Car Insurance for Minors Yearly, millions of car accidents happen around the world involving minors that

leads to injuries, property damage, and worst, death. In times like these, it helps to have some kind of insurance that will cover the losses incurred from the blow. In the U , all states re!uire motor vehicle owners or drivers depending on the state, to be financially responsible in accidents they"re involved in and especially the ones in which they"re at fault. #his could be in the form of insurance or bonds. $aving insurance for a motor vehicle is compulsory in all states e%cept in &ew $ampshire wherein only drivers with known traffic violation or involvement to collision are re!uired to carry an insurance with them. 'orty(nine of the states set the minimum amount of liability coverage an owner should have in their policy. Motor vehicle insurance law varies from state to state. If a teenager is going to drive a car for the first time, his)her parents should first verify the minimum age for drivers in their area and get their son)daughter a learner"s permit. Most states allow minors to start driving at the age of *+ to *,. -fter obtaining a permit, the planning for the insurance comes ne%t. #he coverage given to minors can be similar to adults but may be pricier. Insurance under 21 year old persons can be more e%pensive because crash rate is higher for younger people, particularly those at the age of *. to */. -ccording to the Centers for 0isease Control and 1revention 2C0C3, motor vehicle accident is the leading cause of death for teenagers in the United tates. -lso, a single, teen boy rates insurance premium is higher than a teenage girl"s rate. 4ood news, there are ways to reduce the cost and that is to take advantage of any discount insurance offered by providers. -dding a teen into parent"s e%isting policy might also help depending on the insurance company"s guidelines. #he following are more ways to cheapen the premium of a minor"s insurance policy5 *. #he car classification makes the biggest impact on the insurance rate. If a minor doesn"t have a car to drive yet, parents should buy one that has less value. $ot cars are not good to start with because they"re prone to vandalism, theft and are e%pensive to repair, thus pushing companies to charge higher. 6. -nother major factor that affects the premium is an insuree"s driving record. Insurers tend to charge higher rates to those who get involved in crashes or commit traffic violations fre!uently. - solution is to enroll the minors in a 4raduated 0rivers 7icensing 24073 program, wherein an adult will supervise their driving in the ne%t . to *6 months

until they"re ready to be on their own and have a full driving license. #his will not only lower their insurance cost, but it could even save lives by developing good driving skills in them. 8. 7astly, parents can take their kid to one of those safe(driving courses. ome companies offer discount insurance to those who are enrolled in one of such courses. 9ust make sure its accredited in order to !ualify for a discount. -gain, the process for ac!uiring auto insurance for minors varies by state and by provider. tudy your options carefully before committing into a policy. :emember that insurance is not a way to prevent car accidents, still the most important defense is to be alert on the road at all times.

-nswers5 *. Is an ;1$ writer allowed to ask for more than * grace period per assignment set<

&o, an ;1$ writer is only allowed to ask for * grace period per assignment.

6. =hat does the acronym 4C stand for<

#he acronym 4C stands for >4race Credits?.

8. $ow many assignments can a single ;1$ writer claim at the same time<

- single ;1$ writer can only claim * assignment at a time but writers belonging to the @lue #eam can claim 6 assignments at a time.

+. If you withdraw .AA points using one of the primary payment processors, how much is the e%act amount that will reflect in your bank account<

BAA pesos. *AA points are deducted because the total points withdrawn is below *AAA points.

B. If you were asked to revise your articles, the assignment thread can be found in which section of the forum<

:evisions $ub

.. =ho is ;ssays.1$Cs 4eneral Manager<

heila @uenaventura

,. =hat should be the color, spacing, margin, and format of the articles you will submit to us<

font5 #imes &ew :oman siDe5 *6 file format5 .doc

E. If the -ssignment doesnCt specify a re!uired point of view, which one should you use ( 'irst 1erson or #hird 1erson<

#hird person

/. #rue or 'alse5 #he pronouns each, everyone, every one, everybody, anyone, anybody, someone, and somebody are singular and re!uire singular verbs.

#rue