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Now slowly moving towards taking the fees online Payment for school

Firm size is another of the most commonly studied determinants of technology adoption. Starting with the classical contribution of Shum-peter (1912), various other authors have seen a positive relation between size and the adoption of a new technology since larger firms are in a better position to appropriate the returns from adoption and have greater funds available to invest in the new technology. Moreover, many technologies, like the Internet and its applications, are scale enhancing and, therefore, larger firms adopt them sooner because they capture economies of scale more quickly Likewise, competitive pressure has long been recognized in the economic literature as a driver of technology diffusion. Firms in a competitive environment are more likely to adopt those innovations and technologies that can enhance their decision making of school online payment strengthen their performance, and quickly improve their employees' skills, than those operating in a more sheltered environment Finally, research has also shown that the industry in which the firm operates has an important influence on ICT adoption. In contrast to Solow's famous remarks "you can see computers everywhere but in productivity statistics", ICT are in fact heavily concentrated in the service sector. E-Learning, as an application of these technologies, is very likely to be used more intensively by service firms. Nevertheless, it is important to bear in mind that ICT are general purpose technologies, which implies that all sectors might be able to benefit from their use and the use of their applications. As it is to be expected, the proxy for the perceived importance of ICT adoption is significant and positive. Therefore, those firms which expect a high impact of ICT on business functions have a higher propensity to adopt elearning. On the contrary, financial constraints, derived from a decrease in last year's turnover, reveal as a significant obstacle to e-learning adoption. The coefficient is significant and negative. If we reckon the odds ratio which is a measure of strength of association between variables usually reported in logit regressions, we find that firms facing financial constraints are about 0.8 times as likely to adopt elearning than those without financial difficulties. Results also show that the various dimensions of absorptive capacity stimulate the adoption of e-learning. The variable indicating the proportion of workers with a college or university degree is significant with a positive sign. The same happens with the variables related to innovation: they are both significant and with a positive sign. The proxies for firm size prove highly significant and show the expected positive signs. Thus, larger firms have a larger propensity to adopt e-learning. In particular, we find that small firms (between 10 and 49 employees) are about 1.2 times as likely to adopt e-learning as micro-firms (less than 10 workers); while, medium (between 50 and 249 workers) and large firms (250 and more employees) are respectively 1.4 and times more likely than micro-firms. Likewise, the competitive environment tends to stimulate online payment for school training. The coefficient of the variable related to an increase in competition is positive and significant. Thus, those firms which believe that ICT has increased competition are more likely to take-up e-learning than those which do not.

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