Dear Students, FYA Hi this should be the bible of every student from 2014 batch right now.

Friends, interview is an art and science - master the science. At least these questions are repeated every year and are very common but needs lot of introspection to answer...think and share your answers with your friends

!"!"! #ank Finance $$ $ %ow would you &o about checkin& a customer's credibility( $ )**+ $ $ ,hat does the bank statements indicative( $ $ $ %ow is for&ery checked and identified( $ $ $ ,hat is -.SS and alpha, beta( $ $ $ %ow does /"D-0 work and how do you become a member of it( $ $ $ ,e say that numbers and fi&ures are important, but in practical scenario if you have to 1ud&e an or&ani2ation would you refer to it's number's or no and why( $ $ $ ,hat ratios would you use if you need to under&o the financial approval of the company( $ $ $ ,hat are the term loans that bank's offer to it's corporate client base( $ $ $ ,hat is DS"3,what is the formula for the same( $ $ $$ !"!"! #ank Finance 4 5arketin& $$ $ 6uestions were based on future derivatives7 and options( $ )**+$ $ Situation based questions( $ $ $ Five thin&s that you dislike about !"!"! #ank( $ $ $ ,hat is the full form of !33( $ $

KJ Somaiya Institute of Management Studies and Research, Mumbai

$ %ow would you do the complete analysis of a security( $ $ $ ,hat is the difference between marketin& and sellin&( $ $ $ ,hat is the credit apprassial procedure( $ $ $ ,hat is the difference between AD3 and ADS( $ $ $ ,hat is the limit of the reach in marketin& terminolo&y( $ $ $ %ow would you &o about sellin& fans in winters,what would be your marketin& strate&ies( $ $ $ ,hat profile are you lookin& for( $ $ %DF" Finance 4 5arketin& $$ $ 8here is a similarity between life and F9 racin& and what do you learn from F9 racin&( $ )**: $ $ ,hat is the difference between traditional channels and multi level marketin&( $ $ $ ,hat is "A;5 model and what are it's assumptions( $ $ $ ,hat do you understand by flat rate and reducin& rate( $ $ $ ,hat do you know about insurance premium and 3<!( $ $ $ %ow will you convince someone that you have the ability to sell a particular bank products( $ $ D- Shaw $ S!; $ Sense= is touchin& new hi&hs what are the reasons and whats your view $ ,hich factor is most emphasi2in& in brin&in& F!! inflows $ ,hich is better technical analysis or fundamental analysis $ ;roblem with Arvind mills $ "urrent market price of the script of A5 $ %ow dollar depreciation is &oin& to effect !ndian equity market $ %ow much do you think the oil prices are havin& impact on !ndian markets #a1a1 Allaince $ 5y drivin& force $ "hoice of position $ Application of >eynes theory

KJ Somaiya Institute of Management Studies and Research, Mumbai

$ -ducational back&round 8"S $ S!; $ About yourself $ Difference b4w accounts and finance $ #asic theme of time value of money $ %ow does rate of interest in the economy effects &rowth rate $ ,hy 8"S $ Any questions $ "apital e=penditure and revenue e=penditure $ -vents affected you in life $ !t is said that consultants create confusion( ,hat do you want to say $ ,ho is better e=perienced &uy with 5#A or a fresher( %ow you are better than e=perienced person $ !f as a consultant you are not allowed for implementation then are you comfortable $ ?year &oals $ @alues in work place $ Difference b4w smart work and hard work $ !f there is a conflict b4w a corporate and a peer then what will you do $ ,hat are :*:?,:*:A and fiber optics $ ,hat is telecommunication , F5 , A5 $ ,hat is international finance $ Software tools in which you are comfortable with $ ,hy BS C is declinin& $ ,hat are the recent trends in te=tile industry !ndia#ulls S!; $ Family $ ,hy !ndia #ulls $ ,hich scheme is better for investment

KJ Somaiya Institute of Management Studies and Research, Mumbai

$ ,hat is your favorite dish $ Do you have a &irl friend and how many so far $ ,hy we should take you $ !s back&round knowled&e important for sellin& $ 5ake an advertisement for nokia and hutch $ 8ell me somethin& about computer science $ ,hat are your likes and dislikes $ %ow adaptable are you $ Derivate and hed&in& risk $ "all option and put option $ ,hat does your name means $ ,ould you be able to cope up with the work pressure $ ,hy career in mana&ement $ Diven choice b4w 1ob in educational field and india bulls $ Do u smoke or drink $ %ave you ever proposed $ Derivatives $ ,hat is better future market of cash market $ !f you have an open position in reliance what would you do $ .ocation preference $ %ow many funds have you &enerated $ About city you belon& A2tec e=im pvt. .td. $ "ash flow statement , income statement or balance sheet which out of three is most important for stakeholder $ ,hy &overnment is promotin& e=ports or why 3#! is keen to maintain so much of C balance $ ,hat is &ood for or&ani2ation Eive or Five workin& capital $ Financial accountin& and mana&ement enables the or&ani2ation comment $ Some numerical on basic concepts of accountin& and financial mana&ement

KJ Somaiya Institute of Management Studies and Research, Mumbai

$ %ow much are you interested in 1oinin& this or&ani2ation and why $ !f you are a &irl after marria&e will you &o to the place where your husband is placed $ Difference b4w cash flow statement and funds flow statement $ 6uestions relatin& to "@ domain knowled&e and connectin& it with economy $ Gustify "D;A $ ,hy emphasis on ethics $ .on& term aim $ Family back&round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

KJ Somaiya Institute of Management Studies and Research, Mumbai

%". !/F!/-8 $ S!; #<8% -/DD A/D 5#A #-/-F!8S <F 8%- ;3<G-"8S B/D-38A>-/( $ @;/ J @<.; ;3-S-/8A8!</( $ %<, D< Y<B S-- Y<B3S-.F ? Y3S D<,/ 8%- .!F- !/ ;3<FF-S!</A. A/D ;-3S</A. .!F-( $ ,%A8 !S @;/ -0;.A!/( $ S-88!/D B; "<//-"8!</ !/ A 3-5<8- .<"A8!</( $ A#<B8 ,<3> -0;-3!-/"-( $ ,%A8 "A/ %". D< !/ @!-, <F ;3-S-/8 "<5;-8!8!</( Standard Charted Bank $ ,hat makes you smile( )**A $ Are you open to relocation( $ Anythin& about you that we are unaware of( $ ,hat is your idea and perspective towards sales( $ ,hy #ankin&( $ ,hat is /A@( $ ,hat would be your reaction if %S#" offers you double the packa&e and promtion ?yrs down the line( $ ,hy should we &o about hirin& you( $ Do you have the ability to understand our e=ecutive trainin& pro&ram( $ !f a customer is &oin& in for a loan is it a asset or a liabilty for the bank( $ $ Are women better at sales,what is your take on it( $ )**K $ $ %ow would you &o about mana&in& married life and office to&ether and balance the same( $ $ $ ,hy was there a shortfall in the percenta&e scored after std 9*th( $ $ D- 5oney $ $ $ ,hat is operations( $ )**A $

KJ Somaiya Institute of Management Studies and Research, Mumbai

$ S!; Details( $ $ $ ;ro1ect oriented questions( $ $ $ ,hat is the ratio that we use to find out the financial feasebility( $ $ $ ,hat do we understand by fi=ed asset turnover ratio( $ $ 5et.ife !nsurance Finance $ ,hy "FA and then &oin& about switchin& over to sales( $ $ $ %ow would you rate yourself( $ $ 5et.ife !nsurance 5arketin& $$ $ ,hy didn't you &o ahead and 1oined your father's busisness( $ )**A $ $ ,hat is the basic difference between advertisin& and sales promotion( $ $ $ %ow can you &o about helpin& and enhancin& the companies current state( $ $ $$ >otak 5ahindra #ank Finance $$ $ ,hy would you want to 1oin >otak( $ )**A $ $ ,hat is your take on 5utual Funds( $ $ $ ,hat are those qualities,on the basis of which you could call yourself a &ood leader( $ $ $ A particular customer of your bank,has been char&ed some particular amount by mistake,would you &o ahead and reverse the entry or close the account if the customer is irrate( $ $ $$ $$ >otak 5ahindra #ank 5arketin& $ Do you have any close friends( $ $ $ ,hat do you know about the desi&nation of relationship officer( $ $ $ "ertifications,A5F!,/"F5( $ $ $$ 5ana&ement 8rainee 3ole in 5anufacturin& "os

KJ Somaiya Institute of Management Studies and Research, Mumbai

,hat do you know about ,A""( ,here do the cost of capital and cost of debt values in the ,A"" equation come from( ,hat is better for our company, )49* or net I*( !f you are analy2in& the credit of a potential customer, what factors would you consider( ,hat is &ood4bad about debt4equity( ,alk me throu&h the steps of conductin& an /;@ analysis. !s 3<A a &ood measure of success( ,hat are the methods of raisin& capital for a pro1ect( ,hat could be some reasons why our actual cash flow was less than forecast( A=is #ank )**+ Does it ever make sense to accept a ne&ative /;@ pro1ect( ,hat are some thin&s you can do to further investi&ate a ne&ative /;@ pro1ect( %ow do you calculate ,A""( ,hat is an accrual( %ow would you &o about pricin& a product( %ow would you &o about analy2in& a situation where demand e=ceeded capacity( ,hich is better for your company, offerin& a )L discount if paid in the first ten days, or &ettin& the net due in I* days( !f you have two products that are similar, how would you decide which one you want to launch Mor both(N( %ow does the increase in interest rates affect our company( %ow would you make a business profitable Mdiscuss ;J. for this one N( 3evenues are risin& and profits are fallin&. ,hat could be &oin& on( You have the option to fund a pro1ect that will cost an amount appro=imate to :*L of equity. Do you undertake the pro1ect( ,hat is the difference between !nternal 3ate of 3eturn and ,ei&hted Avera&e "ost of "apital( ,hat is one area my company is e=posed to risk( ,hat do you do about that(

KJ Somaiya Institute of Management Studies and Research, Mumbai

-cler= )**+ -ssay writin& 8ime value of money based questions !"!"! Securities )*99 9. ). I. O. ?. the option( A. K. :. +. 9*. 99. . ,hat do you mean by call sell( ,hat is intrinsic value( ,hat is strike price( ,hat is spot price( ,hat is ;- ratio( ,hat is quick ratio( ,hat is quick assets, &ive e&s( ,hat is the base year for #S- and /S-( "urrent &old prices, dollar rate, #S- and /S-( !"!"! #ank )*9) %3 E 8echnical 3ound 9N 8ell me about yourself. )N ;rofile offered. IN @iew on !ndian stock market. ON 8here are many candidates waitin& outside, why should we consider you( ?N ,hat are derivatives( AN "all and ;ut <ption KN "urrent dollar and euro e=chan&e rate. :N -uro crisis. +N Difference between forwards and futures. #ein& an en&&. why did you opt for finance( . . ,hat are derivatives( Differentiate between forward and future contract( ,hat are options( ,hat is the profit mechanism in call and put options for writer and buyer of

KJ Somaiya Institute of Management Studies and Research, Mumbai

9*N ,hy is !ndian stock market fluctuatin&( 99N #ase year for #S- and /S9)N Your su&&estions about stock market. 9IN /umber of stocks in /S- and #S-. 9ON ;ro1ects written in the 3esume. 9?N 8here are I numbers out of which ) are variables and one is constant.%ow many combinations can you make( MprobabilityN )*9I D- Shaw echnical !ound" 9N Started with why 5#A and why not a "FA )N A question on .!F<4F!F< IN ,hat are "DS( ON 8he payoff and tri&&er point of "DS ?N Asked about my favorite sub1ectP question on how and where to invest BSD 9 million for a %/! Mend to end detailed process was askedN AN ,hich is the current sector with both hi&h risk and hi&h return KN ,orkin& of <il FuturesP interest rate determinants, their cycles and functionin& and variables impactin& 9* year <il Futures :N !nterest rate ;arity 8heorem +N Soverei&n Debt 3atin&s 9*N First thin& you would analyse before enterin& in a country if you are a hed&e fund 99N ;- M;rivate -quityN !ndustryQ 8his was asked because of my work-e= 9)N ! was asked to solve a pu22le 9IN 5ore understandin& on profiles offered by D- Shaw

KJ Somaiya Institute of Management Studies and Research, Mumbai

9ON #alance sheet basics. Don't if you make a loss on a sale how will you record it 9?N. /ational Spot -=chan&e scam 9AN. Securiti2ation and the BS housin& crisis 9KN . Describe one recent finance news that you have read so that we can &rill you on it. 5ake sure that even if you cite a headline, you read the follow-up stories in the inside pa&es. ! cited S#!'s possible liquidity crunch and was dismissed sayin& you've only read headlines. ! &ot some &round back by citin& a related article which talked about 5oody's down&radin& S#!'s unsecured loans business to #aaaI. 9:N. 3atios - Started with 3o- and then they went on to ask me I ratios ! would use to decide if ! should invest in a firm 9+N. 5y analysis of the rupee situation in I points )*N. #onus shares and stock splits and the difference between the two )9N. 5arket "apitali2ation ))N. Summer internship description and related questions )IN. ,hich profile ! wanted H! interview #besides normal H! $uestions%"& 9. ,ho is the chairman of the BS Fed 3eserve( ). ,hich of his possible replacements has 1ust stepped down for runnin& for his post( I. asked to solve I pu22les. "3!S!. echnical !ound" 9N Started with my academic scores Mhave been an avera&e performer throu&houtN. )N Asked about my work e=perience with <racle M;re 5#AN. ,ork e= was in Financial services industry. IN -fficient market hytothesis - e=plained in detail with relevant e=amples

KJ Somaiya Institute of Management Studies and Research, Mumbai

ON ,hat is beta( ?N %ow to build a portfolio, systematic and unsystematic risks. %ow to minimi2e both the risks. AN "ase sudy - estimate si2e of coconut water which is to be sold on kurla station KN ,hat is "A;5(, ,hat is risk premium. %ow it is decided for a particular stock. :N 9 pros and 9 con of !33 and /;@. +N Asked few questions on e=tracurricular activities. 9*N 5ore understandin& on profiles offered by "risil - asked about my interest and preferences. 99N Financial modellin& - 1ust asked me if i have done it. ! didnt knew so no questions on that. 9)N . 8ell me about yourself and how will you add value to "3S!. 9IN . %ow will you estimate the demand for cement 9ON . %ow will you estimate the demand for e commerce industry 9?N . %ow will you estimate the demand for dia&nostic centres 9AN . !f you are a banker, which factors would you look in construction company - ratios and other factors 9KN . .ittle about summer internship Mhe asked what is corporate brid&e( Q;N 9:N . ,hat economic factors are affectin& a country like india

H! !ound" 9N 8ell me somethin& about yourself other than thin&s mentioned on "@. )N "an beta be 2ero(

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KJ Somaiya Institute of Management Studies and Research, Mumbai