IBM SALES AND DISTRIBUTION
Solution Brief
Highlights
● Customer identification systems
● Entity management
● Real-time analytics and activity
monitoring
● Integrated case management
● Data integration
Integrated, cross-channel financial crimes solutions
Financial crime solutions for
financial services
Mounting fraud losses. Uncertainty about origins and types of new
risks. Limited internal resources. All overload your ability to deal with
emerging financial crime ring activities. The financial and reputation
risks associated with financial crime fraud losses are significant. As the
marketplace and individuals become increasingly interconnected,
tracking and tracing fraudulent financial events is more difficult and
cost prohibitive. Globalization, organized crime, intensifying regula-
tory requirements and financial instrument complexity threaten to
overwhelm legacy risk models and systems.
Detecting patterns of fraudulent activity after a crime has occurred is
counterproductive. Financial institutions must move to real-time mon-
itoring. Adopt a proactive stance that allows you to determine the right
mix of detective and preventive controls to strengthen. IBM financial
crimes solutions can help with:
● Customer identification systems to verify the identity and risks
posed by entities.
● Entity management to parse information out of structured and
unstructured data streams.
● Real-time analytics to monitor data streams for patterns of
unusual or suspicious activity.
● Modeling of normal behavior to determine the baseline for
unusual activity monitoring.
● Integrated case management to provide a composite view of
risk exposures across channels and lines of business.
● Data integration to enable tactical execution and governance
strategies that are flexible and adaptable.
IBM has an extensive track record in helping financial service firms
manage the complex issues associated with financial crimes, fraud and
information security. From automated identity resolution to strategic
fraud solutions with industry-leading technology partners, our financial
crimes solutions can help you stay ahead of the threat.
IBM SALES AND DISTRIBUTION Integrated, cross-channel financial crimes solutions
Solution Brief

Example offerings include:

● Anti-Money Laundering Investigations, Alert Modeling and © Copyright IBM Corporation 2009
Analytics
IBM Corporation
IBM provides the option to outsource selected anti-money laundering
Route 100
prevention activities to support your in-house AML operations with Somers, NY 10589
access to a single, comprehensive, near real-time repository of resolved
Produced in the United States of
and related identities and networks of associates. America
● Integrated Fraud & Financial Crimes Platform October 2009
Does the velocity of online financial crime drive you to the need to sup- All Rights Reserved
port real-time analytics, transaction monitoring and detection? IBM can IBM, the IBM logo and ibm.com are
help you leverage entity resolution and name matching to enable cus- trademarks or registered trademarks of
tomer due diligence, know your customer and anti-money laundering International Business Machines
Corporation in the United States, other
actions. Exceptions can be fed into integrated case and investigation countries, or both. If these and other
management. IBM trademarked terms are marked on
● Identity & Access Management Platform their first occurrence in this information
Does the management of user accounts and authorizations throughout with a trademark symbol (® or ™), these
symbols indicate U.S. registered or
the identity life cycle take too much time and cost today? IBM can help common law trademarks owned by
you automate access management processes and protect data confiden- IBM at the time this information was
tiality while reducing processing time and accelerate deployment. published. Such trademarks may also be
● Threat and Fraud Intelligence registered or common law trademarks in
other countries. A current list of
Are you effectively and efficiently preventing fraudulent activities? Our IBM trademarks is available on the Web
solution can help protect your reputation by preventing fraud to help at “Copyright and trademark
you know and understand your current and potential customers, their information” at ibm.com/legal/
relationships with each other and your employees, complementing your copytrade.shtml

existing transaction monitoring systems. Other product, company or service

names may be trademarks or service
marks of others.
To help you enable projects to deal with the risk of various types of financial
crime, as well as other areas of Risk Management in Financial Services, the
IBM Banking Industry Framework has been established to combine the
Please Recycle
power of IBM software with banking-specific software extensions, solution
accelerators and best practices, to help you deploy financial crime monitoring,
detection, prevention and remediation solutions faster and at lower cost and
risk. The IBM framework can help you migrate to a more strategic and flexible
technology architecture that is aligned with the needs of your business, one
project at a time. Take advantage of a structured approach that combines best-
in-class industry assets, repeatable software patterns and IBM Business Partner
offerings to take a holistic approach to monitoring and managing financial risk,
financial crimes detection and prevention, operational and IT risk, and gover-
nance and compliance.

For more information

To learn more about financial crimes solutions for financial services, please
contact your IBM representative or IBM Business Partner, or visit:
ibm.com/banking/risk

IIS03003-USEN-00