: Nath Complex, Grd Floor, Near Race Course, Dr. Yagnik
Road, Rajkot – 360 007. Surat: 29-39, Megh Mayur Plaza, Surat Dumas Road, Athwa Lines, Surat – 395 007.
STANDARD CHARTERED BANK NFO BRANCHES
Mumbai: 270, D.N. Road, Fort, Mumbai – 400 001. Kolkata: 19, Netaji Subhas Road, Kolkata – 700 001. Chennai: 19, Rajaji Salai, Chennai – 600 001.
Bangalore: 26th Floor, West Wing Raheja Tower, M .G Road, Bangalore – 560 001. New Delhi: H2, Connaught Circle, New Delhi – 110 001. Ahmedabad:
Abhijeet II, Ground floor, Mithakali, 6th Road, Ahmedabad – 380 006. Hyderabad: 6-3 1090 Raj Bhavan Road, Somajiguda, Hyderabad – 500 082. Pune:
Shrirang House, 364-365, Junglee Maharaj Road, Shivaji Nagar, Pune – 411 005. Cochin: XXIV/ 1633, KPK Menon Road, Willingdon Island, Cochin –
682 003. Surat: C.K.Tower,1st Floor, Nr. Sargam Shopping Center, Towards Surat-Dumas Rd, Parle Point, Surat – 395 007. Baroda: Gokulesh, R C Dutt
Road, Vadodara – 390 009. Jaipur: H8, Showroom No.1, Bhagwat Bhawan, M.I. Road, Jaipur – 302 001. Chandigarh: SCO, 137-138, Sector – 9C,
Madhya Marg, Chandigarh – 160 017. Jalandhar: Plot No. 34, G. T. Road, Jalandhar – 144 001. Coimbatore: 509, D. B. Road, R.S. Puram, Coimbatore
– 641 002. Kanpur: 16/105, M.G. Marg, Kanpur – 208 001.
TATA MUTUAL FUND AMC BRANCHES
East: Bhilai: Shop No.145, Grd Flr, Chauhan Estate, Near HDFC Bank, Bhilai - 490 001, Tel: (0788) 2295625. Bhubaneshwar: Janpath Tower, Room-
208, 2nd Flr, Ashok Nagar, Bhubaneshwar - 751 009. Tel: (0674) 2533818 / 6450817. Dhanbad: Shriram PLaza, Room - 409, 4th floor, Bank More,
Dhanbad, Jharkhand - 826 001, Tel: (0326) 2300304. Durgapur: A-207, 1st floor, Kamdhenu, Bengal Shristi Complex, City Centre, Durgapur - 713 216.
Tel: (0343) 6454797. Guwahati: 109, 1st Floor, Orion Towers, Christian Basti, G. S. Road, Guwahati- 781 005. Tel: (0361) 2343084. Jamshedpur: C/o.
Mithila Motors Ltd., 1st Floor, Main Road, Bistupur, Jamshedpur - 831 001 Tel: (0657) 2756021/22/23/30. Kolkata: Tata Centre, 1st Floor, 43, Jawaharlal
Nehru Road, Kolkata - 700 071, Tel: (033) 22881534 / 3413 / 15. Patna: 605, 6th Floor, Ashiana Harniwas, New Dak Banglow Road, Patna - 800 001. Tel:
(0612) - 6450120 / 2206497, Raipur: Shop No. - 331 & 332, Lal Ganga Shopping Mall, 3rd Floor, G E Road, Raipur - 492 001, Tel: (0771) 6537340 /
2543354. Ranchi: Shop No - 15, Grnd Floor, A.C. Market, G.E.L. Church Complex, Main Road, Ranchi - 834 001, Tel: (0651) 2330704,
North: Agra: G-12,Block No.-19/4,Vimal Tower, Sanjay Place, Agra – 282 002, Tel: (0562) 2525195, Allahabad: 1st Floor, 24/1 S P Marg, Civil Lines
Allahabad – 211 001, Tel: 9839600696, Chandigarh: Cabin No. 3-4-5, 1st Floor, S C O 487-488, Sector 35-C Chandigarh -160 022, Tel: (0172) 5087322
/ 2603771, Dehradun: 379/1, Street No. 4, Lane No. 4, Rajendra Nagar, Dehradun - 248 001, Tel: (0135) 6450877, Delhi: 710-712 Prakash Deep
Building, 7th Floor, 7 Tolstoy Marg, Connaught place, New Delhi – 110 001, Tel: (011) 66324111/102, 66303202, Jaipur: 233, 2nd Floor, Ganapati Plaza,
M I Road, Jaipur – 302 001, Tel: (0141) 5105177 / 78, 6539009, Jodhpur: Jaya Enclave, 79/4, Opp. IDBI Bank, 1st A Road, Sardarpura, Jodhpur – 342
001, Tel: (0291) 6450555, 2631257, Kanpur: Grnd Floor, Agarwal Building, Adjng Oriental Bank of Commerce, Survey No. 419/1 Cantts, The Mall, Kanpur
- 208 004, Tel: (0512) 2306066, Lucknow: Office No.2, Saran Chambers-1, 1st Floor, 5, Park Road, Lucknow - 226 001, Tel: (0522) 6452432 / 4001731,
Ludhiana: Cabin No. 201, 2nd. Floor, SCO 18, Opp Ludhiana Stock Exchange, Feroz Gandhi Market, Ludhiana - 141 001, Tel: (0161) 5089667/6503366,
Moradabad: Lower Grnd Floor, Shop - 33, Chadha shopping Complex, GMD Rd, Moradabad – 244 001, Tel: (0591) 6535002 / 2313567, Udaipur: Office
No. 4, 2nd Floor, Madhav Apartment, Opp. G P O, Chetak Circle, Udaipur – 313 001, Tel: (0294) 2429371 / 6450979, Varanasi: D-64/127, C-H Arihant
Complex, Sigra, Varanasi – 221 010, Tel: (0542) 6544655,
South: Bangalore: 4/6, Millers Road, High Grounds, Lane Opp to Syndicate Bank, Bangalore – 560 052, Tel: (080) 66561313 / 65335986 /87, Calicut:
#17/1865-S, Malabar Hotel Palace, Manuelsons Juntion, G.H. Rd, Calicut - 1, Tel: (0495) 6450508, Chennai: Riaz Garden, 3rd Floor, No. 29, Kodambakkam
High Rd, Near Palmgrove Hotel, Nungambakkam, Chennai – 600 034, Tel: (044) 64541868/69/78, Cochin: 2nd Floor, Ajay Vihar, JOS Junction, M. G. Rd,
Cochin - 682 016, Tel: (0484) 2377580, 6533107, Coimbatore: 551-A, 1st Floor, West Lokmaniya Street, Near CAMS, R.S. Puram, Coimbatore – 641
002, Tel: (0422) 6502133/ 44, Hubli: 15 & 16, 2nd Floor, Eureka Junction, Travellers’ Bunglow Rd, Above ICICI Bank, Hubli – 580 029, Tel: (0836)
6450342, Hyderabad: 3rd Floor, Block - B, R R Estate, G S Mall, Somajiguda, Hyderabad – 500 082, Tel: (040) 65361237 / 38, 65548290, Kottayam: C
S I Ascention Square, Collectrorate P .O, Kottayam-686 002, Tel: 9447559230, Madurai: D2, 3rd Floor, AR Plaza, 16/17, North Veli Street, Madurai – 625
001, Tel: (0452) 6454330, Mangalore: Essel towers, 1st floor, Bunts hostel circle, Above UTI bank, Mangalore – 575 003, Tel: (0824) 6450308, Mysore:
847, 1st Floor, New Kantharaja URS Road, Above New Krishna Sweets & Bakery, Kuvempu Nagar, Mysore – 570 023, Tel: (0821) 6450470, Salem:
Rajtowers, Grnd Floor, #4 Brindhavan Rd, Fairlands, Salem – 636 016, Tel: (0427) 6451653, Trivandrum: 4th Floor, Krishna Towers, Sasthamangalam,
Trivandrum – 695 010, Tel: (0471) 6535431, 2319139, Trichur: 4th Floor, PathyaPura Buildings, Round South, Trichur -680 001, Tel: (0487) 6451286,
Trichy: No.60/3, ‘Krishna’ 2nd Floor, Sastri Main Road, Tennur, Trichy - 620 017, Tel: (0431) 6455060, Vijaywada: 5th Flr, Kona Heights, Opp. All India
Radio, M.G. Road, Vijayawada – 520 010, Andra Pradesh, Tel: (0866) 6532621, Visakhapatnam: Shop 10 & 11, 1st Floor, Above Titan Showroom,
Sreemukha Complex, Dwarakanagar, Visakhapatnam – 530 016, Tel: (0891) 6451883,
West: Mumbai: Mulla House, Grnd Floor, Homi Modi Street, Mumbai – 400 001, Tel: (022) 66505240, Ahmedabad: 402, ‘Megha House’, Mithakali - Law
Garden Rd, Netaji Marg, Ahmedabad – 380 006, Tel: (079) 65418989 / 65447799, 26466080, Bhopal: MF-12A Mezzanine Floor, Front Row, Mansarovar
Complex, Habibganj, Bhopal – 462 016, Tel: 9826826646, Goa: Inaam Complex - UG - 4, Don Bosco School Crossing, M G Rd, Panaji, Goa – 403 001,
Tel: (0832) 6451135 / 36, Indore: G-25 City Centre, 507 M.G. Road, Indore – 452 001, Tel: (0731) 4201806, Jabalpur: Office No. 4, 1178, Napier Town,
Home Science College Road, Jabalpur, MP, Tel: (0761) 4074263, Jamnagar: A-7 Mahavir Apartment, Opp. Palace, Jamnagar – 361 001, Tel: 9898366767,
Nagpur: 21, “Mile Stone”, 109, 1st Floor, Near Lokmat Square, Wardha Rd, Ramdaspeth, Nagpur – 440 010, Tel: (0712) 6502885, Nashik: 5, Samriddhi
Residency, Opp. Hotel City Pride, Tilakwadi, Sharanpur Rd, Nashik – 422 002, Tel: (0253) 6510315, 6605138, Pune: Office No. 105, D-GOLD House,
Near Hotel Sheetal, B/H Bharat Petrol Pump, Dnyaneshwar Paduka Chowk, F.C. Road, Shivajinagar, Pune – 411 005, Tel: (020) 64005932/ 30288775/ 6,
Rajkot: Arihant Plaza, 201 2nd Floor, Subhas Rd, Near Moti Taki, Rajkot – 360 001, Tel: (0281) 6624848, Surat: 421, Jolly Plaza, Near Collector Office,
Next to G.P. College, Athwa Gate, Surat – 395 001, Tel: (0261) 6554418 / 19, Vadodara: 202/203, Madhav Complex, R C Dutt Road, Alkapuri, Vadodara
– 390 007, Tel: (0265) 6641888, 2356114.

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