Вы находитесь на странице: 1из 4

Key Information Memorandum Cum Application Form for Reliance

Reliance E
eliance quit
Equit
quityy Linke d Sa
Linke ving F
Saving und – Series I
Fund Equity Link
quity ed Sa
Linke ving F
Saving und – Series I
Fund
Pl
Pleeas
asee rref
efer ccompl
efer omplet
etee det
omplet ail
ailss on al
detail alll pages and scheme descrip
pages tion / det
description ail
ailss w
detail hil
hilee appl
whil ying
ying..
applying (A 10 year close-ended Equity Linked Savings Scheme)
Express Building, 4th Floor, 14 - ‘E’ - Road, Churchgate, Mumbai - 400 020. Sr
Sr.. No. RELSS
RELS
RELSS00000761
1. DISTRIBUTOR / BROKER INFORMATION FOR OFFICE USE ONLY
Name & Broker Code / ARN Sub Broker / Sub Agent Code Bank / Register Serial No.

NJ India Invest / ARN-0155 54934

2. EXISTING UNIT HOLDER INFORMATION For existing investors please fill in your Folio number, name & proceed to Investment & Payment Details.
EXISTING FOLIO NO. Name of Sole / 1st applicant

3. APPLICANT INFORMATION (Refer Instruction No. II )


MODE OF HOLDING Single Joint Any one or survivor(s) Default Joint Former or Survivor (In case of Minor with joint applicant)

OCCUPATION Business Professional Service Retired Student Housewife Others _____________________________

STATUS Individual FIIs Society AOP/BOI Banks FIs Company/Body Corporate


Partnership firm HUF Minor NRI Repatriable NRI Non-Repatriable Trust Others _____________________________

Name of First / Sole applicant Mr


Mr.. Ms. M/s.
M/s.

1st holder PAN PAN Mandatory KYC Mandatory for investment of Rs. 50,000 & above Date of Birth*
M a n d a t o r y PAN Proof Enclosed [Are you KYC Compliant Please (9) Yes or No ] D D M M Y Y Y Y

Name of Guardian (In case of Minor-Contact Person/Designation - In case of non-individual Investors) Mr


Mr.. Ms. Relation with Minor/Designation

Guardian’s PAN PAN Mandatory KYC Mandatory for investment of Rs. 50,000 & above
M a n d a t o r y PAN Proof Enclosed [Are you KYC Compliant Please (9) Yes or No ]
Relation with Minor*
Name of Second applicant Mr
Mr.. Ms. M/s.
M/s.

*Incase of minor as joint applicant


2nd holder PAN PAN Mandatory KYC Mandatory for investment of Rs. 50,000 & above Date of Birth*
M a n d a t o r y PAN Proof Enclosed [Are you KYC Compliant Please (9) Yes or No ] D D M M Y Y Y Y

Name of Third applicant Mr


Mr.. Ms. M/s.
M/s.

3rd holder PAN PAN Mandatory KYC Mandatory for investment of Rs. 50,000 & above Date of Birth*
PAN Proof Enclosed [Are you KYC Compliant Please (9) Yes or No ] D D M M Y Y Y Y
M a n d a t o r y
M ailing Addr ess of Sol
Address e/F
Sole ir
Fir st Applic
irst ant (P
Applicant .O. Bo
(P.O. x Addr
Box ess ma
Address y no
may nott be su
suffficient)
Add 1

Add 2 District
City State PIN*
OVERSEAS COR
COR RE
ORRE SPONDENCE ADDRE
RESPONDENCE ADDRESSS (MANDATOR
(MANDA ORYYFOR NRI / FII APPL
FOR IC
APPLIC ANT)
ICANT)

City Country PIN*

CONTACT DETAILS OF SOLE/FIRST APPLICANT Tel. NO. STD Code ________Office _______________Residence _______________________M
Mobil e No. (F
obile or R
(For ec
Receiving SMS Al
eceiving er
Aler t) _____________________________
ert)
Please provide your email ID for email updates
Email ID
I/We wish tto
I/We o rrec
ec eiv
eceiv e Account St
eive at
Stat ement / Annual R
atement epor
eportt / Quar
Repor Quartterly St
erly at
Stat ement via email inst
atement ead of ph
inste ysic
phy al.
sical.

4. BANK ACCOUNT DETAILS (Refer Instruction No. 15 & 16) (MANDATORY FOR REDEMPTION / DIVIDEND AND REFUND PAYOUT)
A/c. type SB Current NRO NRE FCNR Account No. M a n d a t o r y

Bank M a n d a t o r y Branch M a n d a t o r y
Payable Branch
Location City M a n d a t o r y

PIN IFSC Code Fo r Credit via NEFT 9 Digit MICR Code M a n d a t o r y

5. INVESTMENT & PAYMENT DETAILS (Separate Application Form is required for investment in each plan (Refer instruction no. iv & 5) PAYMENT BY CASH IS NOT PERMITTED.
Plan Option Gross Amount DD Charges Net Cheque / DD Amount Rs. Cheque / DD No. & Date Bank / Branch

Growth Plan - Growth Option

Dividend Plan - Dividend Payout Option

6. NOMINATION (Refer instruction no. v)


Nominee’s Name Mr
Mr.. Ms. Date of Birth*
D D M M Y Y Y Y
Name of Parent / Guardian in case of Minor Mr
Mr.. Ms. Relation with Minor / Designation

Address of Nominee / Guardian

Specimen Signature of Nominee/


City PIN Minor Nominee’s Guardian
7. DECLARATION
I/We would like to invest in Reliance Equity Linked Saving Fund – Series I subject to terms of the Offer Document and subsequent amendments thereto. I/We have read the instructions and the Offer Document before filling
the Application Form. I/We have understood the details of the scheme and I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. Declaration : I have read and understood
the Terms and Conditions governing the investment under Reliance Equity Linked Saving Fund – Series I of Reliance Mutual Fund and those relating to various services including, but not limited to ATMs/ Debit Card. I accept
and agree to be bound by the said Terms and Conditions including those excluding/ limiting the Reliance Capital Asset Managements Limited (RCAM) liability. I understand that the RCAM may, at its absolute discretion, discontinue
any of the services completely or partially without any prior notice to me. I agree RCAM debit from my folio for the service charges as applicable from time to time. I confirm that I am resident of India.
Applicabl
Applicable tto
able o NRI
NRIss only:- I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or
only:-
from funds in my/our Non-Resident External / Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels
or from funds in my/ our NRE/FCNR Account.
Sole / 1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory
SIGNATURE/S
SIGNAT

Sr RELSS00000761
Sr.. No. REL
RELSSS
Received from ________________________________________________________________________________ an appliction for allotment of Units under Reliance Equity Linked Saving Fund – Series I as per details below.

Growth Option Dividend Payout Op


Pa tion
Option

Cheque / DD No. ____________________ Dated ____________________ Rs. __________________________

drawn on __________________________________________________________________________________

Signature, Date & Stamp


Eligible investors in Reliance Equity Linked Saving Fund - Series I are entitled to deductions of the amount invested in units of the scheme, subject to a maximum of
of receiving office
Rs. 100,000/- under and in terms of Section 80C (2) (xiii) of the Income Tax Act, 1961.
INSTRUCTIONS TO HELP YOU COMPLETE THE MAIN APPLICATION FORM
I. G ENERAL INSTRUC
INSTRUC TI
TRUCTI ON:
TION: 13. In case of NRI/FII investors the Account Statements / Redemption Cheques / Other
1. Please read the Key Information Memorandum and the Offer Document carefully correspondence will be sent to the mailing address mentioned.
before investing. All applicants are deemed to have read, understood and accepted 14. All applications are accepted subject to detailed scrutiny and verification. Applications
the terms subject to which this offer is being made and bind themselves to the terms which are not complete in all respects are liable for rejection, either at the collection
upon signing the Application Form and tendering payment. point itself or subsequently after detail scrutiny/verification at the back office of the
2. The application form must be filled in English in BLOCK letters using Black or Dark registrars.
Blue colored ink. Incomplete applications are liable to be rejected. Please ensure that III. BANK DETAIL
DETAIL S:
AILS:
the requisite details and documents have been provided. This will help in avoiding 15. As per the SEBI guidelines, it is mand
mandatator
at ory
or or in
y ffor invvest or
orss tto
estor o mention their bank
processing delays and / or rejection of your Application Form. A llll sub scrip
subscrip tion
scription ac
accc ount det ail
ailss in the applic
detail ation fform.
application orm. In the absence of the bank details the
application fforms
application orms should be submit
submittte d only at designat
only e d br
designate anches of the ccol
branches ol
olllec ting
ecting application form will be rejected. Wherever possible / availability of electronic credit
banks appoint
appointe ed by R
by elianc
Relianc e M
eliance ut
Mutual F
utual und.
Fund. service, RMF will give instruction to the investor’s bank for direct / electronic credit
3. The Applicant’s name and address must be given in full (P.O. Box No. alone is not for dividend / redemption payments and such instructions will be adequate discharge
sufficient). In case of multiple applicants, all communication and payments towards of RMF towards the said payment. In case the credit is not affected by the unitholder’s
redemption will be made in the name of / favoring first applicant only. If the first banker for any reason RMF reserves the right to make the payment by a cheque /
applicant is a minor, the name of the Guardian who will sign on behalf of the minor DD, in case it is not possible to make the payment through electronic credit. If the
should be filled in the space provided. Please fill in your date of birth as this may be electronic credit is delayed or not affected or credited to a wrong account, on account
required for validating your identity for certain transactions/communication. Also, of incomplete or incorrect information, RMF will not be held responsible.
please provide Telephone No./E-mail Id. of the first applicant, so as to facilitate Please provide the 9 digit MICR Code/IFSC code on the right bottom of your Cheque
faster and efficient communication. for us to help you in future for ECS/NEFT credit of dividend and redemption payout.
4. All applicants must sign the form, (quoting existing Folio no, if any). Thumb impressions 16. DIRECT CREDIT OF REDEMPTION / DIVIDEND PROCEEDS / REFUND - IF ANY
must be attested by a Judicial Magistrate/Notary Public under his/her official seal. In
Investor’s having bank accounts with ABN AMRO Bank NV, Citibank N.A, Deutsche
case of HUF, the Karta should sign on behalf of the HUF. Authorised signatories,
Bank AG, HDFC Bank Limited, HSBC, ICICI Bank Limited,
signing on behalf of a Co./Body Corp./Society/Trust etc should sign under their official
seal, designation. A list of Authorised Signatories with their names & designations IDBI Bank Limited, Kotak Mahindra Bank Ltd., Standard Chartered Bank, Axis Bank
duty certified / attested by the bankers should be attached with the application form. Limited will receive their redemption / dividend / Refunds (if any) directly into their
bank account.
5. Please note that if no Plan is ticked / indicated in the Application form, the units will,
by default, be allotted under the Growth Plan of the Scheme. RMF will endeavour to provide payment of Dividend / Redemption / Refund(If any)
through ECS,NEFT, Cheque, Demand Draft or Direct Credit into investors bank account
6. Incase of Mode of Holding is not mentioned for Joint Holder’s the default mode of
wherever possible.
holding would be Joint.
I V. IN VE
INVE
VESSTMENT & PAYMENT DET
PA AIL
DETAIL S:
AILS:
7. Joint applicant with a Minor shall be permitted only where the Minor (represented by
guardian) is the 1st named applicant / beneficiary and only natural parents shall be M inimum In v estment Amount - Minimum initial investment for all categories of
Inv
permitted as joint applicants with a minor and the Holding basis shall be ‘Former or investors is Rs.500/- and in multiples of Rs.500/- thereafter. For customers giving
survivor’ only. A Court-appointed Guardian shall not be permitted to apply as a joint switch instructions. Please submit the switch instruction using the prescribed switch
applicant. transaction slip to the nearest Investor Service Centre of RMF.
II. APPL IC
APPLIC ANT’S INF
ICANT’S ORMA
INFORMA TI
ORMATI ON:
TION: 17. Payment should be made by crossed cheques, /Demand Draft/payorder, favouring
“Relianc
“Relianc
eliancee E quit
Equit
quityy Linked Sa
Linke ving F
Saving und – Series I” and marked “Account Payee” payable
Fund
8. In case the application is made under a Power of Attorney (PoA), a duly certified
locally in the city where the application is submitted. Post dated or outstation cheques/
copy thereof, duly notarised should be submitted with the application. The POA document
draft are not permitted.
should contain the signatures of both the Applicant & the constituted Attorney.
PAYMENT B
PAY Y C
BY ASH IS NO
CASH T PERMI
NOT PERMITTTED
TED.
9. Application made by a limited company or by a body corporate or a registered
society or a trust, should be accompanied by a copy of the relevant resolution or Investors from such centers, who do not have a facility to pay by local cheque, as
authority to make the application, as the case may be, alongwith a certified copy of there are no Collection Centres of RMF, will be permitted to deduct the actual DD
the Memorandum and Articles of Association or Trust Deed / Bye Laws / Partnership commission charges. Documentary proof, thereof is to be attached, if not attached
Deed, whichever is applicable. the AMC reserves the right to call for the same at a later date. The amount of the DD
commission charges will be limited to the actual charges paid or DD charges of State
10. In case of non-individual applicants, i.e. HUF / Companies / AOP / BOI / Trusts /
Bank of India, whichever is lower. (Separate application form is required for investment
Societies / FIIs etc. the name, email-ID and telephone number of the contact person
in each plan/option.)
to should be provided.
If the Scheme name on the Application Form and on the Cheque is different, then the
11. Permanent Account Number (PAN)
units will be allotted as per the Scheme name mentioned in the Application Form.
As per SEBI circular number MRD/DoP/Cir- 05/2007 dated April 27, 2007, PAN
18. Please mention the application serial no. on the reverse of the cheque/demand draft
shall be the sole identification number for all participants transacting in the securities
tendered with the application.
market, irrespective of the amount of transaction w.e.f. July 2, 2007.
19. In case the payment is made through Indian Rupee draft purchased abroad or from
Accordingly, it is mandatory for investor’s to provide their PAN alongwith a self
FCNR or NRE A/c, an Account Debit Certificate from the Bank issuing the draft,
attested copy of PAN card.
confirming the debit should be submitted. For subscription made by NRE / FCNR
If the investment is being made on behalf of a minor, the PAN of the minor or father Account cheques, the application forms must be accompanied with a photocopy of
or mother or the guardian, who represents the minor, should be provided. the cheque or Account Debit Letter / Certificate from the bankers.
Applications received without PAN/PAN card copy will be rejected. V. NOMINATI
NOMINATI ON:
TION:
12. Prevention of M one
Mone y Laundering & Kno
oney w Your C
Know ust
Customer (K
ustomer (KYYC): (a) Nomination facility is available to individuals applying on their own behalf i.e. singly
In terms of the Prevention of Money Laundering Act, 2002, the Rules issued there or jointly.
under and the guidelines issued by SEBI regarding the Anti Money Laundering (AML), (b) Only one person, resident or NRI, including minors, can be nominated. Nomination
all intermediaries, including Mutual Funds, have to formulate and implement a Client can also be in favour of the Central Government, State Government, a local authority,
Identification Process, commonly referred to as Kno
Knoww Your Cust
Customer or K
ustomer KY YC P
Prrocess,
ocess, any person designated by virtue of his office or a religious or charitable trust.
verify and maintain the record of identity and address (es) of investors.
(c) Nomination of an NRI is subject to requirements, if any, prescribed by RBI and SEBI
The investor’s must ensure that the amount invested in the scheme is derived only from time to time.
through legitimate sources and does not involve and is not designed for the purpose
(d) Nomination can be changed at any time during the currency of the investment by the
of any contravention or evasion of the provisions of all the applicable laws, rules and
same persons who have made the nominations.
regulations, directions issued by the appropriate authority (the applicable laws) in
force from time to time including the Prevention of Money Laundering Act, the Income (e) Unitholder being either parent or lawful guardian on behalf of a minor and an eligible
Tax Act, 1961, or the Prevention of Corruption Act, 1988, etc. institution, societies, bodies corporate, HUF, AoPs, BoIs and partnership firms shall
have no right to make any nomination.
Pursuant to the above, the AMC may seek information or obtain and retain
documentation used to establish Customers’ identity. It may re-verify identity and (f) The nominee shall not be a trust (other than a religious or charitable trust), society,
obtain any missing or additional information for this purpose. body corporate, partnership firm, karta of HUF or power of attorney holder.
Reliance Mutual Fund / Reliance Capital Trustee Co. Limited / Reliance Capital Asset (g) On registration of nomination a suitable endorsement shall be made on the statement
Management Limited reserve the right to take all steps and actions, including recording of account or in the form of a separate letter.
investor(s) / unitholder(s) telephonic calls, and / or obtain and retain documentation (h) The facility of nomination is available to a unitholder under SEBI (MFs) Regulations
for establishing the identity of the investor, proof of residence, source of funds etc. in and guidelines issued by SEBI from time to time.
accordance with the applicable laws, from the investor(s) / unitholder(s), as may be (i) Nomination in respect of units stands rescinded, upon the transfer of units.
required, to ensure the appropriate identification / verification / re-verification of
the investor(s) / unitholder(s), the source of funds etc. under its KYC Policy. (j) On cancellation of nominations, the nomination shall stand rescinded and RMF shall
not be under any obligation to transfer the units in favour of the nominee
The AMC, under powers delegated by the Trustee, shall have absolute discretion to
(k) Where a nomination in respect of any unit has been made, the units shall, on the
reject any application, prevent further transactions by a Unit Holder, delay processing
redemption as per applicable laws or regulations if death of the unitholder(s), vest in the nominee and on compliance of necessary
formalities the nominee shall be issued a SOA in respect of the units so vested
(i)after due diligence, the investor / Unit Holder / a person making the payment on subject to any charge or encumbrance over the said units. Nominee would be able to
behalf of the investor does not fulfil the requirements of the “Know Your Customer”
hold the units provided he is otherwise eligible to become a unitholder of the scheme.
as determined by the AMC or the AMC believes that the transaction is suspicious
(l) Where there are two or more unitholders one of whom has expired the title to units
in nature as regards money laundering.
shall vest in the surviving unitholder(s) who may retain the nomination or change or
(ii) the AMC determines in its sole discretion that the application does not or will not
cancel the same. However, non-expression of desire to change or substitute the
comply with any applicable laws or regulations.
nominee by surviving unitholder shall be deemed to be the consent of surviving
In this regard the AMC reserves the right to reject any application and effect a unitholder for the existing nomination.
mandatory Redemption of Units allotted at any time prior to the expiry of 30 days
(m) Transmission made by the AMC as aforesaid, shall be a full discharge to the AMC
from the date of the allotment.
from all liabilities in respect of the said units.
If the payment for Purchase of Units are made by a third party (e.g. a power of VI. E-MAIL COMM
COMM UNIC
OMMUNIC
UNICAATI ON :
TION
attorney holder, a financing agency, a relative, etc.), the investor / applicant may be
required to give such details of such transaction so as to satisfy the AMC of the 20. Investors desirous of receiving statements/Annual Report through email need to
indicate their email id in the relevant box provided in the application form.
source and / or consideration underlying the transaction.
Key Information Memorandum cum Application Form
Reliance Equity Linked Saving Fund - Series I (A 10 year close-ended Equity Linked Savings Scheme)
Offer for Sale of Units at Rs.10/- per unit during the new fund offer period

SPONSOR: REGISTRAR
Corporate Office: Karvy Computershare Pvt. Ltd.
Reliance Capital Limited Karvy Plaza, 21, Road No.4, Street No.1, Banjara Hills, Hyderabad - 500 034
H Block, 1st Floor, Dhirubhai Ambani Knowledge City, Koparkhairne, Tel. : 040 - 2331 2454, Fax : 040 - 2331 1968
Navi Mumbai - 400 710. CUSTODIAN
Tel : 022 - 30327000, Fax. 022 - 30327202 Deut sche Bank A.G. - Kodak House, 222, Dr. D.N. Road, Mumbai - 400 001
Deutsche
TRUSTEE AUDITORS TO THE SCHEME
Corpor at
orporat
atee Of
Offfice: R
ice: elianc
Relianc
elianceeCapit
Capital Trust
apital ee C
rustee o. Limit
Co. e d - Express Building, 4th Floor,
Limite Haribhakti & Co. (Char
Co. (Chartter
eree d A ccount ant
ountant
ants)
s) - 42, Free Press House, Nariman Point, Mumbai - 400 021
14 – ‘E’ – Road, Churchgate, Mumbai – 400 020
Tel : 022 – 30414800 Fax: 022 – 30414818 E-mail : customer_care@reliancemutual.com
MTNL/BSNL subscribers need to dial 022 - 3030 1111.
INVESTMENT MANAGER Investors using mobile phones need to prefix STD Code of their respective city before 3030 1111.
Corporate Office: Reliance Capital Asset Management Limited - Express Building,
4th Floor, 14 – ‘E’ – Road, Churchgate, Mumbai – 400 020 Overseas callers need to dial 91 - 22 - 3030 1111. Website: www.reliancemutual.com
Tel : 022 – 30414800 Fax: 022 – 30414818
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key
Personnel, investors’ rights & services, risk factors, penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer Document available free of cost at any of the Investor
Service Centres or distributors or from the website www.reliancemutual.com.
The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till date and Equity Linked Savings Scheme, 2005 (vide Notification
No. 226/2005, dated November 3, 2005 and Notification No. 259/2005/F. No. 142/39/2005 - TPL dated December 13, 2005 issued by Department of Economic Affairs, Ministry of Finance, Government of India, as
amended from time to time), and filed with Securities and Exchange Board of India (SEBI). The units offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy
of this KIM.
As per the Equity Linked Savings Scheme, 2005, investment made under the scheme shall be locked-in for a period of 3 years from the date of allotment of respective units. The Scheme does not asssure a guarantee
any returns. Eligible investors in the scheme are entitled to deductions of the amount invested in units of the scheme, subject to a maximum of Rs. 100,000/- under and in terms of Section 80C (2) (xiii) of the
Income Tax Act, 1961.
New Fund Offer Opens on New Fund Offer Closes on
December 18, 2007 March 17, 2008

INVESTMENT OBJECTIVE:
RelianceE
eliance quit
Equity Oppor
quity Opporttunities Fund
Fund
The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested
Period Reliance Equity BSE 100
predominantly in equities along with income tax benefit. Opportunities Reliance Equity Opportunities Fund -
ASSET ALL
ASSET OC
ALLOCATI
OCA ON P
TION ATTERN:
PA Fund Retail-Growth vs BSE 100
Last 1 yr 43.04 53.08 100 83.61
Under normal circumstances, the asset allocation under the Scheme will be as follows: Since Inception 51.35 52.47

Percentage
80 66.62
Type of Security % of Corpus Past Performance may or may not be sustained in 60
(indicative) Risk Profile future. Dividends are assumed to be reinvested. While 40
calculating returns dividend distribution tax is excluded. 20 10.11 11.56
Equities 80 - 100 % High
Compounded annualised returns of Retail Plan - Growth 0
FY 05-06 FY 06-07
Debt and Money Market Instruments Up to 20 % Low to Option.
Inception Date 31/03/2005 Reliance Equity Opportunities Fund BSE 100
Medium
Note: The scheme may invest in equity shares in foreign companies, ADRs / GDRs and instruments convertible
into equity shares of domestic or foreign companies and in derivatives as may be permissible under the guidelines RelianceR
eliance eg
Reg ul
egul ar Sa
ular ving
vingss F
Saving und - E
Fund quit
Equit y Op
quity tion
Option
issued by SEBI and RBI. As the scheme is governed by ELSS guidelines, such investment will be made, if the ELSS Period Reliance Regular
guidelines permit. Sa ving
vingss F
Saving und -
Fund BSE 100
70 60.83
Equity Option 60
It must be clearly understood that the percentages stated above are only indicative and not absolute and that they 50
50.64
Last 1 yr 63.11 53.08 40.78
can vary substantially depending upon the perception of the AMC, the intention being at all times to seek to protect 40
Since Inception 45.60 54.19
the interests of the Unitholders. Such changes in the investment pattern will be for short term and defensive 30
18.33 21.77
20
considerations. However, such changes at all times will comply with ELSS notifications. The asset allocation Past Performance may or may not be sustained in 11.56
10
pattern will be in line with the rules and guidelines of ELSS notifications also. future. Dividends are assumed to be reinvested. While 0 Since Inception to FY 05-06 FY 06-07
calculating returns dividend distribution tax is excluded. Mar 05
Pl
Pleease rref
ase efer tto
efer o the Of
Offfer Document fforor det ail
detail s.
ails.
Compounded annualised returns of Growth Option.
Risk Profile of the Scheme: Inception Date 9/06/2005
Mut ual F
utual und in
Fund vestment
investmentss ar e subjec
are subjectt tto
o mark
marketet risks. Pleas
Ple e rre
ase ead the of
offfer document ccar
areful
ullly ffor
eful
aref or detail
ailss
detail
on risk ffac
ac
acttor
orss befor
before in
ore invvestment. RelianceE
eliance quit
EquityF
quity und
Fund

Reliance Equity Linked Saving Fund - Series I } Growth Plan

Dividend Plan
Growth Option

Dividend Payout Option


Period

Last 1 yr
Reliance Equity
Fund
45.71
S&P CNX
Nifty
48.79
Reliance Equity Fund- Retail-Growth vs S&P CNX Nifty
14
12
12.31

Since Inception 36.83 39.12 10 8.66


Specifie
Specifie dR
ied edemp
Re tion P
demption eriod: The scheme will offer purchase only during the new fund offer period and the
Period: 8
redemption/switch-out will be available only during the Specified Redemption Period i.e. first five Business Days Past Performance may or may not be sustained in 6
4
on a monthly basis at NAV based prices after an initial lock-in-period of three years from the date of allotment. future. Dividends are assumed to be reinvested. While 2
calculating returns dividend distribution tax is excluded. 0
FY 06-07
Applicable NAV Compounded annualised returns of Retail Plan - Growth Period

i) Redemption/Switch-out: Option. Inception Date 30/03/2006 Reliance Equity Fund S&P CNX Nifty

In respect of valid applications received upto 3 p.m. by the Mutual Fund, same day's closing NAV shall be
applicable. Reliance Tax Sa
eliance ver (EL
Sav (ELSSS) Fund
Fund
In respect of valid applications received after 3 p.m. by the Mutual Fund, the closing NAV of the next Working Day Period Relianc
eliancee Ta x BSE 100 Reliance Tax Saver (ELSS) Fund vs BSE 100
shall be applicable. Saver (EL
Sav (ELSS S) Fund
Fund 40
34.07 35.69
Last 1 yr 39.52 53.08 30
Minimum Application Amount/ Number of Units Since Inception 53.08 51.05 Percentage
20
Purchase Redemption Past Performance may or may not be sustained in
future. Dividends are assumed to be reinvested. While 10 6.11
i) New Purchases Redemptions can be for any amount or any number of units. calculating returns dividend distribution tax is excluded. 0
-0.37
Minimum initial investment for all categories However, in order to keep the account in operation, minimum Compounded annualised returns of Growth Option. -10
FY 05-06
Period
FY 06-07
of investors is Rs.500/- and in multiples of balance equal to the minimum subscription amount under each Inception Date 22/09/2005 Reliance Tax Saver Fund BSE 100
Rs.500/- thereafter. of the options, which is currently Rs. 500 is required to be
maintained in the account.
RCAM reserves the right to close an investor's account if the RelianceL
eliance ong Term E
Long quit
EquityF
quity und
Fund
value of the unit balance in the account falls below the minimum
subscription amount under each of the options. In such an Period Relianc
eliancee L ong Term
Long BSE 200 Reliance Long Term Equity Fund vs BSE 200
event, RCAM reserves the right to compulsorily redeem the E quit
quityyFund
Fund 0
FY 06-07

balance units in the account completely at the applicable Since Inception 54.25 54.71 -1
redemption price. Past Performance may or may not be sustained in -2 -1.27
Percentage

-3
future. Dividends are assumed to be reinvested. While
-4
Despatch of Repurchase (Redemption) Request: Within 10 working days from the date of receipt of a valid calculating returns dividend distribution tax is excluded.
-5
redemption request during the Specified Redemption Period at the Designated Investor Service Centers of Absolute returns of Growth Option. Inception Date
-6
Reliance Mutual Fund. 27/12/2006 -5.95
-7 Period
Benchmark Index: BSE 100 Reliance Long Term Equity Fund BSE 200
Dividend Policy: Dividend will be distributed from the available distributable surplus after the deduction of the
dividend distribution tax and the applicable surcharge, if any. The Mutual Fund is not guaranteeing or assuring any RelianceE
eliance quit
Equity Ad
quity vant
Adv ag
antageF
age und
Fund
dividend. Please read the offer document for details. Further payment of all dividends shall be in compliance with
SEBI Circular. Circular No. SEBI/IMD/CIR No.1/64057/06 dated 4/4/06. Period Relianc
eliancee E quit
Equit y Ad
quity Advvant ag
antag e F
age und
Fund S&P CNX Nifty
Name of the F und M
Fund anag
Manag er: Omprakash Kuckian
anager: Since Inception 28.34 35.68
Overseas investments : Shiv Chanani Past Performance may or may not be sustained in future. Dividends are assumed to be reinvested.
Name of the Trust ee C
rustee ompan
Compan
ompany: y: Reliance Capital Trustee Co. Limited. While calculating returns dividend distribution tax is excluded. Absolute Returns of Retail Plan Growth
option as the scheme has not completed one year. Inception Date 9/08/2007
Per
erfformance of the scheme: Data as on 07/12/2007.
ormance

Reliance Gr
eliance ow th F
Gro und
Fund Expenses of the Scheme
Period Reliance Gr
eliance owth F
Gro und
Fund BSE 100 Initial Issue Expens es: Under the SEBI Regulations, the Mutual Fund is entitled to charge New Fund Offer
Expenses:
Reliance Growth Fund - Retail - Growth vs BSE 100
Last 1 yr 68.68 53.08 Expenses up to a maximum of 6% of initial resources raised under the Scheme. The New Fund Offer expenses
Last 3 yr 63.21 47.06
200
166.65 for the Scheme would be amortised over a period of 10 years i.e. tenure of the scheme and would be included
150
Percentage

Last 5 yr 71.85 45.90 92.64


in the NAV. Any expenditure in excess of this shall be borne by the AMC. If the investor opts for the redemption
100 87.36
Since Inception 36.50 16.77 50
54.71 66.62 before the completion of 10 years, proportionate unamortized portion of the NFO expenses outstanding as on
15.33 14.86 12.96 11.56 the date of the redemption shall be recovered from such investor.
Past Performance may or may not be sustained in future. 0
FY 03-04 FY 04-05 FY 05-06 FY 06-07
-13.62
Dividends are assumed to be reinvested. While calculating -50
FY 02-03 Period
Recurring Expens es : As per SEBI (Mutual Funds) Regulations, the maximum expenses that can be charged to
Expenses
returns dividend distribution tax is excluded. Compounded a scheme are as follows:
annualised returns of Retail Plan - Growth Option. Reliance Growth Fund BSE100
*Recurring Expenses **Estimat
**Estimat ed Expens
stimate es of R
Expenses elianc
RelianceE
eliance quit
Equity Link
quity ed Sa
Linke ving F
Saving und – Series I
Fund
Inception Date 08/10/1995.
Upto Rs.100 crores 2.50% Investment Management Exp. 1.25%
Reliance Vision F
eliance und
Fund
Next Rs. 300 crores 2.25% Marketing Exp. 1.00%
Period Reliance Vision F
eliance und
Fund BSE 100
Reliance Vision Fund- Retail-Growth vs BSE 100 Next Rs.300 crores 2.00% Operational Exp. 0.25%
Last 1 yr 54.75 53.08
Last 3 yr 53.87 47.06 160 138.15 Balance 1.75% Total 2.50%
120 92.64
Last 5 yr 60.93 45.90 76.72 66.62
Percentage

80
Since Inception 31.42 16.77 40 35.54 34.16 * Expenses on an ongoing basis will not exceed the above percentage of the daily average net asset or such
14.86 8.95 11.56
0 maximum limits as may be specified by SEBI Regulations from time to time. ** The above expenses are
Past Performance may or may not be sustained in future. -13.62 FY 03-04 FY 04-05 FY 05-06 FY 06-07
-20 estimates only and subject to change as per actuals. Please read the offer document for details.
Dividends are assumed to be reinvested. While calculating -40
FY 02-03
Period
returns dividend distribution tax is excluded. Compounded LOAD STRUCTURE:
annualised returns of Retail Plan - Growth Option. Reliance Vision Fund BSE 100
Entry Load: Not Applicable. Exit Load: Nil*
Inception Date 08/10/1995.
*In accordance with the SEBI (MFs) Regulations, 1996, NFO expenses not exceeding 6% of the amount
Reliance NRI E
eliance quit
EquityF
quity und
Fund mobilised, will be charged to the scheme and will be amortised over a period of 10 years. If the investor opts
Period Reliance NRI BSE 200 Reliance NRI Equity Fund - vs BSE 200
for the redemption before the completion of 10 years, proportionate unamortized portion of the NFO expenses
Equit yF
quity und
Fund 70
outstanding as on the date of the redemption shall be recovered from such investor.
62.65 59.97
57.04 60.26
Last 1 yr 53.74 53.03 60
Dail
Dailyy Net A ss et Val
sset ue (NA
alue V) P
(NAV) ublic
Publication : The NAV shall be computed on daily basis. It shall be published
ublication
Percentage

50
Last 3 yr 54.31 45.32 in 2 newspapers on all working days after one year from the date of allotment of units and the same shall be
40
Since Inception 54.07 47.26 30 24.32 uploaded on the AMFI site i.e. www.amfiindia.com and Reliance Mutual Fund site i.e. www.reliancemutual.com.
20
Past Performance may or may not be sustained in future. 10.2
10
Dividends are assumed to be reinvested. While calculating 0
returns dividend distribution tax is excluded. Compounded Since Inception to FY 05-06 FY 06-07
March 05 Period
annualised returns of Growth Option. Reliance NRI Equity Fund BSE 200
Inception Date 16/11/2004.
TAX TREATMENT FOR THE INVESTORS (UNITHOLDERS)
Tax Benef it
itss tto
Benefit o the Mut
Mutual F
utual und : Reliance Mutual Fund is a Mutual Fund
Fund said tax rate would be increased by a surcharge of 2.5 per cent where Income tax is deductible on short-term capital gains arising on sale /
registered with the Securities & Exchange Board of India and hence the the total income exceeds Rs. one crore. Further, an additional surcharge repurchase of units of equity oriented mutual funds (as defined under
entire income of the Mutual Fund will be exempt from income tax in of 2 per cent by way of education cess would be charged on amount of Sec. 10(38)) at the rate of 10 per cent.
accordance with the provisions of Section 10(23D) of the Income-tax tax inclusive of surcharge. Such gains would be calculated without inflation The above tax rate would be increased by a surcharge of 10 per cent,
Act, 1961, (the Act). The Mutual Fund will receive all income without any index and currency fluctuations. where the total income exceeds Rs. 10,00,000. Further, an additional
deduction of tax at source under the provisions of Section 196(iv) of the Short-term capital gains arising on sale/repurchase of units would be surcharge of 2 per cent by way of education cess would be charged on
Act. taxed at 30 per cent (10% if such short term capital gains is of the amount of tax inclusive of surcharge.
An exemption has been granted under the Finance (No.2) Act, 2004 to nature referred in section 111A of the Act, discussed elsewhere in this The Finance Act, 2007 has levied an additional surcharge, called the
open ended equity oriented mutual funds from paying distribution tax on document). The said applicable tax rate would be increased by 2.5 per “Secondary and Higher Education Cess”, at the rate of one per cent of
income distributed without any time limit, effective from 1 April 2004. cent surcharge where the total income exceeds Rs. one crore.. Further, an income-tax and surcharge (not including the education Cess on income-
(i). Income-tax additional surcharge of 2 per cent by way of education cess would be tax). This amendment has taken effect from the 1st day of April, 2007.
charged on amount of tax inclusive of surcharge.
This Scheme is a plan formulated under the Equity Linked Savings Scheme In the ccas
ase of a ffor
ase oreign ccompan
oreign ompany: Income tax is deductible on long-term
ompany
(ELSS), 2005, issued by the Central Government. The Finance Act, 2007 has levied an additional surcharge, called the capital gains (other than long-term capital gain on units of equity oriented
“Secondary and Higher Education Cess”, at the rate of one per cent of mutual funds on which exemption under Sec. 10(38) is applicable) arising
Accordingly, any investment made by an assessee in the ELSS of the income-tax and surcharge (not including the education Cess on income-
Fund upto a sum of Rs. 100,000/- in a financial year would qualify for on repurchase of units at the rate of 20 per cent.
tax). This amendment has taken effect from the 1st day of April, 2007.
deduction under Section 80C of the I.T. Act. Income tax is deductible on short-term capital gains arising on sale /
Specified overseas financial organizations
organizations: As per the provisions of repurchase of units (other than those of equity oriented mutual funds) at
An “assessee” as per ELSS 2005 means:— section 115AB of the Act, long-term capital gains arising on sale/ the rate of 40 per cent.
(i) an individual; or repurchase of units purchased in foreign currency shall be liable to tax at
the rate of 10 per cent. However, such gains shall be computed without The above tax rates would be increased by a surcharge of 2.5 per cent
(ii) a Hindu undivided family; or where the total income exceeds Rs. one crore. Further, an additional
the benefit of cost indexation.
(iii) an association of persons or a body of individuals consisting, in either surcharge of 2 per cent by way of education cess would be charged on
Short-term capital gains arising on sale/repurchase of units would be amount of tax inclusive of surcharge.
case, only of husband and wife governed by the system of community of
taxed at 40 per cent in case of foreign companies.
property in force in the State of Goa and Union Territories of Dadra and The Finance Act, 2007 has levied an additional surcharge, called the
Nagar Haveli and Daman and Diu by whom, or on whose behalf, investment The rate of surcharge would be 2.5% where the total income exceeds “Secondary and Higher Education Cess”, at the rate of one per cent of
is made. Rs. one crore. Further, an additional surcharge of 2 per cent by way of income-tax and surcharge (not including the education Cess on income-
education cess would be charged on amount of tax inclusive of surcharge. tax). This amendment has taken effect from the 1st day of April, 2007.
Tax on Income distribution
Income
The Finance Act, 2007 has levied an additional surcharge, called the Tax Treat y: In accordance with the provisions of Circular no.728 dated
aty:
Income distribut
Income ed b
distribute y the M
by ut
Mutual F
utual und
Fund
“Secondary and Higher Education Cess”, at the rate of one per cent of October 30, 1995 issued by the Central Board of Direct Taxes (‘CBDT’), in
All Unit holders income-tax and surcharge (not including the education Cess on income- case of a non resident unit holder who is a resident of a country with
Income received by unit holders in respect of the units of the Mutual tax). This amendment has taken effect from the 1st day of April, 2007. which India has signed a Double Taxation Avoidance Agreement (DTAA)
Fund, is exempt from tax under Section 10(35) of the Act. Securities Trans ac
ansac tion Tax
action which is in force, the tax should be deducted at source under section 195
Tax De duc
Deduc tion at Sour
duction ce
Sourc Natur
ature of Trans
ure ac
ansac tion
action Payabl
ableeby
by Rate of the Act at the rate provided in the Finance Act of the relevant year or
the rate provided in the said agreement, whichever is more beneficial to
All Unit holders Purchase and sale of equity shares or Both purchaser 0.125% such non-resident unit holder.
In view of the exemption of income in the hands of the Unit holders, no units of equity oriented mutual funds as well as
on a recognised stock exchange on seller In order to obtain the benefit of the lower rate under the DTAA, the unit
income tax is deductible at source, on income distribution by the Mutual holder would be required to provide a certificate from his Assessing
Fund on or after April 1, 2003, under the provisions of Sections 194K delivery basis
Officer stating his eligibility for the lower rate.
and 196A of the Act. Sale on stock exchange of equity shares Seller 0.025%
or units of equity oriented mutual funds Exemptions from long-term capital gains
As per section 196B of the Act, tax is required to be deducted at the rate
of 11.22 per cent (inclusive of surcharge on income-tax at the rate of on non-delivery basis I. As per Sec 10(38) of the Act, any long-term capital gains arising from
10 per cent and an additional surcharge by way of education cess at the Sale of derivatives on recognised stock Seller 0.017% the sale of units of an equity-oriented fund entered into on or after
rate of 2 per cent on the amount of tax inclusive of surcharge) from exchange October 1, 2004 and such transaction of sale is chargeable to STT, shall
income payable in respect of units purchased in foreign currency to be exempt form tax.
Sale of units of equity oriented mutual Seller 0.25%
approved overseas financial organizations. Where the total income of II. As per the provisions of section 54EC of the Act, long-term capital
funds to the mutual fund
such organization does not exceed Rs. one crore, the abovementioned gains (other than long-term capital gains on units of equity oriented
surcharge is not payable. Tax Treaty : In the case of a non-resident unit holder who is resident of
aty mutual funds on which exemption under Sec. 10(38) is applicable) shall
The Finance Act, 2007 has levied an additional surcharge, called the a country with which India has signed a Double Taxation Avoidance be exempt from tax to the extent such capital gains are invested, within
“Secondary and Higher Education Cess”, at the rate of one per cent of Agreement (DTAA), (which is in force), income tax is payable at the rate a period of six months of such transfer, in acquiring notified bonds.
income-tax and surcharge (not including the education Cess on income- provided in the Act or at the rate provided in the such agreement, However, if the said bonds are transferred within a period of 3 years
tax). This amendment has taken effect from the 1st day of April, 2007. whichever is more beneficial to such non resident unit holder. from the date of their acquisition, the amount of capital gains exempted
earlier would become chargeable to tax as long-term capital gains in the
(ii) Tax on Capit
Capit al Gains
apital In order to obtain the benefit of the lower rate under the DTAA, the unit
year in which the bonds are transferred.
holder would be required to provide a certificate from his Assessing
Long-term Capital Gains The Finance Act, 2007 has provided that the investment made on or
Officer stating his eligibility for the lower rate.
Section 10(38) of the Act grants exemption to any income arising from after the 1st April, 2007 in the above bonds by any person during any
Dividend Stripping
the transfer of a long term capital asset, being units of an equity oriented financial year should not exceed Rs. Fifty Lakh. This amendment takes
fund provided the transaction giving rise to the capital gains, attracts All Unit holders : As per Section 94(7) of the Act, loss arising on sale of effect from 1st April, 2007.
Securities Transaction Tax (STT) and is made on or after 1st October Units, which are bought within 3 months prior to the record date (i.e. the
III. As per the provisions of Sec 54F of the Act in the case of an
2004 i.e the date on which Chapter VII of the Finance (No. 2) Act, 2004 date fixed by the Mutual Fund for the purposes of entitlement of the Unit
individual or a HUF, long-term capital gains (other than long-term capital
has come into force. For this purpose “equity oriented fund” means holders to receive the income) and sold within 9 months after the record
gains on units of equity oriented mutual funds on which exemption under
where the investible funds are invested by the Mutual Fund in equity date, shall be ignored for the purpose of computing income chargeable to
Sec. 10(38) is applicable) arising on transfer of a long-term capital asset
shares in domestic companies to the extent of more than sixty five tax to the extent of exempt income received or receivable on such Units.
(not being a residential house) are not chargeable to tax if the entire net
percent of the total proceeds of such fund set up under a scheme of a Bonus stripping consideration received on such transfer is invested within the prescribed
Mutual Fund specified under Section 10(23D) of the Act. period in a residential house. If part of such net consideration is invested
All Unit holders : As per section 94 (8) of the Act wherein in case of
Short-term Capital Gains units purchased within a period of three months prior to the record date within the prescribed period in a residential house, then proportionate
Under Sec. 111A, where the total income of an assessee includes any for entitlement of bonus and sold within nine months after the record exemption is available.
income chargeable under the head “Capital Gains”, arising from the date, the loss arising on transfer of original units shall be ignored for the Other Benef it
itss : Investments in Units of the Mutual Fund will rank as an
Benefit
transfer of a short-term capital asset, being a unit of an equity oriented purpose of computing the income chargeable to tax. The amount of loss eligible form of investment under Section 11 (5) of the Act read with
fund and so ignored shall be deemed to be the cost of acquisition/purchase of such Rule 17C of the Income-tax Rules, 1962, for Religious and Charitable
bonus units as are held by it/him on the date of such sale/transfer. Trusts.
(a) the transaction of sale of such unit is entered into on or after 1st
October 2004, i.e. the date on which Chapter VII of the Finance (No. 2) Tax De duc
Deduc
duction Sourc
tion at Sour ce on Capit
Capital Gains
apital (ii). Wealth-t
alth-taax: Unit
Unitss held under the rrespec
espec tiv
espectiv e Plans are not treated
tive
Act, 2004 has come into force; and Domestic Unit holders
holders: No income tax is deductible at source from as assets as defined under Section 2(ea) of the Wealth-tax Act, 1957
(b) such transaction is chargeable to securities transaction tax under that income by way of capital gains under the provisions of the Act. and thereof would not liable to wealth-tax.
Chapter, the tax payable by the assessee on such short-term capital gains For eign Instit
oreign utional In
Institutional Inv orss : Under Section 196D of the Act, no
estor
vest or (iii). Gift-tax: The Gift-tax Act, 1958 has ceased to apply to gifts made
is at the rate of ten per cent. deduction shall be made from any income by way of capital gains, in on or after October 1, 1998. Gifts of Units, purchased under the respective
In case of resident individuals and HUFs, where the total income as respect of transfer of units referred to in Section 115AD of the Act. Plans, would therefore, be exempt from gift-tax. The tax benefits to the
reduced by the short- term capital gains, is below the basic exemption Mutual Fund and Unit Holders is in accordance with the prevailing tax
Specified overseas financial organizations : As per section 196B of the laws.
limit, the short-term capital gains will be reduced to the extent of the Act, income tax is deductible on long-term capital gains (other than long-
shortfall and only the balance short-term capital gains will be subjected term capital gain on units of equity oriented mutual funds on which EA
EACH VE
INVE
CH IN VESSTOR IS ADVISED TO C
ADVISED ONSUL
CONSUL
ONSULTT HIS OR HER O WN TAX
OW
to the 10 per cent tax rate. exemption under Sec. 10(38) is applicable) arising on repurchase of units CONSUL
ONSULT TANT WI TH RE
WITH SPEC
RESPEC
SPECTT TO THE SPECIFIC TAX IMPL IC
IMPLIC ATI
ICA ONS
TIONS
The said tax rate would be increased by a surcharge of 10 per cent in purchased in foreign currency, at the rate of 10 per cent. The said tax ARISING OUT OF HIS OR HER P AR
PAR TICIP
ARTICIP ATI
TICIPA ON IN THE SCHEME.
TION
case of non-corporate Unit holders excluding firms, where the total rate would be increased by applicable surcharge of 2.5% per cent in
income exceeds Rs. 10,00,000. In the case of firms and corporate Unit case of corporate Unit holders where the total income exceeds Rs. one FOR INVESTOR GRIEVANCES PLEASE CONTACT
holders, surcharge is applicable where the total income exceeds Rs. one crore. Further, an additional surcharge of 2 per cent by way of education
crore. Further, an additional surcharge of 2 per cent by way of education cess would be charged on amount of tax inclusive of surcharge. Karvy Computershare Pvt. Ltd.
cess would be charged on amount of tax inclusive of surcharge. Income tax is deductible on short-term capital gains arising on sale / Karvy Plaza, 21, Road No. 4, Street No. 1, Banjara Hills,
repurchase of units at the rate of 40 per cent plus applicable surcharge Hyderabad - 500 034.
The Finance Act, 2007 has levied an additional surcharge, called the
at the rate of 2.5 per cent in case of foreign companies where the total Tel. : 040-2331 2454. Fax : 040-2331 1968
“Secondary and Higher Education Cess”, at the rate of one per cent of
income-tax and surcharge (not including the education Cess on income- income exceeds Rs. one crore. Further, an additional surcharge of 2 per Relianc
elianceeM ut
Mut ual F
utual und
Fund
tax). This amendment has taken effect from the 1st day of April, 2007. cent by way of education cess would be deducted on amount of tax Express Building, 4th Floor, 14-’E’-Road, Opp. Churchgate Station,
inclusive of surcharge Churchgate, Mumbai - 400 020.
Where the total income of an assessee includes any short-term capital
gains on equity oriented units the deduction under section 80C shall be The Finance Act, 2007 has levied an additional surcharge, called the Tel. : 022-3041 4800 Fax : 0223041 4818
allowed from the income tax on the total income as reduced by such “Secondary and Higher Education Cess”, at the rate of one per cent of
short term capital gains. income-tax and surcharge (not including the education Cess on income- UNI THOLDERS
THOLDERS’’ INF
UNITHOLDERS ORMA
INFORMA
ORMATI TI ON:
TION:
tax). This amendment has taken effect from the 1st day of April, 2007. Accounts statement (on each transaction), Annual financial results and
For eign Instit
oreign utional In
Institutional vest
Inv or
estor s: Long-term capital gains arising on sale/
ors:
Other Non-resident Unit holders : Half yearly portfolio disclosure shall be provided to investors by post,
repurchase of units, held for a period of more than twelve months, would
email or published as per SEBI Regulations.
be taxed at the rate of 10 per cent under Section 115AD of the Act In the case of a non-resident other than a company: No income tax is
(subject to the exemption of tax on long-term capital gains provided for deductible on long-term capital gains arising on sale/repurchase on units
in Sec. 10(38) of the Act, discussed elsewhere in this document) . The Date : December 17, 2007 RMF/R&T/APP/VER1.0/17-12-07
of equity oriented mutual funds as defined under Sec. 10(38)).

DE SIGNA
DESIGNA TED BRANCHE
SIGNATED BRANCHESS FOR C
FOR OLLEC
COLLEC TI
OLLECTI ON OF APPL
TION IC
APPLIC ATI
ICA ON F
TION ORM ONL
FORM Y DURING NEW F
ONLY UND OFFER
FUND
HDF
HDFC C Bank - Ag
Agrra: Shop No F3,F3-A; AhmeAhmed dabad: HDFC Bank House; Ahme dnag
Ahmednag ar: Amber Plaza, Station Road; Ajmer: AMC No - 13/10 & 14/10; Ak
dnagar: ol
Akol a: Sethi Heights, Opp To Collector Office; Alig
ola: arh: 3-316 Ramghat
Aligarh:
Road; Al
Alllahabad: 54/1 S.P. Marg Civil Lines; Al war: Bhagat Singh Circle; Ambal
Alw Ambala: a: Shingar Palace Complex; Amr Amra avati: C/O Rasik Plaza, Jaistambh Chowk; Amr eli: 2 Manekpura; Amrit
Amreli: Amritss ar: 1st Floor, R.S Towers; Anand: 1st Floor,
Ankllesh
Sanket Towers; Ank war: S A Motors Building; A s ansol: CMS Dept; Aur
eshw ang
Aurang abad: Shivani Chambers; Bal
angabad: asor
Balasor e: C/O Bharat Motors; Bang
asore: Bangalalor
alor e: No 8 / 24 Salco Centre; Bar
ore: doli: Shree Ambika Niketan Temple; Bariel
Bardoli: Bariellly: 154,
Krishna Palace; Bar od
Barod a: 5th Floor, Midway Heights; Beg
oda: us
Begus ar
usar ai: Kachari Chowk; Bel
arai: Belg gaum: 3rd Floor, Khimjibhai Complex; Bhag alpur: Khalifa Bagh Chowk; Bharuch: Near Octroi Naka Link Road; Bhatind
Bhagalpur: Bhatinda:a: 3027 - B Guru Kanshi
Marg; Bhavnagar: Gopi Arcade; Bhilai: Chauhan Estate; Bhilwara: 2-3-4, S.K Plaza Complex; Bhiwadi: Sp 54 Ashiana Arcade; Bhopal: E - 1/57, Arera Colony; Bhubaneshwar: Junction of Janpath & Gandhi Marg; Bhuj: 101
& 102 Sunrise Tower; BhusBhusaaval: Mansingh Complex, C.T.S No 3294; Bok Bokarar o: B-9 City Centre, Sector IV; Bur
aro: urddwan
an: 45 G.T Road; Calicut: Malabar Palace; Chal Chalak ud
akud
ak y: Police Station Road; Chandig
udy: arh: Sco 371/372;
Chandigarh:
Chang anacherr
Changanacherr y: CMS Dept, Golden Tower; Cheng
anacherry: annur: Govt Hospital Junction; Cochin: 1st Floor, Sl Plaza; Coimbat
Chengannur: oimbatorore: 1635 Classic Tower; Cur
ore: chor
urchor em: CMS Dept; Cut
chorem: utttack: Bajrakbati Road; Dahanu: Matruashish Building;
Daman: Arc Shopping Mall, Dilip Nagar; Da vang
Dav er
anger e: No 621, BHM Enclave; Dehr
ere: adun: 56, Rajpur Road; Delhi: Figops, Ist Floor; Dhanbad: Sri Ram Plaza, 1st Floor; Dhar
Dehradun: ams
Dharams
amsalala: 363 / 6 Centre Point; Dhul
ala: e: Lane No 6,
Dhule:
Mundada Arcade; Durg apur: A102 & 103, City Centre; Er
Durgapur: ode: 456 Brough Road; Fer
Erode: ozepur: CMS Dept; Gandhidham: Plot No 1, Sector 8; Ga
ero ya: Near Ganta Ghar; Gond
Gay al: Ground And First Floor; Gor
Gondal: akhpur: CMS Dept, Prahlad
Gorakhpur:
Rai Trade Centre; Gunt ur: 87-90, Main Road; Gur
Guntur: Gurddaspur: CMS Dept, SCF-1 & 2 Shopping Complex; Guw ahati: Fancy Bazar Branch - WBO; Gw
Guwahati: alior: Block G1, Plot No. 43; Hajipur: Vimal Complex, Dak Banglow Complex;
Gwalior:
Haldwani: 8/6, Nainital Road; Hazaribagh: Annada Chowk; Himatnagar: G.F Shop No 5-8 & First Floor 4 - 9; Hisar: Sco 170 A Commercial Building; Hoshirapur: Sco 1-2-3, Scheme No 11; Hosur: No. 24 & 25, Maruthi Nagar;
Hubli: T B Revankar Complex; H yder abad: 6-1-73 3rd Floor Saeed Plaza; Indor
derabad: Indore:e: 3rd Floor, 9/1A, U.V.House; Irinjal ak
Irinjalakud
akud
uda:a: Ushus Complex; Jabalpur: 1702, Naiper Town; Jag agrraon: 368 B, Kapoor Building; Jaipur: 1st Floor,
O - 10, Ashok Marg; Jal andhar: 911, Near Narinder Cinema; Jal
alandhar: alggaon: Plot No 134 / 135, DSP Chowk; Jammu: Cb 13, Railhead Complex; Jamnag amnagar:ar: Plot No 6, Park Colony; Jamshe dpur: C/O Mithila Motors Ltd; Jhansi: Damroo
amshedpur:
Cinema Complex; Jodhpur: Plot No 57 / B;; Junag adh: Moti Palace, Ground Floor; Kadi: Radhaswami Complex, R.S No 242; Kal
unagadh: yani: B-7/40 & 41(s) Central Avenue West, Central Park; Kannur: CMS Dept; Kanpur: Navin Market
Kaly
Branch; Kapurthala: Mgn School; Karad: Near Hotel Sangam; Karnal: Sco 778-779; Karur: 126 / D / E, Anna Plaza; Khanna: Opp Bus Stand; Kolhapur: Gem Stone, Raosaheb Vichare Complex; Kolkata: Abhilasha II, 6; Kota:
Show Room No 13 - 14; Ko ttayam: Unity Building, Opp MIDC Centre; Kurukshetr urukshetra: a: CMS Dept, Shop No 1 to 5, Kalawati Market; Lat ur: Shri Prabha Arcade, Shop No 3-6; Luckno
Latur: ucknow:w: Pranay Tower, Darbari Lal Sharma Marg;
Ludhiana: CMS Dept, 5th Floor; Madr as: Mariam Centre, Ground Floor; Madur
adras: ai: 7 - A, West Veli Street; Mandi Gobindg
adurai: arh: Hukum Chand Bansal Building; Mang
Gobindgarh: angal alor
alore: M.N Towers; Manjeri: CMS Dept, Kurikal Plaza, Bldg #20/
ore:
1245 Kacheripady; Mapucapuca:a: S 1 / 2 Ground Floor, Cosmos Towers; Marg oa: Ranghavi Building, Opp Municipality Garden; Mathur
argoa: a: CMS Dept, Ops BSA College; Meerut: 381 Western Kachery Road; Mehs
athura: ana: Prabhu Complex,
ehsana:
Near Raj Kamal Petrol Pump; Moga: G.T Road; Mor ad
orad abad: Chaddha Shopping Complex; Mor
adabad: vi: Om Shopping Center; Mumbai: Maneckjiwadia Building; Muzzaf
orvi: arnag
uzzafarnag ar: 53/4-A Bhag Kambal Wala; Muzzaf
arnagar: arpur: Above Maruti
uzzafarpur:
Showroom; Mysor e: Mythiri Arcade; Nabha: Sco 14-15; Nadiad: Shoot Out Building, Nadiad Ice Factory Compound; Nagpur: 303 & 304 3rd floor, Wardh Road; Nasik: Archit Centre, 3rd Floor, Chandak Circle Link Road; Navs
sore: ari:
vsari:
Nandini Complex, Ground Floor; N awanshahar: B 1 / 48; Nel Nelllor e: G.T Road; Pal
ore: akk
alakk ad: 8 / 246; Pal
akkad: anpur: Parth Complex , Near Cozy Tower; Panipat: 801 / 4, G.T Road; Panjim: Swami Vivekanand Road; Pathanamthit
alanpur: athanamthittt a:
CMS Dept, Aban Arcade Ward # 9/1128; Patial a: S.c.o 70 - 73, Leela Bhawan Market; Patna: Rajendra Ram Plaza; Perinthalmanna: Calicut Road; Phag
atiala: Phagw wara: Kalra Road, Opp Hanuman Garhi Mandir; Pond
ara: onda:a: Royal Chambers,
Gd1 -gd4; Pondicherr y: Ts No 6, 100 Feet Road; Porband
ondicherry: ar: Om Shiv Sakthi; Pune: 5th Floor Millennium Tower, Bhandarkar Road; Quil
orbandar: on: Vgp Buildings, Door No XVI / 1539 (1320a); Raipur: Chawla Complex, Near Vanijya
Quilon:
Bhawan, Sai Nagar; Rajamundry: H.No : 46-17-20; Rajkot: Opp Alfred High School; Rajpura: 11 - 12 Block B; Ranchi: Rohini 1st Floor; Raniganj: NSB Road; Rewari: L-203. Old Court Road; Rishikesh: M No 53, M J Mall;
Rohat ak: 401 -402, D Park; Roork
ohatak: ee: 313 / 8, Civil Lines; Ropar: Sohana Chandigarh Rd; Rourk
oorkee: el
ourkel a: Bisra Road, Dwivedi Bhawan; Rudr
ela: apur: Plot No1&2, Nanital Road; Sahar
udrapur: anpur: Mission Compound; Sal
Saharanpur: em: 5 / 241 - F,
Salem:
Rathna Arcade; Sambalpur: Nayapara; Sangli: 640, Venkatesh Senate; Sang rur: Shop No. 1-2-3 Kaula Park Market; Shil
Sangrur: Shilllong: Police Bazar; Shiml
Shimla:a: Jankidas Building; Silig uri: 3 No, Ramkrishna Samity Building; Sil
Siliguri: vass
Silvassa:a: 1-
16 Jaypee House, Opp Patel Petrol Pump; Sol an: Anand Bhavan; Srinag
Solan: ar: M.S Shopping Mall; Sur
Srinagar: at: 7th Floor, Kashi Plaza; Sur
Surat: endr
Surendr anag
endranag ar: Middle Point; Thal
anagar: ass
Thalass er
asser y: Avk Nair Road; Thiruv
ery: Thiruvalal
allla: Illampallil Buildings; Tirunel
irunelv veli:
12, 13 Trivandrum High Road; Tirupathi: H.No 10 - 14 - 575 / A3; Tirupur: 160, Chidambaram Complex; Trichur: Global Centre; Trich y: A - 10, Lakshmi Arcade; Triv
richy: andrum: Kenton Towers; Ud
rivandrum: aipur: 358 Post Office Road;
Udaipur:
Udupi: Panduran Towers; Unjha: Suvidhi Complex, 1st Floor, Nr. Radha Krishna Temple; Val alss ad: 1st Floor, Ekta Appt, Near R J J High School; Vapi: Lower Ground, Emperor Arcade; Var anasi: D 58 / 2 Kuber Complex; Vasc
aranasi: o: Ground
asco:
Floor, Damodar Building; Ver aval: Amrutdeep, Opp Public Garden; Vija
era yw
ijayw
ywadada: 40 - 1 -48 / 2, M.G Road; Vishak
ada: apatnam: 1st Floor, Poduri Castle; War
ishakapatnam: ang
arang al: No 1-8-605 / 1 Nakkalgutta; Yamunag
angal: amunagar: ar: 103, Model Town.

Вам также может понравиться